JPS59229373A - Bankbook handling apparatus - Google Patents

Abstract

PURPOSE:To make it possible to carry out unattended service when a bankbook is no longer printable by such an arrangement wherein respective means judge that there is no space for printing and it is the last page and as a command for requesting the issuance of a bankbook is given, a new bankbook is automatically issued. CONSTITUTION:When the apparatus detects that a bankbook has been fully printed by its magnetic recording bands, it sends the book to the direction of an inserting slit 13, and as it detects a specified mark of the last page while it is being sent back, it causes a display unit 15 to display a signal for requesting the push down of a bankbook issuing button. As a customer pushes down the bankbook issuing key in a keyboard 17, a bankbook issuing unit prints the name of the customer, account No., etc. on a new bankbook and discharges it from a bankbook issuing slit 14. As the new bankbook is inserted into the inserting slit 13 again, a printer receives information from a central processing unit, prints the amount of money brought forward and data not printed yet and returns the bankbook through the inserting slit 13. By this method, unattended service can be performed when a bankbook is no longer printable and a new bankbook is prevented from being left unclaimed.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a passbook handling device that is used, for example, in a currency transaction device and has a printing device that prints transaction details on a passbook.

Generally, a deposit system in a financial institution such as a bank has a large-scale central system consisting of an electronic computer and a storage device that stores ledgers of all deposit accounts.
The center system is composed of a plurality of terminal devices each connected to this center system via communication lines, such as currency transaction devices such as automatic deposit machines and automatic payment machines installed at each store. You can access the center system's storage device online and in real time, even from anywhere in the world, allowing you to always conduct transactions based on the latest data.

The introduction of such a deposit system has made it possible to conduct transactions such as automatic transfer of salaries and automatic transfer of utility charges, but this has led to an increase in transactions that are not recorded in passbooks.

For example, if a depositor brings their passbook with them to make a deposit, unrecorded data such as transfers and transfers prior to the transaction will be printed on the printed side of the passbook, including the side digits, resulting in so-called unrecorded additions. I will do it. Therefore, the amount of printing on passbooks has increased, and the number of new passbook reissuance operations has also tended to increase significantly.

However, passbook handling devices used in currency transaction devices such as automatic deposit machines and automatic cash dispensing machines in such deposit systems have conventionally been known to automatically print transaction details on passbooks brought by users. Although it has a built-in device, if the passbook prints become full while printing the passbook during a transaction,
In other words, if there is an item to be printed after printing on the last line of the last page of the passbook, the device will instruct the user to go to the deposit counter, and the user will be able to go to the deposit counter by the staff. This required a very troublesome procedure of receiving a new reissued passbook, returning to the device, and operating it again. However, this type of device was originally designed to allow desired transactions to be carried out freely and automatically without the intervention of staff, and it was also possible to use it outside of business hours, as well as for railway-related businesses outside of stores. They may also be installed at train stations or department stores. In this way, in a usage environment where there is no staff in the vicinity of the device, it is impossible to reissue the new passbook as described above, and these restrictions limit the introduction of this type of device and make it difficult to do so. This was a great way to spread the word.

The present invention has been made in view of the above circumstances, and its purpose is to: When the passbook print becomes full during printing,
A new passbook can be issued automatically without the intervention of an attendant.
To provide a passbook handling device capable of processing without human intervention when the passbook is full of prints.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings, for example, when it is applied to an automatic teller machine.

1 and 2 show a bankbook according to the present invention, in which a plurality of pages 3 are bound in a booklet form between a front cover 1 and a back cover 2. A plurality of lines (for example, 17 lines) of printing fields 4 are printed on each printing surface. Further, a magnetic recording strip 5 is attached to a predetermined portion of the surface of the back cover 2, and data such as each code for each silver thread line, an account number, and a designated number of lines to be printed are magnetically recorded on the magnetic recording strip 5. written to. On the left side of the lower end of the final page 6, for example, a rectangular specific mark 7 is printed in black. This specific mark 7 indicates that the printed surface is the last page, and is not printed on other pages.

FIG. 3 schematically shows the entire automated teller machine according to the present invention, in which a card insertion slot 12 for inserting a personal identification card is provided on the front surface of the casing 11, as shown in FIGS. 1 and 2 described above. A passbook insertion slot 13 into which a passbook is inserted while it is open; a passbook issuing slot 14 where a new passbook is reissued; a display 15 that displays the amount or various operating instructions; and a withdrawal slot 16 from which banknotes are dispensed. etc. are provided for each.

Further, a stepped portion 11 is provided at approximately the center of the front surface of the housing 11 in the vertical direction.
A key 17 for setting a password, amount, etc. is provided on this stepped portion 11h.

The housing 11 houses a dispensing mechanism, its control unit (none of which is shown), and the like. These dispensing mechanisms and control units inspect the correspondence relationship 5- between the data from the card inserted into the card insertion rono 2 and the manual data from the key date 17, and the correspondence relationship is determined in advance. Since this is a well-known technique, a detailed explanation thereof will be omitted.

Further, a printing device 18 as shown in FIG. 4, for example, is housed in a portion of the housing 11 that corresponds to the passbook insertion slot 13. This printing device 18 prints transaction details on a passbook inserted through the passbook insertion slot 13 or a slip prepared in advance, and returns or discharges it from the passbook insertion slot 13. It is configured as shown below. That is, 21 is a passbook guide frame, which communicates with the passbook insertion slot 13 and horizontally guides the passbook P inserted from the passbook insertion slot 13 in the direction of the arrow shown in the open state. When the passbook P is inserted into the guide frame 21, the tip of the passbook P is detected by the optical detector 22, and the solenoid 23 is operated to open the shutter 24, and the reversible motor 25 operates to drive the conveyance path 26, and the conveyance path 26 pinches and conveys the passbook P to take it in. It is magnetic or has predetermined data written on it. The magnetic recording band 5 includes:
As mentioned above, in addition to the bank name code and account number, a number of designated lines to be printed are written, and by reading the designated number of lines to be printed, the stopping position of the passbook P is determined. ing. Further, the detector 28 is arranged to optically detect the presence of a specific mark 7 printed on the last page 6 of the passbook P.

The passbook P conveyed on the conveyance path 26 is conveyed while being held between a platen roller 30 and a tension roller 31 driven by a pulse motor 29, and the leading end of the passbook P is located at a predetermined position and is optically When detected by the detector 32, the motor 29 is driven by a prescribed pulse amount determined by the specified print line read by the magnetic head 27 and then stopped. As a result, the bankbook P stops at the next line of the line that has already been printed, corresponding to the printing position. 33 is a wire dot type print head, and the wire dot type print head 33 is used for printing.
The support stand 34 is slidably driven along a rond 38 by a pulse motor 35, a wire 36, and a pulley 37 to print on a passbook P or a slip S to be described later. In addition, 39 is ink lipo/,
40 is an ink ribbon cassette.

On the other hand, a stacking box 41 is provided at a lower portion in front of the platen roller 30, and a large number of sheets S are stacked in an upright position in this stacking box 41. The collection box 41 is
It is slidable in the front-rear direction along the guide shaft 42, and is always biased toward the front by a spring 43. Therefore, when printing on the single sheet S, the solenoid 44 is energized and the take-out prevention plate 45 is pulled against the repulsive force of the spring 46.
are pressed against take-out rollers 47, 47 driven by the motor 29. Then, as the motor 29 rotates in the opposite direction to the direction when taking in the passbook, the take-out rollers 47, 47 rotate in the take-out direction, and one single ticket S is taken out by friction with the ticket S. . When a detector (not shown) detects that one sheet has been taken out, the solenoid 44 is deenergized, and the removal prevention plate 45 returns to its original position by the repulsive force of the spring 460, and the single sheet S is removed. By pressing the front end, taking out the second and subsequent sheets is prohibited. The taken out cut sheet S is transferred to the motor 2.
When the tip is located at a predetermined position and detected by the detector 32, the motor 2 is activated by a specified pulse amount.
9 is driven and stopped. As a result, the leading end of the cut sheet S is stopped in correspondence with the printing position.

After the printing has been completed, the passbook P or slip S is returned to the insertion slot 13 by the motors 25 and 29 being rotated in the opposite direction to the direction in which the passbook was taken in. The slip S is to be ejected into the insertion slot 13.

9- Furthermore, a passbook issuing device 19 as shown in FIG. 5, for example, is housed in a portion of the housing 11 that corresponds to the passbook issuing port 14. This passbook issuing device 19 automatically reissues a new passbook when the passbook is full of prints, and transfers it to the passbook issuing port 1.
4, and is constructed as shown below.

That is, in the storage box 51, a plurality of unprinted new bankbooks PN similar to those shown in FIGS. 1 and 2 described above are stored in a closed state with the cover 1 facing upward. When a passbook issuing command is given, the plunger nod 52 is energized, and the push rod 54 is pushed through the opening 51 provided at the bottom of the storage box 51 via the link 53.
Push out only one passbook PN at the bottom from m. The pushed out passbook PN is transferred to a conveyor roller 57 driven by a motor 55 via a belt 56, which rotates in the direction of the arrow in the figure.
At 57.57, the bankbook is conveyed toward the passbook issuing port 14 and printed on the printing table 5.
It will be paused on 8. And here the print head 59
The account number 10-, user's name, etc. are printed in a predetermined area on the cover 1, and when the printing is finished, the motor 55 operates again, so that the new passbook PN is ejected to the passbook issuing port 14. It has become.

FIG. 6 schematically shows the configuration of a deposit system according to the present invention, in which a plurality of currency transaction devices, such as the above-mentioned automatic cash dispensing device 61 and automatic deposit device 62, each have a modem 63, 63, . ... and communication lines 64, 64.
... through the center system (central processing unit) 65
connected online. The center system 65 is
collective modem 66, input/output control section 67, central processing section 68,
It is composed of an internal storage section 69, a calculation section 70, an external storage section (ledger file) 71, and the like.

Next, the operation in the above configuration will be explained. First, the user inserts his/her own card into the insertion slot 12, and then uses a card reader/writer (not shown) to read predetermined data magnetically recorded on the inserted card (PIN number, account number, etc.). is read. Next, the user sets his/her own PIN number on the keyboard 17, which is checked against the PIN number read from the card. If both PIN numbers match, the user advances to the next step. , For example, the display 15 will say, ``Please insert your bankbook.''

If you have forgotten your bankbook, please press the forgot passbook button. " is displayed. If you forget your passbook, by pressing the passbook forget key provided in the keyboard 17, the slip S is set in the print position as described above, and the transaction details are issued in the form of a slip. On the other hand, if you bring a bankbook with you, by inserting the bankbook P into the insertion slot 13 with the predetermined page open, it will be taken into the printing device 18 as described above and set at the printing position. Ru. When the above operation is completed, the display 15 displays, for example, "Please press the amount." Therefore, when the user sets a desired amount using the keyboard 17, the dispensing mechanism operates, and banknotes corresponding to the set amount are dispensed to the dispensing port 16.

At this time, the card is also returned to the insertion slot 12.

When the amount is set on the keyboard 17, that amount is sent to the center system 65 along with the read account number.
transmitted to. The transmitted data is stored in the internal storage section 69.
The ledger file data for the account number is read out from the external storage section 71. Here, it is assumed that the read data at that time is, for example, a total of four unrecorded data, text 1 to text 4, as shown in FIG. Send one item at a time.

The payment device 61 operates the printing device 18 every time it receives one piece of unrecorded data, thereby printing one line on the bankbook P, starting a new line, and then waiting.

By the way, if the designated printing line read from the magnetic recording band 5 of the bankbook P is, for example, the 15th line, the print field 4 of the bankbook P is 17th line as described above, so there are three additional prints. In this case, the print space for the page becomes full. Therefore, when the printing device 18 receives the third unrecorded data (Text 13-3) and finishes printing it, it determines that there is no more printing space on that page and prints the passbook P (il-its insertion slot). During this transportation, the detector 28 checks whether the specific mark 7 is present or not, and if the presence of the specific mark 7 is not detected, the passbook P is returned to its insertion slot 13 and the display 15, for example, 1, please turn over your bankbook, open a new page, and insert it again.'' is displayed.

During this time, the payment device 61 returns a transmission impossible signal r NACK J to the center system 65, but when the passbook P is reinserted and set in the printing position, a transmission possible signal rA is sent back to the center system 65.
Center system 6 that returned CK-AJ' and received it
5 transmits the remaining unrecorded data (text 4), and the printing device 18 prints this on the first line of the new page of the passbook P.

On the other hand, if the presence of the identification mark 7 is detected by the detector 28, it means that the bankbook P is on its last page and the bankbook is full of prints, so the bankbook P is returned to its insertion slot 13. At this time, the display 15 displays, for example, "pages remaining.

14- Please confirm and press the passbook issue button. " is displayed. Therefore, after receiving the passbook P from the passbook insertion slot 14 and confirming that there are no remaining pages, the user presses the passbook issue key provided in the keyboard 17, for example, to issue the passbook issue request command #19. The account number and the corresponding user's name (kana characters) that were previously sent from the center system 65 are printed on the cover 1 of the new passbook PN, and the paper is ejected to the passbook issuing port 14. At this time, the display 15 displays, for example, "Receive a new bankbook, open the first page, and insert it." Therefore, when the user receives the new passbook PN from the passbook issuing port 14, the first page (first page)
Open it and insert it into the passbook insertion slot 13. During this time, the payment device 61 sends a transmission prohibition signal r, NAcK to the center system 65.
J is sent back, but when the new bankbook PN is set in the print position, it returns a transmission enable signal rACK-Elf, and upon receiving this, the center system 65 starts sending again.

By the way, the transmittable signals include rACK-AJ and 1'-A.
There are two types of codes: CK-BJ, each of which specifies the entire printing format on the printing device 18, and r
AC' -AJ indicates normal passbook printing, rACK-B
j indicates that when a new passbook is reissued, the amount carried forward from the previous passbook is printed on the first line.

The center system 65, which received the transmission ready signal [Aci<-BJ'i, determines that the new passbook PN has been set in the printing device 18 of the payment device 6), and transmits the remaining unrecorded data (text 4). Before doing so, the amount printed on the last line of the last page of the previous passbook is sent to payment device #61 as the carryover amount. Accordingly, the printing device 18 prints the carryover amount on the first line of the first page of the new passbook PN. Next, the center system 65 transmits the remaining unrecorded data (text 4), and the printing device 18 that receives it prints it on the second line. Now the center system 65 indicates that the transmission is completed and 1L
The ledger file in the external storage section 71 has all the unrecorded data (texts 1 to 4) written out, and the latest balance and last recorded balance of the passbook are updated to become as shown in FIG. 7(B).

On the other hand, the new passbook PN where the remaining unrecorded data has been printed
is ejected into the insertion slot 13, and during this conveyance, the account number, the number of designated lines to be printed, and other data are written by the magnetic head 27 on the magnetic recording band 5 of the new bankbook PN. The user then receives the new bankbook PN from the bankbook insertion slot 13.

In this way, if the passbook printing becomes full during printing, it is automatically determined, and when the user confirms this and inputs a passbook issuance request command, the passbook issuing device 19 is operated. It is possible to automatically reissue a new passbook PN with the account number and name printed on the cover 1 and the account number written on the magnetic recording band 5 without the intervention of a staff member, so that the passbook is fully printed. This allows unattended processing to be performed automatically. Therefore, it is possible to meet the demand for this type of device to be installed outside a bank branch, or for it to be available even inside the branch until after business hours.

In the above embodiment, a specific mark is printed in advance on the last page of the passbook, and when the passbook is printed, all the pages are checked to see if the above specific mark is present or not. However, the method is not limited to this, for example, printing the number of pages on each member of the passbook without setting a specific mark, reading the page number and comparing it with the set value (final negative number). Alternatively, it may be determined whether or not it is the last page.

In addition, in the above embodiment, the account number and name were printed on the cover of the reissued new passbook, but this is not the only option. The reissuance procedure may be formally carried out by In addition, although the account number was magnetically written on the magnetic recording band of the new passbook using a printing device, the present invention is not limited to this. For example, by providing a magnetic writing head on the passbook issuing device, Shintsu 18- The account number may be written magnetically when the book is issued. Furthermore, although the case has been described in which the present invention is applied to a passbook handling device used in an automatic cash dispensing machine, the present invention is not limited to this, and may be applied to a passbook handling device used in an automatic deposit machine, for example. can be applied to any passbook handling device that has a printing device that prints transaction details on a passbook.

In addition, the present invention is not limited to the above-mentioned embodiments, and it goes without saying that various modifications can be made within the scope of changing the gist of the present invention.

As detailed above, according to the passbook handling device of the present invention, there is a means for determining whether there is no more printing space on the printing surface of a passbook when printing, and a means for determining whether the printing surface is the last page when printing a passbook. and a means for determining whether the page is the last page;
In addition, by providing a passbook issuing device that operates when a passbook issuance request command is input by the user and issues a new passbook, it is possible to eliminate the need for staff to intervene when the passbook is full during printing. A new passbook can be issued automatically, and unattended processing is possible when the passbook is full. Furthermore, since a new passbook is issued when the user inputs a passbook issuance request command, it is possible to reduce the possibility of receiving only the old passbook and forgetting to take out the new passbook.

[Brief explanation of the drawing]

The figures show one embodiment of the present invention, in which Fig. 1 is a perspective view of a bankbook, Fig. 2 is a view of the bankbook with its last page opened, and Fig. 3 is a view of an automatic cash dispensing device. FIG. 4 is a perspective view showing the configuration of the printing device, FIG. 5 is a side view showing the configuration of the passbook issuing device, and FIG.
The figure is a block diagram schematically showing the structure of the deposit system, and FIG. 7 is a diagram showing an example of the structure of the ledger file in the external storage section in the center system. P...Passbook, 3...Page, 4...Print column, 6...
Last page, 13... Passbook insertion slot, 14... Passbook issuing slot, 18... Printing device, 19... Passbook issuing device, PN
...New passbook. Figure 1 Figure 2 Figure 3 O cache 5 14 1) 11T 1
11 "]12 Figure 5 1q Figure 6 6.5 1 Figure 7 (A) (B)

Claims (1)

[Claims] In a passbook handling device having a printing device for printing transaction details on a passbook, there is provided a means for determining whether there is no printing space on the printing surface when printing a passbook, and whether the printing surface is the last page when printing a passbook. and a passbook issuing device that operates to issue a new passbook when each of these means determines that there is no more print sweep and that it is the last page, and a passbook issuance request command is input by the user. A passbook handling device characterized by comprising: