JPS5850069A - Bankbook handling device - Google Patents

Abstract

PURPOSE:To make the unattended processing possible when a bankbook is filled up with printed data, by providing a means which discriminates that the print space is spent, a means which discriminates whether a print face is the last page or not, and a device which issues a new bankbook. CONSTITUTION:When the 15th line is designated for print by data read from a magnetic recording band of a bankbook and there are 17 print lines in the bankbook, a printer carries the bankbook to an insertion entrance because of the absence of the print space after receiving and printing unrecorded data of three transactions. In the course of this carrying, when the existence of a specific mark printed on the last page of the bankbook is detected, this detection indicates that the bankbook is filled up with printed data, and the bankbook is returned to the insertion entrance. Since the bankbook is filled up with print data, a bankbook issuing device 19 is operated, and the account number and the user's name corresponding to it which are transmitted from the center system are printed on the cover of a new bankbook PN by a print head 59, and the new bankbook is ejected to a bankbook issue exit 14.

Description

[Detailed description of the invention] [Technical field of invention] The present invention is used, for example, in a currency transaction device.

Print transaction details on your passbook! i! The present invention relates to a passbook handling device having a location.

[Technical background of the invention and its melting point]

Generally, a deposit system in a financial institution such as a bank has a large-scale central system consisting of an electronic computer and a storage device that stores ledgers of all deposit accounts.
The center system is composed of a plurality of terminal devices each connected to this center system via communication lines, such as currency transaction devices such as automatic deposit machines and automatic cash dispensing machines installed at each store. Even online in the center system storage device.

You can access it in real time and always trade based on the latest data.

The introduction of such a deposit system has made it possible to conduct transactions such as automatic salary transfers and automatic utility bill transfers, but this has led to an increase in unpaid @transactions in passbooks.

For example, if a depositor brings his passbook with him to make a deposit, unrecorded data such as transfers and transfers prior to the transaction will be printed on the printing surface of the passbook by several companies. The so-called unrecorded addition will come into effect. Therefore, the amount of printing per bankbook increases, and the number of reissuing new bankbooks also tends to increase significantly.

However, in such deposit systems, passbook handling devices used in currency transaction devices such as automatic deposit machines and automatic cash dispensing machines have traditionally automatically recorded transaction details in passbooks brought by users. There is a printing device inside the unit that prints, but if the passbook becomes full during a transaction, that is, when printing the passbook.

In other words, if there is an item to be printed after printing on the last line of the last page of the passbook, the device will instruct the user to go to the deposit counter, and the user will be able to go to the deposit counter by the staff. This required a very troublesome procedure of receiving a new reissued passbook, returning to the device, and operating it again. However.

The A1 device is unique in that it allows desired transactions to be carried out freely and automatically without the intervention of an attendant, and can be operated even outside business hours.

They are also sometimes installed outside of stores at railway-related stations or department stores. in this way.

In operating environments where there is no staff near the equipment,
It is impossible to reissue the new bankbook mentioned above, and this restriction limits the introduction of this inspection device and prevents its widespread use.

[Purpose of the invention]

The present invention has been made in view of the above circumstances.

The purpose of this is to print a passbook when it becomes full during printing, without requiring the intervention of an attendant.

To provide a passbook handling device capable of automatically reissuing a new passbook with necessary account information printed on the cover and capable of unmanned processing when one passbook is full of prints.

[Summary of the invention]

The present invention provides a means for determining whether there is no more printing space on the printing surface when printing a bankbook, a means for determining whether or not the printing surface is the last page when printing a bankbook, and a means for determining whether or not the printing surface is the last page when printing a bankbook. By installing a passbook issuing device that operates when it determines that the page has run out and that it is the last page, and reissues a new passbook with the necessary account information printed on the first cover, the passbook is full while printing. If it becomes,
A new passbook with the necessary account information printed on the cover can be automatically reissued without the intervention of an attendant.

