JPS5957370A - Receiving and paying device at the window - Google Patents

Abstract

PURPOSE:To reduce time loss at the window by providing mechanisms that discriminate and count the cash put into a cash transaction window, arrange the inside and outside properly, accumulate and put on a carrying device, and unload the cash from the carrying device. CONSTITUTION:Bank notes set at a note receiving and paying window 21 is taken on a conveyor 22 and sent to a discriminating mechanism 23 and the discrimination of true and false notes, regular and damaged notes and kind of notes is performed. Then, the notes are counted 24 and sent to an inside/outside uniforming mechanism 25. Basing on outside, inside information judged by the mechanism 23, the outside notes are sent to a route 1, and the inside notes are sent to a route 2 and inverted and uniformed with the notes of the route 1. If no abnormality is found in the mechanism 23 and counter 24, the notes are collectively sent to a cash loading and unloading mechanism 26. When any abnormalities are found, the notes are returned to the receiving and paying window 21 from the mechanism 25 through a conveyor 22b.

Description

DETAILED DESCRIPTION OF THE INVENTION (1) Technical Field of the Invention The present invention relates to a window loss dispensing device used in a bank transaction system.

(2) Background of the technology As shown in FIG. 1, the conventional counter system for bank transfer operations includes a deposit machine 3, a coin dispenser 41, a banknote dispenser 5, and a counter 1 on the counter staff 2 side. One key drop, passbook printer 7,
A display 8 and the like are provided, and cash is stocked in the deposit machine 3 during deposit operations, and withdrawn from the company withdrawal machines 4 and 5 in the case of payment. For this reason, it is necessary to store cash in the dispensing machines 4 and 5 in case of a disturbance. In other words, since the teller clerk has a certain amount of cash, there is a limit to how efficiently the cash can be used. For this reason, as a method for efficiently managing cash, a bulk processing system has been proposed in which deposits and withdrawals are made all at once.

(3) Prior art and summation points FIG. 2 is a diagram for explaining a cash bulk processing system, in which a shows a top view and b shows a front view. In the same figure, 91
A one-window counter, 10 a storage section, 11 a transport path, and 12 a transport body are shown in the figure.

As shown in the figure, the counter 9 is divided into two parts, each of which is equipped with an eject/input port 13, an online teller's machine 14, a passbook printer 15, etc. The counter clerk 16 can insert his/her hand into the takeout/input port 13 to add or add 1 gold in the conveyor 12. Customers are located on the opposite side of the teller counter and exchange cash or other items with the teller staff through the teller counter. Cash deposits and withdrawals are all processed at the teller section 10.

In such a cash bulk processing system, the work of aligning the front and back sides of banknotes is performed in the safe of the teller section 10 (1411), but the deposit work is not completed until the work on the safe side is completed.

For this reason, when there are a large number of carriers, time loss on the counter side increases.

(4) Purpose of the Invention In view of the above-mentioned conventional problems, the present invention provides a teller machine with a mechanism for aligning the front and back sides in a cash processing system.
The purpose is to

(5) Structure of the Invention The object of the present invention is to provide a plurality of teller sections equipped with cash input and output ports, a teller section equipped with a safe for accommodating cash, and a teller section. and a conveyance path disposed between the teller section and each teller section; Loading cash into the conveyance vehicle or increasing or removing cash depending on the type of transaction 1-In a cash transaction system in which transaction cash is exchanged between a counter section and a teller section, the counter Mo0 is a discrimination valve for discriminating the cash put into the input/output 010, a means to tack the discriminated cash, and a cash that is accumulated when it is discriminated as being spent with true money. the carrier (
? - A cash loading and unloading machine that removes cash from a conveyor, a conveyance path that conveys the unloaded cash to an input/output port, and a case where the banknote is identified as a counterfeit banknote. This is achieved by providing a teller deposit/withdrawal device characterized by comprising means for supplying cash accumulated in the deposit/discharge port to the deposit/discharge port.

(6) Examples of the invention Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 3 is a diagram for explaining the teller deposit/withdrawal device according to the present invention.

In the same figure, 20 is the teller's Fil gold binding, 21 is the banknote deposit/withdrawal slot, 22 is the conveyor, 23 is the authenticity determination/correct tX identification p denomination discrimination mechanism, 24 is the number of H1 copies, and 25 is the front and back aligned. 26 is a cash loading/unloading mechanism, 27 is a conveyance body, and 28 is a conveyance path.

The teller deposit/withdrawal device of the present embodiment includes a bill deposit/withdrawal port 21, a authenticity/false/defective/denomination discrimination mechanism 23 along a conveyor belt 22, and a banknote deposit/withdrawal port 21 along with a transfer belt 22. Counting part 242 front and back front and back configuration 25. Cash loading/unloading mechanism 26
is arranged in the first order, and conveyors 22m and 22b are also installed from the cash loading/unloading mechanism 26, the front/back aligning mechanism 25, and the banknote dispensing port 21.

The operation of this embodiment configured in this way will be described next.

First, in the deposit operation, as shown in Fig. 4, a banknote is set in the banknote Okawa port 21, and when the keyboard is used to instruct the banknote to be deposited, the banknote t is automatically taken in by the conveyor 22, and the authenticity and falseness are determined.
Send to official e-gold glaze discriminator 23! 1. At this point, a determination is made as to whether the note is genuine or counterfeit, whether the note is genuine or damaged, and the denomination. Next, H1 is input in the argument section 24 and sent to the front/back alignment mechanism 25. In this front/back alignment mechanism 25, the key is determined based on the front/back information discriminated by the tone/fitness/denomination discrimination mechanism 23.
Drive the banknote 25a to send the Japanese banknotes d(1) that are facing up to the route, and send the banknotes that are facing down to the route ■, and then turn the front side of the banknotes into the banknotes on the route ■. Align the front and back sides the same.

After the banknote r whose front and back sides are aligned is temporarily checked, the above-mentioned authenticity, correctness and denomination discrimination mechanism 23 and the sound created 1324
If there is no abnormality, proceed to the next cash loading/unloading mechanism 2.
Sent to 6. If the above negative end/positive/loss/denomination discriminator Jm
If an abnormality is found in 23 or 24, or if the transaction is canceled midway, a lump sum refund will be made to the banknote deposit/withdrawal slot 21 as shown by the arrow through the Ira Tsumugi setting mechanism 25 and the conveyor 22b as shown in Fig. 5. be done.

Banknotes d, which have no differences in the authenticity/fitness/denomination discrimination mechanism 23 and the a1 number of copies 24 and are sent to the cash slang/removal mechanism 26;
It is treated as follows.

FIG. 6 is a diagram for explaining the operation of the gold loading and unloading ladder. The carrier 27 has a coin holder 27 as shown in figure a.
As shown in Fig. b, the shaft 27a is rotated T3' about the axis 27b. A clamper consisting of cash loading/unloading pins (structure 26 is a pair of conveyor bells) 26a and 26b is provided, and the tip thereof can be opened and closed, and as shown in Fig. (Samurai'1.::27
After sending it to a, as shown in figure d, the Cranno mother-26a,
26b? r: Open thread (loading of banknotes is completed. This body conveyor 27 closes the banknote loading section 27a and conveys the banknotes to the teller section through the conveyance path 28.

Next, I will explain the pros and cons of withdrawals. When the teller μ instructs a withdrawal using the keyboard, the required amount is dispensed from the safe in the teller department, loaded onto a conveyor, and carried to the deposit/withdrawal machine at the counter of the teller who gave the withdrawal instruction.

Then, as shown in Fig. 7, when the cash transfer @removal 26 is depositing &j reverse operation takes in the banknotes 29 and the compare 22
The money is conveyed to the money withdrawal port 21 through the arrow a.

The teller clerk who gave the withdrawal instruction can accept or accept the withdrawal instruction.

Since the coins that operate in this manner are aligned front and back and stored in the safe in the teller department, the work of aligning the front and back sides in the safe can be omitted, reducing the loss of purpose between IJ and IJ in the window. You can also handle deposits, withdrawals, and lump-sum refunds with the same ``1'' operation.

(7) Effects of the Invention As explained in more detail above, the 11-person withdrawal device invented by the warehouse reduces the time loss at the counter in the bulk processing system for bank deposits, and improves the efficiency of IT&( ) This has the great effect of reducing the burden on counter staff.

[Brief explanation of drawings]

Part II￥1 is a window into conventional banking operations [1 Diagram for explaining the system, Figure 2 1 is a diagram for explaining the conventional cash bulk processing system, Figure 3 is according to the present invention Figures 4, 5, and 7 are diagrams for explaining the teller deposit/withdrawal device. ``I want to do it.'' Drawing 1 "r, 20il counter cash withdrawal device, 21st coin deposit/withdrawal [-1, 22, 22a, 22b = conveyor,
23 is a mechanism for determining authenticity/loss identification/interest rate 1, a 24-digit counter, a 25-digit front and back alignment mechanism, a 26-digit cash tower, and a retrieval mechanism; show. Patent Applicant: 7Mu Shitsu Co., Ltd. Patent Application Agent: Akira Aoki, Patent Attorney Kazuyuki Nishike, Patent Attorney (1) Yukio Benkankanshi (Excerpt)

Claims (1)

[Claims] ] A plurality of teller sections equipped with cash input and outlet ports, a teller section equipped with a safe for storing cash, a conveyance path disposed between the teller section and each teller section, and a conveyance path provided on the conveyance path. It is equipped with a transport vehicle loaded with cash and moved between the teller section and the teller section, and is loaded with cash or unloaded from the transport vehicle depending on the type of transaction. In a cash processing system in which transaction cash is exchanged between a teller section and a teller section, the teller section includes a discriminating means for discriminating the cash input into the cash input/output port, and a means for accumulating the discriminated cash. and a settlement mechanism for loading the accumulated cash onto the carrier and removing the cash from the carrier when it is determined to be genuine cash; A window loss dispensing device comprising: a conveyance path for conveying the banknotes to the input/output port; and means for supplying the accumulated cash to the input/output port when the banknotes are identified as counterfeit banknotes.