CZ141398A3 - Způsob debitování elektronického platebního prostředku - Google Patents

Způsob debitování elektronického platebního prostředku

Info

Publication number
CZ141398A3
CZ141398A3 CZ981413A CZ141398A CZ141398A3 CZ 141398 A3 CZ141398 A3 CZ 141398A3 CZ 981413 A CZ981413 A CZ 981413A CZ 141398 A CZ141398 A CZ 141398A CZ 141398 A3 CZ141398 A3 CZ 141398A3
Authority
CZ
Czechia
Prior art keywords
protocol
electronic payment
payment
payment means
payment mechanism
Prior art date
Application number
CZ981413A
Other languages
English (en)
Other versions
CZ287828B6 (en
Inventor
Rob Pieterse
Willem Rumbaut
Original Assignee
Koninklijke Ptt Nederland N.V.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=19761855&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CZ141398(A3) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Koninklijke Ptt Nederland N.V. filed Critical Koninklijke Ptt Nederland N.V.
Publication of CZ141398A3 publication Critical patent/CZ141398A3/cs
Publication of CZ287828B6 publication Critical patent/CZ287828B6/cs

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676Balancing accounts
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806Details of the card
    • G07F7/0813Specific details related to card security
    • G07F7/082Features insuring the integrity of the data on or in the card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Storage Device Security (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Polysaccharides And Polysaccharide Derivatives (AREA)
  • Printers Or Recording Devices Using Electromagnetic And Radiation Means (AREA)
  • Peptides Or Proteins (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
  • Eye Examination Apparatus (AREA)
  • Meter Arrangements (AREA)
  • Mobile Radio Communication Systems (AREA)
CZ19981413A 1995-11-15 1996-11-14 Method of carrying out transactions by making use of electronic payment means CZ287828B6 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.

Publications (2)

Publication Number Publication Date
CZ141398A3 true CZ141398A3 (cs) 1998-08-12
CZ287828B6 CZ287828B6 (en) 2001-02-14

Family

ID=19761855

Family Applications (1)

Application Number Title Priority Date Filing Date
CZ19981413A CZ287828B6 (en) 1995-11-15 1996-11-14 Method of carrying out transactions by making use of electronic payment means

Country Status (21)

Country Link
US (2) US5907832A (cs)
EP (1) EP0873554B1 (cs)
CN (1) CN1134749C (cs)
AT (1) ATE196559T1 (cs)
AU (1) AU708201B2 (cs)
BG (1) BG102450A (cs)
BR (1) BR9611535A (cs)
CA (1) CA2235739C (cs)
CZ (1) CZ287828B6 (cs)
DE (1) DE69610439T2 (cs)
DK (1) DK0873554T3 (cs)
EA (1) EA000857B1 (cs)
ES (1) ES2151186T3 (cs)
HU (1) HU220210B (cs)
IL (1) IL124201A (cs)
MX (1) MX9803825A (cs)
NL (1) NL1001659C2 (cs)
NO (1) NO315826B1 (cs)
PL (1) PL181090B1 (cs)
SK (1) SK60098A3 (cs)
WO (1) WO1997018537A1 (cs)

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US7281245B2 (en) * 2002-06-05 2007-10-09 Microsoft Corporation Mechanism for downloading software components from a remote source for use by a local software application
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US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
US20040182922A1 (en) * 2003-03-21 2004-09-23 Frank Talarico Systems and methods for a loadable stored-value card with a contribution to a specified beneficiary
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Also Published As

Publication number Publication date
ATE196559T1 (de) 2000-10-15
ES2151186T3 (es) 2000-12-16
DE69610439T2 (de) 2001-04-19
HUP9903552A2 (hu) 2000-02-28
IL124201A (en) 2001-10-31
WO1997018537A1 (en) 1997-05-22
CA2235739C (en) 2005-03-29
NO982203D0 (no) 1998-05-14
DK0873554T3 (da) 2001-01-29
HU220210B (hu) 2001-11-28
HUP9903552A3 (en) 2000-03-28
SK60098A3 (en) 1999-04-13
NO982203L (no) 1998-07-14
AU708201B2 (en) 1999-07-29
MX9803825A (es) 1998-09-30
PL181090B1 (pl) 2001-05-31
EP0873554B1 (en) 2000-09-20
NL1001659C2 (nl) 1997-05-21
PL326634A1 (en) 1998-10-12
US5907832A (en) 1999-05-25
US6076073A (en) 2000-06-13
EA000857B1 (ru) 2000-06-26
BR9611535A (pt) 1999-07-13
BG102450A (en) 1998-12-30
CA2235739A1 (en) 1997-05-22
NO315826B1 (no) 2003-10-27
CN1134749C (zh) 2004-01-14
CZ287828B6 (en) 2001-02-14
EA199800373A1 (ru) 1998-12-24
EP0873554A1 (en) 1998-10-28
CN1207190A (zh) 1999-02-03
AU7625596A (en) 1997-06-05
DE69610439D1 (de) 2000-10-26

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Legal Events

Date Code Title Description
PD00 Pending as of 2000-06-30 in czech republic
MM4A Patent lapsed due to non-payment of fee

Effective date: 20021114