TWI605395B - Collection platform for third party collection, collection system, and method of collection - Google Patents

Collection platform for third party collection, collection system, and method of collection Download PDF

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TWI605395B
TWI605395B TW104143246A TW104143246A TWI605395B TW I605395 B TWI605395 B TW I605395B TW 104143246 A TW104143246 A TW 104143246A TW 104143246 A TW104143246 A TW 104143246A TW I605395 B TWI605395 B TW I605395B
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collection
payment
platform
barcode
party
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TW104143246A
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TW201723942A (en
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林竹珍
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統一超商股份有限公司
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用於代收第三方帳款的代收帳款平台、代收帳款系統與代收帳款的方法Method for collecting collection platform, collection system and collection of accounts for third party accounts

本發明係關於一種帳款系統,且特別是關於一種用於代收第三方帳款的代收帳款平台、代收帳款系統與代收帳款的方法。 The present invention relates to a billing system, and more particularly to a method for collecting billing platforms, collection systems, and collections for third party bills.

現在便利商店所提供的服務愈來愈多元化,除了販售各式各樣的食物、飲品與民生必需品之外,便利商店還提供代收第三方帳款的服務。過去,便利商店可代收的第三方帳款主要包括信用卡費和電信費…等等。這些帳款的繳納方式,主要是第三方業者會先寄發紙本帳單或電子帳單給消費者,讓消費者可藉著紙本帳單或電子帳單繳費。 Nowadays, the services provided by convenience stores are becoming more and more diversified. In addition to selling a wide variety of food, beverages and people's livelihoods, the convenience store also provides services for collecting third-party accounts. In the past, third-party accounts that can be collected by convenience stores mainly include credit card fees and telecommunications charges... and so on. The payment of these accounts is mainly due to the fact that third-party operators will send paper bills or electronic bills to consumers first, so that consumers can pay by paper bills or electronic bills.

請參照第1圖,第1圖所示為第三方業者所提供的繳費通知20的示意圖,其中,繳費通知20的形式可為紙本帳單或電子帳單。如第1圖所示,繳費通知20上包括了繳費資訊,且通常還包括了繳費條碼21。繳費資訊包括了代收帳款資料,例如業者代碼、銷帳編號與金額,繳費條碼21對應於代收帳款資料,且繳費條碼21為第三方業者所提供。繳費通知20為紙本帳單的話,消費者可直接攜帶帳單到便利商店繳費,便利商店的店員會用收銀機的條碼掃描器掃描紙本帳單上的繳費條碼21,讀取繳費資訊,並收取消費者繳交的費用。當消費者繳費後,店員 會將收銀機會列印出繳費證明文件交付消費者帶回,店員會將繳費條碼撕下後留存備查。 Please refer to FIG. 1. FIG. 1 is a schematic diagram of a payment notice 20 provided by a third party, wherein the payment notice 20 can be in the form of a paper bill or an electronic bill. As shown in FIG. 1, the payment notice 20 includes payment information, and usually includes a payment barcode 21. The payment information includes the collection account information, such as the operator code, the sales account number and the amount, the payment barcode 21 corresponds to the collection account information, and the payment barcode 21 is provided by the third party provider. If the payment notice 20 is a paper bill, the consumer can directly carry the bill to the convenience store to pay the fee. The convenience store clerk will use the barcode scanner of the cash register to scan the payment barcode 21 on the paper bill to read the payment information. And charge the fees paid by the consumer. When the consumer pays the fee, the clerk The cashier will print out the payment certificate and deliver it to the consumer. The clerk will tear off the payment barcode and keep it for future reference.

若是收到電子帳單,但需要至便利商店繳費的話,現今的做法消費者仍需要先將帳單列印出來,再帶到便利商店繳費。無論是繳費通知20是紙本帳單或電子帳單,待繳費完成後,便利商店都需要保存紙本收據或繳費證明文件,這是由於便利商店的代收帳款服務僅為單純的代收第三方業者產製的紙本或電子帳單,並掃描第三方業者產製的繳費條碼進行代收服務,在便利商店的資料庫中並未儲存該些款項所對應的內容(如電話費、信用卡費等)以及代收的是哪一個第三方業者的款項。是以完成繳費資料判定並且完成繳費後,為了後續對帳與查帳需要,仍需要儲存這些紙本收據或繳費證明文件,以供備查。例如,日後如果發生繳費爭議而需要查帳時,便利商店需要調閱這些紙本文件,以便釐清事實。 If you receive an electronic bill, but need to pay to the convenience store, today's practice consumers still need to print the bill first, and then bring it to the convenience store to pay. Whether the payment notice 20 is a paper bill or an electronic bill, the convenience store needs to save the paper receipt or payment proof document after the payment is completed. This is because the convenience store's collection service is only a simple collection. A paper or electronic bill produced by a third-party manufacturer, and scanning the payment barcodes produced by the third-party industry for collection services, and the contents corresponding to the funds are not stored in the convenience store database (such as telephone charges, Credit card fees, etc.) and which third-party provider collects money. After the completion of the payment of the payment information and the completion of the payment, in order to follow the reconciliation and auditing needs, these paper receipts or payment proof documents still need to be stored for future reference. For example, in the event of a payment dispute in the future that needs to be checked, the convenience store needs to access these paper documents in order to clarify the facts.

上述紙本的收據和繳費證明文件經過日積月累,其數量會愈來愈龐大,便利商店需要騰出更多的空間來存放這些紙本文件。除此之外,一旦有需要查詢入帳或相關資料而調閱這些紙本文件時,便利商店需要以人工進行查找作業,如此一來,不但耗損人力,也浪費時間。並且,即使第三方業者傳送給消費者的繳費通知是透過電子信箱傳遞的電子帳單,還是需要先列印成紙本文件,消費者才能拿到便利商店繳費。在追求無紙化且強調環保的今天,這樣的作法有待商榷。有鑑於此,本發明提出一種用於代收第三方帳款的代收帳款平台、代收帳款系統與 代收帳款的方法,以期能透過數位化方式儲存收據和繳費證明文件,還能用電腦化方式調閱這些文件,並且消費者也不用再將電子帳單列印成紙本文件才能至便利商店繳費。 The receipts and payment documents of the above-mentioned papers have accumulated over time, and the number of them will become larger and larger. Convenience stores need to free up more space to store these paper documents. In addition, when you need to access these paper documents when you need to check the accounts or related materials, the convenience store needs to manually search for jobs, which not only consumes manpower but also wastes time. Moreover, even if the payment notice sent by the third-party provider to the consumer is an electronic bill transmitted through the e-mail address, it is still necessary to print the paper document first, so that the consumer can get the convenience store to pay the fee. In the pursuit of paperless and environmental protection, this practice is open to question. In view of this, the present invention provides a collection platform for collecting third party accounts, a collection system and The method of collecting accounts, in order to store receipts and payment documents in a digital manner, and to access these documents in a computerized manner, and consumers do not have to print electronic bills into paper documents to facilitate Store payment.

本發明一實施例所提出的一種代收帳款平台,其包括通訊模組、條碼生成模組與控制模組。通訊模組接收至少一筆代收帳款資料,此筆代收帳款資料包括第三方代碼、銷帳編號與代收金額。條碼生成模組對應於代收帳款資料而生成繳費條碼。控制模組訊號連接通訊模組與條碼生成模組,且控制模組用以控制該通訊模組傳送繳費條碼至第三方平台或可攜式電子裝置。控制模組還用以接收繳費完成通知並對應於該代收帳款資料而生成一筆入帳資料,並將該入帳資料儲存於一代收紀錄資料庫中。 According to an embodiment of the present invention, a collection platform includes a communication module, a barcode generation module and a control module. The communication module receives at least one collection account information, and the collection information includes the third party code, the sales account number and the collection amount. The barcode generation module generates a payment barcode corresponding to the collection account data. The control module signal is connected to the communication module and the barcode generation module, and the control module is used to control the communication module to transmit the payment barcode to the third-party platform or the portable electronic device. The control module is further configured to receive a payment completion notification and generate an accounting data corresponding to the collection information, and store the accounting data in a collection database.

在本發明一實施例中,代收帳款平台進一步包括儲存模組。儲存模組訊號連接控制模組,代收紀錄資料庫設置於儲存模組中。並且,代收帳款平台進一步包括一查詢模組。查詢模組訊號連接控制模組,查詢模組用以響應代收紀錄查詢要求而搜尋代收紀錄資料庫並生成查詢結果。其中,所述繳費條碼對應於代收帳款資料與帳款類別代碼。並且,所述入帳資料包括代收帳款資料、入帳時間與入帳地點。 In an embodiment of the invention, the collection platform further includes a storage module. The storage module signal connection control module is provided in the storage module. Moreover, the collection platform further includes a query module. The query module is connected to the control module, and the query module searches for the collection record database and generates the query result in response to the collection record query request. Wherein, the payment barcode corresponds to the collection account information and the account category code. Moreover, the account information includes the collection account information, the time of entry, and the place of entry.

本發明一實施例所提出的一種代收帳款系統,其包括前述之用於代收第三方帳款的代收帳款平台、第三方平台、可攜式電子裝置與銷售點終端機。、第三方平台會傳送代收帳款資料至代收帳款平台,可攜式電子裝置可接收並顯示繳費條碼,而銷售點終端機可讀取可攜式電子裝置上的繳費條碼,傳送該繳費完成通知至該代收帳款平台。 A collection system according to an embodiment of the present invention includes the foregoing collection account platform for collecting third party accounts, a third party platform, a portable electronic device and a point of sale terminal. The third-party platform transmits the collection account information to the collection account platform, the portable electronic device can receive and display the payment barcode, and the point-of-sale terminal can read the payment barcode on the portable electronic device, and transmit the The payment completion notice is sent to the collection platform.

在本發明一實施例中,第三方平台還傳送待繳費通知至可攜式電子裝置。 In an embodiment of the invention, the third-party platform also transmits a to-be-paid notification to the portable electronic device.

在本發明一實施例中,當銷售點終端機傳送繳費完成通知至代收帳款平台時,銷售點終端機還傳送繳費成功通知至第三方平台。並且,第三方平台接收繳費成功通知後,第三方平台對應於繳費成功通知而傳送繳費成功確認訊息至可攜式電子裝置。 In an embodiment of the invention, when the point-of-sale terminal transmits a payment completion notice to the collection platform, the point-of-sale terminal also transmits a payment success notification to the third-party platform. Moreover, after the third-party platform receives the payment success notification, the third-party platform transmits the payment success confirmation message to the portable electronic device corresponding to the payment success notification.

在本發明一實施例中,當銷售點終端機讀取可攜式電子裝置上的繳費條碼時,銷售點終端機傳送對應於繳費條碼的驗證要求至代收帳款平台並接收代收帳款平台所回傳的驗證結果。 In an embodiment of the invention, when the point-of-sale terminal reads the payment bar code on the portable electronic device, the point-of-sale terminal transmits the verification request corresponding to the payment bar code to the collection platform and receives the collection account. The verification result returned by the platform.

本發明一實施例所提出的一種代收帳款的方法,可用於代收第三方帳款。此方法包括:接收代收帳款資料,代收帳款資料包括第三方代碼、銷帳編號與代收金額;生成繳費條碼,繳費條碼對應於代收帳款資料;傳送繳費條碼至第三方平台或可攜式電子裝置;接收繳費完成通知並對應於代收帳款資料而生成入帳資料;以及儲存入帳資料於代收紀錄資料庫中。 A method for collecting accounts according to an embodiment of the present invention can be used for collecting third party accounts. The method comprises: receiving the collection account data, the collection account information includes a third party code, a sales account number and a collection amount; generating a payment barcode, the payment barcode corresponds to the collection account data; transmitting the payment barcode to the third party platform Or a portable electronic device; receiving a payment completion notification and generating accounting information corresponding to the collection account information; and storing the accounting information in the collection record database.

在本發明一實施例中,代收帳款的方法進一步包括:響應代收紀錄查詢要求而搜尋代收紀錄資料庫並生成查詢結果。並且,在接收該繳費完成通知的步驟中,進一步包括:傳送繳費成功通知至第三方平台。 In an embodiment of the invention, the method for collecting accounts further includes: searching for a collection record database in response to the collection record query request and generating a query result. And, in the step of receiving the payment completion notification, further comprising: transmitting a payment success notification to the third party platform.

綜上所述,本發明所提出的一種用於代收第三方帳款的代收帳款平台、代收帳款系統與代收帳款的方法,不但能透過數位化方式儲存收據和繳費證明文件,還能透過電腦和網路來查詢和調閱這些文 件。如此一來,便利商店不再需要騰出空間來存放堆積如山的紙本文件。而且,透過電腦和網路查詢和調閱數位文件的效率非常高。例如,僅需透過相關查詢介面輸入銷帳編號或消費者姓名等資料,就能即時搜尋資料庫並調出相關資料,便利商店或第三方業者不再需要耗損大量人力和時間在翻閱查找紙本文件的工作上。並且消費者也不用再將電子帳單列印成紙本文件,就能夠到便利商店繳費,不但能節省列印成本與紙張成本,也更能符合環保的訴求。 In summary, the method for collecting the third-party accounts of the collection account platform, the collection system and the collection of accounts is not only capable of storing receipts and payment certificates through digital means. Documents, which can also be queried and accessed through computers and the Internet. Pieces. As a result, convenience stores no longer need to make room to store piles of paper documents. Moreover, it is very efficient to query and access digital files through computers and the Internet. For example, you only need to enter the sales account number or the name of the consumer through the relevant query interface, you can instantly search the database and transfer the relevant information. Convenience stores or third-party operators no longer need to use a lot of manpower and time to look up the paper. The work of the document. And consumers don't have to print electronic bills as paper documents, they can pay at convenience stores, which not only saves printing costs and paper costs, but also meets environmental protection requirements.

以下在實施方式中詳細敘述本發明之詳細特徵以及優點,其內容足以使任何熟悉相關技藝者暸解本發明之技術內容並據以實施,且根據本說明書所揭露之內容、申請專利範圍及圖式,任何熟習相關技藝者可輕易地理解本發明相關之目的及優點。 The detailed features and advantages of the present invention are described in detail in the embodiments of the present invention. The objects and advantages associated with the present invention can be readily understood by those skilled in the art.

10‧‧‧代收帳款系統 10‧‧‧ collectables system

20、30‧‧‧繳費通知 20, 30 ‧ ‧ payment notice

21‧‧‧繳費條碼 21‧‧‧Payment barcode

100‧‧‧代收帳款平台 100‧‧‧receiving platform

110‧‧‧控制模組 110‧‧‧Control Module

120‧‧‧通訊模組 120‧‧‧Communication module

130‧‧‧條碼生成模組 130‧‧‧ barcode generation module

S101‧‧‧接收代收帳款資料 S101‧‧‧ Receiving collection information

S103‧‧‧生成繳費條碼 S103‧‧‧ Generate payment barcode

S105‧‧‧傳送繳費條碼至第三方平台 S105‧‧‧Transfer payment barcode to third party platform

S107‧‧‧接收對應於繳費條碼的驗證要求並回傳驗證結果 S107‧‧‧ Receive the verification request corresponding to the payment barcode and return the verification result

S109‧‧‧接收繳費完成通知並對應於代收帳款資料而生成入帳資料 S109‧‧‧ Receive payment completion notice and generate accounting information corresponding to the collection of payment information

S111‧‧‧傳送繳費成功通知至第三方平台 S111‧‧‧Transfer payment success notification to third party platform

S113‧‧‧傳送繳費成功確認訊息至可攜式電子裝置 S113‧‧‧Transfer payment success confirmation message to portable electronic device

S115‧‧‧儲存入帳資料於代收紀錄資料庫 S115‧‧‧Storage of account information in the collection record database

131‧‧‧繳費條碼 131‧‧‧Payment barcode

140‧‧‧儲存模組 140‧‧‧ storage module

150‧‧‧查詢模組 150‧‧‧Query Module

200‧‧‧第三方平台 200‧‧‧ Third Party Platform

300‧‧‧可攜式電子裝置 300‧‧‧Portable electronic devices

400‧‧‧銷售點終端機 400‧‧‧point of sale terminal

500‧‧‧網路 500‧‧‧Network

[第1圖]係第三方業者所提供的繳費通知的示意圖;[第2圖]係本發明一較佳實施例之代收帳款系統的示意圖;[第3圖]係本發明一較佳實施例之代收帳款系統的方塊圖;[第4圖]係本發明一較佳實施例之代收帳款的方法的流程圖;[第5圖]係本發明一較佳實施例之可攜式電子裝置顯示繳費條碼的示意圖;以及[第6圖]係本發明另一較佳實施例之代收帳款系統所提供的繳費通知的示意圖。 [Fig. 1] is a schematic diagram of a payment notice provided by a third party; [Fig. 2] is a schematic diagram of a collection system of a preferred embodiment of the present invention; [Fig. 3] is a preferred embodiment of the present invention. A block diagram of a collection system of an embodiment; [Fig. 4] is a flow chart of a method for collecting accounts of a preferred embodiment of the present invention; [Fig. 5] is a preferred embodiment of the present invention A schematic diagram of a portable electronic device displaying a payment barcode; and [FIG. 6] is a schematic diagram of a payment notification provided by a collection system of another preferred embodiment of the present invention.

請參照第2圖與第3圖,第2圖所示為本發明一較佳實施例之代收帳款系統10的示意圖,第3圖所示為本發明一較佳實施例之代收帳款系統10的方塊圖。本實施例之代收帳款系統10可運用於便利商店(或稱超商)、第三方業者與消費者之間的繳費、代收帳款、入帳與銷帳等行為,但不限於此。便利商店的角色亦可代換為任何可提供代收帳款服務的單位,例如大型賣場(或稱量販店)、超市、加油站或金融機構…等。第三方業者例如為電信公司、信用卡發卡銀行、電力公司或網路購物平台…等。在本實施例中,消費者使用了第三方業者所提供的服務或是向第三方業者購買了服務與商品,因此,第三方業者會向消費者收取費用。消費者可就近到便利商店繳納這些費用,而便利商店會再將這些費用轉給第三方業者。對於便利商店而言,這些費用屬於第三方帳款,而這樣的服務在此處稱之為代收帳款服務。 Please refer to FIG. 2 and FIG. 3, FIG. 2 is a schematic diagram of a collection system 10 according to a preferred embodiment of the present invention, and FIG. 3 is a diagram showing a collection according to a preferred embodiment of the present invention. A block diagram of the system 10. The collection system 10 of the present embodiment can be applied to a convenience store (or super-business), a payment between a third-party provider and a consumer, a collection account, a charge and a charge, and the like, but is not limited thereto. . The role of the convenience store can also be replaced by any unit that can provide collection services, such as large stores (or weighing stores), supermarkets, gas stations or financial institutions...etc. Third-party operators are, for example, telecommunications companies, credit card issuing banks, power companies or online shopping platforms...etc. In this embodiment, the consumer uses the service provided by the third party provider or purchases the service and the commodity from the third party manufacturer, and therefore, the third party provider charges the consumer. Consumers can pay these fees near the convenience store, and the convenience store will transfer these costs to third-party operators. For convenience stores, these fees are third party accounts, and such services are referred to herein as collection services.

如第2圖所示,在本實施例中,代收帳款系統10包括代收帳款平台100、第三方平台200、可攜式電子裝置300與銷售點(Point of Sale,POS)終端機400。第三方平台200可包括第三方業者所屬的伺服器、交易系統程式或其組合,可攜式電子裝置300可包括消費者所屬的智慧型手機或平板電腦,而銷售點終端機400則可包括便利商店門市所屬的收銀機。代收帳款平台100可用於代收第三方帳款,其可包括便利商店集團所屬的一台或數台伺服器。代收帳款平台100的伺服器可設置於便利商店集團的營運總部或管理中心。若代收帳款平台100包括了複數台伺服器,這些伺服器亦可分佈在不同的地點並透過網路相連接,例如這些伺服器可設置在便利商店各門市內並進一步連接到便利商店集 團的營運總部的伺服器。除了便利商店集團所屬的伺服器之外,代收帳款平台100還可包括便利商店的端末裝置、安裝於端末裝置中的應用程式或其組合。例如,代收帳款平台100可包括便利商店門市內的多媒體資訊站(MMK)、安裝在多媒體資訊站中的應用程式或其組合。並且,代收帳款平台100可以由便利商店集團自行建置,也可以由外部的金融與資訊機構提供。 As shown in FIG. 2, in the present embodiment, the collection system 10 includes a collection platform 100, a third-party platform 200, a portable electronic device 300, and a point of sale (POS) terminal. 400. The third-party platform 200 may include a server, a transaction system program, or a combination thereof, to which the third-party vendor belongs, the portable electronic device 300 may include a smart phone or a tablet to which the consumer belongs, and the point-of-sale terminal 400 may include convenience. The cash register belonging to the store. The collections platform 100 can be used to collect third party accounts, which can include one or more servers to which the convenience store group belongs. The server of the collection platform 100 can be set at the operation headquarters or management center of the convenience store group. If the collection platform 100 includes a plurality of servers, the servers may also be distributed in different locations and connected through a network, for example, the servers may be set in the convenience store and further connected to the convenience store set. The server of the mission's operational headquarters. In addition to the server to which the convenience store group belongs, the collection platform 100 may also include a terminal device of the convenience store, an application installed in the terminal device, or a combination thereof. For example, the collections platform 100 can include a multimedia information station (MMK) within a convenience store, an application installed in a multimedia kiosk, or a combination thereof. Moreover, the collection platform 100 can be built by the convenience store group itself or by an external financial and information organization.

如第2圖與第3圖所示,代收帳款平台100、第三方平台200、可攜式電子裝置300與銷售點終端機400可透過網路500相連接,在本實施例中,代收帳款平台100、第三方平台200與銷售點終端機400彼此訊號連接,而可攜式電子裝置300與第三方平台200彼此訊號連接,但不限於此。其中,所述訊號連接的方式可為有線連接、無線連接或其組合。 As shown in FIG. 2 and FIG. 3, the collection platform 100, the third-party platform 200, the portable electronic device 300, and the point-of-sale terminal 400 can be connected through the network 500. In this embodiment, The billing platform 100, the third-party platform 200 and the point-of-sale terminal 400 are connected to each other, and the portable electronic device 300 and the third-party platform 200 are connected to each other, but are not limited thereto. The manner of connecting the signals may be a wired connection, a wireless connection, or a combination thereof.

如第2圖與第3圖所示,在本實施例中,代收帳款平台100包括控制模組110、通訊模組120、條碼生成模組130、儲存模組140與查詢模組150。控制模組110訊號連接通訊模組120、條碼生成模組130、儲存模組140與查詢模組150,而通訊模組120則透過網路500,以有線或無線連接的方式,訊號連接第三方平台200與銷售點終端機400。 As shown in FIG. 2 and FIG. 3, in the present embodiment, the collection platform 100 includes a control module 110, a communication module 120, a barcode generation module 130, a storage module 140, and a query module 150. The control module 110 is connected to the communication module 120, the barcode generation module 130, the storage module 140 and the query module 150, and the communication module 120 is connected to the third party via a network 500 via a wired or wireless connection. Platform 200 and point of sale terminal 400.

請同時參照第2圖至第4圖,第4圖所示為本發明一較佳實施例之代收帳款的方法的流程圖。當一個第三方業者和一位消費者之間產生一筆交易行為時,第三方平台200可產生一筆對應的代收帳款資料,並且第三方平台200會將此筆代收帳款資料傳送至代收帳款平台100。在本實施例中,如第4圖所示的步驟S101,步驟S101為接收代收 帳款資料。代收帳款平台100的控制模組110可控制通訊模組120接收代收帳款資料。如有多筆交易行為時,則第三方平台200會將對應於多筆交易行為的多筆代收帳款資料傳送至代收帳款平台100。並且,控制模組110會將代收帳款資料儲存於儲存模組140中,例如,儲存模組140包括了代收帳款資料庫,這些代收帳款資料會被儲存在代收帳款資料庫中。在本實施例中,第三方平台200傳送代收帳款資料至代收帳款平台100後,第三方平台200還可傳送待繳費通知至可攜式電子裝置300。例如,第三方平台200透過推播通知服務(Push Notification Service)將待繳費通知傳送到智慧型手機,以便提醒消費者目前有這筆費用需要繳納。在其他實施例中,第三方平台200也可用電子郵件傳送待繳費通知至消費者的電子信箱或用簡訊傳送待繳費通知至消費者的可攜式電子裝置300。 Please refer to FIG. 2 to FIG. 4 at the same time. FIG. 4 is a flow chart showing a method for collecting accounts according to a preferred embodiment of the present invention. When a third party operator and a consumer generate a transaction, the third party platform 200 can generate a corresponding collection account information, and the third party platform 200 transmits the charge collection data to the generation. The collection platform 100. In this embodiment, as shown in step S101 of FIG. 4, step S101 is for receiving and collecting. Account information. The control module 110 of the collection platform 100 can control the communication module 120 to receive the collection information. If there are multiple transaction behaviors, the third party platform 200 transmits the plurality of collection accounts data corresponding to the plurality of transaction behaviors to the collection and payment platform 100. Moreover, the control module 110 stores the collection account data in the storage module 140. For example, the storage module 140 includes a collection account database, and the collection materials are stored in the collection account. In the database. In the embodiment, after the third-party platform 200 transmits the collection and payment information to the collection and payment platform 100, the third-party platform 200 can also transmit the to-be-paid notification to the portable electronic device 300. For example, the third party platform 200 transmits a toll payment notification to the smart phone through a Push Notification Service to remind the consumer that the fee is currently payable. In other embodiments, the third-party platform 200 can also transmit the to-be-paid notification to the consumer's e-mail address by e-mail or the portable electronic device 300 that transmits the to-be-paid notification to the consumer by using the short message.

