JPS6225397A - Automatic transfer specialty apparatus - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Industrial Field of Application] The present invention relates to an automatic device for transfers, and particularly to an automatic device for transfers used in financial institutions.

[Conventional technology]

Conventionally, this type of automatic transfer device has a means for counting and storing transferred cash, a means for automatically transferring money from one's own account, and transfer destination data (i. A means for stacking and issuing magnetically processed paper cards that magnetically records information (names, etc.), a means for magnetically recording transfer destination data on the Gi Card, and a means for printing transaction details on transaction details printing paper. There was a means of ejecting it.

In the conventional automatic transfer device configured in this way, 1
By recording the transfer destination data on the Gi Card at the time of the first transfer transaction, the transfer destination data will be automatically entered when using a paper card for the second and subsequent transfer transactions. Therefore, operations for second and subsequent transfer transactions can be performed relatively easily.

[Problem that the invention seeks to solve]

The conventional automatic transfer device mentioned above cannot be used with a general automatic cash transaction device because the recording medium for the transfer destination data is a Gio card, and the amount of data that can be recorded on a paper card is limited, so multiple transfer devices are used. The disadvantage is that it is not possible to record the data of the transfer destination.

[Means for solving problems]

The automatic transfer device of the present invention includes stacking and issuing means for a passbook as a transaction recording medium, a printing means for printing the details of a transfer transaction on the passbook, and a magnetic transfer device for transferring account information to the stripe of the passbook. reading/writing means for reading and writing;
It has transmitting/receiving means for transmitting and receiving the remittance information to and from the center in order to register the remittance information necessary for making the remittance in the master file of the center's computer so that it can be read at any time.

〔Example〕

Next, the present invention will be explained with reference to the drawings.

The figure is a schematic diagram of an embodiment of the present invention. In the automatic transfer device of this embodiment, a passbook stripe reading/writing device 2, a passbook printing device 3, and a passbook stacking box 4 are sequentially provided in correspondence with a passbook entrance/exit 1. Further, a cash insertion slot 6 is provided adjacent to the customer operation section 5, and this cash insertion slot 6 is communicated with a cash processing section 7. Furthermore, inside the automatic transfer device, there is a transmitter/receiver device 8 that exchanges transfer destination data with a computer (not shown) at the center.
is provided. Note that the operations of each of the above-mentioned component devices are controlled by a control means (not shown).

Next, the operation of the automatic transfer device of this embodiment configured as described above will be explained.

First, the case of the first transfer using cash will be explained. When the payer's name and the data of the transfer destination are entered from the customer operation section 5 in the same manner as in the conventional automatic transfer device, the data of the transfer destination is transmitted to the computer at the center via the transmitting/receiving device 8. When the 9 accounts to which the transfer is to be made are confirmed on the side, a confirmation signal is returned from the center side, this confirmation signal is received by the transmitting/receiving device 8, and the cash insertion slot 6 is opened. . When the customer transfers cash into the cash slot 6, the cash is transferred to the cash processing section 7, where counting processing is performed, and the counting result is displayed on the customer operation section 5. When the customer confirms the counting result via the customer operation unit 5, the data such as the transfer amount and the name of the transferee is transmitted to the center side via the transmitting/receiving device 8, and the center side transfers the data to the master register where the data of the transfer destination is registered. Processing such as updating files is performed. When this master file update process is completed, a completion signal is returned from the center side, and this completion signal is received by the transmitting/receiving device 8.

When the completion signal is received, the unrecorded passbook is then taken out from the passbook stack box 4, and the transaction details are printed on the passbook by the passbook printing device 3. Next, the passbook stripe reading/writing device 2 writes the initial data regarding the account to the stripe of the passbook, and at the same time, the data of the transfer destination is registered in the master file on the center side using the account number on the stripe of the passbook as a key. Ru. Thereafter, the passbook is ejected from the passbook entrance 1, and the first transaction using cash is completed.

Next, the case of transferring money in cash for the second or subsequent use will be explained. In this case, the transfer is made using the passbook issued the first time the automatic transfer device is used. When a previously issued passbook is inserted through the passbook entrance/exit 1, the passbook stripe reading/writing device 2 reads out the account data already written in the passbook stripe, and this account data is sent to the center side via the transmitting/receiving device 8. The data will be transmitted and the bankbook will be verified at the center. When the passbook is confirmed, data on the registered transfer destination is read out from the master file on the center side using the account number on the passbook stripe as a key, and the data on the transfer destination is displayed on the customer operation section 5. If the transfer destination exists in the displayed data, when the customer selects the transfer destination via the customer operation unit 5, the data of the transfer destination is transmitted to the center side, and the center side performs the account inquiry of the transfer destination. It will be done. Next, as in the case of the first use, processing such as updating the transfer destination file is performed, and then the transaction details are printed on the passbook by the passbook printing device 3, and the 'a book is printed by the passbook stripe reading/writing device 2. The updated account data is written. Then, if the transfer destination does not exist in the display data of the customer operation section 5 when selecting the transfer destination where the transaction ends when the passbook is ejected from the passbook entrance/exit 1, the customer enters the data of the new transfer destination. When an input is made from the operation unit 5, updated data is written in the bankbook stripe, and at the same time, data on the transfer destination is additionally registered in the master file on the center side using the account number on the bankbook stripe as a key.

Regarding the operation in case of automatic transfer from your own account,
The detailed explanation will be omitted since only the withdrawal from the own account is performed in place of the cash counting process.

〔Effect of the invention〕

As explained above, according to the present invention, by providing the automatic transfer device with a bankbook stack and issuing means, etc., stacking of Gi cards and transaction details printing paper and issuing means are unnecessary, and multiple transaction details can be printed. This has the effect of being able to print on a single passbook.

Also, since the data of the transfer destination is registered in the master file on the center side, it is possible to check the transfer destination. Registration is possible even if there are jI numbers, which has the effect of making operations easier for customers.

Furthermore, by making it possible to use the passbook used in this automatic transfer device also in general automatic cash transaction devices, there is an effect that the customer's transfer management becomes easier.

[Brief explanation of drawings]

The figure is a schematic diagram of M1 of the automatic transfer device of the present invention. In the figure, 1... Passbook entrance/exit, 2... Passbook stripe reading/writing device, 3...
... Passbook printing device, 4... Passbook stack box, 5... Customer operation section, 6... Cash insertion slot, 7... Cash processing section, 8... ...It is a transmitting and receiving device.

Claims (1)

[Claims] A means for stacking and issuing bankbooks as transaction recording media, a printing means for printing the details of transfer transactions on the bankbook, and a reader/reader for magnetically reading and writing account information on the stripes of the bankbook. a writing means; and a transmitting/receiving means for transmitting and receiving the remittance information to and from the center in order to register the remittance information necessary for making the transfer in a master file of the center's computer so that it can be read at any time. An automatic transfer device characterized by having: