JP2995261B2 - Automatic transaction machine central processing system - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction machine centralized processing system for managing an automatic transaction machine such as a cash transaction machine installed in a financial institution such as a bank.

[0002]

2. Description of the Related Art FIG. 10 is an external perspective view showing a conventional automatic cash transaction apparatus. In the figure, 1 is a cash automatic transaction device, 2 is a bill depositing / dispensing device for depositing / dispensing bills in accordance with deposit / payment transactions, 3 is identification of a card inserted by a customer, printing of contents of the deposit / payment transaction, and the like. A card reader / writer unit 4 for processing, a passbook bookkeeping unit 4 for identification of a passbook inserted by a customer, printing of payment / payment transaction contents, and the like, and illustrations and characters for payment / payment amounts and operation guidance. Customer operation unit composed of a display unit for displaying
Displays the operation keys for inputting items and data corresponding to each transaction, the input data from the operation keys, the processing results, and the like, in order for the clerk to perform processing such as loading, replenishment, and recovery, thereby guiding the clerk operation. An internal operation unit 7 composed of a display unit is a control unit for controlling the operation of each of the above-described devices and performing various arithmetic processes.

FIG. 11 is a block diagram showing a connection form of each device in the conventional automatic cash transaction apparatus 1 described above.
The control unit 7 is connected to a customer operation unit 5, an internal operation unit 6, a banknote pay-in / pay-out device 2, a card reader / writer unit 3, and a passbook entry unit 4. The above-mentioned automatic teller machine has many functions in order to meet the needs of financial institutions (labor saving of business, improvement of customer service, etc.). explain.

FIG. 12 is an explanatory view showing the structure of a conventional banknote pay-in / pay-out device. In the figure, reference numeral 11 denotes a bill receiving / dispensing device 2
Is a customer service opening provided at the upper part of the front side of the front side for customers to insert and remove banknotes. Reference numeral 12 denotes a bill discriminating unit for discriminating and detecting the authenticity, correctness, front and back, denomination, running state, and the like of the fed bill. Reference numerals 13a and 13b denote a plurality of bill storage units provided for storing bills to be dispensed by denomination. Here, 13a stores a 10,000-yen bill and 13b stores a 1,000-yen bill.

[0005] Reference numeral 14 denotes a front / back arrangement mechanism for aligning, on the front side, a banknote determined as a back side as a result of discrimination by the banknote discriminating section 12, 15
Is a reject banknote storage unit for storing banknotes determined to be dispensable by the banknote discriminating unit 12, 16 is a banknote storage unit 13a,
13b, a bill for replenishing the bill and a bill storage unit 13a,
It is a replenishment and collection banknote storage unit for storing banknotes collected from 13b.

The banknote pay-in / pay-out device 2 is provided with independent motors (not shown) as power sources for separating, stacking, and transporting banknotes, and a power transmission mechanism is arranged in accordance with the motors. FIG. 13 to FIG. 16 are explanatory views showing the flow of banknotes at each processing in the above-mentioned conventional banknote pay-in / pay-out device, and the conventional operation will be described below. FIG.
3 is a deposit transaction, FIG. 14 is a withdrawal transaction, and FIG.
FIG. 16 shows a loading operation and a collecting operation.

First, a description will be given of a deposit transaction. When a deposit transaction key is pressed by a customer and a card is inserted into a card slot or a passbook passbook, communication is performed between the automatic teller machine and the sensor. When it is confirmed that there is no problem, the control unit 7 transmits a command for starting a depositing process to the banknote depositing / dispensing apparatus 2. When the banknote pay-in / pay-out device 2 receives the command to start the payment processing, the banknote pay-in / pay-out device 2 switches the internal state to the payment mode and waits for the customer to set the banknote.

When it is detected that the customer has set a bill, the customer service port 11 is closed and a response to the sense command transmitted periodically from the control unit 7 is added with information on the presence of a bill opening bill. Returns a message (hereinafter referred to as a response). Next, the control unit 7 transmits a deposit counting command, and instructs counting of bills set in the deposit and withdrawal port.

[0009] Hereinafter, a deposit processing procedure in the bill receiving / dispensing apparatus 2 will be described with reference to FIG. As shown in FIG. 13, after the bills are set in the service opening 11, the shutter of the service opening 11 is closed, the set bills are separated one by one and taken into the apparatus, and the bills are discriminated by the traveling path to the bill validating section 12. Send in. The bill discriminating section 12 sequentially detects bills that have been conveyed, authenticity discrimination, fitness judgment, and traveling state, and sends the bills backward.

After the bill discriminating section 12 determines that the bill is a counterfeit bill or a transport abnormal ticket, the bill is transported to the front and back sorting mechanism 14 and then
Send it to the customer service port 11. The bill sent to the customer service opening 11 is a so-called deposit reject bill. In addition, the banknote that has been determined as a genuine bill by the banknote discriminating unit 12 is sent to the banknote storing unit 13a or the banknote storing unit 13b for each denomination. At this time, the banknotes are accumulated in a temporary holding unit (not shown) of the banknote storage unit 13.

When the processing for counting the number of bills set by the customer in the customer service opening 11 is completed by the above operation, the bill depositing / dispensing apparatus 2 returns a response indicating the completion of the counting of bills to the control unit 7, and as the data thereof, The number counted for each denomination is added separately to the recycle banknotes and the non-recycle banknotes. The control unit 7 receives this data, calculates the amount of the denomination and the total amount, displays the amount on a display for customer operation (not shown), and counts this data as a deposit count.
Remember.

When the customer checks the amount shown on the display (not shown) and presses a confirmation button (not shown),
The banknote pay-in / pay-out device 2 stores the banknotes accumulated in the temporary holding section in the banknote storage section 13, whereby the payment transaction processing ends. Next, the withdrawal transaction will be described. The customer presses the withdrawal transaction key, inserts the card into the card slot, and enters a password.

The control unit 7 transmits a command for starting a dispensing process to the bill receiving / dispensing device 2. When receiving the command to start dispensing, the banknote pay-in / pay-out device 2 switches the internal state to the dispensing mode and waits for instructions on the denomination and the number of bills to be discharged. When the customer inputs, for example, a money amount of 50,000 thousand, it is first determined whether or not the bill storage units 13a and 13b have detected the bill end. If either one of them detects the end of the bill, it sends back a response with data indicating that withdrawal is impossible.

