JPH11283082A - Cutform issuing device, bankbook issuing device and bankbook processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To issue a bankbook without needing various input operations in a bankbook issuing device by writing information showing the kind of the bankbook in a magnetic stripe and issuing a cutform reception slip when the printing of the bankbook becomes full. SOLUTION: When the printing of the bankbook is recognized to be full after a transaction is executed, it is recognized whether the kind of the bankbook (the old one) treated by a money receiving/paying transaction is contained in the bankbook containing part 608 of an automatic transaction machine 60 or not. At the time of containing, the new bankbook being the same kind as that of the old one is issued from the part 608. Unless the kind is contained, the cutform reception slip with the magnetic stripe being a bankbook size required for issuing the new bankbook is fed from bankbook containing part or a cutform containing part 608, data indicating the kind of the old bankbook is written in the magnetic stripe of the cutform by a magnetic stripe writing part 603 and the cutform is issued from an inserting part 601. Then, a guide message for urging issuing in the bankbook issuing device is displayed in a display part 607.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention particularly relates to a passbook handling system when it is necessary to issue a new or carry over a passbook.

[0002]

2. Description of the Related Art As a conventional technique, a type of passbook that can be automatically or newly issued by an automatic contract accepting apparatus or a cash automatic transaction apparatus (also referred to simply as an automatic transaction apparatus) includes the following types of passbooks. Due to restrictions such as hardware specifications, the number of passbooks is limited to two or three. However, since there are a wide variety of passbooks handled by financial institutions, passbooks that cannot be issued by an automatic contract acceptance device or an automatic cash transaction device are: Waiting time was long because I was guided to the counter.

[0003]

In order to increase the kinds of passbooks automatically issued by the automatic teller machine or the automatic contract accepting machine, it is necessary to increase the space for accommodating the passbooks to be issued. There is a problem that the size becomes large. In order to maintain the current size of the automatic teller machine and the automatic contract accepting device, it is realized by entrusting the passbook issuing task to another passbook issuing device.

[0004] Linking from an automatic teller machine or an automatic contract accepting machine to a passbook issuing device enables non-operational passbook issuance for the purpose of shortening the waiting time of a user.

[0005]

In order to achieve the above object, an automatic transaction apparatus such as an automatic transaction apparatus or an automatic reception apparatus writes predetermined information when it is necessary to carry over or newly issue a passbook. Issue a single ticket receipt,
The passbook issuing side may provide a passbook handling system for issuing a passbook desired by the user based on the receipt.

[0006] The size of the receiving slip, the magnetic stripe /
By matching the specifications such as the barcode format to the passbook, it is possible to cope with the existing automatic teller machine, automatic contract accepting machine, and passbook issuing device without hardware modification. Further, by printing user data such as the user's account number and customer name on the front of the issued receipt, the user can be easily confirmed.

[0007]

Embodiments of the present invention will be described below in detail with reference to the drawings.

[0008] The present invention relates to a new issue or a carry-over issue of a passbook in an automatic teller machine and a new issue of a passbook in an automatic contract receiving apparatus. The automatic teller machine or the automatic contract accepting apparatus is simply referred to as an automatic transaction apparatus. However, it may be described as a single-sheet issuing apparatus because it particularly issues a single-sheet reception slip described later. On the other hand, a description will be given as a passbook issuing device that receives the cut sheet and issues a passbook.

FIGS. 1 and 2 are flowcharts showing an embodiment of the processing procedure of the present invention. FIG. 1 shows the processing in the automatic teller machine, and FIG. 2 shows the processing in the passbook issuing apparatus.

FIG. 3 shows a magnetic card, FIG. 4 shows a passbook, FIG. 5 shows a single-receipt form with a passbook-size magnetic stripe, FIG. 6 shows the structure of an automatic transaction apparatus, FIG. 7 shows the structure of a passbook issuing apparatus, and FIG. 1 shows a passbook handling system for connecting an automatic transaction device and a passbook issuing device.

[0011] Incidentally, the cut-out of FIG. 5 is an automatic transaction device (FIG. 6).
Is a medium in which information necessary for issuing a passbook from the passbook issuing device (FIG. 7) is stored. However, it is more preferable that the medium is the same size as the passbook (FIG. 4). If a ticket having the same size as the passbook as shown in FIG. 5 is issued from the automatic transaction device, there is no need to add the configuration necessary for issuing the ticket to the automatic transaction device itself. In other words, This is because there is an effect that it is not necessary to modify the automatic transaction device. Basically, the size of a ticket may be different from the size of a passbook (in that case, the automatic transaction apparatus needs a configuration necessary for issuing a ticket; however, it is not shown). In the description, an example in which a ticket (FIG. 5) of the same size as a passbook having a more advantageous effect is issued from the automatic transaction apparatus will be mainly described.

First, the outline of the processing of the present invention will be described, focusing on the passbook handling system shown in FIG.

The user sets the magnetic card 30 shown in FIG. 3 and the passbook 40 shown in FIG. Then, the automatic transaction apparatus 60 performs printing on the passbook 40. At this time, although the page and print line to be printed have already been completed in the passbook 40, if there is still remaining print, Prints the remaining passbook on the new passbook stored in the automatic transaction apparatus 60 and then issues a new passbook. However, if a passbook of the same type as the passbook 40 desired by the user (for example, there are various types of passbooks such as a general passbook and a general passbook in the passbook) is not stored in the automatic transaction apparatus 60, FIG. Is issued from the automatic transaction apparatus 60.
Subsequently, when the user puts the cut sheet 50 into the passbook issuing device 70 separate from the automatic transaction device 60, the passbook issuing device 70 replaces the new passbook of the type not stored in the automatic transaction device 60 with the remaining passbook. Issued with printing.

When a new passbook is issued by the passbook issuing device 70, a print that cannot be printed by the automatic transaction device 60 is printed on the new passbook. In this case, there are roughly two processes. In the first process, the automatic transaction apparatus 60 uses the cut-off form 50 shown in FIG.
When issuing a passbook, the information of the remaining print lines to be printed on the new passbook is stored in the magnetic stripe 502 attached to the back surface of the cut sheet 50, and the passbook issuing device 70 reads the information to print the predetermined line. Processing. In the second process, the information on the remaining print lines written in the magnetic stripe of the cut sheet 50 in the first process is not written in the cut sheet 50 but is transmitted to the host 90 via the server 80 in FIG. When the user issues a new passbook with the passbook issuing device 70 based on the cut sheet 50, the user prints the remaining print lines based on the information stored in the host 90 and issues the new passbook. Processing.

As shown in FIG. 6, the automatic transaction device 60 comprises:
A passbook insertion unit 601 for inserting the passbook 40, a passbook barcode read unit 602 for reading a passbook barcode 401 printed on the inner sheet of the passbook, and the like, reading of the magnetic stripe 402 attached to the passbook 40 or writing of magnetic data. Passbook magnetic stripe read / write unit 603, Passbook printing unit 604 for performing predetermined printing on the passbook 40, Magnetic card insertion unit 605 for inserting a magnetic card, Magnetic card read unit 606 for reading a magnetic card, Guidance for users And the like, a passbook storage unit 608 for storing a passbook for new issuance, and a control unit 609 for controlling the above-described units. The automatic transaction apparatus 60 according to the present invention is configured to issue a cut sheet 50 shown in FIG. Although not shown, a plurality of passbook storage units 608 are provided in the automatic transaction device 60,
The passbooks 40 are separately stored in the storage unit 608 such that there are two or three types of passbooks and one type of single form 50. And storage section 6
When the single form 50 is fed out from 08 and issued, magnetic data is written on the magnetic stripe 502 attached to the single form 50 by the magnetic stripe read / write unit 603, and the predetermined data is written on the single form 50 by the passbook printing unit 604. Is printed from the passbook insertion unit 601. If the single form 50 is not the same size as the passbook 40, it goes without saying that the automatic form printing apparatus and the magnetic stripe read / write section of the single form are separately provided in the automatic transaction apparatus 60.

As shown in FIG. 7, the passbook issuing device 70 has an insertion section for inserting the cut sheet 50 issued by the automatic transaction apparatus 60. Since the cut sheet 50 has the same size as the passbook, the passbook insertion section 701 is provided. (Hereinafter the same). In addition, 50
A passbook barcode read unit 702 for reading the barcode 501 of the passbook, a passbook magnetic stripe read / write unit 703 for reading the magnetic stripe 502 of the cutsheet 50, and writing specific magnetic data on the magnetic stripe of the new passbook, and the passbook 704, a magnetic card insertion unit 705 for inserting a magnetic card, a magnetic card read unit 706 for reading a magnetic stripe of a magnetic card,
It comprises a display unit 707 for displaying guidance and the like to the user, a passbook storage unit 708 for storing various passbooks, and a control unit 709 for controlling each unit. The passbook issuing device 70
Deals mainly with the voucher 50 issued by the automatic transaction apparatus 70 and issues a new passbook. However, it is also possible to process a normal passbook 40 and issue a new passbook. Because the single vote 5
This is because 0 is the same size as the passbook. If the cut sheet 50 is a medium that is not the same size as the passbook, the automatic transaction device 6 described above is used.
As described with reference to FIG. 0, it is apparent that the passbook issuing device 70 is provided with a configuration necessary for handling the cutsheet 50, for example, a cutsheet insertion slot, a magnetic lead unit for reading a cut magnetic stripe, and the like. It is.

Next, an embodiment of the present invention will be described with reference to the flowcharts of FIGS. 1 and 2 using the components of FIGS. 3 to 8.

First, the user inserts the magnetic card 30 and the passbook 40 into the magnetic card insertion unit 605 and the passbook insertion unit 601 of the automatic transaction device 60, respectively, in order to execute a deposit / withdrawal transaction with the automatic transaction device 60 (step). 100 and step 110). The barcode 401 of the inserted passbook 40,
The respective data of the passbook magnetic stripe 402 and the magnetic card stripe 301 of the magnetic card 30 are read by the passbook barcode read unit 602, passbook magnetic stripe read / write unit 603, and magnetic card read unit 606 (step 101 and step 101). 111), control unit 6
At 09, the validity of the passbook 40 and the magnetic card 30 is checked (step 102). This check item is for the passbook 40
The customer information in the information of the passbook magnetic stripe 402 and the customer information in the information of the magnetic card stripe 301 of the magnetic card 30 are matched. If the check result is NG, the fact is displayed on the display unit 607 (for example, if the customer information of the inserted passbook and the magnetic card does not match, “passbook, magnetic card mismatch error” is displayed) (step 11).
2) Return the passbook and magnetic card (step 11)
3). If the check result is OK, a normal deposit / withdrawal transaction is performed, printing is performed on the passbook 40 by the passbook printing unit 604, and predetermined data is written on the magnetic stripe by the magnetic stripe read / write unit 603 (step 10).
3).

When it is recognized that the bankbook is full, that is, the bankbook is full of prints after the transaction is performed, the bankbook storage unit 60 of the automatic transaction apparatus 60
It is confirmed whether or not the type of the passbook (also called the old passbook) handled in the deposit / withdrawal transaction is stored in 8. If it is stored, a new passbook of the same type as the old passbook is issued from the passbook storage unit 608. If it is not stored, a single-receipt slip with a magnetic stripe of the passbook size required to issue the new passbook The banknote 50 is fed from the passbook storage unit or the cut-sheet storage unit 608, and data indicating the type of the old passbook is written in the magnetic stripe 502 of the cut-sheet 50.
3 and the insert unit 601 issues the cut sheet 50 (step 105). Then, a guidance message for prompting issuance by the passbook issuing device 70 is displayed on the display unit 607 (step 107). After that, the first passbook inserted (old passbook)
Then, the magnetic card is returned (step 108). The above-mentioned display section 607 displays a guidance message, for example, "Please issue a new passbook with a single sheet issued by a dedicated passbook issuing device because the type of customer's passbook does not exist in the automatic transaction device." By displaying such as, etc., the operability of the user is improved, and in addition, when issuing the cut sheet 50 from the automatic transaction device 60, the text corresponding to the message displayed on the display unit by the printing unit 604 is displayed. Printing has the effect of making it easier for the user to understand.

Next, a process for issuing a new passbook using the single form 50 will be described.
The following describes a method of storing the remaining print line information to be printed on the new passbook at the time of issuing the new passbook in the file of the host 90 via the server 80. It is clear that the following processing can be performed even when the remaining print information is written on the magnetic stripe of the cut sheet 50 as described above, and the description thereof will be omitted.

When the user wants to issue a new passbook, the passbook insertion unit 701 and the magnetic card insertion unit 70 of the passbook issuing device 70
5, a passbook-sized single-receipt form 50 with magnetic stripe and a magnetic card 30 are inserted (steps 200 and 210). Receipt slip 5 with magnetic stripe inserted
0 is read by a barcode read unit 702, and the magnetic data stored in the receipt magnetic stripe 502 is read by a magnetic stripe read / write unit 703. Subsequently, the magnetic stripe 301 of the magnetic card 30 is read.
Is read by the magnetic card read unit 706 (step 201 and step 211). Subsequently, the control unit 70
In step 9, the validity check of the single-sheet receipt with magnetic stripe and the magnetic card is performed [step 202].

The contents of this check are: 1. A true / false determination check to determine whether or not the barcode 501 of the single-receipt form 50 with magnetic stripe is registered in advance. Receipt form magnetic stripe 502 of single form receipt form 50 with magnetic stripe
And the customer information in the information of the magnetic card 30 is checked.

