KR100494081B1 - Taxes collection system and method using atm, and media that can record computer program sources thereof - Google Patents

Abstract

Disclosed is a tax collection system and method using an automated device for allowing a user to pay a utility bill to be paid when a user wants to make a financial transaction using an automated device, and a computer program source for the method. A recording medium comprising: a financial common network; A bank server storing a plurality of user information and tax information corresponding to the user information and providing tax information corresponding to user information through the financial common network; And an automated device for receiving tax information from the bank server using the user information read from the information recording medium and making payment by the user when the user requests a financial transaction using the information recording medium. .

Description

TAXES COLLECTION SYSTEM AND METHOD USING ATM, AND MEDIA THAT CAN RECORD COMPUTER PROGRAM SOURCES THEREOF}

The present invention relates to a tax collection system and method using an automated device, and in particular, a tax collection system using an automated device for allowing a user to pay a utility bill to be paid when a user wants to make a financial transaction using the automated device. A method and a recording medium storing a computer program source for the method.

Recently, due to the high speed of the data communication network, various automation systems for automating financial transactions and maximizing the work efficiency of financial institutions' counters have become commonplace. Customers are conducting various financial transactions using CD / ATM devices instead of window trading.

However, in the case of the Giro utility bill payment service, the automated system has not been developed and remains the most inefficient work area in the financial sector, and customers are inconvenienced in using the counter directly. Giro paper is composed of customer / financial institution storage / financial settlement service provider connected by perforation lines, and customer use is returned to the customer for storage as receipts. Shall be collected and sent to the KFTC at regular intervals. Therefore, Jiro paper has the inconvenience of always being mediated by the actual receipt. In addition, financial accidents frequently occur during the collection process, and in general, the actual mediation is carried out during the receipt, payment, and post-confirmation processes, and the disputes between the claiming agency, the receiving institution, and the customer frequently occur as well as the costs of moving and storing the objects. It is true that social costs for resolving disputes are also small.

In order to improve this problem, a CD / ATM device that handles paper with a bar code reader is not available for paper bill payment paper that does not have a bar code printed on it, and there is a restriction that a separate barcode should be applied to existing paper bill payment paper. In addition, the purchase cost of the existing CD / ATM device with integrated barcode reader is expensive, there was a limit that the utility per job processing is lowered. As another conventional system, a method of attaching and processing a paper machine automatically is presented in the inside of a conventional automatic teller machine, but there are many difficulties in attaching a separate device to the existing automatic teller machine of various types. This was accompanied.

In addition, after inputting all the bills for payment of giro bills, which are generally divided into three categories for customers, receiving institutions, and financial settlement agencies, after stamping the recipients, stamp the recipients for the customer and tear the paper with the cutter to return the customer receipt to the customer. However, there is a disadvantage in that it cannot be stored when a part of the Jiro bill payment paper separated by the perforation line is separated, and it is impossible to store other than the standardized OCR paper. Since each customer receipt must be cut off and returned, the storage payment is processed one by one, which makes it impossible to process a large amount of storage and takes a long time.

For this purpose, the Jiro utility bill is directly inputted using a payment method such as credit card, electronic money, cash card, bankbook, cash, and check through a separate terminal for storing giro utility bills. Including billing papers of utility bills are summed up, or if the bills are not read, insert them into standardized envelopes, or receive bills written on the bills of paper. There is a need for an automated system for automatic payment and payment of giro utility bills, issuance of payment receipts, payment receipts, and storage and management of the read giro utility bills and payment details as digital electronic information.

The present invention has been made in response to the above requirements, the tax collection system using an automated device to provide the tax information to be paid by the user when the user wants to make a financial transaction using the automated device. And a recording medium storing a computer program source for the method.

