JPS59121570A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To collate contents of transaction of a user before the present transaction regardless of the presence or absence of a bankbook by providing a means collating contents of past transaction of the user so as to make the user desiring to collate the contents of transaction operates the means for input. CONSTITUTION:A main control section 1 compares a secret number of a card with a secret number inputted from a keyboard 12. When both are coincident, a telegraphic edition section 2 is driven to form a telegraphic message requesting a data not registered in the user's account. The telegraphic message is transmitted to the center via a line control section 3, and the center returns the corresponding nonregistered data to an automatic device side. The main control section 1 drives a display data editing section 4 to edit the nonregistered data transmitted from the center into a display data of a prescribed format. The nonregistered data formed into a display data is outputted to a display control section 13, which displays this display data on a display section 14.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic transaction device, and particularly to a transaction device that allows users to view past transactions made by users.

tb+ Conventional technology and problems An example of an automatic transaction device is that it is used in banking operations.
Examples include J-deposit machines, automatic teller machines, and automatic deposit machines (hereinafter collectively referred to as automatic machines).

Conventionally, in a transaction using an automatic machine, when a user deposits a deposit with a card (passbook) or transfers a zubutsujin's car, the user can confirm the details of the transaction and the transaction using a receipt (receipt of use). It is only possible to know the result ('IALii, the height of the transaction). Therefore, if the transaction result shown on the receipt number is suspicious, please bring your passbook again and check that it has not been recorded. In other words, in the past, it was necessary to ask the bankbook and find out the transactions in the OJ book as far as IS was concerned.

- The automatic machine is equipped with a function that allows users to inquire about recent balances in their accounts. However, this balance inquiry is treated as one transaction for the user. In other words, when a balance inquiry was made, the NJ machine returned the card to the user and ended its service to the user. Therefore, if a user wants to know the balance of his or her account before making a payment request, the user will have to perform two transaction operations, which also has the disadvantage of causing slow IA of the service for one user. there were.

[C1 Purpose of the Invention The purpose of the present invention is to provide a transaction device capable of inquiring about the details of a user's transactions prior to the current transaction, regardless of the presence or absence of a bankbook, in order to eliminate the above-mentioned conventional drawbacks.

(di) Structure of the Invention In order to achieve the above object, the uninvented eye movement trading device is provided with a means for inquiring about the past transactions made by the user, and an operation input by the original user to inquire about the transaction details. fO
It is a f-nature and a f-common thing. The present invention will be explained in detail below using Examples.

Embodiment of the Invention FIG. 1 is a diagram showing the configuration of an embodiment of an own MJ increase device to which the present invention is applied, and FIG. 2 is a T diagram showing an example of a customer operation section and a display section.

@1 On the side shown in Figure 1, the card reader/writer 10,
The figure shows an automatic machine that is equipped with a passbook printer 11, a display section 14, a deposit/withdrawal mechanism 15, and a keyboard 12 as a customer operation section, and is capable of deposit and payment transactions. These input/output VCfit (hereinafter referred to as FI/(J)) are connected to the main TF via the I10 control unit 6.
It is controlled by instructions from the tUfil1 unit 1). The operation control unit 5 is responsible for determining the meaning of the data that appears on the keys 7 and 12 in response to instructions from the main control unit 1. The device shown as the same cylinder is the line control unit 3
The memories are connected to a center (not shown) via.

FIG. 2 shows an example of the Momijito 14 and the keyboard 12, where the keyboard 12 has function keys 12
a and a numeric keypad 12Jc.

The function key 12a is used when selecting a transaction such as deposit or payment based on the cadance display on the display unit 14. Needless to say, it is also used to provide guidance for the user's next transaction operation. Further, the numeric keypad 12b is used for inputting a personal identification number or payment amount. The numeric keypad 12c is a button for inputting approval or disapproval of a transaction.

In this embodiment, a message editing section 2 is used to request the center for unrecorded data in an account owned by a user, and edits the unregistered data sent from the center into display data on the display section 14. A display data editing section 4 is also provided. The following is an explanation of the side movement [''' based on the drawings.

First, according to the guidance display on the display unit 14, for example, "Please insert your card," the card held by the user is inserted through an insertion slot (not shown).

Next, a message such as "Please enter your PIN number" appears on the display unit 14 (the user is prompted to press the numeric keypad 1 on the keyboard 12)
2b to enter the password. To enter this PIN,
Input register9. It is given to the main control section 1 via the operation control section 5. From this point on, transaction information (account number, ATM card number, etc.) on the card inserted by the user is given to the main control unit I via the card reader/writer 10 and the register 7.

The main control unit 1 compares the password read from the card and the password input from the keyboard 12 li'5! I do.

As a result of the comparison, if the two match, the message editing section 2 is activated to create a message requesting the undistributed first period data in the original user's account. That is, the message editing section 2 is given user account identification information such as the account number and bank branch number read from the card. The K sentence editing section 2 creates a message by adding unrecorded data request data to the given account identification information, and sends this message to the center via the line control section 3. The center searches the center file based on the account identification information ζ contained in this telegram I, and returns the corresponding unrecorded data to the automatic machine.

The unrecorded data returned from the center is sent to the recall control unit 3.
is received by the main control unit 1 via. The main control unit 1 drives the display data editing im 4 and edits the unrecorded data sent from the center into the display data of the 9r footmant. When the return of the unrecorded data from the center is completed, the main control section 1 sends the unrecorded data that has been converted into data to the display data editing section 41. +4 is outputted to the hook section 13 via the control section 6. The optical indication data created by the optical indication data editing section 4 has the same format as that printed on a bankbook, for example, as shown in FIG. The light display control section 13 displays this light display data on the light display section 14 . The display data edited by the display data editing section 4 can be printed by the passbook printer 11 via the print data register 8. Therefore, when a user brings a bankbook with him or her, the data can be used as print data for the bankbook, either automatically or manually.

As mentioned above, the details of the user's past transactions are displayed on the password input Hato 14. As a result, even if the user does not have a passbook, the user can inquire not only about the current balance but also about the transaction details of the undivided sum.

After the transaction details are inquired, the user presses the numeric keypad 12C.
Request the transaction selection screen by pressing the ○ button. Alternatively, the transaction can be ended by pressing the x button. This human power on the numeric keypad 12c is realized by pressing the ○ button, which is realized by the operation control unit 5 determining that input is possible according to a command from the main control unit 1, and the main control unit 1 selects each of the function keys 12H. Assign tradable items to
The light display section 14 displays a kaidance indicating the meaning of each key 12a.
Show light. As a result, the user can select the desired transaction. A transaction selection input using the function key 12a is given to the main control section 1 via the operation control section 5. The main control unit 1 drives the deposit/withdrawal mechanism 15 in response to this selection input to execute a cash transaction.

In the above-described embodiment, the column is configured to automatically display the unrecorded data when the password matches as a trigger, but it is also possible to select whether or not to display the unrecorded data. In this case, when selecting the transaction mentioned above, for example, deposit (unrecorded transaction details required)
, payment (no need for unrecorded transaction details), etc., may be assigned to the function key 12a.

In addition, if the display unit 14 is a rotating drum type display other than CB or T, unrecorded data may be inspected by printing it on the receipt. In the case where the data that can be inquired by the ship is unrecorded data, it may be configured to display the contents of the latest 10 transactions among the transactions conducted in the past).

(Fl Effect of Invention As detailed above, due to non-invention, I have the ability to know the names of transactions that have been carried out in the past.
can. Therefore, suspicious windows for users of the current deposit balance can be resolved immediately. ;EJ It is possible to improve operation efficiency.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing an automatic a as an embodiment of the present invention, and FIG. 2 is a diagram showing an example of a customer operation section and a display section of the embodiment. Department, 2 is the Telegram Editorial Department, 4 is the optical data editing name μ, 12th l Figure ■■■■■■■■■■/″b Measure 2 Figure

Claims (1)

[Claims] (1) Transaction 7! - a display section for providing guidance to the requesting user, a customer display section for the user to input transaction data in accordance with the instruction, and the IJj
5r, comprising a transaction profit and loss for performing a transaction based on data inputted by the customer operation unit; and 7. :In addition to providing a means for inquiring past transaction details to the user, the user's operation input based on the transaction details inquiry by the inquiry means is set to 51 NI=. Part-bahiki sophistry. (2) The above-mentioned inquiry means (patent claim 0 characterized in that the inquiry about the details of the transaction is carried out on the display section 1) Ayu 1
Item (1) B Self-loaded automatic transaction device.