KR20020078571A - System and method for payment automation of public imposts and giro - Google Patents

System and method for payment automation of public imposts and giro Download PDF

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KR20020078571A
KR20020078571A KR1020010018334A KR20010018334A KR20020078571A KR 20020078571 A KR20020078571 A KR 20020078571A KR 1020010018334 A KR1020010018334 A KR 1020010018334A KR 20010018334 A KR20010018334 A KR 20010018334A KR 20020078571 A KR20020078571 A KR 20020078571A
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payment
giro
information
bill
receipt
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KR1020010018334A
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Korean (ko)
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김경곤
정재형
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사이버씨브이에스(주)
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Publication of KR20020078571A publication Critical patent/KR20020078571A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

PURPOSE: A method and system for automatically paying Giro public imposts are provided to process a payment in a receipt institution using digitalized electronic information and process a payment in a client using a receipt by classifying a Giro public imposts payment paper which is divided into three sections into for a client, a receipt institution, and a financial telecommunication and clearings institute into two sections for a client and a payment, or one section. CONSTITUTION: A payment automation device(10) recognizes and receives a Giro public imposts payment paper, digitalizes received information, stores the information electronic information, and prints a received result on a payment paper or issues a payment receipt. A managing system(20) checks a state of the payment automation device(10) mounted in a store and a remote place, and inquires/manages received information. A Giro public impost system(30) classifies receipt data collected through the payment automation device(10) according to revenues and levying institutions and totalizes/processes/transmits the data. A head office managing system(40) manages the Giro public impost system(30).

Description

지로공과금 납부자동화 방법 및 시스템{SYSTEM AND METHOD FOR PAYMENT AUTOMATION OF PUBLIC IMPOSTS AND GIRO}Method and system for automatic payment of giro utility bills {SYSTEM AND METHOD FOR PAYMENT AUTOMATION OF PUBLIC IMPOSTS AND GIRO}

본 발명은 지로공과금 납부자동화 방법 및 시스템에 관한 것으로, 더욱 상세히 설명하면, 지로공과금 수납전용기를 이용하여 지로, 공과금 용지를 인식하고 수납하며, 수납된 자료를 디지털화하여 전자적 정보로 보관하고, 수납된 정보를 분류하고 집계하여, 금융기관 및 관계 기관에 전송하는 지로공과금 납부자동화 방법 및 시스템에 관한 것이다.The present invention relates to a method and a system for automatic payment of a bill for giro, and in more detail, a giro, a bill of paper is recognized and stored using a giro bill storage device, and the stored data are digitized and stored as electronic information. The present invention relates to a method and system for automating giro utility bills that classifies and aggregates information and transmits the information to financial institutions and related institutions.

근래 들어 금융거래를 자동화하여 금융기관 창구의 업무효율을 극대화하는 다양한 자동화시스템이 보편화되고 있다. 고객들은 창구거래 대신 CD/ATM 기기를 이용하여 다양한 금융거래를 하고 있다.Recently, various automation systems that automate financial transactions to maximize the work efficiency of financial institutions' counters are becoming popular. Customers are conducting various financial transactions using CD / ATM devices instead of window trading.

그러나 지로공과금 납부업무의 경우는 자동화시스템이 개발되지 못하여 금융권의 업무중 가장 비효율적인 업무분야로 남아 있으며, 고객들은 직접 창구를 이용하는 불편을 감수하고 있고, 지로공과금 납부업무는 금융기관의 생산성 향상을 저해하는 대표적인 분야로 남아 있다.However, in the case of paying the bill of giro utility, the automated system has not been developed and thus remains the most inefficient work area in the financial sector, and customers take the inconvenience of using the counter directly. It remains a representative field of inhibition.

이를 개선하기 위해 바코드리더기가 장착된 CD/ATM 기가 출현하였으나, 바코드가 인자되지 않은 지로공과금 납부용지의 경우에는 처리가 불가능하며, 기존 지로공과금 납부용지에 별도의 바코드처리를 해야하는 제약이 있고, 바코드리더기가 통합 장착된 기존 CD/ATM 기의 구입비용이 비싸 업무처리건당 효용이 저하되는 한계가 있다.In order to improve this problem, CD / ATM machine equipped with a barcode reader has appeared, but it is impossible to process a bill payment paper that is not printed with a barcode, and there is a restriction that a separate barcode treatment must be applied to the existing bill payment paper. Existing CD / ATM devices with integrated readers are expensive to purchase, which limits their utility per job.

따라서 지로공과금 업무를 전용으로 처리하는 시스템의 개발이 요구된다.Therefore, it is required to develop a system that exclusively handles the billing business.

본 발명은 상기와 같은 문제점을 해결하고자 제시된 것으로, 본 발명의 목적은, 지로공과금 납부자동화 시스템을 제공하는 것이다.The present invention has been presented to solve the above problems, and an object of the present invention is to provide an automatic bill payment system.

또한 본 발명의 또 다른 목적은, 지로공과금 납부자동화 방법을 제공하는 것이다.In addition, another object of the present invention is to provide a method for automated bill payment.

다시 말해서, 지로공과금 납부자동화의 개선을 위해 현재 고객용, 수납기관용, 금융결제원용으로 3분되어 있는 지로공과금납부용지를 고객용, 납부용으로 2분하여 자동화기기에서 수납시 수납기관용은 디지털화된 전자적 정보로 대신하는 방식 또는 납부용지 하나로 발행하여 수납기관은 디지털화된 전자적 정보로 대신하며, 고객은 자동화기기에서 인자하는 납부영수증으로 대신하는 방법을 제공하는 것이다.In other words, in order to improve the automation of the payment of the bill, the bill of paper, which is currently divided into three parts for customers, receiving institutions, and financial settlement agencies, is divided into two parts for customers and payments. It is a method of replacing with electronic information or one payment form, so that the receiving institution replaces with digital electronic information, and the customer provides a method of replacing with a payment receipt printed by an automated device.

상기의 목적은, 지로공과금 납부용지를 인식하여 계좌이체 및 신용카드 등의 납부방법을 이용하여 지로공과금을 수납하고, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 수납 정보를 분류 및 집계하고, 금융기관 및 관계 기관에 전송하는 지로공과금 납부자동화 시스템으로, 지로공과금 납부용지를 인식 및 수납하며, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 수납 정보를 납부용지에 인쇄하거나 납부영수증을 발급하는 지로공과금 납부자동화 기기; 지로공과금 납부자동화 기기를 관리하고, 수납 정보를 조회 및 관리하는 지로공과금 납부자동화 기기 관리단말시스템; 수납 정보를 세입별, 징수기관별로 분류 및 처리하고, 전송하는 지로공과금 시스템; 및 지로공과금 시스템을 운영 및 관리하는 본부 관리단말시스템을 포함하는 것을 특징으로 하는 지로공과금 납부자동화 시스템에 의하여 달성 가능하다.The purpose of the above is to recognize the payment form of the Jiro utility bill, store the Jiro utility bill by using a payment method such as bank transfer and credit card, digitize the stored information as electronic information, classify and count the stored information, and finance It is the automatic payment system for giro utility bills that are sent to institutions and related organizations.It recognizes and stores giro utility bill payment papers, digitizes the information and stores it electronically, prints the receipt information on the payment form, or issues payment receipts. Payment automation equipment; A gross utility bill automatic device management terminal system for managing a gross utility bill automatic device, and inquiring and managing storage information; Jiro billing system for classifying, processing and transmitting the received information by revenue, collection agency; And it can be achieved by the Jiro billing payment automation system comprising a headquarters management terminal system for operating and managing the giro billing system.