If the check result is NG, the display 70
7 is displayed (step 212), and the ticket receipt with magnetic stripe and the magnetic card are returned (step 2).
13) If the check result is OK, passbook storage unit 70
From 8, a new passbook of the type specified by the cut sheet 50 is selected and fed out. In this new passbook, print information not printed by the automatic transaction apparatus 60 is printed by the passbook printing unit 704, but the remaining print information to be printed from the host 90 via the server 80 is printed. In the magnetic stripe of the passbook, the same format as the old passbook, at least the account information of the user, is written in the magnetic stripe read / write unit 703, the passbook issuance processing of the new passbook is performed (step 203), and the issued new passbook is processed. The passbook is ejected from the insertion unit 701 (step 204), and the passbook-sized single-receipt form with magnetic stripe 50 and the magnetic card 30 that have been inserted first are returned (step 214). The returned magnetic stripe-equipped single-sheet receipt 50 deletes the information of the receipt magnetic stripe 502 in order to prevent double issuance of a new passbook.

As described above, by using the passbook-size single-receipt slip with magnetic stripe 50, the present automatic teller machine 60 and the passbook issuing device 70 are not remodeled and the passbook issuing device 70 is not modified. It is possible to realize new / forwarded issuance of a new passbook in non-operation.

[0025]

As described above, according to the present invention, a passbook-size single-receipt slip with a magnetic stripe is issued without a passbook issuing mechanism in the automatic teller machine or the automatic accepting apparatus, and the passbook is issued. By performing the interlocking control via the apparatus and the host, it is possible to realize passbook issuance without various input operations on the passbook issuing apparatus.

[Brief description of the drawings]

FIG. 1 is a flowchart 1 (rollover issuing sequence) showing an embodiment of a processing procedure of the present invention.

FIG. 2 is a flowchart 2 (passbook automatic issuing sequence) showing an embodiment of the processing procedure of the present invention.

FIG. 3 is a diagram showing an example of a magnetic card.

FIG. 4 is a diagram showing an example of a passbook.

FIG. 5 is a diagram showing an example of a single-receipt form with a magnetic stripe.

FIG. 6 is a diagram showing a configuration of an automatic teller machine.

FIG. 7 is a diagram showing a configuration of a passbook issuing device.

FIG. 8 is a configuration diagram of a passbook handling system that connects an automatic transaction device and a passbook issuing device.

[Explanation of symbols]

30 ... magnetic card, 301 ... magnetic card stripe, 4
0: passbook, 401: passbook barcode, 402: passbook magnetic stripe, 50: single-sheet receipt with magnetic stripe, 50
DESCRIPTION OF SYMBOLS 1 ... Receipt slip barcode, 502 ... Receipt slip magnetic stripe, 60 ... Automatic transaction apparatus, 601 ... Passbook insertion part, 602
… Passbook barcode read section, 603… passbook magnetic stripe read / write section, 604… passbook print section, 605… magnetic card insertion section, 606… magnetic card read section, 607
... display unit, 608 ... passbook storage unit, 609 ... control unit, 70
... passbook issuing device, 701 ... passbook insertion unit, 702 ... passbook barcode read unit, 703 ... passbook magnetic stripe read / write unit, 704 ... passbook printing unit, 705 ... magnetic card insertion unit, 706 ... magnetic card read unit, 707 ... display unit, 708 ... passbook storage unit, 709 ... control unit, 80 ... server, 90 ... host

 ────────────────────────────────────────────────── ─── Continuing on the front page (72) Inventor Yasuhito Miura Within Nikkaichi Chubu Software Co., Ltd.

Claims (4)

[Claims] A magnetic head for reading a magnetic stripe of a passbook, and information indicating the type of the passbook read by the magnetic head when the print of the passbook is full is written on the magnetic stripe by the magnetic head, and And a control unit for issuing a slip receipt. 2. The ticket issuing apparatus according to claim 1, wherein said ticket receiving slip has the same size as said passbook. 3. An insertion slot for inserting a slip receipt to which a magnetic stripe including passbook type information and print line information to be printed is attached, a storage section for storing a plurality of types of passbooks, and a magnetic stripe A magnetic head that reads and writes the passbook, and stores the corresponding passbook based on information indicating the type of passbook written on the magnetic stripe of the single-receipt receipt when the single-receipt receipt is inserted from the insertion slot. And a control unit that prints out remaining print information to be printed on the fed passbook. 4. A magnetic head for reading a magnetic stripe of a passbook, and when the passbook is full of prints, information on the type of the passbook read by the magnetic head and information on the remaining print lines to be printed on the passbook. And a control unit for writing a slip receipt by writing the data on a magnetic stripe by the magnetic head, and a unit for attaching a magnetic stripe including information on a passbook type and information on a print line to be printed. An insertion slot for inserting a slip receipt, a storage unit for storing a plurality of types of passbooks, a magnetic head for reading and writing a magnetic stripe, and the slip reception slip when the slip receipt is inserted from the insertion slot. A corresponding passbook is drawn out from the storage section based on the information indicating the type of the passbook written on the magnetic stripe, and the remaining to-be-printed read by the magnetic head in the drawn out passbook. A passbook issuing system having a control unit for printing the print information of the passbook.