[Embodiments of the invention]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings, for example, when it is implemented in an automatic teller machine.

1 and 2 show a bankbook according to the present invention, in which a plurality of pages 8 are bound in a booklet form between a front cover 1 and a back cover 2, and each of these pages 3 is The printing surface has multiple lines (
For example, the print field 4 (line 17) is printed. Also,
A magnetic recording strip 5 is attached to a predetermined portion of the surface of the back cover 20, and data such as a bank name code, an account number, and a specified number of lines to be printed are magnetically written on the magnetic recording strip 5. . On the left side of the lower end of the final page 6, for example, a rectangular specific mark 7 is printed in black. This specific mark 1 indicates that the printed surface is the last page, and is not printed on other pages.

FIG. 3 schematically shows the entire automated teller machine according to the present invention, and the front of the casing 1 includes a card insertion slot 12 into which a personal identification card is inserted, as shown in FIGS. 1 and 2 described above. A passbook insertion slot 13 into which a passbook is inserted while it is open, a passbook issuing slot 14 where a new passbook is reissued, a display 15 that displays the amount or various operating instructions, and a withdrawal slot from which banknotes are dispensed. 16 etc. are provided respectively.

Further, a stepped portion 11 is provided at approximately the center of the front surface of the housing 11 in the vertical direction.
A is formed.

A keyboard 11 for setting a password, amount, etc. is provided on this stepped portion 11a.

The housing 11 houses a dispensing mechanism, its control unit (none of which is shown), and the like. These dispensing mechanisms and control units inspect the correspondence between the data from the card inserted into the card insertion slot JJK and the manual data from the keyboard 11, and when the correspondence is predetermined, they dispense the specified amount of cash. It performs payment operations,
Since this is already a well-known technique, detailed explanation thereof will be omitted.

Further, a printing device 18 as shown in FIG. 4, for example, is housed in a portion of the housing 11 that corresponds to the passbook insertion slot 13. This printing device 18 prints transaction details by arbitrarily selecting a passbook inserted through the passbook insertion slot 13 or a slip prepared in advance, and returns or discharges it from the passbook insertion slot IS. It is configured as shown in . That is, 21 is a passbook guide frame, which is communicated with the passbook insertion slot 13.

The passbook P inserted in the direction of the arrow shown in the figure in an open state from the passbook insertion slot IS is guided horizontally. Then, when the passbook P is inserted into the guide frame 21.

When the tip thereof is detected by the optical detector 22, the solenoid 2S is operated to open the shutter 24, and the reversible motor j5 is operated to open the conveyance path 2.
6 is driven, and the conveyance path 26 pinches and conveys the through @P and takes it in. The magnetic head 21 reads predetermined data from the magnetic recording strip 5 affixed to the back cover 2 of one @P. Data such as the designated number of lines to be printed are convoluted, and the stopping position of one copy*p is determined by reading the designated number of lines to be printed. In addition, the detector 28 has 1
The presence of the specific mark 1 printed on the last page 6 of the passbook P is optically detected.

The passbook P conveyed on the conveyance path 26 is held and conveyed by the platen roller SO driven by the pulse motor 29 and the tension roller 11, and the leading end of the passbook P is located at a predetermined position and is optically When detected by the detector J2, the motor 29 is overworked by the specified pulse amount determined by the specified print line read by the magnetic head 27 and then stopped. As a result, the bankbook P stops at the next line of the line that has already been printed, corresponding to the printing position. JJ is a 1-wire dot type print head, and this print head 3
J, its support base J4 is a pulse motor 15, wire S#
By being slidably driven by a pulley 31 along a rond 38, printing is performed on a passbook P or a slip S to be described later. Note that 39 is an ink ribbon, and 40 is an ink ribbon cassette.

On the other hand, a stacking box 41 is provided at a lower portion in front of the platen roller 10, and a large number of sheets S are stacked in an upright position in this stacking box 41. The collection box 41 is
It is slidable in the front-rear direction along the guide shaft 42.

It is always urged toward the front by a spring 41. Therefore, when printing on the cut sheet 8, the solenoid 44
When the spring 4 is biased, the removal prevention plate 45
Therefore, the cut sheet S is pulled against the repulsive force of the take-out roller 4 F I 4 F K driven by the motor 29.
Pressed. Then, as the motor Xtt rotates in the opposite direction to the direction when taking in the passbook, the take-out rollers 4f/, 4
F rotates in the take-out direction and one cut sheet 8 is taken out due to friction with the cut sheet 8. When a detector (not shown) detects that a single sheet has been taken out, the solenoid 44 is deenergized, and the removal prevention plate 45 returns to its original position due to the repulsive force of the spring 46. Pressing the front end prohibits the collection of the second and subsequent sheets. The taken out ticket S is conveyed while being held between a roller 48 and a pinch roller 49 driven by the motor 29, and when its tip is located at a predetermined position and detected by the detector 12, a specified The motor 29 is driven by the pulse and then stopped. As a result, the leading end of the single aS stops in correspondence with the printing position.

After the printing of the completed job P or slip S, the motors xs and xe are rotated in the opposite direction to the direction in which the passbook was taken in, so that the paper @P is returned to its insertion slot 11, and the paper sheet S is returned to its insertion slot 11. S is what is discharged into the insertion port 1s.

Further, in a portion corresponding to the passbook issuing port 14 in the housing 1, there is a passbook issuing device 11# as shown in 5jjA, for example.
is stored. This passbook issuing device 1# automatically reissues a new passbook when the passbook is full of prints and discharges it to the passbook issuing port 14, and is configured as shown below.

That is, in the storage box 51, a plurality of new passbooks pN similar to those shown in FIGS. 1 and 2 described above are stored in an aligned manner with the cover 1 facing upward.

When a command to issue one passbook is given, the plunger solenoid 52 is energized, and the push rod 54 is moved from the opening 51 & provided at the bottom of the storage box 51 to the lowest passbook pH via the link 53. Push out only one book. The pushed out passbook P' is conveyed toward the passbook issuing port 14 by conveyance rollers try, sr, and it driven via the belt 5Ll by the motor 55 rotating in the direction of the arrow shown in the figure, and is temporarily stopped on the printing table 58. Ru.

Then, the print head 59 prints necessary account information such as the account number and user's name on a predetermined area on the cover 1, and when the printing is finished, the motor 55 operates again to issue a new passbook pN. It is adapted to be discharged into a port 14.

FIG. 6 schematically shows the configuration of a deposit system according to the present invention, which includes a plurality of currency transaction devices, such as the above-mentioned automatic cash dispensing device 61 and self-IltlIfJiI money device 6.
2, etc. are connected to modems 63°6J, . . . and communication lines 64, 64 . ... is connected online to the center system 65 via.

The center system 65 includes a collective modem 66, an input/output control section 61. Central processing unit 68, internal storage unit 69. Arithmetic unit 1
0 and an external storage section (ledger file) 11.

Next, the operation in the above configuration will be explained. First, the user inserts his/her own card into the insertion slot 12, and uses a card reading/writing device (not shown) to read predetermined data magnetically recorded on the inserted card (PIN number, account number, etc.). is read. Next, the user sets his own PIN number on the keyboard 11, which is checked against the PIN number inherited from the card. If both PIN numbers match, the user advances to the next step and the display 15 shows For example, "Please insert your passbook. If you have forgotten, please press the forget passbook button." is displayed. If you forget your passbook, press the forget passbook key K provided in the keyboard 11, and the slip S will be set in the print position as described above, and the transaction details will be issued in the form of a slip.

On the other hand, if you bring a bankbook with you, insert the bankbook P into the insertion slot IS with the predetermined page open, and as described above, it will be taken into the printing device 18 and set at the printing position. . However, when the above operation is completed.

For example, "Please press the amount." is displayed on the display 15. Therefore, the user sets a desired amount using the keyboard 1r, and the first dispensing mechanism operates, and banknotes corresponding to the set amount are dispensed in the dispensing section 016. At this time.

The card is also returned to its insertion slot 12.

Further, when an amount is set using the keyboard 11, that amount is sent to the center system 65 along with the read account number.
transmitted to. The transmitted data is stored in the internal storage section 69.
is temporarily stored.

The data of the ledger file of the account number is stored in the external storage unit 71.
It keeps coming out. Here, the continuous data at that time is, for example, as shown in Figure 7 (4), the unrecorded data is text 1.
It is assumed that there are a total of 4 items from ~Text 4. However,
The center system 65 first transmits unrecorded data one by one.

The payment device 51 operates the printing device 18 every time it receives one piece of unrecorded data to print one line on one bankbook P, then starts a new line and waits.

By the way, if the print designation line read from the magnetic recording band 5 of one passbook P is, for example, the 15th line, then the printing column 4 of one passbook P is 17th line as mentioned above, so three additional items are printed. If so, the print space on the page will be full. Therefore, printing bag #It18 has the third unrecorded data (
When the text 3) is received and its printing is completed, it is determined that there is no more printing space on the page, and the passbook P is conveyed in the direction of the insertion slot IJ. During this transportation, the detector 28 detects whether or not the specific mark 1 is present, and if the presence of the specific mark 1 is not detected, the passbook P is returned to its insertion slot 13, and the display 15 displays, for example, "Passbook P". Please flip to a new page and reinsert." is displayed.

During this time, the payment device 61 returns the transmission impossible signal "NAcKJ" to the center system 65, but when the passbook P is reinserted and set at the print position, the transmission possible signal "AcKJ" is returned to the center system 65.
-Send AJ back.

Upon receiving this, the center system 65 sends the remaining unrecorded data (text 4), and the printing device 18 sends this to the passbook P.
will be printed on the first line of the new page.

On the other hand, if the presence of the specific mark 1 is detected by the detector 28, the passbook P is the last page.

Therefore, since the bankbook is fully printed, the bankbook P is returned to its insertion slot IJ. Also, since the passbook is full of prints at this time, a passbook issuing command is given to the passbook issuing device 19.

The passbook issuing device 19 operates, and prints the account number and the corresponding user's name (kana characters) that were previously sent from the center system C5 on the cover 1 of the new passbook pH, and discharges it to the passbook issuing port 14. .

At this time, the 1 display 15 displays, for example, "Please receive a new bankbook, open the first page, and insert it." Therefore, the user receives the new pass@PN from the passbook issuing port 14, opens the first page (first page), and inserts it into the passbook insertion slot 1s. During this time, the payment Wttl 161 is returning the transmission impossible signal "NAcKJ" to the center system-5.
The Shintsu system 65 starts transmitting again.

By the way, the transmittable signals include "MUCK-AJ" and "MUC
There are two types of codes: K-BJ, and each print device 1
This specifies the printing format in 8.
"ACK-A J" indicates normal passbook printing, "AC
K-BJ indicates that when a new passbook is reissued, the amount carried forward from the previous passbook will be printed on the first line.

The center system 65, having received the transmittable signal ``AcK-BJ'', determines that the new bankbook PM has been set in the printing device 18 of the payment device 61.

Before transmitting the remaining unrecorded data (text 4), the amount printed on the last line of the last page of the previous passbook is transmitted to the payment device 1161 as a carryover amount. As a result, the printing device 11
8 prints the carryover amount on the first line of the first page of the new bankbook pH. next.

The remaining unrecorded data (text 4) is transmitted from the center system 65, and upon receiving it, the printing device @1g prints it on the second line. With this, the center system 65 completes the transmission, and all unrecorded data (text) 1 to 4) is output from the ledger file of the external storage unit 110, and the latest balance and last recorded balance of the passbook are updated, as shown in FIG. (B)
become that way. On the other hand, the new passbook pw, on which the remaining unrecorded data has been printed, is ejected into the insertion slot 13, but during this transportation.