If the end of the bill is not detected, assuming that the instruction of the number of dispensed money is m-million-note and n-thousand-yen note, m bills are fed out from the bill storage section 13a. The fed banknote travels along the path indicated by the arrow in FIG. 14 and is sent to the banknote discriminating unit 12 via the transport path. The bill discriminating section 12 discriminates between front and back and whether the bill is correct or not, and sends the bill to the front and back sorting mechanism 14 if the bill is as specified.

The front and back sorting mechanism 14 sorts the front and back sheets one by one according to the front and back judgment result of the bill discriminating section 12, and sends the sheets to the customer service opening 11. The bill discriminated by the bill discriminating section 12 from the abnormal conveyance ticket is sent to the reject bill storing section 15 as a withdrawal reject bill. Until the required number of sheets is accumulated in the front and back sorting mechanism 14, the dispensing, discrimination and accumulation of the ten thousand yen ticket are repeated.

When the dispensing of the ten thousand yen note is completed, next, the dispensing of n thousand yen notes from the bill storage part 13b is similarly performed. In this way, the designated banknotes are
When it is sent to 1, the shutter of the customer service opening 11 is opened, and after delivering the bill to the customer, the shutter is closed. Control unit 7
When the dispensing of the designated number from is completed, a response of completion is returned, and the released denomination and its number are added as the data. The control unit receives this and counts it as the number of dispensed money, whereby the dispensing transaction processing ends.

Next, the replenishment operation will be described. When the staff member presses the refill key with the operation key of the internal operation unit 6,
In response to the input, the control unit 7 transmits a command for instructing the banknote pay-in / pay-out device 2 to perform a replenishment start operation. When receiving the command to start the replenishment operation, the banknote pay-in / pay-out device 2 switches the internal state to the replenishment mode, and indicates that the replenishment / collection banknote storage unit 16 has not detected the bill end, that is, the bill to be replenished is set in advance. Make sure that

When the bill end is detected, a response is returned with data indicating that the bill is inoperative, and a response is returned. This process is stopped. When it is confirmed that the bill end is not detected, a replenishment operation is started. . Hereinafter, the operation of the banknote pay-in / pay-out device 2 during the replenishment operation will be described with reference to FIG. The banknotes set in the replenishment / collection banknote storage unit 16 are fed out one by one, and travel along the path indicated by the arrow in FIG. The bill discriminating section 12 sequentially detects the authenticity of bills that have been sent, discriminates whether the bill is correct or not, and detects the traveling state.
The banknote that has been processed is sent backward.

The bill discriminated by the bill discriminating section 12 as a bill of 1,000 yen which can be loaded for withdrawal is sent to and stored in the bill storing section 13b. Further, the banknotes which are determined to be bills which can be loaded for dispensing with a genuine ten thousand note are sent to and stored in the banknote storage unit 13a.
Note that the banknotes discriminated from the banknote discriminating unit 12 as non-payable tickets are returned to the replenishment / collection banknote storage unit 16.

The banknote pay-in / pay-out device 2 returns a replenishment completion response to the control unit 7 and adds the number of sheets loaded for each denomination as data thereof, thereby ending the replenishment operation processing. Next, the loading operation will be described. When the bank employee collects the banknotes set from the original side in the replenishment / collection banknote storage unit 16 and presses the loading key with the operation key of the internal operation unit 6 before starting the work, the control unit 7 receives this input. And sends a command to the banknote pay-in / pay-out device 2 to start the loading operation.

Upon receipt of the loading operation start command, the banknote pay-in / pay-out device 2 switches the internal state in the same manner as in the replenishment mode, and thereafter performs the loading operation in the same procedure as the replenishment operation described above. Next, the collecting operation will be described. When the employee presses the collection key with the operation key of the internal operation unit 6, the control unit 7 receives this input and transmits a command for instructing the banknote pay-in / pay-out device 2 to start a collection operation.

When the banknote depositing / dispensing apparatus 2 receives the command for starting the collection operation, the internal state is switched to the collection mode, and all the banknote storage units 13a and 13b do not detect the banknote end, that is, the banknotes to be collected. Is the bill storage unit 1
Confirm that it exists in either 3a or 13b. Here, when all of the bill storage units 13a and 13b detect the bill end, a response is returned with data indicating that operation is not possible, and the process is stopped.

When it is confirmed that the end of the bill is not detected in any one of the bill storing sections, the collecting operation is started. Hereinafter, the operation of the banknote pay-in / pay-out device during the collection operation will be described with reference to FIG. First, the banknotes stored in the banknote storage unit 13a are sequentially fed out one by one, and the banknotes are fed to the banknote discriminating unit 12 by traveling along a path indicated by an arrow in FIG.

The bill discriminating section 12 successively discriminates the fed bills from the authenticity and detects the running state, and then sends the bills backward. As a result of the discrimination by the bill discriminating unit 12, the banknote in which a running abnormality such as a heavy running or a skew is detected is sent to the reject bill storing unit 15. The banknotes that are normal as a result of the discrimination are sent to the replenishment / collection banknote storage unit 16 and are sequentially accumulated.

When both of the bill storage sections 13a detect the bill end, the stored bills are fed out from the bill storage section 13b. Also in this case, as described above, as a result of the discrimination in the bill discriminating unit 12, the banknote in which a running abnormality such as a heavy running or a skew is detected is sent to the reject banknote storing unit 15, and the banknote that is normal as a result of the discrimination is The bills are sent to the replenishment / collection bill storage unit 16 and are sequentially accumulated.

As described above, the bills in the bill storage units 13a and 13b are accumulated while counting them in the replenishment / collection bill storage unit 16 in the order of ten thousand yen and one thousand yen. As described above, the collecting operation is performed until all of the bill storage units 13a and 13b detect the bill end, and when the last bill reaches the replenished collected bill storage unit 16, the transport operation by each transport path is also stopped.

The banknote pay-in / pay-out device 2 having completed the above processing
Returns a response indicating the end of collection, and adds the counted number of sheets collected for each denomination as its data. In response to this, the control unit 7 counts and stores this as the number of collected sheets, and ends the collecting operation processing.

[0028]

However, in the above-described automatic transaction apparatus, since the banknote pay-in / pay-out device is provided with banknote replenishment and collection functions which do not function at the time of deposit / withdrawal transaction operation, the cost is high. Has become. Here, as a recent trend, the number of financial institutions that install a plurality of automatic transaction devices in one store is increasing, so that if the cost per automatic transaction device is high, the cost in one store will be extremely high. There is.

The present invention has been made in order to solve such a problem, and an automatic transaction apparatus is constituted by a minimum necessary function, and a function which is not frequently used can be shared by a plurality of automatic transaction apparatuses. Accordingly, an object of the present invention is to provide an automatic transaction machine centralized processing system capable of reducing the cost of the automatic transaction device alone and the entire system.

[0030]

In order to achieve this object, the present invention provides a plurality of automatic teller machines having a function of exchanging bills with a customer and processing by each automatic teller machine.
A replenishment function that stores bills and can be moved to an automated teller machine where replenishment or collection of bills should be performed among multiple automated teller machines, and sends stored bills to the automated teller machine; a centralized machine having a collection operation function for storing bills sent into the machine, replenishment of bills recovered to determine the automatic transaction machine to be performed, by moving the concentrating machine up to the appropriate automated transaction machines, the banknote A centralized control unit for performing replenishment and collection, and a connection between the centralized machine and the automatic transaction machine
And a delivery mechanism for delivering bills.
Mechanism transports banknotes between the centralized machine and the automated teller machine
A connection guide connected to the connection guide;
A transport guide that accepts bills from the id and transports them inside
When the centralized machine is moved, the movement of the centralized machine is hindered.
Relocate the connection guide to a position where it does not
When it is in the position corresponding to the desired automatic transaction machine,
Drive to move the guide to a position where it is connected to the transport guide
Means, and the leading end of the transport guide is connected to the
It is characterized in that it is configured to spread toward the guide .

In the present invention, the connection guide
May be constituted by a guide plate for guiding bills .

[0032]

According to the present invention having the above-described structure, the operation of replenishing or collecting banknotes in response to a signal indicating a banknote request, a banknote shortage, or a banknote excess sent from an automatic teller machine is performed. When necessary, the centralized machine moves to a position corresponding to the relevant automatic transaction machine. Then, the centralized machine and the automatic transaction machine are connected by the connection guide , and in the case of a replenishment operation, the bills fed from the centralized machine are sent to the automatic transaction machine,
In the case of a collecting operation, bills fed from the automatic transaction machine are sent to the centralized machine.

[0033]

An embodiment will be described below with reference to the drawings. FIG. 1 is an explanatory diagram showing a main configuration of an automatic transaction machine centralized processing system according to an embodiment of the present invention, and FIG. 2 is a perspective view showing an entire configuration of the automatic transaction machine centralized processing system of this embodiment shown in FIG. is there.

In the figure, reference numeral 21 denotes an automatic transaction apparatus, in which a plurality of automatic transaction apparatuses 21 are arranged side by side with their back sides aligned. Here, FIG. 3 is a block diagram of the automatic transaction apparatus, 22 is a banknote depositing / dispensing apparatus for depositing / dispensing banknotes in accordance with depositing / dispensing transactions, 23 is identification of a card inserted by a customer, depositing on journal paper. / Card reader / writer unit that performs processing such as printing the contents of withdrawal transactions, 24
Reference numeral 25 denotes a passbook entry unit for performing processing such as identification of the passbook inserted by the customer and printing of the contents of deposit / withdrawal transactions into the passbook. Reference numeral 25 denotes a display for displaying deposit / withdrawal amounts and illustrations and characters for operation guidance. Operation keys 26, operation keys for inputting items and data corresponding to each operation, input data from the operation keys, processing results, etc., in order for the staff to perform processing such as loading, replenishment, and collection. , An internal operation unit comprising a display unit for guiding staff operation, 27
Is a control unit which is connected to each of the above devices and controls the operation of each device and performs various arithmetic processing.

Returning to FIGS. 1 and 2, reference numeral 28 denotes the automatic transaction device 2
A centralized machine 29 located behind the centralized machine 1 is provided in the centralized machine 28 and has a function of replenishing, collecting, and loading banknotes to the banknote depositing / dispensing device 22.
Reference numeral 30 denotes a rail disposed behind the automatic transaction apparatus 21 along the direction in which the automatic transaction apparatus 21 is arranged. Reference numeral 31 denotes a wheel mounted on the rail 30 and a mechanism for driving the wheel. Self-propelled mechanism,
Is movable behind and along the automatic transaction apparatus 21.

In addition to the banknote replenishing and collecting device 29 described above, the concentrating machine 28 has a passbook replenishing function having a function for replenishing a new passbook and retrieving a forgotten passbook with respect to the passbook entry unit 24. A collection device, a card replenishment and collection device having a function of replenishing a new card to the card reader / writer unit 23 and collecting a card left behind, and a replenishment of journal paper to the card reader / writer unit 23. Alternatively, a journal sheet replenishment and recovery device having a function for performing the recovery may be mounted.

Next, the configuration of the banknote depositing / dispensing device 22 of the automatic transaction apparatus 21 and the configuration of the banknote replenishing and collecting device 29 of the concentrator 28 will be described with reference to FIG.
First, the configuration of the banknote depositing / dispensing apparatus 22 will be described. A customer service opening 32 is provided at the upper front of the banknote depositing / dispensing apparatus 22.
It is for the customer to put in and take out bills. Reference numeral 33 denotes a bill discriminating section for discriminating and detecting the authenticity, correctness, front and back, denomination, running state, and the like of the fed bill.

Reference numerals 34a and 34b denote a plurality of bill storage units provided for storing bills to be dispensed according to their denominations. Here, a multi-yen bill is stored in 34a, and a thousand-yen bill is stored in 34b.
The bill storage units 34a and 34b are provided with a plurality of sensors (not shown) for detecting bills, and the control unit 27 of the automatic transaction apparatus 21 outputs the bills in the bill storage units 34a and 34b from the outputs of the sensors. An excess or deficiency is determined, and a bill full signal or a bill end signal, which is a signal for starting a refilling operation or a collecting operation described later, is output.