An embodiment of the present invention for achieving the above object is a bank server for storing a plurality of user information and the tax information corresponding to the user information, providing a tax information corresponding to the user information through a financial common network; And an automated device for receiving tax information from the bank server using the user information read from the information recording medium and making payment by the user when the user requests a financial transaction using the information recording medium. A tax collection system using an automated device characterized by the above-mentioned problem is solved.

In addition, the bank server, a tax information DB for storing a plurality of tax information; A tax information management module for deleting the tax information paid by the user from the tax information DB; And a tax information confirmation / processing module for checking whether the tax information corresponding to the user information transmitted from the automated device exists in the tax information DB, and if present, transmitting the tax information to the automated device. The above-mentioned problem is solved as a tax collection system using an automated device.

The automated device may further include: a second payment information DB configured to store payment information generated by the user paying taxes through the automated device; A media information reading module for reading information recorded on the information recording medium provided by the user; And extracting user information from the read information and transmitting the user information to the bank server, receiving tax information from the bank server, outputting a payment guide message, and outputting a payment processing screen when a payment request is made by the user. A tax collection system using an automated apparatus, comprising a tax guide and a payment processing module for generating payment information and storing the payment information in the second payment information DB when the payment processing is completed through the payment processing screen. Solve the problem.

In addition, the present invention provides an automated device comprising a tax collection server that provides user information and tax information in response to a request of the bank server, and receives tax payment information from the bank server to perform tax processing. The above-mentioned problem is solved as a tax collection system using the same.

In addition, the user information is a tax collection system using an automated device, characterized in that the resident registration number, to solve the above problems.

In addition, the information recording medium is a tax collection system using an automated device, characterized in that the card or bank account, to solve the above problems.

In addition, the present invention, the bank server further comprises a first payment information DB for storing the tax payment information as payment information when the tax payment is made through the automated device, the tax information confirmation / processing module is the automation When the payment information is received from the device is stored in the first payment information DB as payment information and the tax information management module to inform the tax collection system using an automated device, characterized in that the corresponding tax information is deleted from the tax information DB As a result, the above-mentioned problem is solved.

In addition, the tax guidance and payment processing module, and outputs a debit guide message to pay the tax corresponding to the tax information by automatic transfer, and provides a debit processing screen when the debit request is made by the user As a tax collection system using an automated device, it is possible to input the information according to the automatic transfer, and to generate the automatic transfer information and transmit the information to the bank server.

In addition, the tax guidance and payment processing module, a tax collection system using an automated device, characterized in that for transmitting the payment information registered and stored in the second payment information DB to the bank server regularly or irregularly, as described above Solve the problem.

In addition, the tax collection server is a tax collection system using an automated device, characterized in that the tax information is downloaded to the bank server after a regular online connection with the tax information management module, solving the above problems.

In addition, the tax information and payment processing module is a tax collection system using an automated device, characterized in that when the tax information is received from the bank server, the online connection with the bank server is terminated, and the tax payment processing is performed. Solve one task.

In addition, another embodiment of the present invention provides an information providing process for the bank server to store the plurality of user information and the tax information corresponding to the user information to provide the tax information corresponding to the user information through the financial common network; And a payment process for the automated device to receive tax information from the bank server using the user information read from the information recording medium and to be paid by the user when the user requests a financial transaction using the information recording medium. As a tax collection method using an automated device, characterized in that it comprises a, solving the above problems.

In addition, the information providing process, the bank server, after making regular online connection to the tax collection server, downloads the tax information to register and store in the tax information DB, while the tax information paid by the user is the tax Tax information management process to delete from the information DB; And checking, by the bank server, whether the tax information corresponding to the user information transmitted from the automated device exists in the tax information DB, and if present, transmitting the tax information to the automated device. As a tax collection method using an automated device, comprising the above, the above-mentioned problem is solved.

In addition, the payment processing step, the automated device, the medium information reading step of reading the information recorded on the information recording medium provided by the user; And the automated device extracts user information from the read information and transmits the user information to the bank server, receives tax information from the bank server, outputs a payment guide message, and makes a payment process when a payment request is made by the user. Outputs a screen, and the tax collection using the automated device, characterized in that further comprises a tax guidance and payment processing process for generating payment information and storing in the second payment information DB when the payment processing is completed through the payment processing screen As a method, the above problem is solved.

The tax collection server may further include a tax processing process for providing user information and tax information in response to a request of the bank server, and performing tax processing by receiving payment information from the bank server. The above-mentioned problem is solved as a tax collection method using an automated device.

In addition, the user information is a tax collection method using an automated device, characterized in that the resident registration number, to solve the above problems.

In addition, the information recording medium is a tax collection method using an automated device, characterized in that the card or bank account, to solve the above problems.

In addition, the tax information confirmation / processing process, the bank server, when the payment information is received from the automated device is stored as a payment information in a separate payment information DB while deleting the corresponding tax information from the tax information DB further. As a tax collection method using an automated apparatus, comprising the above-mentioned problem.

In addition, the tax guidance and payment process, the automated device outputs a debit guide message so that the automatic payment of the tax corresponding to the tax information, and when the debit request is made by the user automatically Provides a transfer processing screen to input the information according to the automatic transfer, tax collection using an automated device, characterized in that further comprises the step of generating the automatic transfer information and transmitting to the bank server when the input is completed As a method, the above problem is solved.

In addition, the tax guidance and payment process, the automated device, the tax collection method using the automated device, characterized in that the transmission information registered and stored in the payment information DB periodically or irregularly sent to the bank server, Solve one task.

Further, according to another embodiment of the present invention, when a user requests a financial transaction using an information recording medium, the tax information is received and provided from the bank server using the user information read from the information recording medium. A recording medium storing a tax collection program source using an automated device, comprising: a payment processing processor for outputting tax information and allowing the user to make a payment;

The payment processing process may further include: a media information reading processor for reading information recorded on the information recording medium provided by the user; And extracting user information from the read information and transmitting the user information to the bank server, receiving tax information from the bank server, outputting a payment guide message, and outputting a payment processing screen when a payment request is made by the user. A recording medium storing a tax collection program source using an automated device, characterized in that it further comprises a tax guide and a payment processing processor for generating and storing payment information when the payment processing is completed through the payment processing screen. Solve the problem.

In addition, the user information is a recording medium storing a tax collection program source using an automated device, characterized in that the resident registration number, solves the above-mentioned problems.

In addition, the information recording medium is a recording medium storing a tax collection program source using an automated device, characterized in that the card or bank account, solves the above-mentioned problems.

In addition, the payment processing process, if the user pays the tax to generate payment information, and transmits to the bank server to delete the corresponding tax information, and stores only the payment information to be sent to the tax collection server further comprises: The above-mentioned problem is solved by a recording medium storing a tax collection program source using an automated apparatus.

In addition, the payment processing process, and outputs an automatic transfer guide message to pay the tax corresponding to the tax information by automatic transfer, and if the automatic transfer request is made by the user to provide a automatic transfer processing screen automatic transfer As a recording medium storing a tax collection program source using an automated device, characterized in that the input of the information according to, and further comprising the step of generating the automatic transfer information to the bank server when the input is complete; The above problem is solved.

In addition, the preferred embodiment of the present invention includes embodiments such as a computer system and a computer program product programmed to execute the method of the present invention. According to an embodiment of the computer system, an instruction set for a computer program source that is designed to execute a tax collection method using an automated device resides in one or more memories, and the instruction set includes a CD-ROM, a semiconductor memory (flash memory). , ROM), DVD-ROM, or the like, as a computer program product.

These objects, features and advantages of the present invention will be more readily understood by reference to the accompanying drawings and the following detailed description.

1 is a view for explaining the configuration of the tax collection system using the automated device according to the present invention, Figure 2 is a view for explaining the configuration of the bank server applied to Figure 1, Figure 3 is an automated device applied to Figure 1 It is a figure for demonstrating the structure of this.

