KR950009413Y1 - Account sheet processing device for bank transaetion - Google Patents

Abstract

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Description

Document recorder for bank customers

1 is an external view of the journal recorder according to the present invention.

2 is a keyboard layout of the journal recorder according to the present invention.

3 is a block diagram of a journal recorder according to the present invention.

4 is a block diagram of a journal processor according to the present invention.

5 is a block diagram of a journal processor according to the present invention.

Figure 6 is a flow chart of the operation of the document recorder when depositing passbook according to the present invention.

7 is a flow chart of the operation of the journal recorder when depositing a bank account according to the present invention.

8 is a flow chart of the operation of the journal recorder withdrawal account according to the present invention.

9 is a flowchart illustrating an operation of the slip processor according to the present invention.

* Explanation of symbols for main parts of the drawings

1: keyboard 1a: passbook deposit key

1b: Calculation Key 1c: Deposit Key

1d: Billing Key 1e: Completion Key

1f: Exit key 1g: Cancel key

1h: Other deposit key 2,23: Microprocessor unit (MPU)

3: magnet card reader (MCR) 4,5: first and second display parts

6: barcode generation unit 7: printer

10: document recorder 20: document processor

21: bar code reader 22: signal converter

24: monitor 25: central computer

The present invention allows customers who use banks to easily create incoming and outgoing slips while handling them, and at the same time prints unique setting codes consisting of barcodes on incoming and outgoing slips, providing convenience to customers. In addition, the present invention relates to a bank recorder for bank customers that can achieve both the effect of simplifying the amount of work at the counter and reducing the processing time.

If you look at the transaction process of deposit and withdrawal at the current bank, first, the customer puts the account number, deposit, withdrawal amount, password, date, and his / her name on the slip, After holding your ticket, wait for your turn in front of the counter and present it to the counter staff.Or take a number ticket issued in advance, hold it and wait for it, and when your turn comes, check your account number, deposit, withdrawal amount, password, After entering the names into the computer in sequence, the reprocessing of the slips was re-checked to complete one process.

This processing method required a considerable amount of time to process due to the fact that the customer had to go through the document recording work of the customer and the re-entry of the cashier, which resulted in the congestion of the counter work. It was unfavorable in terms of customer service, as customers had to spend a lot of time, and the clerk in charge also suffered from excessive workload.

The present invention has been researched and developed to effectively solve this problem in consideration of such a reality, and a keyboard for selectively inputting various business matters such as deposit, withdrawal, account number, amount, password, date, etc. The LC D display unit, the MC R (MAGNETCC CARD READER), which reads the magnetic tape of the passbook, and the printer that prints the inputted information on each document are combined to form a single document recorder. Set according to the reading result by reading the relevant additional conditions such as each input condition, whether it is deposit or withdrawal, whether it is a distribution or unpaid account, whether it is the other line or the main line, and whether the account number and password name match. When a unique barcode is printed on the document at the same time, the window prints only the barcode on the document. By adopting a new method to close the documents in a simple process, it minimizes the processing time required for the work between the customer and the counter, and minimizes the amount of work at the counter. In addition, the main purpose is to obtain a desirable result in terms of service to the customer, the configuration and use process and the resulting effects will be described in detail based on the accompanying drawings.

3 is a schematic block diagram of the document recorder 10 used by the user according to the present invention to selectively manipulate account numbers, remittances, deposits and withdrawals, numeric keys, and passbook deposits and ordinary deposits. Keyboard (1) including a function key and a plurality of operation keys, and a microcomputer with a program that can detect the input situation in accordance with the operation of the keyboard (1), and control all devices of the document recorder (10) A processor unit (hereinafter referred to as an "MPU") (2), a magnet card reader (3) for reading information of a magnet card attached to a bankbook and transferring data to the MPU (2), and an output side of the MPU (2). Connected to the first and second display units 4 and 5 for displaying input data of the keyboard 1 and operation request messages and customer numbers for each situation, and the output side of the MPU 2; Sent to the printer 7 for recording data on the It consists of the information with a bar code generating unit (6) for switching to a bar code.

4 is a schematic block diagram of a slip processing machine 20 used by a bank teller according to the present invention, a barcode reading unit 21 for reading information of a card printed by the printer 7 of FIG. The signal converter 22 converts the processing signal of the barcode reader 21 into original data, and reads the data of the signal converter 22 to display the information recorded in the slip on the monitor 24 on the monitor computer. It consists of the MPU 23 which transmits to (24).

5 is an operation flow chart of the slip recorder according to the present invention, Figure 6 is a flow chart of the operation of the slip recorder when depositing the passbook, Figures 7 to 8 is a flow chart of the deposit and withdrawal operation.

9 is a flowchart of the operation of the document processor used by the bank clerk.

Referring to the operation of the present invention made as described above in detail with reference to Figures 3 to 9 as follows.

First, referring to the operation flow of the document recorder 10 according to FIG. 5, when the power is supplied to the document recorder 10 and the initial state is reached, self-diagnosis is executed internally (step 101). Is generated, an alarm and a fault display (step 103) are performed. If there is no abnormality, the first display unit 4 displays the customer's order number (step 104), and the second display unit 5 displays the current time. After the display (step 105), the initial execution process (L1) to be in the input standby mode (step 106) state is performed.

After the initial execution process (L1), the keyboard 1 determines whether the user is in the bankbook mode or the calculator mode according to the operation of the bankbook deposit key 1a or the calculator key 1b that does not use a bankbook (steps 106 and 107). Then, a passbook and calculator execution process L2 for processing a passbook mode process (step 107) and a calculator mode process (step 108) for each mode is performed.

On the other hand, in the deposit and withdrawal mode using the passbook, when the user inserts the magnet card on the back of the passbook to the MCR (3) and moves from left to right, the MCR (3) detects the presence of the passbook (step 110) If there is an inflow of the check, it is determined whether the bank account is usable by checking the loss of information of the magnet (step 111). If the magnet card is damaged and the bank account is not available, the second display unit (5) ), And if there is no abnormality, the bankbook use determination process L3 is performed to transmit the information on the magnet card of the bankbook to the MPU 2 (step 113).

Next, after executing the passbook use determination process L3, it is determined whether the deposit mode or the charge mode is in accordance with the operation of the deposit key 1C or the charge key 1d of the keyboard 1 (steps 114 and 115). According to the mode, the deposit and withdrawal process L4 which proceeds with the deposit or billing mode (steps 116 and 117) is executed.

6 to 8, FIG. 6 is a detailed flowchart of the passbook processing process L2.

In other words, when depositing the bankbook, the name of the account holder, the client, and the name address are filled in the slip and then loaded into the printer 7. (Step 201) At this time, when the loading of the document is completed, the printer 7 sends a loading completion signal to the MPU 2, and the MPU 2 determines that the loading is completed (step 202). If the bank is the same bank (step 203), a message for requesting an account number input is displayed on the second display unit 5 (step 204), and the user presses a numeric key on the keyboard 1 according to the message instruction. When the operation number is input (step 205) and the completion key 1e indicating the end of account number input is pressed, the MPU 2 checks the input state of the completion key (step 206). Thereafter, when the input state of the completion key 1e is checked, a message for requesting the remittance amount input is displayed (step 207), so that the user inputs the remittance amount (step 208) by operating the numeric keys of the keyboard 1 When the completion key (1e) indicating that the input is completed is pressed (step 209), a message for inputting the remitter's phone number is displayed (step 210), and the user enters an evolution number according to the message (step 211) and then the completion key ( 1e) (step 212) a message for displaying the inputs thus far, i.e., account number, remittance amount, telephone number, etc., on the second display unit 5 (step 213) and requesting confirmation of the correctness of the inputs. Is displayed (step 214), and if the user presses the cancel key (1g) in comparison with the displayed item (step 216), the operation is initialized to step 203 to repeat the above operation. Done.

On the other hand, when all the inputs are correct, when the user presses the end key 1f (step 215), the MPU 3 controls the printer 7 to input data on the top of the unpaid bank statement and the back of the document. The barcode corresponding to the data is printed (step 218). Then, the MPU 3 determines that printing is completed (step 219), and when the printing is completed, discharges the document (step 220), ends the passbook payment document recording (step 221), and returns to the initialization state.

On the other hand, if the bank to be deposited at the time of the bankbook payment is not a bank other than the same bank, when the user operates the bank transfer key (1h) of the keyboard 1 in step 203, the MPU (2) checks this (step 221) As a message for requesting a unique number (code number) is displayed (step 222), the user inputs a unique number of the other line to be deposited by manipulating the key according to the message (step 223) and then presses the completion key (1e). In step 204, through the sequential process as described above, the other bank transfer payment slip record is completed.

7 is a detailed flowchart of the deposit slip recording process. First, the name of the account holder is written in the deposit slip and then loaded into the printer 7. (Step 301) At this time, when the loading of the document is completed, the printer 7 sends a loading completion signal to the MPU 2, and the MPU 2 determines that the loading is completed (step 302) and then the second display unit 5 In step 303, a message requesting the input of the account number is displayed, and the user inputs the account number by inputting the account number (step 304) by operating the numeric keys of the keyboard 1 according to the instruction of the message (step 304). When (1e) is pressed, the MPU 2 checks the input state of the completion key (step 305). After the input state of the completion key 1e is checked, it is determined whether it matches the information contained in the magnet card of the bank account (step 306). If it does not match, an error indication and an alarm sound are sent (step 307). If the information and the entered account defense coincide with each other, a message for requesting the deposit amount is displayed (step 308), so that the user inputs the deposit amount (step 309) by operating the numeric keys of the keyboard 1, and then enters the amount. When the completion key (1e) indicating that the completion is pressed (step 310), the inputs thus far, that is, the account number, the remittance amount, etc. are displayed on the second display unit 5 (step 311). In comparison, if there is an error or wrong, pressing the cancel key 19 (step 314) is initialized to step 303 to repeat the above operation.

On the other hand, if all the inputs are correct, when the user presses the end key 1f (step 313, the MPU 3 controls the printer 7 to input data on the upper side of the deposit slip. The barcode corresponding to the data is printed (step 315). Then, the MPU 3 determines that the printing is completed (step 316), ejects the document when the printing is completed (step 317), and ends the deposit slip recording ( Step 318), and returns to the initialization state.

8 is a detailed flowchart of the withdrawal slip recording process. First, the withdrawal slip is printed on the depositor's name and stamp date, and then loaded into the printer 7. (Step 401) At this time, when the loading of the slip is completed, an MPU ( 2) the loading completion signal is sent, and the MPU 2 determines that the loading is complete (step 402) and then displays a message requesting a password (step 403), thereby operating the keyboard 1 to input the password. After that, press the completion key (1e). At this time, when the input of the completion key is determined in the MPU 2 (step 404), the second display unit 5 displays a message requesting input of the account number (step 405). When 1) is pressed, the MPU 2 checks the input state of the completion key (step 407). Then, if only the input state of the completion key (1e) is checked, it is determined whether it matches the information recorded on the magnet card of the passbook (step 408), and if it does not match, an error indication and an alarm sound are sent (step 409), and the magnet card If the information and the entered account number is identical to each other, and displays a message requesting the withdrawal amount input (step 410), the user inputs the withdrawal amount by operating the numeric key of the keyboard (step 411) When the completion key 1e indicating that the amount input is completed is pressed (step 412), the inputs thus far, such as the account number and the withdrawal amount, are displayed on the second display unit 5 (step 413) and the inputs are simultaneously displayed. A message requesting confirmation of correctness is displayed (step 414), and if the user has an abnormality or wrong comparison with the displayed item, pressing the cancel key 19 (step 416) is initialized to step 403 and the It is executing the same operation is repeated.

On the other hand, if all of the inputs are correct, when the user presses the end key 1f (step 415), the MPU 3 controls the printer 7 to input data on the upper side of the deposit slip and the back of the slip. The barcode corresponding to the data is printed (step 417). Then, the MPU 3 determines that printing is completed (step 418), and when printing is completed, discharges the document (step 419), ends the withdrawal slip recording (step 420), and returns to the initialization state.

9 is a flowchart illustrating the operation of the document processor 20 used by a bank clerk. First, the unpaid deposit slip, the deposit slip, and the withdrawal slip made by the document recorder 10 are loaded into the barcode reader 21 according to FIGS. After that (step 501), when the decryption key is operated in the document processor 20 keyboard, the MPU 23 checks the input of the decryption key (step 502) and then prints the barcode printed on the back of the document in the barcode reader 21. The data is decrypted (step 503) and transmitted to the signal converter 22 to demodulate the original data (step 504) and sent to the MPU 23 (step 505).

Accordingly, the MPU 23 combines the inputted data and displays the information on the monitor 24 (step 506). At this time, the bank employee compares the information printed on the upper surface of the document with the information displayed on the monitor 24. If there is no abnormality after pressing the confirmation key installed on the keyboard of the document processor 20, the information recorded in the document is transmitted to the central computer 24 (step 509) to end one document processing process.

As described above, the present invention allows the bank customer to directly operate and use the bank record, and at the same time, the original barcode according to the input record is printed on the back of the document, and then presented to the counter staff. The counter staff can quickly and accurately complete a single document processing task by inputting and confirming the barcode printed on the back of the document on the computer. This greatly reduces the processing workload and processing time at the counter, as well as the customer. It is a profitable design that achieves desirable results in terms of services.

Claims (1)

Keyboard 1 comprising a numeric key for inputting a bank account number, remittance and deposit amount, a function key for selectively controlling whether a bankbook or ordinary deposit is requested, and a plurality of arithmetic keys, and operation of the keyboard 1 Microprocessor unit (hereinafter referred to as "MPU") (2) with a program that can detect inputs and control all devices of the voucher 10 (2), and read the input information of the magnet card attached to the bankbook A magnet card reader 3 for transmitting the data to the MPU 2, connected to the output side of the MPU 2, and displays input data through the keyboard 1, operation request messages according to each situation, customer numbers, and the like. The first and second display units 4 and 5 to be connected to the output side of the MPU 2, and the printer 7 and the input transmitted to the printer 7 to print the input data transmitted to the corresponding slip. Randomized data Document writer for bank customers which comprises comprises a combination with a bar code generating unit 6 for converting the code.