Reference numeral 35 denotes a reject bill storage unit for storing bills determined to be dispensable by the bill validator 33. 3
6a is a bill inlet / outlet provided on the back of the automatic transaction apparatus 21, and 36b is a bill entrance / exit 36 on the automatic transaction apparatus 21 side.
A bill insertion / exit port 36c provided on the front face of the concentrator 28 in opposition to a is a transfer mechanism for connecting the bill entrance / exit 36a on the automatic transaction apparatus 21 side and the bill entrance / exit 36b on the concentrator 28 side. A replenishment bill delivery unit 36 that replenishes and delivers the loaded bills between the bill depositing / dispensing device 22 and the bill replenishment and collection device 29 from the exit and the delivery mechanism.

37a is a bill inlet / outlet provided on the back of the automatic transaction apparatus 21, 37b is a bill inlet / outlet provided on the front face of the concentrator 28 in opposition to the bill inlet / outlet 37a on the automatic transaction apparatus 21 side, 37c Is a transfer mechanism that connects the bill inlet / outlet 37a on the automatic transaction apparatus 21 side and the bill inlet / outlet 37b on the concentrator 28, and between the bill inlet / outlet and the transfer mechanism between the bill depositing / dispensing apparatus 22 and the bill replenishment and recovery apparatus 29. A collected banknote transfer section 37 for transferring the collected banknotes is configured.

Each of the above-mentioned components is connected by a bill transport path, and an independent motor (not shown) is mounted as a power source for separating, stacking and transporting bills in each element. And a power transmission mechanism is arranged accordingly. Next, the configuration of the bill replenishing and collecting device 29 will be described. Reference numeral 38 denotes a simple bill discriminating unit that discriminates and detects whether the fed bill is damaged, front and back, running state, and the like.
Reference numeral 39 denotes a front / back arrangement mechanism for aligning a banknote determined to be the back side as a front side as a result of the discrimination by the simple banknote discrimination unit 38, 40a, 40
b is a replenishment / collection banknote storage unit provided for storing replenishment banknotes and collected banknotes by denomination, and 41 is a rejection banknote storing a banknote determined to be unrefillable by the simple banknote discriminating unit 38. In the storage unit, each of the above-mentioned components is connected by a paper money transport path, and a roller is provided as a mechanism for feeding, separating, accumulating, and transporting the paper money in each element. Although not shown, independent motors are mounted, and a power transmission mechanism is arranged in accordance with the motors. The banknote pay-in / pay-out device 22 and the banknote replenishment / recovery device 29 are connected by a replenishment banknote transfer section 36 and a recovered banknote transfer section 37, and transfer of banknotes is performed.

Although not shown, the passbook replenishment and recovery device described above includes a storage portion for a new passbook and a storage portion for a passbook that has been forgotten, a mechanism for paying out, separating, accumulating, and transporting the passbook, and an automatic transaction device. A passbook transfer unit is provided for exchanging passbooks with the 21 passbook entry units 24. The card replenishment and recovery device includes a new card storage unit, a forgotten card storage unit, a mechanism for feeding out, separating, stacking, and transporting cards, and a card reader / writer unit 23 of the automatic transaction apparatus 21. It has a passbook delivery unit for exchanging cards between them. Further, the journal paper replenishing and collecting apparatus includes a storage section for new journal paper and a storage section for used journal paper, a mechanism for feeding, separating, stacking, and transporting journal paper, and a card reader / writer of the automatic transaction apparatus 21. A passbook delivery unit for exchanging journal paper with the unit 23;

FIG. 4 is an explanatory diagram showing the main components of the above-described replenishment bill delivery section 36 and the recovered bill delivery section 37. FIG. 4 illustrates the replenishment bill transfer unit 36. Reference numeral 51 denotes a pair of upper and lower banknote transport belts provided in the banknote pay-in / pay-out device 22, reference numeral 52 denotes a pulley on which the banknote transport belt 51 is hung, and reference numeral 53 denotes a banknote transport guide for guiding banknotes sandwiched between the banknote transport belts 51. Thus, the bill is sandwiched between the bill transport belts 51, and is transported along the bill transport guide 53 by the rotation of the pulley 52.

Reference numeral 54 denotes a pair of upper and lower banknote transport belts provided in the banknote replenishment and collection device 29, reference numeral 55 denotes a pulley on which the banknote transport belt 54 is hung, and reference numeral 56 guides the banknotes sandwiched between the banknote transport belts 54. The bill is nipped between the bill transport belts 54 by the bill transport guide, and is transported along the bill transport guide 56 as the pulley 55 rotates. 5
7 connects the bill transport guide 53 on the bill depositing / dispensing device 22 side and the bill transport guide 56 on the bill replenishment and collection device 29 side, and constitutes a delivery mechanism 36c between the automatic transaction device 21 and the concentrator 29. The connection guide 57 is provided on the banknote replenishment and recovery device 29 side, and is connected to the banknote transport belt 5.
4 and is supported so as to be movable in the same horizontal direction as the bill transport direction along the bill transport guide 56.

Reference numeral 58 denotes a solenoid provided on the banknote replenishment and recovery device 29 for moving the connection guide 57.
Is a link for transmitting the driving force of the solenoid 58 to the connection guide 57. The link 59 is rotatable about a fulcrum 59a. By driving the solenoid 58, the link 59 is rotated about the fulcrum 59a. Accordingly, the connection guide 57 moves in the horizontal direction.

Here, the bill transport guide 53 of the bill depositing / dispensing device 22 and the bill transport guide 56 of the bill replenishment and collection device 29.
And the centralized machine 28 is located behind the automatic transaction apparatus 21, the bill transport guide 53
And the bill transport guide 56 are opposed to each other, and at this time, FIG.
By driving the solenoid 58 and sucking the movable core in the direction of the arrow as shown in FIG. 5, the connection guide 57 moves in the direction of the arrow a, and the connection guide 57 is connected to the bill transport guide 53.
Thereby, the bill transport guide 53 and the bill transport guide 56 are connected via the connection guide 57, and the bill can be transported between the bill depositing / dispensing device 22 and the bill replenishment and recovery device 29. Note that, in the replenishment bill transfer section 36, FIG.
As shown in the figure, the bill is inserted from the bill replenishment and recovery device 29.
Since it is sent to the dispensing device 22, the space between the connection guides 57 is
The bill transported by the bill transport guide 53 will be received.
You. Then, the tip of the bill transport guide 53 serving as the receiving side
The shape of the end portion is widened toward the connection guide 57.
It is configured as follows.