As shown in FIG. 1, the present invention includes a data communication network 100, a financial communication network 200, a tax collection server 300, a bank server 400, an automation device 500, and an information recording medium 600. .

The tax collection server 300 includes a national tax collection server, a local tax collection server, a water bill collection server, an electric bill collection server, a gas bill collection server, various communication bill collection servers, and the like. A server that stores data for collection and issues a collection notice, the present invention provides user information and tax information in response to a request of the bank server 400 and transmits payment information from the bank server 400. While receiving and performing a tax process, the tax information management module 470 to be described later and makes regular online access to the tax information is downloaded to the bank server 400.

The bank server 400 stores a plurality of user information and tax information corresponding to the user information, and transmits the tax information corresponding to the user information to the automated device 500 through the financial common network 200. .

The automated device 500 provides tax information from the bank server 400 using user information read from the information recording medium 600 when a user requests a financial transaction using the information recording medium 600. Receive and support payment by the user.

And, as shown in Figure 2, the bank server 400 is periodically provided from the user information DB 410 and the tax collection server 300 that stores the user information provided by the user for financial transactions A tax information DB 420 for storing a plurality of tax information, a first payment information DB 430 for storing the tax payment information as payment information when the tax payment is made through the automated device 500, and an address The user information management module 440 manages user information registered in the user information DB 410 in response to a user's request, such as a change, a bankbook change, a password change, and the tax information paid by the user is stored in the tax information DB ( Tax information management module 450 and delete the payment information registered in the first payment information DB 430 to the server of the tax collection server 300, periodically or irregularly deleted in step 420, the transmitted payment Information Payment information management module 460 to delete and manage from the first payment information DB on a regular or irregular basis, and the tax information corresponding to the user information transmitted from the automated device 500 to the tax information DB 420 Check whether there is, and if present, the tax information confirmation / processing module 470 for transmitting the tax information to the automated device.

At this time, the tax information confirmation / processing module 470 stores the payment information in the first payment information DB 430 when the payment information is received from the automated device 500, and transmits it to the tax information management module 450. Inform the tax information to be deleted from the tax information DB (420).

The tax information stored in the tax information DB 420 is generated and stored in the format shown in FIG. 6 or 7.

In addition, as shown in FIG. 3, the automated device 500 includes a second payment information DB 510 for storing payment information generated by the user paying taxes through the automated device 500, and A media information reading module 520 for reading information recorded on an information recording medium 600 provided by a user, and extracting user information from the read information and transmitting the extracted user information to the bank server 400, Receives the tax information from the server 400, outputs a payment guide message, outputs a payment processing screen when a payment request is made by the user, and generates payment information when the payment processing is completed through the payment processing screen. Tax payment information and payment processing module 530 to be stored in the second payment information DB (510).

At this time, the tax guide and payment processing module 530 outputs a direct transfer guide message to pay the tax corresponding to the tax information by automatic transfer, and when the debit request is made by the user the automatic transfer processing screen It provides a so that you can enter the information according to the direct debit, and when the input is completed to generate the debit information and transmits to the bank server (400).

In addition, the tax guidance and payment processing module 530 transmits the payment information registered and stored in the second payment information DB 510 to the bank server 400 regularly or irregularly.

In addition, the tax information and payment processing module 530 terminates the online connection with the bank server 400 when the tax information is received from the bank server 400 and performs the tax payment process.

Here, the user information is one of a resident registration number, card number, bank account number, the information recording medium 600 is a card or bank account.

The tax collection system using the automated device configured as described above will be described in more detail with reference to the accompanying drawings.

Figure 4 is a flow chart for explaining the operation performed in the automated device of the tax collection system using the automated device according to the present invention, Figure 5 is a description of the operation performed in the bank server of the tax collection system using the automated device according to the present invention This is a flow chart.

First, the media information reading module 520 of the automation device 500 determines whether the bankbook or the card is inserted into the bankbook or the card reader by the user as shown in FIG. 4 (S105). As a result of the determination, when the bankbook or the card is inserted (YES in S105), the media information reading module 520 of the automated device 500 reads the media information from the bankbook or the card, and causes the tax guidance and payment processing module 530 to tax. The payment guide message and the social security number input request message may be output (S110). In this case, when a user wants to perform a financial transaction without a bankbook or a card, the user may implement to immediately output a tax payment guide message.

On the other hand, if the bankbook or card is not inserted as a result of the determination in step S105 (NO in S105) the automated device 500 performs a guide mode to output a variety of information on the screen, or a screen for performing financial transactions Keep the output.

And when the user inputs the resident registration number in response to the message of the step S110, the tax guidance and payment processing module 530 of the automated device 500 transmits the resident registration number input by the user to the corresponding bank server 400 (S115). .

The tax guidance and payment processing module 530 of the automated device 500 determines whether there is tax information received from the bank server 400 (S120). If there is tax information received as a result of the determination of step S120 (YES in S120), the tax guidance and payment processing module 530 of the automated device 500 provides the user with the preparation information and a message asking the intention of tax payment. Outputs (S125). On the other hand, if there is no preparation information received as a result of the determination in step S120 (No in S120), the tax guidance and payment processing module 530 performs a financial transaction routine so that the financial transaction can be made by the user.

Meanwhile, the tax guidance and payment processing module 530 determines whether the user makes a payment request in response to the message output in step S125 (S130). As a result of the determination, when the user makes a payment request (YES in S130), the tax guidance and payment processing module 530 of the automated device 500 provides a payment processing screen (S135) and the user pays the tax through the payment processing screen. Make sure you enter the information you need to pay. On the other hand, as a result of the determination in step S130, when the user has not made a payment request, the tax guidance and payment processing module 530 allows the automated device 500 to perform other functions.

The tax guidance and payment processing module 530 of the automated device 500 determines whether an input completion signal is input through the payment processing screen (S140). As a result of the determination, when the input completion signal is input (YES in S140), the tax guide and the payment processing module 530 of the automated device 500 generate the payment information using the information input through the payment processing screen to generate the second payment information. DB (510) is stored (S154), and the tax guidance and payment processing module 530, the bank information on the periodic or irregular occasions the payment information stored in the second payment information DB (510) To send.

On the other hand, when the input completion signal is not input as a result of the determination in step S140, the tax guidance and payment processing module 530 determines whether the cancellation signal is input (S150). As a result of the determination of step S150, if a cancellation signal is input (YES in S150), the tax guide and payment processing module 530 ends the tax processing mode, otherwise (NO in S150) and repeats the process of S140.

Meanwhile, the bank server 400 determines whether there is information received from the automation device 500 through the tax information checking / processing module 470 as shown in FIG. 5 (S205). As a result of the determination, if there is information received (YES in S205), the tax information checking / processing module 470 extracts the user's social security number from the received information (S210) and uses the extracted social security number from the tax information DB 420. The tax information of the user is examined (S215). On the other hand, if there is no information received as a result of the determination in step S205 (NO in S205), step S205 is repeated.

Meanwhile, the tax information checking / processing module 470 determines whether the tax information of the user exists as a result of the investigation in step S215 (S220). As a result of the determination, if the tax information of the user exists (YES in S220), the tax information checking / processing module 470 transmits the tax information to the automation device 500 together with the tax existence response signal (S225). On the other hand, if the user's tax information does not exist as a result of the determination in step S220 (No in S220) the tax information confirmation / processing module 470 transmits a tax-free response signal to the automation device 500 (S230).