在本實施例中,第三方平台200傳送至代收帳款平台100的代收帳款資料相當於第1圖的繳費通知20所示之代收帳款資料,每一筆代收帳款資料至少包括第三方代碼、銷帳編號與代收金額,且第1圖的繳費條碼21對應於代收帳款資料。以第1圖為例,第三方代碼為業者代碼「001」,銷帳編號為銷帳編號「123456789」,代收金額為「NT 1,000」。第三方代碼是第三方業者的專屬代碼,其可讓代收帳款平台100辨識此筆代收帳款屬於哪一個第三方業者。第三方代碼可為便利商店集團自行定義,或是複數第三方業者共同定義、也可以是由特定金融機構組織所定義。銷帳編號對應於第三方業者與消費者之間的交易,且通常來說,一筆銷帳編號僅對應於一筆交易。而代收金額則對應於在此 筆交易中,第三方業者與消費者之間的交易金額。在其他實施例中,第三方平台200也可將繳費條碼21傳送至代收帳款平台100。 In this embodiment, the collection account information transmitted by the third-party platform 200 to the collection and payment platform 100 is equivalent to the collection information shown in the payment notification 20 of FIG. 1 , and each of the collection materials is at least The third party code, the sales account number and the collection amount are included, and the payment barcode 21 of the first figure corresponds to the collection information. Taking Figure 1 as an example, the third-party code is the operator code "001", the sales account number is the sales account number "123456789", and the collection amount is "NT 1,000". The third party code is a proprietary code of a third party vendor that allows the collection platform 100 to identify which third party vendor the collection account belongs to. The third-party code can be defined by the convenience store group, or by a combination of third-party vendors, or by a specific financial institution. The sales account number corresponds to a transaction between a third party operator and a consumer, and in general, a single sales account number corresponds to only one transaction. And the collection amount corresponds to here. The amount of transactions between third-party operators and consumers in a pen transaction. In other embodiments, the third party platform 200 can also transmit the payment barcode 21 to the collection platform 100.

請同時參照第2圖至第5圖,第5圖所示為本發明一較佳實施例之可攜式電子裝置300顯示繳費條碼131的示意圖。在本實施例中,如第4圖的步驟S103與第5圖所示,步驟S103為生成繳費條碼131。代收帳款平台100取得代收帳款資料或繳費條碼21後,控制模組110會控制條碼生成模組130對應於代收帳款資料或繳費條碼21而生成新的繳費條碼131,每一筆代收帳款資料或繳費條碼21會對應一筆新的繳費條碼131。除此之外,帳款會有類別之分,例如,電話費、網路費、電費、高鐵車票的車費或演唱會的門票費…等,因而在本實施例中,為了便於管理起見,代收帳款平台100還會將代收帳款資料中的第三方代碼與帳款類別代碼合併為一個新的代收代碼。換句話說,新的繳費條碼131除了對應於原本的代收帳款資料之外,還對應於帳款類別代碼。帳款類別代碼可為便利商店集團自行定義的代碼,每種款項類別會有專屬的代碼,例如,電話費的帳款類別代碼為「011」,電費的帳款類別代碼為「012」,但不限於此。在本實施例中,代收帳款平台100生成的新的繳費條碼131(即,新繳費條碼)與第三方業者原本提供給消費者的繳費條碼21(即,原繳費條碼)不同,這有利於代收帳款系統10建立新的繳費條碼131與代收帳款平台100的資料庫之間的對應關係,以便於後續帳務管理與紀錄調閱方面的作業。如第5圖所示,新的繳費條碼131可用來顯示在可攜式電子裝置300的螢幕上,以便讓銷售點終端機400的條碼掃描器掃描在可攜式電子裝置300所顯示的繳費條碼131。在不同實施 例中,繳費條碼131的型態可以是一維條碼(例如Barcode)或二維條碼(例如QR code)。在本實施例中,繳費條碼131為一維條碼,且繳費條碼131為三段條碼,但不限於此。 Please refer to FIG. 2 to FIG. 5 simultaneously. FIG. 5 is a schematic diagram showing the display of the payment barcode 131 by the portable electronic device 300 according to a preferred embodiment of the present invention. In the present embodiment, as shown in steps S103 and 5 of FIG. 4, step S103 is to generate a payment barcode 131. After the collection and payment platform 100 obtains the collection account information or the payment barcode 21, the control module 110 controls the barcode generation module 130 to generate a new payment barcode 131 corresponding to the collection account information or the payment barcode 21, each pen The collection information or payment barcode 21 will correspond to a new payment barcode 131. In addition, there will be categories of accounts, such as telephone charges, internet fees, electricity charges, fares for high-speed rail tickets, or tickets for concerts, etc., so in this embodiment, for the sake of management The collection platform 100 also merges the third party code and the account category code in the collection information into a new collection code. In other words, the new payment bar code 131 corresponds to the account type code in addition to the original collection account information. The account type code can be a code defined by the convenience store group. Each type of payment has a unique code. For example, the account type code of the telephone fee is "011", and the account type code of the electricity fee is "012", but Not limited to this. In this embodiment, the new payment barcode 131 (ie, the new payment barcode) generated by the collection platform 100 is different from the payment barcode 21 (ie, the original payment barcode) originally provided by the third party to the consumer. The correspondence between the new payment barcode 131 and the database of the collection platform 100 is established in the collection system 10 to facilitate the subsequent accounting management and record access operations. As shown in FIG. 5, a new payment barcode 131 can be displayed on the screen of the portable electronic device 300 to allow the barcode scanner of the point-of-sale terminal 400 to scan the payment barcode displayed on the portable electronic device 300. 131. In different implementations In the example, the type of the payment barcode 131 may be a one-dimensional barcode (for example, Barcode) or a two-dimensional barcode (for example, QR code). In this embodiment, the payment barcode 131 is a one-dimensional barcode, and the payment barcode 131 is a three-segment barcode, but is not limited thereto.

在本實施例中,如第4圖的步驟S105,步驟S105為傳送繳費條碼131至第三方平台200。代收帳款平台100取得代收帳款資料並生成繳費條碼131後,控制模組110會控制通訊模組120傳送所生成的繳費條碼131至第三方平台200,而第三方平台200會再將代收帳款平台100所生成的繳費條碼131傳送至可攜式電子裝置300。例如,消費者的可攜式電子裝置300中安裝了第三方業者提供的特定應用程式(App),當消費者開啟可攜式電子裝置300的特定應用程式並選擇超商代收帳款服務,如第5圖所示,繳費條碼131即可透過特定應用程式呈現於可攜式電子裝置300的螢幕上。在其他實施例中,消費者可直接透過可攜式電子裝置300傳送繳費要求至代收帳款平台100,而代收帳款平台100的控制模組110會響應此繳費要求而控制通訊模組120傳送繳費條碼131至可攜式電子裝置300。例如,消費者到便利商店繳費時,開啟智慧型手機並啟用適於特定便利商店(如小七超商)的代收專用應用程式,此代收專用應用程式可傳送繳費要求至代收帳款平台100,而代收帳款平台100則會回傳繳費條碼131至智慧型手機。在其他實施例中,代收帳款平台100生成繳費條碼131後,除了會傳送所生成的繳費條碼131至第三方平台200以外,還會傳送所生成的繳費條碼131至可攜式電子裝置300。 In the present embodiment, as in step S105 of FIG. 4, step S105 is to transmit the payment barcode 131 to the third party platform 200. After the collection and payment platform 100 obtains the collection account information and generates the payment barcode 131, the control module 110 controls the communication module 120 to transmit the generated payment barcode 131 to the third-party platform 200, and the third-party platform 200 will again The payment barcode 131 generated by the collection platform 100 is transmitted to the portable electronic device 300. For example, a specific application (App) provided by a third-party provider is installed in the portable electronic device 300 of the consumer, and when the consumer opens a specific application of the portable electronic device 300 and selects a super-commercial collection service, As shown in FIG. 5, the payment barcode 131 can be presented on the screen of the portable electronic device 300 through a specific application. In other embodiments, the consumer can directly transmit the payment request to the collection platform 100 through the portable electronic device 300, and the control module 110 of the collection platform 100 can control the communication module in response to the payment request. 120 transmits the payment barcode 131 to the portable electronic device 300. For example, when a consumer pays a fee at a convenience store, the smart phone is turned on and a collection-specific application suitable for a specific convenience store (such as Xiaoqi Chaoshang) is enabled, and the dedicated application can transmit the payment request to the collection account. The platform 100, and the collection platform 100 will return the payment barcode 131 to the smart phone. In other embodiments, after the payment bar code 101 generates the payment bar code 131, in addition to transmitting the generated payment bar code 131 to the third party platform 200, the generated payment bar code 131 is transmitted to the portable electronic device 300. .

