KR20040057508A - Tax papers unification reference and billing system and method with client and biller through tax papers standardization - Google Patents

Abstract

PURPOSE: A system and a method for integratedly inquiring/paying a bill centered on a customer and a biller through a standard bill format are provided to inquire/settle the unified bill on the online by constructing a database as automatically converting the tax/public imposition bills into the same format. CONSTITUTION: A bill information database(520) stores the tax/public imposition bills converted into the same format. A bill formant conversion module(560) generates the tax/public imposition having the same format by receiving/reading the tax/public imposition bill issued from bill issuing servers, and registers/stores the tax/public imposition information to the database. A bill inquiry module(570) makes a user request the tax/public imposition for the online payment by inquiring the tax/public imposition bill registered to the database, register a payment toll, and inquire the detail particulars of the tax/public imposition bill. A settlement module(580) makes the user pay the billed price of the inquired tax/public imposition bill with the registered payment tool, and registers/stores settlement information to a settlement information database(530).

Description

TAX PAPERS UNIFICATION REFERENCE AND BILLING SYSTEM AND METHOD WITH CLIENT AND BILLER THROUGH TAX PAPERS STANDARDIZATION}

The present invention relates to a customer and borrower-centered bill integration query and payment system and method through bill format standardization.

More specifically, tax and utility bills issued in different formats are automatically converted to have the same format and built into a database, and customers through standardization of bill formats that payers can view and pay online if desired. And a biller-centered bill incorporating inquiry and payment system and method.

In order to maintain a normal home, monthly payments such as telephone bills, electricity bills, gas bills, card bills, and purchase fees are essential. Traditionally, these charges have been delivered to each household by Giro paper in the mail, paid through banks, and the receipts kept for years. In recent years, in order to reduce the inconvenience of paying directly to the bank, more and more households pay by direct debit from bank accounts, and the receipts can be received by invoice or e-mail. This automatic debit payment method is difficult to check the payment of individual items when the account balance is insufficient, and the receipt is difficult to manage because the receipt is delivered next month. In addition, when receiving a receipt via e-mail, it is extremely rare to store it for many years due to inconvenience in storage. For this reason, a non-payment notice issued due to an occasional paper error can be very time consuming.

In addition, in order to solve the above problems, a system for paying taxes / utilities online by using the Internet has been established, but in this case, since all institutions issued by the tax / utility bill have different formats, the system Operators had to manually enter their tax / utility bills to build a database, which required a lot of manpower and time.

The present invention has been made to solve the problems of the prior art as described above, the present invention is automatically constructed to convert the tax / utility bills issued in different formats to have the same format as a database, if the payer wants The purpose is to provide an integrated inquiry and payment system centered on customers and borrowers through standardized bill format that enables online inquiry and payment.

1 is a view for explaining the configuration of the customer and biller-centered bill integrated inquiry and payment system through the bill format standardization,

FIG. 2 is a view schematically illustrating a configuration of a tax / utility bill integrated service server included in a customer and borrower-centered bill integrated inquiry and payment service system through a bill format standardization applied to FIG. 1;

3a and 3b is an operation flow chart for explaining the customer and biller-centered bill integrated inquiry and payment system through the bill format standardization according to the present invention,

4 to 12 are screen views generated by the present invention.

<Explanation of symbols for the main parts of the drawings>

100: payer terminal 200: data communication network

300: bill issuing server 400: billing server

500: Tax / utility bill integrated service server

In one embodiment of the present invention to achieve the above object, the system of the present invention is a tax / utility bill issued by a plurality of bill issuing server after an unspecified number of payers make an online connection to the data communication network using the payer terminal A system for enabling a user to pay taxes / utilities through a payment server by searching a bill, the system comprising: a bill information DB for storing tax / utility bills converted into a plurality of identical formats; Receive a tax / utility bill issued by the plurality of bill issuing server to read the information on the tax / utility bill to generate a tax / utility bill having the same format, and then register and store in the bill information DB A conversion module; In response to the request of the payer, the tax / utility invoice registered in the invoice information DB can be inquired, so that the tax / utility invoice can be applied for online payment, and the registered means of payment is paid to pay the applied tax / utility bill. An invoice inquiry processing module for enabling an integrated inquiry on the applied invoice and for inquiring details of the tax / utility invoice; And pay by the payer using the registered payment means to pay the billed amount of the tax / utility bill inquired by the bill inquiry processing module, and register and store payment information of the paid bill in a billing information DB. A payment processing module that enables the payer to inquire payment details of the invoices paid; The billing and customer-based bill integration query and payment system through the bill format standardization, characterized in that comprises a tax / utility bill integrated service server consisting of, to solve the above problems.

The bill format conversion module of the tax / bill integrated service server converts the format of the tax / bill bill issued by the bill issuing server by using XML (Extensible Markup Language). This is an integrated inquiry and payment system for customer and borrower-centered bills.

In addition, the bill inquiry processing module of the tax / bill integrated service server provides a bill request menu item to the payer and selects the bill request menu item. A billing and inquiry system centered on customers and borrowers through standardization of bill format characterized in that it is provided to be output on the screen, solves the above problems.

The bill inquiry processing module of the tax / bill integrated service server provides a bill cancel menu item for canceling a bill already registered to the payer, and if the bill cancel menu item is selected, the bill information already registered is provided. And providing a termination button corresponding to the invoice information, and if the termination button is clicked, deletes the invoice information corresponding to the invoice information from the invoice information DB. And a payment system, which solves the above problems.

In addition, according to another embodiment of the present invention, the method of the present invention, the payment server by querying the tax / utility bills issued by a plurality of bill issuing server after the non-specified payer makes an online connection to the data communication network using the payer terminal In a method for operating a system for paying taxes / utilities through the payment method, the tax / utility bills issued by the plurality of bill issuing servers are received and the tax / utility invoice information is read and the tax having the same format. A bill format conversion process of creating a database by generating and billing a bill and then registering and storing it in the bill information DB; In response to the request of the payer, the tax / utility invoice registered in the invoice information DB can be inquired, so that the tax / utility invoice can be applied for online payment, and the registered means of payment is paid to pay the applied tax / utility bill. A bill inquiry processing process to enable the user to make an integrated inquiry on the applied bill and to check the details of the tax / utility bill; And the payer to pay the billed amount of the tax / utility bill inquired by the invoice inquiry processing module by using the registered payment means, and register and store payment information of the invoice in the payment information DB. A payment processing process for enabling the payer to inquire the payment details of the invoices paid; As a bill and a method for integrating the customer and the borrower-centered bills through the bill format standardization, characterized in that, to solve the above problems.

The bill format conversion process may further include converting a format of a tax / utility bill issued by the bill issuing server using an extensible markup language (XML). The above-mentioned problem is solved as a method of integrating and inquiring a bill based on a bill.

In addition, the bill inquiry processing process, if the bill request menu item is provided to the payer, and the bill request menu item is selected, the already registered bill information and unregistered bill information is output on one screen to be provided. As a method for inquiring and paying bills centered on customers and borrowers through the bill format standardization further comprising a process of solving the above-mentioned problems.

And, the bill inquiry processing process, provides the bill payer menu item for canceling the bill already registered to the payer, and if the bill cancel menu item is selected, the bill information and the bill information registered in advance Providing a cancellation button, if the click on the cancellation button, further comprising the step of deleting the bill information corresponding to the bill information DB from the bill format, characterized in that the customer and biller-centered bills integrated inquiry and payment through the standardized bill format As a method, the above problem is solved.

These objects, features and advantages of the present invention will be more readily understood by reference to the accompanying drawings and the following detailed description.

1 is a view for explaining the configuration of the customer and biller-centered bills consolidated inquiry and payment system through the bill format standardization, Figure 2 is a bill and customer-centered bills consolidated through the bill format standardization applied to FIG. Figure is a schematic diagram showing the configuration of a tax / utility integrated service server applied to the inquiry and payment service system.

First, referring to FIG. 1, a system constituting the present invention includes a plurality of payer terminals 100, a data communication network 200, a plurality of bill issuing servers 300, a plurality of payment servers 400, and taxes. / Utility bill integrated service server (500).

The payer terminal 100 makes an online connection to the tax / utility integrated service server 500 through the data communication network 200, and then searches various bill information provided by the tax / utility integrated service server 500 or It also supports payment of invoices that have been queried.

The data communication network 200 will include both wired and wireless communication networks such as the Internet, infrastructure, WAP and PSTN.

The plurality of bill issuing servers 300 transmits bills written in a predetermined format to the tax / utility bill integrated service server 500 regularly or irregularly.

The plurality of payment servers 400 supports the payer to settle the amount of the bill in response to a request of the tax / utility integrated service server 500.

The tax / utility integrated service server 500 includes a member information DB 510 which stores payer information as member information, and a bill information DB 520 which stores tax / utility bills converted into a plurality of identical formats. Payment information DB 530 that stores a plurality of payment information, and the member registration screen to the payer terminal 100 so that the payer can register a member, the payer information entered through the member registration screen Register as the member information in the member information DB 510, and issue authentication information for determining whether the user is a legitimate payer when accessing the tax / utility integrated service server 500 in correspondence with the member information. Membership management module 540 and the payer registered as the member to enter the authentication information when the online connection to the tax / utility integrated service server 500 By comparing the authentication information input by the payer and the authentication information registered in the member information DB (510) to determine whether the payer is a legitimate payer, the authentication module 550 for supporting the following procedure, and the plurality of After receiving the tax / utility bill issued by the bill issuing server 300 to read the information on the tax / utility bill to generate a tax / utility bill having the same format, registered and stored in the bill information DB (520) Invoice format conversion module 560, and in response to the request of the payer, the tax / utility bill registered in the invoice information DB is inquired, so that the user can apply for a tax / utility bill to perform online payment, and register the payment Allow you to pay the tax / utility bill you've applied for, provide a consolidated view of your bill, Invoice inquiry processing module 570 to query the details of the tax / utility bill, and the payer of the tax / utility bill inquired by the invoice inquiry processing module 570, the registered payment means By using the payment, and the payment information of the bill is registered and stored in the payment information DB (530) to the payment processing module (580) so that the payer can query the payment details of the paid bill. It is composed.

In addition, the invoice format conversion module 560 of the tax / bill integrated service server 500 converts the format of the tax / bill invoice issued by the bill issuing server 300 using XML (Extensible Markup Language).

In addition, the bill inquiry processing module 570 of the tax / bill integrated service server 500 provides a bill request menu item to the payer, and if the bill request menu item is selected, the bill information and the registered bill information are not registered. Invoice information is output on one screen to be provided.

The bill inquiry processing module 570 of the tax / bill integrated service server 500 provides a bill cancel menu item for canceling an already registered bill to the payer, and when the bill cancel menu item is selected, In response to the already registered bill information and the invoice information is provided to provide a button, when the click on the cancel button to delete the corresponding bill information from the bill information DB (520).

Then, the system consisting of the above configuration will be described in detail with respect to the customer and the biller-centered bill integrated inquiry and payment system through the bill format standardization with reference to the accompanying drawings.

3 is a flowchart illustrating a method for inquiring and paying bills based on customers and borrowers through standardized bill format according to the present invention, and FIGS. 4 to 12 are screen views generated by the present invention.

An embodiment of the present invention will be described with reference to the accompanying drawings, Figures 3 to 12, first, the tax / utility bill integrated service server 500 is a billing application menu item, payment means registration to the payer terminal 100 first made an online connection Provides an initial screen including menu item, invoice inquiries menu item, detailed contents view menu item, invoice integrated payment menu item, payment history inquiry menu item, invoice cancellation menu item and member registration menu item.

In addition, the payer selects one menu item from the initial screen to receive a service provided by the tax / utility integrated service server 500.

That is, the tax / utility integrated service server 500 determines whether the bill application menu item is selected by the payer (S100). As a result of the determination, when the bill request menu item is selected, the tax / utility bill service server 500 provides the bill request screen to the payer terminal 100 (S110).

The bill request screen is provided with the bill claim box and the applicable bill information on the bill request screen as shown in FIG. 4. The invoice locker is a window that displays information about invoices already registered by the payer.It consists of information on the date of application, the billing agency, the billing history, and the billing cycle.Applicable bill information includes information about the invoices that the payer can apply for. It consists of billing agency, billing history, billing cycle, application button.

In addition, the tax / utility integrated service server 500 determines whether the invoice is selected on the invoice application screen by the payer (S120). As a result of the determination, when the bill is selected, the selected bill is stored in the bill information DB 520 (S130) to be managed.

On the other hand, as a result of the determination of step S120, when the bill is not selected, the tax / utility integrated service server 500 determines whether the cancel button is selected by the payer (S140), and if the cancel button is selected, returns to the initial screen Otherwise, it stays idle.

In addition, when the billing application menu item is not selected by the payer, the tax / utility integrated service server 500 determines whether the payment method registration menu item is selected (S150).

As a result of the determination, when the payment means registration menu item is selected by the payer, the tax / utility integrated service server 500 may provide the payment means registration screen to the payer terminal 100 (S160).

The payment means registration screen is a screen for selecting a card type or bank as shown in FIG. 5.

In addition, the tax / utility integrated service server 500 determines whether the payment means is selected by the payer on the payment means registration screen (S170). As a result of the determination, when the payment means is selected, the tax / utility integrated service server 500 stores the selected payment means in the bill information DB 520 (S180) to be managed.

