JPH0447860B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Technical Field) The present invention relates to an automatic teller machine used in financial institutions such as banks for depositing banknotes and making payments.

(Background technology) Over-the-counter deposit/withdrawal machines recently used in banks and other financial institutions only accept banknotes that have been identified as genuine from among the deposited banknotes, in order to improve the efficiency of fund management and save the trouble of replenishing and collecting banknotes. Furthermore, there are machines that are equipped with a so-called circulating deposit/withdrawal mechanism that distinguishes between genuine bills that can be reused for withdrawal and rejected bills, and circulates the genuine bills for withdrawal within the teller deposit/withdrawal machine. It is starting to be put into practical use.

In such a circulating teller deposit/withdrawal machine, if transactions are concentrated on deposits, the storage box will be full of banknotes, and if transactions are concentrated on withdrawals, the storage box will not have enough banknotes, so the banknotes will be manually stored in the storage box. It is necessary to load and retrieve the Therefore, manual examination of banknotes is essential, which is not labor-saving and does not allow efficient use of funds.

(Object of the Invention) The present invention was made in order to solve the above-mentioned problems, and an object of the present invention is to provide an automatic deposit/withdrawal machine that can perform banknote delivery work reliably and with a simple configuration. shall be.

(Summary of the Invention) The automatic teller machine of the invention of this application includes a bill storage box for storing banknotes for depositing and withdrawing, and stores the deposited banknotes in the banknote storage box, or the banknote storage box a first detecting means for detecting whether the amount of banknotes stored in the banknote storage box is equal to or less than a first predetermined amount; a second detection means for detecting whether the amount of banknotes stored in the box is equal to or greater than a second predetermined amount that is larger than the first predetermined amount; and a storage box for carrying a plurality of banknotes. The first and second
According to the output signal of the detection means, the storage box stored in the space is sent to an external banknote transport device located outside the automatic teller machine, or the storage box is received from the external banknote transport device. a transfer means for storing the banknotes from the external banknote conveying device into the transfer means when the first detection means determines that the amount of banknotes stored in the banknote storage box is less than or equal to the first predetermined amount; a first conveyance means for conveying the banknotes in the banknote storage box to the banknote storage box; and a first conveyance means for transporting the banknotes in the banknote storage box to the banknote storage box; a second conveyance means for conveying the banknotes in the banknote storage box to the storage box in the delivery means;
and a discriminating section that makes various judgments regarding the banknotes, and the bill storage box includes at least a fit bill accumulation box and an unfit bill storage box for respectively stacking bills determined to be good and unfit bills by the discriminating section. It is characterized by:

(Function) With the above-described configuration, the automatic teller machine of the present invention allows banknotes to be transferred by directly storing the storage box containing banknotes in the external banknote conveying device or the transfer means, To efficiently and surely deliver banknotes.

(Example) An example of the present invention will be described below. FIG. 1 shows an overall view of a teller deposit/disbursement machine and a teller machine installed at a teller counter of a bank or the like. 1 is a counter, 2 is a teller table, 3 is a customer side floor, 4 is a teller side floor, and a teller deposit/withdrawal machine 5 is installed on one side of the table 2. An external teller device 7 is installed on the floor 4 separate from the teller deposit/withdrawal machine 5, and the counter 1 is installed at the back of the teller teller machine 5.
An external conveyance device 6 is connected to the teller deposit/disbursement machine 5 and the external teller device 7 through the inside of the bank, and is installed to convey and deliver banknotes. The teller deposits and withdraws banknotes from the transaction port 8 of the teller deposit and withdrawal machine 5.

FIG. 2 is a configuration diagram of the teller deposit/withdrawal machine 5. Reference numeral 8 denotes a transaction port through which deposited banknotes are inserted in bulk and withdrawn banknotes are discharged in bulk, and this transaction port 8 is formed in a rotatable customer service drum 9. The deposit/withdrawal mechanism connected to this customer service drum includes a receiving section 10 that receives bills from the transaction port 8, an absorption drum 11 having a bill suction section on the outer periphery for taking in bills one by one from the receiving section 10, and a suction drum 11. a conveying section 12 that conveys banknotes taken in from the conveying section 12; a discriminating section 13 that performs authentication, front/back discrimination, fitness/damage discrimination, and denomination discrimination of the banknotes fed from the conveying section 12; A transport unit 14 that transports banknotes, and a B pool 15 that temporarily stores banknotes determined to be genuine banknotes.
, an accumulation car 16 for accumulating banknotes in the B pool 15, an A pool 17 for temporarily storing banknotes determined to be counterfeit banknotes, and a accumulation car 18 for accumulating banknotes in the A pool 17, A blade A for distributing banknotes to the B pool 15 and the A pool 17, a conveyance unit 19, and a blade A for distributing banknotes to the B pool 15 and the A pool 17, respectively, and a blade A for distributing banknotes to the B pool 15 and the A pool 17, and a conveyor unit 19 for returning banknotes determined to be counterfeit banknotes from the A pool 17 to the transaction port 8 after rediscrimination a predetermined number of times. A common conveyance unit 20 is used to store banknotes determined to be genuine bills or to store banknotes sent from the external conveyance device 6 to the receiving unit 10 via the transaction port 8; A transport unit 21 is provided to further perform denomination discrimination on the discriminated banknotes and to determine whether they are good or bad and to convey the discriminated banknotes to each storage box, and a transport unit 21 for storing banknotes determined to be unfit based on the discrimination results. An unfit note storage box 22, a blade B for switching unfit notes from the conveyance unit 21 to the unfit note storage box 22, a collection car 23 for accumulating banknotes in the unfit note storage box 22, and a 1,000 yen note storage box. and a blade C for switching the thousand coupons from the transport section 21 to the thousand coupon storage box 24.
, a stacking car 25 for stacking banknotes in the 1,000-note storage box 24, and a 10,000-note storage box 2 for storing the 10,000-note banknotes.
6, a blade D for switching the ten-thousand-bill banknotes from the conveyance section 21 to the ten-thousand-bill storage box 26, a stacking car 27 for accumulating banknotes in the ten-thousand-bill storage box 26, and five thousand yen bills and regular bills. A deposit storage box 28 that stores banknotes determined to be unsuitable for withdrawal, and a blade E for switching banknotes from the conveyance section 21 to the deposit storage box 28.
, an accumulation car 29 for accumulating banknotes in the deposit storage box 28 , and an accumulation car for taking out 1,000-note bills one by one from the 1000-note storage box 24 when withdrawing money or sending banknotes to the external conveyance device 6 25, a suction drum 31 is installed at the back of the stacking vehicle 27 for taking out ten thousand bills one by one from the ten thousand bill storage box, and a suction drum 31 is installed at the rear of the stacking vehicle 27 to take out the ten thousand bills one by one from the ten thousand bill storage box. A suction drum 32 is installed at the back of the stacking car 29 to take out banknotes one by one, a suction drum 33 is installed at the back of the stacking car 23 to take out banknotes one by one from the unfit bill storage box 22, and drum 30,
31, 32, and 33 to send the banknotes taken out to the transport unit 12; a detection means a for detecting when the banknote storage box 24 is full; a detection means b for detecting that the amount of banknotes in the ten thousand bill storage box 26 is full, a detection means c for detecting that the amount of banknotes has decreased, and a deposit storage box. Detection means e for detecting that the amount of banknotes in 28 has become full; and detection means f for detecting that the amount of banknotes in the unfit note storage box 22 has become full; , a delivery unit 35 that passes banknotes to the external conveyance device 6 when there is a shortage of banknotes, and receives banknotes from the external conveyance unit;
It is composed of a delivery section 35 and a conveyance section 36 that conveys banknotes between the B pool. The external conveying device 6 is, for example, a belt conveyor with a cover.

