KR102215771B1 - 리스크 제어 방법 및 디바이스 - Google Patents
리스크 제어 방법 및 디바이스 Download PDFInfo
- Publication number
- KR102215771B1 KR102215771B1 KR1020187024452A KR20187024452A KR102215771B1 KR 102215771 B1 KR102215771 B1 KR 102215771B1 KR 1020187024452 A KR1020187024452 A KR 1020187024452A KR 20187024452 A KR20187024452 A KR 20187024452A KR 102215771 B1 KR102215771 B1 KR 102215771B1
- Authority
- KR
- South Korea
- Prior art keywords
- user
- identification information
- attribute
- payment request
- user attribute
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0635—Risk analysis of enterprise or organisation activities
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/384—Payment protocols; Details thereof using social networks
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Human Resources & Organizations (AREA)
- Economics (AREA)
- Entrepreneurship & Innovation (AREA)
- Development Economics (AREA)
- Educational Administration (AREA)
- Game Theory and Decision Science (AREA)
- Marketing (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610056711.X | 2016-01-27 | ||
| CN201610056711.XA CN107016473B (zh) | 2016-01-27 | 2016-01-27 | 一种风险控制方法和设备 |
| PCT/CN2017/071414 WO2017128999A1 (zh) | 2016-01-27 | 2017-01-17 | 一种风险控制方法和设备 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| KR20180105207A KR20180105207A (ko) | 2018-09-27 |
| KR102215771B1 true KR102215771B1 (ko) | 2021-02-17 |
Family
ID=59397344
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| KR1020187024452A Active KR102215771B1 (ko) | 2016-01-27 | 2017-01-17 | 리스크 제어 방법 및 디바이스 |
Country Status (10)
| Country | Link |
|---|---|
| US (2) | US10977648B2 (https=) |
| EP (1) | EP3410371A4 (https=) |
| JP (1) | JP6859502B2 (https=) |
| KR (1) | KR102215771B1 (https=) |
| CN (1) | CN107016473B (https=) |
| MY (1) | MY203061A (https=) |
| PH (1) | PH12018501577A1 (https=) |
| SG (1) | SG11201806272TA (https=) |
| TW (1) | TW201801022A (https=) |
| WO (1) | WO2017128999A1 (https=) |
Families Citing this family (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107016473B (zh) | 2016-01-27 | 2022-11-22 | 创新先进技术有限公司 | 一种风险控制方法和设备 |
| CN107704626A (zh) * | 2017-10-30 | 2018-02-16 | 北京萌哥玛丽科技有限公司 | 一种基于人脸识别查找用户的控制方法及控制装置 |
| CN107995097B (zh) * | 2017-11-22 | 2025-03-25 | 河南餐赞网络科技有限公司 | 一种互动ar红包的方法及系统 |
| CN108985559A (zh) * | 2018-06-08 | 2018-12-11 | 平安科技(深圳)有限公司 | 风控数据处理方法、装置、计算机设备及存储介质 |
| CN111770011B (zh) * | 2019-04-01 | 2022-08-26 | 钉钉控股(开曼)有限公司 | 风险提示方法及装置、电子设备、计算机可读存储介质 |
| CN111428971A (zh) * | 2020-03-05 | 2020-07-17 | 支付宝(杭州)信息技术有限公司 | 业务数据的处理方法、装置和服务器 |
| CN113935738B (zh) * | 2020-06-29 | 2024-04-19 | 腾讯科技(深圳)有限公司 | 交易数据处理方法、装置、存储介质及设备 |
| CN111798309B (zh) * | 2020-07-22 | 2021-08-17 | 睿智合创(北京)科技有限公司 | 风控变量加工系统、方法及可读介质 |
| CN111915317B (zh) * | 2020-08-31 | 2023-07-11 | 支付宝(中国)网络技术有限公司 | 一种支付处理方法、装置和系统 |
| KR102638717B1 (ko) | 2021-08-19 | 2024-02-20 | 한인정밀화학(주) | 고리형 설페이트계 화합물의 제조방법 및 이로부터 제조된 고리형 설페이트계 화합물 |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013125394A1 (ja) * | 2012-02-20 | 2013-08-29 | Necカシオモバイルコミュニケーションズ株式会社 | サーバ装置、情報開示制御方法及び記録媒体 |
| JP2013206285A (ja) * | 2012-03-29 | 2013-10-07 | Japan Research Institute Ltd | 銀行システム及び銀行システムの振り込み詐欺防止方法 |
| US20140067656A1 (en) * | 2012-09-06 | 2014-03-06 | Shlomo COHEN GANOR | Method and system for fraud risk estimation based on social media information |
| US20140172693A1 (en) | 2012-12-19 | 2014-06-19 | Capital One Financial Corporation | Systems and methods for effecting application programming interfaces for personal payment transactions |
Family Cites Families (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| FR2842319A1 (fr) | 2002-07-15 | 2004-01-16 | France Telecom | Systeme pour operer un transfert d'informations, simplifie par l'utilisation d'une relation pre-etablie et applications |
| EP2128809A1 (en) * | 2008-05-30 | 2009-12-02 | Luc Stals | Server device for controlling a transaction, first entity and second entity |
| JP2010186329A (ja) * | 2009-02-12 | 2010-08-26 | Hokuto Seigyo Kk | 出入金システム |
| US8224727B2 (en) * | 2009-05-27 | 2012-07-17 | Boku, Inc. | Systems and methods to process transactions based on social networking |
| CN102110258A (zh) * | 2009-12-28 | 2011-06-29 | 朱建明 | 基于信任模型的移动电子商务微支付方案 |
| CN102456203B (zh) * | 2010-10-22 | 2015-10-14 | 阿里巴巴集团控股有限公司 | 确定候选产品链表的方法及相关装置 |
| CN102541899B (zh) | 2010-12-23 | 2014-04-16 | 阿里巴巴集团控股有限公司 | 一种信息识别方法及设备 |
| KR101388654B1 (ko) * | 2012-03-13 | 2014-04-24 | 주식회사 한국프라임테크놀로지 | 금융사기 의심거래 모니터링 시스템 및 방법 |
| CN202771477U (zh) * | 2012-08-06 | 2013-03-06 | 北京中科金财电子商务有限公司 | 基于生物特征识别支付风险的系统 |
| CN103236005A (zh) * | 2013-03-29 | 2013-08-07 | 深圳市网商网科技有限公司 | 一种电子商务风险支付的检测评估阻止方法 |
| US9978052B2 (en) * | 2013-05-21 | 2018-05-22 | Paypal, Inc. | Multi-payer payment system |
| CN103530772A (zh) * | 2013-09-30 | 2014-01-22 | 深圳钱盒信息技术有限公司 | 一种移动互联支付风险控制方法及系统 |
| KR20150082775A (ko) * | 2014-01-08 | 2015-07-16 | 김형남 | 문자메시지를 이용한 이체방법 및 시스템 |
| US20150287092A1 (en) * | 2014-04-07 | 2015-10-08 | Favored.By | Social networking consumer product organization and presentation application |
| JP2016048420A (ja) * | 2014-08-27 | 2016-04-07 | 沖電気工業株式会社 | 情報処理装置、及びプログラム |
| US9418365B2 (en) * | 2014-09-08 | 2016-08-16 | Mastercard International Incorporated | Systems and methods for using social network data to determine payment fraud |
| KR20170065511A (ko) * | 2014-10-08 | 2017-06-13 | 페이스북, 인크. | 송금 결제 송수신의 용이화 |
| CN105516071B (zh) * | 2014-10-13 | 2019-01-18 | 阿里巴巴集团控股有限公司 | 验证业务操作安全性的方法、装置、终端及服务器 |
| CN107016473B (zh) | 2016-01-27 | 2022-11-22 | 创新先进技术有限公司 | 一种风险控制方法和设备 |
-
2016
- 2016-01-27 CN CN201610056711.XA patent/CN107016473B/zh active Active
- 2016-12-28 TW TW105143651A patent/TW201801022A/zh unknown
-
2017
- 2017-01-17 EP EP17743614.4A patent/EP3410371A4/en not_active Withdrawn
- 2017-01-17 JP JP2018539065A patent/JP6859502B2/ja active Active
