MX2015012889A - Sistema y metodo para generar un codigo de compra de tiempo limitado de un solo uso. - Google Patents

Sistema y metodo para generar un codigo de compra de tiempo limitado de un solo uso.

Info

Publication number
MX2015012889A
MX2015012889A MX2015012889A MX2015012889A MX2015012889A MX 2015012889 A MX2015012889 A MX 2015012889A MX 2015012889 A MX2015012889 A MX 2015012889A MX 2015012889 A MX2015012889 A MX 2015012889A MX 2015012889 A MX2015012889 A MX 2015012889A
Authority
MX
Mexico
Prior art keywords
purchase
pcd
purchase code
amount
code
Prior art date
Application number
MX2015012889A
Other languages
English (en)
Inventor
Victor Cook
Taryn Hartnett
Original Assignee
Alt Pay Holdings Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alt Pay Holdings Llc filed Critical Alt Pay Holdings Llc
Publication of MX2015012889A publication Critical patent/MX2015012889A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/127—Shopping or accessing services according to a time-limitation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Una solicitud de un código de compra puede ser recibida desde un dispositivo de computación portátil (PCD) de una red de comunicaciones; la solicitud además puede incluir un monto de compra e información de ubicación del PCD; el sistema determina si una cuenta de financiamiento tiene suficientes fondos para cubrir el monto de compra; si la cuenta de financiamiento tiene suficientes fondos para cubrir el monto de compra, entonces el sistema genera un código de compra de tiempo limitado de un solo uso para el PCD; el sistema puede recibir el código de compra desde una terminal POS y después puede determinar si el código de compra recibido coincide con el código de compra emitido al PCD; el sistema puede comparar la ubicación del PCD contra la terminal POS; si un monto de transacción solicitado es menor que o igual al monto de compra y si los códigos de compra e información de ubicación coinciden, entonces el sistema puede generar un mensaje aprobando la transacción.
MX2015012889A 2013-03-14 2014-03-13 Sistema y metodo para generar un codigo de compra de tiempo limitado de un solo uso. MX2015012889A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/802,749 US20140279504A1 (en) 2013-03-14 2013-03-14 System and method for generating a single-use time-limited purchase code for completing transactions with a portable computing device
PCT/US2014/026477 WO2014151806A1 (en) 2013-03-14 2014-03-13 System and method for generating a single-use time-limited purchase code

Publications (1)

Publication Number Publication Date
MX2015012889A true MX2015012889A (es) 2016-07-20

Family

ID=51532673

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015012889A MX2015012889A (es) 2013-03-14 2014-03-13 Sistema y metodo para generar un codigo de compra de tiempo limitado de un solo uso.

Country Status (5)

Country Link
US (1) US20140279504A1 (es)
BR (1) BR112015022608A2 (es)
CA (1) CA2905443A1 (es)
MX (1) MX2015012889A (es)
WO (1) WO2014151806A1 (es)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10235668B1 (en) 2012-04-25 2019-03-19 Wells Fargo Bank, N.A. System and method for a mobile wallet
US10192217B1 (en) 2012-04-25 2019-01-29 Wells Fargo Bank, N.A. System and method for receipt tracking in a mobile wallet
US10515370B2 (en) * 2013-10-09 2019-12-24 The Toronto-Dominion Bank Systems and methods for providing tokenized transaction accounts
US20160035010A1 (en) * 2014-07-30 2016-02-04 Budsies LLC Binding digital assets to a consumer order
US10510071B2 (en) 2014-09-29 2019-12-17 The Toronto-Dominion Bank Systems and methods for generating and administering mobile applications using pre-loaded tokens
CN105743851B (zh) * 2014-12-09 2019-06-21 阿里巴巴集团控股有限公司 业务处理方法、装置及业务服务器
US11853919B1 (en) * 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
US9858614B2 (en) 2015-04-16 2018-01-02 Accenture Global Services Limited Future order throttling
US9239987B1 (en) 2015-06-01 2016-01-19 Accenture Global Services Limited Trigger repeat order notifications
US10650437B2 (en) 2015-06-01 2020-05-12 Accenture Global Services Limited User interface generation for transacting goods
CN106559550A (zh) * 2015-09-30 2017-04-05 联发科技（新加坡）私人有限公司 Sim卡管理方法以及电子装置
GB201601796D0 (en) 2016-02-01 2016-03-16 Comcarde Ltd Payment handling apparatus and method
US10861019B2 (en) 2016-03-18 2020-12-08 Visa International Service Association Location verification during dynamic data transactions
GB201614419D0 (en) * 2016-08-24 2016-10-05 Comcarde Ltd Payment handling apparatus and method
EP3895042A4 (en) * 2018-12-13 2022-09-07 Poynt, LLC TRANSACTION MEDIATION PROCESS
CN111835396B (zh) * 2019-04-18 2022-03-29 华为技术有限公司 处理数据包的方法和装置
IL296175B2 (en) * 2022-09-01 2024-10-01 Nayax Ltd System, device and method for digital payment

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7917444B1 (en) * 2001-10-29 2011-03-29 Mcafee, Inc. Secure single-use transaction numbers
US9524502B2 (en) * 2007-06-20 2016-12-20 Qualcomm Incorporated Management of dynamic electronic coupons
US9292850B2 (en) * 2007-09-10 2016-03-22 Visa U.S.A. Inc. Host capture
US20090276347A1 (en) * 2008-05-01 2009-11-05 Kargman James B Method and apparatus for use of a temporary financial transaction number or code
WO2011032263A1 (en) * 2009-09-17 2011-03-24 Meir Weis Mobile payment system with two-point authentication
US9898728B2 (en) * 2011-12-19 2018-02-20 Gfa Worldwide, Inc. System and method for one-time payment authorization in a portable communication device

Also Published As

Publication number Publication date
WO2014151806A1 (en) 2014-09-25
US20140279504A1 (en) 2014-09-18
CA2905443A1 (en) 2014-09-25
BR112015022608A2 (pt) 2017-07-18

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