JPH0373016B2 - - Google Patents

Description

[Detailed Description of the Invention] (a) Technical Field of the Invention This invention provides a new executive approval management system that enables efficient processing of executive approval requests from each terminal device in an online trading system such as the Viking system. It is related to the device.

(b) Conventional technology and problems In the Viking system, for special transactions such as reissuing passbooks and certificates, or modifying the credit limit, it is impossible to update the information with the center based solely on the terminal operator's judgment, and executive approval is required. We have adopted a configuration that makes this possible in certain cases. However, as this executive approval means, it is common to have a configuration in which each terminal device is provided with a section for generating a transaction approval code in response to the setting of an executive key or card.

However, in the above-mentioned conventional executive approval system, the operator has to borrow the executive key or card from the executive every time such a special transaction is performed, which is not only troublesome but also has the disadvantage of poor processing efficiency. In addition to this, when the system requirements increase and the number of terminal devices increases, there is also the problem that it becomes difficult for executives to manage executive keys or cards.

(c) Purpose of the Invention In view of the above-mentioned conventional situation, the present invention eliminates the operation of setting the officer's key or card on each terminal device side and centralizes transaction approval permission on the officer's side. The purpose is to provide a new executive approval management device that allows special online transactions to be executed.

(d) Structure of the Invention Briefly stated, the executive approval management device of the present invention includes a means for connecting each of a plurality of terminal devices, and a means for connecting to each of a plurality of terminal devices, and a means for connecting each terminal device to the executive approval management device in response to an officer approval request from each of these terminal devices. The transaction permission signal generating means comprises means for notifying an approval request, means for determining an approval requesting terminal device, means for displaying a transaction message of the approval requesting terminal device, and means for generating a signal for permitting the transaction. The present invention is characterized in that the approval code generating section of the approval request terminal device is driven by a signal from the above.

(e) Embodiments of the Invention Preferred embodiments of the invention will now be described in more detail with reference to the drawings.

FIG. 1 is a block diagram showing an example of a Viking system to which the present invention is applied, which is broadly divided into a central processing unit 1, a group of terminal devices 21, 22, etc., shown surrounded by chain line transition blocks, and a system according to the present invention. It is composed of an executive approval management device 3. As is well known, the central processing unit is the host computer (CPU) 11.
and a ledger file 12 common to each terminal device group.
etc. Also, terminal device groups 21, 22, 23
. . . are commonly connected to the host computer 11 and the terminal controller 5 connected via the communication line 4, and in addition to the keyboard, display, and printer, transaction message transmitting/receiving units 211 and 22
1,231... and transaction approval code generation part 2
12, 222, 232, . . . as well as request buttons and signal generators 213, 223, 233, . Here, as a trigger source for the approval code generating sections 212, 222, 232..., the conventional setting operation of an officer's key or card can be used, but the officer's approval management device described in detail later can be used. 3 approval permission signal generation circuit 3
Mainly signals from 8.

As shown in the external view of FIG. 2, the executive approval management device 3 includes the terminal devices 21, 22, 2.
3. Connector 30 such as a connector for connection with...
, a buzzer 31 that emits a sound for notification in response to a request for executive approval from each terminal device, and a terminal device that has requested executive approval (hereinafter referred to as an approval requesting terminal device). A circuit 32 and a generating element group 33 that clearly indicate these devices, a CRT display 34 that displays transaction messages etc. from the approval requesting terminal device, an executive key (or card) setting section 35, and selecting the approval requesting terminal device. Terminal selection switch (or 10 keys) 36 for specifying
, a permission button 37 and a signal generation circuit 38 for outputting a signal for permitting approval request transactions, a journal printer 39 for printing processed transaction messages and their approval/disapproval results, and controls the above-mentioned components in an integrated manner. The data processing section 40 includes a microprocessor, memory, etc.

Now, in the above configuration, the operation when the operator of the terminal device 22 performs a special online transaction will be explained with reference to the flowchart of FIG. 3.

(1) The operator inputs transaction data from the keyboard and at the same time presses the executive approval request button based on the recognition that the transaction requires executive approval. By pressing this button, the signal generator 2
23 generates an officer approval request signal, and this signal is transferred to the officer approval management device 3 together with its own terminal code.

(2) The management device inputs the terminal code and the approval request signal via the connector 30, and
The following operations are performed under the control of 0. That is, the buzzer 31 is sounded to prompt the executive to request transaction approval, the discrimination circuit 32 is used to index the approval requesting terminal device 22, and the output is used to cause the corresponding light emitting element to emit light to notify the executive. clearly indicate the terminal device number to the person.

(3) After recognizing the transaction approval request from the terminal device 22 by the buzzer sound and display, the officer specifies the terminal device with the terminal selection switch 36, establishes a signal system with it, and sends the transaction message. of
It is displayed on the CRT display 34 and the quality of the transaction is judged based on it.

(4) If the executive determines that the transaction is "good", he or she presses the permission button 37. Note that prior to this, the executive key (or card) is set in the setting section 35. As a result, the signal generation circuit 38 outputs a transaction permission signal.

(5) The journal printer 39 is connected to the data processing section 4
0 and print the message and approval result of the transaction stored in the memory for record keeping.

(6) The approval request terminal device 22 generates an approval code by driving the transaction approval code generating section 222 in response to the transaction permission signal. The approval code is edited with the transaction message previously keyed in by the transaction message transmitter/receiver 221, and is transmitted to the central processing unit 1 via the terminal controller 5 and the communication circuit 4 in the form of a telegram. Data exchange based on the desired special online transaction is thus performed. Note that if the transaction permission signal cannot be received, it is treated as non-approval on the terminal side.

Although one embodiment of the present invention has been described above, the essence of the present invention is not limited to this embodiment, and for example, the following modifications are possible. That is,
In the above embodiment, an approval request is made to the executive approval request management device by pressing the executive approval request button attached to the terminal device under operator recognition, but this request signal is sent to the central device. It is also possible to use the officer approval instruction signal sent back from the company. To explain this in a little more detail, the Viking system analyzes transaction messages sent from the terminal side, determines whether it is a regular transaction or a special transaction, and if it is a special transaction, it issues instructions that require approval from an executive. The system is configured to send a signal back to the terminal, and the present invention aims to transfer this instruction signal to the executive approval management device via the terminal device.
According to this configuration, even an inexperienced operator can easily carry out online trading operations, making it even more convenient. Further, a buzzer 31 for notifying a transaction approval request includes a light emitting element group 3 that indicates the approval requesting terminal device.
3 may also be used for light emission. Further, the terminal selection switch 36 constitutes a push-type switch group with light emitting elements in combination with the light emitting element group 33, and by pressing the lit (light emitting) switch to explain the approval requesting terminal device, the terminal selection switch 36 makes the request. A terminal device may also be specified. Furthermore, the display on the approval requesting terminal device includes a CRT display 34.
It is also possible to use

(f) Effect of the Invention As is clear from the above explanation, according to the executive approval management device of the present invention, in response to a transaction approval request from each terminal device, an executive can visually recognize the transaction message. This system executes special online transactions that require executive approval by sending back a signal indicating whether the transaction is permitted or disallowed, thereby eliminating the need for terminal operators to handle complicated executive keys or cards. To improve work efficiency and to facilitate management of approval keys or cards by executives. In addition, unauthorized use of the executive key or card by the operator can be prevented. Therefore, it would be extremely beneficial to apply the present invention to a Viking system or the like.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing an example of a banking system to which the present invention is applied, FIG. 2 is a diagram schematically showing the external appearance of a device according to an embodiment of the present invention, and FIG.
The figure is a flowchart for explaining the operation of special transactions in the banking system shown in the first figure. 1: central processing unit, 21 to 2n: terminal device group,
3: Approval request management device, 4: Communication line, 5: Terminal controller, 30: Connector, 31: Approval request notification buzzer, 32: Approval request terminal device discrimination circuit, 33: Display for specifying approval request terminal device 34: CRT display, 35: Executive key (or card) setting section, 36: Terminal selection switch for specifying approval request terminal device, 37: Transaction permission button, 38: Transaction permission signal generation circuit, 39: Journal Printer, 40: Data processing section, 211~
2n1: Transaction message transmitting/receiving section, 212 to 2n
2: Approval code generation unit, 213 to 2n3: Executive approval request signal generation unit.

Claims (1)

[Claims] 1 A plurality of terminal devices, each equipped with a transaction message transmitting/receiving section and an approval code generating section in response to the set of executive approval means, are connected to a central processing unit having a common ledger file to perform various In a system for conducting online transactions, means for connecting with each of the terminal devices, means for responding to an executive approval request from each terminal device and notifying the approval request, and means for determining an approval requesting terminal device. , comprising means for displaying a transaction message of the approval requesting terminal device, and means for generating a signal for permitting the transaction, and driving an approval code generating section of the approval requesting terminal device with a signal from the transaction permission signal generating means. An executive approval management device for online transactions, characterized in that: