MY123132A - Automatic electronic funds transfer system and method - Google Patents

Automatic electronic funds transfer system and method

Info

Publication number
MY123132A
MY123132A MYPI97003971A MYPI9703971A MY123132A MY 123132 A MY123132 A MY 123132A MY PI97003971 A MYPI97003971 A MY PI97003971A MY PI9703971 A MYPI9703971 A MY PI9703971A MY 123132 A MY123132 A MY 123132A
Authority
MY
Malaysia
Prior art keywords
user
information
trader
service provider
terminal
Prior art date
Application number
MYPI97003971A
Other languages
English (en)
Inventor
John Warwick Adcock
Rodney Alfred John Reynolds
Original Assignee
Xcellink Corpporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Xcellink Corpporation filed Critical Xcellink Corpporation
Publication of MY123132A publication Critical patent/MY123132A/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Storage Device Security (AREA)
MYPI97003971A 1996-08-29 1997-08-28 Automatic electronic funds transfer system and method MY123132A (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AUPO2011A AUPO201196A0 (en) 1996-08-29 1996-08-29 Funds transfer system and method

Publications (1)

Publication Number Publication Date
MY123132A true MY123132A (en) 2006-05-31

Family

ID=3796324

Family Applications (1)

Application Number Title Priority Date Filing Date
MYPI97003971A MY123132A (en) 1996-08-29 1997-08-28 Automatic electronic funds transfer system and method

Country Status (14)

Country Link
US (1) US7024385B1 (enExample)
EP (1) EP0956546A4 (enExample)
JP (1) JP2001500643A (enExample)
CN (1) CN1138239C (enExample)
AP (1) AP1088A (enExample)
AU (1) AUPO201196A0 (enExample)
CA (1) CA2264048C (enExample)
ID (1) ID18450A (enExample)
MY (1) MY123132A (enExample)
NO (1) NO990941L (enExample)
NZ (1) NZ334917A (enExample)
TW (1) TW363162B (enExample)
WO (1) WO1998009260A1 (enExample)
ZA (1) ZA977747B (enExample)

Families Citing this family (59)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6945457B1 (en) * 1996-05-10 2005-09-20 Transaction Holdings Ltd. L.L.C. Automated transaction machine
US7249344B1 (en) 1996-10-31 2007-07-24 Citicorp Development Center, Inc. Delivery of financial services to remote devices
US5867153A (en) 1996-10-30 1999-02-02 Transaction Technology, Inc. Method and system for automatically harmonizing access to a software application program via different access devices
US7668781B2 (en) * 1996-10-31 2010-02-23 Citicorp Development Center, Inc. Global method and system for providing enhanced transactional functionality through a customer terminal
US9418381B2 (en) 2000-04-14 2016-08-16 Citigroup Credit Services, Inc. (USA) Method and system for notifying customers of transaction opportunities
PL342891A1 (en) 1998-12-16 2001-07-16 Card Line S R O System for electronic cashless purchase of goods and services by payment card
CA2358528C (en) 1998-12-23 2015-04-14 The Chase Manhattan Bank System and method for integrating trading operations including the generation, processing and tracking of trade documents
US6704714B1 (en) 1999-05-03 2004-03-09 The Chase Manhattan Bank Virtual private lock box
AU2004201231B2 (en) * 1999-05-03 2007-03-08 Jpmorgan Chase Bank Method and system for processing internet payments using the electronic funds transfer network
AU4979800A (en) * 1999-05-03 2000-11-17 Chase Manhattan Bank, The System and method for effectuating electronic payments
US6609113B1 (en) 1999-05-03 2003-08-19 The Chase Manhattan Bank Method and system for processing internet payments using the electronic funds transfer network
US7068832B1 (en) 1999-05-11 2006-06-27 The Chase Manhattan Bank Lockbox imaging system
US7606760B2 (en) 1999-06-18 2009-10-20 Echarge Corporation Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
WO2000079452A2 (en) 1999-06-18 2000-12-28 Echarge Corporation Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
US7249097B2 (en) 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
JP4083430B2 (ja) * 1999-09-22 2008-04-30 ソフトバンクBb株式会社 電子決済システム、決済装置及び端末
US7313543B1 (en) 1999-10-12 2007-12-25 Ameriprise Financial, Inc. System and method for dividing a remittance and distributing a portion of the funds to multiple investment products
US7805365B1 (en) 1999-10-25 2010-09-28 Jpmorgan Chase Bank, N.A. Automated statement presentation, adjustment and payment system and method therefor
AU721691B3 (en) * 1999-10-25 2000-07-13 Gary Modica Smart card
CN1359583A (zh) * 1999-12-10 2002-07-17 株式会社Ntt都科摩 使带有存储信用卡信息的存储器的移动通讯终端无效的方法、移动通讯网络和移动通讯终端
US8725632B2 (en) 2000-01-13 2014-05-13 Citicorp Development Center, Inc. Method and system for conducting financial and non-financial transactions using a wireless device
US8346677B1 (en) 2000-12-29 2013-01-01 Citicorp Development Center, Inc. Method and system for conducting commerce over a wireless communication network
EP1272955A4 (en) * 2000-02-03 2004-07-21 Citicorp Dev Ct Inc INTEGRATED SYSTEM FOR PROVIDING FINANCIAL SERVICES WITH INTERNET TV CAPABILITIES
US7822656B2 (en) 2000-02-15 2010-10-26 Jpmorgan Chase Bank, N.A. International banking system and method
US8768836B1 (en) 2000-02-18 2014-07-01 Jpmorgan Chase Bank, N.A. System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image
US8032453B2 (en) 2000-04-14 2011-10-04 Citicorp Development Center, Inc. Method and system for notifying customers of transaction opportunities
WO2002001521A1 (fr) * 2000-06-28 2002-01-03 G. Holdings Ltd. Système de transaction avec dispositif personnel portatif d'identification et de contrôle de transaction
ES2293908T3 (es) * 2000-07-04 2008-04-01 Sipo S.R.L. Procedimiento para realizar transacciones de compra en linea.
WO2002015098A2 (en) 2000-08-11 2002-02-21 Loy John J Trade receivable processing method and apparatus
US7206768B1 (en) 2000-08-14 2007-04-17 Jpmorgan Chase Bank, N.A. Electronic multiparty accounts receivable and accounts payable system
US7000001B2 (en) * 2000-09-12 2006-02-14 Research In Motion Limited Bookmark beacon system and method
US7587363B2 (en) 2000-11-06 2009-09-08 Jpmorgan Chase Bank, N.A. System and method for optimized funding of electronic transactions
JPWO2002067160A1 (ja) * 2001-02-21 2004-06-24 株式会社鷹山 制御委譲システム、制御委譲方法、電子決済システム、電子決済方法、移動体通信端末装置、認証サーバ装置、通信装置、通信端末および決済サーバ装置
US7401048B2 (en) 2001-06-01 2008-07-15 Jpmorgan Chase Bank, N.A. System and method for trade settlement tracking and relative ranking
US7519560B2 (en) 2002-05-24 2009-04-14 Jpmorgan Chase Bank, N.A. System and method for electronic authorization of batch checks
US7437327B2 (en) 2002-05-24 2008-10-14 Jp Morgan Chase Bank Method and system for buyer centric dispute resolution in electronic payment system
US10311412B1 (en) 2003-03-28 2019-06-04 Jpmorgan Chase Bank, N.A. Method and system for providing bundled electronic payment and remittance advice
US7628333B2 (en) * 2003-04-14 2009-12-08 G. Holdings Ltd. Portable electronic device capable of alternate data conveyance operations responsive to an invariable activation command
US9022294B2 (en) * 2003-04-14 2015-05-05 G. Holdings Ltd. Portable electronic device and method for alternate data conveyance operations responsive to an invariable activation command
CN100372409C (zh) * 2003-06-20 2008-02-27 黄金富 反传统流程并动态加密的双手机的pos机交易方法
WO2005017694A2 (en) 2003-08-11 2005-02-24 Jp Morgan Chase Bank Coupon payment system
US7792717B1 (en) 2003-10-31 2010-09-07 Jpmorgan Chase Bank, N.A. Waterfall prioritized payment processing
US7380707B1 (en) 2004-02-25 2008-06-03 Jpmorgan Chase Bank, N.A. Method and system for credit card reimbursements for health care transactions
US8554673B2 (en) 2004-06-17 2013-10-08 Jpmorgan Chase Bank, N.A. Methods and systems for discounts management
US8301529B1 (en) 2005-11-02 2012-10-30 Jpmorgan Chase Bank, N.A. Method and system for implementing effective governance of transactions between trading partners
US7916925B2 (en) 2007-02-09 2011-03-29 Jpmorgan Chase Bank, N.A. System and method for generating magnetic ink character recognition (MICR) testing documents
US8762270B1 (en) 2007-08-10 2014-06-24 Jpmorgan Chase Bank, N.A. System and method for providing supplemental payment or transaction information
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8112355B1 (en) 2008-09-05 2012-02-07 Jpmorgan Chase Bank, N.A. Method and system for buyer centric dispute resolution in electronic payment system
US8352368B2 (en) * 2008-10-13 2013-01-08 Visa International Service Association P2P transfer using prepaid card
US9092447B1 (en) 2008-10-20 2015-07-28 Jpmorgan Chase Bank, N.A. Method and system for duplicate detection
WO2010131832A1 (en) * 2009-05-15 2010-11-18 Dong Seok Seo A system for safe money transfer
US9225766B2 (en) * 2010-10-29 2015-12-29 Sears Brands, L.L.C. Systems and methods for providing smart appliances
US9792451B2 (en) 2011-12-09 2017-10-17 Echarge2 Corporation System and methods for using cipher objects to protect data
US12072989B2 (en) 2011-12-09 2024-08-27 Sertainty Corporation System and methods for using cipher objects to protect data
CN103856472B (zh) * 2012-12-06 2017-08-18 阿里巴巴集团控股有限公司 一种账户登录的方法及装置
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
CN106960142A (zh) 2016-01-08 2017-07-18 阿里巴巴集团控股有限公司 一种权限管理和资源控制的方法及装置
WO2017152037A1 (en) 2016-03-04 2017-09-08 1Usf, Inc. Systems and methods for media codecs and containers

Family Cites Families (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4302810A (en) * 1979-12-28 1981-11-24 International Business Machines Corporation Method and apparatus for secure message transmission for use in electronic funds transfer systems
JPS5972572A (ja) 1982-10-19 1984-04-24 Omron Tateisi Electronics Co 信用取引決済用端末機
JPS5979375A (ja) 1982-10-29 1984-05-08 Omron Tateisi Electronics Co 取引決済設備
GB2188180A (en) * 1986-03-21 1987-09-23 Eft Pos Uk Limited EFT-POS terminal apparatus
JPH07104891B2 (ja) 1986-08-05 1995-11-13 沖電気工業株式会社 取引処理装置
US4858121A (en) 1986-12-12 1989-08-15 Medical Payment Systems, Incorporated Medical payment system
US4926325A (en) 1988-08-23 1990-05-15 Moneyfax, Inc. Apparatus for carrying out financial transactions via a facsimile machine
US5168446A (en) * 1989-05-23 1992-12-01 Telerate Systems Incorporated System for conducting and processing spot commodity transactions
CA2054836A1 (en) * 1991-08-14 1993-02-15 William F. Gorog Home financial transaction system
AU7341894A (en) 1993-07-30 1995-02-28 Intellect Australia Pty Ltd Device and method for ic cards
CA2168434A1 (en) 1993-07-30 1995-09-02 Quentin Rees Oliver Device and method for programmable functions
US5485520A (en) * 1993-10-07 1996-01-16 Amtech Corporation Automatic real-time highway toll collection from moving vehicles
US5526409A (en) * 1993-10-26 1996-06-11 Visa International Service Association Adaptive communication system within a transaction card network
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
DE69431306T2 (de) * 1993-12-16 2003-05-15 Open Market, Inc. Datennetzgestütztes zahlungssystem und verfahren zum gebrauch eines derartigen systems
AUPM350794A0 (en) 1994-01-25 1994-02-17 Dynamic Data Systems Pty Ltd Funds transaction device
AU3365895A (en) 1994-08-05 1996-03-04 Thomas S. Hughes System for remote purchase payment and remote bill payment transactions
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5956391A (en) * 1996-02-09 1999-09-21 Telefonaktiebolaget Lm Ericsson Billing in the internet
US5825881A (en) * 1996-06-28 1998-10-20 Allsoft Distributing Inc. Public network merchandising system
US6260024B1 (en) * 1998-12-02 2001-07-10 Gary Shkedy Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system

Also Published As

Publication number Publication date
ZA977747B (en) 1998-03-03
NO990941L (no) 1999-04-28
AP9901492A0 (en) 1999-03-31
WO1998009260A1 (en) 1998-03-05
CN1228860A (zh) 1999-09-15
CA2264048A1 (en) 1998-03-05
CN1138239C (zh) 2004-02-11
NZ334917A (en) 2000-05-26
AP1088A (en) 2002-08-01
US7024385B1 (en) 2006-04-04
AUPO201196A0 (en) 1996-09-19
EP0956546A1 (en) 1999-11-17
CA2264048C (en) 2006-03-21
EP0956546A4 (en) 2003-05-28
JP2001500643A (ja) 2001-01-16
TW363162B (en) 1999-07-01
ID18450A (id) 1998-04-09
NO990941D0 (no) 1999-02-26

Similar Documents

Publication Publication Date Title
MY123132A (en) Automatic electronic funds transfer system and method
US5991381A (en) Method and apparatus for providing telephone calling card validation over a computer network
US6581827B2 (en) Universal prepaid telecommunication services card
US6023502A (en) Method and apparatus for providing telephone billing and authentication over a computer network
CA2193748A1 (en) Data Network Security System and Method
NO995031L (no) Fremgangsmåte og anordning for betaling via tele-/datanett
WO1996042150A3 (en) Automated routing of messages over a network
HUP0003100A2 (hu) Eljárás tranzakció végrehajtására mobil készülék alkalmazásával, valamint azonosítóeszköz
DK0951774T3 (da) Fremgangsmåde og anlæg til overføring af ordrer i et telekommunikationsanlæg
MXPA01004945A (es) Sistema de pago electronico utilizando cuenta intermediaria.
CA2218257A1 (en) Secure method and system for communicating a list of credit card numbers over a non-secure network
EP1107197A3 (en) Electronic settlement system using separate communication channels for settlement between sales and payee terminals
EP1184823A2 (en) System for facilitating the ordering and paying of services by means of a communication network
US4757186A (en) Method which allows continued use of a credit card which is expired in time or value units
EP0791901A3 (en) Network transaction system
KR20010085331A (ko) 통신제어 시스템 및 통신제어 방법
FI101664B1 (fi) Menetelmä maksupalvelun järjestämiseksi televerkossa
DK1386447T3 (da) Fremgangsmåde til generering af debiteringsdata i et datanetværk samt et datanetværk
US7908220B1 (en) Method of conducting financial transactions
EP1325621B1 (en) Roaming reload manager
JP2002335349A (ja) サービス運営システム
US20040143544A1 (en) Account management system and method for transferring sums of money and bonus points between account memories in an account management system
US6504918B1 (en) Method and circuit for operating a telecommunications network
KR20020069654A (ko) 신용카드 판매내역 정산 방법
TH32809A (th) ระบบและระเบียบวิธีเพื่อการโอนเงินทางอิเล็กทรอนิกโดยอัตโนมัติ