Further, the driving of the solenoid 58 is stopped from the above state, and the movable core is sucked in the direction of the arrow by the force of a spring as shown in FIG.
7 moves in the direction of arrow b, and the connecting guide 57
The centralized machine 28 can be moved on the rail 30 by the self-propelled mechanism 31 by retreating into the bill replenishing and collecting device 29 so as not to hinder the movement of the centralized machine 8.

Although the replenishment banknote transfer section 36 has been described with reference to FIG.
4, the connection guide is provided on the banknote pay-in / pay-out device 22 side, and is the same horizontal direction as the banknote transport direction along the banknote transport guide by the banknote transport belt of the banknote pay-in / payout device 22 side. It is movably supported. A solenoid and a link for moving the connection guide are also provided in the banknote pay-in / pay-out device 22, and the collection / delivery unit 3
7, the height of the bill transport guide on the bill receiving / dispensing device 22 side and the height of the bill transport guide on the bill replenishment / recovery device 29 side match.
, The bill depositing / dispensing device 22 and the bill refilling / recovering device 29 face each other, and the banknote depositing / dispensing device 22 and the bill refilling / recovering device 29 are moved by driving the solenoid to move the connection guide. Between the bills. In addition, the driving of the solenoid is stopped from the above state, and the connection guide is moved into the banknote pay-in / pay-out device 22 by, for example, moving the connection guide by the force of a spring. It can be moved up.

FIG. 5 is a block diagram of the automatic transaction machine centralized processing system as a whole. A plurality of automatic transaction apparatuses 21 and a centralized machine 28 are connected to a centralized control unit 61.
Monitor and control the operation of the automatic transaction apparatus 21 and the centralized machine 28. Reference numeral 62 denotes a centralized operation unit. When a bank employee operates the centralized operation unit 62, replenishment, loading, and collection of bills by the centralized machine 21 are performed.

FIGS. 6 to 9 are explanatory views showing the flow of banknotes at the time of each processing in the automatic transaction machine central processing system of the present embodiment described above. The conventional operation will be described below. FIG.
7 shows a deposit transaction, FIG. 7 shows a dispensing transaction, FIG. 8 shows a replenishment and loading operation, and FIG. 9 shows a collection operation. To begin with, from the receipt transaction, the customer presses the receipt transaction key,
When the card is inserted into the card slot or passbook passbook slot, communication is performed between the automatic teller machine and the center. When it is confirmed that there is no problem, the control unit 27 sends the bill to the banknote depositing / dispensing device 22. Send the deposit processing start command.

When the banknote depositing / dispensing apparatus 22 receives the command for starting the depositing process, it switches the internal state to the depositing mode and waits for the customer to set the bill. When it is detected that the customer has set a bill, the customer service opening 32 is closed, and a response message (hereinafter, referred to as the following) is added to the state sense command which is periodically transmitted from the control unit 27 to the information indicating that the deposit mouth bill is present. Response).

Next, the control section 27 transmits a deposit counting command, and instructs counting of bills set in the deposit and withdrawal port.
Hereinafter, a processing procedure in the banknote pay-in / pay-out device 22 will be described with reference to FIG. After the bills are set in the customer service port 32 as shown in FIG. 6, the shutter of the customer service port 32 is closed, and the set bills are separated one by one and taken into the apparatus.
The paper is sent to the bill validator 33 via the traveling path.

The bill discriminating section 33 successively discriminates the conveyed bills from the authenticity, discriminates the damage and detects the traveling state, and sends the bills backward. The banknote discriminating unit 33 determines that the banknote is a counterfeit or abnormal transported ticket and sends it to the customer service opening 32. In addition, this service opening 3
The bill sent to 2 is a so-called deposit reject bill.

The banknotes judged to be genuine by the banknote discriminating section 33 are stored in the banknote storing section 34a or the banknote storing section 3 depending on the denomination.
4b. At this time, the bills are stored in the bill storage units 34a,
The information is accumulated in a temporary storage unit 34b (not shown). When the payment counting process for the banknotes set by the customer in the customer service port 32 is completed by the above operation, the banknote pay-in / pay-out device 22 controls the control unit 27.
Then, a response indicating that the counting of payment has been completed is returned to the server, and as the data, the number counted for each denomination is separately added to the recirculated banknotes and the non-recycleable banknotes.

The control unit 27 receives this data, calculates the amount of money for each denomination and the total amount, displays it on a display for customer operation (not shown), counts this data as a deposit count, and stores it. . When the customer checks the amount displayed on the display (not shown) and presses a confirmation button (not shown), the banknote depositing / dispensing device 22 stores the banknotes accumulated in the temporary holding unit in the banknote storage units 34a and 34b, thereby Then, the payment transaction processing ends.

Next, the dispensing transaction will be described. The customer presses the withdrawal transaction key, inserts the card into the card slot, and enters a password. The control unit 27 transmits a command for starting the dispensing process to the bill receiving / dispensing device 22. When receiving the command to start dispensing, the banknote depositing / dispensing device 22 switches the internal state to the dispensing mode, and waits for an instruction on the denomination and the number of bills to be discharged.

When a customer inputs, for example, a money amount of 50,000 thousand, it is first determined whether or not the bill storage units 34a and 34b have detected the bill end. If either one of them detects the end of the bill, it sends back a response with data indicating that withdrawal is impossible. If the end of the bill is not detected, assuming that the instruction of the number of dispensed money is m-million-yen ticket n-m-th, m-million-yen bills are fed out from the bill storage section 34a. The fed-out banknote travels along a path indicated by an arrow in FIG. 7 and is sent to the banknote discriminating unit 33 via a transport path.

The bill discriminating section 33 discriminates the front and back sides and whether the bill is correct or not, and sends the bill to the customer service opening 32 if the bill is as specified. The bill discriminated by the bill discriminating unit 33 from the abnormal transport ticket is sent to the reject bill storage unit 35 as a withdrawal reject bill. Until the required number is accumulated in the customer service port 32, the dispensing, discrimination and accumulation of the ten thousand yen ticket are repeated.

When the dispensing of the ten thousand yen note is completed, next, the dispensing of n thousand yen notes from the bill storage part 34b is performed in the same manner. In this way, the designated bill is inserted into the customer service opening 3
When it is sent to 2, the shutter of the customer service port 32 is opened, and after delivering the bill to the customer, the shutter is closed. Control unit 2
When the dispensing of the designated number from 7 is completed, a response of completion is returned, and the released denomination and the number are added as the data. The control unit receives this and counts it as the number of dispensed money, whereby the dispensing transaction processing ends.

Next, the replenishment operation will be described. When the attendant presses a replenishment key among the operation keys of the centralized operation unit 62, the centralized control unit 61 receives the input, and instructs the predetermined automatic transaction apparatus 21 and the centralized machine 28 to start the replenishment operation. Send Upon receiving this, the concentrator 28 operates the self-propelled mechanism 31 to move on the rail 30 and move to a fixed position on the back of the automatic transaction apparatus 21 where the banknotes are to be replenished. To the replenishment operation. On the other hand, the automatic transaction apparatus 21 transmits a command for instructing the banknote depositing / dispensing apparatus 22 to start a replenishing operation.

When receiving the command to start the replenishment operation, the banknote deposit / withdrawal device 22 switches the internal state to the replenishment mode and stands by.
It is confirmed that 0a and 40b do not detect the bill end, that is, that bills to be replenished are set in advance. Note that the replenishment and collection banknote storage units 40a, 40
If either one of b is detected as a bill end, a response is returned with inoperable data added, and this processing is stopped.

When it is confirmed that neither the replenishment / collection bill storage units 40a and 40b detect the bill end, the replenishment operation is started. Hereinafter, the operations of the banknote pay-in / pay-out device 22 and the banknote replenishment / recovery device 29 during the replenishment operation will be described with reference to FIG. First, when the concentrator 28 is located behind the automatic transaction apparatus 21, the banknote transport guide 53 and the banknote transport guide 56 are opposed to each other in the replenishment banknote transfer section 36 as described with reference to FIG. Is driven to move the connection guide 57 in the direction of the arrow a, whereby the banknote transport guide 53 and the banknote transport guide 56 are connected, and the banknote can be transported between the banknote depositing / dispensing device 22 and the banknote replenishment / recovery device 29. Becomes

Then, the replenished and collected bill storage units 40a, 40
The banknotes set in b are fed out one by one, and travel along the path indicated by the arrow in FIG. The simple banknote discriminating section 38 sequentially discriminates the front and back of the fed banknotes, detects the traveling state, and detects the front and back sorting mechanism 3.
Send to 9. In the front and back sorting mechanism 39, the front and back are sorted based on the front and back discrimination result of the simple banknote discriminating unit 38, and the banknote is sent from the replenishment banknote transfer unit 36 to the banknote depositing / dispensing device 22. Note that the banknotes determined to be running abnormally by the simple banknote discriminating section 38 are sent to the reject reject banknote storage section 41 without being sent to the banknote depositing / dispensing device 22.

As described above, the bills fed from the bill replenishment and collection device 29 to the bill depositing and dispensing device 22 travel in the bill depositing and dispensing device 22 along the path indicated by the arrow, and the bill discriminating unit 3
It is sent to 3. The bill discriminating section 33 sequentially detects the authenticity of bills sent, discriminates whether the bill is correct or not, and detects the traveling state.
The banknote that has been processed is sent backward. Bill validator 33
The banknote determined to be a genuine 1,000-yen banknote that can be loaded for withdrawal is sent to and stored in the banknote storage unit 34b.

The banknotes which are determined to be bills which can be loaded for withdrawal in a genuine ten thousand note banknote are stored in the banknote storage section 34a.
Is sent and stored. When the replenishment of the desired number of banknotes is completed, when the banknote storage units 34a and 34b are full, or when there are no more banknotes to be replenished in the replenishment and collection banknote storage units 40a and 40b, the banknote pay-in / pay-out device 22 is used.
Returns a replenishment end response to the automated teller machine 21,
As the data, the replenished counted number for each denomination is added. In addition, the concentrator 28 is provided with the replenishment and collection bill storage units 40a,
0b is stopped, the solenoid 58 is driven to move the connection guide 57 in the direction of arrow b, so that the connection guide 57 is retracted into the banknote replenishment and collection device 29, and the banknote deposit / withdrawal device 22 side The banknote transport guide 53 and the banknote transport guide 56 on the banknote replenishment / recovery device 29 side are separated, and the concentrator 28 is made movable.

When the replenishment operation has been completed, the centralized control section 61 moves the centralized unit 28 to the home position and, if necessary, further moves the centralized unit 28 to replenish another banknote. It stops at a fixed position on the back of the device 21 or the automatic transaction device 21 where the collecting operation to be described later is to be performed, and performs the above-described replenishing operation or the collecting operation to be described later.

Next, the loading operation will be described. When the banker stores the banknotes set from the original side in the replenishment / collection banknote storage units 40a and 40b of the centralized machine 28 before starting the business and presses the loading key with the operation keys of the centralized operation unit 62, the centralized control unit 61 In response to this input, a command to start the loading operation is transmitted to the automatic transaction apparatus 21 and the concentration machine 28.

Upon receiving this, the concentrator 28 operates the self-propelled mechanism 31 to move by itself on the rail 30 and stops at a fixed position on the back of the automatic transaction apparatus 21 in which bills are to be loaded.
A command to start the loading operation is transmitted to the banknote replenishment / recovery device 29. On the other hand, the automatic transaction apparatus 21 transmits a command instructing the start of the loading operation to the banknote depositing / dispensing apparatus 22, and thereafter performs the loading operation in the same procedure as the above-described replenishing operation.

Next, the collecting operation will be described. When the attendant presses a collection key among the operation keys of the centralized operation unit 62, the centralized control unit 61 receives this input, and instructs the predetermined automatic transaction apparatus 21 and the centralized machine 28 to start a collection operation. Send Upon receiving this, the concentrator 28 activates the self-propelled mechanism 31 to move by itself on the rail 30, stops at a fixed position on the back of the automatic transaction device 21 from which bills are to be collected, and outputs the bill replenishment and collection device 29. A command to start the collection operation. On the other hand, the automatic transaction device 21
Transmits a command instructing the banknote pay-in / pay-out device 22 to start a collection operation.