3, 4, and 5 are detailed configuration diagrams of the delivery section 35. The delivery section 35 is connected to the external conveyance device 6
It is composed of a storage box 37 that is transferred between the storage box 37, a stand 38 on which the storage box is placed, a drive vehicle 40 that moves the stand 38 to the external transport device 6, and a link 39 that transfers the storage box.

Figures 6, 7, and 8 are the same as Figures 1 and 2 above.
5 is a flowchart showing the flow of the banknote processing operation procedure in the configurations shown in FIGS. 3, 4, and 5. FIG. The operations and effects of the above configuration will be explained by dividing them into "deposit processing", "accommodation processing" and "dispensing processing" according to the flowchart below. (Step 1, hereinafter S1
) [Deposit processing] S1: When a signal to perform the deposit processing is sent from the operation section, the shutter of the transaction opening 8 opens.

S2: Insert deposited banknotes.

S3: The detection means g and g' provided in the transaction port 8 detect whether or not the insertion of banknotes has been completed. If the insertion has not been completed, the shutter of the transaction port 8 is held open for a predetermined period of time, and the transaction is completed. If so, close the shutter of trading port 8.

S4: Transfer the banknotes from the transaction opening 8 to the receiving section 10 in bulk, and separate and send them out one by one using the suction drum 11.

S5: The authenticity of the banknote is determined by the determination unit 13 (first-class determination).

S6: Banknotes identified as genuine are sent to B pool 15.
The bills identified as counterfeit bills are accumulated in the A pool 17, respectively.

S7: Completion of separation and sending of banknotes is determined by detection by the detection means h provided in the receiving section 10. If separation is not completed, separation is continued; if completed, separation is determined by detection provided in the A pool 17. means i
The presence or absence of banknotes is determined by the detection of

S8: If there is a banknote identified as a counterfeit banknote in the A pool 17, in order to perform the discrimination again, the banknote is transferred from the transport unit 20 to the receiving unit 1 via the transaction port 8 of the customer service drum 9.
0, and if there is none, proceed to S16. In addition, the customer service drum 9 has its transaction port 8 as a customer service port and receiving section 1.
0, it is rotatable so that it can be directed in any direction of the transport section 20.

S9: Separate and send out the unidentifiable ticket again. Note that at this time, the front and back of the banknote and the width direction of the banknote are reversed.

S10: The determining unit 13 performs authenticity determination.

S11: Banknotes identified as genuine are sent to B pool 15.
The bills identified as counterfeit bills are accumulated in the A pool 17, respectively.

S12: Determine whether the separation and sending is completed. If not, continue the separation and sending. If it is completed, determine whether banknotes identified as counterfeit bills are accumulated in the A pool 17.

S13: If there are banknotes in A pool 17, transaction port 8
If it is not available, proceed to S16.

S14: Open the shutter of trading port 8.

S15: Determine whether or not the withdrawal of returned banknotes has been completed. If not, the shutter of the transaction opening 8 is held open for a predetermined time, and if it has been completed, the shutter is closed.

S16: Display the deposit amount and prompt the customer or teller to confirm the deposit.

S17: If the deposit is approved, the banknote is transported from the B pool 15 to the receiving unit 10 via the transport unit 20 and the transaction port 8 of the customer service drum 9, and then moves to storage processing, and in the case of canceling the deposit transaction and returning the banknote. is B
It is transported from the pool 15 to the transaction port 8.

S18: Open the shutter of trading port 8.

S19: Determine whether the withdrawal of returned banknotes has been completed. If not, keep the shutter of the transaction port 8 open for a predetermined period of time; if complete, close the shutter and end the deposit process.

[Storage processing]

S20: Collection cars 25, 27, 29 and thousand ticket storage box 2
4, the stage 42 in the ticket storage box 26, and the stage 43 in the deposit storage box 28 are moved to the accumulation position.

S21: The banknotes in the receiving section 10 are separated and sent out.