- 2017-01-17 MY MYPI2018702558A patent/MY203061A/en unknown
- 2017-01-17 KR KR1020187024452A patent/KR102215771B1/ko active Active
- 2017-01-17 SG SG11201806272TA patent/SG11201806272TA/en unknown
- 2017-01-17 WO PCT/CN2017/071414 patent/WO2017128999A1/zh not_active Ceased
-
2018
- 2018-07-25 PH PH12018501577A patent/PH12018501577A1/en unknown
- 2018-07-27 US US16/047,648 patent/US10977648B2/en active Active
-
2019
- 2019-12-18 US US16/719,627 patent/US10789592B2/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013125394A1 (ja) * | 2012-02-20 | 2013-08-29 | Necカシオモバイルコミュニケーションズ株式会社 | サーバ装置、情報開示制御方法及び記録媒体 |
| JP2013206285A (ja) * | 2012-03-29 | 2013-10-07 | Japan Research Institute Ltd | 銀行システム及び銀行システムの振り込み詐欺防止方法 |
| US20140067656A1 (en) * | 2012-09-06 | 2014-03-06 | Shlomo COHEN GANOR | Method and system for fraud risk estimation based on social media information |
| US20140172693A1 (en) | 2012-12-19 | 2014-06-19 | Capital One Financial Corporation | Systems and methods for effecting application programming interfaces for personal payment transactions |
Also Published As
| Publication number | Publication date |
|---|---|
| US10977648B2 (en) | 2021-04-13 |
| WO2017128999A1 (zh) | 2017-08-03 |
| US20180349905A1 (en) | 2018-12-06 |
| CN107016473A (zh) | 2017-08-04 |
| EP3410371A1 (en) | 2018-12-05 |
| CN107016473B (zh) | 2022-11-22 |
| JP6859502B2 (ja) | 2021-04-14 |
| JP2019507424A (ja) | 2019-03-14 |
| SG11201806272TA (en) | 2018-08-30 |
| MY203061A (en) | 2024-06-06 |
| US10789592B2 (en) | 2020-09-29 |
| EP3410371A4 (en) | 2019-07-03 |
| KR20180105207A (ko) | 2018-09-27 |
| TW201801022A (zh) | 2018-01-01 |
| PH12018501577A1 (en) | 2019-01-21 |
| US20200126083A1 (en) | 2020-04-23 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| KR102215771B1 (ko) | 리스크 제어 방법 및 디바이스 | |
| US10917498B2 (en) | Service processing method and apparatus, and service server | |
| EP3474210B1 (en) | User account controls for online transactions | |
| KR102151862B1 (ko) | 서비스 처리 방법 및 장치 | |
| US8744930B1 (en) | Transmission of product attribute with an indication that product has been purchased | |
| CN105933266B (zh) | 一种验证方法及服务器 | |
| US9652791B1 (en) | Updating merchant location for cardless payment transactions | |
| RU2013158683A (ru) | Устройства, способы и системы токенизации конфиденциальности платежей | |
| JP2019505056A (ja) | 電子決済サービス処理方法及びデバイス並びに電子決済方法及びデバイス | |
| US10349204B2 (en) | Contextual geo-location idling | |
| KR102225194B1 (ko) | 엔티티 정보를 검증하는 방법 및 장치 | |
| US11750461B2 (en) | Systems and methods for managing group service plan transactions | |
| US20240161090A1 (en) | Fiat-crypto onramp | |
| US20230164570A1 (en) | Systems and methods for mitigating fraud based on geofencing | |
| US20170061366A1 (en) | Methods and apparatus for processing and generating an order | |
| RU2720442C1 (ru) | Улучшение доли успешных попыток интерактивной транзакции | |
