CZ141398A3 - Způsob debitování elektronického platebního prostředku - Google Patents
Způsob debitování elektronického platebního prostředkuInfo
- Publication number
- CZ141398A3 CZ141398A3 CZ981413A CZ141398A CZ141398A3 CZ 141398 A3 CZ141398 A3 CZ 141398A3 CZ 981413 A CZ981413 A CZ 981413A CZ 141398 A CZ141398 A CZ 141398A CZ 141398 A3 CZ141398 A3 CZ 141398A3
- Authority
- CZ
- Czechia
- Prior art keywords
- protocol
- electronic payment
- payment
- payment means
- payment mechanism
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3676—Balancing accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/082—Features insuring the integrity of the data on or in the card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Storage Device Security (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
- Coin-Freed Apparatuses For Hiring Articles (AREA)
- Polysaccharides And Polysaccharide Derivatives (AREA)
- Printers Or Recording Devices Using Electromagnetic And Radiation Means (AREA)
- Peptides Or Proteins (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephonic Communication Services (AREA)
- Eye Examination Apparatus (AREA)
- Meter Arrangements (AREA)
- Mobile Radio Communication Systems (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
NL1001659A NL1001659C2 (nl) | 1995-11-15 | 1995-11-15 | Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. |
Publications (2)
Publication Number | Publication Date |
---|---|
CZ141398A3 true CZ141398A3 (cs) | 1998-08-12 |
CZ287828B6 CZ287828B6 (en) | 2001-02-14 |
Family
ID=19761855
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CZ19981413A CZ287828B6 (en) | 1995-11-15 | 1996-11-14 | Method of carrying out transactions by making use of electronic payment means |
Country Status (21)
Country | Link |
---|---|
US (2) | US5907832A (cs) |
EP (1) | EP0873554B1 (cs) |
CN (1) | CN1134749C (cs) |
AT (1) | ATE196559T1 (cs) |
AU (1) | AU708201B2 (cs) |
BG (1) | BG102450A (cs) |
BR (1) | BR9611535A (cs) |
CA (1) | CA2235739C (cs) |
CZ (1) | CZ287828B6 (cs) |
DE (1) | DE69610439T2 (cs) |
DK (1) | DK0873554T3 (cs) |
EA (1) | EA000857B1 (cs) |
ES (1) | ES2151186T3 (cs) |
HU (1) | HU220210B (cs) |
IL (1) | IL124201A (cs) |
MX (1) | MX9803825A (cs) |
NL (1) | NL1001659C2 (cs) |
NO (1) | NO315826B1 (cs) |
PL (1) | PL181090B1 (cs) |
SK (1) | SK60098A3 (cs) |
WO (1) | WO1997018537A1 (cs) |
Families Citing this family (45)
Publication number | Priority date | Publication date | Assignee | Title |
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NL1001659C2 (nl) * | 1995-11-15 | 1997-05-21 | Nederland Ptt | Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. |
DE19622533A1 (de) * | 1996-06-05 | 1997-12-11 | Deutsche Telekom Ag | Verfahren und Vorrichtung zum Laden von Inputdaten in einen Algorithmus bei der Authentikation |
GB9713743D0 (en) * | 1997-06-27 | 1997-09-03 | Nat Westminster Bank Plc | A cryptographic authentication process |
US6304658B1 (en) * | 1998-01-02 | 2001-10-16 | Cryptography Research, Inc. | Leak-resistant cryptographic method and apparatus |
US7587044B2 (en) * | 1998-01-02 | 2009-09-08 | Cryptography Research, Inc. | Differential power analysis method and apparatus |
AU2262099A (en) * | 1998-02-16 | 1999-08-30 | Swisscom Ag | Identification card and billing process with an identification card |
FR2778806B1 (fr) * | 1998-05-12 | 2000-06-30 | Gemplus Card Int | Procede pour effectuer une transaction securisee au moyen d'une carte a puce a travers un reseau de telecommunication |
CA2333095C (en) * | 1998-06-03 | 2005-05-10 | Cryptography Research, Inc. | Improved des and other cryptographic processes with leak minimization for smartcards and other cryptosystems |
WO1999063744A1 (en) * | 1998-06-03 | 1999-12-09 | Mci Worldcom, Inc. | Point of sale activation and deactivation of pre-paid telephone calling cards |
JP4216475B2 (ja) * | 1998-07-02 | 2009-01-28 | クリプターグラフィー リサーチ インコーポレイテッド | 漏洩抵抗力を有する暗号索引付き鍵の更新方法及びデバイス |
US6473500B1 (en) | 1998-10-28 | 2002-10-29 | Mastercard International Incorporated | System and method for using a prepaid card |
US6999569B2 (en) * | 1998-10-28 | 2006-02-14 | Mastercard International Incorporated | System and method for using a prepaid card |
JP2002530757A (ja) * | 1998-11-17 | 2002-09-17 | プレネット コーポレイション | 中間アカウントを利用した電子支払いシステム |
DE19926472C2 (de) | 1999-06-10 | 2001-11-15 | Call A Bike Mobilitaetssysteme | Verfahren zum Übermitteln eines Codes |
US6847947B1 (en) * | 2000-01-18 | 2005-01-25 | First Data Corporation | Method and system for reduced cost debit processing |
EP1119149B1 (en) * | 2000-01-21 | 2004-11-24 | Alcatel | Telecommunication system and method for transporting and protecting information |
US20020162008A1 (en) * | 2000-01-28 | 2002-10-31 | Vincent Hill | Method and system for controlling access to a telecommunication or internet system |
US7712024B2 (en) | 2000-06-06 | 2010-05-04 | Microsoft Corporation | Application program interfaces for semantically labeling strings and providing actions based on semantically labeled strings |
US7788602B2 (en) * | 2000-06-06 | 2010-08-31 | Microsoft Corporation | Method and system for providing restricted actions for recognized semantic categories |
CA2878813C (en) * | 2000-07-10 | 2017-10-24 | Paypal, Inc. | System and method for verifying a financial instrument |
US6986057B1 (en) * | 2000-08-07 | 2006-01-10 | Dallas Semiconductor Corporation | Security device and method |
US6970843B1 (en) * | 2000-08-24 | 2005-11-29 | Forte Patrick A | Financial management system |
JP4651212B2 (ja) * | 2001-03-22 | 2011-03-16 | 大日本印刷株式会社 | 携帯可能情報記憶媒体およびその認証方法 |
DE10130099B4 (de) * | 2001-06-21 | 2004-04-08 | Infineon Technologies Ag | Challenge-Response-Vorrichtung, Authentifikationssystem, Verfahren zum Erzeugen eines Response-Signals aus einem Challenge-Signal und Verfahren zur Authentifikation |
US7822679B1 (en) | 2001-10-29 | 2010-10-26 | Visa U.S.A. Inc. | Method and system for conducting a commercial transaction between a buyer and a seller |
US7295982B1 (en) | 2001-11-19 | 2007-11-13 | At&T Corp. | System and method for automatic verification of the understandability of speech |
GB2387999B (en) * | 2002-04-24 | 2004-03-24 | Richard Mervyn Gardner | Sequential authentication with infinitely variable codes |
US8396809B1 (en) | 2002-05-14 | 2013-03-12 | Hewlett-Packard Development Company, L.P. | Method for reducing purchase time |
US7281245B2 (en) * | 2002-06-05 | 2007-10-09 | Microsoft Corporation | Mechanism for downloading software components from a remote source for use by a local software application |
US7792759B2 (en) * | 2002-07-29 | 2010-09-07 | Emv Co. Llc | Methods for performing transactions in a wireless environment |
US7729984B1 (en) | 2002-09-27 | 2010-06-01 | Abas Enterprises Llc | Effecting financial transactions |
US20040182922A1 (en) * | 2003-03-21 | 2004-09-23 | Frank Talarico | Systems and methods for a loadable stored-value card with a contribution to a specified beneficiary |
NL1023058C2 (nl) * | 2003-03-31 | 2004-10-01 | Koninkl Kpn Nv | Werkwijze voor het gebruik van een elektronische kraskaart voor het leveren van diensten. |
US7739588B2 (en) * | 2003-06-27 | 2010-06-15 | Microsoft Corporation | Leveraging markup language data for semantically labeling text strings and data and for providing actions based on semantically labeled text strings and data |
US20070150414A1 (en) * | 2004-01-07 | 2007-06-28 | Precash, Inc. | System and method for facilitating payment transactions |
US8234214B2 (en) | 2004-01-07 | 2012-07-31 | Precash, Inc. | System and method for facilitating large scale payment transactions |
US20050283433A1 (en) | 2004-06-17 | 2005-12-22 | Visa International Service Association | Method and system for providing seller bank receivable discounting services |
US7711639B2 (en) | 2005-01-12 | 2010-05-04 | Visa International | Pre-funding system and method |
US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
US7810134B2 (en) | 2007-01-22 | 2010-10-05 | First Data Corporation | Authentication system for financial transactions |
CN102186169A (zh) * | 2010-04-30 | 2011-09-14 | 北京华大智宝电子系统有限公司 | 一种身份认证方法、装置及系统 |
US20150134302A1 (en) | 2013-11-14 | 2015-05-14 | Jatin Chhugani | 3-dimensional digital garment creation from planar garment photographs |
US10366439B2 (en) | 2013-12-27 | 2019-07-30 | Ebay Inc. | Regional item reccomendations |
US20160092956A1 (en) | 2014-09-30 | 2016-03-31 | Jonathan Su | Garment size mapping |
KR20160145962A (ko) * | 2015-06-11 | 2016-12-21 | 에스케이플래닛 주식회사 | 역방향 nfc 결제를 위한 사용자 장치, nfc 결제 단말기, 그를 포함하는 역방향 nfc 결제 시스템, 그의 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체 |
Family Cites Families (16)
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US4746786A (en) * | 1985-11-19 | 1988-05-24 | Siemens Aktiengesellschaft | Method and apparatus for evaluating units stored on credit cards |
FR2605431B1 (fr) * | 1986-10-16 | 1988-12-02 | France Etat | Procede de paiement electronique utilisant une carte a memoire |
US5103478A (en) * | 1989-04-27 | 1992-04-07 | International Business Machines Corporation | Secure management of keys using control vectors with multi-path checking |
FR2651347A1 (fr) * | 1989-08-22 | 1991-03-01 | Trt Telecom Radio Electr | Procede de generation de nombre unique pour carte a microcircuit et application a la cooperation de la carte avec un systeme hote. |
EP0566811A1 (en) * | 1992-04-23 | 1993-10-27 | International Business Machines Corporation | Authentication method and system with a smartcard |
EP0570924A3 (en) * | 1992-05-20 | 1994-08-17 | Siemens Ag | Authentication method of one system-participant by another system-participant in an information transfer system composed of a terminal and of a portable data carrier |
DE4219739A1 (de) * | 1992-06-17 | 1993-12-23 | Philips Patentverwaltung | Verfahren und Schaltungsanordnung zum Prüfen einer Wertkarte |
FR2704081B1 (fr) * | 1993-04-16 | 1995-05-19 | France Telecom | Procédé de mise à jour d'une carte à mémoire et carte à mémoire pour la mise en Óoeuvre de ce procédé. |
US5914471A (en) * | 1993-07-20 | 1999-06-22 | Koninklijke Ptt Nederland N.V. | Method and apparatus for recording usage data of card operated devices |
NL9301271A (nl) * | 1993-07-20 | 1995-02-16 | Nederland Ptt | Werkwijze en inrichting voor het registreren van gebruiksgegevens van op een betaalkaart werkende toestellen. |
US5544246A (en) * | 1993-09-17 | 1996-08-06 | At&T Corp. | Smartcard adapted for a plurality of service providers and for remote installation of same |
