JPH04190483A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To make adjustments without taking cash out of the machine by controlling the amount of the cash put in the automatic teller machine by the quantities of each kind of money, displaying themn, and judging whether or not there is necessary cash in the machine and whether the kinds of money need to be adjusted. CONSTITUTION:Received banknotes are stored in corresponding stackers 31, and banknotes to be paid are taken out of the stackers. When the rest in a stacker 31 becomes small, a clerk supplements money from a safe 33 and when a stacker becomes nearly full, banknotes are collected in the safe 33 from the stacker 31. Information on the remaining numbers of banknotes, the deficient number of banknotes based upon a specific number, etc., is displayed on a display part 45 and banknotes are moved between the stackers 31 and safe 33 according to supplementary numbers and collection numbers of banknotes which are inputted. Consequently, the clerk can adjust the amount of cash only by indicating supplementation, collection, etc., so the cash adjusting time is shortened.

Description

[Detailed Description of the Invention] [Summary] This invention relates to a cash management system for automatic transaction devices that perform counter operations such as payments and deposits at financial institutions, and aims to automate the adjustment work of the amount of cash in automatic transaction devices. Controls multiple stackers where transactional cash is stored for each denomination, an attendant safe where cash to be replenished into each stacker or cash collected from each stacker is stored, and the movement of cash between each stacker and the attendant safe. cash transfer means,
An automatic transaction device equipped with a counting means for counting the number of cash in stock stored in each stacker and in the staff safe is provided with information on the number of cash in stock, the number of cash in excess of a predetermined number, and other information. and a cash amount adjustment means that controls the cash transfer means in accordance with the number of coins to be replenished and the number of coins collected in each stacker and the staff safe, which are input based on the displayed information.

[Industrial application field]

The present invention relates to a cash management system for an automatic transaction device that performs counter operations such as payments and deposits at financial institutions.

[Conventional technology]

The smaller the amount of cash stored in the automated teller machine, the better the efficiency of cash management, but if it is too small, the automated teller machine will stop operating due to a lack of cash needed for payment transactions.
Operating efficiency decreases.

Therefore, how much cash to store in an automatic transaction device before it starts operating depends on the installation location and operating hours of the automatic transaction device.

By the way, the amount of cash stored in an automated teller machine at the end of operation for a certain operating time period is not necessarily the amount needed for the next operating time period.

Moreover, the required amount of each denomination is not necessarily stored in the automatic transaction device.

Therefore, the amount of cash in the automated teller machine is adjusted for each operating time period to improve the efficiency of cash management and machine operation.

In other words, the staff member collects the cash from the automatic transaction device,
The amount of cash needed for the next operating period was reloaded into the automated teller machine.

[Problems to be Solved by the Invention] By the way, the above-mentioned adjustment method of collecting all the cash from the automated teller machine is a time-consuming and labor-intensive method because the amount of cash transferred is large and careful processing is required. there were.

Furthermore, in recent years, with the extension of operating hours, it has become desirable to perform the above-mentioned cash adjustment work in a short time.

An object of the present invention is to provide an automatic transaction device that can automatically adjust the amount of cash within the automatic transaction device.

[Means to solve the problem]

FIG. 1 is a block diagram of the principle of the present invention.

In the figure, the automatic transaction device includes a plurality of stackers 11 in which cash to be transacted is stored for each denomination, and an attendant safe 13 in which cash to be replenished to each stacker 11 or cash collected from each stacker 11 is stored. Cash transfer means 1 that controls the movement of cash between each stacker 11 and the attendant safe 13
5, and a counting means 17 for counting the number of cash in stock stored in each stacker 11 and the staff safe 13.

The automatic transaction device of the present invention includes an information display means 19 and a cash amount adjustment means 21.

The information display means I9 displays the number of coins in stock, the number of surplus and deficiencies of the stock number with respect to a predetermined number, and other information.

The cash amount adjusting means 21 controls the cash moving means 15 according to the number of replenishing coins and the number of collected coins in each stacker 11 and the staff safe 13, which are input based on display information.

[For production]

In the present invention, the information display means 19 manages the amount of cash in the automatic transaction device by the number of cash, and displays and outputs the number of cash in stock for each denomination and other information, so that the clerk can check the amount of cash in the device. It is possible to judge whether there is enough amount or not, which denomination should be adjusted and how much, and instruct the automatic transaction device.

Further, the cash amount adjustment means 21 sends the stacker 11 to the cash transfer means 15 based on the instructed replenishment number and collection number.
Since the amount of cash is adjusted by having the cash transferred between the cash box and the staff safe 13, the amount of cash can be adjusted simply by the staff giving instructions for replenishment and collection.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail based on the drawings.

FIG. 2 is a block diagram showing the configuration of an embodiment of the automatic transaction device of the present invention.