| CN111814014B (zh) | 信息交互方法、设备以及存储介质 | |
| CN105512208B (zh) | 一种信息发布方法、装置及系统 | |
| CN114971632B (zh) | 社交平台绑定系统、方法、装置、电子设备及存储介质 | |
| CA2981391C (en) | Contextual geo-location idling | |
| KR102832643B1 (ko) | 송금 서비스를 위한 방법 및 장치 | |
| US11887108B2 (en) | System and user interface of a user device for managing tokens associated with a user | |
| CN116915439A (zh) | 信息处理方法、装置、计算机设备和存储介质 | |
| HK1226211A1 (zh) | 业务处理方法、装置及业务服务器 |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PA0105 | International application |
St.27 status event code: A-0-1-A10-A15-nap-PA0105 |
|
| PG1501 | Laying open of application |
St.27 status event code: A-1-1-Q10-Q12-nap-PG1501 |
|
| A201 | Request for examination | ||
| E13-X000 | Pre-grant limitation requested |
St.27 status event code: A-2-3-E10-E13-lim-X000 |
|
| P11-X000 | Amendment of application requested |
St.27 status event code: A-2-2-P10-P11-nap-X000 |
|
| P13-X000 | Application amended |
St.27 status event code: A-2-2-P10-P13-nap-X000 |
|
| PA0201 | Request for examination |
St.27 status event code: A-1-2-D10-D11-exm-PA0201 |
|
| D13-X000 | Search requested |
St.27 status event code: A-1-2-D10-D13-srh-X000 |
|
| D14-X000 | Search report completed |
St.27 status event code: A-1-2-D10-D14-srh-X000 |
|
| E902 | Notification of reason for refusal | ||
| PE0902 | Notice of grounds for rejection |
St.27 status event code: A-1-2-D10-D21-exm-PE0902 |
|
| E13-X000 | Pre-grant limitation requested |
St.27 status event code: A-2-3-E10-E13-lim-X000 |
|
| P11-X000 | Amendment of application requested |
St.27 status event code: A-2-2-P10-P11-nap-X000 |
|
| P13-X000 | Application amended |
St.27 status event code: A-2-2-P10-P13-nap-X000 |
|
| N231 | Notification of change of applicant | ||
| PN2301 | Change of applicant |
St.27 status event code: A-3-3-R10-R13-asn-PN2301 St.27 status event code: A-3-3-R10-R11-asn-PN2301 |
|
| E701 | Decision to grant or registration of patent right | ||
| PE0701 | Decision of registration |
St.27 status event code: A-1-2-D10-D22-exm-PE0701 |
|
| GRNT | Written decision to grant | ||
| PR0701 | Registration of establishment |
St.27 status event code: A-2-4-F10-F11-exm-PR0701 |
|
| PR1002 | Payment of registration fee |
St.27 status event code: A-2-2-U10-U12-oth-PR1002 Fee payment year number: 1 |
|
| PG1601 | Publication of registration |
St.27 status event code: A-4-4-Q10-Q13-nap-PG1601 |
|
| PR1001 | Payment of annual fee |
St.27 status event code: A-4-4-U10-U11-oth-PR1001 Fee payment year number: 4 |
|
| PR1001 | Payment of annual fee |
St.27 status event code: A-4-4-U10-U11-oth-PR1001 Fee payment year number: 5 |
|
| PR1001 | Payment of annual fee |
St.27 status event code: A-4-4-U10-U11-oth-PR1001 Fee payment year number: 6 |
|
| U11 | Full renewal or maintenance fee paid |
Free format text: ST27 STATUS EVENT CODE: A-4-4-U10-U11-OTH-PR1001 (AS PROVIDED BY THE NATIONAL OFFICE) Year of fee payment: 6 |