ATE196559T1 - Verfahren zum abbuchen eines elektronischen zahlungsmittels - Google Patents

Verfahren zum abbuchen eines elektronischen zahlungsmittels

Info

Publication number
ATE196559T1
ATE196559T1 AT96939058T AT96939058T ATE196559T1 AT E196559 T1 ATE196559 T1 AT E196559T1 AT 96939058 T AT96939058 T AT 96939058T AT 96939058 T AT96939058 T AT 96939058T AT E196559 T1 ATE196559 T1 AT E196559T1
Authority
AT
Austria
Prior art keywords
protocol
debiting
payment
electronic payment
payment mechanism
Prior art date
Application number
AT96939058T
Other languages
English (en)
Inventor
Rob Pieterse
Willem Rombaut
Original Assignee
Koninkl Kpn Nv
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=19761855&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ATE196559(T1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Koninkl Kpn Nv filed Critical Koninkl Kpn Nv
Application granted granted Critical
Publication of ATE196559T1 publication Critical patent/ATE196559T1/de

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676—Balancing accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Storage Device Security (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Polysaccharides And Polysaccharide Derivatives (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Peptides Or Proteins (AREA)
  • Printers Or Recording Devices Using Electromagnetic And Radiation Means (AREA)
  • Telephonic Communication Services (AREA)
  • Meter Arrangements (AREA)
  • Eye Examination Apparatus (AREA)
  • Mobile Radio Communication Systems (AREA)
AT96939058T 1995-11-15 1996-11-14 Verfahren zum abbuchen eines elektronischen zahlungsmittels ATE196559T1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.
PCT/EP1996/005028 WO1997018537A1 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means

Publications (1)

Publication Number Publication Date
ATE196559T1 true ATE196559T1 (de) 2000-10-15

Family

ID=19761855

Family Applications (1)

Application Number Title Priority Date Filing Date
AT96939058T ATE196559T1 (de) 1995-11-15 1996-11-14 Verfahren zum abbuchen eines elektronischen zahlungsmittels

Country Status (21)

Country Link
US (2) US5907832A (de)
EP (1) EP0873554B1 (de)
CN (1) CN1134749C (de)
AT (1) ATE196559T1 (de)
AU (1) AU708201B2 (de)
BG (1) BG102450A (de)
BR (1) BR9611535A (de)
CA (1) CA2235739C (de)
CZ (1) CZ287828B6 (de)
DE (1) DE69610439T2 (de)
DK (1) DK0873554T3 (de)
EA (1) EA000857B1 (de)
ES (1) ES2151186T3 (de)
HU (1) HU220210B (de)
IL (1) IL124201A (de)
MX (1) MX9803825A (de)
NL (1) NL1001659C2 (de)
NO (1) NO315826B1 (de)
PL (1) PL181090B1 (de)
SK (1) SK60098A3 (de)
WO (1) WO1997018537A1 (de)

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US7712024B2 (en) 2000-06-06 2010-05-04 Microsoft Corporation Application program interfaces for semantically labeling strings and providing actions based on semantically labeled strings
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US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7295982B1 (en) 2001-11-19 2007-11-13 At&T Corp. System and method for automatic verification of the understandability of speech
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US8396809B1 (en) 2002-05-14 2013-03-12 Hewlett-Packard Development Company, L.P. Method for reducing purchase time
US7281245B2 (en) * 2002-06-05 2007-10-09 Microsoft Corporation Mechanism for downloading software components from a remote source for use by a local software application
US7792759B2 (en) * 2002-07-29 2010-09-07 Emv Co. Llc Methods for performing transactions in a wireless environment
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
US20040182922A1 (en) * 2003-03-21 2004-09-23 Frank Talarico Systems and methods for a loadable stored-value card with a contribution to a specified beneficiary
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US7739588B2 (en) * 2003-06-27 2010-06-15 Microsoft Corporation Leveraging markup language data for semantically labeling text strings and data and for providing actions based on semantically labeled text strings and data
US8234214B2 (en) 2004-01-07 2012-07-31 Precash, Inc. System and method for facilitating large scale payment transactions
US20070150414A1 (en) * 2004-01-07 2007-06-28 Precash, Inc. System and method for facilitating payment transactions
US8606697B2 (en) 2004-06-17 2013-12-10 Visa International Service Association Method and system for providing buyer bank payable discounting services
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US7810134B2 (en) 2007-01-22 2010-10-05 First Data Corporation Authentication system for financial transactions
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US20160092956A1 (en) 2014-09-30 2016-03-31 Jonathan Su Garment size mapping
KR20160145962A (ko) * 2015-06-11 2016-12-21 에스케이플래닛 주식회사 역방향 nfc 결제를 위한 사용자 장치, nfc 결제 단말기, 그를 포함하는 역방향 nfc 결제 시스템, 그의 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체

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Also Published As

Publication number Publication date
NL1001659C2 (nl) 1997-05-21
ES2151186T3 (es) 2000-12-16
NO315826B1 (no) 2003-10-27
BR9611535A (pt) 1999-07-13
AU708201B2 (en) 1999-07-29
CN1134749C (zh) 2004-01-14
BG102450A (en) 1998-12-30
SK60098A3 (en) 1999-04-13
DK0873554T3 (da) 2001-01-29
DE69610439T2 (de) 2001-04-19
DE69610439D1 (de) 2000-10-26
EP0873554A1 (de) 1998-10-28
CZ141398A3 (cs) 1998-08-12
EA199800373A1 (ru) 1998-12-24
MX9803825A (es) 1998-09-30
PL181090B1 (pl) 2001-05-31
IL124201A (en) 2001-10-31
CA2235739C (en) 2005-03-29
HU220210B (hu) 2001-11-28
CA2235739A1 (en) 1997-05-22
EA000857B1 (ru) 2000-06-26
AU7625596A (en) 1997-06-05
US6076073A (en) 2000-06-13
NO982203L (no) 1998-07-14
NO982203D0 (no) 1998-05-14
US5907832A (en) 1999-05-25
CN1207190A (zh) 1999-02-03
HUP9903552A3 (en) 2000-03-28
HUP9903552A2 (hu) 2000-02-28
PL326634A1 (en) 1998-10-12
WO1997018537A1 (en) 1997-05-22
CZ287828B6 (en) 2001-02-14
EP0873554B1 (de) 2000-09-20

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