S22: The determining unit 13 determines whether the bill is fit or not, and determines the denomination. (Second grade discrimination) S23: Banknotes that are normal ten thousand notes are stored in the ten thousand note storage box 26 via the conveyance units 14 and 21, and those that are not normal go to S24.

S24: Banknotes that are normal 1,000-note bills are stored in the 1,000-bill storage box 24 via the conveyance units 14 and 21, and those that are not normal are stored in the deposit storage box 28.

S25: Determine whether bill separation and delivery in the receiving section 10 has been completed, and if completed, proceed to S26; if not completed, proceed to S21 to continue separation and delivery.

S26: Accumulators 25, 27, 29 and stage 4
Return positions 1, 42, and 43 to their original positions.

S27: Thousand ticket storage box 26 or thousand ticket storage box 2
4, or whether the deposit storage box 28 is full is detected by each of the detection means c, a, and e, and if it is full, the process moves to S28, and if it is not full, the storage process ends.

S28: A signal is sent to the external cashier 7 to collect the 10,000, 1,000, and deposited notes, and the conveyor table 45 of the external conveyor 6 moves to the position of the delivery section 35.

S29: Move the stage 41 in the thousand-ticket storage box 24, the stage 42 in the ten-thousand-ticket storage box 26, and the stage 43 in the deposit storage box 28 to the payout position. The collection car 23 and the stage 44 in the unfitted note storage box 22 are moved to the collection position.

S30: When the 10,000-ticket storage box 26 is full, move to S31,
If not, move to S37.

S31: Separate and send out ten thousand banknotes one by one from the ten thousand bill storage box 26.

S32: The determining unit 13 determines whether the banknote is fit or not. (Class 2) S33: If the banknote is normal, it is accumulated in the B pool 15, and if it is an unfit banknote, it is stored in the unfit banknote storage box 22.

S34: When the number of banknotes accumulated in the B pool 15 reaches a predetermined number, the process moves to S34.
Move to S31.

S35: The banknotes in the B pool 15 are transported to the storage box 37 in the delivery section 35 via the transport section 36, and the drive wheel 40 is rotated counterclockwise to move the table 38 in the direction of the external transport device 6. The storage box 3 is rotated counterclockwise by the link 39 that has a rotation fulcrum on the stand 38.
7 is stored on the conveyance table 45 in the external conveyance device 6. After the conveyance table 45 moves to the external front dispensing position and collects the banknotes, the conveyance table 45 moves to the delivery section 35 and stores the storage table 37 in the original position of the delivery section 35.

S36: When the 10,000-ticket storage box 26 is full, move to S31,
Otherwise, move to S37.

S37: When the thousand ticket storage box 24 is full, move to S38,
Otherwise, move to S39.

S38: Separate and send out the 1000-note banknotes one by one from the 1000-note storage box 24, and proceed to S32.

S39: When the deposit storage box 24 is full, move to S40,
Otherwise, move to S41.

S40: Separate and send out the deposited banknotes one by one from the deposit storage box 28, and proceed to S32.

S41: When the unfit note storage box 22 is full, the collection car 23
and moves the stage 44 in the unfit note storage box 22 to the withdrawal position, moves to S42, and if it is not full, moves to S47.
Move to.

S42: Unfit bills are separated and sent out one by one from the unfit bill storage box 22.

S43: The determining unit 13 determines whether the banknote is fit or not.

S44: The banknotes that have passed through the discrimination section are accumulated in the B pool 15.

S45: If the number of banknotes accumulated in the B pool 15 reaches the predetermined number, proceed to S46, otherwise
Move on to S42.

S46: The banknotes in the B pool 15 are transferred to the external transport device 6 via the transport section 36, the delivery section 35, and the storage box 37.
The storage box 37 is recovered to the external storage device 7 and stored in its original position in the delivery section 35.
Move on to S41.

S47: The stages 44, 41, 42, 43 in each storage box 22, 24, 26, 28 are moved to their original positions, and the storage process is completed.