In the figure, a bill recycling unit 3 includes three stackers 31+ to 313, an attendant safe 33, and a discrimination section 34.
A counter control unit 37 is connected to 5. A counter 39 is connected to the counter control section 37 . counter 39
A management operation control unit 41 is connected to. A management operation section 43 having a display section 45 is connected to the management operation control section 41, and a sheet number control section 47 is also connected thereto. The number control section 47 is connected to the counter control section 37.

In the banknote recycling unit 35, each stacker 31
1 to 313 store banknotes used for transactions, -10,000 yen, 5,000 yen, and 1,000 yen bills, respectively, and the staff safe 33 stores banknotes to be replenished and collected in each stacker 311 to 313, and a discrimination section 34 distinguishes whether the deposited banknotes are genuine or not, and whether they are front or back, and delivers them to each stacker 31 to 313. That is, the banknote recycling unit 35 stores the deposited banknotes in the corresponding stacker 31, takes out the banknotes to be paid from the corresponding stacker 31, and replenishes the stacker 31 with banknotes from the staff safe 33 when there are few banknotes left in the stacker 31. However, when the stacker 31 is almost full of banknotes, the banknotes are collected from the stacker 31 into the staff safe 33.

The counter control unit 37 controls each stacker 31 . - 313 and the number of bills in stock in the staff safe 33 are counted, held in the counter 39, and transferred between the stacker 31 and the staff safe 33 in the banknote recycling unit 35 based on the input replenishment number and collected number. have them do it.

The management operation control unit 41 controls input and output of the management operation unit 430. In the embodiment, based on the number of coins in stock, the number of coins in excess or deficiency between the number of coins in stock and a predetermined number, and other information are calculated, and the number of coins in stock, the number of surplus or shortfalls, and other information are displayed on the display unit 45 of the management operation unit 43. It has an interface program that displays and outputs information input from the management operation section 43 to the sheet number control section 47 based on this output.

The number control section 47 recognizes the number of replenishment sheets and the number of collected sheets from the information input from the management operation section 43 and outputs them to the counter control section 37 .

In the embodiment, the predetermined number of sheets is set as the maximum number of sheets stored in each stacker 31 (for example, 600 sheets), and only during partial replenishment processing, the number of sheets missing from the maximum number of sheets stored is determined.
The configuration is such that it is output as the number of replenishable sheets.

In addition, the staff safe 33 of the banknote recycling unit 35 is
It is removable from the automatic transaction device 30 main body and is used to collect cash between the automatic transaction device 30 and the teller.

The automatic transaction device 30 also includes a coin recycling unit that has six stackers that store coins by denomination and an attendant safe that stores cash to be replenished and collected in each stacker. It has been omitted in the figure for simplicity.

Here, the correspondence between FIG. 1 and FIG. 2 will be explained.

The cash transfer means 15 corresponds to the banknote recycling unit 35.

The counting means 17 includes a counter control section 37 and a counter 3
Corresponds to 9.

The information display means 19 and the cash amount adjustment means 21 correspond to the counter control section 37, the interface program of the management operation control section 41, and the number control section 47.

FIG. 3 is a diagram illustrating an example of a display screen output to the management operation unit when the clerk manages cash.

Hereinafter, with reference to FIGS. 2 and 3, a partial collection process for collecting cash from the stacker to the staff safe will be described.

The staff member should select replenishment collection on the staff processing menu screen displayed on the display unit 45 of the management operation unit 43 (Fig. 3 (■))
, select partial collection on the next menu screen (Fig. 3■)
.

On the partial collection screen, the number of banknotes in stock in the stacker 31 is displayed and output for each denomination, as shown in FIG. 3 (3). The staff member collects the number of banknotes from the stacker 31 into the staff safe 33 for denominations that are judged to be larger than the amount of cash that is expected to be needed for the next operating period, for example, -10,000 yen bills. , for example, r 100J ((a) in Figure 3).

When the automatic transaction device 30 inputs the number of bills to be collected, the automatic transaction device 30 moves the designated stacker 31 for 10,000 yen bills. From there, "100" 10,000 yen bills are moved to the staff safe 33, and a portion of the cash is recovered.

FIG. 4 is a diagram illustrating an example of a display screen for partial replenishment processing for replenishing cash from the staff safe to the stacker.

The partial replenishment process will be described below with reference to FIGS. 2, 3, and 4.

Note that the clerk refers to the number of banknotes in each stacker 31 in advance, such as in the above-mentioned partial collection process, and confirms the denomination for which the amount of cash is less than the required amount.

The staff member selects partial replenishment on the staff processing menu screen shown in FIG.

On the partial replenishment screen, as shown in FIG. 4, the number of replenishable coins for each denomination is displayed and output. The clerk inputs the denomination to be partly replenished, for example, the number of bills to be replenished from the clerk safe 33 to the stacker 31, for example rloooJ, within a range that does not exceed the replenishable number for ten thousand yen bills (see FIG. 4). Q)))
.

When the automatic transaction device inputs the number of replenishment coins, the automatic transaction device
Place 10,000 yen bills in the stacker 311 for 3 to 10,000 bills.
” and replenish some of the cash.