In addition, the payment information management module 460 of the bank server 400 determines whether payment information is received from the automated device 500 (S235). As a result of the determination, when payment information is received (YES in S235), the payment information management module 460 registers and stores the payment information in the first payment information DB 430. The payment information management module 460 transmits the payment information registered and stored in the first payment information DB 430 to the tax collection server 300 periodically or irregularly. S240). On the other hand, if the payment information is not received from the automated device 500 as a result of the determination in S235 (NO in S235), the tax information management module 450 determines whether unpaid tax information is received (S245). As a result of determination, if no tax outstanding information is received (YES in S245), the payment processing mode is ended, and if no tax outstanding information is not received (NO in S245), the process of S235 is repeated.

Tax information generating the payment information as described above is deleted from the tax information DB 420 when the payment information is received, the payment information is sent to the tax collection server 300, the payment information is the first payment information DB (430) Is deleted from.

The present invention is not limited to the embodiments described above, and various modifications and changes can be made by those skilled in the art, which are included in the spirit and scope of the present invention as defined in the appended claims.

As described above, the present invention achieves the effect of providing the tax information to be paid by the user as well as providing the tax information when the user wants to make a financial transaction using the automated device.

1 is a view for explaining the configuration of a tax collection system using an automated device according to the present invention;

2 is a view for explaining the configuration of a bank server applied to FIG.

3 is a view for explaining the configuration of the automation device applied to FIG.

4 is a flowchart illustrating an operation performed in the automated device of the tax collection system using the automated device according to the present invention;

5 is a flow chart for explaining the operation performed in the bank server of the tax collection system using an automated device according to the present invention;

6 is a view showing an embodiment of tax information registered in the tax information DB applied to the present invention;

7 is a view showing another embodiment of tax information registered in the tax information DB applied to the present invention.

<Explanation of symbols for the main parts of the drawings>

100: data communication network 200: financial common network

300: tax collection server 400: bank server

500: automated device 600: information recording medium

Claims (27)