또한 상기의 또 다른 목적은, 지로공과금 납부용지를 인식하여 계좌이체 및 신용카드 등의 납부방법을 이용하여 지로공과금을 수납하고, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 수납 정보를 분류 및 집계하고, 금융기관 및 관계 기관에 전송하는 지로공과금 납부자동화 방법으로, 납부자로부터 지로공과금 납부용지를 입력받아 인식하는 납부용지 인식 단계; 지로공과금 납부용지의 정보를 디스플레이 하는 디스플레이 단계; 납부자로부터 납부방법을 선택받아 수납하는 수납 단계; 수납된 정보를 집계하고 분류하며 처리하는 처리 단계; 및 수납된 정보를 납부용지에 인자하거나 영수증을 발급하는 처리결과 통보 단계를 포함하는 것을 특징으로 하는 지로공과금 납부자동화 방법에 의하여 달성 가능하다.In addition, another object of the above is to recognize the payment form of giro utility bills, and to store giro utility bills by using a method of payment such as bank transfer and credit card, digitize the storing information as electronic information, and classify and count the storing information. And a payment paper recognition step of recognizing the payment of the paper bill payment paper from the payer as a method of automating the payment of the bill of giro payments to financial institutions and related institutions; A display step of displaying information of the bill payment paper; A storing step of receiving and selecting a payment method from a payer; A processing step of counting, classifying and processing the received information; And a processing result notification step of printing the received information on the payment sheet or issuing a receipt.

본 발명의 장점, 특징 및 바람직한 실시례는 첨부한 도면을 참조하여 상세히 설명한다.Advantages, features and preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

도 1 은 본 발명에 따른 지로공과금 납부자동화 시스템의 구성도.1 is a block diagram of a Jiro bill payment automation system according to the present invention.

도 2 는 본 발명에 따른 지로공과금 납부자동화 기기의 내부 블록도.Figure 2 is an internal block diagram of a gross bill payment automation device according to the present invention.

도 3 은 본 발명에 따른 지로공과금 납부자동화가 진행되는 흐름도.Figure 3 is a flow chart that proceeds automated bill payment utility in accordance with the present invention.

*** 도면의 주요 부분에 대한 부호 설명 ****** Explanation of symbols on the main parts of the drawing ***

10 : 지로공과금 납부자동화 기기10: Giro bill payment automation equipment

20 : 지로공과금 납부자동화 기기 관리단말시스템20: Giro Bill Payment Automation Device Management Terminal System

30 : 지로공과금 시스템 40 : 본부 관리단말시스템30: Jiro billing system 40: Headquarters management terminal system

도 1 은 본 발명에 따른 지로공과금 납부자동화 시스템의 구성도이다. 도 1 을 참조하면, 본 발명에 따른 지로공과금 납부자동화 시스템의 구성은, 지로공과금 납부용지를 인식하고 수납하며, 수납된 정보를 디지털화하여 전자적 정보로 보관하고, 수납된 결과를 납부용지에 인쇄하거나 납부영수증을 발급하는 지로공과금 납부자동화 기기(10), 객장 및 원격지에 설치되어 있는 지로공과금 납부자동화 기기(10)의 상태를 체크하고 수납된 정보를 조회하고, 관리하는 지로공과금 납부자동화 기기 관리단말시스템(20), 지로공과금 납부자동화 기기를 통해 수납된 수납자료를 세입별, 징수기관별 등으로 분류하고 집계하며 처리하고, 송부하는 지로공과금 시스템(30) 및 지로공과금 시스템(30)을 운영 및 관리하는 본부 관리단말시스템 (40)을 포함한다.1 is a block diagram of a gross bill payment automation system according to the present invention. Referring to Figure 1, the configuration of the automatic bill payment system according to the present invention, recognizes and stores the bill payment bill paper, digitized the received information stored as electronic information, print the received results on the payment sheet or The Giro utility billing automated device management terminal that checks the status of the Giro utility billing automated device (10), which issues payment receipts, and the giro utility bill payment automated device (10) installed in guest rooms and remote locations, inquires and manages the received information. Operate and manage the Giro Billing System 30 and the Giro Billing System 30 which classify, collect, process, and send the received data received through the system 20 and the Giro utility billing automation device by revenue, collection agency, etc. The headquarters management terminal system 40 is included.

본 발명에 따른 지로공과금 납부자동화 기기(10)는, 고객으로부터 투입받은 지로공과금 납부용지를 인식하고 수납하는 무인수납기이다. 지로공과금 납부자동화 기기(10)는, OCR / MICR / 바코드 리더기가 장착되어 지로공과금 납부용지의 인식이 가능하고, 수납된 납부용지를 디지털화하여 전자적 정보로 보관한다.The gross utility bill automatic payment device 10 according to the present invention is an unmanned acceptor for recognizing and storing the gross utility bill payment paper received from the customer. The GRO bill payment automation device 10 is equipped with an OCR / MICR / barcode reader to recognize the GRO bill payment paper, and digitizes the stored payment paper and stores it as electronic information.

본 발명에 따른 지로공과금 납부자동화 기기 관리단말시스템(20)은, 객장 및 원격지에 설치되어 있는 지로공과금 납부자동화 기기(10)의 상태를 체크하고 수납된 정보를 조회하고, 관리한다. 또한 지로공과금 납부자동화 기기 관리단말시스템(20)은 상기 시스템을 운영 및 관리하기 위한 관리 소프트웨어를 구비한다.The zero bill payment automatic teller device management terminal system 20 according to the present invention checks the state of the zero bill payment automatic teller 10 which is installed in a guest room and a remote place, inquires and manages the received information. In addition, the Jiro bill payment automation device management terminal system 20 is provided with management software for operating and managing the system.

본 발명에 따른 지지로공과금 시스템(30)은, 지로공과금 납부자동화 기기를 통해 수납된 수납자료를 세입별, 징수기관별 등으로 분류하고 집계하며 처리하고, 송부한다.The support furnace billing system 30 according to the present invention classifies, aggregates, processes, and sends the received data received through the billing utility billing automation device by revenue, collection agency, and the like.

도 2 는 본 발명에 따른 지로공과금 납부자동화 기기의 내부 블록도이다. 도 2 를 참조하면, 본 발명에 따른 지로공과금 납부자동화 기기(10)의 내부 구성은, 고객으로부터 카드를 인식하는 카드인식부(11), 고객으로부터 지로공과금 납부용지를 수납받는 장표수납부(12), 지로공과금 납부용지를 인식하는 장표인식부(13), 인식된 수납정보를 디스플레이하는 디스플레이부(14), 외부로부터의 입력을 받아들이는 데이터입력부(15), 지로공과금 납부자동화 기기에 전원을 공급하는 전원공급부(16), 인식된 데이터 및 입력된 데이터를 처리하는 중앙처리부(17), 처리된 결과를 수납장표에 인자 또는 영수증을 발급하여 출력하는 출력부(18)을 포함한다.Figure 2 is an internal block diagram of a gross bill payment automation device according to the present invention. Referring to Figure 2, the internal configuration of the automatic bill payment machine 10 according to the present invention, the card recognition unit 11 for recognizing the card from the customer, the journal storage section 12 for receiving the bill payment paper from the customer ), A bill recognition unit 13 for recognizing Jiro bill payment paper, a display unit 14 for displaying the recognized storage information, a data input unit 15 for accepting an input from the outside, and a power supply for the Jiro bill payment automation device. A power supply unit 16 for supplying, a central processing unit 17 for processing the recognized data and the input data, and an output unit 18 for issuing and outputting the processed result to the storage table.

본 발명에 따른 장표 인식부(13)는 OCR, MICR 및 바코드 리더기로 이루어진다. OCR 및 MICT 에 대해 간략히 설명하면 다음과 같다.The book recognition unit 13 according to the present invention comprises an OCR, a MICR, and a barcode reader. Brief description of OCR and MICT is as follows.

OCR 은, 수납할 금액이 일정하지 않고, 매월 이용 건수가 대량인 업체에서 사용하기 용이한 장표로, 장표의 컴퓨터 처리부분에 지로번호, 고객 조회번호, 금액 및 장표코드를 인자하여 사용한다. 또한 수납 처리내역을 C/T(Cartridge Tape), M/T(Magnetic Tape), F/D(Floppy Disk), EDI 또는 명세서로 제공하여 납부자를 확인할 수 있다. 또한 정액 OCR 이 있는데, 수납할 금액이 매월 몇가지로 일정한 경우에 상용이 용이하고, 수납 처리내역을 수납장표 이미지 인쇄물로 제공하여 직접 납부자를 확인하여야 한다.OCR is an easy-to-use form that is not easily fixed by a company with a large amount of usage, and uses a large number of usages each month. In addition, the payment process can be provided in the form of C / T (Cartridge Tape), M / T (Magnetic Tape), F / D (Floppy Disk), EDI or specification to check the payer. In addition, there is a fixed amount OCR, which is easy to use when the amount of money to be stored is several times a month, and the payment processing information should be provided as a print image of the packing slip to confirm the payer directly.