In this way, the clerk can adjust the amount of cash in the automatic transaction device 30 for each denomination simply by specifying the number of bills.

In addition, when there are multiple automatic transaction devices 30 and there are variations in the amount of cash stored among the devices, the above-mentioned partial collection and partial replenishment process can be used to eliminate the need to collect all the cash and to store the amount of cash in each device. adjustments can be made.

That is, in the automated teller machine 30 where the amount of cash stored is greater than the amount of cash required for the next operating time period, the excess cash is collected into the staff safe 33, and the amount of cash stored in the staff safe 33 is the next time the cash is stored. It is possible to replace the automated teller machine 30 that does not have the amount of cash required during the operating hours, and replenish cash to the stacker 31 that is short of the amount of cash.

FIG. 5 is a diagram illustrating an example of a display screen for the process of adjusting the amount of cash in the staff safe.

Hereinafter, with reference to FIGS. 2, 3, and 5, the process of adjusting the amount of cash in the cashier's safe in the automated teller machine will be described.

The clerk selects the clerk's safe on the menu screen for clerk processing shown in FIG.

On the staff safe screen, as shown in Figure 5, each stacker 3
1 and the number of coins in stock in the staff safe 33 are displayed and output.

The staff member determines the amount of cash to be stored in the staff safe 33 for each denomination.
Specify the amount of cash. For example, the number of ¥10,000 bills is ``
400'' is input ((C) in FIG. 5).

When the number of 10,000 yen bills in stock in the staff safe 33 is greater than the specified number r400J, the automatic transaction device 30
The extra number of bills is moved from 3 to the stacker 31+ to adjust the number of bills in stock in the staff safe 33 to the designated number r400J. In addition, the number of coins in stock in the staff safe 33 is the specified number r400.
．． When there is less, the staff safe 3 is removed from the stacker 31+.
3, the banknotes are moved by the insufficient number of banknotes to adjust the number of banknotes in the staff safe 33 to the designated number r400J.

In this way, the amount of cash stored in the cashier's safe 33 can be adjusted for each denomination, so by performing this process when the cashier takes the cashier's safe 33 to the teller, the teller can The effort of counting the number of cash in the safe 33 can be saved.

[Effects of the Invention] As described above, according to the present invention, the automated teller machine manages the amount of cash in the automated teller machine by the number of cash pieces for each denomination, and displays and outputs this information. It is possible to judge whether there is a necessary amount of cash in the bank, which denomination and how much adjustment should be made, and instruct the automatic transaction device.

In addition, the automatic transaction device moves cash between the stacker and the staff safe based on instructions from the staff and adjusts the amount of cash in the device, so the amount of cash can be transferred without removing cash from the automatic transaction device. can be adjusted, reducing the time required for cash adjustment work.

In addition, when multiple automated teller machines are installed, cash can be exchanged simply by attaching and replacing staff safes between the machines, making it possible to reallocate cash without having to collect all of it, and reduce cash adjustment work. It can save time.

[Brief Description of the Drawings] Fig. 1 is a block diagram of the principle of the present invention, Fig. 2 is a block diagram showing the configuration of an embodiment of the automatic transaction device of the present invention, and Fig. 3 is a block diagram of the principle of the present invention. A diagram illustrating an example of a display screen output to the management operation unit, FIG. 4 is a diagram illustrating an example of a display screen for partial replenishment processing from the staff safe to the stacker, and Figure 5 shows the amount of cash in the staff safe. FIG. 6 is a diagram illustrating an example of a display screen for processing to be adjusted. In the figure, 11.31 is a stacker, 13.33 is an attendant safe, 15 is a cash transfer means, 17 is a counting means, 19 is an information display means, 21 is a cash amount adjustment means, 30 is an automatic transaction device, and 34 is a discrimination section. , 35 is a bill recycling unit, 37 is a counter control section, 39 is a counter, 41 is a management operation control section, 43 is a management operation section, 45 is a display section, and 47 is a number control section. L----1 A block diagram of the principles of the present invention. FIG. 1. A block diagram showing the configuration of an embodiment of an automatic transaction device.

Claims (1)

[Claims] (1) A plurality of stackers (11) in which cash to be transacted is stored for each denomination, and an attendant safe (13) in which cash to be replenished to each stacker (11) or cash collected from each stacker (11) is stored.
), a cash transfer means (15) for controlling the movement of cash between each of the stackers (11) and the staff safe (13), and cash stored in each of the stackers (11) and the staff safe (13), respectively. Counting means for counting the number of cash in stock (
17), an information display means (1) for displaying the number of coins in stock, the number of surplus or short of the number of coins in stock with respect to a predetermined number, and other information;
9), and a cash amount adjustment means (21) that controls the cash transfer means (15) in accordance with the number of replenishing coins and the number of collected coins in each stacker (11) and the attendant safe (13), which are input based on display information. An automatic transaction device characterized by comprising: