JP2012014512A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device for enabling effective utilization of a bill storage cassette and efficient use of paper money, and avoiding a situation in which deposit transactions are cancelled when a large number of old bills are deposited.SOLUTION: In an automatic transaction device, bill storage cassettes 14a and 14b store new bills and old bills of ten thousand yen altogether, bill storage cassettes 14c and 14d store new bills and old bills of thousand yen altogether, and deposit transactions and withdrawal transactions are done by using the bill storage cassettes 14a and 14c. For example, when the bill storage cassette 14a becomes empty, the ratio of the new bills of ten thousand yen to the total number of paid ten-thousand yen bills is calculated, and if the calculated ratio value exceeds the standard value, the bill storage cassette 14a is designated as an old-bill collecting cassette so that, in later withdrawal transactions, bills will be paid from the bill storage cassette 14b, while in deposit transactions, old bills of ten thousand yen are stored in the old-bill collecting cassette 14a and new bills of ten thousand yen are stored in the bill storage cassette 14b.

Description

  The present invention relates to an automatic transaction apparatus that handles new banknotes and old banknotes.

When a new banknote with a new design is issued, the automatic transaction apparatus of the financial institution handles both the new banknote and the old banknote until the old banknote that has been distributed until then ceases to be distributed.
As a conventional automatic transaction apparatus that handles such new banknotes and old banknotes, an old banknote collection cassette (safe) for collecting old banknotes in addition to a denomination banknote cassette (safe) for new banknotes is provided. There is one in which a banknote discriminated from an old banknote by a discrimination unit in a transaction such as deposit is stored in an old banknote collection cassette (for example, see Patent Document 1).

JP-A-8-180244

However, in the conventional technology described above, since the old banknotes to be deposited are stored in the old banknote collection cassette, there is an advantage that the old banknotes can be collected efficiently, but the old banknote collection cassette is dedicated to collecting old banknotes. However, since the usage efficiency of the cassette is poor and the old banknotes stored in the old banknote collection cassette are not used for withdrawal, there is a problem that the operational efficiency of banknotes is also poor, and deposits with a high proportion of old banknotes continue. When the old bill collection cassette becomes full, there is a problem that the deposit transaction must be stopped.
An object of the present invention is to solve such a problem.

  Therefore, the present invention discriminates the denomination of the banknote inserted into the banknote deposit / withdrawal port at the time of deposit transaction, and stores the banknote in the banknote storage cassette of the corresponding denomination according to the identified denomination, In an automatic transaction apparatus that pays out banknotes from the banknote storage cassette at the time of a withdrawal transaction, discriminates denominations at the discrimination unit, counts for each denomination, and pays from the banknote deposit / withdrawal port, The two banknote storage cassettes store the old banknotes and new banknotes with different designs in the two banknote storage cassettes, until one banknote storage cassette is empty. When depositing and withdrawing transactions using one banknote storage cassette and the one banknote storage cassette is empty, the ratio of the new banknote to the total number of withdrawals of the corresponding denomination is calculated, and the calculated ratio If is above the reference value In the subsequent withdrawal transaction, the banknotes are withdrawn from the other banknote storage cassette, and in the deposit transaction, the old banknotes of the corresponding denominations are collected. While storing in a cassette, the new banknote of a denomination is stored in said other banknote storage cassette.

  The present invention as described above can effectively use the banknote storage cassette and obtain an effect that the banknote can be efficiently operated. Even when there is a large amount of deposit of old banknotes, The effect that it can avoid falling into a situation that cancels the deposit transaction is also obtained, and after setting the empty bill storage cassette to the old bill collection cassette, Since the old banknotes of the deposited banknotes are stored, an effect that it is possible to cope with the case of collecting only the old banknotes can be obtained.

Block diagram showing the first embodiment Schematic side view showing the internal configuration of the banknote depositing and dispensing machine The figure which shows the banknote number counter memorize | stored in a memory | storage part. The figure which shows the transaction mode in a 1st Example Flow chart showing the operation of the first embodiment Flowchart showing the operation of the second embodiment Flowchart showing the operation of the third embodiment

  Embodiments of an automatic transaction apparatus according to the present invention will be described below with reference to the drawings.

  FIG. 1 is a block diagram showing a first embodiment. In the figure, reference numeral 1 denotes a control unit that controls the entire automatic transaction apparatus. Reference numeral 2 denotes a storage unit, which stores a program executed by the control unit 1. In addition to storing transaction processing results and the like in this storage unit 2, a bill number counter described later is set, and a transaction mode described later is also provided. It is to be remembered.

Reference numeral 3 denotes an clerk operation unit provided on the inner surface of the back door of the apparatus, etc., which is a part where the clerk operates to set the transaction mode.
Reference numeral 4 denotes a customer operation display unit provided at the upper front of the apparatus. The display unit displays a transaction selection screen, a screen for guiding a customer's transaction operation, and the like. The touch panel is used to input necessary information.

  5 is a card / receipt handling department, which includes the account type, account number and customer name from the magnetic stripe of the customer card (cash card) inserted from the card insertion / return slot provided at the top front of the device at the start of the transaction. It has the function of reading account information and printing transaction details on receipts and issuing them to customers.

6 is a bankbook handling department that reads account information such as account type, account number, and customer name from the magnetic stripe of the bankbook inserted from the bankbook insertion / return port provided at the top front of the device at the start of the transaction. It has a function to print transaction details on the opened page.
Reference numeral 7 denotes a banknote depositing / withdrawing machine, which has a banknote depositing / dispensing function and a dispensing process function, and 8 is a coin depositing / dispensing machine, which has a coin depositing / dispensing function.

  FIG. 2 is a schematic side view showing the internal configuration of the banknote processing apparatus 7. In the figure, reference numeral 11 denotes a banknote deposit / withdrawal port, which receives a banknote inserted by a customer at the time of deposit transaction, separates it into the apparatus, and withdraws it. It functions as a part that collects banknotes and pays them to customers during transactions.

12 is a discriminating unit that has a function of discriminating the denomination, old and new, correctness, etc. of banknotes, detecting the presence or absence of conveyance abnormalities such as skew and chaining, and counting banknotes whose denominations are determined. ing.
Reference numeral 13 denotes a temporary holding unit that temporarily stores the banknotes identified as depositable by the discrimination unit 12 at the time of deposit transaction until the deposit is confirmed.

  Reference numerals 14a to 14d denote banknote storage cassettes that have a function of storing banknotes received by customers and a function of feeding banknotes to be paid to customers. These banknote storage cassettes 14a to 14d store replenished banknotes in the apparatus. It can be removed from the apparatus in a state where bills are stored for loading and bill collection. Further, in this embodiment, the banknote storage cassettes 14a and 14b are operated for 10,000 yen banknotes, and 14c and 14d are used for 1000 yen banknotes, and each cassette can store 3000 banknotes.

Reference numeral 15 denotes a banknote storage unit forgetting to collect, which is a part for storing banknotes that the customer forgot to take in the withdrawal transaction.
Reference numeral 16 denotes a non-contained bill storage cassette, which is a genuine note at the time of a deposit transaction, but is discriminated from a non-delayable banknote, a 5,000 yen bill that is not used for withdrawal, a 2,000 yen bill, and a rejection at the time of withdrawal transaction. It is a cassette which stores the bill discriminated from a ticket.

  17 is a transport path for transporting banknotes by connecting the banknote deposit / withdrawal port 11, the discrimination section 12, the temporary storage section 13, the banknote storage cassettes 14 a to 14 d, the forgotten banknote storage section 15, and the banknote storage cassette 16. In addition, a switching means (not shown) for switching the banknote transport direction is provided at the branching / merging point of the transport path 17.

  FIG. 3 is a diagram showing a bill number counter stored in the storage unit 2, and this bill number counter is shown in FIG. 3 (a) as a withdrawal number counter for storing the number of withdrawals of bills for each denomination and old and new. The new 10,000 yen withdrawal number counter, the old 10,000 yen withdrawal number counter, the new thousand yen withdrawal number counter, and the old thousand yen withdrawal number counter are set, and the number of banknotes deposited is stored for each denomination and old and new. As shown in FIG. 4B, a new 10,000 yen deposit number counter, an old 10,000 yen deposit number counter, a new thousand yen deposit number counter, and an old thousand yen deposit number counter are set as the deposit number counter to be executed.

  FIG. 4 is a diagram showing a transaction mode stored in the storage unit 2, and in this embodiment, a transaction mode is set for each of the 10,000 yen bill and the thousand yen bill, and the 10,000 yen bill transaction mode and the thousand yen bill transaction mode are set. On the other hand, the normal transaction mode is switched to the old bill collection mode. Here, the normal transaction mode refers to an operation mode in which old and new banknotes are handled in a mixed manner in deposit and withdrawal transactions, and the old banknote collection mode refers to separately dividing new banknotes and old banknotes in deposit transactions. Refers to the operation mode to be stored.

The automatic transaction apparatus having such a configuration is installed in a financial institution's business store, convenience store, gas station, supermarket, etc., and is connected via a communication line to a host computer (not shown) managed and maintained by the financial institution. .
The host computer has a storage device (customer database) (not shown) in which customer information such as the user's account number, name, and deposit and saving balance information is stored. The control unit 1 of the automatic transaction apparatus exchanges data with the host computer. It is intended to conduct transactions such as deposits and withdrawals.

The operation of the above configuration will be described.
The operation of each unit described below is controlled by the control unit 1 based on a program stored in the storage unit 2, and information read from the storage unit 2 and the like by the control unit 1 and control based thereon Are omitted unless necessary.

  First, as a preparation for a transaction, the bill storage cassettes 14a to 14d are loaded into the apparatus when the operation of the apparatus is started. Here, it is assumed that the bill storage cassettes 14a and 14b are mixed with a new ten thousand yen bill and an old ten thousand yen bill and are supplemented with a predetermined number, for example, 2500, and the bill storage cassettes 14c and 14d have a new thousand yen bill. And old thousand yen bills are mixed and a predetermined number, for example, 2500 sheets are replenished. In addition, after the power is turned on at the start of operation of the apparatus, all the bill number counters shown in FIG. 3 are cleared to “0”, and in the transaction mode, the clerk operates the clerk operation unit 3 to operate the 10,000 yen bill transaction mode, 1000 yen. It is assumed that the bill transaction mode is set to the normal transaction mode.

In this state, transaction processing is performed as follows. FIG. 5 is a flow chart showing the operation of the first embodiment, particularly showing the deposit / withdrawal process, which will be described according to the step indicated by S in the figure.
S1: First, the customer operates the customer operation display unit 4 to select a transaction.
S2: The control unit 1 determines whether or not the selected transaction is a withdrawal, and proceeds to the next S3 if it is a withdrawal, or proceeds to S11 if it is not a withdrawal.

S3: The customer who selected the withdrawal transaction takes the customer card inserted from the card insertion return slot, reads the account information by the card / receipt handling unit 5, and the customer inputs the personal identification number and the payment amount at the customer operation display unit 4. Then, the control unit 1 communicates with the host computer, sends account information, a personal identification number, and a payment amount to the host computer. The following processing is performed according to the input payment amount.

  For example, if the payment amount is 100,000 yen, the control unit 1 refers to the 10,000 yen banknote transaction mode stored in the storage unit, and stores the banknote if the 10,000 yen banknote transaction mode is set to the normal transaction mode. Ten banknotes are fed out from the cassette 14a and conveyed to the discrimination unit 12 through the conveyance path 17. However, the automatic transaction apparatus repeatedly performs deposit / withdrawal transactions, thereby reducing the number of banknotes in the banknote storage cassette 14a. When it becomes empty on the way, a banknote is drawn out from the banknote storage cassette 14b, and is conveyed to the discrimination part 12 by the conveyance path 17. FIG. Moreover, if the 10,000 yen banknote transaction mode is set to the old banknote collection mode, a banknote will be drawn out from the banknote storage cassette 14b, and will be conveyed by the conveyance path 17 to the discrimination part 12. FIG.

  Here, it is assumed that the 10,000 yen banknote transaction mode is the normal transaction mode, and five new 10,000 yen banknotes and five old 10,000 yen banknotes are fed from the banknote storage cassette 14a and conveyed to the discrimination unit 12. .

S4: The discriminating unit 12 discriminates the denomination, old and new, etc. of the sent banknote, detects the presence or absence of conveyance abnormality, counts the banknote with no conveyance abnormality and the denomination is determined, and the counting result The control unit 1 updates the new 10,000 yen banknote withdrawal number counter and the old 10,000 yen banknote withdrawal number counter.
That is, in this case, no abnormality is detected in the banknotes fed out from the banknote storage cassette 14a, and all of them are counted, and the new 10,000 yen banknote withdrawal number counter and the old 10,000 yen banknote withdrawal number counter each have five sheets. The number of bills “5” is added.

S5: The discriminated and counted banknotes are conveyed to the banknote deposit / withdrawal port 11 through the conveyance path 17 and accumulated.
S6: When 10 million yen banknotes are accumulated in the banknote deposit / withdrawal port 11, the shutter provided in the banknote deposit / withdrawal port 11 is opened and the banknote is paid out to the customer.

S7: The control unit 1 confirms whether or not the dispensed cassette is empty based on the output of an end sensor (not shown) provided in the dispensed cassette among the banknote storage cassettes 14a to 14d. If it is not, the withdrawal process is terminated. If it is empty, the process proceeds to the next S8. Here, the explanation is made assuming that the dispensed cassette is the banknote storage cassette 14a, and the banknote storage cassette 14a is empty. At this time, the value of the new 10,000 yen banknote withdrawal number counter is, for example, 4000, old 10,000 yen banknote. It is assumed that the value of the withdrawal number counter is 1000, for example.

S8: The control unit 1 refers to the new 10,000 yen bill withdrawal number counter and the old 10,000 yen bill withdrawal number counter to calculate the ratio of the withdrawal of the new 10,000 yen bill to the total number of withdrawals. In this case, the value of the new 10,000 yen banknote withdrawal number counter is 4000, and the value of the old 10,000 yen banknote withdrawal number counter is 1000. Therefore, the total withdrawal number of 10,000 yen banknotes is 5000. The percentage of new 10,000 yen banknotes withdrawn is 80%.

S9: The control unit 1 determines whether or not the calculated ratio of new ten thousand yen banknotes is equal to or greater than a specified (reference) value. And when the ratio of a new ten thousand yen banknote is less than a regulation value, the said withdrawal process is complete | finished, and when more than a regulation value, it progresses to following S10. Here, the above specified value is set in advance and stored in the storage unit 2, and when this specified value is set to 70%, for example, the percentage of the new 10,000 yen banknotes withdrawn is 80%. The process proceeds to the next S10.

S10: The control unit 1 sets the empty banknote storage cassette 14a as an old 10,000 yen banknote collection cassette for storing and collecting only the old 10,000 yen banknote, and changes the 10,000 yen banknote transaction mode from the normal transaction mode to the old banknote. Although the withdrawal process is terminated by switching to the collection mode, the 10,000 yen banknote is fed out from the banknote storage cassette 14b in the subsequent withdrawal transaction.
S11: The control unit 1 determines whether or not the selected transaction is a deposit. If the deposit is a deposit, the process proceeds to S12. If not, the process proceeds to S18.

S12: When the customer who has selected the deposit transaction takes in the customer card inserted from the card insertion return slot and reads the account information by the card / receipt handling unit 5, or reads the account information from the passbook inserted from the passbook insertion return slot The control unit 1 communicates with the host computer, sends account information to the host computer, and when the reply indicating that the transaction is possible is sent from the host computer, the control unit 1 opens the shutter of the banknote deposit / withdrawal port 11. , Let the customer insert the banknote. Here, it is assumed that the customer has inserted 10 new banknotes and 10 million old banknotes into the banknote deposit / withdrawal port 11 each.

S13: When a sensor (not shown) detects a bill inserted into the bill deposit / withdrawal port 11, the shutter is closed, and the bills are separated one by one by the separating means and conveyed to the discrimination unit 12.
S14: The discriminating unit 12 discriminates the denominations, new and old, etc. of the sent banknotes, detects the presence / absence of a conveyance abnormality, and counts the banknotes whose denomination is determined without any conveyance abnormality. Here, it is assumed that no abnormality in conveyance is detected in the banknotes and all the bills are counted.

S15: The discriminated and counted banknotes are conveyed to the temporary storage unit 13 by the conveyance path 17 and accumulated.
S16: The control unit 1 displays the counting result on the customer operation display unit 4 to prompt the customer for confirmation, and when the customer inputs the information to confirm the display content and approve the content, the control unit 1 discriminates the bill. The transaction mode stored in the storage unit 2 is confirmed according to the denomination of the banknote, and the banknote storage cassette 14a to the banknote of the temporary storage unit 13 is determined depending on whether the confirmed transaction mode is the normal transaction mode or the old banknote collection mode. 14d is sorted and stored.

  That is, here, since it is a deposit of 10,000 yen banknotes, it is confirmed whether the 10,000 yen banknote transaction mode is the normal transaction mode or the old banknote collection mode. In the case of the normal transaction mode, the 10,000 yen banknotes of the temporary storage unit 13 are fed out and passed through the discrimination unit 12, and transported and stored in the banknote storage cassette 14a by the transport path 17 regardless of whether the banknotes are new or old. When 14a becomes full, it is conveyed and stored in the banknote storage cassette 14b. When the 10,000 yen banknote transaction mode is the old banknote collection mode, the banknote of the temporary storage unit 13 is fed out and sent to the discrimination unit 12, and the 10,000 yen banknote discriminated from the old banknote by the discrimination unit 12 is old by the transport path 17. The bills are transported and stored in the bill storage cassette 14a set as a 10,000 yen bill collection cassette, and the 10,000 yen bills discriminated from the new bills are transported and stored in the bill storage cassette 14b by the transport path 17.

S17: The control unit 1 updates the new 10,000 yen banknote deposit number counter and the old 10,000 yen banknote count counter based on the counting result.
That is, the number of banknotes “10” is added to each of the new 10,000 yen banknote withdrawal number counter and the old 10,000 yen banknote withdrawal number counter, and the withdrawal process is terminated. Other selected transactions, for example, transactions such as balance inquiry and passbook entry are executed, and after the execution, the transaction processing is terminated.

  The above processing is an example of 10,000 yen banknotes, but the same processing can be performed for deposit and withdrawal of 1000 yen banknotes, in which case the 1000 yen banknote transaction mode is changed from the normal transaction mode to the old banknote. When the mode is switched to the collection mode, the banknote storage cassette 14c may be set as a thousand yen banknote collection cassette. In addition, when performing a transfer transaction using banknotes, deposits and withdrawals for change payments are performed. In this case, the same processing can be performed.

  As described above, in the first embodiment, when one banknote storage cassette is emptied due to repeated withdrawal of two banknote storage cassettes assigned to the same denomination, the total number of banknotes to be withdrawn. When the ratio of the number of new banknotes with respect to the banknote is calculated and the ratio exceeds the specified value, an empty banknote storage cassette is set as the old banknote collection cassette, Since the old banknotes stored in the banknotes are stored, the banknote storage cassette can be used effectively, and the banknote can be efficiently operated. Even when there are many cases, it is possible to avoid the situation that the operation of the apparatus or the deposit transaction is stopped, and the empty bill storage cassette is set as the old bill collection cassette. After, because it housed the old bill of the payment bill to the old bill recovery cassette, an effect that can cope with if you want to recover the old bill only be obtained.

Next, a second embodiment will be described. Since the configuration of the second embodiment is the same as that of the first embodiment, the operation will be described below.
FIG. 6 is a flowchart showing the operation of the second embodiment of the present invention. In S1 to S15, S17 and S18 are executed in the same manner as in the first embodiment, and the processing in S16 is different.

  That is, in the second embodiment, in S16, the control unit 1 displays the counting result on the customer operation display unit 4 to prompt the customer for confirmation, and inputs that the customer confirms the display content and approves the content. If it does, the control part 1 will confirm the transaction mode memorize | stored in the memory | storage part 2 according to the money type of the discriminated banknote, and will hold temporarily according to whether the confirmed transaction mode is a normal transaction mode or an old banknote collection mode. The banknotes of the section 13 are sorted and stored in the banknote storage cassettes 14a to 14d.

  Here, since it is a deposit of 10,000 yen banknotes, it is confirmed whether the 10,000 yen banknote transaction mode is the normal transaction mode or the old banknote collection mode. When the banknote storage cassette 14a is full, it is transported and stored in the banknote storage cassette 14b.

  When the 10,000 yen banknote transaction mode is the old banknote collection mode, the banknote of the temporary storage unit 13 is fed out and sent to the discrimination unit 12, and the 10,000 yen banknote discriminated from the new banknote by the discrimination unit 12 is transferred to the banking path 17. Although the 10,000 yen banknote discriminated from the old banknote is transported and stored in the storage cassette 14b, it is transported and stored in the banknote storage cassette 14a set as the old 10,000 yen banknote collection cassette by the transport path 17. When the cassette 14a is full, the control unit 1 refers to the thousand-yen bill transaction mode, the thousand-yen bill transaction mode is the old bill collection mode, and the bill storage cassette 14c set as the old thousand-yen bill collection cassette is If it is not full, the old 10,000 yen banknote is transported and stored in the banknote storage cassette 14c by the transport path 17.

However, when the banknote storage cassette 14c set as the old thousand yen banknote collection cassette is also full, or when the thousand yen banknote transaction mode is the normal transaction mode, the old 10,000 yen banknote is conveyed and stored in the banknote storage cassette 14b. To do.
In addition, although the above processing is an example of a 10,000 yen banknote, the same processing can be performed for depositing a 1000 yen banknote, and also when performing a bank transfer transaction, In this case, the same processing can be performed.

  As described above, in the second embodiment, the same effects as in the first embodiment can be obtained, and the following effects can also be obtained. That is, in the second embodiment, in the deposit process in the old banknote collection mode, when one banknote collection cassette of 10,000 yen and 1000 yen is full, when the other banknote collection cassette is not full, Since the old banknotes of full denominations are stored in the banknote collection cassette of the banknotes, the banknotes recovery cassettes can be used to collect old banknotes without stopping the deposit transaction of banknotes of full denominations. The effect that it becomes possible to store in is obtained.

Next, a third embodiment will be described. Since the configuration of the third embodiment is the same as that of the first embodiment, the operation will be described below.
FIG. 7 is a flowchart showing the operation of the third embodiment of the present invention. In this embodiment, the processes of S19 and S20 are added to the flow of withdrawal.

  That is, in S7, when it is confirmed that the banknote storage cassette withdrawn by the control unit 1 is empty, in the next S19, the control unit 1 stores the banknote transaction mode (10,000 yen banknote transaction) stored in the storage unit 2. Mode, thousand yen banknote transaction mode), it is determined whether or not the banknote transaction mode is set to the normal transaction mode, and if it is set to the normal transaction mode, the process proceeds to S8. If the old banknote collection mode is set, the process proceeds to S20 and the banknote transaction mode is switched to the normal transaction mode.

  That is, here, the bill transaction mode is set to the old bill collection mode, when the dispensed bill is a 10,000 yen bill, the bill is fed out from the bill storage cassette 14b. At this time, the banknote storage cassette 14a is operated as an old 10,000 yen banknote collection cassette, and switching the banknote transaction mode to the normal transaction mode means that the old 10,000 yen banknote in the banknote storage cassette 14a is withdrawn. It is to change so that it can be operated.

