AU2001266130A1 - Method for making secure transactions carried out with cards provided with an owner identification number - Google Patents
Method for making secure transactions carried out with cards provided with an owner identification numberInfo
- Publication number
- AU2001266130A1 AU2001266130A1 AU2001266130A AU6613001A AU2001266130A1 AU 2001266130 A1 AU2001266130 A1 AU 2001266130A1 AU 2001266130 A AU2001266130 A AU 2001266130A AU 6613001 A AU6613001 A AU 6613001A AU 2001266130 A1 AU2001266130 A1 AU 2001266130A1
- Authority
- AU
- Australia
- Prior art keywords
- carried out
- identification number
- secure transactions
- owner identification
- cards provided
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Credit Cards Or The Like (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention concerns a method for carrying out a transaction comprising prior steps of identifying the card by reading its number and authenticating the bearer optionally by writing in the secret code using a keyboard. The invention is characterised in that the secret code and/or the card number, comprise(s) in a specific position at least a character modified at each transaction. The modified character(s) (n) of the secret code and/or the card is/are modified in accordance with at least a character of a predetermined parameter.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR0007393 | 2000-06-09 | ||
FR0007393A FR2810179B1 (en) | 2000-06-09 | 2000-06-09 | METHOD FOR MAKING TRANSACTIONS USING SECRET CODE CARDS SECRET |
PCT/FR2001/001772 WO2001095272A1 (en) | 2000-06-09 | 2001-06-08 | Method for making secure transactions carried out with cards provided with an owner identification number |
Publications (1)
Publication Number | Publication Date |
---|---|
AU2001266130A1 true AU2001266130A1 (en) | 2001-12-17 |
Family
ID=8851130
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
AU2001266130A Abandoned AU2001266130A1 (en) | 2000-06-09 | 2001-06-08 | Method for making secure transactions carried out with cards provided with an owner identification number |
Country Status (8)
Country | Link |
---|---|
US (2) | US8140433B2 (en) |
EP (1) | EP1295264B1 (en) |
AT (1) | ATE321322T1 (en) |
AU (1) | AU2001266130A1 (en) |
CA (1) | CA2416816A1 (en) |
DE (1) | DE60110789D1 (en) |
FR (1) | FR2810179B1 (en) |
WO (1) | WO2001095272A1 (en) |
Families Citing this family (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6636833B1 (en) * | 1998-03-25 | 2003-10-21 | Obis Patents Ltd. | Credit card system and method |
KR20010110740A (en) * | 1999-04-13 | 2001-12-13 | 추후제출 | Person-to-person, person-to-business, business-to-person, and business-to-business finalcial transaction system |
EP1265202A1 (en) * | 2001-06-04 | 2002-12-11 | Orbis Patents Limited | Business-to-business commerce using financial transaction numbers |
DE102011085538A1 (en) | 2011-11-01 | 2013-05-02 | Bundesdruckerei Gmbh | Document, Method for authenticating a user, in particular for activating a chip card function, and computer system |
FR3090934A1 (en) * | 2018-12-21 | 2020-06-26 | Orange | Method and system for securing operations, and associated user station |
Family Cites Families (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4630201A (en) * | 1984-02-14 | 1986-12-16 | International Security Note & Computer Corporation | On-line and off-line transaction security system using a code generated from a transaction parameter and a random number |
US4924514A (en) * | 1988-08-26 | 1990-05-08 | International Business Machines Corporation | Personal identification number processing using control vectors |
US5239583A (en) * | 1991-04-10 | 1993-08-24 | Parrillo Larry A | Method and apparatus for improved security using access codes |
US5163097A (en) * | 1991-08-07 | 1992-11-10 | Dynamicserve, Ltd. | Method and apparatus for providing secure access to a limited access system |
JP2821306B2 (en) * | 1992-03-06 | 1998-11-05 | 三菱電機株式会社 | Authentication method and system between IC card and terminal |
WO1993023830A1 (en) * | 1992-05-08 | 1993-11-25 | Wesco Software Limited | Authenticating the identity of an authorised person |
US5317636A (en) * | 1992-12-09 | 1994-05-31 | Arris, Inc. | Method and apparatus for securing credit card transactions |
GB9321357D0 (en) * | 1993-10-15 | 1993-12-22 | British Telecomm | Personal identification systems |
US5627355A (en) * | 1994-07-13 | 1997-05-06 | Rahman; Sam | Transaction device, equipment and method for protecting account numbers and their associated personal identification numbers |
FR2788154A1 (en) * | 1998-12-01 | 2000-07-07 | Philippe Baron D | Secure data exchange for electronic or internet payments |
DE19924232C2 (en) * | 1999-05-27 | 2003-07-24 | Giesecke & Devrient Gmbh | Method and device for storing and retrieving PIN codes |
-
2000
- 2000-06-09 FR FR0007393A patent/FR2810179B1/en not_active Expired - Fee Related
-
2001
- 2001-06-08 CA CA002416816A patent/CA2416816A1/en not_active Abandoned
- 2001-06-08 EP EP01943587A patent/EP1295264B1/en not_active Expired - Lifetime
- 2001-06-08 AT AT01943587T patent/ATE321322T1/en not_active IP Right Cessation
- 2001-06-08 DE DE60110789T patent/DE60110789D1/en not_active Expired - Fee Related
- 2001-06-08 AU AU2001266130A patent/AU2001266130A1/en not_active Abandoned
- 2001-06-08 US US10/297,722 patent/US8140433B2/en not_active Expired - Fee Related
- 2001-06-08 WO PCT/FR2001/001772 patent/WO2001095272A1/en active IP Right Grant
-
2012
- 2012-03-20 US US13/425,409 patent/US20120246078A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
EP1295264B1 (en) | 2006-03-22 |
DE60110789D1 (en) | 2007-09-20 |
US20040068469A1 (en) | 2004-04-08 |
US8140433B2 (en) | 2012-03-20 |
ATE321322T1 (en) | 2006-04-15 |
EP1295264A1 (en) | 2003-03-26 |
CA2416816A1 (en) | 2001-12-13 |
FR2810179B1 (en) | 2005-02-18 |
WO2001095272A1 (en) | 2001-12-13 |
FR2810179A1 (en) | 2001-12-14 |
US20120246078A1 (en) | 2012-09-27 |
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