MICR 은 수납할 금액이 일정하지 않고 고객이 납부할 금액을 기재하여 사용하며, 매월 이용 건수가 소량인 업체에서 사용이 용이하다. 수납 처리 내역을 수납장표 이미지 인새물로 제공하여 직접 납부자를 확인하여야 한다.MICR is used in a small amount of companies and the amount to be paid by the customer. The payment details should be provided to the payee in person.

표준 OCR 은 한국 전력 공사, 국민 건강보험 공단, 국민 연금관리 공단, 한국 전기통신 공사가 해당 요금을 받기 위하여 은행, 결제원과 수납대행 계약을 맺어 이용하는 장표로, 추후에 기존 지로이용 기관도 사용할 예정이다.The standard OCR is a form that KEPCO, National Health Insurance Corporation, National Pension Service Corporation, and Korea Telecommunications Corporation have entered into a contract with a bank and a settlement agency to receive the fee. .

도 3 은 본 발명에 따른 지로공과금 납부자동화가 진행되는 흐름도이다. 도 3 을 참조하면 본 발명은 다음과 같은 흐름을 가진다.Figure 3 is a flow chart of the automatic bill payment giro according to the present invention. Referring to FIG. 3, the present invention has the following flow.

고객이 지로공과금 납부자동화 기기(10)를 통해 거래를 선택한다.(100 단계) 즉, 계좌 이체를 사용할 것인지 신용 카드를 사용할 것인지 등을 선택한다.The customer selects a transaction through the GRO bill payment automation device 10 (step 100). That is, the user selects whether to use a wire transfer or a credit card.

고객은 지로공과금 납부자동화 기기(10)에 카드를 삽입하고, 비밀 번호를 입력한다.(110 단계)The customer inserts the card into the Giro bill payment automation device 10, and enters the password (step 110).

고객의 사용할 수 있는 잔액이 디스플레이된다.(120 단계)The customer's available balance is displayed (step 120).

고객이 지로공과금 납부자동화 기기(10)에 지로를 삽입한다.(130 단계)The customer inserts a giro into the giro bill payment automation device 10 (step 130).

지로에 대한 판독 결과가 디스플레이되고(140 단계), 고객이 납부 버튼을 선택한다.(150 단계)The reading result for Giro is displayed (step 140), and the customer selects the pay button (step 150).

처리 결과가 디스플레이되고(160 단계), 지로 용지가 배출된다.(170 단계)The processing result is displayed (step 160), and the paper is discharged (step 170).

이상 설명한 바대로, 본 발명은 지로공과금 납부자동화 기기를 이용하여 지로공과금 납부자가 편리하게 납부할 수 있게 함으로써, 지로공과금 납부에 소모되는 비효율을 제거하여 금융기관의 업무효율을 극대화하고 향후 지로공과금 납부용지의 발행양식을 개선하여 자원낭비를 제거하는 현저한 효과가 있다.As described above, the present invention makes it possible to conveniently pay by the Jiro utility bill payer using the Giro utility billing automation device, thereby eliminating the inefficiency consumed by the Giro utility bill, maximize the work efficiency of financial institutions, and pay the Jiro utility bill in the future. There is a remarkable effect of eliminating waste of resources by improving the issuance form of the paper.

본 발명의 바람직한 실시례가 특정 용어들을 사용하여 기술되어 왔지만, 그러한 기술은 오로지 설명을 하기 위한 것이며, 다음의 청구범위의 기술적 사상 및 범위로부터 이탈되지 않고서 여러 가지 변경 및 변화가 가해질 수 있는 것으로 이해되어져야 한다.While the preferred embodiments of the present invention have been described using specific terms, such descriptions are for illustrative purposes only, and it is understood that various changes and modifications may be made without departing from the spirit and scope of the following claims. Should be done.