NL9401406A (nl) * | 1994-08-31 | 1996-04-01 | Nederland Ptt | Betaalsysteem met verbeterde integriteit. |
GB9422803D0 (en) * | 1994-11-11 | 1995-01-04 | At & T Global Inf Solution | A card reader |
US5721781A (en) * | 1995-09-13 | 1998-02-24 | Microsoft Corporation | Authentication system and method for smart card transactions |
US5687237A (en) * | 1995-11-13 | 1997-11-11 | Pitney Bowes Inc. | Encryption key management system for an integrated circuit |
NL1001659C2 (nl) * | 1995-11-15 | 1997-05-21 | Nederland Ptt | Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. |
-
1995
- 1995-11-15 NL NL1001659A patent/NL1001659C2/nl not_active IP Right Cessation
-
1996
- 1996-11-14 IL IL12420196A patent/IL124201A/en not_active IP Right Cessation
- 1996-11-14 EP EP96939058A patent/EP0873554B1/en not_active Expired - Lifetime
- 1996-11-14 PL PL96326634A patent/PL181090B1/pl unknown
- 1996-11-14 ES ES96939058T patent/ES2151186T3/es not_active Expired - Lifetime
- 1996-11-14 AU AU76255/96A patent/AU708201B2/en not_active Ceased
- 1996-11-14 DK DK96939058T patent/DK0873554T3/da active
- 1996-11-14 AT AT96939058T patent/ATE196559T1/de not_active IP Right Cessation
- 1996-11-14 HU HU9903552A patent/HU220210B/hu not_active IP Right Cessation
- 1996-11-14 BR BR9611535A patent/BR9611535A/pt unknown
- 1996-11-14 SK SK600-98A patent/SK60098A3/sk unknown
- 1996-11-14 CN CNB961995270A patent/CN1134749C/zh not_active Expired - Lifetime
- 1996-11-14 CA CA002235739A patent/CA2235739C/en not_active Expired - Lifetime
- 1996-11-14 EA EA199800373A patent/EA000857B1/ru not_active IP Right Cessation
- 1996-11-14 DE DE69610439T patent/DE69610439T2/de not_active Expired - Lifetime
- 1996-11-14 WO PCT/EP1996/005028 patent/WO1997018537A1/en active Search and Examination
- 1996-11-14 CZ CZ19981413A patent/CZ287828B6/cs not_active IP Right Cessation
- 1996-11-15 US US08/751,156 patent/US5907832A/en not_active Expired - Lifetime
-
1998
- 1998-05-14 MX MX9803825A patent/MX9803825A/es active IP Right Grant
- 1998-05-14 NO NO19982203A patent/NO315826B1/no not_active IP Right Cessation
- 1998-05-15 BG BG102450A patent/BG102450A/xx unknown
-
1999
- 1999-03-01 US US09/259,584 patent/US6076073A/en not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
ATE196559T1 (de) | 2000-10-15 |
ES2151186T3 (es) | 2000-12-16 |
DE69610439T2 (de) | 2001-04-19 |
HUP9903552A2 (hu) | 2000-02-28 |
IL124201A (en) | 2001-10-31 |
WO1997018537A1 (en) | 1997-05-22 |
CA2235739C (en) | 2005-03-29 |
NO982203D0 (no) | 1998-05-14 |
DK0873554T3 (da) | 2001-01-29 |
HU220210B (hu) | 2001-11-28 |
HUP9903552A3 (en) | 2000-03-28 |
SK60098A3 (en) | 1999-04-13 |
NO982203L (no) | 1998-07-14 |
AU708201B2 (en) | 1999-07-29 |
MX9803825A (es) | 1998-09-30 |
PL181090B1 (pl) | 2001-05-31 |
EP0873554B1 (en) | 2000-09-20 |
NL1001659C2 (nl) | 1997-05-21 |
PL326634A1 (en) | 1998-10-12 |
US5907832A (en) | 1999-05-25 |
US6076073A (en) | 2000-06-13 |
EA000857B1 (ru) | 2000-06-26 |
BR9611535A (pt) | 1999-07-13 |
BG102450A (en) | 1998-12-30 |
CA2235739A1 (en) | 1997-05-22 |
NO315826B1 (no) | 2003-10-27 |
CN1134749C (zh) | 2004-01-14 |
CZ287828B6 (en) | 2001-02-14 |
EA199800373A1 (ru) | 1998-12-24 |
EP0873554A1 (en) | 1998-10-28 |
CN1207190A (zh) | 1999-02-03 |
AU7625596A (en) | 1997-06-05 |
DE69610439D1 (de) | 2000-10-26 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
PD00 | Pending as of 2000-06-30 in czech republic | ||
MM4A | Patent lapsed due to non-payment of fee |
Effective date: 20021114 |