JPS58165171A - Managing device of officer approval in on-line transaction - Google Patents

Abstract

PURPOSE:To prevent the wrong use, by recognizing visually a transaction meassage to return a signal of transaction permission or unpermission by an officer in response to the transaction approval request from each terminal equipment in the on-line transaction system such as a banking system. CONSTITUTION:When the operator of a terminal equipment 22 depresses an officer's approval request button in case of the input of transaction data from a keyboard for the purpose of performing a special on-line transaction, a signal is generated from a signal generating part 213-2n3 and is transferred together with its own terminal code to an officers' approval managing device 3. The managing device 3 receives them through a connector 30 and sounds a buzzer 31 by the control of a data processing part 40 and discriminates the terminal equipment 22 in a discriminating circuit 32 and lights a corresponding light emitting element to report it to the officer. When he establishes a signal system to the terminal equipment by a switch 36, the message is displayed on a CRT34, and he discriminates whether the transaction should be permitted or not, and as the result, a signal is generated from a signal generating circuit 33, and the result is printed on a printer 39 and is transmitted to the terminal equipment 22.

Description

[Detailed Description of the Invention] ta) Technical Field of the Invention The present invention provides a new executive approval management system that can efficiently process executive approval requests from each terminal device in an online transaction system such as a banking system. This is related to the layer number ζ.

(b) Conventional technology and problems In banking systems, reissuance of passbooks and certificates,
For special transactions such as the modification of the limit amount, a structure is adopted in which communication with the center side is impossible based on the judgment of the operator on the terminal side, but only with the approval of an executive. However, as this executive person approval means, it is common to have a configuration in which each terminal device is provided with a transaction approval code generation unit in response to the setting of an officer's key or card.

However, in the above-mentioned conventional executive approval system, the operator has to borrow the executive key or card from the executive for each such special transaction, which is not only troublesome but also has the drawback of poor efficiency.

In addition to this, when the scale of the system increases and the number of terminal devices increases, there is also the problem that it becomes difficult to manage executive keys or cards for executives.

((+) Purpose of the Invention This invention solves the above-mentioned conventional situation by eliminating the key or card setting operations for executives at each terminal device and by centralizing transaction approval permission on the executive side. The purpose is to provide a new executive approval management device that allows special online transactions to be executed.

(d) Structure of the Invention Briefly stated, the officer 1 approval control station device of the present invention includes means for connecting to a plurality of terminal devices, and means for respectively responding to officer approval requests from these terminal devices. means for notifying the approval request, means for identifying the approval requesting terminal device, means for displaying the transaction message of the approval requesting terminal device, and means for generating a signal for permitting the transaction. The present invention is characterized in that the approval code generating section of the approval requesting terminal device is driven by the signal from the above-mentioned transaction permission signal generating means.

(・) Embodiments of the Invention Hereinafter, preferred embodiments of the invention of B will be explained in more detail with reference to the drawings.

Figure 411 is one of the banking systems to which B's invention is applied.
This is a block diagram showing an example, which is roughly divided into a central processing unit 1 ill device 1 and a terminal device fl 1 surrounded by dashed line blocks.
21, 22..., and the officer 1 approval management device 8 according to the present invention. As is well known, the central Uba equipment has a host computer ((EJ) 11 and a ledger file 12 common to each terminal device group. Also, the terminal device groups 21.2L28...O are host computers. Terminal controller 6 connected to 11 via communication line 4
In addition to a keyboard, a display, and a printer, a transaction message transmitting/receiving section 211,
221, 281... and transaction-approval code generators 212, 222, 282... and request buttons and signal generators 218, 228 for outputting officer approval request signals according to the features of the present invention It has .288... Note that here, the approval code generating section 212, 2
22. As a trigger source for 282..., the conventional official key or card setting operation can be used, but the official approval-san device 8, which will be described in detail later, can also be used.
The main signal is the signal from the approval permission signal generation circuit 88 in □.

As shown in conjunction with the external view of FIG.
・A close-read ll80 such as a connector for connection to a terminal device, a buzzer 81 that emits a sound for notification in response to the executive approval request 1ζ from each terminal device, and a terminal device that requested executive approval. (hereinafter referred to as approval requesting terminal device) 82 and a light emitting element group 88 that clearly identifies these devices.
1186, ORT display for displaying transaction messages, etc. of the approval requesting terminal device ÷ Tsubo Samurai Law Commission - + → officer view key (or card) 1186, and terminal selection for selecting and specifying the approval requesting terminal device Switch (t or 10 key) 8
6, a permission button 37 and a signal generation circuit 38 for outputting a signal to permit approval request transactions, and a journal cipher 89 for printing processed transaction messages and their approval/disapproval results. It is comprised of a data island section 40 that includes a microprocessor and mesori for control.

Now, in the above configuration, the operation when the operator of the terminal device 22 performs a special online transaction will be explained with reference to the flowchart of the HS diagram.

(1) The operator inputs transaction data from the keyboard and at the same time presses the executive approval request button based on the recognition that the transaction requires executive approval. When this button is pressed, the signal generating section 228 generates an executive approval request signal □, and this signal is transferred to the executive approval management device 8 together with its own terminal code.

(2) The management device inputs the terminal code and the acceptance 11# request signal via the connector 80, and performs the following operations under the control of the data processing 11s40. That is, the buzzer 81 sounds to prompt the executive to request transaction approval, and the discrimination circuit 82 outputs the approval request terminal device 21! After that, the corresponding light emitting element emits light using the output, and the terminal device is clearly indicated to the executive.

(8) After recognizing the transaction approval request from the terminal device g2 from the above-mentioned buzzer sound and display, the officer specifies the terminal device with the terminal selection switch 86, establishes a signal system with it, and sends the transaction message. is displayed on the CBT display 84 to judge whether the transaction is good or bad.

(4) If the executive determines that the transaction is "good", he or she presses the permission button 87. In addition, prior to ξ, the executive key (
or a card) is set in the setting section 85. As a result, the signal generation circuit 88 outputs a transaction permission signal.

(5) The journal printer 89 is connected to the data processing section 4
0, and in memory, record and print the memorized message and result of the transaction.

(6) The approval request terminal device 22 generates an approval code by driving the transaction approval code generating section 222 in response to the transaction permission signal. The approval code is edited with the previously keyed-in transaction message in the transaction message transmitting/receiving section 221, and is sent in the form of a telegram to the central processing unit 11Ml11 via the terminal controller 6 and overconfidence line 4. Data exchange based on the desired special online transaction is thus performed. Furthermore, if the transaction permission signal is received and is not red, it is treated as non-approval on the terminal side.

Although one embodiment of the present invention has been described above, the essence of the present invention is not limited to this embodiment, and for example, the following modifications are possible. That is, in the above-described embodiment, an approval request is made to the executive approval request management device by pressing the executive approval request button attached to the terminal device under the operator's control, but this request signal is It is also possible to use the executive approval instruction signal sent back from the solid device.

To explain this in a little more detail, the banking system analyzes transaction messages sent from the terminal side and determines whether it is a normal transaction or a special transaction, and if it is a special transaction, it requires the approval of an executive. The present invention is configured to send back an instruction signal to the terminal side, and the present invention aims to transfer the instruction signal of the person to the executive approval instruction signal via the terminal device. According to this configuration, the unfamiliar operator Luζ
This makes it even more convenient to carry out online trading operations easily. Further, the buzzer 81 for notifying the transaction approval request may also serve as the light emitting element group 188 that indicates the approval requesting terminal device. Furthermore, in order to clearly indicate the terminal device requesting approval in the terminal selection process, the transfer requesting terminal device may be specified by pressing a switch that is lit (emitting light) at 7. It is also possible to use a CRT display U.

<f) Effects of the Invention As is clear from the above explanation, according to the officer approval management system of the present invention, in response to a transaction approval request from each terminal *W, an officer can send the transaction message. Specialized online transactions featuring executive approval can be performed by visual recognition and returning a transaction approval or disapproval signal, eliminating the need for terminal operators to handle cumbersome executive keys or cards. This improves work efficiency and also makes it easier for executives to manage keys or cards. In addition, unauthorized use of the executive key or card by the operator can be prevented. Therefore, if the present invention is applied to a banking system etc., it will be extremely beneficial.

[Brief explanation of the drawing]

ist diagram is one of the banking systems to which this invention is applied.
FIG. 118 is a block diagram showing an example, and FIG. 12 is a diagram schematically showing the external appearance of a device according to an embodiment of the present invention, and FIG. 118 is a flowchart for explaining the operation of a special transaction in the banking system shown in tH1. l: Central processing unit, 21 to 2n terminal equipment group, 8: Approval requesting terminal equipment, 4: Overreliance line, 6: Ta circuit, 88: Display for indicating approval requesting terminal equipment, g4: CRT display, 86: Executive key (or card) set part, s6
;Terminal selection switch for specifying approval request terminal device, 87:
Transaction permission button, 88X handle ■ generator, 21 Nn 8: Executive approval request signal generator. Figure 1 Figure 2

Claims (1)

[Claims] (1) A central processing unit having a common ledger file that connects multiple terminal devices, each equipped with a transceiver unit for a transaction partner and an approval code generation unit in response to a set of executive approval means. In a system that connects to a computer and performs various online transactions, means for connecting to each of the terminal devices;
Means for responding to and announcing the approval request from each terminal device, means for determining the approval requesting terminal device, and means for displaying the transaction message of the approval requesting terminal device. and a means for generating a signal for permitting the transaction, and a signal from the means for generating a signal for allowing the transaction to drive an approval code generating section of an approval requesting terminal device. person approval management device.