JPH01147795A - Automatic transactor - Google Patents

Abstract

PURPOSE: To reduce the labor of a clerk in charge for replenishing paper money in a containing warehouse by selecting the optional containing warehouse based on a command from a monitor part and controlling the transaction of contained paper money. CONSTITUTION: A ten-thousand-yen bill warehouse 5, a thousand-yen bill warehouse 7 and a money receiving warehouse are arranged in the case 3 of an automatic transaction device 1. At the time of multiple receiving/paying money amount such as the holiday of a bank and a pay day, etc., ten-thousand-yen bills are contained in the thousand-yen bill warehouse 7, a switch 37 is depressed and transmission is executed from a transmission control part 41 to a host computer being the monitor part. Then, the host computer executes control with the thousand-yen bill warehouse 7 as the ten-thousand-yen bill warehouse 9. Since the thousand-yen-bill warehouse 7 where the ten-thousand-yen bills are contained is dealed as the ten-thousand-yen bill warehouse 9, the ten- thousand-yen bill contained in the thousand-yen bill warehouse 7 is payed to a customer in response to a money paying request from the customer. Thus, even at the time of the multiple receiving and paying money amount, times for replenishing the ten-thousand-yen bills by the clerk is reduced.

Description

DETAILED DESCRIPTION OF THE INVENTION [Object of the Invention] (Industrial Application Field) The present invention relates to an automatic transaction device that has a plurality of storage compartments for storing banknotes according to their type and performs transactions under the control of a monitoring unit that performs monitoring.

(Prior Art) In financial institutions such as banks, a large number of automatic transaction devices capable of depositing and withdrawing cash using so-called magnetic cards are installed at each branch. This type of automated trading device is
A storage compartment is provided to store cash for deposits and withdrawals. This storage is provided with a million yen box for storing ten thousand yen notes, a thousand yen box for storing thousand yen notes, and a deposit box for depositing banknotes deposited by customers. When a customer requests a withdrawal, 1,000-yen and 10,000-yen notes corresponding to the amount to be withdrawn are taken out from the 1,000-yen and 10,000-yen safes and paid. During the above-mentioned deposit/withdrawal operation with a customer, for example, if the 10,000 yen bank runs out of 10,000 yen notes, the device stops and the staff replenishes the 10,000 yen bank with 10,000 yen banknotes.

When the 1,000 yen coupons for 1,000 yen coins run out, withdrawals of 1,000 yen coupons will be suspended.
The staff member who only handles withdrawals of 10000 yen notes replenishes 1000 yen notes into 1000 yen eggs. Replenishing 10,000 yen notes and the like required time and effort for staff. Furthermore, since the bank staff is not present when the bank operates on holidays, if the 10,000 yen bank of the automated teller machine runs out of 10,000 yen notes, deposits and withdrawals from the automated teller machine will be suspended on that holiday.

(Problem to be solved by the invention) Conventionally, even on weekdays, when there are many withdrawals such as payday, the number of withdrawals of 10,000 yen vouchers increases, so the number of times that 10,000 yen vouchers are replenished by clerk 0 has been reduced. As a result, the burden on staff due to replenishment has increased. Additionally, since there is no staff in charge when the service operates on holidays, there is a problem in that if the 10,000 yen bank runs out of 10,000 yen tickets, customers will not be able to make deposits or withdrawals on those holidays.

This invention has been made in view of the above, and an object of the invention is to provide an automatic transaction device that can reduce the labor of an attendant who replenishes a storage with banknotes.

[Structure of the Invention] (Means for Solving the Problems) In order to achieve the above object, the present invention provides a method for storing banknotes in any one of a plurality of storages storing banknotes by type in another storage. a detection means for detecting whether or not a banknote of the same type as a banknote stored in the storage is stored; and an output of the detection means indicates that a banknote of the same type stored in another storage is stored in a given storage. a transmission means for transmitting data to the monitoring unit; a control unit for selecting the arbitrary storage and controlling transactions of stored banknotes based on a command from the monitoring unit; This is the summary.

(Function) In the automatic transaction device having the above configuration, when a banknote of the same type as a fa bill stored in another storage is stored in any one of the plurality of storages, the monitoring unit Data indicating that a banknote of the same type as that stored in another storage is stored in an arbitrary storage is transmitted. Through this transmission, the monitoring unit transmits the command. Based on this command, the arbitrary storage is selected and the stored M banknotes are transacted, so that the labor of the staff member who replenishes the storage with banknotes can be reduced.

(Example) Hereinafter, the present invention will be explained in detail using the drawings.

FIG. 1 is a schematic diagram showing an embodiment of an automatic transaction device of the present invention.

The casing 3 of the automatic transaction device 1 of this invention includes a million yen store 5, a thousand yen store 7. A deposit box 9 is installed. The 10,000 yen store 5 stores a large number of 10,000 yen notes and is paid in response to the customer's withdrawal amount. Similarly, the 1,000 yen bank 7 stores a large number of 1,000 yen notes and is paid in response to the amount withdrawn by the customer. When banks operate on holidays or when there is a large amount of people out on paydays even on weekdays, when a million yen bill is stored in the thousand yen safe 7 and a switch 37 (described later) is pressed, the automated teller machine 1 is monitored from the transmission control unit 41 (described later). When the data is transmitted to the post controller (monitoring section), the host computer controls the 1,000 yen store 7 as the 10,000 yen store 9. With this control, the 1,000 yen store 7 that stores the 10,000 yen bills
Since the amount is treated as 10,000 yen/ii9, the 10,000 yen notes stored in the 1,000 yen safe 7 are paid to the customer in response to the customer's withdrawal request. This makes it possible to reduce the number of times the bank staff has to replenish 10,000 yen notes even when the bank operates on holidays and when the amount of people withdrawing is large, such as on weekdays or paydays.

The deposit box 9 stores banknotes deposited by customers.

Next, the automatic transaction device 1 will be specifically explained using FIGS. 2 and 3.

A character-shaped operation section 11 is provided on the entire surface of the housing 3 of the automatic transaction device 1.
is formed. A banknote insertion slot 13 is provided on the horizontal surface of the operation unit 11, and a large number of banknotes to be transferred (1L) can be inserted at once. Further, this bill insertion slot 13 is provided with a door that can be opened and closed. moreover,
The horizontal surface of the operation unit 11 has a CR equipped with a built-in touch sensor, etc.
7 display section 15 is provided. This CR7 display section 15
In addition to displaying operating procedures and other information on the CRT screen using illustrations, text, or text to guide customers, display areas corresponding to PIN numbers, amounts, account numbers, approval, confirmation, or cancellation of transactions, etc. By pressing , a touch sensor (not shown) detects this and outputs a corresponding signal to the main control section 23 .

Further, on the vertical surface of the operation unit 11, there is a card insertion slot 17 for inserting a magnetic card as a transaction medium in which a PIN number and account information are recorded, a bankbook insertion slot 19 for inserting a bankbook, and a banknote insertion slot 19 for inserting a banknote. A banknote exit 21 is provided for the banknotes.

Next, the internal configuration of the automatic transaction device 1 will be explained.

The main control section 23 has a built-in microcomputer, etc., and executes overall control operations. The magnetic card read/journal printer unit 25 accepts a magnetic card inserted through the aforementioned card insertion slot 17, and reads account information such as a password and account number from the magnetic stripe section on the card.

The passbook printer unit 27 reads the magnetic stripe portion of the passbook inserted through the above-mentioned passbook insertion slot 19, and records transaction details on the passbook and journal paper (not shown). The deposit/withdrawal unit 14 accepts the banknotes inserted into the banknote insertion slot 13 described above, and returns a designated amount of banknotes to the banknote payment slot 21. The coin deposit/withdrawal unit 31 accepts coins inserted into a coin slot (not shown) and dispenses coins of a specified amount to a coin change receiving slot (not shown). The customer service unit 33 incorporates the above-mentioned CR7 display section 15. The audio guidance unit 35 has a built-in speaker and the like, and provides audio guidance to the customer. The internal monitor 39 monitors and displays the transaction status of the automatic transaction device 1. This internal monitor 39 includes an operation panel (not shown) installed inside the opening/closing door on the back side of the automatic transaction device 1.
It is connected to a switch 37 in preparation for this. This switch 37 is detected by the main control unit 23 when the clerk presses it after storing a ten thousand yen bill in the thousand yen box 7 and transmits it to the host computer. Through this transmission, the host computer controls transactions by using the 1,000 yen store 7 as the 50,000 yen store 5. Further, the main control section 23 is connected to a host computer via a transmission control section 41. The floppy disk 43 is a data file in which financial institution information necessary for transfer transactions, such as bank names, branch names, etc., is recorded in alphabetical order.

Further, the main control section 23 is connected to a remote monitor 45. This remote monitor 45 is installed in the same branch office where the automatic transaction device 1 is installed, for example, near the desk of the administrator who manages the automatic transaction device 1. Power supply section 47
supplies a predetermined power supply to each circuit section.

Next, the operation of this embodiment will be explained using the processing flowchart shown in FIG.

First, after power is turned on to the automatic transaction device @1, the system is activated by the main control section 23', an initial screen is displayed on the CR7 display section 15, and the system waits for input from the customer. When the customer stands at the operation unit 11 and presses the withdrawal touch switch provided on the CR7 display unit 15 to perform a deposit operation, for example, the process proceeds to step 130, and when the deposit touch switch is pressed, the process proceeds to step 130. Go forward 120.

When the deposit touch switch is pressed, the customer inserts a bankbook through the bankbook insertion slot 19 and inserts banknotes to be deposited through the banknote insertion slot 13 according to the operation guidance displayed on the CR7 display section 15. When the banknotes are inserted, the main control unit 23 stores the banknotes in the safe deposit box 9, and when the process is completed, the main control unit 23 enters the customer waiting state again (steps 100 to 12o).

Proceeding to step 130, on days when the bank operates on holidays and on days when deposits and withdrawals are large, such as paydays on weekdays, the clerk stores the 10000 yen notes in the 1000 yen storage 7 in advance and places them on the back side of the automated teller machine 1. Press the switch 37 that is on the screen. When the switch 37 is pressed, the main control section 23 causes the transmission control section 41 to transmit a forced message indicating that a million yen bill is stored in the thousand yen safe 7 to the host computer. At this time, if there is a request for withdrawal of ten thousand yen notes in the customer's withdrawal operation, the process proceeds to step 150, and if there is no request, the process returns to step 130. (Steps 130 to 140) After the transmission, when the forced message is transmitted from the host computer, the main control unit 23 takes out ten thousand yen notes corresponding to the withdrawal amount from the thousand yen safe 7. On the other hand, if the forced message is not transmitted from the host computer, the main control unit 23 takes out the 10,000 yen bill from the 10,000 yen bank 5 (steps 150 to 170).
.

The main control unit 23 pays the removed ten thousand yen note from the banknote outlet 21 via the banknote deposit/withdrawal unit 29.

After payment, when the customer receives the 10,000 yen note, the main control unit 23
7. The initial screen is displayed on the display section 15, and the customer is in possession again (step 180).

As a result, even when the bank operates on holidays or when withdrawals are large, such as on paydays, it is possible to reduce the effort required by the staff to replenish each safe with banknotes.

[Effects of the Invention] As explained above, according to the present invention, banknotes of the same type as banknotes stored in other storages can be stored in any one of the plurality of storages. Once the banknotes are stored, transactions can be made using the banknotes stored in any storage, which can reduce the labor of the staff member who replenishes the storage with banknotes.

[Brief explanation of the drawing]

FIG. 1 is a schematic configuration diagram showing an embodiment of the automatic transaction device of the present invention, FIG. 2 is an external configuration diagram of the automatic transaction device of the present invention, and FIG. 3 is a control diagram of the automatic transaction device of the present invention. The block diagram, FIG. 4, is a flowchart showing the operation of the present invention. 1... Automatic transaction device 3... Housing 5... Ten thousand yen safe 7... Thousand yen safe 9... Deposit box 23
...Main control section 37...Switch 39...Internal monitor 41...Transmission control section

Claims (1)

[Scope of Claims] An automatic transaction device that has a plurality of storage compartments for storing banknotes by type and automatically performs transactions under the control of a monitoring unit that performs monitoring, etc. a detecting means for detecting whether or not a banknote of the same type as a banknote stored in another storage is stored in the storage; a transmission means for transmitting data indicating that banknotes of the same type are stored to the monitoring unit; and controlling transactions of the stored banknotes by selecting the arbitrary storage based on a command from the monitoring unit. An automated transaction device comprising: a control means for controlling the transaction;