KR20070063714A - Atm with previous-button and method for operating the same - Google Patents

Abstract

An ATM(Automated Teller Machine) having a previous-button and an operation method thereof are provided to let a customer correct the wrong input by turning back to the previous screen if the customer chooses the previous-button, and then displaying the previous screen. An ATM having a previous-button is composed of a screen index DB(Database)(314) storing screen index information for indicating the previous screen information; a key input unit(316) having the previous-button for returning the present screen to the previous screen; and a control unit(300) having an algorism for reading the screen index information stored in the screen index DB and displaying the previous screen, if the previous-button is pushed while displaying the present screen. The previous-button is installed on a key input pad as a separate key pad.

Description

 Automatic teller machine equipped with previous button and method of operation {ATM with previous-button and Method for operating the same}

1 is a perspective view showing the appearance of the automatic teller machine.

Figure 2a and 2b is a view showing a screen of a conventional financial teller.

Figure 3 is a diagram showing the internal configuration block of the automated teller machine according to the present invention.

Figures 4a and 4b is a view showing a screen of the automated teller machine equipped with a 'previous' button in accordance with the present invention.

5A and 5B are flowcharts illustrating a process of returning to a previous screen as the 'previous' button is pressed according to the present invention.

* Description of the symbols for the main parts of the drawings *

314: screen index DB 316: key input unit

S516: Enter the financial transaction mode S518: Display the N screen

S520: Select a specific button S522: Select a 'previous' button

S524: Display the N + 1th screen

The present invention relates to a financial teller machine having a 'previous' button, wherein if there is a selection of the 'previous' button, the customer returns to the previous screen and provides a customer with an opportunity to correct wrong input information.

Automated Teller Machines (ATMs) are typically installed at the bank's mechanized corner. The automated teller machine is configured to automatically perform a transaction such as withdrawal (withdrawal) or deposit (deposit) of cash (paper money) using a medium such as a card or a bank account. The automatic teller machine can be extended even after the closing of the bank window, and may be installed in stores such as department stores and supermarkets, so that the number of installations is expected in the future. In such a background, the efficiency of the operational funds of the deposit and withdrawal device has become an important problem in financial institutions such as banks, such as the efficiency and rationalization of personnel.

Referring to the method of withdrawal of the automated teller machine with briefly described with reference to Figure 1, the person (withdrawer) who wants to withdraw using the automated teller machine 100 is a bankbook insert 108 or card inserting 104 After inputting into the password, input the password and the withdrawal amount to the key input unit. The automatic teller machine that receives the password and the withdrawal amount requests a certificate from the financial server of the financial institution through the network and discharges the bill of the withdrawal amount through the banknote withdrawal unit 110 when the authentication is successful. The key input unit may be separately provided as the keypad 104, but may be implemented in the display unit 102 in a touch screen manner.

However, if the account number, password, withdrawal amount, etc. are entered through the key input section and the input is incorrect and the 'Cancel' button is pressed, all previous inputs are canceled, and the customer receives the card and the bankbook and then trades from the beginning again. There was an inconvenience to do.

For example, in the state in which the withdrawal amount is displayed on the display as a touch screen as shown in FIG. 2A, when the customer wants to select 500,000 won (202), the user incorrectly selects 700,000 won (204), the screen of FIG. 2b. Proceed to the next step as follows. When the customer who sees the display of FIG. 2B and selects the wrong selection presses the 'cancel' button 206, the automated teller machine ejects the card and the bankbook and returns to the initial state to return to the standby mode. As a result, the customer had to reenter the card and bankbook and re-enter the withdrawal request.

The present invention has been made to solve the above problems, and an object of the present invention is to present a structure in which a 'previous' button is separately provided in addition to the existing 'cancel' button. When the 'previous' button is selected, the display returns to the previous screen of the current screen and displays the result, thereby giving the customer an opportunity to correct an incorrect input.

In order to achieve the above object, the present invention provides a key input unit including a screen index DB storing screen index information indicating previous screen information, a 'previous' button for performing a function of returning from the current screen to the previous screen, and When the 'previous' button is pressed in the screen state of the control unit having an algorithm for taking the screen index information in the screen index DB and displaying the previous screen. In addition, the process of entering the financial transaction mode at the request of the customer to display the N-th screen, and if the 'previous' button is selected in the N-th screen state to display the N-1 screen, if the predetermined button is selected And displaying a N + 1 screen.

Hereinafter, the detailed description of the preferred embodiments of the present invention will be described with reference to the accompanying drawings. In the following description of the reference numerals to the components of the drawings it should be noted that the same reference numerals as possible even if displayed on different drawings. In addition, in describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to general practices of those belonging to the technical field of the present invention, and the definitions should be made based on the contents throughout the present specification.

Figure 3 is a diagram showing the internal block of the automated teller machine.

Referring to FIG. 3, the bankbook / card detecting unit 302 detects a bankbook or a card that is input to the automatic teller machine to detect information (eg, account number, expiration date, card number, etc.) of the corresponding bankbook / card. Function The sensing is detected by reading a magnetic component attached to a bankbook or a card. In addition to the magnetic component sensing method, the sensing may be implemented by an RF sensing method.

The security device 304 is an encryption device for encrypting data input through the key input unit 316. As the security device unit, an encryption pin pad module adopting a Data Encryption Standard (DES) algorithm is widely used. The DES pin pad module is a module for processing encryption or key processing for a user's password, and includes a numeric button for inputting a password, a plurality of menu buttons for performing various functions, and an SRAM storing an encryption key. Doing.

The banknote deposit and withdrawal section 306 is a place where the banknotes to be traded are deposited or withdrawn, and has a structure having a banknote stack portion and a shutter on which the banknotes are placed. When the deposit or withdrawal is made, a predetermined bill is placed on the bill stack unit with the shutter open. The banknote stack unit has a banknote sensor to check the state of the banknotes to inform the controller. It will be apparent that the bill detection sensor may be implemented in various ways, such as an infrared sensor for sensing bills and a sensor for sensing the change in weight of the bill stack.

The communication unit 308 is an interface for communicating with a financial server of a financial institution, and includes a local area network (LAN), a metropolitan area network (MAN), a wide area network (WAN), and the like. It performs an interface with a packet switched data network (PSDN). In some cases, a wireless communication method such as a wireless LAN may be used.

The voucher printing unit 310 is a printing apparatus for printing the transaction information on the voucher, the voucher printing can be made in a variety of ways, such as inkjet printing, laser printing. In the slip, a variety of information such as a transaction card number, a transaction account number, a transaction date, a transaction amount, a transaction point code, a transaction automatic teller code, and the like are printed and provided to the user.

The memory 312 is composed of a nonvolatile memory such as a hard disk and a flash memory, and a RAM type memory such as SRAM and DRAM that temporarily stores data. Transaction history is saved. The financial transaction details are various financial transactions such as transaction account, transaction card, deposit amount, withdrawal amount, password, trader's personal information. The memory 312 may be implemented as an internal memory fixedly mounted in the automated teller machine, but in some cases, a CF card (Compact Flash Card), SD card (Secure Digital Card), SM card (Smart Media Card), MMC It may be implemented as an external memory capable of inputting / outputting information such as a card (Multi-Media Card) or a memory stick. The memory 312 is provided with a screen index DB 314 for storing previous screen information. The screen index DB 314 memorizes all the screen information displayed on the display unit, and when the 'previous' button is selected, the previous screen can be displayed.

The key input unit 316 is a user interface (UI) for receiving financial transaction information such as a password, a financial account number, a deposit amount, and a withdrawal amount from a user who uses an automated teller machine. Receive financial transaction information such as passwords and financial account numbers through the book. The key input unit 316 is implemented as a keypad composed of a plurality of numeric keys and function keys, or is implemented as a touch screen method on the display unit. Hereinafter, the key input unit will be described by using a touch screen method as an example on the display unit 318.

The display unit 318 is a liquid crystal device such as an LCD, and displays the financial transaction details of the automated teller machine. For example, contents such as an account number, a password, a deposit amount, and a withdrawal amount entered by a customer are displayed. In addition, the display unit performs a function of a key input unit using a touch screen method. Therefore, all screens displayed on the display unit are provided with a 'previous' button. When the 'previous' button is pressed, the automated teller machine displays the previous screen so that the customer can input again.

As shown in Figure 4a, the present invention is characterized in that the 'previous' button 408 to return to the previous screen in addition to the 'cancel' button 406 to cancel all transactions and return to the standby mode. The customer may return to the previous screen by using the 'previous' button 408 to correct the incorrectly input information. For example, in the state shown in FIG. 4A, when a customer who wants to find 500,000 won 402 wrongly selects 404 won (404), the automated teller machine displays the next screen as shown in FIG. 4b. If the customer to find the wrong input, and press the 'previous' button 410 in Figure 4b, it is possible to go back to the screen of Figure 4a to select 402 won again (402).

The controller 300 controls the functions of the functional units 302, 304, 306, 308, 310, 312, 316, and 318 to control the operation of the automated teller machine. The controller 300 provides an OS (operating system) and a hardware driver of each functional unit. In particular, the control unit 300 includes an algorithm for storing the current screen index information in the screen index DB 314 when the financial transaction is in progress, and displaying a screen before the current screen when the 'previous' button is pressed. This will be described with reference to FIG. 5.

Figure 5a is a flow chart showing the operation of the automated teller machine returns to the previous screen when there is a 'previous' button selection in accordance with the present invention.

When the customer requests a financial transaction by inserting a bankbook or card, the automatic teller machine enters the financial transaction mode (S502). The automatic teller machine entering the financial transaction mode displays a first screen, the first financial transaction screen (S504). When a specific button is selected in the first screen display state (S506), the automatic teller machine displays a second screen, which is the next screen according to the selected button (S508). When the customer selects a specific button again (S510), the automatic teller determines whether the selected specific button is a 'previous' button (S512). When the 'previous' button is selected, the first screen, which was the previous screen, is displayed (S504) and a new button is selected in the first screen state. On the other hand, if the specific button selected on the second screen is not the 'previous' button, the next screen according to the selected button is displayed (S514). Similarly, when the 'previous' button is selected as the selection button input after the next screen display S514, it will be apparent that the previous screen is displayed.

The process of FIG. 5A is collectively illustrated in FIG. 5B. When the automatic teller machine enters the financial transaction mode (S516), the N-th screen is displayed (S518). If there is a specific button selection (S520) on the Nth screen, it is determined whether the selected button is a 'previous' button (S522), and if it is not the 'previous' button, the next screen 'N + 1' is displayed (S524). When the 'previous' button is selected, the previous Nth screen is displayed (S518).

In the foregoing description of the present invention, specific embodiments have been described, but various modifications may be made without departing from the scope of the present invention. Therefore, the scope of the present invention is not to be determined by the embodiments described above, but will be apparent in the claims as well as equivalent scope.

As described above, according to the present invention, a separate 'previous' button is provided in the automatic teller machine, and it is convenient to return to the previous screen and correct the wrong input. In addition, conventionally, there is a inconvenience in that the transaction must be performed again from the beginning when the input is wrong, whereas the present invention can proceed with the transaction from the previous step, thereby improving the convenience of the customer.

Claims (4)

A screen index DB storing screen index information indicating previous screen information; A key input unit having a 'previous' button for returning from the current screen to the previous screen; If the 'previous' button is pressed in a predetermined screen state, a control unit having an algorithm for displaying the previous screen by taking screen index information in the screen index DB Financial automation equipment with a 'previous' button provided. The apparatus of claim 1, wherein the 'previous' button is provided as a separate keypad on the key input pad. The automatic teller machine according to claim 1, wherein the 'previous' button is displayed on all screens in a touch screen format on the display window of the automatic teller machine. In the process of entering the financial transaction mode at the customer's request and displaying the N-screen, Displaying the N-th screen when the 'previous' button is selected in the N-th screen state and displaying the N + 1 screen when a predetermined button is selected Method of operation of the automated teller machine equipped with a 'previous' button comprising a.

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