Claims (2)

지로공과금 납부용지를 인식하여 계좌이체 및 신용카드 등의 납부방법을 이용하여 지로공과금을 수납하고, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 수납 정보를 분류 및 집계하고, 금융기관 및 관계 기관에 전송하는 지로공과금 납부자동화 시스템으로,Recognize the payment form of the Giro utility bill and store the Giro utility bill using the method of payment such as bank transfer and credit card, digitize the storing information as electronic information, classify and count the storing information, and send it to financial institutions and related institutions. Giro bill payment automation system to send, 지로공과금 납부용지를 인식 및 수납하며, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 상기 수납 정보를 납부용지에 인쇄하거나 납부영수증을 발급하는 지로공과금 납부자동화 기기;A giro utility billing automatic device for recognizing and storing a giro bill payment sheet, digitizing the stored information and storing the electronic bill information as electronic information, and printing the receipt information on a payment sheet or issuing a payment receipt; 상기 지로공과금 납부자동화 기기를 관리하고, 상기 수납 정보를 조회 및 관리하는 지로공과금 납부자동화 기기 관리단말시스템;A gross utility bill automatic device management terminal system for managing the gross utility bill automatic payment device and inquiring and managing the storing information; 상기 수납 정보를 세입별, 징수기관별로 분류 및 처리하고, 전송하는 지로공과금 시스템; 및A giro utility system for classifying, processing, and transmitting the received information for each revenue and collection institution; And 상기 지로공과금 시스템을 운영 및 관리하는 본부 관리단말시스템을 포함하는 것을 특징으로 하는 지로공과금 납부자동화 사스템.Jiro billing payment automation system comprising a headquarters management terminal system for operating and managing the giro billing system. 지로공과금 납부용지를 인식하여 계좌이체 및 신용카드 등의 납부방법을 이용하여 지로공과금을 수납하고, 수납 정보를 디지털화하여 전자적 정보로 보관하고, 수납 정보를 분류 및 집계하고, 금융기관 및 관계 기관에 전송하는 지로공과금 납부자동화 방법으로,Recognize the payment form of the Giro utility bill and store the Giro utility bill using the method of payment such as bank transfer and credit card, digitize the storing information as electronic information, classify and count the storing information, and send it to financial institutions and related institutions. By way of automatic payment of giro utility bill to send, 납부자로부터 지로공과금 납부용지를 입력받아 인식하는 납부용지 인식 단계;A payment sheet recognition step of receiving and recognizing a payment bill of giro utility from the payer; 상기 지로공과금 납부용지의 정보를 디스플레이 하는 디스플레이 단계;A display step of displaying information of the giro bill payment paper; 상기 납부자로부터 납부방법을 선택받아 수납하는 수납 단계;A storing step of receiving and receiving a payment method from the payer; 상기 수납된 정보를 집계하고 분류하며 처리하는 처리 단계; 및A processing step of counting, classifying and processing the received information; And 상기 수납된 정보를 납부용지에 인자하거나 영수증을 발급하는 처리결과 통보 단계를 포함하는 것을 특징으로 하는 지로공과금 납부자동화 방법.And a processing result notification step of printing the received information on a payment sheet or issuing a receipt.
KR1020010018334A 2001-04-06 2001-04-06 System and method for payment automation of public imposts and giro KR20020078571A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010099359A (en) * 2001-09-21 2001-11-09 배창희 Method and Device for payment of local taxes by using kiosk
KR20030046241A (en) * 2001-12-05 2003-06-12 박양우 Public imposts acceptance system
KR100494081B1 (en) * 2002-08-07 2005-06-10 조승호 Taxes collection system and method using atm, and media that can record computer program sources thereof

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010099359A (en) * 2001-09-21 2001-11-09 배창희 Method and Device for payment of local taxes by using kiosk
KR20030046241A (en) * 2001-12-05 2003-06-12 박양우 Public imposts acceptance system
KR100494081B1 (en) * 2002-08-07 2005-06-10 조승호 Taxes collection system and method using atm, and media that can record computer program sources thereof

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