JPS61168087A - Automatic currency processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Field of Industrial Application] The present invention relates to an automatic money processing device that automatically performs money deposit processing and money withdrawal processing, or only deposit processing or withdrawal processing, and particularly relates to an automatic money processing device that automatically performs money deposit processing and withdrawal processing, or only deposit processing or withdrawal processing. The present invention relates to an automatic money processing device that can minimize the amount of accumulated money.

[Conventional technology]

In recent years, cash withdrawal machines (hereinafter referred to as ATMs) have been introduced at branches of financial institutions such as banks that automatically perform all processing related to deposits and withdrawals such as deposits and payments based on customer operations.
As ATMs are becoming more and more popular, automatic money handling equipment used as ATMs distinguishes the deposited coins one by one from the person's withdrawal point, accepts coins that are determined to be normal, and accepts coins that are determined to be normal. The function is to return the collected banknotes, and to check the presence or absence of abnormalities such as double feeding or mixing of different types of banknotes in the disbursed banknotes fed from the storage box in the device, and to stack them in the designated stacking section. If a predetermined number of coins are accumulated in the stacking section without detecting any abnormality, the coins are paid out;
Furthermore, when an abnormality is detected, a function is required to store the coins in a reject storage box together with the coins that have been accumulated up to that point.

In such an automatic money processing device, in order to handle withdrawal processing such as payment at the start of business at a financial institution, various denominations of withdrawal banknotes or coins, that is, withdrawal money, are supplied into the storage box of the device. At the end of the working day, it is necessary to collect the coins remaining in the storage box, but if the replenishment and collection of these coins is done for each denomination by attaching and removing the storage box, it takes a lot of effort and time. will be spent.

Therefore, in order to deal with such drawbacks, an automatic money handling device has been proposed, for example, as disclosed in Japanese Patent Laid-Open Publication No. 56-33757.

This automatic money processing device uses a so-called circulation system that uses money deposited by a customer as money for withdrawal to another customer, and is equipped with a bulk storage box that stores all denominations of money at once. At times, this bulk storage box is attached to a predetermined part of the device, and the coins of each denomination stored in the box are dispensed.After the dispensing coins are identified by denomination, they are sorted by denomination and dealt with. At the end of the work day, the coins are fed from the storage boxes for each denomination and collected in the bulk storage box.According to this, before the start of work or after the end of work To enable financial institution staff to replenish and collect money without expending effort or time at a time that does not disturb customers.

[Problem that the invention seeks to solve]

However, with the above-mentioned conventional automatic money handling equipment, if the money in each storage box runs out or becomes full during business hours, the equipment transactions are temporarily stopped and the money is replenished or collected. Therefore, even though there is no problem with the device itself, the operation of the device has to be interrupted, causing inconvenience to customers.

Therefore, in order to prevent the operation of the device from being interrupted due to such a shortage of coins, it is possible to store a large amount of coins in each storage box with enough margin to exceed the expected amount of deposits and withdrawals. Therefore, in large stores where multiple ATMs are installed, the amount and amount of money accumulated in the equipment increases, making it difficult to use cash efficiently. The problem was that it got significantly worse.

The present invention has been made to solve these drawbacks of the prior art, and it is possible to improve capital efficiency by minimizing the amount and amount of money accumulated in the device, and at the same time, it is possible to improve capital efficiency during business hours. The purpose of this invention is to realize an automatic money processing device that does not interrupt the operation of the device.

[Means for solving problems]

In order to solve the above-mentioned problems and achieve the object, the present invention includes a setting means for arbitrarily setting the maximum storage quantity of a storage box for storing coins, and a setting means for arbitrarily setting the maximum storage quantity, the quantity of deposited coins, and the amount set by the setting means. This system is provided with a storage means for cumulatively storing the quantity of coins to be dispensed by denomination, an attendant supply and collection section capable of replenishing and collecting coins at any time, and a notification means.

[Effect]

According to the above-mentioned means, the quantity of coins in the storage box is calculated and stored by the storage means, the calculated quantity is compared with the maximum storage quantity arbitrarily set in advance by the setting means, and if the former is larger than the latter, the quantity is calculated and stored. transfers the money corresponding to the difference from the storage box to the staff supply and collection department, and notifies the staff of this, and if the latter is larger than the former, notifies the staff of this and promptly sends the money from the staff supply and collection department. Since money can be replenished, the amount and amount of money accumulated in the device can be kept to the necessary minimum, and at the same time, transactions with customers can be carried out without interrupting the operation of the device.

〔Example〕

Examples will be described below with reference to the drawings.

FIG. 1 is a functional block diagram showing an embodiment of an automatic money handling device according to the present invention, FIG. 2 is a perspective view showing the external appearance of an ATM using the automatic money handling device according to the present invention, and FIG. 3 is an internal view of the main parts thereof. Side view schematically showing the structure, Figures 4 (I) to ■
3 is an operation process diagram for explaining the operation of storing money in the storage box, separating and feeding the money from the storage box, and canceling the transaction, and FIG. 5 is the staff supply section shown in FIG. 1. A perspective view for explaining the function of FIG. 6, A shown in FIG.
It is a figure showing the back operation panel of TM.

Here, as an example, a circulating automatic money processing device that deposits and withdraws banknotes of three different denominations will be described.

First, in FIG. 2, reference numeral 1 denotes a housing of the apparatus, and 2 to 12 components are provided on the upper front side of the housing.

In other words, 2 is the passbook insertion/return slot where you insert and return your deposit/savings passbook, and behind it is a passbook entry machine.
When a passbook issued by a financial institution to a customer is inserted through this passbook insertion/return slot 2 during a transaction, the details of the transaction are recorded in the passbook, and when the transaction is completed, the passbook is returned to the customer through the passbook insertion/return slot 2. It is supposed to be done.

3 is a card insertion/return slot; a card reader is provided at the back of the card insertion/return slot 3; when a card issued by a financial institution to a customer is inserted through the card insertion/return slot 3, the card is inserted into the slot; The data written on the card can be read using a card reader.

4a is an interphone, and this interphone 4a is used when a staff call key 4b provided below is pressed to have a conversation such as consultation with the staff.

Reference numeral 5 denotes a transaction status display section, in which transaction details currently specified, such as "withdrawal,""passbookentry,""deposit j, etc., are selectively displayed.

Reference numeral 6 denotes a status display section for displaying the status of the device, whether it is being handled or discontinued.

Reference numeral 7 denotes an operation guidance display section using a CRT display, which sequentially displays operation procedures.The customer can operate each key described below according to the procedure displayed on this operation guidance display section 7.

8 is a transaction selection key, and this transaction selection key 8 allows you to specify a deposit transaction such as a deposit or a payment transaction;
is a numeric keypad, and this numeric keypad 9 is used to input numbers such as a password and payment amount.

Reference numeral 10 denotes a confirmation key that is pressed when the user agrees to continue the transaction without canceling the deposit transaction, and 11 is a cancel key that is pressed when the transaction is canceled.

Reference numeral 12 denotes a deposit/withdrawal port, through which customers can insert deposited banknotes during deposit transactions such as deposits, return bills that have been inserted and are determined to be abnormal, and pay bills during withdrawal transactions such as payments; Further, it is a place where banknotes are returned when the cancel key 11 is pressed after the customer inserts banknotes during a deposit transaction. Incidentally, this deposit/withdrawal port 12 also functions as a discharge port for receipts on which transaction details are printed by a slip issuing section (not shown) provided in the housing 1.

An ATM with such a configuration first selects the transaction selection key=-
After pressing 8 to designate a transaction, the user inserts the card into the card insertion/return slot 3 and enters the password using the numeric keypad 9, thereby checking the correspondence between the card and the customer. still,
If the transaction is a deposit, this check is not necessarily necessary.

When performing a deposit transaction, when deposited banknotes are inserted into the deposit/withdrawal port 12 by the customer, the banknotes are taken into the device one by one, and the banknotes are checked to see if they are normal or not, and to determine the denomination. As a result, banknotes that are judged to be incorrect, such as poorly read banknotes or counterfeit banknotes, are returned to the deposit/withdrawal port 12 and returned to the customer.

The amount of banknotes and the quantity of each denomination that are determined to be normal are displayed on the operation guidance display section T, and when the customer confirms this and presses the confirmation key 10, the transaction is completed and the card is inserted into the card insertion return slot. 3 to the customer, and a receipt on which the details of the deposit transaction are printed is released to the deposit/withdrawal port 12 and handed to the customer.

Furthermore, if the customer presses the cancel key 11 during the deposit transaction, the transaction is canceled and the entire amount of banknotes inserted by the customer is returned to the deposit/withdrawal port 12 and returned.

On the other hand, in the case of a withdrawal transaction, when the customer presses the numeric keypad 9 to input the payment amount and desired denomination, the amount and denomination are displayed on the operation guidance display section T, and the customer confirms this. When the confirmation key 10 is pressed, the transaction is completed, and the withdrawal banknotes and the receipt with the withdrawal details printed are transferred to the deposit/withdrawal slot 12.
The card is sent to the customer and paid, and the card is returned from the card insertion return slot 3.

Next, an outline of the circulation-type automatic money processing device constituting the above-mentioned ATM will be explained with reference to FIG.

In FIG. 3, 13 is a shutter of the deposit/withdrawal port 12, and 14 is a rotating section disposed inside the shutter 13. This rotating section 14 is provided with a pair of guide plates 15at15b.

Reference numeral 16 denotes a separating and feeding section disposed directly below the rotating section 14, which separates the banknotes inputted in bulk from the deposit/withdrawal port 12 one by one by a suction drum 17 and feeds them to the next process. ing.

Reference numeral 18 denotes a banknote discriminating unit which performs discrimination to determine whether or not the banknotes sent from the separation and feeding unit 16 is normal; 2 which discriminates the denomination of the banknote; and determines whether there is overlapping feeding; A biasing means 19 for biasing the banknotes is provided in the banknote validating section 18 located below.

Reference numeral 20 denotes a front-back reversing unit for selectively reversing the front and back of the banknote in the traveling direction based on the pattern of the banknote recognized in the banknote validating unit 18, and is provided below the banknote validating unit 1B. Banknotes that do not need to be reversed are sent to the transport path 22 through the non-reversing path 21a, and banknotes that need to be reversed are sent to the transport path 22 after being reversed in the reversing path 21b. It has become.