在本實施例中,消費者可攜帶可攜式電子裝置300到便利商店門市繳費,且不需列印任何紙本文件即可完成繳費。如第5圖所示, 可攜式電子裝置300除了可接收並顯示繳費條碼131之外,可攜式電子裝置300還可顯示繳費的相關訊息,例如代收代碼「001012」、銷帳編號「123456789」與金額「NT 1,000」,此處代收代碼「001012」為第三方代碼(例如「001」)與帳款類別代碼(例如「012」)合併而成,但不限於此。以第5圖為例,代收代碼「001012」代表了此筆代收帳款的對象為業者代碼「001」的第三方業者,代收的帳款為帳款類別代碼「012」的電費。便利商店門市的店員可用銷售點終端機400的條碼掃描器讀取可攜式電子裝置300上顯示的繳費條碼131,銷售點終端機400可透過解讀繳費條碼131而取得代收帳款的資料。例如,銷售點終端機400解讀繳費條碼131而直接取得所有代收帳款資料,或是解讀繳費條碼131而取得部份相關資料後,再由代收帳款平台100的資料庫取得這些相關資料對應的所有代收帳款資料。在本實施例中,如第4圖的步驟S107,步驟S107為接收對應於繳費條碼131的驗證要求並回傳驗證結果。當銷售點終端機400讀取可攜式電子裝置300上的繳費條碼131時,銷售點終端機400會先傳送對應於此繳費條碼131的驗證要求至代收帳款平台100,讓代收帳款平台100確認這筆代收帳款是否存在或代收帳款資料是否正確,並於確認後回傳驗證結果。例如,控制模組110將銷售點終端機400所傳來的代收帳款資料,比對儲存模組140中的代收帳款資料庫中所紀錄的代收帳款資料,以產生驗證結果,接著,控制模組110會透過通訊模組120傳送驗證結果至銷售點終端機400。銷售點終端機400接收代收帳款平台100所回傳的驗證結果後,若確認此筆代收帳款存在且其資料正確,則允許進一步的繳費程序,並可顯示相關訊息讓店員知 悉。若確認此筆代收帳款不存在或其資料不正確,則拒絕進一步的繳費程序,並可顯示相關訊息讓店員知悉,以便店員告知消費者。在其他實施例中,當銷售點終端機400讀取可攜式電子裝置300上的繳費條碼131時,銷售點終端機400亦可傳送對應於此繳費條碼131的驗證要求至第三方平台200,讓第三方平台200確認這筆代收帳款是否存在或代收帳款資料是否正確,第三方平台200會於確認後回傳驗證結果,銷售點終端機400會接收第三方平台200的驗證結果。換句換說,所述驗證可透過銷售點終端機400與代收帳款平台100進行,亦可透過銷售點終端機400與第三方平台200進行而不需透過代收帳款平台100。 In this embodiment, the consumer can carry the portable electronic device 300 to the convenience store to pay the fee, and the payment can be completed without printing any paper documents. As shown in Figure 5, In addition to receiving and displaying the payment barcode 131, the portable electronic device 300 can also display related information of the payment, such as the collection code "001012", the sales account number "123456789", and the amount "NT 1,000". Here, the collection code "001012" is a combination of a third-party code (for example, "001") and a account type code (for example, "012"), but is not limited thereto. Taking Figure 5 as an example, the collection code "001012" represents the third-party operator whose object is the operator code "001", and the collected account is the electricity fee of the account type code "012". The clerk of the convenience store store can use the barcode scanner of the point-of-sale terminal 400 to read the payment barcode 131 displayed on the portable electronic device 300, and the point-of-sale terminal 400 can obtain the data of the collection account by interpreting the payment barcode 131. For example, the point-of-sale terminal 400 interprets the payment bar code 131 to directly obtain all the collection materials, or interprets the payment bar code 131 to obtain some related materials, and then obtains the related materials from the database of the collection platform 100. Corresponding to all collections information. In the present embodiment, as in step S107 of FIG. 4, step S107 is to receive the verification request corresponding to the payment bar code 131 and return the verification result. When the point-of-sale terminal 400 reads the payment barcode 131 on the portable electronic device 300, the point-of-sale terminal 400 first transmits the verification request corresponding to the payment barcode 131 to the collection platform 100 for the collection account. The platform 100 confirms whether the collection account exists or whether the collection information is correct, and returns the verification result after confirmation. For example, the control module 110 compares the collection account data sent by the point-of-sale terminal 400 with the collection account data recorded in the collection account database in the storage module 140 to generate verification results. Then, the control module 110 transmits the verification result to the point-of-sale terminal 400 through the communication module 120. After receiving the verification result returned by the collection platform 100, the point-of-sale terminal 400 allows the payment procedure to be confirmed if the receipt of the payment is confirmed and the information is correct, and the related information can be displayed for the clerk to know. Learn. If it is confirmed that the collection of the payment does not exist or the information is incorrect, the further payment procedure is rejected, and the relevant information can be displayed for the clerk to know, so that the clerk can inform the consumer. In other embodiments, when the point-of-sale terminal 400 reads the payment barcode 131 on the portable electronic device 300, the point-of-sale terminal 400 can also transmit the verification request corresponding to the payment barcode 131 to the third-party platform 200. Let the third-party platform 200 confirm whether the collection account exists or whether the collection account information is correct, the third-party platform 200 will return the verification result after confirmation, and the point-of-sale terminal 400 will receive the verification result of the third-party platform 200. . In other words, the verification can be performed through the point-of-sale terminal 400 and the collection platform 100, or through the point-of-sale terminal 400 and the third-party platform 200 without passing through the collection platform 100.

請再參照第6圖,第6圖所示為本發明另一較佳實施例之代收帳款系統10所提供的繳費通知30的示意圖。在本發明另一實施例中,代收帳款平台100還可對應於代收帳款資料或繳費條碼131而生成新的繳費通知30,並傳送繳費通知30至可攜式電子裝置300;或是,第三方平台200接收代收帳款平台100所回傳的繳費條碼131後,第三方平台200還可對應於繳費條碼131而生成新的繳費通知30,並傳送繳費通知30至可攜式電子裝置300。繳費通知30除了可包括如第1圖所示之繳費通知20的相關資料(如繳費條碼21與業者代碼)以外,還可包括如第5圖所示之繳費條碼131與代收代碼,但不限於此。在本實施例中,代收帳款平台100或第三方平台200可傳送繳費通知30至消費者的可攜式電子裝置300,可攜式電子裝置300上所安裝的應用程式可接收並顯示繳費通知30;或是,代收帳款平台100或第三方平台200可傳送繳費通知30至消費者的電子信箱,消費者可利用可攜式電子裝置300顯示繳費通知 30。透過繳費通知30,消費者亦可攜帶可攜式電子裝置300到便利商店門市繳費,且同樣不需列印任何紙本文件即可完成繳費。 Referring to FIG. 6, FIG. 6 is a schematic diagram of the payment notification 30 provided by the collection system 10 of another preferred embodiment of the present invention. In another embodiment of the present invention, the collection platform 100 may also generate a new payment notification 30 corresponding to the collection account information or the payment barcode 131, and transmit the payment notification 30 to the portable electronic device 300; or After the third-party platform 200 receives the payment barcode 131 returned by the collection platform 100, the third-party platform 200 may also generate a new payment notification 30 corresponding to the payment barcode 131, and transmit the payment notification 30 to the portable type. Electronic device 300. The payment notification 30 may include the payment barcode 131 and the collection code as shown in FIG. 5, in addition to the related information (such as the payment barcode 21 and the company code) of the payment notification 20 as shown in FIG. Limited to this. In this embodiment, the collection platform 100 or the third-party platform 200 can transmit the payment notification 30 to the portable electronic device 300 of the consumer, and the application installed on the portable electronic device 300 can receive and display the payment. The notification 30; or, the collection platform 100 or the third-party platform 200 can transmit the payment notification 30 to the consumer's electronic mailbox, and the consumer can display the payment notification by using the portable electronic device 300. 30. Through the payment notice 30, the consumer can also carry the portable electronic device 300 to the convenience store to pay the fee, and the same payment is not required to print any paper documents.

