JP3535366B2 - Automatic transaction equipment - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus which, when inserting a bankbook and conducting a predetermined transaction, restores the magnetic information recorded in the bankbook if the magnetic information cannot be read.

[0002]

2. Description of the Related Art Conventionally, an automatic transaction apparatus installed in a financial institution such as a bank is provided with a function of printing the contents of the transaction in a passbook in cash payment and deposit processing. Data such as bank name, sales office name, account number, balance, last printed page and line, and PIN if necessary are recorded by magnetic stripe on the back of this passbook. The magnetic stripe is read by inserting it into.

The read data of the magnetic stripe is sent from the automatic transaction device to the information center, and the data is collated with the data stored in the information center. After the verification is obtained, the transaction specified by the customer is performed, the content is printed on the passbook after the transaction, new data is written to the magnetic stripe, and the passbook is ejected. Further, new data written in the magnetic stripe is also stored in the information center.

[0004]

However, in such an automatic transaction device, when the passbook is inserted, the data of the magnetic stripe recorded in the passbook is degaussed for some reason and the data such as the account number cannot be obtained. Then, since the data in the information center cannot be referred to, the passbook is discharged and the subsequent transactions cannot be performed.
In this case, the customer needs to go to the window of the financial institution and tell the staff that the passbook cannot be used to re-record the magnetic stripe, which hinders smooth transactions. Further, if the handling at the counter is completed, the magnetic stripe cannot be re-recorded, and the transaction by the automatic transaction device cannot be performed.

[0005]

SUMMARY OF THE INVENTION In order to solve the above problems, the present invention provides a magnetic disk for rewritably recording data.
Take in a passbook with a tripe,
In automatic transaction equipment equipped with the function to read and write data
Te, when data in the magnetic stripe of the passbook is not successfully read at the time of the transaction, and means for recording the data indicating that it is demagnetized for the magnetic stripe, pre
If there is data that indicates degaussing, the passbook
Please refer to the information on whether to restore the data of the magnetic stripe of
The means to let the customer input and the magnetic stripe data of the passbook
When the information to restore the data is input, the means for obtaining the data necessary to restore the data on the magnetic stripe of the passbook and the data required to restore the data on the magnetic stripe of the passbook are provided. After the acquisition, the magnetic stripe of the passbook being read is read to determine whether or not there is data indicating degaussing, and if there is data indicating degaussing, the magnetic stripe is used by using the acquired data. Is provided with a means for restoring the data of
When restoring the data of the magnetic stripe,
The feature is to continue the transaction as it is .

[0006] In automatic teller machine this, immediately after recording the data indicating that it is demagnetized, reads this data, be provided with means for determining the presence or absence of destruction of the stripe magnetic in accordance with the read result It is good to

[0007] Also, the present onset Ming, rewritable serial data
Take in a passbook with a magnetic stripe to record
Automatic data acquisition with a function to read / write stripe data
In the pulling device, two blocks of the same data are recorded on the magnetic stripe, and when the data of both blocks cannot be read normally, the data of both blocks are combined at a fixed ratio to restore the data. It is a thing. Further, the present invention is a magnetic recording medium for rewritably recording data.
Take in a passbook with a magnetic stripe and use the magnetic strike
Automatic transaction equipment with a function to read and write data
Oite, automatic transaction apparatus according to the fourth embodiment of the present invention,
Two blocks of the same data are recorded on the magnetic stripe of the passbook, and if the data of both blocks cannot be read normally, the matching part of the data of both blocks is searched, and the data of both blocks are bordered by the matching part. Synthesize the day
It is equipped with a means for restoring the data.

[0008] Also, the present onset Ming, rewritable serial data
Take in a passbook with a magnetic stripe to record
Automatic data acquisition with a function to read / write stripe data
In the pulling device, a magnetic stripe having a normal coercive force and a magnetic stripe having a higher coercive force are provided on the passbook and the position of the passbook is changed.
If the data cannot be read normally from the stairs and the magnetic stripe of normal coercive force, the position of the passbook will be changed by the above means.
Then, data is read from the magnetic stripe having a high coercive force, and the data is used to restore the data of the magnetic stripe having a normal coercive force.

[0009] Also, the present onset Ming, rewritable serial data
Take in a passbook with a magnetic stripe to record
Automatic data acquisition with a function to read / write stripe data
In the pulling device, on one magnetic stripe on the passbook,
A region with a normal coercive force and a region with a higher coercive force than this are provided, and both regions are read by one read process, and if the data of the region of normal coercive force cannot be analyzed, It is provided with means for analyzing data in the magnetic field and restoring normal coercive field data.

[0010]

[0011]

FIG. 1 is a block diagram showing a first embodiment of an automatic transaction device of the present invention. The automatic transaction apparatus 1 includes a card reader / printer 2, a passbook entry / exiting machine 3, a cash depositing / dispensing machine 4, an operating section 5, and a control section 6 for controlling the above-described components. Card reader printer 2
Has a function of taking in a customer's card, reading / writing data from / into the magnetic stripe of the card and discharging the card, a function of printing and issuing a receipt, and the like.

The passbook recorder 3 prints visual data on a passbook, a magnetic data reading unit 12 that reads data from the magnetic stripe of the passbook, and a magnetic data recording unit 13 that writes data to the magnetic stripe of the passbook. , A passbook running unit 14 for carrying a passbook, and a passbook control unit 15 for controlling the passbook entry machine 3 as a whole. Cash deposit / withdrawal machine 4
Is composed of a bill depositing and dispensing machine, a coin depositing and dispensing machine, and the like.

The operation unit 5 is composed of a touch panel, a display and the like. The automatic transaction device 1 having the above configuration is
The information center 2 is connected to the information center 20 via a line.
0 manages the customer name, the name of the business office where the customer opened an account, the account number, the transaction history, and the like. FIG. 2 is an external perspective view of the automatic transaction apparatus. On the front side of the automatic transaction apparatus 1, a card insertion / exit port 31 for exchanging cards and receipts between the card reader / printer 2 and a customer, and a passbook bookkeeping machine 3.
And a customer, a passbook insertion / ejection port 32 for exchanging a passbook, a banknote insertion / ejection port 33 for exchanging banknotes between the banknote depositing / dispensing machine constituting the cash depositing / dispensing machine 4 and the customer, and cash depositing / dispensing The coin depositing / dispensing machine constituting the money machine 4 and a coin inserting / discharging port 34 for exchanging coins between the customer and the customer, a display panel 35 including a touch panel and a display constituting the operation unit 5, and the like are provided.

In the above configuration, for example, the customer operates the operation unit 5
When a deposit transaction is selected by operating the touch panel 35 of, the customer's passbook is inserted through the passbook insertion / exit port 32, the passbook running unit 14 takes it in, and the magnetic data reading unit 12 reads the passbook. Read magnetic data from the magnetic stripe. FIG. 3 is an explanatory diagram showing an example of data recording on a magnetic stripe of a passbook, in which the bank name, business office name, account number, name, balance, and final printed page / line are recorded on the magnetic stripe of the passbook.

The passbook controller 15 controls the recording data of the magnetic stripe read by the magnetic data reader 12 to the controller 6.
Then, the control unit 6 sends the recorded data to the information center 20, and if the information center 20 can verify and identify the corresponding account, the control unit 6 is notified that the deposit transaction is possible. If the deposit transaction is possible, the control unit 6 controls the cash depositing / dispensing machine 4 to capture the cash of the customer, perform discrimination and counting, and notify the information center 20 of the result. The information center 20 updates the data such as the balance of the corresponding account according to the transaction result, and notifies the updated result to the control unit 6, and the control unit 6 controls the passbook entry machine 3 to visually check the passbook. The unprinted book data and the balance are printed as information, and the balance of the magnetic stripe and the data of the last printed page / row are updated and returned to the customer.

As described above, in the transaction using the passbook,
The data recorded on the magnetic stripe is used to identify the trading target account. Therefore, if the data is degaussed due to a magnet coming close to the magnetic stripe of the passbook, it becomes impossible to make a transaction. In this case, the present invention restores the data on the magnetic stripe and allows the transaction to continue without taking the passbook to the counter.

4 to 7 are flowcharts showing the operation of the first embodiment, and the magnetic stripe data restoration processing in the automatic transaction device of the first embodiment will be described below. First, in the idle state, the transaction selection screen is displayed on the display panel 35 (S1). Here, when the customer presses the deposit button (S2), a display prompting the insertion of a passbook is displayed on the display panel 35 (S3).

When the customer inserts the passbook by seeing this display (S4), the passbook running unit 14 takes in the passbook, and the magnetic data reading unit 12 reads the magnetic stripe of the passbook (S5). The read data is sent to the control unit 6 and analyzed to determine whether the data is demagnetized (S6). If the data is not degaussed, that is, if the data can be read normally, the process directly proceeds to the deposit transaction (S7).

On the other hand, when the data is degaussed and the reading is incomplete, the data representing the degaussing is written in the magnetic stripe by the magnetic data recording unit 13 (S8). Further, after writing this degaussing data, the magnetic data reading unit 12 performs a read process (S9). If the same data as the write data cannot be read (S10), the magnetic stripe is broken or damaged. It is judged that the magnetic material of the magnetic stripe is broken due to such reasons (S11), and the passbook in which the magnetic material of the magnetic stripe is broken is returned to the customer (S12). A message prompting the user to receive the re-issuing process is displayed (S13). When the customer receives the passbook, the transaction ends (S1).
4).

When it is judged that the same data as the write data can be read and the magnetic stripe has been degaussed but the magnetic stripe is not broken (S1).
5) The passbook in which the data indicating that the magnetic stripe is demagnetized is recorded is returned to the customer (S16). Then, a screen is displayed on the display panel 35 asking whether or not to execute the restoration process is selected (S17). FIG. 8 is an explanatory diagram showing an example of the restoration process selection guide screen, and displays, for example, that the magnetic stripe of the passbook is demagnetized and that it is inquired whether or not to restore the magnetic stripe.

When the customer receives the passbook (S18) and the customer presses the restore button (S19), a screen for guiding the restore operation is displayed (S20). FIG. 9 is an explanatory diagram showing an example of this restoration operation guidance screen. If you have a cash card, you are prompted to insert it. If you do not have a cash card, the name of the business office or the business office number and account number and the name. Also, a screen prompting you to enter the security code is displayed.

When the customer has a cash card and inserts it (S21, S22), the card reader / printer reads the data for identifying the account from the magnetic stripe of the card and sends it to the information center 20 for verification. Yes (S23). On the other hand, if the customer does not have a card in S21, he or she inputs the business office name, name, account number, personal identification number, etc. while looking at the cover of the passbook (S2).
4). Then, this input data is transmitted to the information center 20 for verification (S25).

When the information center 20 can identify the account,
The control unit 6 is notified of this, and when this notification is received, the control unit 6 displays a screen prompting the insertion of a passbook (S26). When a passbook is inserted (S27), the magnetic data reading unit 12 causes the magnetic stripe to be read. Is read to determine whether or not data indicating that the magnetic stripe is demagnetized is recorded (S28).

When data indicating that the magnetic stripe is demagnetized is recorded, the information center 20 receives data such as a bank name, a business office name, an account number, a name, a balance, and a final printed page / line. The write data is restored to the magnetic stripe by the magnetic data recording unit 13 (S29).
Then, after the data of the magnetic stripe is restored, the process proceeds to a deposit transaction (S7).

On the other hand, if the data indicating demagnetization is not recorded on the magnetic stripe of the inserted passbook, the loaded passbook is discharged (S3).
0), and a screen prompting the insertion of the correct passbook is displayed (S3
1) Wait for another passbook to be inserted. As described above, in the first embodiment of the present invention, even if the data of the magnetic stripe of the passbook is erased, the data can be restored on the spot without taking the passbook to the window, and the automatic transaction can be performed. You can continue trading with the device. Then, data indicating that the data is degaussed is written in the magnetic stripe of the passbook in which the data has disappeared, and when restoring the data, the passbook in which the data indicating that the data is degaussed is written in the magnetic stripe. Since the data is written only to, it is possible to prevent the data from being written to another passbook.

Next, a second embodiment of the automatic transaction device of the present invention will be described. FIG. 10 is an explanatory diagram showing a magnetic stripe recording example of a passbook processed by the automatic transaction device according to the second embodiment. The magnetic stripe of the passbook processed by the automatic transaction device according to the second embodiment is one in which the area of one magnetic stripe is divided and a plurality of blocks have the same data, for example, shown in FIG. So 1
One magnetic stripe 41 is divided into two blocks with the timing region 42 interposed therebetween, and the same data is recorded in the first block 43 and the second block 44.

The automatic transaction apparatus of the second embodiment is shown in FIG.
In the configuration described with reference to FIG. 2, the control unit 6 analyzes the data of a plurality of blocks, and when the data of a certain block is demagnetized, the data of another normal block is used.
Moreover, it has a function of restoring the demagnetized block based on the data of the normal block. Second below
The operation of the automatic transaction device of the embodiment will be described.

For example, when one magnetic stripe is composed of two blocks as shown in FIG. 10, it is assumed that a magnet or the like is brought close to the first block 43 side and a part of the data in the first block 43 is demagnetized. The control unit 6 receives the data read by the magnetic data reading unit 12 and analyzes the data, and when it determines that the data read from the first block 43 is demagnetized, it analyzes the data read from the second block 44. If it is normal, an account is specified using the data of the second block 44 to carry out a transaction, and the data of all blocks is restored in the subsequent write processing.

In the case of the two-block structure, the larger the timing region 42 between the two blocks is, the less the possibility that the data of each block is demagnetized. Further, in the case of the configuration of three or more blocks, the probability of data loss in all blocks is extremely low in the case of demagnetization, and it goes without saying that the probability of data restoration is high. As explained above,
In the second embodiment of the present invention, by having a plurality of the same data blocks in one magnetic stripe, data can be restored unless all blocks are demagnetized.

In particular, in the case of 2 blocks, the analysis processing circuit and the program for 2 blocks are sufficient, so that the system can be constructed at low cost. Next, the third aspect of the automatic transaction device of the present invention
The embodiment will be described. FIG. 11 is an explanatory diagram showing a magnetic stripe recording example of a passbook processed by the automatic transaction device according to the third embodiment.

The magnetic stripe of the passbook processed by the automatic transaction device of the third embodiment is one in which the area of one magnetic stripe is divided and a plurality of blocks are provided with the same data. As shown in FIG. 11, one magnetic stripe 51 is divided into two blocks with the timing region 52 interposed therebetween, and the first block 53 and the second block 5 are divided.
The same data is recorded in No. 4.

The automatic transaction device of the third embodiment is shown in FIG.
In the configuration described with reference to FIG. 2, the control unit 6 analyzes the data of a plurality of blocks, and when the data is demagnetized, the data of the plurality of blocks is combined to create normal data, and each block is restored. It has a function to do. The operation of the automatic transaction device according to the third embodiment will be described below.

For example, when one magnetic stripe has two blocks as shown in FIG. 11, and when only one block is degaussed, the other degaussed one is the same as in the second embodiment. The block data is used, and the data of all blocks is restored in the subsequent write processing.
On the other hand, when the boundary between both blocks is demagnetized by a magnet or the like and the second half of the first block 53 and the first half of the second block 54 are demagnetized, 50% of the first half of the first block 53 is demagnetized by the data combining function. It is possible to restore normal data by synthesizing the data and 50% of the latter half of the second block 54. Of course, the ratio of valid data in both blocks does not have to be 50%, and the magnetic stripe pasting position on the passbook differs depending on the financial institution, so it may be the most appropriate position (the one that often disappears). Good. Then, during the write processing, the first block 53
And the second block 54 are both restored.

As described above, in the third embodiment of the present invention, in an inexpensive two-block system, even if the data in both blocks have disappeared, the data can be restored. Next, a fourth automatic transaction device of the present invention
The embodiment will be described. The magnetic stripe of the passbook processed by the automated teller machine of the fourth embodiment is divided into a plurality of areas by dividing one magnetic stripe area, as in the case of the second and third embodiments. Block has the same data. For example, one magnetic stripe is divided into two blocks with a timing region sandwiched therebetween, and the same data is recorded in the first block and the second block. Is.

The automatic transaction device of the fourth embodiment is shown in FIG.
In the configuration described with reference to FIG. 2, the control unit 6 analyzes the data of a plurality of blocks, and when the data is degaussed, a matching portion is searched for between the data of the plurality of blocks. The data of blocks are combined to create normal data, and the function of restoring each block is provided.

The operation of the automatic transaction device according to the fourth embodiment will be described below. FIG. 12 is an explanatory diagram showing an example of data composition according to the fourth embodiment. When one magnetic stripe has two blocks and both blocks are demagnetized, the data that could be read from both blocks is compared, and the data is combined at the coincident portion as a boundary.

For example, when the second half of the first block and the first half of the second block are demagnetized, a matching portion is searched for. In the example of FIG. 12, the second half of the undemagnetized portion of the first block and the first half of the second portion of the second block that are not degaussed, "2435," match, so that the first "2435" is the boundary. The block and the second block are combined to restore the data. In this way, if the data is restored at the boundary between the two data, the restoration probability is greatly improved compared to the case where the data synthesis ratio is fixed. Also, even if the number of matching digits is small,
As a matter of course, since the number of data digits after synthesis is checked, data restoration mistakes hardly occur.

As described above, in the fourth embodiment of the present invention, in the system of the inexpensive two-block structure, even if the data of both blocks have disappeared, there is a common data section between both blocks. As long as it is possible to restore the data. Next, a fifth embodiment of the automatic transaction device of the present invention will be described. FIG. 13 is an explanatory diagram showing an example of a passbook processed by the automatic transaction device according to the fifth embodiment.

The passbook processed by the automatic transaction device according to the fifth embodiment is composed of two magnetic stripes 6 having different coercive forces.
1, 62 are provided, one magnetic stripe 61 has a coercive force similar to the conventional one, and the other magnetic stripe 62 has a coercive force that is not erased even by a magnet. Here, the magnetic stripe 62
Does not write the balance for updating the information for each transaction or the data of the last printed page / row, but only holds the information such as the business office name and the account number necessary for referring to the data of the information center 20. .

The automatic transaction device of the fifth embodiment is shown in FIG.
In addition, in the configuration described in FIG.
A mechanism that can read each magnetic stripe of a book, for example, a mechanism that turns a passbook, is provided so that data can be read from and written to two magnetic stripes without moving the magnetic head to the left and right.
In addition, when the magnetic stripe 61 is demagnetized, the above mechanism is controlled to read data from the magnetic stripe 62, a transaction is performed with this data, and the magnetic stripe 6
It has a function of restoring the data of 1.

The operation of the automatic transaction device of the fifth embodiment will be described below. When reading the magnetic stripe, first, the magnetic stripe 61 is read. If this cannot be read due to demagnetization, the position of the passbook is changed so that the data can be read from the magnetic stripe 62 by a turn or the like, and the data is read from the magnetic stripe 62.
By communicating with the information center 20 based on the data read here, a customer name, an account number, etc. are specified and subsequent transactions are performed. When the magnetic stripe is written, the position of the passbook is changed so that the data can be read from and written to the magnetic stripe 61 again, and the data is written and restored in the magnetic stripe 61.

As described above, in the fifth embodiment of the present invention, when the normal magnetic stripe is degaussed, the other magnetic stripe, which is not easily degaussed, is read so that You can make a transaction. Also, a magnetic stripe light with strong coercive force has a different write current from a normal magnetic stripe, but since only a device that issues a passbook needs to be compatible, the automatic transaction device operated by the customer is compatible with the write current. There is no change in the circuit, etc.

Next, a sixth embodiment of the automatic transaction device of the present invention will be described. FIG. 14 is an explanatory diagram showing an example of a passbook processed by the automatic transaction device according to the sixth embodiment. The passbook processed by the automatic transaction device according to the sixth embodiment has one magnetic stripe 71 in which data is written with a coercive force similar to the conventional one and data is written with a coercive force that is not erased even by a magnet. It is divided into areas 73 to be written.
This area having a strong coercive force is provided with minimum data such as a business office name and an account number necessary for referring to the information of the information center 20.

The automatic transaction apparatus of the sixth embodiment is shown in FIG.
In the configuration described with reference to FIG. 2, the controller 6 reads the data in the areas 72 and 73 at the same time when the magnetic stripe 71 is read, and when the data in the area 72 is not degaussed, the transaction is performed using the data. If the data in the area 72 is degaussed, a transaction is performed using the data in the area 73, and the data in the area 72 is restored.

The operation of the automatic transaction device of the sixth embodiment will be described below. After the magnetic stripe read, normally only the data in the area 72 is analyzed. However, if this is demagnetized, the data read from the area 73 is analyzed without mechanical operation and the information center is based on this data. Two
By communicating with 0, the customer name, account number, etc. are specified, and subsequent transactions are performed. Further, at the time of magnetic stripe writing, data is written and restored in the area 72.

As described above, in the sixth embodiment of the present invention, both areas are read by one head operation. Therefore, if the normal area cannot be read, the passbook or the head is not moved and the first area is read. Since the other area read in can be analyzed, transactions and data can be restored with almost no increase in time even if the normal area is demagnetized.

Next, a seventh embodiment of the automatic transaction device of the present invention will be described. The magnetic stripe has one block. The magnetic stripe of the passbook processed by the automatic transaction device according to the seventh embodiment has a one-block structure, and the recorded data is as described in FIG. In the automatic transaction device of the seventh embodiment, in the configuration described in FIGS. 1 and 2, the control unit 6 has data necessary to refer to the information center 20 such as a business office name and an account number at the time of magnetic stripe read. Is read, even if the other area is demagnetized, it has a function of communicating with the information center 20 to make a transaction and restore data.

The operation of the automatic transaction device of the seventh embodiment will be described below. If the data is demagnetized at the time of reading the magnetic stripe, and if only the data such as the sales office name and the account number necessary for referring to the data of the information center 20 can be read, communication with the information center 20 is performed based on the data. The customer's account number etc. are specified and the subsequent transactions are performed, and the data is restored.

As described above, in the seventh embodiment of the present invention, even if a part of the magnetic stripe formed of one block of data is demagnetized, the data of the information center can be referred to. If the necessary data remains, the transaction can be continued and the data can be restored. And
Since it is not necessary to change the passbook or the device side, it can be easily realized.

[0050]

As described above, according to the present invention, even if the data on the magnetic stripe of the passbook disappears, the data can be restored on the spot without taking the passbook to the window.
You can continue trading using the automated teller machine. Then, data indicating that the data is degaussed is written in the magnetic stripe of the passbook in which the data has disappeared, and when restoring the data, the passbook in which the data indicating that the data is degaussed is written in the magnetic stripe. Since the data is written only to, it is possible to prevent the data from being written to another passbook.

[Brief description of drawings]

FIG. 1 is a block diagram showing a first embodiment of an automatic transaction device of the present invention.

FIG. 2 is an external perspective view of the automatic transaction device.

FIG. 3 is an explanatory diagram showing an example of data recording on a magnetic stripe of a passbook.

FIG. 4 is a flowchart (part 1) showing the operation of the first embodiment.

FIG. 5 is a flowchart (No. 2) showing the operation of the first embodiment.

FIG. 6 is a flowchart (No. 3) showing the operation of the first embodiment.

FIG. 7 is a flowchart (No. 4) showing the operation of the first embodiment.

FIG. 8 is an explanatory diagram showing an example of a restoration process selection guide screen.

FIG. 9 is an explanatory diagram showing an example of a restore operation guidance screen.

FIG. 10 is an explanatory diagram showing a magnetic stripe recording example of a passbook processed by the automatic transaction device according to the second embodiment.

FIG. 11 is an explanatory diagram showing a magnetic stripe recording example of a passbook processed by the automatic transaction device according to the third embodiment.

FIG. 12 is an explanatory diagram showing an example of data composition in the fourth embodiment.

FIG. 13 is an explanatory diagram showing an example of a passbook processed by the automatic transaction device according to the fifth embodiment.

FIG. 14 is an explanatory diagram showing an example of a passbook processed by the automatic transaction device according to the sixth embodiment.

[Explanation of symbols]

1 automatic transaction equipment 2 card reader printer 3 Passbook entry machine 4 cash deposit and withdrawal machines 5 Operation part 6 control unit 11 Printing section 12 Magnetic data reader 13 Magnetic data recorder 14 Passbook running section 15 Passbook control unit 20 Information Center

─────────────────────────────────────────────────── --Continued from the front page (56) Reference JP-A-2-37487 (JP, A) JP-A-5-73434 (JP, A) JP-A-3-189791 (JP, A) JP-A-5- 166013 (JP, A) JP 56-7216 (JP, A) JP 58-94132 (JP, A) JP 50-147625 (JP, A) (58) Fields investigated (Int.Cl. ⁷ , DB name) G07D 9/00 G06K 17/00 G06K 19/00-19/08

Claims (6)

(57) [Claims] 1. An automatic transaction device having a function of reading a passbook having a magnetic stripe for rewritably recording data and reading and writing the data of the magnetic stripe, the data of the magnetic stripe of the passbook can be normally read at the time of transaction. If there is not, there is a means for recording data indicating that the magnetic stripe is degaussed, and if there is data indicating that the degaussing is performed,
Information on whether to restore the data on the magnetic stripe of the book
A means for the customer to input, and a means for acquiring the data necessary to restore the data of the magnetic stripe of the passbook when the information to restore is input, and a means of restoring the data of the magnetic stripe of the passbook. After acquiring the necessary data, read the magnetic stripe of the passbook being imported and determine whether there is data that indicates degaussing, and if there is data that indicates degaussing, acquire the data. using allowing recovery of data on the magnetic stripe, and means not to perform recovery and there is no data indicating that it is demagnetized, when performing restoration of data of the magnetic stripe, the
An automatic transaction device that keeps transactions as they are. 2. The device according to claim 1, further comprising means for reading the data immediately after recording the data indicating demagnetization and determining whether or not the stripe magnetic body is destroyed according to the read result. An automatic transaction device characterized by. 3. An automatic transaction device having a function of taking in a passbook having a magnetic stripe for rewritably recording data and reading and writing the data of the magnetic stripe, wherein two blocks of the same data are recorded on the magnetic stripe of the passbook. together keep, if not read the data of the blocks correctly, both blocks
It synthesizes the click data to scale, automatic transaction apparatus comprising the <br/> means to restore the data. 4. An automatic transaction device having a function of taking in a passbook having a magnetic stripe for rewritably recording data and reading and writing the data of the magnetic stripe, wherein two blocks of the same data are recorded on the magnetic stripe of the passbook. together keep, if not read the data of the blocks correctly, searches for a matching portion of the data of the blocks, matching portion forms if the data of both blocks in the boundary, means for performing data restoration An automatic transaction device characterized by being provided. 5. An automatic transaction device having a function of reading a rewritable magnetic stripe data recording magnetic stripe and reading / writing the data of the magnetic stripe, wherein a magnetic stripe having a normal coercive force is provided on the passbook. Toko
When a magnetic stripe with a higher coercive force is provided,
Moni, means for changing the position of the passbook, if not read data correctly from the normal coercive force of the magnetic stripe, the position of the passbook after changing by said means
Read the data from the high coercive force magnetic stripe,
Normal coercivity magnetic stripe data using data
An automatic transaction apparatus comprising means for restoring the 6. An automatic transaction device having a function of taking in a passbook having a magnetic stripe for rewritably recording data and reading and writing the data of the magnetic stripe , wherein an ordinary transaction is performed on one magnetic stripe on the passbook. provided with a region having an area and higher coercivity having coercivity, leading both regions in a single reading process, the data of the normal coercivity regions can not parse, high coercivity In the area of
An automatic transaction device comprising means for analyzing data and restoring normal coercive force region data.