Reference numeral 23 denotes an attendant supply and recovery section provided on the back side of the housing 1 together with an attendant operation panel, which will be described later.
An impeller 24a and a suction drum 25a assembled in a predetermined relationship with the impeller 24a are installed in the device so as to face the impeller 24a, and the banknotes conveyed through the conveyance path 22 are sucked by the rotation of the impeller 24a. The banknotes can be collected and collected in the staff supply and collection section 23, and the bills stacked in the staff supply and collection section 23 can be separated and fed one by one by the suction drum 25&.

26 is a storage box for ten thousand yen banknotes, 27 is a storage box for thousand yen banknotes, and 28 is a storage box for Tenshi yen banknotes, and these can be attached to and removed from the housing 1 while keeping banknotes stored inside them. In addition, the impellers 24b are installed in a predetermined order below the staff supply and recovery section 23, and the impellers 24b
and suction drum 25b1 impeller 24c and suction drum 25(
, and storage and feeding means for the impeller 24d and the suction drum 25d.

Each of the storage boxes 26 to 28 has a safe structure and is formed in a size that matches the size of the banknotes stored therein. Banknotes can be dispensed in a regular manner according to set running standards.

On the other hand, since the staff supply and collection section 23 deposits and withdraws money in a mixture of various denominations, it has a size that can accommodate the maximum size of 10,000 yen banknotes. The bills are of the same size in the separation feeding section 16, which is fed together from the deposit/withdrawal port 12, and the bills withdrawn from this separation feeding section 16 and the staff supply and collection section 23 meet the running standard. In order to match the bill, the bill is biased by biasing means 19 provided in the bill validating section 18, so that the bill is conveyed with regularity on a predetermined reference running surface.

Reference numeral 29 denotes a storage box for storing or receiving banknotes that are determined to be abnormal during denomination discrimination or double feeding detection at the time of withdrawal, and is formed in a safe structure and is arranged above the staff supply and collection section 23. It can be attached to and detached from the housing 1 at will.

Reference numeral 30 denotes a stacking unit for stacking banknotes to be dispensed, which is disposed immediately after the rotating unit 14 and has means for feeding the stacked banknotes to the rotating unit 14 all at once.

31a to 31g are switching blades that are swung by the power of a solenoid (not shown), respectively, and are arranged at predetermined positions along the conveyance path 22 that connects the above-mentioned parts, and are configured to appropriately switch the conveyance direction of banknotes. 0 32 is a conveyance path for sending receipts issued from a slip issuing unit (not shown) which is a separate mechanism to the stacking unit 30. In the case of withdrawal, the receipt is placed on top of the withdrawn banknotes, and the receipt is placed on top of the withdrawn banknotes. The money is also passed to the customer from the deposit/withdrawal port 12, and in the case of deposit, only the receipt is released from the deposit/withdrawal port 12.

Next, the structure and function of the storage box two impellers and the suction drum will be explained in detail with reference to FIGS. 4(I) to 4.

Here, as a representative example, the case of the storage box 26 for ten thousand yen banknotes, the corresponding impeller 24b, and the suction drum 25b will be explained.

As shown in the figure, a bill receiver 33 is arranged in the storage box 26 so as to be movable in the direction of the arrow, and a front heavy paper presser 34 and a rear paper front presser 35 are placed on the opening side so as to face each other vertically. The paper front pressers 34 and 35 are configured to be movable in the direction of the arrow A and rotated vertically to open and close. When installed, these banknote receivers 33. Heavy paper front presser 34
A driving means including a gear and a power source (not shown) is connected to the trailing paper front presser 35.

On the other hand, above and below the impeller 24b provided in the housing 1 and the suction drum 25b combined with the impeller 24b, there is a deposit conveyance path 36 consisting of an endless belt and a pulley around which the belt is wound. One end of the dispensing conveyance path 37 is arranged, and the other ends of both conveyance paths 36°+7 branch off and merge into the conveyance path 22 shown in FIG.

Here, the impeller 24b is pivotally supported so that it can move to a predetermined position when depositing money and when withdrawing money, and rotates in the direction of arrow B when depositing money.
A stopper 38 is disposed between the impeller 4b and the storage box 26, and the stopper 38 is connected to the impeller 24b via a link or the like so as to move in conjunction with the movement of the impeller 24b.

In addition, the suction drum 25b is fixed at the position shown in the figure, and rotates in the direction of arrow C when dispensing money.
The banknotes 39 inside can be sucked up and separated and fed one by one.

In this configuration, as shown in FIG. 4(I), when depositing money, the front heavy paper presser 34 and the rear paper front presser 35 are closed so as to press down the banknotes 39 that have already been regularly stored in the storage box 26. A predetermined space is secured between the paper front pressers 34 and 35 and the impeller 24a and at the opening of the pick storage box 26.

This space is set to be large enough to store the maximum number of deposited banknotes allowed for a transaction, for example 100 bills. This is because it becomes impossible to arrange banknotes that have a tendency to be curved or otherwise regularly. Consideration has been made so that deposited banknotes can be stored within the minimum space necessary for the tab.