在本實施例中,如第4圖的步驟S109,步驟S109為接收繳費完成通知並對應於代收帳款資料而生成入帳資料。當完成繳費後,銷售點終端機400會傳送繳費完成通知至代收帳款平台100,其中,繳費完成通知意謂消費者已在便利商店門市完成繳費程序。控制模組110控制通訊模組120接收繳費完成通知,然後控制模組110會對應於代收帳款資料而生成一筆入帳資料。在本實施例中,入帳資料包括代收帳款資料與入帳時間,入帳時間可用以確認此筆代收帳款是在何時繳交。在其他實施例中,入帳資料除了包括代收帳款資料與入帳時間之外,還可包括入帳地點,所述入帳地點例如為銷售點終端機400的編號,藉由銷售點終端機400的編號可得知此筆入帳資料是在哪間便利商店門市的哪台收銀機入帳,因此,入帳時間與銷售點終端機400的編號可用以確認此筆代收帳款是在何時何地繳交。其中,所述入帳地點亦可為便利商店門市的門市編號或門市地址等資料。 In the present embodiment, as in step S109 of Fig. 4, step S109 generates accounting information for receiving the payment completion notification and corresponding to the collection account information. When the payment is completed, the point-of-sale terminal 400 transmits a payment completion notice to the collection platform 100, wherein the payment completion notice means that the consumer has completed the payment procedure at the convenience store outlet. The control module 110 controls the communication module 120 to receive the payment completion notification, and then the control module 110 generates an accounting data corresponding to the collection account data. In this embodiment, the accounting information includes the collection account information and the accounting time, and the accounting time can be used to confirm when the payment is paid. In other embodiments, the entry information may include a billing location in addition to the billing information and the billing time, such as the number of the point of sale terminal 400, by the point of sale terminal. The number of the machine 400 can be used to know which cash register of the convenience store store the account entry information is credited. Therefore, the account time and the number of the point-of-sale terminal 400 can be used to confirm that the charge collection is When and where to pay. The deposit location may also be a store number or a store address of the store.

在本實施例中,如第4圖的步驟S111,步驟S111為傳送繳費成功通知至第三方平台200。當銷售點終端機400傳送繳費完成通知至代收帳款平台100,銷售點終端機400還傳送一繳費成功通知至第三方平台200。繳費成功通知屬於即時傳送,也就是說,當每一筆代收帳款的繳費完成,銷售點終端機400除了傳送繳費完成通知至該代收帳款平台100之外,還會即時傳送該筆代收帳款的繳費成功通知至第三方平台200,以便即時通知第三方業者。在其他實施例中,繳費成功通知也可 以屬於非即時傳送,也就是說,銷售點終端機400可以在固定時間、固定期間或累積固定數量的代收帳款之後,將一筆以上的代收帳款的繳費成功通知傳送至第三方平台200。例如,銷售點終端機400可固定在每天晚上十一點的時候,將此時點前的二十四小時之內的所有代收帳款相關資料及其繳費成功通知,一次性的傳送至第三方平台200。 In the present embodiment, as in step S111 of FIG. 4, step S111 is to transmit a payment success notification to the third party platform 200. When the point-of-sale terminal 400 transmits a payment completion notice to the collection platform 100, the point-of-sale terminal 400 also transmits a payment success notification to the third-party platform 200. The payment success notification is an instant delivery, that is, when the payment of each collection payment is completed, the point-of-sale terminal 400 transmits the payment completion notification to the collection platform 100 in real time, and transmits the generation immediately. The payment of the payment is successfully notified to the third party platform 200 to immediately notify the third party. In other embodiments, the payment success notification may also be In the case of non-instant delivery, that is, the point-of-sale terminal 400 can transmit a payment success notification of more than one collection account to a third-party platform after a fixed time, a fixed period, or a cumulative fixed amount of collections. 200. For example, the point-of-sale terminal 400 can be fixed at 11:00 every night, and all the collection information related to the payment within 24 hours before the point and its payment success notification are transmitted to the third party in one time. Platform 200.

在本實施例中,如第4圖的步驟S113,步驟S113為傳送繳費成功確認訊息至可攜式電子裝置300。當第三方平台200接收繳費成功通知,第三方平台200可對應於繳費成功通知而傳送繳費成功確認訊息至可攜式電子裝置300。如此一來,消費者去便利商店繳完費後,就可以由可攜式電子裝置300收到第三方業者確認繳費成功的訊息,藉此可讓消費者感到更加踏實。其中,第三方平台200傳送繳費成功確認訊息的方式,可以是推播通知服務、電子郵件、簡訊或其組合。第三方平台200在接收到繳費成功通知時,還可進一步驗證繳費資料的正確性,如驗證無誤,再傳送繳費成功確認訊息。 In this embodiment, as in step S113 of FIG. 4, step S113 is to transmit a payment success confirmation message to the portable electronic device 300. When the third party platform 200 receives the payment success notification, the third party platform 200 may transmit the payment success confirmation message to the portable electronic device 300 corresponding to the payment success notification. In this way, after the consumer goes to the convenience store to pay the fee, the portable electronic device 300 can receive the message that the third party operator confirms the payment success, thereby making the consumer feel more practical. The third-party platform 200 may transmit a payment success confirmation message, which may be a push notification service, an email, a newsletter, or a combination thereof. When receiving the payment success notification, the third-party platform 200 may further verify the correctness of the payment data, and if the verification is correct, the payment success confirmation message is transmitted.

在本實施例中,如第4圖的步驟S115,步驟S115為儲存入帳資料於代收紀錄資料庫。代收帳款平台100的控制模組110會將所述入帳資料儲存於代收紀錄資料庫中。其中,當入帳資料生成時,入帳資料即可同步儲存於代收紀錄資料庫。換句話說,便利商店既不用列印任何繳費證明文件,也不用保存任何紙本收據,所有入帳資料皆可對應儲存在資料庫。在本實施例中,代收紀錄資料庫設置於代收帳款平台100的儲存模組140中;或者,代收紀錄資料庫與前述代收帳款資料庫合併為同一資料庫,並設置於儲存模組140中。在其他實施例中,代收紀錄 資料庫亦可設置於其他地方,例如,代收紀錄資料庫可設置於便利商店集團的另外的伺服器中,或是設置於第三方業者或其他中立機構的特定伺服器中。 In the present embodiment, as in step S115 of FIG. 4, step S115 is to store the account information in the collection record database. The control module 110 of the collection platform 100 stores the account information in the collection record database. Wherein, when the account information is generated, the account information can be simultaneously stored in the collection record database. In other words, the convenience store does not need to print any proof of payment, nor does it need to save any paper receipts, all of which can be stored in the database. In this embodiment, the collection record database is set in the storage module 140 of the collection and payment platform 100; or the collection record database and the aforementioned collection account database are merged into the same database, and are set in In the storage module 140. In other embodiments, the collection record The database may also be located elsewhere. For example, the collection record database may be located in another server of the convenience store group or in a specific server of a third party or other neutral organization.

