JPS6273376A - Card certification terminal equipment - Google Patents

Abstract

PURPOSE:To make it unnecessary that a customer should go to a place where a card recognition terminal equipment is installed whenever transactions occur by detachably installing a data input part on a card certification terminal part. CONSTITUTION:A clerk removes the data input part 30 out of the card certification terminal part 10, and brings it to the customer. The customer makes a card reader 33 read out data recorded on his own card,and key-inputs his password number through a ten key 34. Both data is stored in a RAM 40. Then the clerk connects the input part 30 to the terminal part 10. When there is a command requesting card data, the input part 30 transmits the contents stored in the RAM 40 to the terminal part 10, which stores the transmitted data in a RAM 17. Then the clerk inputs transaction data through a keyboard 12. When a data clear request is issued from the terminal part 10, the input part 30 discriminates the coincidence between the data in the RAM 40 and preset data. When the coincidence is attained, the terminal 10 edits the contents in the RAM 17 and transmits them to a center device.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention The present invention relates to a card authentication terminal device, and more particularly to a card authentication terminal device that is connected to a central device of a credit company and performs credit sales authentication and transaction processing.

Summary of the Invention The card authentication terminal device according to the present invention has a data input section detachably provided in the card authentication terminal section, and after the customer reads card data with the data input section and inputs data from the keyboard, A data input section is attached to the card recognition terminal section, predetermined data is used to prevent unauthorized use of the data input section, and transactions are processed with the center device.

BACKGROUND OF THE INVENTION With the spread of credit cards, card authentication terminal devices are being installed not only in various stores but also in gas stations and the like. This card authentication terminal device is connected to a central device of a credit company via a line, and an employee takes a credit card from a customer during a transaction and has the card data read by the card authentication terminal device. In order to confirm that the customer is the original credit card holder, the customer enters the same number as the PIN recorded on the credit card from a keyboard called a bin pad and confirms the customer's identity. I'm trying to confirm. The PIN number can be entered from the pin pad connected to the main unit with a cable, or from the keyboard on the main unit if the pin pad is not connected.

Problems to be Solved by the Invention In the above-described card authentication terminal device, it is necessary for the customer to enter the personal identification number using a pin pad or the main body, and therefore it is necessary for the customer to go near the card authentication terminal device. However,
When a customer performs a transaction while riding in a car, such as at a gas station, the customer must get out of the car and go near the card authentication terminal each time, which is very inconvenient. Card 2! It is preferable to install the identification terminal device at a refueling place as much as possible, which has caused problems regarding the installation location.

Therefore, the main object of the present invention is to provide a data input section that can be detachably attached to the main body so that the data can be read from the card and input from the keyboard, so that the customer can read the data on the card at a location away from the main body. Another object of the present invention is to provide a card authentication terminal device that allows key input from a keyboard.

Means for Solving the Problems The card authentication terminal device according to the present invention is provided with a data input section detachably attached to the card authentication terminal section. The card authentication terminal section includes a data transmission request signal generating means for supplying a transmission request signal requesting data transmission to the data input section, and a data transmission request signal generating means that generates predetermined data in response to data transmitted from the data input section. a data clear request signal generating means for generating a data clear request signal sent to the data input section and requesting clearing of the data held by the data input section; and transaction processing means for processing transactions with the center device based on data sent from the data input section.

On the other hand, the data input unit includes a card reading unit for reading data recorded on the card, a keyboard for key-inputting data, and a second unit for transmitting and receiving data and signals between the card authentication terminal unit and the card authentication terminal unit. a transmitting/receiving means, a storage means for storing card data and key input data, and transmitting card reading data and key input data to the card authentication terminal section in response to a data transmission request signal given from the card authentication terminal section. a data control means; a determining means for determining whether the data matches predetermined data in response to being given the predetermined data from the card authentication terminal unit; It is comprised of a match signal output means for transmitting a signal to the card authentication terminal section, and a clearing means for clearing the data stored in the storage means in response to determining a match.

Operation When processing a transaction using the card authentication terminal device according to the present invention, an employee first removes the data input section from the card authentication terminal section and takes it to the customer, and the customer himself/herself is recorded on the card. Card data is read from the card reading means, and data such as a password is entered using the keyboard. After completing this input, the staff member attaches the data input section to the card authentication terminal section. and,
When a data transmission request signal is given to the data input section from the card authentication terminal section, the data is transmitted from the data input section to the card authentication terminal section. When data is transmitted, the card authentication terminal section transmits predetermined data to the data input section and also transmits a data clear request signal.

The data input section determines whether the previously held predetermined data matches the data transmitted from the card authentication terminal section, and if they match, it transmits a matching signal to the card authentication terminal section and stores it. The card data and key input data stored in the means are cleared. In response to receiving the matching signal, the card authentication terminal section performs transaction processing with the center device based on the card data and key input data from the data input section. Therefore, in this invention, since the data input section is detachably provided in the card authentication terminal section, the clerk can remove the data input section from the card nl terminal section and bring it to the customer. There is no need to go to the card authentication terminal.

Embodiment of the Invention FIG. 1 is an external perspective view of an embodiment of the invention, and FIG.
3 is a schematic block diagram of the card authentication terminal section, FIG. 3 is a diagram showing data stored in the RAM 17 shown in FIG. 2, FIG. 4 is a schematic block diagram of the data input section, and FIG. FIG. 5 is a diagram showing data stored in the RAM 38 shown in FIG. 4.

First, the configuration of an embodiment of the present invention will be described with reference to FIGS. 1 to 5. The card authentication terminal device of the present invention includes a card authentication terminal section 10, and a data input section 3 detachably installed in the card authentication terminal section 10.
It consists of 0. The card authentication terminal unit 10 includes a card reader 11, a keyboard 12, a printer 13, and a display 14.
and a connector 15. The card reader 11 reads data recorded on a credit card.

The keyboard 12 is used to enter a personal identification number and other transaction data. The printer 13 prints the input data, and the display 14 displays the data. The connector 15 is for connecting the data input section 30. Note that the card LIE terminal section 10 is mainly operated by a staff member.

In contrast to the authentication terminal section 10 which is operated by a staff member, the data input section 30 is operated mainly by the customer himself/herself. For this purpose, a plug 31 is provided via a cable 32.

This plug 31 is connected to the connector 15 of the card authentication terminal section 10.
will be installed on the Furthermore, the data input unit 30 includes a card reader 33, a numeric keypad 34, a power switch 35, and display lamps 36 and 37. The card reader 33 reads data recorded on a credit card.

The numeric keypad 34 is operated by the customer himself when inputting his personal identification number. The power switch 35 is used to turn on the power to the data input section 30. The display lamp 36 instructs to read a credit card, and the display lamp 37 instructs to input a password.

Next, with reference to FIG. 2, the electrical configuration of the card authentication terminal section will be explained. The card authentication terminal section 10 is the entire υ
) includes a CPU 20 for control. This CPU20
The card reader 11, keyboard 12, printer 13, and display 14 shown in FIG.
and the data input unit interface 19 are connected.

The ROM 16 stores in advance programs necessary for the CPU 20 to operate. RAMI 7 displays data as shown in FIG. That is, the RAM 17 includes a storage area 171 for storing card data, a storage area 172 for storing a password, and a storage area 173 for storing a predetermined number unique to the data input section. It also includes a storage area 174 for storing setting data such as transaction amount.

The transmission control unit 18 is for exchanging data transmission between the center device and the authentication terminal unit 10. The data input unit interface 19 is for exchanging data with the data input unit 30.

Next, the electrical configuration of the data input section 30 will be explained with reference to FIG. Data input unit 30 includes a CPU 38 for overall control.

To this CPU 38, the card reader 33, numeric keypad 34, and display lamps 36, 37 shown in FIG. The ROM 39 stores in advance a program necessary for the CPU 38 to operate the data input section 3o. RAM
40 stores data as shown in FIG. That is, the RAM 40 includes a storage area 401 for storing card data, a storage area 402 for storing a password, and a storage area 403 for storing a predetermined number unique to the data input section.

The card authentication terminal interface 41 is used to exchange data between the card authentication terminal 10 and the data input section 30.

FIG. 6 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in one embodiment of the present invention, and FIG. 7 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in one embodiment of the present invention. 8 is a flow diagram for explaining the operation of the data input section. FIG. 8 is a flow diagram for explaining the operation of the data input section.

Next, with reference to FIGS. 1 to 8, a specific operation of an embodiment of the present invention will be described.

First, in step spi (abbreviated as SP in the illustration) shown in FIG. 7, the business start key on the keyboard 12 of the card authentication terminal section 10 is operated. Then, the staff member removes the data input section 30 from the card authentication terminal section 10, turns on the power switch 35, and takes it to the customer's hand.

When the power switch 35 is turned on, the display lamp 36 lights up in step 5P21 shown in FIG. The customer determines that card input is possible by lighting the display lamp 36, and causes the card reader 33 to read the data recorded on his or her credit card. Card data read from the card reader 33 is given to a CPU 38 shown in FIG. CPLI38 is step SP
In step 22, it is determined whether card data has been input. When the card data is input from the card reader 33, the CPU 38 reads the card data in step 5P23 and stores it in the storage area 40 of the RAM 40 shown in FIG.
Store card data in 1. In imitation, the CPU 38 turns off the display lamp 36 and turns on the display lamp 37. The customer thereby knows that the card data has been successfully read and that the PIN number must then be entered.

The customer enters, for example, a four-digit password using the numeric keypad 34. Key input data input from the numeric keypad 34 is given to the CPU 38. The CPU 38 performs step 5
In P25, it is determined whether there is a key input.

When it is determined that there has been a key input, step 5P26
, the entered password is stored in the RAM 40! It is stored in area 1 402. Note that a unique number of the data input section 30 is stored in advance in the storage area t1403. In step 5P27, the CPU 38 determines whether or not a four-digit password has been input, and if it has not been input, the process returns to step 5P25. When the CPU 38 determines that the 4-digit password has been input, the process proceeds to step 5P28.
At this point, the display lamp 37 is turned off.

As described above, when the customer has finished reading the credit card data with the data input section 30 and inputting the PIN number, the staff member transfers the data input section 30 to the card authentication terminal section 10.
Take the plug 31 of the data input section 30 to
into the connector 15 of the card authentication terminal section 10.

The CPU 20 of the card authentication terminal section 10 determines whether the data input section 30 is connected to the card authentication terminal section 10 in step SP2 shown in FIG. When it is determined that the data input section 30 is connected, a command signal indicating a card data request is sent to the data input section 30 via the data input section interface 19 in step SP3, as shown in FIG. 6(A). Transmit.

The data input unit 30 determines whether or not a command indicating a card data request has been sent in step 5P35, and if the command is a card data request command, the command shown in FIG.
As shown in B), a response indicating that it is card data, a response indicating the presence or absence of data, and a RAM
The data input unit 3 stored in the storage area 403 of 40
The unique number 0 and the card data stored in the storage area 401 are transmitted to the card authentication terminal section 10 via the card authentication terminal interface 41.

The CPLJ20 of the card authentication terminal unit 10 is at step SP4.
At , it is determined whether the information sent from the data input section 30 includes card data. If the card data is not included, the process returns to the initial state, and if the card data is included, the process advances to step SP5 and a password is requested.

That is, as shown in FIG. 6(C), a command representing a password request is transmitted to the data input section 30.

In step 5P36, the CPU 38 of the data input unit 30 determines whether or not a response to the password request has been sent. When it is determined that a response requesting a password has been sent, a response indicating a password is transmitted to the card authentication terminal section 10 in step 5P39. In other words, as shown in FIG.
The password stored in the card is transmitted to the card authentication terminal section 10.

In step SP6, the CPU 20 of the card authentication terminal section 10 determines whether or not the information sent from the data input section 30 includes a password. When it is determined that the PIN is included, in step SP7,
Determine whether or not the numbers specific to the data input sections match. That is, the CPU 20 uses the storage area 17 of the RAM 17.
It is determined whether or not the unique number of the data input section 30 stored in advance in the data input section 3 matches the unique number of the data input section 30 transmitted from the data input section 30.

If they match, the clerk operates the keyboard 12 of the card authentication terminal 10 to input transaction data such as the amount. Then, in step SP9, the CPU 20 determines whether or not there is an error in the input data from the keyboard 12. If there is a mistake, the process returns to the initial state, and if there is no mistake, a data clear request is made in step 5P10. That is, as shown in FIG. 6(E), the CPU 20 sends a command for a data clear request and the data input section
0 to the data input section 30.

In the data input section 3o, step 5P37 shown in FIG.
At this point, it is determined whether or not there is a data clear request from the card authentication terminal section 10. When it is determined that a data clear request has been made, in step 5P40, the number unique to the data input section included in the data clear request and the RA
It is determined whether or not the unique number of the data input unit 30 stored in advance in the storage area 403 of M40 matches.

If they do not match, in step 5P42, the RA
M40 (7) Memory fn [401, 4021,: Clear the stored card data and PIN number,
An abnormal response is sent, and if the unique numbers of the data input section 30 match, the data is also cleared in step 5P41, and a normal response is sent. That is, as shown in FIG. 6(F), the CPU 38 transmits a response indicating that the data has been cleared and a response indicating whether the data is abnormal or normal to the card authentication terminal section 10.

In step SPI 1, the card authentication terminal unit 10 determines whether or not a normal response has been sent from the data input unit 30. If the response is abnormal, the process returns to the initial state, and if the response is normal, the process proceeds to step SP12. . At step SP12, the CPU 20 edits the card data, password, amount, and other setting data stored in the RAM 17, and transmits the edited data to the center device via the transmission control section 18 at step 5P13. And C.P.
The U20 receives the data from the center device in step 5P14, displays the transaction result on the display 14, and prints it out using the printer 13 in step SP15.

Note that when there is a request to transmit card data from the card authentication terminal section 10 even though the credit card data has not been read in the data input section 30, it is determined in step 5P22 that the card data has not been input. It is determined that there is no card data, and it is determined in step 5P29 that there is a request for card data. Then, in step 5P30, as shown in FIG. 6(B),
A response indicating that there is no card data is set and transmitted to the card authentication terminal section 10.

Similarly, when a PIN request is sent from the card authentication terminal 10 to the data input unit 30 even though the PIN has not been input from the data input unit 30, in step 5P31, the PIN is not input. It is determined that a request has been made, and in step 5P32, the process shown in FIG. 6 (
A response without PIN data shown in D) is set and transmitted to the card authentication terminal unit 10.

Further, if the card data has not been read and there is a clear request from the card authentication terminal unit 10, it is determined in step 5P33 that there is a clear request, and
In step 5P34, any data stored in the RAM 40 is cleared and the abnormal response is transmitted to the card authentication terminal section 10.

In addition, in the above description, the operation in the case where the data input unit 30 reads credit card data and inputs a password has been described.

However, reading of credit card data and key input of a password can also be performed using the card authentication terminal section 10. In this case, the data input section 30 is not connected to the card authentication terminal section 10. That is, the CPU 20 of the card authentication terminal section 10 performs step SP shown in FIG.
In step 2, it is determined that the data input section 30 is not connected. Then, in step SPI 6, the credit card is inserted into the card reader 11 of the card authentication terminal section 10, and the card data is read. Then, in step SP17, the customer inputs the password from the keyboard 12. In step 5P18, the clerk operates the keyboard 12 to input transaction data such as the amount. Then, in step 5P19, if there is an input error, the process returns to the initial state, and if there is no input error, the operations from step 5P12 to SPI 5 described above are performed to perform transaction processing.

FIG. 9 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in another embodiment of the invention, and FIG. 10 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in another embodiment of the invention FIG. 11 is a flow diagram for explaining the operation of the authentication terminal section, and FIG. 11 is a flow diagram for explaining the operation of the data input section.

In the embodiment shown in FIGS. 6 to 8 described above, the data input section number stored in the data input section 3o and the data input section number transmitted from the card authentication terminal section 10 match. After confirming that the credit card is in use and preventing unauthorized use, transactions are processed with the credit card company's central device. However, in the embodiment shown in FIGS. 9 to 11, the data input unit 30 is
The card data and the key input data, which is the password, transmitted to the data input unit 30 are sent back to the data input unit 30.
This is to prevent unauthorized use by determining whether or not the card data stored in 0 matches the key input data.

Therefore, the operation of the embodiment shown in FIGS. 9 to 11 is the same as that of the embodiment shown in FIGS. 6 to 8 described above, except for the following points. That is, in the flowchart of the card authentication terminal section]0 shown in FIG. 10, the step of determining whether the data input section numbers match in step SP7 shown in FIG.
In the data clear request at P10, the card authentication terminal section 10 sends the card data and password that have been transmitted from the data input section 30 to the data input section 30 along with a command indicating a data clear request. There is.

In addition, in the flowchart of the data input section 30 shown in FIG. and 402, respectively, to determine whether the card data and the PIN number match,
If they do not match, in step 5P42 the RAM is
The card data and password stored in 40 are cleared, and an abnormal response is sent back to card authentication terminal section 10. If the data match, the card data and password in the RAM 40 are cleared in step 5P41, and a normal response is sent back to the card authentication terminal section 10. Other explanations are the same as in the previous embodiment.

Effects of the Invention As described above, according to the present invention, the data input section is detachably provided in the card authentication terminal section, the data input section is removed from the card authentication terminal section and brought to the customer's place, and the data input section is removed from the card authentication terminal section and brought to the customer's location. The card authentication terminal allows the customer to read card data and enter a password, etc., eliminating the need for customers to go to the location where the card authentication terminal is installed each time they make a transaction. Moreover, after reading the card data and inputting key input data, attaching the data input section to the card authentication terminal section, and sending the card data and key input data to the card authentication terminal section, the data is stored in the data input section. Since the card data and key input data that are entered are cleared, the card data and key input data will not remain in the data input section in the event of transaction processing intrusion, which can prevent unauthorized use.

[Brief explanation of drawings]

FIG. 1 is an external perspective view of one embodiment of the present invention. Second
The figure is a schematic block diagram of a card authentication terminal section. FIG. 3 is a diagram showing data stored in the RAM shown in FIG. 2. FIG. 4 is a schematic block diagram of the data input section. Figure gQ5 is a diagram showing data stored in the RAM shown in Figure 4. FIG. 6 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in one embodiment of the present invention. FIG. 7 is a flow diagram for explaining the operation of the card authentication terminal section in one embodiment of the present invention. FIG. 8 is a flow diagram for explaining the operation of the data input section. FIG. 9 is a diagram for explaining commands and responses between the card authentication terminal section and the data input section in another embodiment of the present invention. FIG. 10 is a flow diagram for explaining the operation of the card authentication terminal section in another embodiment of the present invention. FIG. 11 is a flowchart for explaining the operation of the data input section. In the figure, 10 is a card authentication terminal unit, 11 is a card reader, 12 is a keyboard, 13 is a printer, 14 is a display, 15 is a connector, 16 is a ROM 117 is a RAM, 1
8 is a transmission control unit, 19 is a data input unit interface, 20 is a CPU, 30 is a data input unit, 31 is a plug,
33 is a card reader, 34 is a numeric keypad, 36.37 is a display lamp, 38 is CPLI, 39 is ROM, 40 is RA
M. 41 indicates a card authentication terminal interface.萬1 fig. -1 te zero entry I 9su 35 82 card authentication, certificate 4 request Machine 4F block diagram fig. 4 8 萬 5 fig. evening fig. 6 (card & c mouth" Mu Zhu hit) (?
``? Enter or evil) Figure 1 Figure 9 (Main printing (Messaku 1) (Chi Z Hitoke Ji No. 10M Figure 11)

Claims (3)

[Claims] (1) A card authentication terminal device for processing transactions with a center device using a card, comprising a card authentication terminal section and a data input section detachably attached to the card authentication terminal section, the card The authentication terminal section includes a first transmitting/receiving means for transmitting and receiving data and signals to and from the data input section, and when the data input section is attached, the data input through the first transmitting/receiving means. data transmission request signal generation means for requesting data transmission to the data input section; data clear request signal generating means for generating predetermined data in response to data transmitted from the data input section, and generating a data clear request signal requesting clearing of data held by the data input section; and in response to a match signal being sent from the data input unit via the first transmitting/receiving means, transaction processing is performed with the center device based on the data sent from the data input unit. The data input unit includes: a card reading unit for reading data recorded on the card; a keyboard for key-inputting data; and a transaction processing unit for transmitting data and signals to and from the card authentication terminal unit. a second transmitting/receiving means for transmitting and receiving; a storage means for storing card data read by the card reading means and key input data input from the keyboard; In response to a signal requesting data transmission being given from the authentication terminal section, the card reading data stored in the storage means and the key input data are sent to the second transmitting/receiving means to perform the card authentication. Data control means to send to the terminal unit; predetermined data is given from the card authentication terminal unit via the second transmitting/receiving unit, and the predetermined data and the data are sent to the terminal unit in response to a data clear request. a determining means for determining a match with predetermined data held in an input section; in response to the determining means determining a match, the second
a coincidence signal output means for transmitting a coincidence signal to the card authentication terminal unit via the transmitting and receiving means; and a clearing means for clearing the data stored in the storage means in response to the discrimination by the discrimination means. A card authentication terminal device equipped with (2) The data clear request signal generating means generates a unique number representing the data input section as the predetermined data, and the discriminating means sets a unique number representing the data input section. 2. The card authentication terminal device according to claim 1, wherein the card authentication terminal device determines whether the unique number sent from the card authentication terminal unit matches the set unique number. (3) The data clear request signal generating means uses the data transmitted from the data input section as the predetermined data, and the discriminating means uses the data transmitted from the card authentication terminal section and the memory. The card authentication terminal device according to claim 1, wherein the card authentication terminal device determines whether the data matches the data stored in the means.