WO2001086600A3 - Payment card and method for conducting transactions using a payment card - Google Patents

Payment card and method for conducting transactions using a payment card Download PDF

Info

Publication number
WO2001086600A3
WO2001086600A3 PCT/EP2001/005389 EP0105389W WO0186600A3 WO 2001086600 A3 WO2001086600 A3 WO 2001086600A3 EP 0105389 W EP0105389 W EP 0105389W WO 0186600 A3 WO0186600 A3 WO 0186600A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment card
conducting transactions
label
identification code
code
Prior art date
Application number
PCT/EP2001/005389
Other languages
German (de)
French (fr)
Other versions
WO2001086600A2 (en
Inventor
Heiko Heinig
Original Assignee
Logo Hardware & Internet Servi
Heiko Heinig
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Logo Hardware & Internet Servi, Heiko Heinig filed Critical Logo Hardware & Internet Servi
Priority to AU67426/01A priority Critical patent/AU6742601A/en
Publication of WO2001086600A2 publication Critical patent/WO2001086600A2/en
Publication of WO2001086600A3 publication Critical patent/WO2001086600A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"

Abstract

The invention relates to a payment card (1) for conducting electronic money transactions provided in the form of a flat object, which carries an identification code (8) of an access authorization for a prepaid amount of money, and the identifications code (8) is concealed by a label. Before the initial use of the payment card (1), said label can be irreversibly destroyed in an identifiable manner in order to render the identification code (8) visible.
PCT/EP2001/005389 2000-05-12 2001-05-11 Payment card and method for conducting transactions using a payment card WO2001086600A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU67426/01A AU6742601A (en) 2000-05-12 2001-05-11 Payment card and method for conducting transactions using a payment card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE10023251.5 2000-05-12
DE2000123251 DE10023251A1 (en) 2000-05-12 2000-05-12 Payment card and method of payment using a payment card

Publications (2)

Publication Number Publication Date
WO2001086600A2 WO2001086600A2 (en) 2001-11-15
WO2001086600A3 true WO2001086600A3 (en) 2002-04-11

Family

ID=7641765

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2001/005389 WO2001086600A2 (en) 2000-05-12 2001-05-11 Payment card and method for conducting transactions using a payment card

Country Status (3)

Country Link
AU (1) AU6742601A (en)
DE (1) DE10023251A1 (en)
WO (1) WO2001086600A2 (en)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI108977B (en) * 1999-11-22 2002-04-30 Nokia Corp Billing of telecommunications services
US7165052B2 (en) 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
US7184989B2 (en) 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
CA2443220A1 (en) 2001-03-31 2002-10-10 First Data Corporation Electronic identifier payment system and methods
US7117183B2 (en) 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
DE10147651C1 (en) * 2001-09-27 2002-11-21 Deutsche Telekom Ag Payment transaction method for data network uses management system and anonymous numbered accounts for payment without revealing customer details
NO315727B1 (en) * 2002-02-22 2003-10-13 Handcash As Debit card and related procedure
GB2395825A (en) * 2002-11-27 2004-06-02 T C Comm Plc A data carrier holdin an activation code for use in online purchasing
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
ITMI20070825A1 (en) * 2007-04-20 2008-10-21 Bitlevel S R L METHOD OF PAYING PRODUCTS AND SERVICES THAT CAN BE SELECTED FROM AN ELECTRONIC DEVICE

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2252270A (en) * 1991-01-30 1992-08-05 Wren Hilton Giles Martin Credit or phone card
WO1998030985A2 (en) * 1997-01-06 1998-07-16 Aerotel Ltd. Computerized money transfer system
DE19716068A1 (en) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Method for generating a credit using a prepaid voucher
FR2775548A1 (en) * 1998-03-02 1999-09-03 Prosodie Goods/services rechargable telephone payment system
US6003769A (en) * 1995-06-17 1999-12-21 Ustra Hannoversche Verkehrsbetriebe Ag System for reading and erasing data on a chip card

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE19505848C2 (en) * 1995-02-21 1998-07-02 Venture Engineering Management Cashless payment system
DE19859959A1 (en) * 1998-12-29 2000-07-06 Manfred Matzel Method of cash or asset transfer from payer to payee via Internet using cash unit card by transferring units if funds are available after checking by provider

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2252270A (en) * 1991-01-30 1992-08-05 Wren Hilton Giles Martin Credit or phone card
US6003769A (en) * 1995-06-17 1999-12-21 Ustra Hannoversche Verkehrsbetriebe Ag System for reading and erasing data on a chip card
WO1998030985A2 (en) * 1997-01-06 1998-07-16 Aerotel Ltd. Computerized money transfer system
DE19716068A1 (en) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Method for generating a credit using a prepaid voucher
FR2775548A1 (en) * 1998-03-02 1999-09-03 Prosodie Goods/services rechargable telephone payment system

Also Published As

Publication number Publication date
WO2001086600A2 (en) 2001-11-15
AU6742601A (en) 2001-11-20
DE10023251A1 (en) 2001-12-20

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