在本實施例中,查詢模組150用以響應代收紀錄查詢要求,而搜尋代收紀錄資料庫並生成查詢結果。日後如果發生繳費爭議而需要查帳時,便利商店可透過查詢模組150調閱代收紀錄資料庫中的入帳資料,以便釐清事實。例如,若第三方業者想查詢某筆代收帳款,可透過第三方平台200執行相關程式而產生對應的代收紀錄查詢要求,並將此代收紀錄查詢要求傳送至代收帳款平台100,而代收帳款平台100的通訊模組120接收代收紀錄查詢要求後,控制模組110控制查詢模組150,響應代收紀錄查詢要求,而查詢儲存模組140中的代收紀錄資料庫中的入帳資料,並將相關資料回傳給第三方平台200。或者,消費者若想查詢某筆代收帳款,可前往便利商店,請店員利用銷售點終端機400執行特定功能以產生對應的代收紀錄查詢要求,接著銷售點終端機400會將此代收紀錄查詢要求傳送至代收帳款平台100,而代收帳款平台100的查詢模組150查詢後,會將相關入帳資料回傳給銷售點終端機400。或者,消費者亦可透過可攜式電子裝置300執行特定應用程式以產生對應的代收紀錄查詢,接著可攜式電子裝置300會將此代收紀錄查詢要求傳送至代收帳款平台100,而代收帳款平台100會將相關入帳資料回傳給可攜式電子裝置300。或者,消費者亦可於便利商店的多媒體資訊站點選特定的應用程式以產生對應的代收紀錄查詢要求,多媒體資訊站會將對應的代收紀錄查詢要求傳送至代收帳款平台100,而代收帳款 平台100會將相關入帳資料回傳給多媒體資訊站。 In this embodiment, the query module 150 is configured to search for the collection record database and generate the query result in response to the collection record query request. In the event that a payment dispute arises in the future and needs to be checked, the convenience store can access the entry information in the collection record database through the inquiry module 150 to clarify the facts. For example, if a third-party operator wants to inquire about a collection of accounts, the third-party platform 200 can execute the relevant program to generate a corresponding collection record inquiry request, and transmit the collection record inquiry request to the collection and payment platform 100. After the communication module 120 of the collection platform 100 receives the collection record query request, the control module 110 controls the inquiry module 150 to query the collection record data in the storage module 140 in response to the collection record query request. The account information in the library is returned to the third party platform 200. Alternatively, if the consumer wants to inquire about a collection of accounts, he or she can go to the convenience store and ask the store clerk to perform a specific function using the point-of-sale terminal 400 to generate a corresponding collection record inquiry request, and then the point-of-sale terminal 400 will generate the generation. The record-receiving request is transmitted to the collection and payment platform 100, and after the inquiry module 150 of the collection and payment platform 100 queries, the relevant accounting information is transmitted back to the point-of-sale terminal 400. Alternatively, the consumer can execute a specific application through the portable electronic device 300 to generate a corresponding collection record query, and then the portable electronic device 300 transmits the collection record inquiry request to the collection and payment platform 100. The collection and payment platform 100 returns the relevant accounting information to the portable electronic device 300. Alternatively, the consumer may also select a specific application at the multimedia information site of the convenience store to generate a corresponding collection record inquiry request, and the multimedia information station transmits the corresponding collection record inquiry request to the collection and payment platform 100. Collection of accounts The platform 100 will return the relevant accounting information to the multimedia information station.

在其他實施例中,代收帳款平台100可不包括查詢模組150。若有需要設置查詢功能時,查詢模組150可取而代之地設置於第三方平台200或銷售點終端機400,在此情況下,設置有查詢模組150的第三方平台200或銷售點終端機400會訊號連接代收紀錄資料庫,以便於查訊調閱代收紀錄資料庫中的入帳資料。 In other embodiments, the collections platform 100 may not include the query module 150. If there is a need to set the query function, the query module 150 can be provided instead of the third party platform 200 or the point of sale terminal 400. In this case, the third party platform 200 or the point of sale terminal 400 provided with the query module 150 is provided. The communication signal is connected to the collection record database so that the inquiry can be accessed in the collection record database.

雖然本發明的技術內容已經以較佳實施例揭露如上,然其並非用以限定本發明,任何熟習此技藝者,在不脫離本發明之精神所作些許之更動與潤飾,皆應涵蓋於本發明的範疇內,因此本發明之保護範圍當視後附之申請專利範圍所界定者為準。 Although the technical content of the present invention has been disclosed in the above preferred embodiments, it is not intended to limit the present invention, and any modifications and refinements made by those skilled in the art without departing from the spirit of the present invention are encompassed by the present invention. The scope of protection of the present invention is therefore defined by the scope of the appended claims.

10‧‧‧代收帳款系統 10‧‧‧ collectables system

100‧‧‧代收帳款平台 100‧‧‧receiving platform

110‧‧‧控制模組 110‧‧‧Control Module

120‧‧‧通訊模組 120‧‧‧Communication module

130‧‧‧條碼生成模組 130‧‧‧ barcode generation module

140‧‧‧儲存模組 140‧‧‧ storage module

150‧‧‧查詢模組 150‧‧‧Query Module

200‧‧‧第三方平台 200‧‧‧ Third Party Platform

300‧‧‧可攜式電子裝置 300‧‧‧Portable electronic devices

400‧‧‧銷售點終端機 400‧‧‧point of sale terminal

500‧‧‧網路 500‧‧‧Network

Claims (21)