Note that it is desirable to control the size of the space depending on the number of deposited banknotes to be stored.

Further, at this time, the stopper 38 is located at the lower part of the opening.

Therefore, when deposited banknotes are conveyed by the deposit conveyance path 36, the deposited banknotes crowd inside the blades of the impeller 24 rotating in the direction of arrow B, and are conveyed by the rotation of the impeller 24b. collides with the stopper 38, and the stopper 3
8 and are housed in a regular array.

That is, the deposited banknotes are stored in the opening separated from the banknotes 39 already stored in the storage box 26 by the heavy paper front presser 34 and the rear paper presser 35, and this storage is temporary storage. be.

When the transaction is completed, the front heavy paper presser 34 and the rear paper front presser 35 are rotated vertically and opened as shown in FIG. As shown in FIG. The banknotes are stored in the storage box 26 and held in alignment with the banknotes 39 between the banknote receiver 33 and both paper front pressers 34 and 35.

Also, at this time, in order to prepare for withdrawal as the next step,
The impeller 24b is located at the dispensing position shown in FIG.
It is preferable to perform an operation of retracting it to a position that does not interfere with the feeding to T, and at the same time, the stopper 38 is interlocked with the retracting operation to retract it to the position shown. In addition, in this example,
In order to shorten the transaction time, the position shown in FIG. 4 is positioned as the home position of the impeller 24b and the suction drum.

Next, in the case of withdrawal, the bill receptacle 33. The bill 39 is attached to the suction drum 25b together with the paper front presser 34 and the diameter grade front presser 35.
They move to the side and stop at the position where the most advanced banknote 39 comes into contact with the suction drum 25b. This operation is performed by providing a detection element such as a micro switch (not shown) on the surface of the suction drum 25b, and when this detection element detects that the banknote 39 is in contact with the suction drum 25b, the banknote receiver 33 and both paper front presser 34 This is achieved by controlling the movement of the .35 to stop.

When the movement of the banknotes 39 etc. is stopped in this way, the paper front pressers 34 rotate downward and open as shown in FIG. 4M, and the suction drum 25b sucks the banknotes 39 and the arrow Rotate in the direction.

This suction drum 25b has one suction hole on its outer circumferential surface, and by applying negative pressure to this suction hole using a vacuum pump (not shown) or the like, it suctions and holds only one banknote 39 in contact with the outer circumferential surface. By returning the suction hole to atmospheric pressure at a predetermined position during rotation, the banknotes 39 held under suction can be discharged to the dispensing conveyance path 37.

Therefore, the banknotes 39 in the storage box 26 are suction-separated one by one by the suction drum 25b, starting from the most advanced one, and are fed to the dispensing conveyance path 37. Tsumashi, suction drum 25b
Each rotation, one banknote 39 is sucked and separated from the storage box 26 and sent to the transport path 22 by the dispensing transport path 37.

By the way, during the above-described deposit, when the deposited banknotes are temporarily stored in the opening of the storage box 26, the customer presses the cancellation key 1.
If you press 1, the state shown in Fig. 4 (I) changes to Fig. 4 (
As shown in (a), only the paper front pressers 34 are opened, and the bill receiver 33. The diameter front presser 35 and the banknote 39 are both moved to bring the deposited banknote into contact with the suction drum 25b, and the impeller 24b and stopper 38 are retracted to the home position. By driving the drum 25b, the deposited banknotes can be returned to the customer.

As mentioned above, the structure of storing banknotes in a storage box and sending out banknotes from the storage box using an impeller and a suction drum is explained in detail in Japanese Patent Application No. 112885/1985. There is.

Next, with reference to FIG. 5, the functions of the staff supply and collection section 23 will be explained.

As already mentioned, the staff supply and recovery section 23 is provided on the back side of the housing 1, and as shown in FIG.
The banknotes collected by the banknote holder 4& and accumulated between the banknote receiver 4G and the banknote receiver 4G can be directly grabbed by hand from the outside. That is, the staff supply and collection section 23 is either exposed to the outside of the housing 1 or provided with a door that can be easily opened and closed in the housing 1, and is configured so that the banknotes can be grabbed by opening the door. However, even if new banknotes are sent during the banknote collection operation, the impeller 24
By using the storage method described in (a), the collection work can be performed without interrupting the operation of the device.

On the other hand, when replenishing banknotes, after retracting the impeller 24a to the home position in the same manner as the case of the impeller 24b described above, various denominations are mixed between the suction drum 25a and the banknote receiver 40. Bills for replenishment are thrown in all at once, and then the suction drum 25& is rotated to separate and feed the bills one by one.

Here, the replenishment banknotes are transferred to the suction drum 25& and the banknote receiver 4.
If the impeller 24& advances from its home position and performs the stacking operation when the banknotes to be collected are conveyed during the work of inserting banknotes between the bank and the bank, it will be dangerous for the staff.

