JP2975052B2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Summary] An automatic transaction apparatus that uses a card in which a code assigned to a financial institution is recorded in a machine-readable manner and records each transaction by the card in a distinguishable manner at each transaction. Record the bank / branch code read from the card as a bank name / branch name in Japanese or the like and record it on paper. This saves the operator from having to find the bank / branch name from the bank / branch code, and can be used when trouble occurs. For the purpose of enabling quick inquiry processing, etc., regarding the code read from the inserted card,
A financial institution information file capable of outputting a financial institution name corresponding to the code is searched to read out the corresponding financial institution name,
The name of the found financial institution is recorded together with the transaction contents of the card on a recording medium.

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus that uses a card in which a code assigned to a financial institution is machine-readable and records each transaction by the card in a distinguishable manner each time a transaction is made. Things.

[Problems to be solved by conventional technology and invention]

2. Description of the Related Art Conventionally, when a user inserts a card issued by a financial institution or the like into an automatic transaction device and conducts a transaction, the automatic transaction device is recorded on the embossed or MS (magnetic medium) of the inserted card. A bank code and a branch code of a business partner are read, and the information code is printed on recording paper as it is and stored as a transaction history. For this reason, a trouble occurred in the transaction of the automated teller machine, and when the administrator of the device made an inquiry to the branch of the bank where the transaction was made, he saw the bank code and the recording paper on which the branch code was printed and contacted him. You need to check ahead. In other words, since it was recorded with the bank code and branch code of the business partner on this recording paper, it was necessary to find the bank name and branch name from these codes by referring to the financial institution code handbook, etc. There was a problem that labor was required.

According to the present invention, the bank / branch code read from the card is recorded on paper as the bank / branch name in Japanese or the like, so that the operator does not have to find the bank / branch name from the bank / branch code, and trouble occurs. The purpose is to enable quick inquiry processing at times.

[Means to solve the problem]

 Means for solving the problem will be described with reference to FIG.

In FIG. 1, a card 1 is a card for performing bank transactions.

The financial institution information file 3 is constituted by character codes in a code group corresponding to a bank code and a branch code, and stores information for finding codes in which characters corresponding to each character code indicate a bank name and a branch name. File.

The journal 4 and the receipt 5 record the contents of transactions by the card 1 and the names of banks / branches in Japanese or the like on paper or the like.

[Action]

The present invention, as shown in FIG.
Bank code and branch code read from
The financial institution information file 3 is searched to find out the corresponding bank name and branch name, and the contents of the transaction with the card 1 are recorded together with the found bank name and branch name in a journal 4, a receipt 5, and the like. I have.

Therefore, by saving the bank / branch code read from the card 1 as a bank name / branch name in Japanese or the like and recording it on paper or the like, the administrator can save the trouble of finding the bank name / branch name from the bank / branch code. Inquiry processing can be performed promptly when a trouble occurs.

Embodiment Next, the configuration and operation of an embodiment of the present invention will be sequentially described in detail with reference to FIG. 1 to FIG.

In FIG. 1, a card 1 is a card issued by a bank or the like, and is used for confirming the legitimacy of the trader when performing transactions such as withdrawing cash by inserting it into an automatic transaction apparatus. is there. On a magnetic stripe (hereinafter referred to as MS) of the card 1, data such as a bank code and a branch code are written by a change in magnetism. Further, the card 1 may be configured to be able to read a bank code, a branch code, or the like by embossing or the like, instead of using the MS.

The data 1-1 on the MS is data read from the MS on the card 1, and is data such as a bank code and a branch code.

The search program 2 is a program for searching the financial institution information file 3 for the bank code and branch code read from the card 1 and extracting the corresponding bank name and branch name in Japanese or the like.

The financial institution information file 3 is information in which bank names and branch names are registered in advance in association with bank codes and branch codes. The financial institution information file 3 is built in a magnetic disk device or the like in the automatic attracting device, or provided in a host connected via a line.

The data 1-2 is data of a bank name and a branch name in Japanese and the like found by searching the financial institution information file 3 for the bank code and the branch code read from the card 1.

The journal 4 and the receipt 5 are printed on a paper or the like in which the bank code / branch code is converted into a bank name / branch name in Japanese or the like, so that the operator of the automatic transaction apparatus can easily use the card 1 as a counterparty of the bank. Name / branch name. When a trouble occurs, the operator of the automatic transaction apparatus can see the journal 4 and the receipt 5 to know the bank name / branch name of the business partner of the card 1 recorded and can promptly inquire and take measures. Becomes

FIG. 2 shows a system configuration diagram of the present invention. this is,
1 shows an overall configuration diagram of an automatic transaction apparatus.

In FIG. 2, a reading / writing section 11 includes a card reader / writer section 11-1 for reading data on the MS of the card 1 and writing data, and a card emboss reading for reading data by embossing on the card 1. Unit 11-2, journal unit 4, printer unit 11-3 for printing receipt 5,
A passbook issuing unit 11-4 for issuing a passbook, a passbook magnetic stripe reader / writer unit 11-5 for reading and writing data on a magnetic stripe of the passbook, and a passbook printing unit 11- for printing on the passbook. 6 and the like.

The bill depositing / dispensing mechanism 12 is a mechanism for depositing and dispensing bills, and includes an F stacker for storing bills for each denomination, an M stacker, an R stacker, a bill cassette for storing bills, and the like. ing.

The control unit 13 performs various controls. Here, the bank code / branch code read from the MS of the card 1 is searched in the financial institution information file 3 and the corresponding bank name / branch name such as Japanese is entered. It is something to find out.

The customer operation unit 14 is for a customer to perform various operations to perform deposit and withdrawal, and provides guidance, a color display for displaying deposit and withdrawal amounts, a touch keyboard for inputting deposit and withdrawal amounts, and voice guidance. Voice guidance, a customer sensor for detecting the arrival of a customer, and the like.

The management operation unit 15 is operated by the operator of the automatic transaction device,
It is used for performing operations, and includes a liquid crystal display for displaying various states of the apparatus, values input by keys, and a keyboard for inputting instructions and data.

The financial institution information file 3 is stored in a magnetic hard disk device or the like, and is used to search and find a bank name / branch name in Japanese or the like from a bank code / branch code read from the MS or the like of the card 1.

Next, the operation of the configuration of one embodiment of the present invention will be described in detail according to the order shown in the flowchart of FIG.

In FIG. 3, a transaction is selected. This is the second
For example, withdrawal is selected from the transactions displayed on the color display of the customer operation unit 14 of the automatic transaction device.

Performs a card insertion process. This means that the card 1 is inserted into the card insertion slot in response to the selection of the withdrawal transaction.

To lead the card MS. This corresponds to the fact that the card 1 is inserted into the card insertion slot, and the card reader / writer unit 11-1 in FIG. 2 reads data such as a bank code / branch code from the MS on the card 1.

Is input from the touch keyboard on the withdrawal amount color display.

Performs card embossing / writing in parallel with the processing of.

Captures the bank / branch code on the MS on the card.

Retrieves the financial institution information file 3 from the code fetched.

 Finds the bank / branch name.

Prints the name of the bank / branch found in. By printing the bank name / branch name in Japanese or the like on paper, when any trouble occurs, the operator of the automated teller machine sees this immediately and sees the bank name / branch that is the business partner of the card 1. It is possible to make inquiries and take measures by calling the name.

 Prints the first half.

Performs transmission / reception processing. This involves transmitting / receiving to / from the host via a line, transmitting the amount to be withdrawn, a bank / branch code, etc. to the host and receiving a response indicating that the withdrawal may be made.

 Counts the withdrawal amount.

 Prints in the second half in parallel with the process.

 Releases the card / receipt.

 To release cash.

〔The invention's effect〕

As described above, according to the present invention, the bank / branch code read from the card 1 inserted into the automatic transaction apparatus is referred to the financial institution information file 3 to find the bank / branch name found in the journal 4 or the receipt. 5 is used to record on paper or the like, so that the trouble of finding the bank name / branch name from the bank / branch code is omitted, and when a trouble occurs, the bank of the business partner of the card 1 in Japanese or the like directly. Inquiry processing and the like can be performed quickly by looking at the name / branch name.

[Brief description of the drawings]

FIG. 1 is a block diagram of an embodiment of the present invention, FIG. 2 is a block diagram of a system of the present invention, and FIG. 3 is a flowchart explaining the operation of the present invention. In the figure, 1 is a card, 2 is a search program, 3 is a financial institution information file, 4 is a journal, 5 is a receipt, and 11-1.
Denotes a card reader / writer section, 11-2 denotes a card emboss reading section, and 11-3 denotes a printer section.

Continuation of the front page (56) References JP-A-2-166556 (JP, A) (58) Fields investigated (Int. Cl. ⁶ , DB name) G07D 9/00 G06F 15/30

Claims (1)

(57) [Claims] 1. An automatic transaction apparatus that uses a card in which a code assigned to a financial institution is machine-readable and records each transaction by the card in a distinguishable manner each time a transaction is made. With respect to the read code of the financial institution name and the branch name, means for searching a financial institution information file capable of outputting the financial institution name and the branch name corresponding to the code and reading out the relevant financial institution name and branch name, Means for recording the name of the found financial institution and the name of the branch together with the contents of the transaction on the card on a recording medium for an administrator inside the apparatus, and printing it on a medium to be discharged outside the apparatus. apparatus.