MX2015004493A - Validacion automatica de transacciones entre usuarios. - Google Patents
Validacion automatica de transacciones entre usuarios.Info
- Publication number
- MX2015004493A MX2015004493A MX2015004493A MX2015004493A MX2015004493A MX 2015004493 A MX2015004493 A MX 2015004493A MX 2015004493 A MX2015004493 A MX 2015004493A MX 2015004493 A MX2015004493 A MX 2015004493A MX 2015004493 A MX2015004493 A MX 2015004493A
- Authority
- MX
- Mexico
- Prior art keywords
- peer
- transaction
- self
- initiator
- authenticating
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
- Computer And Data Communications (AREA)
Abstract
Se proporciona un sistema y método de procesamiento de transacciones. El sistema incluye un servidor central que, luego de recibir la información del destinatario y la transacción desde un solicitante, le envía un código de verificación al solicitante. El servidor también le envía instrucciones de que el solicitante le envíe el código a un destinatario mediante un canal de comunicación externo. El servidor recibe el código de verificación proveniente del destinatario y verifica la transacción. De esta forma, se puede mantener la seguridad.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201261711957P | 2012-10-10 | 2012-10-10 | |
US13/755,421 US8959032B2 (en) | 2012-10-10 | 2013-01-31 | Self-authenticating peer to peer transaction |
PCT/US2013/034511 WO2014058475A1 (en) | 2012-10-10 | 2013-03-29 | Self-authenticating peer to peer transaction |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2015004493A true MX2015004493A (es) | 2015-10-26 |
Family
ID=48288834
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015004493A MX2015004493A (es) | 2012-10-10 | 2013-03-29 | Validacion automatica de transacciones entre usuarios. |
Country Status (7)
Country | Link |
---|---|
US (4) | US8959032B2 (es) |
EP (1) | EP2720180A1 (es) |
JP (1) | JP2015537292A (es) |
CN (1) | CN104718555B (es) |
BR (1) | BR112015007912A2 (es) |
MX (1) | MX2015004493A (es) |
WO (1) | WO2014058475A1 (es) |
Families Citing this family (30)
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US7237117B2 (en) | 2001-03-16 | 2007-06-26 | Kenneth P. Weiss | Universal secure registry |
US8234220B2 (en) | 2007-02-21 | 2012-07-31 | Weiss Kenneth P | Universal secure registry |
US11227676B2 (en) | 2006-02-21 | 2022-01-18 | Universal Secure Registry, Llc | Universal secure registry |
US8001055B2 (en) * | 2006-02-21 | 2011-08-16 | Weiss Kenneth P | Method, system and apparatus for secure access, payment and identification |
US9177313B1 (en) * | 2007-10-18 | 2015-11-03 | Jpmorgan Chase Bank, N.A. | System and method for issuing, circulating and trading financial instruments with smart features |
WO2012037479A1 (en) | 2010-09-17 | 2012-03-22 | Universal Secure Registry, Llc | Apparatus, system and method employing a wireless user-device |
US8959032B2 (en) | 2012-10-10 | 2015-02-17 | Quisk, Inc. | Self-authenticating peer to peer transaction |
WO2014189496A1 (en) * | 2013-05-21 | 2014-11-27 | Intel Corporation | Elastic communication network |
US10515368B1 (en) | 2013-10-01 | 2019-12-24 | Wells Fargo Bank, N.A. | Interbank account verification and funds transfer system and method |
US8886570B1 (en) * | 2013-10-29 | 2014-11-11 | Quisk, Inc. | Hacker-resistant balance monitoring |
US20150186883A1 (en) * | 2013-12-31 | 2015-07-02 | Tencent Technology (Shenzhen) Company Limited | Electronic Account Data Transfer Method And Related Device And System |
US20150324796A1 (en) * | 2014-05-09 | 2015-11-12 | TollShare, Inc. | Device-based payment authorization |
US20150348038A1 (en) * | 2014-06-03 | 2015-12-03 | Moneygram International, Inc. | Method and Apparatus for Money Transfer to an Account |
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CL2014002923A1 (es) * | 2014-10-29 | 2015-02-13 | Miguel Fuica Jerez José | Procedimiento de seguridad que evita el fraude y avisa instantáneamente al usuario en el momento que se produce un intento de acceso ilícito a las cuentas bancarias o comerciales sin autorización del usuario, consiste en obligar al usuario iniciar sesión telefónica, antes de usar su cuenta y realizar sus transacciones. |
US9864982B2 (en) | 2014-10-31 | 2018-01-09 | The Toronto-Dominion Bank | Image recognition-based payment requests |
US11068866B1 (en) | 2015-02-17 | 2021-07-20 | Wells Fargo Bank, N.A. | Real-time interbank transactions systems and methods |
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US10600039B2 (en) * | 2015-05-20 | 2020-03-24 | Mastercard International Incorporated | Systems and methods for managing financial payments between parties |
US20160371685A1 (en) * | 2015-06-16 | 2016-12-22 | Ned M. Smith | System, apparatus and method for providing randomly generated codes in a user anonymous manner |
US10277597B2 (en) * | 2015-11-09 | 2019-04-30 | Silvercar, Inc. | Vehicle access systems and methods |
US20170230302A1 (en) * | 2016-02-09 | 2017-08-10 | Zeta (Better World Technology Pvt. Ltd.) | Request authentication and confirmation |
US10210518B2 (en) | 2016-04-13 | 2019-02-19 | Abdullah Abdulaziz I. Alnajem | Risk-link authentication for optimizing decisions of multi-factor authentications |
CN105959260B (zh) * | 2016-04-21 | 2019-08-30 | 努比亚技术有限公司 | 一种信息转发方法、终端和系统 |
TWI607402B (zh) * | 2016-04-26 | 2017-12-01 | 台新國際商業銀行股份有限公司 | 網路轉帳方法及系統 |
US10339931B2 (en) | 2017-10-04 | 2019-07-02 | The Toronto-Dominion Bank | Persona-based conversational interface personalization using social network preferences |
US10460748B2 (en) | 2017-10-04 | 2019-10-29 | The Toronto-Dominion Bank | Conversational interface determining lexical personality score for response generation with synonym replacement |
US11263631B1 (en) * | 2018-10-25 | 2022-03-01 | Wells Fargo Bank, N.A. | Funds transfer authentication |
JP7015813B2 (ja) * | 2019-09-05 | 2022-02-03 | 株式会社ジェーシービー | 送金システム、送金方法、及びプログラム |
US20220270167A1 (en) * | 2019-09-30 | 2022-08-25 | Xiaoguang Xu | Peer-to-peer cash ubering |
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-
2013
- 2013-01-31 US US13/755,421 patent/US8959032B2/en not_active Expired - Fee Related
- 2013-03-29 WO PCT/US2013/034511 patent/WO2014058475A1/en active Application Filing
- 2013-03-29 MX MX2015004493A patent/MX2015004493A/es not_active Application Discontinuation
- 2013-03-29 JP JP2015536760A patent/JP2015537292A/ja active Pending
- 2013-03-29 BR BR112015007912A patent/BR112015007912A2/pt not_active Application Discontinuation
- 2013-03-29 CN CN201380053094.2A patent/CN104718555B/zh not_active Expired - Fee Related
- 2013-04-30 EP EP13166070.6A patent/EP2720180A1/en not_active Ceased
-
2015
- 2015-02-16 US US14/623,418 patent/US9189784B2/en not_active Expired - Fee Related
- 2015-11-13 US US14/941,382 patent/US9818099B2/en not_active Expired - Fee Related
-
2017
- 2017-05-17 US US15/597,641 patent/US10671991B2/en not_active Expired - Fee Related
Also Published As
Publication number | Publication date |
---|---|
US20140101049A1 (en) | 2014-04-10 |
US8959032B2 (en) | 2015-02-17 |
WO2014058475A1 (en) | 2014-04-17 |
CN104718555A (zh) | 2015-06-17 |
US10671991B2 (en) | 2020-06-02 |
JP2015537292A (ja) | 2015-12-24 |
EP2720180A1 (en) | 2014-04-16 |
US20150161582A1 (en) | 2015-06-11 |
CN104718555B (zh) | 2018-05-22 |
BR112015007912A2 (pt) | 2017-07-04 |
US9189784B2 (en) | 2015-11-17 |
US20170249621A1 (en) | 2017-08-31 |
US20160071084A1 (en) | 2016-03-10 |
US9818099B2 (en) | 2017-11-14 |
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