一種用於代收第三方帳款的代收帳款平台,包括:一通訊模組,透過網路接收來自一第三方平台的至少一代收帳款資料,該代收帳款資料包括一銷帳編號與一代收金額,該代收帳款資料對應於該第三方平台產生的一原繳費條碼;一條碼生成模組,對應於該代收帳款資料而生成一新繳費條碼,該新繳費條碼不同於該原繳費條碼,該新繳費條碼對應於該代收帳款資料與一帳款類別代碼;以及一控制模組,訊號連接該通訊模組與該條碼生成模組,該控制模組用以控制該通訊模組傳送該新繳費條碼至該第三方平台,接收一繳費完成通知並對應於該代收帳款資料而生成一入帳資料,並將該入帳資料儲存於一代收紀錄資料庫中。 A collection and payment platform for collecting third-party accounts, comprising: a communication module, receiving at least one generation of payment information from a third-party platform through the network, the collection information includes a sales The account number and the collection amount of the first payment, the collection account data corresponds to an original payment barcode generated by the third party platform; a code generation module generates a new payment barcode corresponding to the collection information, the new The payment bar code is different from the original payment bar code, the new payment bar code corresponds to the collection account data and a account category code; and a control module, the signal is connected to the communication module and the bar code generation module, the control module The group is configured to control the communication module to transmit the new payment barcode to the third party platform, receive a payment completion notification and generate an accounting data corresponding to the collection information, and store the accounting data in a generation In the record database. 如申請專利範圍第1項所述之代收帳款平台,進一步包括一儲存模組,該儲存模組訊號連接該控制模組,該代收紀錄資料庫設置於該儲存模組中。 The collection platform of claim 1, further comprising a storage module, wherein the storage module signal is connected to the control module, and the collection record database is disposed in the storage module. 如申請專利範圍第1項所述之代收帳款平台,進一步包括一查詢模組,該查詢模組訊號連接該控制模組,該查詢模組用以響應一代收紀錄查詢要求而搜尋該代收紀錄資料庫並生成一查詢結果。 The collection platform of claim 1 further includes a query module, the query module signal is connected to the control module, and the query module is configured to search for a record collection query request Collect the record database and generate a query result. 如申請專利範圍第1項所述之代收帳款平台,其中,該入帳資料包括該代收帳款資料、一入帳時間與一入帳地點。 For example, in the collection platform as described in claim 1, wherein the account information includes the collection information, a time of entry, and an entry location. 一種用於代收第三方帳款的代收帳款平台,包括: 一通訊模組,透過網路接收來自一第三方平台的至少一代收帳款資料,該代收帳款資料包括一銷帳編號與一代收金額,該代收帳款資料對應於該第三方平台產生的一原繳費條碼;一條碼生成模組,對應於該代收帳款資料而生成一新繳費條碼,該新繳費條碼不同於該原繳費條碼;以及一控制模組,訊號連接該通訊模組與該條碼生成模組,該控制模組用以控制該通訊模組傳送該新繳費條碼至一可攜式電子裝置,接收一繳費完成通知並對應於該代收帳款資料而生成一入帳資料,並將該入帳資料儲存於一代收紀錄資料庫中。 A collection platform for collecting third-party accounts, including: a communication module receives at least one generation of payment information from a third-party platform through the network, the collection information includes a sales account number and a collection amount, and the collection information corresponds to the first An original payment barcode generated by the three-party platform; a code generation module generates a new payment barcode corresponding to the collection information, the new payment barcode is different from the original payment barcode; and a control module, the signal is connected to the a communication module and the barcode generation module, the control module is configured to control the communication module to transmit the new payment barcode to a portable electronic device, receive a payment completion notification and generate corresponding to the collection data The account information is entered and the account information is stored in a collection of records. 如申請專利範圍第5項所述之代收帳款平台,進一步包括一儲存模組,該儲存模組訊號連接該控制模組,該代收紀錄資料庫設置於該儲存模組中。 The collection platform as described in claim 5, further comprising a storage module, wherein the storage module signal is connected to the control module, and the collection record database is disposed in the storage module. 如申請專利範圍第5項所述之代收帳款平台,進一步包括一查詢模組,該查詢模組訊號連接該控制模組,該查詢模組用以響應一代收紀錄查詢要求而搜尋該代收紀錄資料庫並生成一查詢結果。 The collection platform as described in claim 5 further includes an inquiry module, the inquiry module signal is connected to the control module, and the inquiry module is configured to search for the generation of the record collection query request Collect the record database and generate a query result. 如申請專利範圍第5項所述之代收帳款平台,其中,該新繳費條碼對應於該代收帳款資料與一帳款類別代碼。 The collection platform of claim 5, wherein the new payment barcode corresponds to the collection information and the account category code. 如申請專利範圍第5項所述之代收帳款平台,其中,該入帳資料包括該代收帳款資料、一入帳時間與一入帳地點。 The collection platform as described in claim 5, wherein the account information includes the collection information, an entry time, and an entry location. 一種代收帳款系統,包括:如申請專利範圍第1至9項任一項所述之用於代收第三方帳款的代收帳款平台; 一第三方平台,透過網路傳送該代收帳款資料至該代收帳款平台;一可攜式電子裝置,接收並顯示該新繳費條碼;以及一銷售點終端機,讀取該可攜式電子裝置上顯示的該新繳費條碼,傳送該繳費完成通知至該代收帳款平台;其中,當該銷售點終端機讀取該可攜式電子裝置上的該新繳費條碼時,該銷售點終端機傳送一對應於該新繳費條碼的驗證要求至該代收帳款平台並接收該代收帳款平台所回傳的一驗證結果。 A collection and collection system comprising: a collection platform for collecting third party accounts as described in any one of claims 1 to 9; a third-party platform that transmits the receivables data to the collection platform via the network; a portable electronic device that receives and displays the new payment barcode; and a point-of-sale terminal that reads the portable The new payment barcode displayed on the electronic device transmits the payment completion notice to the collection platform; wherein, when the point-of-sale terminal reads the new payment barcode on the portable electronic device, the sales The point terminal transmits a verification request corresponding to the new payment barcode to the collection platform and receives a verification result returned by the collection platform. 如申請專利範圍第10項所述之代收帳款系統,其中,當該銷售點終端機傳送該繳費完成通知至該代收帳款平台時,該銷售點終端機還傳送一繳費成功通知至該第三方平台。 The collection system of claim 10, wherein when the point-of-sale terminal transmits the payment completion notice to the collection platform, the point-of-sale terminal also transmits a payment success notification to This third-party platform. 如申請專利範圍第11項所述之代收帳款系統,其中,該第三方平台接收該繳費成功通知後,該第三方平台對應於該繳費成功通知而傳送一繳費成功確認訊息至該可攜式電子裝置。 For example, in the collection system of claim 11, wherein the third party platform receives the payment success notification, the third party platform transmits a payment success confirmation message to the portable corresponding to the payment success notification. Electronic device. 如申請專利範圍第10項所述之代收帳款系統,其中,該第三方平台還傳送一待繳費通知至該可攜式電子裝置。 The collection system of claim 10, wherein the third party platform further transmits a to-be-paid notification to the portable electronic device. 一種代收帳款系統,包括:如申請專利範圍第1至9項任一項所述之用於代收第三方帳款的代收帳款平台;一第三方平台,透過網路傳送該代收帳款資料至該代收帳款平台;一可攜式電子裝置,接收並顯示該新繳費條碼;以及 一銷售點終端機,讀取該可攜式電子裝置上顯示的該新繳費條碼,傳送該繳費完成通知至該代收帳款平台;其中,當該銷售點終端機讀取該可攜式電子裝置上的該新繳費條碼時,該銷售點終端機傳送一對應於該新繳費條碼的驗證要求至該第三方平台並接收該第三方平台所回傳的一驗證結果。 A collection system, comprising: a collection platform for collecting third party accounts as described in any one of claims 1 to 9; a third party platform transmitting the generation through the network Receiving payment information to the collection platform; a portable electronic device that receives and displays the new payment barcode; a point-of-sale terminal, reading the new payment barcode displayed on the portable electronic device, transmitting the payment completion notice to the collection platform; wherein, when the point-of-sale terminal reads the portable electronic When the new payment barcode is on the device, the point-of-sale terminal transmits a verification request corresponding to the new payment barcode to the third-party platform and receives a verification result returned by the third-party platform. 如申請專利範圍第14項所述之代收帳款系統,其中,當該銷售點終端機傳送該繳費完成通知至該代收帳款平台時,該銷售點終端機還傳送一繳費成功通知至該第三方平台。 The collection system of claim 14, wherein when the point-of-sale terminal transmits the payment completion notice to the collection platform, the point-of-sale terminal also transmits a payment success notification to This third-party platform. 如申請專利範圍第15項所述之代收帳款系統,其中,該第三方平台接收該繳費成功通知後,該第三方平台對應於該繳費成功通知而傳送一繳費成功確認訊息至該可攜式電子裝置。 For example, in the collection system of claim 15, wherein the third party platform receives the payment success notification, the third party platform transmits a payment success confirmation message to the portable corresponding to the payment success notification. Electronic device. 如申請專利範圍第14項所述之代收帳款系統,其中,該第三方平台還傳送一待繳費通知至該可攜式電子裝置。 The collection system of claim 14, wherein the third party platform further transmits a to-be-paid notification to the portable electronic device. 一種代收帳款的方法,用於代收第三方帳款,包括:透過網路接收來自一第三方平台的一代收帳款資料,該代收帳款資料包括一銷帳編號與一代收金額,該代收帳款資料對應於該第三方平台產生的一原繳費條碼;生成一新繳費條碼,該新繳費條碼對應於該代收帳款資料與一帳款類別代碼,該新繳費條碼不同於該原繳費條碼;傳送該新繳費條碼至一第三方平台;接收一繳費完成通知並對應於該代收帳款資料而生成一入帳資料;以及 儲存該入帳資料於一代收紀錄資料庫中。 A method for collecting accounts for collecting third-party accounts, comprising: receiving a collection of payment information from a third-party platform through a network, the collection information including a sales account number and a generation Receiving the amount, the collection account data corresponds to an original payment barcode generated by the third party platform; generating a new payment barcode, the new payment barcode corresponding to the collection information and a account category code, the new payment The barcode is different from the original payment barcode; the new payment barcode is transmitted to a third party platform; a payment completion notification is received and an accounting information is generated corresponding to the collection information; The account information is stored in a collection of records. 一種代收帳款的方法,用於代收第三方帳款,包括:透過網路接收來自一第三方平台的一代收帳款資料,該代收帳款資料包括一銷帳編號與一代收金額,該代收帳款資料對應於該第三方平台產生的一原繳費條碼;生成一新繳費條碼,該新繳費條碼對應於該代收帳款資料,該新繳費條碼不同於該原繳費條碼;傳送該新繳費條碼至一可攜式電子裝置;接收一繳費完成通知並對應於該代收帳款資料而生成一入帳資料;以及儲存該入帳資料於一代收紀錄資料庫中。 A method for collecting accounts for collecting third-party accounts, comprising: receiving a collection of payment information from a third-party platform through a network, the collection information including a sales account number and a generation Receiving the amount, the collection account data corresponds to an original payment barcode generated by the third party platform; generating a new payment barcode, the new payment barcode corresponding to the collection information, the new payment barcode is different from the original payment a barcode; transmitting the new payment barcode to a portable electronic device; receiving a payment completion notification and generating an accounting data corresponding to the collection information; and storing the accounting information in a collection database . 如申請專利範圍第18或19項所述之代收帳款的方法,進一步包括:響應一代收紀錄查詢要求而搜尋該代收紀錄資料庫並生成一查詢結果。 The method for collecting accounts as described in claim 18 or 19 further includes: searching for the collection record database in response to a generation of record inquiring requests and generating a query result. 如申請專利範圍第18或19項所述之代收帳款的方法,其中,在接收該繳費完成通知的步驟中,進一步包括:傳送一繳費成功通知至該第三方平台。The method for collecting accounts according to claim 18 or 19, wherein, in the step of receiving the payment completion notification, the method further comprises: transmitting a payment success notification to the third party platform.
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TWI697853B (en) * 2018-07-09 2020-07-01 財金資訊股份有限公司 Method and system for instant notification of transaction result
TWI804318B (en) * 2022-05-18 2023-06-01 統一超商股份有限公司 Collect on delivery system

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TWI696139B (en) * 2018-11-21 2020-06-11 臺灣銀行股份有限公司 Integrated payment collection system and method thereof
CN111292073B (en) * 2020-01-16 2023-06-30 福建省农村信用社联合社 Offline payment system and method based on payment platform

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI697853B (en) * 2018-07-09 2020-07-01 財金資訊股份有限公司 Method and system for instant notification of transaction result
TWI804318B (en) * 2022-05-18 2023-06-01 統一超商股份有限公司 Collect on delivery system

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