Therefore, in this embodiment, an access cover (not shown) is provided in the staff supply and recovery section 23, and when the staff performs work, the opening operation of this access cover is detected by the detection means, and while the detection means is operating, the access cover is not shown. When banknotes are transported through the transport path 22, the collected banknotes are stored in the reject storage box 29, thereby avoiding danger to the staff member.

Next, the structure and function of the staff operation panel provided on the back of the housing will be explained with reference to FIG.

In the figure, reference numeral 41 denotes an attendant operation panel, which has a display and function keys described below.

That is, 42 is a switch for switching the power supply from 0N10FF, 43 is a fault occurrence indicator, and this fault occurrence indicator 4
3 is configured so that when a fault occurs in the device, the details of the fault are displayed using a seven-segment (IJD) error number.

Reference numeral 44 denotes a text display that displays text so that the staff can take action in response to the occurrence of a failure, and here a liquid crystal display is used.

Reference numeral 45 denotes a banknote position indicator, and the banknote position indicator 45 is configured to indicate where the banknote is located within the device by lighting a plurality of light emitting diodes 46 to indicate the approximate position thereof.

Reference numeral 47 denotes a reset key, and by pressing the reset key 47 after removing the cause of a failure occurring in the device, the device can be restored to a normal state.

Numeral numeral 48 has a plurality of function keys 49, and by pressing the function keys 49, the contents of the work can be specified.

Moreover, this number pad part 48 is attached to each storage box 2 shown in FIG.
It also functions as a setting means for setting the number of banknotes of each denomination to be stored in the banknotes 6 to 28.

Next, the circuit configuration of the present invention will be explained with reference to the functional block diagram shown in FIG.

In the figure, 50 is a main control section, and this main control section 50 controls an attendant operation panel control section 51. Conveyance path control section 52, conveyance banknote detection section 532, banknote count storage section 54. and the bill validator 1B (see FIG. 3) are controlled.

The staff operation panel control section 51 has a function of displaying a predetermined display on the wording display 44 via the driver 55 and detecting that the function key 49 of the numeric keypad section 48 has been pressed. Further, the conveyance path control unit 52 drives the conveyance path 22 shown in FIG. 3, which is made up of a plurality of conveyance belts, etc., by a plurality of conveyance path drive means 5T via a plurality of drivers 56a, and also drives a conveyance path 22 shown in FIG.
The switching blade 31 shown in FIG. It has the function of driving L to 31g.

Further, the conveyed banknote detector 53 amplifies a minute signal from the detection means 58 that detects the banknote conveyed through the conveyance path 22 via the amplification amplifier 59, thereby detecting whether the banknote has passed the position of the detection means 58. This detection means 58 is composed of a light emitting element 58a and a light receiving element 58b, and is arranged at a predetermined position on the conveyance path 22, although not shown in FIG.

Based on the detection signal from the conveyed banknote detection unit 53, the banknote count storage unit 54 stores the number of banknotes of each denomination that passed through the detection means 5B, n ten thousand.

n1,000, n1,000, and n rejects are each counted and stored, and the stored number of banknotes is cleared by a reset signal from the main control unit 50 every time one transaction is completed.

Furthermore, the banknote discrimination section 18 includes, for example, a plurality of light emitting elements 6.
Among the light emitted from the light emitting element 60a, the minute signal from the optical banknote discriminating means 60 composed of a plurality of transmitted light light receiving elements 60b and a plurality of reflected light light receiving elements 60c, the bill 61 to be discriminated. The output signal from the transmitted light light receiving element 60b that detects the light transmitted through the banknote 6
The output signals from the reflected light receiving element 60c which detects the light reflected by the banknote 1 are detected via amplifiers 62 and 63, respectively, and it is possible to determine whether or not the banknote 61 to be verified is normal based on these plurality of detection signals. It has functions such as distinguishing between genuine and false notes, denominations, and whether or not the notes are bent or unfit.

Next, the operation of the automatic money processing apparatus according to the present invention having the above-described configuration and functions will be explained in order for each transaction.

(1) Banknote replenishment processing at the start of business At the start of business in the morning, the switch 42 shown in FIG. 6 is turned on by the staff of the financial institution, and banknotes of each denomination are thrown into the staff supply and collection section 23 in bulk.

At this time, the impeller 24a of the staff supply and collection section 23 retreats to the home position, and the impellers 24b to 24d corresponding to the storage boxes 26 to 28 move from the home position to positions where banknotes can be stored. The banknotes inputted into the staff supply and collection section 23 are separated and fed one by one by the suction drum 25&, passed through the banknote discrimination section 18, where the denomination 2 front and back etc. are discriminated, and then transferred to the front and back reversal section 20. After that, store the storage box 2 by denomination using the storage procedure described above.
It is stored in 6-28.

In other words, the staff does not need to sort banknotes by denomination and replenish them into the corresponding storage boxes 26 to 28, but can simply put the banknotes all at once into the staff supply and collection section 23, and replenish the banknotes at the start of work. can be done quickly.

(2) Deposit transaction In the case of a deposit transaction such as a deposit or savings, the customer presses the transaction selection key 8 on the front of the device shown in FIG. 2 to select the deposit transaction;
Passbook insertion/return slot for the card or passbook you brought, or both.2. Insert the card into the card insertion/return slot 3.

The device reads the magnetic stripe information of the inserted card or passbook, communicates online with a central device (not shown), and confirms the validity of the transaction. The shutter 13 is opened and the device waits for the customer to insert banknotes.

Here, when a customer inserts banknotes into the deposit/withdrawal port 12, the inserted banknotes are transferred to the guide plates 15a and 15 of the rotating section 14.
5b and held there, and after the rotating part 14 rotates by a certain angle, it is discharged to the separating and feeding part 16. During this time, the shutter 13 is closed.

In this separating and feeding section 16, the bills are separated one by one by a suction drum 17 and sent to a bill validating section 18, where the above-mentioned discriminations are sequentially performed one by one.

In order to align the patterns of the banknotes that are identified as genuine notes through this discrimination, those with the pattern facing forward are sent to the non-reversing passage 21a of the front/back reversing section 20, while those with the pattern facing the opposite direction are sent to the non-reversing path 21a of the switching blade 31a. The paper is sent to the reversal passage 21b, where it is reversed in the direction of travel, that is, it is reversed.

In this way, the banknotes that have been identified as genuine are sent to the conveyance path 22 with their designs aligned, and are sorted by the switching blades 31e to 31g according to their respective denominations to the respective storage boxes 26 to 31g.
28 and the impellers 24b to 2 to each opening.
4d, it is temporarily stored as described above. That is, ten thousand yen bills are stored in the opening of the storage box 26, one thousand yen bills are stored in the opening of the storage box 27, and one thousand yen bills are stored in the opening of the storage box 28.

On the other hand, after the banknotes that are determined to be not genuine by the banknote validation unit 1B pass through the non-inversion passage 21m of the front and back reversal unit 20,
The guide plates 15a and 15b of the rotating section 14 are sent to the stacking section 30 via the conveyance path 22 and are waiting in a horizontal state in advance.
taken in between. After the rotating part 14 rotates by a certain angle, the shutter 13 opens again and the banknotes are returned to the customer through the deposit/withdrawal port 12.

Here, the customer decides whether to insert the returned banknotes into the deposit/withdrawal slot 12 again or to deposit only the amount confirmed by the above-mentioned discrimination and displayed on the operation guidance display section T. Follow the instructions on the display T and press the confirmation key 10.
is pressed, or the returned banknote is reinserted and the above-mentioned process is repeated, and then the confirmation key 10 is pressed.

When the confirmation key 10 is pressed, the bill receivers provided in each of the storage boxes 26 to 28 and both the front and rear paper pressers operate in the same manner as explained in FIG. 4, and the paper money is temporarily stored as described above. Bills are stored in storage boxes 26 to 28, respectively.

Note that if the customer does not press the confirmation key 10 but presses the cancel key 11, the banknotes temporarily stored in the openings of the storage boxes 26 to 28, respectively, are transferred to the suction drums 25b to 25.
d, and is separated and fed by the accumulating section 30 and the rotating section 14.
The money is then returned to the customer through the deposit/withdrawal port 12.

After these processes, when the customer chooses to complete the transaction, the main control unit 50 shown in FIG. The card is returned to the customer through the return slot 2 and the card insertion/return slot 3, respectively.

This completes the operation of the deposit transaction, but in this embodiment, in the process until the banknotes inserted by the customer are stored in the storage boxes 26 to 28, the banknote recognition unit 18 checks the results of the banknote recognition and the transport shown in FIG. Based on the banknote detection result of the banknote detection unit 53, the quantity of banknotes to be deposited in the transaction by denomination, and the quantity of banknotes by denomination, that is, the number of banknotes stored in each storage box 26 to 28 at the start of business, which will be described later, for withdrawal. is the banknote count number storage unit 54
In addition, the banknote count storage unit 54 adds up the number of deposited banknotes for the above-mentioned 1 transaction, and stores the total number of deposited banknotes by denomination and each storage box 26 to 28 for withdrawal. The cumulative number of banknotes stored in each denomination is stored.

(3) In the case of a withdrawal transaction such as a deposit transaction payment, the customer must press the transaction selection key 8
Press to select the withdrawal transaction, use the numeric keypad 9, etc. to specify the denomination and number of bills to be withdrawn (2 denominations), and insert the card or passbook you brought into the passbook insertion return slot 2 and card insertion return slot 3. do.

Inside the device, the magnetic stripe information of the inserted card or passbook is read, and when the validity of the transaction is confirmed by online communication with the central device, it is stored in the same manner as explained in Figure 4. Bills of a designated denomination and number are sequentially separated and fed one by one from the boxes 26 to 28, and sent to the conveyance path 22.

The banknotes sent out to the conveyance path 22 in this way are
The size, amount of transmitted light, etc. are detected by an optical detection means installed at a predetermined position, and a detection means 58 consisting of a light emitting element 58a and a light receiving element 58b shown in FIG.

As a result, a simple check such as the denomination of banknotes and double feeding is performed, and it is confirmed that the specified number of banknotes of the specified denomination has been fed, and then these banknotes are temporarily accumulated in the stacking section 30, Payment is made to the customer from the deposit/withdrawal port 12 via the rotating section 14 along with a receipt sent from a slip issuing section (not shown) via the conveyance path 32.

