JPH10261031A - Transfer issue logging method, host computer, and transaction device, and terminal machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To make financial institution side possible to grasp the use state of a bankbook, which has no seal impression given and to promote customer to positively follow a procedure for sealing the bankbook. SOLUTION: The transaction device 10, a terminal machine 4, and the host computer 1 are connected to a line and the host computer 1 is equipped with a new bankbook issue log data file 7, and when the transaction device 10 issues a new bankbook at the time of a bankbook transfer change, customer data including the account number of the customer and the new bankbook issue date are sent to the host computer 1, which stores with customer data in a new bankbook issue log data file 7, so that the customer data can be referred to from the terminal machine 4. Further, the host computer 1 deletes requested customer data from the new bankbook issue log data file 7 at a request from the terminal machine 4.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an ATM (Autmatic Tellers Machine), which is installed in a store such as a bank or other financial institution, and performs transactions such as deposits and withdrawals based on customer operations.
It is used for a transaction system such as a bookkeeping machine, a transaction device such as a CD (Cash Dispencer) that performs a withdrawal transaction, a terminal installed in a store such as the financial institution, and a host computer installed in a center connected to a communication line. Is what is done.

[0002] In particular, the present invention relates to a transaction apparatus having a passbook carry-over issuing function, in which when the transaction information is printed on the customer's transaction passbook, when the passbook expires and a new passbook is issued, the customer's account number, The log data such as the new passbook issuance date is stored in a storage device in the host computer so that it can be used for the protection of services and security of financial institutions thereafter.

[0003]

2. Description of the Related Art A conventional example will be described below. §1: Description of Conventional Example 1—See FIG. 13 FIG. 13 is an explanatory diagram of a system of Conventional Example 1. Conventionally, an ATM 2, a bookkeeping machine 3, a terminal 4, and the like have been installed in stores such as banks and other financial institutions in order to conduct customer transactions. The ATM 2, the bookkeeping machine 3, and the terminal 4 are each connected to a host computer 1 installed at a center via a communication line (hereinafter, referred to as a "line") to constitute a transaction system.

[0004] In such a transaction system, the host computer 1 is provided with a ledger data file 19 and a customer notification seal imprint data file 6 storing customer notification seal imprint data. Various transaction data are managed by the ledger data file 19, and the imprint data of the seal when the customer opens an account can be stored and managed in the customer seal imprint data file 6. Also, a terminal printer 5 is connected to the terminal 4 so that data processed by the terminal 4 can be printed and output.

Further, transaction devices such as the ATM 2 and the bookkeeping machine 3 are provided with a passbook carry-over issuing function, so that the transaction device can issue a new passbook by carrying over a passbook during a customer transaction. For example, while the transaction information is being recorded in the passbook using the recording machine 3, when the printing reaches the last page and the last line, the booklet expires (or the printing ends). In such a case, the old passbook whose bookkeeping has expired is temporarily held in the bookkeeping machine 3, and a new passbook is issued from the passbook issuing stacker in the bookkeeping machine 3.

At this time, the unbooked data is continuously printed on the new passbook, the account number and the account holder name are printed on the passbook cover, and the magnetic stripe data (hereinafter, referred to as “MS data”) of the old passbook is printed. New passbook magnetic stripe (hereinafter "MS")
To write). In this way, the customer can make a transaction using the new passbook in a subsequent transaction.

However, as described above, transactions can be made using the new passbook, but the stamp stamped on the old passbook, the branch stamp of the handling bank, and the posting of the bank contact stamp must be performed by the transaction device. Is impossible. For this reason, a method was adopted in which the customer brought a seal at a financial institution window at a later date. In this case, even if the new passbook does not have a stamp such as a notification stamp,
Although it is possible to make a transaction with the ATM 2, the bookkeeping machine 3, or the like, it is not preferable because there are security problems and legal problems.

§2: Description of Conventional Example 2 ...
In the case where a new passbook is issued by carrying over a passbook as described above, it has been considered that the customer is encouraged to actively carry out a procedure for stamping a seal on the new passbook (Japanese Patent Application Laid-Open (JP-A) No. 170709/1990). Showa 59
-170967). Hereinafter, this example will be described.

Conventionally, in a passbook handling apparatus such as an ATM, a CD, a bookkeeping machine, etc., when the print margin of the passbook has become less than a predetermined value, information is read from the passbook and a new passbook is automatically issued. In such a device, it is possible to print back and print from the old passbook to the new passbook, carry over printing, etc., and reprint and update MS information, but with the same or new registration stamp as the old passbook. It had not yet reached the level of issuing a new passbook.

[0010] This is due to legal issues and conditions such as not always bringing a registered seal when a customer comes to a bank or the like. It is impossible to provide a passbook issuing device that can automatically issue a new passbook with all registered new passbooks having their registered seals stamped. Therefore, in a new passbook issuing device that automatically issues a new passbook from a circulated passbook, information indicating that the seal registration of the new passbook has not been completed is written into the MS of the new passbook, and the new passbook is updated. A control system of a passbook handling apparatus which prints a message to the effect that a new passbook has not been registered as a seal has been developed (Japanese Patent Laid-Open No. 59-170).
967).

[0011] That is, the passbook handling apparatus prints a request message for the seal registration procedure on the new passbook when a new passbook is issued, so that the customer can be promptly guided to the seal registration procedure. In other words, by printing the seal registration procedure request message information below the line where all the rolled-up print information from the old passbook to the new passbook has been printed, the customer can determine the necessity of the seal registration procedure at home as well as at the bank. It's something I noticed.

[0012]

The above-mentioned prior art has the following problems. (1): As in the above-mentioned conventional example 1, the booklet expires when the printing reaches the last page and the last line while the transaction information is being recorded in the passbook. And a new passbook is issued from the passbook issuing stacker in the bookkeeping machine 3. At this time, the unbooked data is continuously printed on the new passbook, the account number and account holder name are printed on the passbook cover, and the MS data of the old passbook is written in the MS of the new passbook.

[0013] In this way, the customer can make a transaction using the new passbook in a subsequent transaction, but the postal stamp of the old passbook, the postal stamp of the branch of the handling bank, and the transfer of the postal stamp of the bank clerk Is impossible to do with a transaction device. For this reason, a method was adopted in which the customer brought a seal at a financial institution window at a later date. In this case, even if the new passbook does not have a seal such as a stamp, it is possible to make a transaction with the ATM 2, the bookkeeping machine 3, or the like, but there are also security problems and legal problems, so it is preferable. I couldn't say.

(2): The stamping on the new passbook described in the prior art example 1 largely depends on the responsibility of the customer, and there is no way for the financial institution to grasp the use status of the passbook in such a state. Condition. In addition, there is no way for financial institutions to know which customers are currently using unstamped passbooks, and thus it has not been possible to even send a guidance letter urging a customer to stamp a new passbook.

(3): In the deposit transaction, the seal is positioned as an important means for confirming the identity of the depositor. That is, the depositor is notified of the seal imprint of the seal used for the transaction in advance, and in the subsequent transaction, the refund request is stamped to confirm that the request is a refund request by the depositor himself. The seal imprinted on the passbook plays such an important role, and although the passbook without the seal is temporarily used due to the rollover issue, it is difficult for financial institutions to use security and legal issues. there were.

(4) In the second conventional example, when a new passbook is issued, a request message for the seal registration procedure is printed on the new passbook so that the customer can be promptly guided to the seal registration procedure. In other words, by printing the seal registration procedure request message information below the line where all the carry-over printing information from the distribution passbook to the new passbook has been printed, the customer can determine whether the necessity of the seal registration procedure is not only at the bank but also at home. It's something I noticed.

However, there is no way for a financial institution to grasp the status of use of the passbook in such a state. In addition, there is no way for financial institutions to know which customers are currently using unstamped passbooks, so it has not been possible to even send out a guide letter urging the customer to stamp a new passbook.

[0018] The present invention solves such a conventional problem, and the financial institution grasps the use status of the unregistered passbook.
The purpose is to be able to actively promote the process of stamping a passbook. Further, in the present invention, in the promotion of the stamping procedure, a seal stamp of a notification stamp is attached to guidance or the like, so that even if a customer discards an old passbook whose bookkeeping has expired, a seal required for the stamping procedure can be obtained. The purpose is to be able to confirm.

[0019]

FIG. 1 is a diagram illustrating the principle of the present invention. The present invention is configured as follows to achieve the above object. (1): Transaction device 10 connected to host computer 1
In a carry-over issue logging method of a system in which an ATM, a bookkeeping machine, etc. communicates with the host computer 1 to execute a transaction, when the transaction device 10 issues a new passbook by passbook transfer during a customer transaction, the customer account is Sends customer data including the number and the new passbook issue date to the host computer 1,
The new passbook issuance log data file 7 is stored.

(2): In the carry-over issue logging method of the above (1), when the terminal 4 is connected to the host computer 1 and a new passbook issue log deletion request is transmitted from the terminal 4 to the host computer 1 The host computer 1 deletes the requested customer data from the new passbook issuance log data file 7.

(3): In the carry-over issue logging method of the above (1), when the terminal 4 is provided with the terminal printer 5 and the terminal 4 transmits a new passbook issuing customer information print output request to the host computer 1 The host computer 1 transmits the customer data to the terminal 4 so that the information including the customer data is transmitted from the terminal 4 to the terminal printer 5.
Printing is now possible.

(4): In the carry-over issue logging method of the above (1), the terminal 4 is provided with a display device, and when the terminal 4 sends a new passbook issue customer information print output request to the host computer 1, the terminal 4 The computer 1 transmits the customer data to the terminal 4 so that the terminal 4 can display information including the customer data on a display device.

(5): In the carry-over issue logging method of the above (1), the host computer 1 is provided with the customer notification seal imprint data file 6 and the terminal 4 is provided with the terminal printer 5
When the terminal 4 sends a new passbook issuing customer information print output request including the imprint data of the customer transaction seal to the host computer 1, the host computer 1 receives the request from the new passbook issuing log data file 7. By acquiring customer data, further acquiring the seal imprint data of the corresponding customer transaction seal from the customer notification seal imprint data file 6, and transmitting the customer data and the seal imprint data to the terminal 4, the customer 4 Information including data and imprint data can be printed by the terminal printer 5.

(6): The transaction device 10 and the terminal 4 are connected via a line, and the customer's seal imprint data file 6
A new passbook issuance log data file 7 for storing log data generated by issuing a new passbook. The transaction device 10 issues a new passbook by carrying over a passbook during a customer transaction with the transaction device 10, and the transaction device 10 When receiving customer data including an account number and a new passbook issuance date, a passbook issuance customer management means (passbook issuance customer management program 14) for storing the customer data in the new passbook issuance log data file 7; Customer data transmission control means (passbook issuing customer information screen output program 15, passbook issuing customer information print output program 16) for acquiring the corresponding customer data from the new passbook issuing log data file 7 and transmitting it to the terminal 4 in response to the request. And deleting the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal 4 Stage (passbook issued customer management program 1
4) and, in response to a request from the terminal device 4, obtaining the corresponding customer data from the new passbook issuance log data file 7 and obtaining the imprint data of the corresponding customer from the customer notification imprint data file 6. There is provided a customer data imprint data transmission control means (passbook issuing customer information print output program 16) to be transmitted to the terminal.

(7): Host computer 1 via line
And a customer data transmitting means for transmitting customer data including a customer account number and a new passbook issuance date to the host computer 1 when a new passbook is issued by carrying over a passbook during a customer transaction. ing.

(8): Host computer 1 via line
Is transmitted to the host computer 1 at the terminal 4 equipped with the terminal printer 5, and the customer who issues the new passbook by carrying over the passbook to the request is transferred to the host computer 1. Output control means (screen output control unit 23) for displaying the customer data on the screen when the customer data including the account number and the new passbook issue date is received
Send a new passbook issuing customer information printout request to the host computer 1 and receive customer data including the customer's account number and the new passbook issue date when the new passbook was issued by passbook transfer in response to the request Print output control means (print output control unit 24) for generating guidance for a customer who issues a new passbook based on the customer data and outputting the guidance to the printer for printing.

(9): In the terminal 4 according to the above (8),
Sends a new passbook issuing customer information printout request including an imprint to the host computer 1 and, in response to the request, customer data including a customer account number and a new passbook issuance date when the new passbook is issued by passbook transfer; And when receiving the imprint data, creates a guidance for the customer who issues the new passbook based on the customer data, and outputs the guidance and the imprint data to the printer for printing. 24).

(10): The transaction device 10 issues a new passbook by carrying over a passbook during a customer transaction, and when the customer data including the customer's account number and the new passbook issue date is received from the transaction device 10, the customer data is deleted. Passbook issuing customer management means stored in the new passbook issuing log data file 7, and customer data for acquiring corresponding customer data from the new passbook issuing log data file 7 and transmitting to the terminal 4 in response to a request from the terminal 4 Transmission control means, customer data deleting means for deleting corresponding customer data from the new passbook issuing log data file 7 in response to a request from the terminal 4, and new passbook issuing log in response to a request from the terminal 4. Customer data imprint data that obtains the corresponding customer data from the data file 7, obtains the imprint data of the corresponding customer from the customer notification imprint data file 6, and transmits the data to the terminal 4. A storage medium storing a program for realizing each means of the host computer including the transmission control means.

(Operation) The operation of the present invention based on the above configuration will be described with reference to FIG. (a): Operation of the above (1) When a new passbook is issued by carrying over a passbook during a customer transaction with the transaction device 10, the transaction device 10 sends customer data including a customer account number and a new passbook issue date to the host computer 1. Send. At this time, upon receiving the customer data, the host computer 1 stores the customer data in the new passbook issue log data file 7. Thereafter, when the terminal 4 transmits a new passbook issuing customer information screen output request to the host computer 1, the host computer 1 acquires corresponding customer data from the new passbook issuing log data file 7 in response to the request, and Is transmitted to the terminal 4.

Upon receiving the customer data from the host computer 1, the terminal 4 displays the customer data on the screen of the display device. In this way, the staff of the financial institution can easily confirm the customer data on the screen. As a result, financial institutions can easily grasp the usage status (user, period of use, etc.) of an unsealable passbook, and it is possible to promote the process of stamping a passbook positively. Become.

(B): Operation of the above (2) After the customer data is stored in the new passbook issue log data file 7 of the host computer 1, when the terminal 4 sends a request for deleting the new passbook issue log to the host computer 1. ,
The host computer 1 deletes the requested customer data from the new passbook issuance log data file 7.

Therefore, on the day after the customer receives the new passbook by carrying over the passbook, after the customer finishes sealing the new passbook at the counter of the financial institution, the terminal 4 transmits the new passbook issuance log deletion request. This customer is removed from the list of new passbook-issuing customers, so that the terminal 4 does not become a target of screen output and printout.

(C): Operation of the above (3) After the customer data is stored in the new passbook issue log data file 7 of the host computer 1, a request for printing out the new passbook issue customer information from the terminal 4 to the host computer 1 is issued. Upon transmission, the host computer 1 acquires the requested customer data from the new passbook issuance log data file 7,
The customer data is transmitted to the terminal 4. Thereafter, the terminal 4 edits the information including the customer data to create a guidance, and prints the guidance with the terminal printer 5.

By the process (a), the staff of the financial institution refers to the new passbook issuing customer information so that even if a specific date has passed from the date of issuance of the new passbook, a stamp is sent to the window of the financial institution. Customers who have not been delivered can be ascertained. Therefore, if the process (c) is performed thereafter, for example, it becomes easy to create a direct mail for promoting the notification of the seal to the customer.

(D): Operation of the above (4) After the customer data is stored in the new passbook issue log data file 7 of the host computer 1, a request for printing out the new passbook issue customer information from the terminal 4 to the host computer 1 is issued. Upon transmission, the host computer 1 acquires the requested customer data from the new passbook issuance log data file 7,
The customer data is transmitted to the terminal 4. Thereafter, the terminal 4 edits the information including the customer data to create a guidance, and displays the guidance on the display device of the terminal 4.

By the process (a), the staff of the financial institution refers to the new passbook issuing customer information, so that even if a specific date has passed since the issuance date of the new passbook, a stamp is sent to the window of the financial institution. Customers who have not been delivered can be ascertained. Therefore, if the above-mentioned process (d) is performed thereafter, for example, it becomes easy to create a direct mail for promoting the notification of the seal to the customer.

(E): Operation of (5) After the customer data is stored in the new passbook issuance log data file 7 of the host computer 1, the terminal 4 includes the imprint data of the customer transaction seal from the terminal 4 to the host computer 1. When the new passbook issuance customer information print output request is transmitted, the host computer 1 acquires the requested customer data from the new passbook issuance log data file 7 and further obtains the corresponding customer transaction stamp from the customer notification and seal imprint data file 6. Imprint data is acquired, and the customer data and the imprint data are transmitted to the terminal 4. Thereafter, information including the customer data and the imprint data is printed by the terminal printer 5 in the terminal 4.

In this way, it becomes possible to print the target imprint on the guidance print realized by the processing (c), and the service to the customer is further improved.
Therefore, even if the customer discards the passbook whose bookkeeping has expired, the customer can easily confirm his / her own seal by referring to the imprint on the direct mail and present it to the counter of the financial institution. become able to.

(F): Operation of the above (6) In the host computer 1, the passbook issuing customer management means issues a new passbook by carrying over the passbook during the customer transaction in the transaction device 10, and sends the customer account number and the When the customer data including the new passbook issue date is received, the customer data is stored in the new passbook issue log data file 7. The customer data transmission control means obtains the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal 4 and transmits it to the terminal 4.

The customer data deleting means deletes the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal 4. The customer data imprint data transmission control means obtains the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal device 4, and obtains the imprint data of the corresponding customer from the customer notification imprint data file 6. Obtain and transmit to terminal 4.

By doing so, the terminal 4 displays or prints the customer data, so that the financial institution can easily grasp the usage status of the unregistered passbook, and aggressively stamps the passbook. It is possible to promote doing. In the promotion of the stamping procedure, for example, by attaching a seal stamp of the delivery stamp to the guidance of direct mail, even if the customer discards the old passbook whose bookkeeping has expired, it is necessary for the stamping procedure. It is possible to check the seal.

(G): Operation of the above (7) In the transaction device 10, when a new passbook is issued by carrying over a passbook during a customer transaction, the customer data transmitting means includes customer account number and date of issuing the new passbook. To the host computer 1. In this way, the host computer 1 can store the customer data including the customer's account number and the new passbook issue date in the new passbook issue log data file 7.

As a result, by displaying or printing the customer data on the terminal device 4, the financial institution can easily grasp the usage status of the passbook without the seal and actively perform the procedure for stamping the passbook. Can be promoted. In the promotion of the stamping procedure, for example, by attaching a seal stamp of the delivery stamp to the guidance of direct mail, even if the customer discards the old passbook whose bookkeeping has expired, it is necessary for the stamping procedure. It is possible to check the seal.

(H): Operation of the above (8) In the terminal 4, the screen output control means transmits a new passbook issuing customer information screen output request to the host computer 1, and in response to the request, the new passbook is transferred by passbook transfer. When the customer data including the account number of the customer at the time of issuance and the new passbook issue date is received, the customer data is displayed on the screen.

The print output control means sends a new passbook issuing customer information print output request to the host computer 1 and, in response to the request, the account number of the customer when the new passbook was issued by passbook transfer and the new passbook issue date. When you receive customer data,
Based on the customer data, guidance for the customer who issues the new passbook is created, and the guidance is output to the terminal printer 5 and printed.

In this way, it is possible for the financial institution to easily grasp the use status of the passbook without the seal and to promote the procedure of stamping the passbook positively. (i): Action of the above (9) In the terminal 4 of the above (8), the imprint print output control means transmits a new passbook issuing customer information print output request including the imprint to the host computer 1, and On the other hand, upon receiving the customer data including the customer account number and the new passbook issuance date when the new passbook is issued by passbook transfer and the imprint data, create guidance for the customer who issues the new passbook based on the customer data, The guidance and the imprint data are output to the terminal printer 5 and printed.

In this way, in the promotion of the sealing procedure, for example, when a customer discards an expired old passbook by attaching a seal stamp of a delivery stamp to the guidance of direct mail. However, it is possible to check the seal required for the seal procedure.

(J): Operation of the above (10) By executing the program of the storage medium, in the host computer 1, the passbook issuing customer management means issues a new passbook by carrying over the passbook during the customer transaction in the transaction device 10. ,
When the customer data including the customer account number and the new passbook issue date is received from the transaction device 10, the customer data is stored in the new passbook issue log data file 7. The customer data transmission control means obtains the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal 4 and
Send to

The customer data deleting means deletes the corresponding customer data from the new passbook issuing log data file 7 in response to a request from the terminal 4. The customer data imprint data transmission control means obtains the corresponding customer data from the new passbook issuance log data file 7 in response to a request from the terminal device 4, and obtains the imprint data of the corresponding customer from the customer notification imprint data file 6. Obtain and transmit to terminal 4.

In this way, by displaying or printing the customer data at the terminal 4, the financial institution can easily grasp the use status of the unbooked passbook and actively perform the procedure for stamping the passbook. It is possible to promote what is done. In the promotion of the stamping procedure, for example, by attaching a seal stamp of the delivery stamp to the guidance of direct mail, even if the customer discards the old passbook whose bookkeeping has expired, it is necessary for the stamping procedure. It is possible to check the seal.

[0051]

Embodiments of the present invention will be described below in detail with reference to the drawings. In the following description, the transaction passbook is referred to as “passbook”, the magnetic stripe of the passbook is referred to as “MS”, and the magnetic stripe data is referred to as “MS data”.

§1: Description of the whole transaction system ... FIG.
FIG. 2 is an explanatory diagram of the system. The transaction system in the present embodiment is configured as shown in FIG. In this example, an ATM 2, a bookkeeping machine 3, and a terminal 4 are installed in a store such as a bank, and the ATM 2, bookkeeping machine 3, and terminal 4 are connected to the host computer 1 via lines. The terminal 4 has a terminal printer 5.
Is connected. In this example, it is assumed that the ATM 2 and the bookkeeping machine 3 have a passbook carry-over issue function.

The host computer 1 has an ATM 2,
It is a device for managing transaction information handled by the bookkeeping machine 3, the terminal 4, and the like, and includes a ledger data file (not shown), a customer seal imprint data file 6, a new passbook issuance log data file 7, and the like. The ATM 2 and the terminal 4 are installed in a store of a financial institution such as a bank, and the host computer 1 is installed in a center.

§2: Detailed description of each device ... See FIGS. 3, 4, and 5 FIG. 3 is a diagram of a host computer, FIG. 4 is a diagram of a terminal, and FIG. 5 is a structure of an ATM. FIG. Hereinafter, detailed configurations of the host computer 1, the ATM 2, and the terminal 4 will be described.

(1): Description of the host computer--see FIG. 3 The host computer 1 has a line controller 12, a CP
U13, passbook issuing customer management program 14, passbook issuing customer information screen output program 15, passbook issuing customer information print output program 16, customer notification and seal imprint data registration program 17, ledger processing program 18, customer notification and seal imprint data file 6, new A passbook issuance log data file 7, a ledger data file 19, and the like are provided. The functions and the like of the respective units are as follows.

(A): The line control unit 12 performs line control when communicating with the ATM 2 and the terminal 4. (b): The CPU 13 performs various controls in the host computer 1. The CPU 13 starts the passbook issuing customer management program 14, the passbook issuing customer information screen output program 15, the passbook issuing customer information print output program 16, the customer notification stamp / imprint data registration program 17, the ledger processing program 18, and the like. And processing.

(C): Passbook issuing customer management program 14
Is activated by the CPU 13 to access the new passbook issuance log data file 7 and manage customer data when the new passbook is issued.

(D): The passbook issuing customer information screen output program 15, when activated by the CPU 13, accesses the new passbook issuance log data file 7 and outputs customer data (log data) at the time of issuing the new passbook. Is what you do.

(E): The passbook issuing customer information print output program 16, when started by the CPU 13, accesses the new passbook issuing log data file 7 and the customer notification and seal imprint data file 6 to obtain customer data and imprint data. Output processing.

(F): The customer stamp / imprint data registration program 17 registers the customer stamp / imprint data in the customer stamp / imprint data file 6 when started by the CPU 13.

(G): The ledger processing program 18 is a CPU
When started up by the server 13, it accesses the ledger data file 19 and manages the ledger data. (h): The customer seal imprint data file 6 is a file for storing the customer seal imprint data.

(I): New passbook issuance log data file 7
Is a file for storing new passbook issuance log data. (j): The ledger data file 19 is a file for storing ledger data.

(2): Description of Terminal Terminal—See FIG. 4 The terminal terminal 4 is composed of a terminal main unit, a display device for displaying various data, a keyboard 9 for inputting various data, and the like. In addition, a terminal printer 5 for printing (or printing) various information (data) is connected to the terminal body. The terminal 4 is connected to the host computer 1 via a line.
Then, the line control unit 21, the CPU 2
2, a screen output control unit 23, a print output control unit 24, and the like are provided. The functions and the like of the respective units are as follows.

(A): The line controller 21 controls the line when communicating with the host computer 1. (b): The CPU 22 performs various controls in the terminal 4.

(C): The screen output control section 23 is constituted by a program, and when activated by the CPU 22, controls the display of data on the display device. (d): The print output control unit 24 is constituted by a program, and when activated by the CPU 22, the terminal printer 5
Control when printing data.

(3): Description of ATM: see FIG. 5 At the front side of the ATM 2, an insertion slot 27 for inserting a passbook.
A transport path 28, an evacuation unit 30, a print head 29, an MS reader / writer 31, a passbook issuing stacker 32, and the like are provided inside the ATM 2. As a control system of the ATM 2, a CPU 33, a bookkeeping control unit 34, a line control unit 35, a print control unit 36, a transport control unit 37, an MS control unit 3
8 and the like are provided. The functions and the like of the respective units are as follows.

(A): The insertion slot 27 is for inserting a passbook into the ATM 2. (b): The transport path 28 is for transporting a passbook. (c): The saving unit 30 temporarily saves the passbook.

(D): The print head 29 prints on a passbook. (e): The MS reader / writer 31 writes MS data in the MS of the passbook and reads MS data from the MS.

(F): The passbook issuing stacker 32 issues a passbook. (g): The CPU 33 controls the whole of the ATM 2. (h): The entry control section 34 is constituted by a program,
When activated by the PU 33, it controls the entry of transaction data to the passbook.

(I): The line control unit 35 performs line control when communicating with the host computer 1. (j): The print control unit 36 is constituted by a program,
When activated by the PU 33, it controls the printing of transaction information for the passbook.

(K): The transport control section 37 is constituted by a program, and when activated by the CPU 33, controls to transport the passbook to the designated location. (l): The MS controller 38 is constituted by a program,
When activated by the PU 33, it controls the writing of MS data to the MS of the passbook or the reading of MS data from the MS.

(4): Description of program and storage medium of host computer Passbook issuing customer management program 14, passbook issuing customer information screen output program 15, provided in host computer 1.
Passbook issuing customer information printout program 16, customer notification seal imprint data registration program 17, ledger processing program 18
Are stored in a storage medium (magnetic disk) of a hard disk device provided in the host computer 1, for example.

Then, when the host computer 1 is operated, the program stored in the storage medium of the hard disk device is loaded into an internal memory. Thereafter, each program loaded in the memory is loaded into the CPU 13 as necessary.
Is activated to perform various controls and processes in the host computer 1. In this case, the program stored in the storage medium of the hard disk device is stored, for example, as follows.

The data (data created by another device) stored in the flexible disk (floppy disk) is read by the drive device provided in the host computer 1 and stored in the storage medium of the hard disk device.

: Magneto-optical disk or CD-ROM
The data stored in the storage medium, such as, is read by the drive device provided in the host computer 1 and stored in the storage medium of the hard disk device.

Data received from another device via a communication line such as a LAN is received by the host computer 1 and the data is stored in a storage medium of the hard disk device.

§3: Explanation of processing of transaction system Hereinafter, the ATM 2, the terminal 4, and the host computer 1
An outline of processing of a transaction system in which is connected to a line will be described.
The ATM 2 has a passbook carry-over issue function.

(1): First, when the customer sets a passbook in the insertion slot 27 in the ATM 2, the CPU 33 activates the transfer control unit 37 and transfers the passbook to the position of the MS reader / writer 31. Here, the CPU 33 activates the MS control unit 38 and reads the MS data in the MS of the passbook. Next, CP
U33 sends MS data (read magnetic data) via the line controller 35 to the line controller 1 of the host computer 1.
2 is transmitted. The MS data includes an account number, a page of a passbook, and line information (printed pages, line information, unprinted pages, number of lines, and the like).

In the host computer 1, the CPU 13 recognizes the account number from the received MS data, activates the ledger processing program 18, and acquires the unregistered data of the account from the ledger data file 19. Then, the line control unit 12 transmits the acquired unrecorded data to the ATM 2. In this case, since the MS data includes information such as the account number and the number of remaining unprinted lines of the passbook, the CPU 13 sends the amount of unprinted data that can be printed in the remaining number of unprinted lines of the passbook to the line controller 12. To ATM2 via

In the ATM 2, when the unrecorded data is received from the host computer 1, the CPU 33 activates the transport control unit 37 and transports the passbook to the print position of the print head 29. Thereafter, the CPU 33 activates the bookkeeping control unit 34 and the print control unit 36 to repeat printing and line feed. At this point, if the passbook has expired, the passbook is conveyed to the evacuation unit 30, a new passbook is newly issued from the passbook issuing stacker 32, and conveyed to the position of the print head 29.

After that, the print head 29 prints the unprinted data on the new passbook. When the printing (bookkeeping) of the unprinted data on the new passbook is completed in this way, the new passbook is transported to the position of the MS reader / writer 31 and the held MS data is written to the MS of the passbook. Then, the transport controller 37
Transports the new and old passbooks to the insertion slot 27 and returns them to the customer.

(2) In the ATM 2, after the new passbook is issued by carrying over the passbook as described above, the CPU 33 stores the customer data including the account number and the new passbook issuance date as the history of the new passbook as a line control unit. 35 to the host computer 1. CPU1 of host computer 1
3 receives the customer data including the account number and the new passbook issuance date from the ATM 2 via the line control unit 12, activates the passbook issuance customer management program 14, and stores the account number and the new passbook issuance log data file 7 in the new passbook issuance log data file 7. Stores the data of the new passbook issue date (passbook issue date).

Thereafter, when the reference to the new passbook issuance log is selected in the operation on the terminal 4, the CPU 22
Transmits a new passbook issuing customer information screen output request to the host computer 1 via the line control unit 21. In the host computer 1, when the CPU 13 receives the new passbook issuing customer information screen output request via the line control unit 12, the new passbook issuing customer information screen output program 15 is activated, and the corresponding customer is output from the new passbook issuing log data file 7. Get the data. Then, the acquired customer data is transmitted to the terminal 4 via the line control unit 12.

When the terminal 4 receives the customer data from the host computer 1, the CPU 22 activates the screen output control unit 23, and displays the list of the new passbook issuance and the issue date on the screen of the display device of the terminal 4. indicate. In this way, the staff of the financial institution can easily confirm the customer data.

(3) After the new passbook is received by carrying over the new passbook, the following processing is performed when the customer finishes stamping the seal on the new passbook at the counter of the financial institution. First, when the deletion of the new passbook issuance log is selected in the operation on the terminal 4, the CPU 22 transmits a request for deleting the new passbook issuance log to the host computer 1 via the line control unit 21.

In the host computer 1, when the CPU 13 receives the request for deleting the new passbook issuance log via the line controller 12, it activates the passbook issuance customer management program 14 and receives a request from the new passbook issuance log data file 7. Delete customer data. By such processing, this customer is removed from the new passbook issuing customer list and is no longer targeted for screen output and printout.

(4): As described above, the staff of the financial institution refers to the new passbook issuing customer information so that even if a specific date has passed from the date of issuance of the new passbook, it is stamped at the window of the financial institution. Customers who have not been delivered can be ascertained. Next, a description will be given of print control in the case of printing a direct mail for promoting notification of a seal to the customer.

First, in the operation on the terminal 4, when the printout of the new passbook issuing customer information is selected, the CPU
Reference numeral 22 transmits a new passbook issuing customer information print output request to the host computer 1 via the line control unit 21. In the host computer 1, when the CPU 13 receives the print request for new passbook issuing customer information via the line control unit 12, the CPU 13 executes the passbook issuing customer information print output program 16
Is started, and the corresponding customer data is acquired from the new passbook issuance log data file 7. Then, the CPU 13 transmits the obtained customer data to the terminal 4 via the line control unit 12.

In the terminal device 4, when the CPU 22 receives the customer data from the host computer 1 via the line control unit 21, the CPU 22 creates guidance for promoting a seal on a new passbook based on the received customer data. And CPU
Reference numeral 22 activates the print output control unit 24, and the terminal printer 5
The guidance is transferred to and printed by the terminal printer 5. This guidance will be sent by the financial institution staff via direct mail to the appropriate customers. In this way, it is possible to easily create a direct mail for promoting a seal on a new passbook.

(5): The customer notification seal imprint data file 6 provided in the host computer 1 is recorded by the customer notification seal imprint data registration program 17 when the customer opens an account. Therefore, by using the imprint data of the customer notification seal imprint data file 6 and printing the imprint of the target notification seal on the guidance print as described above, the service to the customer can be further improved. The processing for realizing this is performed as follows.

First, when a new passbook issuing customer information print output (including an imprint) is selected in the operation on the terminal 4, the CPU 22 sends a new passbook issue customer information print output request via the line control unit 21 to the host computer 1. Send to The CPU 13 of the host computer 1 is the line control unit 1
When the new passbook issuance customer information print output request is received via the second passbook 2, a passbook issuance customer information print output program 16 is started, the corresponding customer data is obtained from the new passbook log data file 7, and the customer notice stamp is imprinted. The corresponding imprint data is obtained from the data file 6. And the CPU 13
Transmits the acquired customer data and imprint data to the line control unit 1
2 to the terminal 4.

In the terminal 4, the CPU 22 operates as the line controller 21.
When the customer data and the seal imprint data are received from the host computer 1 via the PC, the guidance for promoting the stamping on the new passbook is created based on the received data. Next, the CPU 22 activates the print output control unit 24 and transmits the created guidance and the imprint data of the notification stamp to the terminal printer 5.
Transfer to and print.

In this way, it is possible to easily create a direct mail for promoting the seal to the new passbook, and even if the customer discards the expired passbook, By referring to the imprint of direct mail, you can easily check your registered seal and present it to the counter of the financial institution.

§4: Description of Processing on ATM Side when New Passbook Is Issued by Flowchart—See FIGS. 6 and 7 FIG. 6 is a processing flowchart on the ATM side when a new passbook is issued (No. 1), and FIG. It is a processing flowchart (No. 2) on the ATM side at the time of issuance. Hereinafter, processing on the ATM side when a new passbook is issued will be described with reference to FIGS. Note that S
1 to S22 indicate each processing step.

When a customer's transaction operation is performed in the ATM 2 and a passbook is inserted into the insertion slot 27 (S1), the CPU 33 recognizes this state based on information from the sensor. Then, the CPU 33 activates the transport controller 37, and the transport controller 37 transports the passbook to the position of the MS reader / writer 31 (S2). Next, the CPU 33 activates the MS control unit 38 to convert the MS of the passbook into MS data (account number, page of the passbook,
Line information) is read (S3).

Thereafter, the CPU 33 activates the line control unit 35 and transmits the MS data read from the customer's passbook to the host computer 1 (S4). Next, the CPU 33 waits for data reception from the host computer 1 (S5), and upon receiving data (unbooked data) from the host computer 1 via the line control unit 35, activates the transport control unit 37 and prints a passbook. It is transported to the position (S6).

Next, the CPU 33 activates the print control unit 36 to print the unrecorded data in the passbook. In this case, first,
One line of unrecorded data is printed on the passbook (S7), and it is determined whether or not there is remaining unrecorded data (S38). As a result, when there is remaining unregistered data, it is determined whether or not the passbook has expired (S10).

As a result, if the bookkeeping has not expired, a line feed of the passbook is performed (S9), and the processing is repeated from the processing of S7. As described above, the unbooked data is printed on the passbook while repeating the printing and the line feed. If the remaining unprinted data runs out without the end of the bookkeeping, the bookkeeping process for the passbook is completed.

When the printing of the unbooked data on the passbook is completed in this way, the CPU 33 activates the transfer control section 37 and transfers the passbook to the position of the MS reader / writer 31 (S20). Then, the CPU 33 activates the MS control unit 38, and stores the held MS data in the MS read / write unit 31.
(S21). Thereafter, the CPU 33 activates the transport control unit 37, transports the passbook to the insertion slot 27, returns the passbook to the customer (S22), and ends the transaction.

However, when the printing reaches the last line of the last page in a state where there is unrecorded data, the passbook expires.
In this case, the CPU 33 activates the transport control unit 37, transports the old passbook whose bookkeeping has expired to the retreat unit 30, and recycles the old passbook.
0 (S11). Thereafter, a new passbook is issued from the passbook issuing stacker 32 under the control of the CPU 33 (S12).

When the new passbook is issued as described above,
The CPU 33 transmits the customer data including the account number and the new passbook issue date to the host computer 1 via the line control unit 35 as the history of the new passbook issuance (S13). Next, CP
U33 activates the transport control unit 37 to transport the new passbook to the printing position (S14). Then, the CPU 33 activates the print control unit 36 and prints the remaining unbooked data on the new passbook by the print head 29 (S15). Further, the account number and the name of the account holder are printed on the new passbook by the print head 29 (S16).

Next, the CPU 33 activates the transport controller 37 to transport the new passbook to the position of the MS reader / writer 31 (S17). Then, the CPU 33 activates the MS control unit 38, and stores the held MS data in the MS read / write unit 31.
Is written into the MS of the new passbook (S18). Then, C
The PU 33 activates the transport control unit 37, transports the new passbook and the old passbook to the insertion slot 27, returns them to the customer (S19), and ends the transaction.

§5: Description of host-side processing when issuing a new passbook with reference to flowcharts—see FIG. 8 FIG. 8 is a host-side processing flowchart when issuing a new passbook, where A is processing 1 and B is processing 2. . Hereinafter, the processing on the host side when a new passbook is issued will be described with reference to FIG. In addition,
S31 to S35 indicate each processing step.

(1): Process 1... See FIG. 8A. MS transmitted from ATM 2 in the process of S4 shown in FIG.
When the host computer 1 receives the data, the host computer 1 performs the following processing. That is, in the host computer 1, when the CPU 13 receives the MS data from the ATM 2 via the line control unit 12,
The CPU 13 recognizes an account number from the MS data (S
31).

Next, the CPU 13 executes the ledger processing program 1
8 is started, and the unregistered data of the corresponding account number is extracted from the ledger data file 19 using the account number. When the CPU 13 acquires the unrecorded data in this manner, the CPU 13 transmits the unrecorded data to the ATM 2 via the line control unit 12 (S33), and ends the processing.

(2): Process 2... See FIG. 8B When the host computer 1 receives the customer data (log data) at the time of issuance of the new passbook transmitted from the ATM 2 in the process of S13 shown in FIG. The host computer 1 performs the following processing. That is, the host computer 1 sends the customer data (account number, passbook issue date) when the new passbook is issued from the ATM 2 by the CPU 13 via the line control unit 12.
Is received, the passbook issuing customer management program 14 is activated and stored in the new passbook issuing log data file 7 (S3).
5). In this case, the account number of the old passbook is stored in the new passbook issuance log data file as described above so that the account number of the old passbook is commonly used in the new passbook. Thus, the process ends.

§6: Explanation of Customer Data Reference Processing after Issuing New Passbook by Flowchart--See FIG. 9 FIG. 9 is a flowchart of customer data reference processing after issuing a new passbook, where A is terminal-side processing and B is a host. This is a computer-side process. Hereinafter, the customer data reference process after the new passbook is issued will be described with reference to FIG. In addition, S41 to S45 indicate each processing step.

(1): Terminal-side processing: see A in FIG. 9 A new passbook is issued by carrying over the passbook, and the account number and the issue date of the new passbook are stored in the new passbook issuance log data file 7 in the host computer 1. After the storage, if the reference to the new passbook issuance log is selected in the operation on the terminal 4, the following processing is performed.

First, a process selection menu screen is displayed on the screen of the display device by an operator operation on the terminal 4 side, and the keyboard 9 is operated to select the reference to the new passbook issue log from the menu screen. With this selection, the CPU 22 of the terminal 4 transmits a new passbook issuing customer information screen output request to the host computer 1 via the line control unit 21 (S41). Then, the CPU 22 waits for data reception from the host computer 1 (S42).

Thereafter, when the CPU 22 receives data from the host computer 1 via the line control section 21,
The output data is edited from the received data, the screen output control unit 23 is activated, and the screen of the display device of the terminal 4 is displayed.
The customer list of the new passbook issuance and the issue date etc. are displayed (S4
3). This display process allows a staff member of the financial institution or the like to easily confirm a list of customers who have issued a new passbook, an issue date, and the like from the display information.

(2): Processing on the host computer side—refer to FIG. 9B When the host computer 1 receives the new passbook issuing customer information screen output request transmitted from the terminal 4 in the processing of S41, the host computer 1 The computer 1 performs the following processing. That is, the CPU 13 of the host computer 1
Receives a new passbook issuance customer information screen output request from the terminal 4 via the line control unit 12, the CPU 13 activates the passbook issuance customer information screen output program 15 to apply the corresponding information from the new passbook issuance log data file 7. Get customer data. Then, the CPU 13 transmits the obtained customer data to the terminal 4 via the line control unit 12 (S45),
The process ends.

§7: Explanation of the processing based on the flowchart when the customer has completed the seal after issuing the new passbook ... FIG.
FIG. 10 is a processing flowchart after the seal stamping of a new passbook, where A is processing on the terminal side and B is processing on the host computer side. Hereinafter, a process in the case where the customer has completed the seal stamp after issuing the new passbook will be described with reference to FIG. Note that S
Reference numerals 51 and 52 denote processing steps. At ATM2, when a new passbook is issued by carrying over the passbook and the customer completes the seal of the new passbook at the counter of the financial institution on the day after the customer receives the new passbook, the following processing is performed.

(1): Processing on the terminal side—see FIG. 10A First, a processing selection menu screen is displayed on the screen of the display device by an operator operation on the terminal 4 side, and the keyboard 9 is operated. Select Delete New Passbook Issue Log from the menu screen. According to this selection, the terminal 4 sets C
The PU 22 transmits a new passbook issuance log deletion request to the host computer 1 via the line control unit 21 (S51), and ends the processing.

(2): Processing on the Host Computer Side—See FIG. 10B When the host computer 1 receives the new passbook issuance log deletion request transmitted from the terminal 4 in the processing of S51, the host computer 1 The side performs the following processing. That is, when the CPU 13 of the host computer 1 receives the new passbook issuance log deletion request from the terminal 4 via the line control unit 12, the CPU 13 activates the passbook issuance customer management program 14 and reads the new passbook issuance log data file 7 from the new passbook issuance log data file 7. The corresponding data is deleted (S52), and the process ends. By such processing, this customer is removed from the new passbook issuing customer list, and is no longer targeted for screen output and printout.

§8: Explanation of new passbook issuing customer information print output processing by flowchart--see FIG. 11 FIG. 11 is a flowchart of the new passbook issue customer information print output processing, where A is terminal-side processing, and B is a host computer. This is side processing. Hereinafter, the new passbook issuing customer information printout processing will be described with reference to FIG. Note that S61 to S66 indicate each processing step.

As described above, the staff of the financial institution makes the terminal 4
By referring to the new passbook issuing customer information, the customer who has not received a seal at the window of the financial institution even after a specific date has passed since the issue date of the new passbook can be grasped. Therefore, it is conceivable as an effective means to send a direct mail to such a customer to promote the report of the customer's seal. The direct mail printing process in this case is performed as follows.

(1): Process on the terminal side—See FIG. 11A First, a process selection menu screen is displayed on the screen of the display device by an operator operation on the terminal 4 side, and the keyboard 9 is operated. A new passbook issuing customer information printout is selected from the menu screen. By this selection, the terminal 4
Then, the CPU 22 transmits a new passbook issuing customer information printout request to the host computer 1 via the line control unit 21 (S61).

After that, the CPU 22 operates the host computer 1
It waits for data to be received from (S62). Upon receiving the data from the host computer 1, the CPU 22 edits output data, for example, guidance for the customer based on the data received from the host computer 1 (S6).
3). Then, the CPU 22 activates the print output control unit 24, transfers the edited data to the terminal printer 5, and
Printing is performed by the terminal printer 5 (S64). This makes it easier for the staff of the financial institution to create the direct mail from the printed one.

(2): Processing on the host computer side ...
Referring to FIG. 11B, the new passbook issuing customer information print output request transmitted from the terminal 4 in the process of S61 is transmitted to the CPU 1 of the host computer 1.
3 is received via the line control unit 12, the CPU 13
Activates the passbook issuing customer information printout program 16 and acquires the corresponding data from the new passbook issuing log data file 7 (S65). The CPU 13 that has obtained the requested data in this manner transmits the data to the line control unit 1.
The data is transmitted to the terminal 4 via the terminal 2 (S66), and the process is terminated.

§9: Description of New Passbook Issuance Customer Information Print Output (Including Imprint) Processing by Flowchart—See FIG. 12 FIG. 12 is a flowchart of new passbook issuance customer information print output (including imprint) processing, where A is a terminal. Machine-side processing, B is processing on the host computer side. Hereinafter, the new passbook issuing customer information printout (including imprint) processing will be described with reference to FIG. In addition, S71-75 show each processing step.

The customer stamp / imprint data stored in the customer stamp / imprint data file 6 provided in the host computer 1 is stored by the customer stamp / imprint data registration program 17 when the customer opens an account. is there. Therefore, by printing the seal imprint of the target customer's notification stamp on the guidance print realized by the processing shown in FIG.
The service to customers is expected to be further improved. To realize this, the following processing is performed.

(1): Processing on the terminal side—see FIG. 12A First, a processing selection menu screen is displayed on the screen of the display device by an operator operation on the terminal 4 side, and the keyboard 9 is operated. From the menu screen, select a new passbook issuing customer information printout (including a seal). With this selection, in the terminal 4, the CPU 22 transmits a new passbook issuing customer information printout (including imprint) request to the host computer 1 via the line control unit 21 (S71).

Thereafter, the CPU 22 executes the host computer 1
It waits for data to be received from (S72). Then, C
When receiving data from the host computer 1, the PU 22 edits output data, that is, guidance for the customer, based on the received data. Then, the CPU 22 activates the print output control unit 24, transfers the edited data (guidance) and the imprint of the notification to the terminal printer 5, and causes the terminal printer 5 to print (S73).

This makes it easy for the staff of the financial institution to create a direct mail from the printed one. In addition, customers can easily confirm their registered seal by referring to the imprint on direct mail and present it to the counter of the financial institution even if the passbook whose bookkeeping has expired is discarded. become able to.

(2): Processing on the host computer side ...
Referring to FIG. 12B, when the CPU 13 of the host computer 1 receives the new passbook issuing customer information printout (including imprint) request transmitted from the terminal 4 in the process of S71, via the line control unit 12,
The CPU 13 is a passbook issuing customer information printout program 1
6 is started, and the corresponding customer data is acquired from the new passbook issuance log data file 7 (S74). And CP
U13 transmits the acquired customer data to the terminal 4 via the line control unit 12 (S75), and ends the processing.

(Other Embodiments) The embodiments have been described above, but the present invention can be implemented as follows.

(1) The transaction device is not limited to the ATM, but can be applied to various devices having a function of handling a bookkeeping machine and other passbooks and having a function of issuing a new passbook by carrying over the passbook. (2) The terminal 4 can be realized by various computers such as a workstation and a personal computer. Also, the terminal printer can be realized by one connected to the terminal by a cable or one built in the terminal.

(3): The guidance urging the customer to seal the seal may be in any format.

[0129]

As described above, the present invention has the following effects. (1): When a new passbook is issued by carrying over a passbook in a transaction of a transaction device, the financial institution should accurately grasp the status of use of the passbook without the seal and promote the process of stamping the passbook positively. This makes it possible to improve security and services at financial institutions. In particular, this effect is extremely large in recent years when the frequency of transactions using an automatic transaction device such as an ATM has been increasingly increased due to the introduction of Sunday banking and the like.

(2): The staff of the financial institution refers to the new passbook issuance customer information using the terminal, so that even when a specific date has passed since the issuance date of the new passbook, a stamp is sent to the window of the financial institution. It is possible to accurately grasp customers who have not received the notification. Therefore, it is easy to subsequently create a direct mail for promoting the report of the seal to the customer who has not reported the seal.

(3): A new passbook is issued by carrying over a passbook in a transaction of a transaction device, and then, when promoting a procedure for sealing a customer seal, by attaching a seal stamp of a delivery stamp to guidance of direct mail, etc. Even if the customer discards the old passbook whose bookkeeping has expired, it is possible to confirm the seal required for the seal procedure.

In addition to the above effects, the following effects are provided according to each claim. (4): In claim 1, when a new passbook is issued by carrying over a passbook during a customer transaction with the transaction device, the transaction device transmits customer data including the account number of the customer and the new passbook issue date to the host computer. At this time, upon receiving the customer data, the host computer stores the customer data in a new passbook issuance log data file. Thereafter, when the terminal transmits a new passbook issuing customer information screen output request to the host computer, the host computer obtains the corresponding customer data from the new passbook issuing log data file in response to the request, and transmits the customer data to the terminal. Send.

When the terminal receives the customer data from the host computer, the terminal displays the customer data on the screen of the display device. In this way, the staff of the financial institution can easily confirm the customer data on the screen. As a result, financial institutions can easily grasp the usage status (user, period of use, etc.) of an unsealable passbook, and it is possible to promote the process of stamping a passbook positively. Become.

(5): In claim 2, after the customer data is stored in the new passbook issuance log data file of the host computer, the terminal transmits a new passbook issuance log deletion request from the terminal to the host computer. The customer data requested is deleted from the passbook issuance log data file.

Therefore, on the day after receiving the new passbook by carrying over the passbook, after the customer completes the seal on the new passbook at the counter of the financial institution, and transmits a request to delete the new passbook issuance log from the terminal, the subsequent This customer is removed from the new passbook issuing customer list, and can be prevented from being displayed or printed on the terminal.

(6): In claim 3, after the customer data is stored in the new passbook issuance log data file of the host computer, the terminal transmits a new passbook issuance customer information print output request to the host computer. Acquires the requested customer data from the new passbook issuance log data file and transmits the customer data to the terminal. Thereafter, the terminal edits the information including the customer data to create guidance, and prints the guidance with the terminal printer.

By referring to the new passbook issuing customer information, the staff of the financial institution can grasp the customer who has not sent the seal to the window of the financial institution even after a specific date has passed since the issuance date of the new passbook. Can be. Therefore, if the processing of claim 3 is performed thereafter, for example, it becomes easy to create a direct mail for promoting the notification of the seal to the customer.

(7): In claim 4, after the customer data is stored in the new passbook issuance log data file of the host computer, a new passbook issuance customer information print output request is transmitted from the terminal to the host computer. Acquires the requested customer data from the new passbook issuance log data file and transmits the customer data to the terminal. Thereafter, the terminal edits the information including the customer data to create the guidance, and displays the guidance on the display device of the terminal.

By referring to the new passbook issuing customer information, the staff of the financial institution can identify the customers who have not received the seal at the financial institution window even after a specific date has passed since the new passbook issuance date. Can be. Therefore, if the processing of claim 4 is performed thereafter, for example, it becomes easy to create a direct mail for promoting notification of the seal to the customer.

(8): In claim 5, after the customer data is stored in the new passbook issuing log data file of the host computer, the new passbook issuing customer information including the imprint data of the customer transaction seal is transmitted from the terminal to the host computer. Upon transmitting the print output request, the host computer obtains the requested customer data from the new passbook issuance log data file, further obtains the imprint data of the corresponding customer transaction seal from the customer notification seal imprint data file, The data and the imprint data are transmitted to the terminal. Thereafter, information including customer data and imprint data is printed by the terminal printer at the terminal.

In this way, it is possible to print a target imprint on the guidance print, and the service to the customer is further improved. Therefore, even if the customer discards the passbook whose bookkeeping has expired, the customer can easily confirm his / her own seal by referring to the imprint on the direct mail and present it to the counter of the financial institution. become able to.

(9): In claim 6, in the host computer, the passbook issuing customer management means issues a new passbook by carrying over the passbook during a customer transaction with the transaction device, and the customer's account number and new passbook issue date are issued from the transaction device. Is received, the customer data is stored in the new passbook issuance log data file. The customer data transmission control means obtains the corresponding customer data from the new passbook issuance log data file and transmits it to the terminal in response to a request from the terminal.

The customer data deleting means deletes the corresponding customer data from the new passbook issuance log data file in response to a request from the terminal. The customer data imprint data transmission control means obtains the corresponding customer data from the new passbook issuance log data file in response to a request from the terminal, and obtains the corresponding customer imprint data from the customer notification imprint data file. Send to terminal.

In this way, by displaying or printing the customer data at the terminal, the financial institution can easily grasp the use status of the unregistered passbook and actively perform the procedure for stamping the passbook. It is possible to promote what is done. In the promotion of the stamping procedure, for example, by attaching a seal stamp of the delivery stamp to the guidance of direct mail, even if the customer discards the old passbook whose bookkeeping has expired, it is necessary for the stamping procedure. It is possible to check the seal.

(10): In claim 7, in the transaction device,
When a new passbook is issued by carrying over a passbook during a customer transaction, the customer data transmitting means transmits customer data including a customer account number and a new passbook issuance date to the host computer. With this configuration, the host computer can store the customer data including the customer's account number and the new passbook issue date in the new passbook issue log data file.

As a result, by displaying or printing the customer data on the terminal, it is possible for the financial institution to easily grasp the use status of the passbook without the seal and to actively perform the procedure for stamping the passbook. It becomes possible to promote. In the promotion of the stamping procedure, for example, by attaching a seal stamp of the delivery stamp to the guidance of direct mail, even if the customer discards the old passbook whose bookkeeping has expired, it is necessary for the stamping procedure. It is possible to check the seal.

(11): In claim 8, in the terminal, the screen output control means transmits a new passbook issuing customer information screen output request to the host computer, and in response to the request, issues a new passbook by carrying over the passbook. When the customer data including the customer's account number and the new passbook issue date is received, the customer data is displayed on the screen.

The print output control means transmits a new passbook issuing customer information print output request to the host computer, and includes, in response to the request, the account number of the customer who issued the new passbook by passbook transfer and the new passbook issue date. When the customer data is received, guidance for the customer who issues the new passbook is created based on the customer data, and the guidance is output to a terminal printer and printed.

In this way, it is possible for the financial institution to easily grasp the use status of the passbook without the seal and promote the process of stamping the passbook positively. (12): In the ninth aspect, in the terminal, the imprint printing output control means transmits a new passbook issuing customer information printing output request including the imprint to the host computer, and in response to the request, issues a new passbook by carrying over the passbook. Upon receiving the customer data including the customer's account number and the new passbook issuance date and the imprint data at that time, a guidance for the customer who issues the new passbook is created based on the customer data, and the guidance and the imprint data are transmitted to the terminal printer. And print it.

In this manner, in the above-mentioned sealing procedure, for example, when a customer discards an expired old passbook by attaching a seal stamp of a delivery stamp to guidance of direct mail. However, it is possible to check the seal required for the seal procedure.

(13): In claim 10, by executing the program on the storage medium, the passbook issuing customer management means in the host computer issues a new passbook by carrying over the passbook during the customer transaction with the transaction device, and Upon receiving customer data from the device, including the customer's account number and the new passbook issue date,
The customer data is stored in a new passbook issuance log data file. The customer data transmission control means obtains the corresponding customer data from the new passbook issuance log data file in response to a request from the terminal and transmits it to the terminal.

The customer data deleting means deletes the corresponding customer data from the new passbook issue log data file in response to a request from the terminal. The customer data imprint data transmission control means obtains the corresponding customer data from the new passbook issuance log data file in response to a request from the terminal, and obtains the corresponding customer imprint data from the customer notification imprint data file, To the machine.

In this way, by displaying or printing the customer data at the terminal, the financial institution can easily grasp the use status of the unregistered passbook and actively perform the procedure for stamping the passbook. It is possible to promote what is done. Also, in promoting the sealing procedure, for example,
By attaching the seal of the delivery stamp to the guidance of the direct mail, even if the customer has discarded the old passbook whose bookkeeping has expired, it is possible to confirm the seal required for the stamping procedure.

[Brief description of the drawings]

FIG. 1 is a diagram illustrating the principle of the present invention.

FIG. 2 is an explanatory diagram of a system according to an embodiment.

FIG. 3 is a configuration diagram of a host computer in the embodiment.

FIG. 4 is a configuration diagram of a terminal according to the embodiment;

FIG. 5 is a configuration diagram of an ATM according to the embodiment.

FIG. 6 is an ATM-side processing flowchart (part 1) when a new passbook is issued in the embodiment.

FIG. 7 is a flowchart (part 2) of an ATM process when a new passbook is issued in the embodiment.

FIG. 8 is a flowchart of processing on the host side when a new passbook is issued in the embodiment.

FIG. 9 is a flowchart of customer data reference processing after issuance of a new passbook in the embodiment.

FIG. 10 is a processing flowchart after a seal is stamped on a new passbook in the embodiment.

FIG. 11 is a flowchart of a new passbook issuing customer information print output process in the embodiment.

FIG. 12 is a flowchart of a new passbook issuing customer information printout (including imprint) process according to the embodiment;

FIG. 13 is an explanatory diagram of a system according to Conventional Example 1.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Host computer 2 ATM 3 Recorder 4 Terminal 5 Terminal printer 6 Customer's seal imprint data file 7 New passbook issuance log data file 9 Keyboard 12,21,35 Line controller 13,22,33 CPU 14 Passbook issue customer management Program 15 Passbook issuing customer information screen output program 16 Passbook issuing customer information print output program 17 Customer notification seal imprint data registration program 18 Ledger processing program 19 Ledger data file 23 Screen output control unit 24 Print output control unit 27 Insertion port 28 Transport path 29 Print head 30 Evacuation unit 31 MS reader / writer 32 Passbook issuing stacker 34 Bookkeeping control unit 36 Print control unit 37 Transport control unit 38 MS control unit

Claims (10)

[Claims] 1. A system in which a transaction device connected to a host computer communicates with the host computer to execute a transaction. If the transaction device issues a new passbook by carrying over a passbook during a customer transaction, the customer's account A carryover issue logging method, wherein customer data including a number and a new passbook issue date is transmitted to the host computer and stored in a new passbook issue log data file. 2. A terminal is connected to the host computer. When the terminal transmits a new passbook issue log deletion request to the host computer, the host computer receives the request from the new passbook issue log data file. 2. The carry-over issue logging method according to claim 1, wherein said customer data is deleted. 3. The terminal includes a printer, and when the terminal transmits a new passbook issuing customer information print output request to the host computer, the host computer transmits the customer data to the terminal, whereby the terminal 2. The carry-over issue logging method according to claim 1, wherein the information including the customer data can be printed by the printer on the machine side. 4. The terminal has a display device, and when the terminal transmits a new passbook issuing customer information print output request to the host computer, the host computer transmits the customer data to the terminal, 2. The terminal device according to claim 1, wherein the information including the customer data is displayed on the display device.
Follow-up issue logging method described. 5. A new passbook issuing customer information print output request including a customer notification seal imprint data file in the host computer, a printer in the terminal, and a seal imprint data of a customer transaction seal from the terminal to the host computer. Transmitted, the host computer obtains the requested customer data from the new passbook issuance log data file, further obtains the imprint data of the corresponding customer transaction seal from the customer notification seal imprint data file, 2. The information including the customer data and the seal imprint data can be printed by the printer on the terminal side by transmitting the customer data and the seal imprint data to the terminal.
Follow-up issue logging method described. 6. A host computer connected to a transaction device and a terminal device via a line, and having a customer notification seal imprint data file and a new passbook issuance log data file for storing log data generated by issuing a new passbook. When a new passbook is issued by carrying over a passbook during a customer transaction with the transaction device, and when customer data including a customer account number and a new passbook issue date is received from the transaction device, the customer data is copied to the new passbook issue log. A passbook issuing customer management unit that stores the data in a data file, and a customer data transmission control unit that acquires corresponding customer data from the new passbook issuing log data file and transmits the acquired customer data to the terminal in response to a request from the terminal, A customer data deleting means for deleting corresponding customer data from the new passbook issuing log data file in response to a request from the terminal; In response to the request, obtain the corresponding customer data from the new passbook issuance log data file, and obtain the imprint data of the corresponding customer from the customer notification imprint data file and transmit the customer data imprint to the terminal. A host computer comprising data transmission control means. 7. A transaction device connected to a host computer via a line, wherein when a new passbook is issued by carrying over a passbook during a customer transaction, customer data including a customer account number and a new passbook issuance date are transferred to the host computer. A transaction device comprising customer data transmitting means for transmitting to a customer. 8. A terminal connected to a host computer via a line and provided with a printer, transmits a request for outputting a new passbook issuing customer information screen to the host computer, and in response to the request, carries over a new passbook to the host computer. Screen output control means for displaying the customer data on the screen when receiving customer data including the customer's account number and the new passbook issuance date when the passbook was issued; and a request for printing the new passbook issuance customer information to the host computer. In response to the request, when receiving customer data including the account number of the customer when the new passbook was issued by passbook transfer and the new passbook issue date, guidance for the customer who issued the new passbook based on the customer data And a print output control means for outputting the guidance to the printer and printing the guidance. 9. A new passbook issuance customer information printout request including an imprint is transmitted to the host computer, and in response to the request, a customer account number and a new passbook issuance date when the new passbook is issued by passbook carryover. When receiving the imprint data and the imprint data, the imprint print output control means for creating guidance for a customer who issues a new passbook based on the customer data, and outputting the guidance and imprint data to the printer for printing. 9. The terminal according to claim 8, comprising: 10. A new passbook is issued by carrying over a passbook during a customer transaction by a transaction device, and when customer data including a customer account number and a new passbook issuance date is received from the transaction device, the customer data is issued. A passbook issuing customer management means to be stored in a log data file; a customer data transmission control means for acquiring corresponding customer data from a new passbook issuing log data file and transmitting to a terminal in response to a request from the terminal; Means for deleting the corresponding customer data from the new passbook issuance log data file in response to a request from the client, and obtaining the corresponding customer data from the new passbook issuance log data file in response to a request from the terminal. A client data for acquiring the imprint data of the corresponding customer from the customer notification imprint data file and transmitting the data to the terminal; Storage medium storing a program for realizing the means of the computer.