In this way, the banknote transaction mode is switched to the normal transaction mode, and the withdrawal transaction is terminated.
In addition, although said process has made a 10,000 yen banknote into an example, it can process similarly about a 1000 yen banknote.

  As described above, in the third embodiment, the same effects as in the first embodiment can be obtained, and the following effects can also be obtained. That is, in this 3rd Example, when banknote transaction mode is old banknote collection mode, when the banknote storage cassette which dispensed the banknote becomes empty, the banknote storage currently operate | used as an old 10,000 yen banknote collection cassette Since the banknote transaction mode is switched to the normal transaction mode so that the old 10,000 yen banknote in the cassette can be used for withdrawal, an effect that the banknote in the apparatus can be used more effectively is obtained.

  In the first to third embodiments described above, the banknote transaction mode is switched from the normal mode to the old banknote collection mode at the rate of withdrawal of new banknotes of the same denomination. The banknote transaction mode may be switched from the normal mode to the old banknote collection mode at the rate of withdrawal of the total new banknotes, and the banknote transaction mode is switched from the normal mode to the new banknote collection mode for collecting new banknotes. It is also possible to do.

  In the first to third embodiments described above, the automatic transaction apparatus capable of directly replenishing and collecting banknotes with respect to the banknote storage cassettes 14a to 14d has been illustrated and described. Even if it is an automatic transaction apparatus which replenishes and collects banknotes for 14d, it is possible to perform the same processing, and banknotes are not limited to Japanese banknotes, and even foreign banknotes are the same. It is possible to perform processing.

DESCRIPTION OF SYMBOLS 1 Control part 2 Memory | storage part 3 Personnel operation part 4 Customer operation display part 5 Card / receipt handling part 6 Passbook handling part 7 Banknote depositing / withdrawing machine 8 Coin depositing / withdrawing machine 11 Banknote depositing / withdrawing port 12 Discriminating part 13 Temporary holding part 14a-14d Banknote storage cassette 15 Forgotten banknote storage section 16 Damaged ticket storage cassette 17 Transport path

Claims (3)

The denomination of the banknote inserted into the banknote deposit / withdrawal port at the time of deposit transaction is discriminated by the discrimination unit, and the banknote is stored in the banknote storage cassette of the corresponding denomination according to the identified denomination. In an automatic transaction apparatus that pays out banknotes from a storage cassette, performs discrimination of denominations at the discrimination unit, counts for each denomination and pays from the banknote deposit / withdrawal port,
Two banknote storage cassettes are used to store banknotes of the same denomination, and the old banknotes and new banknotes with different designs are stored in the two banknote storage cassettes. Until the storage cassette is empty, use one of the banknote storage cassettes to make deposits and withdrawals,
When the one banknote storage cassette is empty, the ratio of new banknotes to the total number of withdrawals of the corresponding denomination is calculated, and when the calculated ratio is equal to or greater than a reference value, the empty banknote storage cassette is empty Is used as the old banknote collection cassette, the banknotes are withdrawn from the other banknote storage cassette in subsequent withdrawal transactions, and the old banknotes of the corresponding denomination are stored in the old banknote collection cassette in the deposit transaction, An automatic transaction apparatus for storing banknotes in the other banknote storage cassette. The automatic transaction apparatus according to claim 1,
After making two or more denominations and withdrawal transactions possible, and making each banknote empty cassette storage cassette into an old banknote collection cassette,
When the old banknote collection cassette of a certain denomination is full, if the old banknote collection cassette of another denomination is not full, the old banknote of the denomination corresponding to the full old banknote collection cassette is The automatic transaction apparatus is housed in an old banknote collection cassette of a denomination of money. The automatic transaction apparatus according to claim 1,
After each of the emptied banknote storage cassettes is used as an old banknote collection cassette, when the other banknote storage cassette is emptied, the old banknotes stored in the old banknote storage cassette are withdrawn. Automatic transaction equipment characterized by making money.

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