Incidentally, when double feeding or abnormality of banknotes is detected by the detection means 58 or the like, these banknotes are transferred to the switching blade 31c driven by the conveyance path control section 52 via the driver 56b.
With this action, it is guided to the reject storage box 29 and stored therein.

Now, after the withdrawal banknotes taken out from each of the storage boxes 26 to 28 as described above are paid to the customer, the shutter 13 of the deposit/withdrawal port 12 is closed, and the passbook and card after the entry and printing are returned to the customer. However, in the process until the withdrawn banknotes are paid to the customer, the number of bills of each denomination of the withdrawn banknotes for the transaction is determined based on the bill detection result of the conveyed banknote detection unit 53. The banknote count is stored in the banknote count storage section 54. Further, this banknote count storage unit 54 adds the number of banknotes to be withdrawn in the above-mentioned l transaction, stores the total number of banknotes to be withdrawn by denomination, and uses the banknotes for withdrawal at the time of the above-mentioned deposit. For each storage box 26~2
The number of bills withdrawn is subtracted from the total number of bills stored in B by denomination and stored.

This memory content is accumulated from the number of banknotes stored in the storage boxes 26 to 28 by the staff of the financial institution at the start of business, which will be described below. Even if there are many values, the value will never be negative.

The banknote count storage unit 54 also stores the number of transactions and the total number of banknotes stored in the reject storage box 29.

(4) Replenishment and collection of banknotes At the start of business, the staff member who operates the ATM using the automatic money processing device selectively presses the function key 49 of the numeric keypad part 48 provided on the staff operation panel 41 shown in FIG. By doing so, the maximum number of stored banknotes for each denomination is arbitrarily set in the banknote count storage unit 54.

The main control unit 50 compares the maximum storage number of each denomination set by the clerk with the above-mentioned cumulative storage number of each denomination stored in the banknote count number storage unit 54, thereby determining the following: O (,) If the maximum number of stored coins set as above is larger than the total number of stored coins, the difference is based on the preset value, that is, the maximum transaction amount allowed for l transactions. When the number of banknotes exceeds, for example, 100, a notification to that effect is displayed on the staff operation panel or a monitor board separately installed at the rear of the device to request the staff to replenish banknotes of the corresponding denomination.

The staff member who recognizes this notification inserts the banknotes of the deficient denomination using the staff supply and collection unit 23 and replenishes the banknotes into the corresponding storage boxes 26 to 28.

If the difference between the two is less than the set value, or if the p is less than 100, no request for bill replenishment is made and the operation continues.

(b) On the other hand, if the cumulative number of stored bills becomes larger than the set maximum number of stored bills, a withdrawal operation is performed from the corresponding one of the storage boxes 26 to 28 and the banknotes are transferred to the staff supply and collection section 23.
Transfer to. In other words, the full storage box 26, 2γ
Alternatively, surplus banknotes are transferred from 2B to the staff supply and collection section 23, and the staff is notified of this via the staff operation panel 41, monitor board, buzzer, or the like.

The clerk who recognizes this notification collects the surplus banknotes from the clerk supply and collection section 23 at any time. Therefore, it is possible to use the collected banknotes for other purposes to improve capital efficiency.

In this embodiment, as described above, the banknotes for replenishment that are not inserted into the staff supply and collection unit 23 by the staff are kept in the staff supply and collection unit 23 while the customer's cash withdrawal transaction is being carried out. After the processing of direct banknotes for human withdrawal transactions is completed,
Until the processing of the next customer's banknotes begins, for example, the time required for bankbook entry, card return, next customer's key operation, card insertion, bankbook insertion, etc., that is, the time when the machine is idle, staff will collect supplies. The above-mentioned device also feeds and stores the replenishment banknotes from the storage box 23 to each of the storage boxes 26 to 28, and also collects surplus banknotes when each of the storage boxes 26 to 28 is full. The staff utilizes their free time to collect the supplies at the supply and recovery department. In other words, the staff member can replenish and collect banknotes at any time.

Further, the setting of the maximum storage number described above is not limited to the time when work starts in the morning, but can be set arbitrarily according to the progress of work.

(5) Banknote collection process at the end of the workday In order to collect funds at the end of the workday, it is necessary to collect the cash in the device.

In this case, the banknotes of each denomination stored in the respective storage boxes 26 to 28 are sequentially separated and fed by the suction drums 25b to 25d, and the fed banknotes are sent to the staff supply and collection section 23 by the impeller 24a. Accumulated.

After all the banknotes in each of the storage boxes 26 to 28 have been accumulated in the staff supply and collection section 23, the staff member collects the banknotes that have been accumulated and the banknotes stored in the reject storage box 29, thereby eliminating the amount of money in the device. All banknotes can be collected. Thereafter, the switch 42 is turned OFF and the operation of the device is stopped.

In addition, if the transportation route from the ATM installation location to the cashier's safe is long, due to the above-mentioned security problem during transportation when replenishing and collecting banknotes, the staff replenishment and collection section 23t-
It is preferable to have a safe structure that is detachable from the housing 1. It is preferable that the pick-up staff supply and collection section 23 has a structure similar to that of the storage boxes 26 to 28.

