JP2002008108A - Automatic teller machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To solve a problem of a conventional multi-item bankbook like a multipurpose bank account bankbook integrating multiple items such as an ordinary deposit, a time deposit, etc., into a single bankbook, being restricted in the number of sheets of the bankbook due to the restriction of the thickness of the bankbook, being inevitably in short of sheets of each item because of having a lot of items, having a few lines to be registered and printed, quickly completing the blank, and quickly taking procedures for being brought forward. SOLUTION: Though most of the users use the multi-item bankbooks such as the multipurpose bank account bankbooks, they do not always open all the accounts of the items. Therefore, when all the lines of an appropriate item is filled up, the opened states of the bank account of the appropriate person is confirmed, and when there is an unopened item, the register information of the appropriate filled-up item is printed on the unopened item to increase the registration area of the appropriate item so that the frequency of troublesome brought-forward procedures of the bankbook can be reduced.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus having functions of depositing and withdrawing cash, registering, transferring, and transferring cash using a magnetic card or passbook in a bank or other financial institution.

[0002]

2. Description of the Related Art For example, a multi-subject passbook such as a general account passbook is convenient because the contents of a plurality of accounts are contained in one book, but when one of the pages of the account becomes full, the transfer is immediately made. I had to go through the procedure and make a new passbook.

Further, if the number of carry-over procedures increases, the number of passbooks naturally increases, which is inconvenient.

[0004]

For example, a multi-passbook such as a general account passbook usually includes multiple books such as a regular one, but the number of sheets in the passbook is also limited due to a limitation in the thickness of the passbook. For this reason, those with many subjects inevitably have a small number of sheets of paper for each subject, and therefore the number of bookkeeping lines is also small, it is easy to fill up quickly, and if you do not carry out the passbook procedure immediately Had to be.

[0005] An object of the present invention is to carry out the subject book entry in which the account page of a non-established account is full, instead of carrying over, even if the entry area of a subject having a multi-passbook becomes full. It is to reduce the number of cumbersome carry-overs.

[0006]

[Means for Solving the Problems] When a book is filled up with a subject in a multi-passbook, the detecting means for reading the user's account opening information from the passbook or cash card, and the transaction screen has not been opened. A means for checking whether or not to print on the account page of the account that has not yet been opened and for which account to print, and when printing is selected, reading the passbook subject information, page information, and the number of lines printed Is provided, it becomes possible to detect the account page of an unopened account and to record the transaction information of the account that has been fully filled.

[0007]

FIG. 1 is a block diagram showing an embodiment of the present invention.
This will be described with reference to FIG.

First, the overall system configuration will be described with reference to FIG.

The automatic teller machine 1 comprises an operation / display unit 2, a passbook printing unit 3, a magnetic stripe read / write unit 4, a bar code and printed line detection reader unit 5, a magnetic card read / write unit 6, a slip printing unit 7, It comprises a control unit 9 for controlling the depositing / dispensing unit 8, which is connected to a host computer 11 via a communication device 10 to form an online system.

Next, an embodiment of the present invention will be described with reference to the flowchart of FIG.

In the transaction selection 20 of FIG. 2, a transaction is selected on a selection screen displayed on the operation / display unit 2,
Displays guidance for inserting a passbook. In the passbook insertion 21, the subject page of the multi-subject passbook is opened according to the guidance, the passbook is inserted, and the magnetic stripe read / write unit 4 is inserted.
To carry the passbook. Proceeding to the magnetic stripe read 22, the magnetic stripe data of the conveyed passbook is read (read). Next, the barcode read 23 conveys the barcode and the printed line detection reader unit 5 to read the page barcode data of the passbook.

In the magnetic card insertion 24, the magnetic card is inserted into the magnetic card read / write section 6 according to the guidance, and the magnetic card data read 25 reads the data of the magnetic card.

