MX2020012720A - Sistema movil de lealtad y pago que usa codigos cortos temporales. - Google Patents
Sistema movil de lealtad y pago que usa codigos cortos temporales.Info
- Publication number
- MX2020012720A MX2020012720A MX2020012720A MX2020012720A MX2020012720A MX 2020012720 A MX2020012720 A MX 2020012720A MX 2020012720 A MX2020012720 A MX 2020012720A MX 2020012720 A MX2020012720 A MX 2020012720A MX 2020012720 A MX2020012720 A MX 2020012720A
- Authority
- MX
- Mexico
- Prior art keywords
- user
- pos
- server
- payment system
- temporary
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0225—Avoiding frauds
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Economics (AREA)
- Marketing (AREA)
- Computer Networks & Wireless Communication (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Un servidor permite a los usuarios usar un programa móvil de punto de venta (POS) al parear la cuenta de un usuario a través del uso de códigos temporales. En una modalidad, un usuario se registra en la cuenta del usuario usando una aplicación instalada en un dispositivo móvil. El usuario solicita un código temporal del servidor, y lo proporciona a un operador de una terminal POS. El sistema POS asociado envía una solicitud al servidor para recuperar información de usuario que corresponde al código temporal. El sistema POS recibe la información de usuario que está almacenada con otra información de usuario en una base de datos, y el usuario entonces gana recompensas por las transacciones realizadas con el POS. En algunas modalidades, el sistema POS realiza una transacción usando recompensas o cupones. En algunas modalidades, el servidor obtiene y utiliza la geolocalización del dispositivo móvil y el POS como una porción del medio de pareado.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/269,020 US20150317663A1 (en) | 2014-05-02 | 2014-05-02 | Mobile loyalty and payment system using temporary short codes |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2020012720A true MX2020012720A (es) | 2021-12-10 |
Family
ID=54355534
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2016014108A MX2016014108A (es) | 2014-05-02 | 2015-04-28 | Sistema movil de lealtad y pago que usa codigos cortos temporales. |
MX2020012720A MX2020012720A (es) | 2014-05-02 | 2016-10-27 | Sistema movil de lealtad y pago que usa codigos cortos temporales. |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2016014108A MX2016014108A (es) | 2014-05-02 | 2015-04-28 | Sistema movil de lealtad y pago que usa codigos cortos temporales. |
Country Status (6)
Country | Link |
---|---|
US (1) | US20150317663A1 (es) |
EP (2) | EP3968251A1 (es) |
AU (1) | AU2015253381B2 (es) |
CA (1) | CA2947131A1 (es) |
MX (2) | MX2016014108A (es) |
WO (1) | WO2015168067A1 (es) |
Families Citing this family (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10872330B2 (en) * | 2014-08-28 | 2020-12-22 | Retailmenot, Inc. | Enhancing probabilistic signals indicative of unauthorized access to stored value cards by routing the cards to geographically distinct users |
US10049376B1 (en) * | 2014-10-02 | 2018-08-14 | Jpmorgan Chase Bank, N.A. | System and method for payment with rewards currency at the point of sale |
US20170011426A1 (en) * | 2015-07-10 | 2017-01-12 | Mikhail Marchenko | Systems and methods for implementing performance driven pricing for advertising on vehicles |
TWI707286B (zh) | 2015-08-21 | 2020-10-11 | 新加坡商萬事達卡亞洲/太平洋私人有限公司 | 修改交易憑證的方法及系統,伺服器及非暫時性計算機可讀取媒體 |
CN105321110B (zh) * | 2015-11-16 | 2019-11-05 | 腾讯科技(深圳)有限公司 | 信息记录方法及装置 |
US20180308119A1 (en) * | 2017-04-21 | 2018-10-25 | Klosebuy Inc. | System and method of loyalty reward network program |
EP3678081A4 (en) * | 2017-08-30 | 2021-04-07 | Rakuten, Inc. | PAYMENT SYSTEM, PAYMENT PROCEDURE AND PROGRAM |
US10990947B2 (en) | 2019-09-16 | 2021-04-27 | The Toronto-Dominion Bank | Point-of-sale device and method for generating a discounted authorization request |
CN110633040A (zh) * | 2019-09-29 | 2019-12-31 | 广东工业大学 | 一种物品管理方法、物品管理平台和存储介质 |
US11935100B2 (en) * | 2021-04-27 | 2024-03-19 | Capital One Services, Llc | Database management for stored value mediums |
GB2610592A (en) * | 2021-09-09 | 2023-03-15 | Ipco 2012 Ltd | Information processing apparatus, method and system |
Family Cites Families (27)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7240021B1 (en) * | 1998-03-27 | 2007-07-03 | Walker Digital, Llc | System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment |
US8104675B2 (en) * | 2005-04-04 | 2012-01-31 | American Express Travel Related Services Company, Inc. | Systems and methods for risk triggering values |
US7333635B2 (en) * | 2005-09-02 | 2008-02-19 | Intersections Inc. | Method and system for confirming personal identity |
ES2376124T3 (es) * | 2006-01-11 | 2012-03-09 | Qualcomm Incorporated | Selección de par�?metros en un sistema de comunicaciones de punto a punto. |
US20100049615A1 (en) * | 2008-01-24 | 2010-02-25 | Qualcomm Incorporated | Mobile commerce authentication and authorization system |
US8521893B2 (en) * | 2008-06-27 | 2013-08-27 | Qualcomm Incorporated | Multi-rate proximity based peer discovery methods and apparatus |
US8590022B2 (en) * | 2009-02-26 | 2013-11-19 | Blackberry Limited | Authentication using a wireless mobile communication device |
US20100280909A1 (en) * | 2009-04-29 | 2010-11-04 | Microsoft Corporation | Provider-driven payment adapter plug-in to payment gateway |
US8375432B2 (en) * | 2009-08-31 | 2013-02-12 | At&T Mobility Ii Llc | Methods, apparatus, and computer program products for subscriber authentication and temporary code generation |
US9967169B2 (en) | 2009-09-30 | 2018-05-08 | Red Hat, Inc. | Detecting network conditions based on correlation between trend lines |
US8630907B2 (en) * | 2009-09-30 | 2014-01-14 | Ebay Inc. | Secure transactions using a point of sale device |
US20110307318A1 (en) * | 2010-06-11 | 2011-12-15 | Jeffrey Laporte | Mobile retail loyalty network |
US8514968B2 (en) * | 2010-09-03 | 2013-08-20 | Qualcomm Incorporated | Methods and apparatus for encoding and transmitting mobile device location information |
US9508076B2 (en) * | 2010-09-10 | 2016-11-29 | Bank Of America Corporation | Service for account with unavailable funds or credit using a passcode |
WO2012035306A1 (en) * | 2010-09-18 | 2012-03-22 | Philip Wesby | System and method for encoding and controlled authentication |
US8577336B2 (en) * | 2010-11-18 | 2013-11-05 | Mobilesphere Holdings LLC | System and method for transaction authentication using a mobile communication device |
US8626593B2 (en) * | 2011-08-31 | 2014-01-07 | AppCard, Inc. | Apparatus and method for collecting and manipulating transaction data |
US9633344B2 (en) * | 2012-03-04 | 2017-04-25 | Quick Check Ltd. | Device, system, and method of electronic payment |
JP5947453B2 (ja) * | 2012-04-25 | 2016-07-06 | ロウェム インコーポレイテッド | パスコード運営システム、パスコード装置、及びスーパーパスコードの生成方法 |
US20140089073A1 (en) * | 2012-09-21 | 2014-03-27 | Qualcomm Incorporated | System and Method For Managing Carbon Emission Credits at a Fuel Dispensing Station Via a Portable Computing Device |
US9143506B2 (en) * | 2013-02-13 | 2015-09-22 | Daniel Duncan | Systems and methods for identifying biometric information as trusted and authenticating persons using trusted biometric information |
US8914645B2 (en) * | 2013-02-13 | 2014-12-16 | Daniel Duncan | Systems and methods for identifying biometric information as trusted and authenticating persons using trusted biometric information |
US10776806B2 (en) * | 2013-02-26 | 2020-09-15 | David Laiderman | Mobile loyalty system and method |
US9521521B2 (en) * | 2013-09-25 | 2016-12-13 | Gamesys Ltd. | Systems, methods, and apparatus for geolocation platform mechanics |
US20150120428A1 (en) * | 2013-10-28 | 2015-04-30 | U.S. Bank, National Association | Mobile-enabled commerce service aggregation |
EP3295396A1 (en) * | 2015-05-13 | 2018-03-21 | OmnyWay, Inc. | Methods and systems for using a consumer identity to perform electronic transactions |
CN105656631A (zh) * | 2015-08-18 | 2016-06-08 | 宇龙计算机通信科技(深圳)有限公司 | 一种身份认证方法及装置 |
-
2014
- 2014-05-02 US US14/269,020 patent/US20150317663A1/en active Pending
-
2015
- 2015-04-28 AU AU2015253381A patent/AU2015253381B2/en active Active
- 2015-04-28 MX MX2016014108A patent/MX2016014108A/es unknown
- 2015-04-28 CA CA2947131A patent/CA2947131A1/en not_active Abandoned
- 2015-04-28 EP EP21205372.2A patent/EP3968251A1/en active Pending
- 2015-04-28 EP EP15786008.1A patent/EP3138036A4/en not_active Ceased
- 2015-04-28 WO PCT/US2015/027903 patent/WO2015168067A1/en active Application Filing
-
2016
- 2016-10-27 MX MX2020012720A patent/MX2020012720A/es unknown
Also Published As
Publication number | Publication date |
---|---|
AU2015253381B2 (en) | 2020-10-22 |
AU2015253381A1 (en) | 2016-11-17 |
MX2016014108A (es) | 2017-04-27 |
EP3138036A1 (en) | 2017-03-08 |
EP3138036A4 (en) | 2018-01-24 |
US20150317663A1 (en) | 2015-11-05 |
EP3968251A1 (en) | 2022-03-16 |
WO2015168067A1 (en) | 2015-11-05 |
CA2947131A1 (en) | 2015-11-05 |
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