delete delete delete Financial common network; A tax information DB for storing a plurality of tax information, a tax information management module for deleting tax information paid by a user from the tax information DB, and the tax information corresponding to user information transmitted from an automated device. A bank server for providing tax information corresponding to the user information through the financial common network, including a tax information checking / processing module for checking whether there is a tax information and transmitting tax information to the automated device, if present; A second payment information DB for storing payment information generated by the user paying taxes through an automated device, a media information reading module for reading information recorded on an information recording medium provided by the user, and the read information Extract the user information from the bank server and transmit it to the bank server, receive tax information from the bank server, output a payment guide message, output a payment processing screen when a payment request is made by the user, and display the payment processing screen. When the user requests a financial transaction using the information recording medium, including a tax guidance and payment processing module for generating payment information and storing in the second payment information DB when payment processing is completed through the information recording medium. Receives tax information from the bank server using the read user information and uses it Automated equipment to be paid by the ruler; And And a tax collection server configured to provide user information and tax information in response to a request of the bank server, and receive tax payment information from the bank server to perform tax processing. The method of claim 4, wherein Tax collection system using an automated device, characterized in that the user information is a resident registration number. The method of claim 4, wherein The information recording medium is a tax collection system using an automated device, characterized in that the card or bank account. The method of claim 4, wherein the bank server, When the tax payment is made through the automated device further includes a first payment information DB for storing the tax payment information as payment information, The tax information confirmation / processing module stores the payment information in the first payment information DB when the payment information is received from the automated device, and informs the tax information management module to delete the corresponding tax information from the tax information DB. Tax collection system using automatic equipment characterized in that. The method of claim 4, wherein the tax guidance and payment processing module, Outputs a direct debit guide message so that the tax corresponding to the tax information can be paid by direct debit, and when the debit request is made by the user, provides a debit processing screen to input information according to the debit. And a tax collection system using an automated device, characterized in that when the input is completed, the automatic transfer information is generated and transmitted to the bank server. The method of claim 4, wherein the tax guidance and payment processing module, Tax collection system using an automated device, characterized in that the transmission information registered and stored in the second payment information DB to the bank server on a regular or irregular basis. The method of claim 4, wherein the tax collection server, Tax collection system using an automated device, characterized in that the tax information is downloaded to the bank server after making regular online connection with the tax information management module. The method of claim 4, wherein the tax guidance and payment processing module, Tax collection system using an automated device, characterized in that when the tax information is received from the bank server, the online connection with the bank server is terminated, and the tax payment process is performed. The method of claim 4, wherein the tax guidance and payment processing module, Tax collection system using an automated device, characterized in that when the tax information is received from the bank server, the online connection with the bank server is terminated, and the tax payment process is performed. delete delete delete After the bank server makes a regular online connection to the tax collection server, the tax information is downloaded, registered and stored in the tax information DB, and the tax information paid by the user is deleted from the tax information DB. And checking, by the bank server, the tax information corresponding to the user information transmitted from the automated device in the tax information DB, and, if present, transmitting the tax information to the automated device. An information providing process of providing, by the bank server, tax information corresponding to user information through a financial common network; A medium information reading process for the automated device to read information recorded on the information recording medium provided by the user, and the automated device extracting the user information from the read information and transmitting it to the bank server, Receives the tax information from the bank server, outputs a payment guide message, outputs a payment processing screen when a payment request is made by the user, and generates payment information when the payment processing is completed through the payment processing screen to make a second payment. A payment processing process for receiving the tax information from the bank server when the user including a tax guidance and payment processing for storing in the information DB receives the tax information from the bank server; And Tax collection server provides a user information and tax information in response to a request of the bank server, and receives a payment information from the bank server, including a tax processing process for performing a tax process using an automated device Tax collection method. The method of claim 16, Tax collection method using an automated device, characterized in that the user information is a resident registration number. The method of claim 16, The information recording medium is a tax collection method using an automated device, characterized in that the card or bank account. The method of claim 16, wherein the tax information confirmation / processing, When the bank server receives payment information from the automated device, the bank server further includes storing the payment information in a separate payment information DB and deleting the corresponding tax information from the tax information DB. Collection method. The method of claim 16, wherein the tax guidance and payment process, The automatic device outputs an automatic transfer guide message so that the tax corresponding to the tax information can be paid by automatic transfer, and when the automatic transfer request is made by the user, the automatic transfer processing screen is provided to provide information according to the automatic transfer. Tax input method using an automated device, characterized in that further comprising the step of generating a debit information when the input is completed and transmitting to the bank server. The method of claim 16, wherein the tax guidance and payment process, Tax collection method using an automated device, characterized in that the automated device is registered in the payment information DB, and transmits the stored payment information to the bank server on a regular or irregular basis. delete A media information reading processor for reading information recorded on an information recording medium provided by a user; And Extracts user information from the read information and transmits it to the bank server, receives tax information from the bank server, outputs a payment guide message, and outputs a payment processing screen when a payment request is made by the user; A recording medium storing a tax collection program source using an automated device, comprising a payment processing processor configured to include a tax guidance and a payment processing processor for generating and storing payment information upon completion of payment processing through a payment processing screen. The method of claim 23, The user information is a recording medium storing a tax collection program source using an automated device, characterized in that the resident registration number. The method of claim 23, The information recording medium is a recording medium storing a tax collection program source using an automated device, characterized in that the card or bank account. The method of claim 23, wherein the payment process, When the user pays the tax to generate payment information, the automated device further comprises a process for transmitting to the bank server to delete the corresponding tax information, storing only the payment information to be sent to the tax collection server. Recording medium storing used tax collection program source. The method of claim 23, wherein the payment process, Outputs a direct debit guide message so that the tax corresponding to the tax information can be paid by direct debit, and when the debit request is made by the user, provides a debit processing screen to input information according to the debit. And recording the source of the tax collection program using the automated device, characterized in that the method further comprises a process of generating automatic transfer information and transmitting the information to the bank server when the input is completed.