At the password input 26, the operator inputs a password according to the guidance. The input data is sent from the control unit 9 in FIG. 1 to the host 11 via the communication device 10 via the line. In the center processing 27, the host computer 10 checks the validity of the transmitted data, and if there is no problem, the selected transaction screen is displayed on the operation / display unit 2 in FIG. Prompts for trading operations.

When the transaction operation is completed, passbook entry processing 29
Then, the last line recorded on the subject page is detected by the barcode and printed line detection reader unit 5 shown in FIG. 1, and the number of registered lines of the transaction data and the number of printable lines of the subject are determined. Compare.

If the number of lines of the transaction data is equal to or less than the number of printable lines of the subject, the book is recorded from the line next to the last line. If the number is larger than the number of possible lines, guidance is displayed on the operation / display unit 2 shown in FIG. 1, and the operator can select whether to carry over the passbook or to record the transaction data on the page of an unopened account. Prompt.

When the operator selects the passbook transfer,
Guidance is displayed at the counter to carry over the passbook.
If the operator selects the entry of the transaction data on the page of the unopened account, the guidance is returned once the passbook is returned from the device to the operator, the page of the unopened account is opened, and the passbook is inserted into the device again. I do.

The reinserted passbook is processed again for magnetic stripe reading and barcode reading to check the validity of the inserted passbook, and the barcode and printed line detection reader unit 5 shown in FIG. It is checked that there is no printing, and if it is detected that there is no printing, pre-printing of the passbook paper (bar code pre-printing 40, subject name pre-printing 41, page number pre-printing) as shown in FIG. 4
2. For example, as shown in FIG. 4, when a full account is, for example, a savings account, the subject name preprint 41 and the subject name cancellation print 51 4 to perform a change subject name print 61 (in the example shown in FIG. 4, a regular reserve account), a page number cancel print 52 to a page number preprint 42, and a change page number print 6
Do 2

In the example shown in FIG. 4, since the number of pages of the ordinary deposit account is four, the changed page number print 62 is the number 5
Is printed. Further, the barcode cancel printing 50 is performed on the preprinting 40 of the barcode, and the changed barcode printing 60 is performed within the readable range of the barcode and printed line detection reader unit 5.

In the example shown in FIG. 4, a changed bar code print 60 is printed immediately to the right of the pre-print bar code.
The printing location is arbitrary as long as it is within the reading range of the bar code and the printed line detection reader unit. The contents of the changed barcode mean, for example, a subject name and a page number. When the bar code / printed line detection reader unit 5 detects the bar code cancellation print 50, the bar code / printed line detection reader unit 5 reads the changed bar code print 60 within the readable range. And

Then, the transaction data of the transaction is recorded (transaction data recording). In the magnetic stripe write 30, the subject name and page number are changed to the passbook magnetic stripe by the magnetic stripe read / write unit 4 shown in FIG. For example, according to the example shown in FIG. 4, the information that the contents of the full account are recorded in the regular savings account on the page of the regular saving account is written.

Next, the contents such as the change of the subject name, the change of the page number, the change of the bar code, etc. are registered in the host computer in the center processing 27, and the passbook is discharged after the completion.
Perform 1 to end the transaction.

Next, FIG. 5 shows that the book entry cancellation print 53, book entry change print 63, and changed ruled line print 64 are added to the above embodiment. From the example shown in FIG. 5, for example, if the book item contents of the fixed deposit account are, for example, the book item contents and the ruled line position of the ordinary account do not match, a book item cancel print 53 is performed, and a book item change print 63 is performed. Further, by performing the change ruled line printing 64, the page of the fixed deposit account is apparently equivalent to the page of the ordinary deposit account. As described above, the present invention can be realized even in the case where the item contents and the printing position of the book entry do not match.

[0023]

According to the present invention, when the entry area of a subject having a conventional multi-passbook becomes full, the user has to carry over immediately and is troublesome, but the subject page of an unopened account becomes full. By performing the subject bookkeeping, the number of cumbersome carry-overs is reduced.

[Brief description of the drawings]

FIG. 1 is an overall system configuration diagram showing an embodiment of the present invention.

FIG. 2 is a flowchart of one embodiment of the present invention.

FIG. 3 is a diagram showing a specific example of a passbook page.

FIG. 4 is a diagram showing a specific example of a passbook page.

FIG. 5 is a diagram showing a specific example of a passbook page.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Cash automatic transaction apparatus, 2 ... Operation / display part, 3 ... Passbook printing part, 4 ... Magnetic stripe read / write part, 5 ... Barcode and printed line detection reader part, 6 ... Magnetic card read / write part, 7 ... Slip print section, 8 ... Payment / withdrawal section, 9
... Control unit, 10 ... Communication device, 11 ... Host, 20 ... Transaction selection, 21 ... Passbook insertion, 22 ... Magnetic stripe read,
23: bar code read, 24: magnetic card insertion, 25
... magnetic card data read, 26 ... password input, 27 ... center processing, 28 ... selection transaction operation, 29 ... passbook entry processing, 30 ... magnetic stripe write, 31 ... passbook discharge, 4
0: Pre-print barcode, 41: Pre-print subject name, 4
2 ... Page number pre-printing, 43 ... Book item pre-printing, 44 ...
Ruled line pre-printing, 50: barcode cancellation printing, 51: subject name cancellation printing, 52: page number cancellation printing, 53: book entry cancellation printing, 60: changed barcode printing, 61: changed subject name printing, 62: changed page Number printing, 63: Book entry change printing, 64: Change ruled line printing.

──────────────────────────────────────────────────の Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G07F 19/00 (72) Inventor Hisashi Hayakawa 1 Ikegami, Haruoka-cho, Owariasahi-shi, Aichi Pref. Information equipment of Hitachi, Ltd. Within the business unit (72) Inventor Kota Mori 1 Ikegami, Haruoka-cho, Owariasahi-shi, Aichi F-term (reference) 3E040 AA07 BA07 BA16 CA06 CA14 FH05 FJ06 FK05 FK06 5B055 DD04 DD07

Claims (4)

[Claims] 1. A cash machine comprising: a detecting means for reading customer's account information; a detecting means for reading passbook subject information and page information; the presence / absence of printing; and the number of printing lines; and a means for printing on a passbook and a statement slip. In the automatic transaction device, for example, when registering in a multi-subject passbook such as a general account passbook, when the subject's entry frame is full, when the user has a non-accounted subject, if the subject is full, An automatic cash transaction apparatus characterized in that bookkeeping is performed on a page of an account not opened. 2. The automatic cash transaction apparatus according to claim 1, wherein
When the subject is full at the time of book entry, a message is displayed on the page of the account not opened to indicate whether or not to post the book after the subject is full, and the relevant customer selects it, and the life of the passbook is extended (extending the carryover). An automatic cash transaction device characterized by guidance. 3. The automatic teller machine according to claim 2, wherein
If the customer chooses to make a post-full book on the page of the account not opened, the pre-print of the selected page not opened (for example, the subject name, book entry item name, page number, etc.) is, for example, a double line. And the same or equivalent heading printing as the pre-printed contents other than the bar code and page number of the full line item in the vicinity is performed. By printing the number, adding the page of the full course,
An automatic teller machine that extends the life of a passbook (extends carryover). 4. The automatic cash transaction apparatus according to claim 2,
If the customer chooses to make a post-full book on the page of the account not opened, the pre-print of the selected page not opened (for example, the subject name, book entry item name, page number, etc.) is, for example, a double line. And the same or equivalent heading printing as the pre-printed contents other than the bar code and page number of the full line item in the vicinity is performed. The number is printed, and a bar indicating the invalidity of the pre-printed bar code is added to the pre-printed portion of the bar code, and the page number following the full line in the vicinity (a bar code readable position) and the full line are displayed. An automatic cash transaction apparatus characterized by adding a page after the last page of a full subject by printing a barcode indicating the subject name.