Although one embodiment of the automatic money processing device according to the present invention has been described above, the present invention is not limited to this. For example, the present invention is a dedicated deposit machine that only handles deposits such as deposits, or only handles withdrawals such as payments. It can also be applied to special withdrawal machines, etc., and the denominations handled are not limited to the three types of 10,000 yen, Tenshi yen, and 1,000 yen; for example, it can be applied to simple withdrawal machines that only handle 10,000 yen banknotes. is also valid.

Further, the currency handled is not limited to banknotes, and the same applies to coins, and the present invention can also be applied to an automatic money processing device that handles banknotes and coins at the same time.

Furthermore, in the embodiment described above, the surplus or shortage of banknotes in the storage box of each denomination is notified by the staff operation panel, etc., and the staff who recognizes this is configured to replenish or collect banknotes from the banknote replenishment and collection section. However, it is also possible to configure it as follows.

For example, banknotes may be automatically supplied or collected by providing a belt conveyor, near car, or the like between a centrally managed cash deposit box installed at a distance and the staff supply and collection section.

If the machine automatically replenishes and collects banknotes in this way, the amount of banknotes that must be stored and prepared in advance in each storage box can be reduced, and the banknotes can be stored all at once in the central cash management safe. Since the banknotes stored in the bank can be efficiently rotated and used at a plurality of ATMs, efficient management of funds is possible without any special human intervention.

〔Effect of the invention〕

As explained above, the present invention provides a setting means for arbitrarily setting the maximum storage quantity of a storage box for storing coins by denomination, and a maximum storage quantity set by the setting means, the number of deposited coins, and the number of withdrawal coins. A storage means for cumulatively storing the quantity by denomination, an attendant replenishment and collection section capable of replenishing and collecting coins at any time regardless of the operation of the device, and a notification means are provided. Calculates and stores the amount of money currently in each storage box from the stored amount of deposits and withdrawals of money, and compares this amount with the arbitrarily set maximum storage amount.If the former is larger, the difference is calculated. The amount of money is transferred from the storage box to the staff supply and collection section, and this is notified to the staff by the notification means.If the latter is large, the notification means is notified of this to the staff and the money is transferred from the staff supply and collection department. As a result, it is possible to minimize the amount of money stored in each storage box for withdrawal transactions, that is, the amount of accumulated banknotes, which has the effect of improving capital efficiency. In addition, it is possible to carry out withdrawal transactions at all times without interrupting the operation of the device during business hours, which has the effect of eliminating inconvenience to customers.

[Brief explanation of drawings]

FIG. 1 is a functional block diagram showing an embodiment of an automatic money handling device according to the present invention, FIG. 2 is a perspective view showing the external appearance of an ATM using the automatic money handling device according to the present invention, and FIG. 3 is an internal view of the main parts thereof. A side view schematically showing the structure, FIG. 4 ÷ - Yoke explains the operation of storing the currency □ into the storage box in FIG. 3, separating and feeding the currency from the storage box, and canceling the transaction. FIG. 5 is a perspective view for explaining the function of the staff supply section in FIG. 1, and FIG. 6 is an AT shown in FIG. 2.
It is a figure showing the back operation panel of M. 1: Housing 12: Deposit/withdrawal port 16: Separation and feeding section 18: Banknote discrimination section 22: Conveyance path 23: Attendant supply and collection section 24
a to 24d: Impeller 25a to 25d: Suction drum 2
6-28: Storage box 29: Reject storage box 30:
Accumulation section 40: Attendant operation panel 44: Wording display 4
8: Number pad part 49: Function key 50: Main control unit 51: Attendant operation panel control unit 52: Conveyance path control unit 53: Conveyed banknote detection unit 54: Banknote count number control unit 58: Detection means 60: Optical banknote discrimination For means patent Applicant Oki Electric Industry Co., Ltd. Agent Patent attorney Takashi Kanakura @ 1 I 輔 2- Noodles 4 Voice @ 6-

Claims (1)

[Scope of Claims] 1. A deposit/withdrawal port for inserting and withdrawing money, and a means for determining whether the money is normal and the denomination of the money.
In an automatic currency processing device that is equipped with a plurality of storage boxes for storing coins of each denomination, and stores deposited coins inputted from a deposit/withdrawal port and determined as normal in the storage boxes according to the denomination for withdrawal. a setting means for arbitrarily setting a maximum storage quantity of coins in the storage box; and a storage means for cumulatively storing the maximum storage quantity, the quantity of deposited coins, and the quantity of withdrawn coins set by the setting means for each denomination. , an attendant replenishment and collection section capable of replenishing and collecting money at any time during operation of the device, and a notification means for notifying the attendant in a prescribed manner; Calculates and stores the quantity of coins currently in each storage box from the quantity, compares this quantity with the arbitrarily set maximum storage quantity, and if the former is larger than the latter, the coins are divided by the difference. The information is transferred from the corresponding storage box to the staff supply and collection department, and the notification means is used to notify the staff. If the latter is larger than the former, the notification means is used to notify the staff to replenish the corresponding coin. An automatic money handling device characterized by notifying the following.