When the banknote depositing / dispensing device 22 receives the command for starting the collection operation, the banknote depositing / dispensing device 22 switches the internal state to the collection mode and waits, and all of the banknote storage units 34a and 34b have not detected the end of the banknote. It is confirmed that a bill to be present is present in one of the bill storage units 34a and 34b. Here, when all the bill storage units 34a and 34b detect the bill end, a response is returned with data indicating that operation is not possible, and this process is stopped.

When it is confirmed that the end of the bill is not detected in any one of the bill storage units, the collecting operation is started. Hereinafter, the banknote depositing / dispensing device 22 during the collection operation,
The operation of the bill replenishment and collection device 29 will be described with reference to FIG.
First, when the concentrator 28 is located behind the automatic transaction device 21, the bill receiving / paying device 22 is
The bill transport guide on the side of the banknote and the bill transport guide on the side of the banknote replenishment and collection device 29 are opposed to each other.
The banknote can be transported between the banknote 2 and the banknote replenishment and recovery device 29.

Then, first, the bills stored in the bill storage section 34a are sequentially fed out one by one, and the bills are fed to the bill discriminating section 33 by traveling along the path indicated by the arrow in FIG. The bill discriminating section 33 successively discriminates the fed bills and detects the traveling state, and then sends the bills backward. As a result of the discrimination by the bill discriminating section 33, the banknote in which a running abnormality such as a heavy running or a skew is detected is sent to the rejected banknote storage section 35 without being sent to the banknote replenishing and collecting apparatus 29.

The bills that are normal as a result of the discrimination are sent to the replenished and collected bill storage unit 40a of the bill replenishment and collection device 29 via the collected bill transfer unit 37, and are sequentially accumulated. When the bill storage section 34a detects the bill end, next, the stored bill is fed from the bill storage section 34b. Also in this case, similarly to the above, as a result of the discrimination in the bill discriminating unit 33, the bill in which the running abnormality such as the heavy running or the skew is detected is sent to the bill replenishing and collecting apparatus 2.
9 is sent to the reject bill storage unit 35, and the bills that are normal as a result of the discrimination are collected by the collected bill delivery unit 3
7, the replenishment and collection bill storage unit 4 of the bill replenishment and collection device 29
0b, and are sequentially accumulated.

As described above, the bills stored in the bill storage units 34a and 34b are accumulated while counting them in the replenishment and collection bill storage units 40a and 40b of the bill replenishment and collection device 29 in the order of ten thousand yen and one thousand yen. As described above, the collecting operation is performed until all of the bill storage units 34a and 34b detect the bill end, and when the last bill reaches the replenished and collected bill storage units 40a and 40b, the transport operation by each transport path is also stopped. I do.

The banknote pay-in / pay-out device 22 that has completed the above processing
Returns a response indicating the end of collection, and adds the counted number of sheets collected for each denomination as its data. In response to this, the automatic transaction apparatus 21 counts and stores the number as the number of collections, and automatically collects the connection guide connecting the banknote depositing / dispensing apparatus 22 and the banknote replenishment and collection apparatus 29 in the collection banknote transfer unit 37. It is evacuated into the device 21 to make the concentrator 28 movable.

With the above, the processing of the collecting operation is completed, and the centralized control section 61 moves the centralized machine 28 to the home position and, if necessary, further moves the centralized machine 28 to collect another bill. The collecting operation or the replenishing operation as described above is performed by stopping at a fixed position on the back of the device 21 or the automatic transaction device 21 where the replenishing operation is to be performed. In the replenishment operation and the collection operation described above, the staff member starts the operation by operating the operation keys of the centralized operation unit 62. However, the centralized control unit 61 is normally sent from each automatic transaction device 21. Detecting the signal of the full or the end of the incoming bill, discriminating the automatic transaction apparatus 21 which should perform the replenishment or collection of the bill, and issuing a command for instructing the centralized machine 28 and the corresponding automatic transaction apparatus 21 to start the replenishment and collection operation. Automatic transaction device 21 to send and replenish or collect bills
The refilling operation or the collecting operation described above is performed by moving the concentrator 28 to the point (2), and the refilling and collecting operation is automatically performed without the operation of the staff.

For example, among a plurality of automatic transaction apparatuses 21, one automatic transaction apparatus 21 has excessively stored bills and needs to be collected, and another automatic transaction apparatus 21 has a shortage of bills and replenishes them. If necessary, the central control unit 61 moves the concentrator 28 to the automatic transaction device 21 that has detected the bill full signal, performs the above-described collection operation, and then performs the automatic transaction that detects the bill end signal. By moving the concentrator 28 to the device 21, the replenishment operation described above can be performed, and the automatic use of bills between automatic transaction devices can be automatically performed.

In this embodiment, the case of replenishment and collection of banknotes has been described. However, replenishment and collection of coins can be similarly performed. Further, if the above-mentioned passbook replenishing and collecting device, card replenishing and collecting device, or journal paper replenishing and collecting device is mounted on the central unit 28, a newly issued passbook is provided in the same manner as the above-mentioned banknote replenishing and collecting operation. , Refilling of the card into the automatic transaction device 21 and collection of the passbook which has been forgotten, collection of the card to the centralized machine 28, replenishment of the new journal paper to the automatic transaction device 21 and collection of the used journal paper to the centralized machine 28. I can do it.

[0079]

As described above, the present invention provides a replenishing operation function for storing bills to be processed by an automatic teller machine and sending the stored bills to the automatic teller machine, and a bill fed from the automatic teller machine. Provide a centralized machine with a collecting operation function to store the bills , determine the automatic transaction machine that should replenish and collect bills , move the centralized machine to the relevant automatic transaction machine, and replenish and collect bills Monodea which it was decided to carry out
To connect the centralized machine and the automatic transaction machine to receive bills.
A delivery mechanism for performing delivery, wherein the delivery mechanism comprises:
A connection guide that transports bills between the centralized machine and the automated teller machine
Is connected to the connection guide, and the connection guide
A transport guide for receiving and transporting the bills to the inside;
When the central unit moves, it does not hinder the movement of the centralized unit.
The connecting guide is retracted to the
When at the position corresponding to the pulling machine,
From the driving means to move it to the position where it is connected to the transport guide
And the tip of the transport guide faces the connection guide.
Since it was configured to spread out, feed it from the connection guide
Make sure that the bills to be dispensed are
Paper between the centralized machine and the automated teller machine.
When transferring the bills, there will be no obstacle in transporting the bills.
Thus, a stable bill between the centralized machine and the automatic teller machine
By that allows for the delivery, configure automatic transaction machine with the minimum functions required to deal withdrawal function and the like of the bill to the customer, less frequently used for recovering functions of refill function or banknotes of the banknote The function can be shared by a plurality of automatic teller machines, which has the effect of reducing the cost of the automatic teller machine alone. In addition, the connection guide is
If it consists of a guide plate that guides,
It's easy, and even if it has a connection guide
Has the effect of preventing the cost of
You.

As described above, the bill replenishment function or the bill
Infrequently used functions such as the collection function of
This allows each automatic teller machine to have a storage section for storing replenished bills or collected bills , and paper for the storage section.
Paper is provided without a mechanism for feeding and storing bills.
If the bill is insufficient can be replenished bill, since to allow recovery of the bill if the bill becomes excessive, the automatic transaction machine structure can be simplified, automatic transaction machine stand-alone This has the effect of reducing costs.

Further, since one centralized machine can be shared by a plurality of automatic teller machines, when a plurality of automatic teller machines are installed, the cost of the automatic teller machine itself is reduced, and the cost of the entire system is reduced. Can be greatly reduced. Furthermore, since cash can be used mutually among a plurality of automatic teller machines, there is an effect that the amount of cash used in the entire system can be reduced.

Further, other media to be processed by the automatic transaction machine, for example, a passbook and a card for new issuance are stored in the centralized machine. A new passbook and a new card can be refilled and issued to the passbook bookkeeping unit and card reader / writer unit of the automatic transaction machine, and a storage unit for collecting and storing forgotten passbooks and cards is centralized. If provided, each automatic transaction machine does not need to be provided with a new passbook, a storage section for a new card and a mechanism for feeding out the same, a passbook for forgetting, a storage section and a storage mechanism for a forgettable card, and the structure of the automatic transaction machine is eliminated. Can be further simplified, and the cost of the automatic transaction machine can be reduced.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram showing a main configuration of an automatic transaction machine centralized processing system according to an embodiment of the present invention.

FIG. 2 is a perspective view showing the overall configuration of the automatic transaction machine centralized processing system of the present embodiment.

FIG. 3 is a block diagram of the automatic transaction apparatus of the present embodiment.

FIG. 4 is a side view showing a configuration of a main part of a replenishment bill delivery unit and a collected bill delivery unit.

FIG. 5 is a block diagram of the entire automatic transaction machine centralized processing system of the present embodiment.

FIG. 6 is an explanatory diagram showing a flow of bills during a deposit operation in the automatic transaction machine centralized processing system of the present embodiment.

FIG. 7 is an explanatory diagram showing a flow of bills during a dispensing operation in the automatic transaction machine centralized processing system of the present embodiment.

FIG. 8 is an explanatory diagram showing a flow of bills during a replenishment operation in the automatic transaction machine centralized processing system of the present embodiment.

FIG. 9 is an explanatory diagram showing a flow of banknotes during a collecting operation in the automatic transaction machine centralized processing system of the present embodiment.

FIG. 10 is an external perspective view showing a conventional automatic teller machine.

FIG. 11 is a block diagram of a conventional automatic teller machine.

FIG. 12 is an explanatory diagram showing a configuration of a conventional banknote pay-in / pay-out device.

FIG. 13 is an explanatory diagram showing a flow of banknotes during a conventional deposit operation.

FIG. 14 is an explanatory diagram showing a flow of banknotes during a conventional dispensing operation.

FIG. 15 is an explanatory diagram showing a flow of banknotes during a conventional replenishment operation.

FIG. 16 is an explanatory view showing a flow of banknotes during a conventional collecting operation.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 21 Automatic transaction apparatus 22 Banknote pay-in / pay-out apparatus 28 Concentrator 29 Banknote replenishment and collection apparatus 30 Rail 31 Self-propelled mechanism 32 Customer service opening 34a, 34b Banknote storage part 36 Replenishment banknote transfer part 37 Collection banknote transfer part 40a, 40b Replenishment collection banknote storage part

──────────────────────────────────────────────────続 き Continuation of the front page (56) References JP-A-62-275948 (JP, A) JP-A-62-162189 (JP, A) JP-A-2-193837 (JP, A) JP-A-2- 137081 (JP, A) Jikgyo 1-21397 (JP, Y2) (58) Fields investigated (Int. Cl. ⁶ , DB name) G07D 11/00-13/00 G07F 19/00 G06F 17/60- 19/00

Claims (2)

(57) [Claims] Claims: 1. A plurality of automatic transaction machines having a function of exchanging bills with a customer, storing bills to be processed by each of the automatic transaction machines, and replenishing bills in the plurality of automatic transaction machines. Or a centralized machine that can be moved to the automatic transaction machine to be collected and has a replenishment operation function to send stored bills to the automatic transaction machine and a collection operation function to store bills sent from the automatic transaction machine , replenishment of bills recovered to determine the automatic transaction machine to be performed, by moving the concentrating machine up to the appropriate automated transaction machine, replenishment of banknotes <br/>, a central control unit for performing the recovery, the concentrate Transfer between the machine and the automatic transaction machine
And a transfer mechanism for performing the transfer of the bill between the centralized machine and the automatic transaction machine.
A connection guide to be conveyed, connected to the connection guide, and a bill is
A transport guide for receiving and transporting the centralized machine; and
The connecting guide to a position where it does not
When at the position corresponding to the automatic transaction machine, the connection guide
Drive means for moving the roller to a position where it is connected to the transport guide.
And the front end of the conveyance guide is widened toward the connection guide.
A centralized processing system for automatic transaction machines, characterized in that the automatic processing machine is configured so as to be cut . 2. The automatic transaction machine centralized processing system according to claim 1, wherein the connection guide is a guide for guiding bills.
An automatic transaction machine centralized processing system comprising an id plate .