KR890004530A - 트랜잭션 시스템 - Google Patents

트랜잭션 시스템 Download PDF

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Publication number
KR890004530A
KR890004530A KR1019880010806A KR880010806A KR890004530A KR 890004530 A KR890004530 A KR 890004530A KR 1019880010806 A KR1019880010806 A KR 1019880010806A KR 880010806 A KR880010806 A KR 880010806A KR 890004530 A KR890004530 A KR 890004530A
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South Korea
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identification element
terminal station
operator identification
user
transaction system
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KR1019880010806A
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English (en)
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KR970005640B1 (ko
Inventor
헨드리쿠스 마리아 시프만 빌헬무스
스낼 람베르투스
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이반 밀러 레르너
엔.브이.필립스 글로아이람펜파브리켄
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Publication of KR890004530A publication Critical patent/KR890004530A/ko
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Publication of KR970005640B1 publication Critical patent/KR970005640B1/ko

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Computer And Data Communications (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

내용 없음.

Description

트랜잭션 시스템
본 내용은 요부공개 건이므로 전문내용을 수록하지 않았음
제 1 도는 본 발명에 따른 트랜잭션 시스템의 일반적 표시도.
제 2 도는 단말 스테이션의 간략화된 다이아그램.

Claims (8)

  1. 제 1 의 분배 단말 스테이션을 구비하는데, 각 단말 스테에션은 포터블 사용자 식별 소자 및 사용자와 물리적으로 통신하고, 사용자의 식별을 쉽게하며, 트랜잭션 시스템내의 검색과 사용자 트랜잭션 요구를 쉽게하는 양 방향성 통신자를 수신하기 위한 제 1 표시 로케니션을 구비하는 데, 각각의 부분집합 단말 스테이션은 제각기 네트워크에 의해 하나 이상의 호수트 교환기에 상호 연결되는 집신기에 연결되며, 각 집신기는 적어도 하나의 호스트 교환기와 프로토콜린 테이타 운반을 수행하는 프로토콜 수단과, 상기 데이타상의 암호 동작하에 적어도 하나의 상기 호스트 교환기에 의해 상기 사용자 트랜잭션 요구 안정 정보를 교환하기 위한 암호 수단을 갖는 트랜잭션 시스템에 있어서, 상기 제 1 표시 로케이션으로부터 물리적으로 떨어진 단말 스테이션은 포터블 연산자 식별 소자를 수납하기 위한 제 2 표시 로케이션을 구비하여, 연산자 식별 소자내에 제공된 소위 공공 알고리즘에 대한 키이 정보에 의해 연산자 식별 소자내의 데이타 처리 소자를 이용하여 엔코드／디코드함으로써 관련 집신지와 통신하기 위해 데이타 철리 동작을 수행하는 것을 특징으로 하는 트랜잭션 시스템.
  2. 제 1 항에 있어서, 연산자 식별 소자내에 제공된 각 데이타의 제어하에 상기 소자에 결합된 트랜잭션의 부기를 위한 부기 메카니즘이 제공되는 것을 특징으로 하는 트랜잭션 시스템.
  3. 제1 또는 2항에 있어서, 연산자 식별 소자는 제공된 각 데이타의 제어하에 상기 소자에 결합된 트랜잭션의 부기를 위한 부기 메카니즘이 제공되는 것을 특징으로 하는 트랜잭션 시스템.
  4. 재1, 2 또는 3항에서 청구된 트랜잭션 시스템 내의 이용에 적절한 집신기에 있어서, 네트워크를 통해 소정의 호스트 교환기와 통신하는 제 1 연결부, 다수 단말 스테이션의 부분 집합을 위한 제 2 연결부 및 사용자 식별 정보가 이미 관련 단말 스테이션내에서 엔코드된 후에 연산자 식별 정보 또는 단말 스테이션에 제공된 사용자 식별 정보를 위한 검색과정의 일부로소 적어도 부분 엔코드／디코드를 위한 공공키이 알고리즘을 수행하도록 국부 안전 박스를 연결하는 수단을 구비하는 것을 특징으로 하는 집신기.
  5. 제1, 2 또는 3항에 청구된 트랜잭션 시스템내의 이용에 적당한 단말 스테이션에 있어서, 사용자 식별 소자에 대한 제 1 표시 로케이션 및 연산자 식별 소자의 이동 표시를 위한 제 2 표시 로케이션을 구비하는 데, 상기 소자는 이에 포함된 데이타처리 소자에 의해 엔코드／디코드 동작 수행을 위한 안전박스 역할을 하는 것을 특징으로하는 단말 스테이션.
  6. 제 5 항에 있어서, 연산자 식별 소자 표시 상태하에 활성화될 수 있고, 상기 연산자 식별 소자가 이동될시에 상기 스테이션을 불활성화 하도록 불활성화 메카니즘이 제공되는 것을 특징으로 하는 단말 스테이션.
  7. 재1, 2 또는 3항에 있어서, 청구된 시스템, 제 4 항에 청구된 집신기 또는 제6 또는 7항에서 청구된 단말 스테이션과 조합하여 이용되는 연산자 식별 소자에 있어서, 공공 알고리즘에 따른 엔코드／디코드 동작을 수행하기 위한 데이타 처리 수단과, 안전 박스 역할을 하도록 단말 스테이션과 양 방향성 통신을 위한 통신 수단과 관련 키의 보호된 저장 장치를 구비하는 것을 특징으로 하는 연산자 식별 소자.
  8. 제 7 항에 있어서, 적당한 데이타 처리 수단을 가진 상기 저장 장치가 단일 집적 회로내에 수용된 스마트 카드로서 포맷되는 것을 특징으로 하는 연산자 식별 소자.
    ※ 참고사항 : 최초출원 내용에 의하여 공개하는 것임.
KR1019880010806A 1987-08-28 1988-08-25 브랜잭션 시스템 KR970005640B1 (ko)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL8702012 1987-08-28
NL8702012A NL8702012A (nl) 1987-08-28 1987-08-28 Transaktiesysteem bevattende een of meerdere gastheercentrales en een aantal gedistribueerde eindstations, die via een netwerksysteem met enige gastheercentrale koppelbaar zijn, alsmede koncentratiestation en eindstation geschikt voor gebruik in zo een transaktiesysteem en exploitantidentifikatie-element te gebruiken bij zo een eindstation.

Publications (2)

Publication Number Publication Date
KR890004530A true KR890004530A (ko) 1989-04-22
KR970005640B1 KR970005640B1 (ko) 1997-04-18

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KR1019880010806A KR970005640B1 (ko) 1987-08-28 1988-08-25 브랜잭션 시스템

Country Status (7)

Country Link
US (1) US4962531A (ko)
EP (1) EP0305004B1 (ko)
JP (1) JP2996250B2 (ko)
KR (1) KR970005640B1 (ko)
DE (1) DE3886623T2 (ko)
ES (1) ES2048754T3 (ko)
NL (1) NL8702012A (ko)

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DE3886623T2 (de) 1994-06-30
KR970005640B1 (ko) 1997-04-18
EP0305004A1 (en) 1989-03-01
DE3886623D1 (de) 1994-02-10
ES2048754T3 (es) 1994-04-01
US4962531A (en) 1990-10-09
EP0305004B1 (en) 1993-12-29
NL8702012A (nl) 1989-03-16
JP2996250B2 (ja) 1999-12-27
JPS6470868A (en) 1989-03-16

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