On the other hand, as a result of the determination in step S170, when the payment means is not selected, the tax / utility integrated service server 500 determines whether the cancel button is selected by the payer (S190), and returns to the initial screen when the cancel button is selected Otherwise, it stays idle.

When the payment method registration menu item is not selected as a result of the determination in step S150, the tax / utility integrated service server 500 determines whether the bill integrating inquiry menu item is selected by the payer (S200). As a result of the determination, if the bill integration inquiry menu item is selected, the tax / bill integration service server 500 reads the bill integration inquiry information from the bill information DB 520 and provides the bill integration inquiry screen to the payer terminal 100 (S210). .

As shown in FIG. 6, the invoice integration inquiry screen provides information on a billing date, a bill, a billing month (period), a payment date, a billing amount, a status, and details, and includes the total amount and billing amount of the bill, Provides information on the amount due, the amount due, and the amount due.

In addition, when the invoice integration inquiry menu item is not selected in step S200, the tax / utility bill integrated service server 500 determines whether a detail view view menu item is selected by the payer (S220). As a result of the determination, when the detail view view menu item is selected, the tax / utility bill integrated service server 500 provides a bill detail view view screen (S230).

As shown in the accompanying drawings, the detailed view of the bill is shown in the claim date, delivery date, billing date, period of use, amount within the delivery date, billing summary window consisting of information on the amount of payment, name, customer number, address It consists of a customer information and contract window consisting of information about the customer, and a bill detail window.

In addition, when the detailed view menu item is not selected as a result of the determination in step S220, the tax / utility bill integrated service server 500 determines whether the bill consolidated payment menu item is selected by the payer (S240). As a result of the determination, when the bill consolidated payment menu item is selected by the payer, the tax / utility integrated service server 500 provides the bill consolidated payment screen to the payer terminal 100 (S250).

As shown in FIG. 8, the invoice integrated payment screen includes information on a selection, a billing institution, a billing history, a billing month, a payment date, and an amount of money.

In addition, the tax / utility integrated service server 500 determines whether a payment account is selected, a password is input, and a payment button is selected on the invoice integration payment screen by the payer (S260, S270, S280). As a result of the determination, when the payment account is selected, the password is input, and the payment button is selected, the tax / utility integrated service server 500 generates and manages payment information in the payment information DB 530 (S290) and manages it (S290). .

When the pay button is selected by the payer, the tax / utility integrated service server 500 may provide the payment confirmation screen as shown in FIG. 9 and the payment completion screen as shown in FIG. 10 to the payer terminal 100. .

On the other hand, when the determination result of the process S260, S270, S280, when the payment account is not selected, the password is not entered, the payment button is not selected, the tax / utility integrated service server 500 is canceled by the payer button If it is selected (S300), if the cancel button is selected, returns to the initial screen, otherwise maintains the standby state.

When the bill consolidated payment menu item is not selected as a result of the determination in step S240, the tax / utility bill integrated service server 500 determines whether a payment history inquiry menu item is selected by the payer (S310). As a result of the determination, when the payment details inquiry menu item is selected, the tax / utility bill integrated service server 500 provides a payment details inquiry screen (S320).

The payment details inquiry screen, as shown in the accompanying drawings, Figure 11, the bill payment history search window consisting of information on the period, billing institution, sorting and the month, billing institution, billing history, payment amount, payment date, payment account information It consists of a bill payment history view window.

Finally, as a result of the determination in step S310, when the payment details inquiry menu item is not selected, the tax / utility bill integrated service server 500 determines whether the bill termination menu item is selected by the payer (S330).

As a result of determination, when the bill cancellation menu item is selected, the tax / utility bill integrated service server 500 provides a bill cancellation screen (S340).

The invoice cancellation screen includes an application date, a billing institution, a billing history, information on a billing cycle, and a bill cancel button, as shown in FIG. 12.

In addition, the tax / utility bill integrated service server 500 determines whether the bill cancel button is selected on the bill cancel screen by the payer (S350). If the determination result is the bill cancel button is selected, the tax / utility integrated service server 500 deletes the selected bill from the bill information DB (520) (S360).

On the other hand, the determination result of the step S350, when the bill cancel button is not selected, the tax / utility integrated service server 500 determines whether the cancel button is selected by the payer (S370), if the cancel button is selected to the initial screen Return, otherwise, wait.

As described above, the processing of the tax / utility integrated service server 500 to which the present invention is applied is determined by a method for easier understanding, and the tax / utility integrated service server 500 may be variously described through the above process. The menu item is implemented to provide the service for the menu item selected by the payer.

The present invention is not limited to the embodiments described above, and various modifications and changes can be made by those skilled in the art, which are included in the spirit and scope of the present invention as defined in the appended claims.

As described above, the present invention is automatically converted into a database to convert the tax / utility bills issued in different formats to have the same format, so that the payer can look online and settle, if desired, Not only can you build a database of tax and utility bill information using manpower and time, but it also saves you the hassle of making payments and saves you the time it takes to pay through a financial institution such as a bank. have.

Claims (8)

In a system in which a plurality of unspecified payers make an online connection to a data communication network using a payer terminal and inquire tax / utility bills issued by a plurality of bill issuing servers and pay taxes / utilities through a payment server. An invoice information DB for storing tax / utility invoices converted into a plurality of identical formats; Receive a tax / utility bill issued by the plurality of bill issuing server to read the information on the tax / utility bill to generate a tax / utility bill having the same format, and then register and store in the bill information DB A conversion module; In response to the request of the payer, the tax / utility invoice registered in the invoice information DB can be inquired, so that the tax / utility invoice can be applied for online payment, and the registered means of payment is paid to pay the applied tax / utility bill. An invoice inquiry processing module for enabling an integrated inquiry on the applied invoice and for inquiring details of the tax / utility invoice; And Allow the payer to pay the billed amount of the tax / utility bill inquired by the invoice inquiry processing module by using the registered payment means, and register and store payment information of the bill in the payment information DB, A payment processing module that enables the payer to inquire payment details of the invoices paid; Integrate inquiry and payment system based on customer and borrower-based bills through standardized bill format, comprising a tax / utility bill integrated service server. The bill format conversion module of claim 1, wherein the tax / utility integrated service server comprises: An integrated inquiry and payment system based on the bill format standardization, characterized in that for converting the format of the tax / utility bills issued by the bill issuing server using XML (Extensible Markup Language). The bill inquiry processing module of the tax / utility bill integrated service server, Providing a bill application menu item to the payer and selecting the bill application menu item, standardizing the bill format, characterized in that the information on the already registered bill and unregistered bill information to be provided on one screen Integrated inquiry and payment system for customer and borrower-centered bills. The bill inquiry processing module of the tax / utility bill integrated service server, Providing a bill cancel menu item for canceling the bill already registered to the payer, if the bill cancel menu item is selected, provides a cancel button corresponding to the bill information and the bill information already registered, the cancel button Inquiry and payment system integrated billing and payment system based on the customer bills, characterized in that if you click to delete the bill information corresponding to the bill information DB. An unspecified number of payers make an online connection to a data communication network using a payer terminal, and then operate a system to search for tax / utility bills issued by a plurality of bill issuing servers and pay taxes / utilities through a payment server. In the method, Receive the tax / utility bills issued by the plurality of bill issuing server to read the information on the tax / utility bills to generate a tax / utility bills having the same format, and then register and store in the billing information DB database Invoice format conversion process to build a; In response to the request of the payer, the tax / utility invoice registered in the invoice information DB can be inquired, so that the tax / utility invoice can be applied for online payment, and the registered means of payment is paid to pay the applied tax / utility bill. A bill inquiry processing process to enable the user to make an integrated inquiry on the applied bill and to check the details of the tax / utility bill; And Allow the payer to pay the billed amount of the tax / utility bill inquired by the invoice inquiry processing module by using the registered payment means, and register and store payment information of the bill in the payment information DB, A payment processing process for allowing the payer to inquire payment details of the invoices paid; Inquiry and payment method of customer and biller-centered bills through the standardized bill format, characterized in that consisting of. The method of claim 5, wherein the billing format conversion process is performed. Inquiry and payment method integration of customers and borrowers centered through the bill format standardization further comprising the step of converting the format of the tax / utility bills issued by the bill issuing server using XML (Extensible Markup Language) . The method of claim 5, wherein the bill inquiry process is performed. And providing a bill application menu item to the payer, and selecting the bill application menu item, outputting the bill information which is already registered and the bill information which is not registered on one screen. Inquiry and payment method of customer and borrower-centered bills through standardized bill format. The method of claim 5, wherein the bill inquiry process is performed. Providing a bill cancel menu item for canceling the bill already registered to the payer, if the bill cancel menu item is selected, provides a cancel button corresponding to the bill information and the bill information already registered, the cancel button Inquiry and payment method integration of the customer and the biller-centered bills through the standardized bill format, characterized in that it further comprises the step of deleting the corresponding bill information from the bill information DB if clicked.