[Withdrawal processing]

S48: Move the stage 41 in the thousand-note storage box 24 and the stage 42 in the ten-thousand-note storage box 26 to the withdrawal position, and move the stage 41 in the stacking car 23 and the stage 4 in the unfit note storage box 22.
Move 4 to the deposit position.

S49: Determine whether there is a thousand coupon withdrawal, if not, S53
Then, if there are any 1000-note banknotes, one thousand-note banknote is separated and sent out from the 1000-note storage box 24.

S50: The determining unit 13 determines whether the 1,000-note banknote is fit or not.

S51: If the banknotes are normal, they are accumulated in the B pool 15, and if they are unfit banknotes, they are stored in the unfit banknote storage box 22.

S52: Determine whether the counting of 1,000 tickets has been completed. If it has been completed, proceed to S53; if not, proceed to S49.
Separate transmission is performed.

S53: Determine whether there is a withdrawal of 10,000 bills, and if there is, separate and send out one 10,000 bills from the million bill storage box 26, and if not, proceed to S57.

S54: The determining unit 13 determines whether the ten thousand banknotes are fit or not.

S55: If the tickets are normal, accumulate them in the B pool,
If it is an unfit note, it is stored in the unfit note storage box 22.

S56: Determine whether the counting of 10,000 tickets has been completed. If it has been completed, proceed to S57; if not,
Separate transmission of S53 is performed.

S57: The stage 41 in the 1,000-bill storage box 24, the stage 42 in the 10,000-bill storage box 26, the collecting car 23, and the stage 44 in the unfit-bill storage box 22 are moved to their original positions.

S58: The banknotes are transported from the B pool 15 to the transaction port 8 via the transport section 20.

S59: Open the shutter of trading port 8.

S60: Determine whether the banknote has been taken out from the transaction port 8. If the banknote has been taken out, close the shutter of the transaction port 8 and proceed to S63. If the banknote has not been taken out, proceed to S63.
Move on to S61.

S61: The time that the banknote remains in the transaction opening 8 is counted, and it is determined whether the remaining time exceeds a predetermined time. If the remaining time has exceeded a predetermined time, the shutter of the transaction opening 8 is closed and the process moves to S62. If not
Return to S60.

S62: Move the stacking car 23 and the stage 44 to the deposit position, take in the remaining banknotes to the receiving section 10, separate them and send them out, and pass them through the discriminating section 13 to the unfit banknote storage box 22.
When the storage is completed, the accumulation car 23 and the stage 44 are moved to their original positions, and then the process moves to S63.

S63: Thousand ticket storage box 26 or thousand ticket storage box 24
The detection means d and b detect whether the remaining amount of banknotes is low.
Proceed to S64, and if the amount is low, the withdrawal process will end.

S64: Send the required denomination and number of coins to the external cashier 7, store the storage box 37 on the carrier 45 in the external transporter 6, transport it to the external cashier 7, and send the necessary denominations and number of coins to the external cashier 7. The banknotes are stored and returned to the delivery section 35.

S65: Accumulators 25, 27, stage 41 in the thousand-ticket storage box 24, stage 42 in the ten-thousand-ticket storage box 26
Move to the deposit position.

S66: The storage box 37 stored on the transport platform 45 in the external transport device 6 is stored in the original position of the delivery section 35 by the drive vehicle 40, the platform 38, and the link 39.

S67: The banknotes in the storage box 37 are transferred to the transport section 36, the B pool 15, the A pool 17, the transport section 20, and the transaction opening 8.
It is conveyed all at once to the receiving section 10 via .

S68: The banknotes in the receiving section 10 are separated and sent out one by one.

S69: The discrimination unit 13 performs denomination discrimination and fitness discrimination.

S70: Banknotes that are normal ten thousand notes are placed in the ten thousand note storage box 26.
Normal 1,000-note banknotes are stored in the 1,000-note storage box 24, and damaged banknotes are accumulated in the B pool 15.

S71: Determine whether bill separation and delivery within the receiving section 10 has been completed. If completed, proceed to S72; if not completed, return to S68.

S72: Determine whether there are banknotes in the B pool 15, and if there are, proceed to S73; otherwise, proceed to S74.

S73: The B pool 15 yen banknote is transferred to the external transport device 6 via the transport section 36, the delivery section 35, and the storage box 37.
After collecting the storage box 37 into the external storage device 7, the storage box 37 is stored in the original position of the delivery section 35.

S74: Thousand ticket storage box 26 or thousand ticket storage box 24
It is detected by the respective detection means d and b whether the remaining amount of banknotes is small, and if it is small, the process moves to S75, and if it is not, the process moves to S76.

S75: Send the required denomination and number of denominations to the external cashier 7, store the storage box 37 on the carrier 45 in the external transporter 6, transport it to the external cashier 7, and send the necessary denominations and number of coins to the external cashier 7. After storing the number of sheets, the user returns to the delivery section 35. Move to S66.

S76: Accumulators 25 and 27, stage 41 in the 1,000-ticket storage box 24, and stage 42 in the 1,000-ticket storage box 26
will be moved to its original position and the withdrawal process will be completed.

(Effects of the Invention) As explained above, this invention is equipped with a means for automatically replenishing and collecting banknotes according to the amount of banknotes stored in the teller deposit/withdrawal machine. There is no need to load banknotes into the banknote storage box inside the teller teller machine, and central cash management is possible using the cashier's teller machine.This eliminates the need for manual cash transfer operations, which reduces the physical and physical burden of tellers. It has the advantage of reducing mental burden, enabling accurate and efficient work, saving labor, and enabling efficient use of funds. Furthermore, it goes without saying that the present invention can be applied not only to teller depositing and dispensing machines but also to automatic depositing machines, automatic cash withdrawal machines, and automatic depositing and dispensing machines.

[Brief explanation of the drawing]

Figure 1 is an overall view of the teller machine, conveyance device, and cashier's teller machine; Figures 2, 3, 4, and 5 are block diagrams of the teller machine; Figure 7 and
FIG. 8 is a flowchart showing the operation of the teller depositing and dispensing machine. 8... Transaction port, 13... Discrimination unit, 22, 24,
26, 28...Banknote storage box, 35...Delivery section.

Claims (1)

[Scope of Claims] 1. A banknote storage box for storing banknotes for deposits and withdrawals is provided, and deposited banknotes are stored in the banknote storage box, or withdrawal processing is performed using the banknotes in the banknote storage box. The automatic teller machine includes: a first detection means for detecting whether the amount of banknotes stored in the banknote storage box is equal to or less than a first predetermined amount; a second detection means for detecting whether or not the amount is at least a second predetermined amount that is larger than the first predetermined amount; Provided on the side opposite to the transaction opening of the deposit/withdrawal machine,
According to the output signal of the detection means, the storage box stored in the space is sent to an external banknote transport device located outside the automatic teller machine, or the storage box is received from the external banknote transport device. a transfer means for storing the banknotes from the external banknote conveying device into the transfer means when the first detection means determines that the amount of banknotes stored in the banknote storage box is less than or equal to the first predetermined amount; a first conveyance means for conveying the banknotes in the banknote storage box to the banknote storage box; and a first conveyance means for transporting the banknotes in the banknote storage box to the banknote storage box; a second conveyance means for conveying the banknotes in the banknote storage box to the storage box in the delivery means;
and a discriminating section that makes various judgments regarding the banknotes, and the bill storage box includes at least a fit bill accumulation box and an unfit bill storage box for respectively stacking bills determined to be good and unfit bills by the discriminating section. An automatic deposit/withdrawal machine featuring: 2. The automatic teller machine according to claim 1, wherein the banknote storage box and the first and second detection means are provided for each denomination of banknotes.