Data such as the account number and the designated number of lines to be printed are folded into the Shintsu & PX magnetic recording band 5 by the magnetic head 27. The user then receives the new passbook pN from the passbook insertion slot 11.

In this way, when 11CAI & printing is full during printing, it is automatically determined and the passbook issuing 1t19 is activated, so that the account number and name are automatically printed on the cover 1 without the intervention of an attendant. A new passbook P with the necessary account information printed and the account number written on the magnetic recording band 5.
w can be reissued, and therefore unattended processing when the passbook is full of prints can be performed automatically. Therefore, it is possible to meet the demand for this type of device to be installed outside a bank branch, or for customers to be able to use it even outside of business hours.

In the above embodiment, a specific mark is printed in advance on the last page of one passbook, and when printing one passbook, it is checked whether or not the above specific mark is present on that page, thereby determining whether or not it is the last page of page 31. However, this is not limited to,
For example, by printing the number of pages for each member of a bankbook without setting a specific mark, and comparing and checking that number with a set value (last page number), it can be determined whether it is the last page or not. You can do it like this. In addition, when the passbook printout is full, it is automatically determined and a new passbook is reissued by activating the passbook issuing device. If there is no more space, the passbook is returned and the user confirms that there are no remaining pages (the passbook is full), and the user inputs a passbook issuance request command to activate the passbook issuing device and create a new passbook. may be reissued.

Furthermore, in the embodiment described above, the account number was magnetically written on the magnetic recording band of the new passbook using the printing device.

The present invention is not limited to this, and for example, the passbook issuing device may be provided with a writing magnetic head so that the account number can be magnetically written in the passbook issuing device when issuing a new passbook. In addition, although the case has been described in which the present invention is applied to a passbook handling device used in a tax self-exemption payment device, the present invention is not limited to this. In short, implementation is optional as long as the passbook handling device has a printing device for printing transaction details on a passbook.

〔Effect of the invention〕

As detailed above, according to the present invention, there are provided a means for determining that there is no more printing space on the printing surface when printing one bankbook, and a means for determining whether or not the printing surface is the last page when printing one bankbook. , operates when each of these means determines that there is no more printing space and that it is the last page.

Passbook issuance t that reissues a new passbook with the necessary account information printed on the cover! If the passbook printing becomes full during printing, a new passbook with the necessary account information printed on the cover can be automatically reissued without the intervention of a staff member. A passbook handling device capable of unmanned processing when full can be provided.

[Brief explanation of the drawing]

The figures show an embodiment of the present invention, in which Fig. 1 is a perspective view of a bankbook, Fig. 2 is a view of the bankbook with its last page opened, and Fig. 3 is a cash payment device. FIG. 4 is a perspective view schematically showing the entire structure of printing Y&position;
Figure 5 is a side view showing the configuration of the passbook issuing device, Figure 6 is a block diagram schematically showing the configuration of the deposit system, and Figure 7 (
A) (to)) is a diagram showing an example of the structure of a ledger file in an external storage unit in the center system. P...Passbook, 1...Cover, 2...Back cover, S...
・Page, 4... Print field, 6... Last page, 13... Passbook insertion slot, 14... Passbook issue 0.18... Printing device, 19... Passbook issuing device, PM.・・New passbook, 58・
・Print stand. 59...Print head. Patent Attorney Takeshi Suzue 6 Figure 1 Figure 2

Claims (1)

[Claims] In a passbook handling device that has a printing device that prints transaction details on a passbook, there is a means for determining that there is no more printing space on the 7th print l when printing a 1 passbook, and a means for determining that the printing surface of 7 is the last page when printing a 0 passbook. A passbook that operates when each of these means determines that there is no more printing space or that it is the last page, and reissues a new passbook with the necessary account information printed on the cover. A passbook handling device characterized by comprising an issuing device.