JP2854756B2 - Money handling equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cash handling machine for loading and unloading bills into a cash cassette (loading safe) for replenishing bills in an automatic cash transaction apparatus in a financial institution such as a bank. Money handling device.

[0002]

2. Description of the Related Art For example, in a financial institution such as a bank, there is a system for exchanging cash between an automatic teller machine (ATM) and a cash processing machine for cashing via a cash cassette (for example, Japanese Patent Application No. Hei 10 (1994)). 2-135439). In this system, a cash cassette is provided with a storage unit to store the money amount, and a device to which the cash cassette is to be moved is stored.

[0003] When the cash cassette is moved and set in another device, the contents of the storage means are read to determine whether or not the cash cassette is to be automatically set to the cash cassette amount. Can be checked.

In such a system, when bills are loaded into the cash cassette, the bills are inserted into the bill input section of the banknote sorter (cash processing machine for accounting) and the processing operation is started, whereby the processing of the bill input section is started. The banknotes are sequentially taken out and counted one by one, and only the genuine bills are stored in the cash cassette. And
After the counting is completed, the denomination and the number of loaded banknotes are displayed and stored in the storage means of the cash cassette.

[0005]

However, conventionally, when bills are loaded into the cash cassette, all the bills set in the bill input section are loaded into the cash cassette. The denomination and number must be prepared in advance. This preparation is quite time-consuming and inconvenient when you are busy. Also, mistakes can occur.

[0006] Therefore, the present invention is, when the money loading into the loading safe may be without preparing the currency number to be loaded operator in loading safe advance, to provide a money handling apparatus that labor can be saved The purpose is to:

[0007]

SUMMARY OF THE INVENTION A money handling apparatus according to the present invention is a money handling apparatus which accepts money, a take-out unit for taking out money received from the money receiving port, and a unit which can be detached from an apparatus body. A loading safe for storing the money taken out by the take-out unit, designating means for designating the number of moneys to be loaded into the loading safe, and a storage unit for storing the number of moneys designated by the designating means. Processing means for receiving the money received from the money receiving slot and storing the money taken out by the take-out section in the loading safe, based on the number of the moneys required to be loaded stored in the storage section; and When storing money in the loading safe at the above, if the number of money received from the money receiving port is smaller than the number of money specified by the specifying means, the money by the processing means Loading process was stopped, and a control means for notifying the loading number is missing.

The money handling apparatus according to the present invention comprises a money receiving port for receiving money, a take-out section for taking out the money received from the money receiving port, and a detachable section with respect to the main body of the apparatus. A loading safe for storing the money taken out in the above, a designation means for designating the number of money to be loaded in the loading safe, a storage unit for storing the number of money designated by the designation means, and a storage unit for storing the money. Processing means for receiving the money received from the money receiving slot and storing the money taken out by the take-out section in the loading safe, based on the number of the moneys required to be loaded stored in the loading safe; When the number of coins loaded in the loading safe reaches the number of coins designated by the designation means when the currency is stored in the cashbox, the currency is present in the coin receiving slot. But And a control means for stopping the loading process of the money by the serial processing means.

[0009]

According to the present invention, the memory of the loading safe is stored in advance.
Section stores information indicating the number of coins desired to be loaded, and stores the information when the loading safe is attached to the apparatus.
Reads the information indicating the number of want loaded money from parts,
By loading money into the loading safe based on the read information , there is no need to prepare in advance the number of money to be loaded into the loading safe as in the prior art, and the labor involved can be saved. In other words, the operator only needs to insert money into the money receiving slot, and when there is a lot of money,
When the information indicating the number of sheets has been reached, the loading process is stopped, and if the number is small, the fact is notified by sound or display. Therefore, it is very convenient and there is no possibility of mistakes.

[0010]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 6 shows a cash processing system according to this embodiment. A plurality of (for example, three) automatic cash transaction apparatuses (for example, automatic depositing / dispensing apparatuses) 1a, 1b, 1 are shown.
c, a cash handling machine for cash (a cash-receipt / disbursement machine for cash) 2 as a money handling device, and a cash cash machine as a loading safe equipped with an electric circuit as described below, which is detachable from these machines.
It is constituted by set 3 .

The automatic teller machines 1a, 1b, 1c are configured, for example, as shown in FIG. That is,
A substantially L-shaped operation unit 13 is formed on a front surface of the housing 12. A passbook insertion slot 14, a card insertion slot 15, and a slip issuing slot 16 are provided on the vertical surface 13a of the operation unit 13.

On the horizontal surface 13b of the operation unit 13, there is provided a deposit / withdrawal port 17 as a bill receiving unit which also serves as a deposit / dispense port.
8 are provided. The horizontal surface 13b of the operation unit 13
Is provided with a CRT display unit 19 with a built-in touch sensor, which displays operation procedures and other information on the CRT screen by illustrations, characters or words, guides the user, and displays the personal identification number and the amount of money by the display. The operation is performed by pressing a display portion corresponding to the approval, confirmation, or cancellation of the transaction.

As shown in FIG. 7, a main control unit 31 for controlling the whole system receives a card inserted from the card insertion slot 15, and the card is mounted on the card. A magnetic card reader 32 for reading account information such as a password and an account number from a magnetic stripe, a slip processing unit 33 for issuing a slip on which transaction contents are printed from a slip issuing port 16, and a slip processing unit 33 inserted from the passbook insertion slot 14. A passbook printer 34 is provided for writing and reading magnetic information to and from the magnetic stripe of the passbook, and for printing transaction details on the passbook and journal paper (not shown).

The bill inserted in the deposit / withdrawal port 17 can be accepted or a designated amount of bills can be fed into the deposit / withdrawal port 1.
7 and the cash cassette 3 is set, the banknotes are loaded into each safe, and the banknotes in each safe are collected into the cash cassette 3. A customer service unit 36, a voice guidance unit 37 for providing voice guidance to a customer by a speaker (not shown), and an internal monitor 3 for attendants.
8 are provided.

The cash cassette 3 set in the cash-in / pay-out unit 35 is electrically connected to the main control section 31 via an interface 44 so that data can be exchanged.

Further, a RAM (random access memory) 39 for storing a storage state (storage amount) of each safe according to an inspection result from an inspection unit (not shown) in the deposit / withdrawal unit 35, necessary for a transfer transaction. Disk 40 as a data file in which information on various financial institutions (for example, bank names, branch names, etc.) is recorded, and data between the main control unit 31 and a host computer (center) (not shown).
A transmission control unit 41 for controlling data transmission and a power supply unit 42 are provided.

The main controller 31 is connected to an external remote monitor 43 provided for an attendant. Then, by the internal monitor 38 and the remote monitor 43,
Local processing (inspection processing for inspecting the state inside the apparatus) such as detection of the height, exchange of safes, and replenishment of journals is instructed.

The main control unit 31 and the cash cassette 3 set in the deposit / withdrawal unit 35 are connected via the interface 44 as described above, and exchange data between the main control unit 31 and the cash cassette 3. The setting of the cash cassette 3 in the deposit / withdrawal unit 35 is confirmed. In addition, the main controller 31 sends the storage status of banknotes in each safe of the automatic teller machine and the storage status of banknotes from the cash cassette 3 to the main controller 31.

The cash cassette 3 is constructed, for example, as shown in FIGS. That is, a door 82 is provided on the front surface of the main body 81 having a vertically long rectangular shape so as to be openable and closable. The door 82 has a security key 8
The door 83 can be locked by the key 83. Also, on the surface of the door 82,
A keyboard 84 for inputting the number of stored banknotes,
Further, a liquid crystal display section 85 for displaying various data is provided.

The inside of the main body 81 is vertically divided into two parts by a plate 86.
It is 8. In addition, a regular ticket entrance 89 is formed in the upper rear part of the regular note storage 87, and an excluded ticket entrance 90 is formed in the upper rear part of the excluded ticket storage 88. Various members used for stacking banknotes, such as a separator 91 that moves up and down as necessary, a lifter 92, and a backup plate 93, are provided inside the regular note storage 87.

On the bottom surface of the main body 81, a take-out port 94 for taking out the bills stored in the genuine note storage 87, a take-out roller 95, and a transport roller 96 for carrying the bills taken out by the take-out roller 95 are provided. I have. Note that the bottom surface of the main body 81 serves as a bill transport surface as it is.

A recess 97 for accommodating a connector is formed on the rear surface of the main body 81. In the recess 97, the cash cassette 3 is provided with an automatic cash transaction machine 1a, 1b, 1c, or a cash processing machine for accounting. When set to 2, a connector 98 is provided for obtaining electrical connection with them.

In the cash cassette 3, information on the number of sheets to be loaded indicating the number of denominations of the banknotes to be loaded, the contents of the loaded banknotes, such as the number of denominations, the opening / closing record of the door 82, and the like. A storage means (not shown) for storing data such as time, and a battery (not shown) for supplying an operating power thereto are built in. Preferably, these storage means and the installation position of the battery are, for example,
It is desirable to provide inside.

The cash cassette 3 configured as described above is
When set in the automatic teller machine 1a, 1b, 1c or the cash handling machine 2 for cashing, it is electrically connected via the connector 98, so that data can be read from or written to the storage means. ing.

The input of the number of banknotes into the cash cassette 3 is performed when a banknote of which the number is already known is manually loaded.
This is performed by inputting the number information from the keyboard 84 and sending it to the storage means. If the number is unknown, the banknotes are loaded into the cash cassette 3 by hand, and then the cash processing machine 2 is used.
, The banknotes are taken out one by one from the outlet 94, counted, returned to the original voucher 87 from the original voucher 89 again, and the counting information is sent to the storage means. In this case, the counted banknotes and the uncounted banknotes are separated by, for example, a separator 91 so as not to be mixed. Uncountable tickets are not stored in the cash cassette 3 but are sent to a dispensing reject pocket 208 described later.

The electric circuit of the cash cassette 3 is, for example,
As shown in FIG. 5, a control unit 99 such as a CPU (Central Processing Unit) for overall control,
Data such as information on the number of denominations to be loaded in the cash cassette 3 indicating the number of denominations of the banknotes to be loaded in the cash cassette 3, the number of denominations of the banknotes loaded in the cash cassette 3, the opening / closing record of the door 82 and the time are stored. A data memory 100 as a storage unit , an interface 101 used when set in the automatic teller machines 1a, 1b, 1c and the cash processing machine 2 for cash, a ROM storing a control program of the control unit 99, and the like. Read-only memory) 102, the separator 91, the lifter 92, the backup plate 93,
It is configured by an accumulation / conveyance control unit 103 that controls the take-out roller 95 and the conveyance roller 96, the keyboard 84, and the display unit 85.

Here, the information on the number of sheets to be loaded for each denomination stored in the data memory 100 indicates that the cash cassette 3 is to be paid and received.
When installed in the cash processing machine 2, the operation of the cash processing machine 2
The input is made by the operator from the operation unit 113 .

The data memory 100 includes, for example,
It is composed of a nonvolatile memory such as an EEPROM or a RAM backed up by a battery (not shown).

The control unit 99 and the data memory 10
The interface 101, the ROM 102, the keyboard 84, and the display unit 85 may be replaced by an IC card having a keyboard and a display unit.

The cash handling machine 2 for cash is configured, for example, as shown in FIG. That is, on the upper part of the front surface of the housing 111, a deposit port 112 as a money receiving port , and an operation unit 113 including a keyboard and a display unit are provided. The cash cassette 3 configured as described above can be detachably attached to the front surface of the housing 111.

The bill P set in the deposit port 112 is collected.
The sheets are sequentially taken out one by one by a take-out mechanism 114 serving as a take- out unit and sent to a first inspection unit 115, where a denomination and a fitness judgment are performed. The banknotes discriminated by the first inspection unit 115 are conveyed by the conveyance path 116. Among them, those that are discriminated as damaged or indiscriminate are:
The bills sent to the deposit reject pocket 117 and other authentic bills are further transported by the transport path 118 and sent to the denomination classification section 119.

The denomination sorting section 119 sorts the conveyed banknotes into denominations according to the denomination judgment result of the first inspection section 115 or a second inspection section 204 described later, and is set. It leads to the cash cassette 3 and has a plurality (for example, five) of gates 200a to 200e. In addition, the gate 200 e is for guiding the conveyed bills to the rejection ticket storage 88 of the cash cassette 3.

Below the denomination classification section 119, a plurality of denomination storages (for example, banknotes) for storing the banknotes classified by denomination by the denomination classification section 119, respectively, are stored.
(Four) denomination stackers 201a to 201e. At the bottom of the denomination-specific stackers 201a to 201e, take-out mechanisms 202a to 202e for taking out the banknotes in the denomination-specific stackers 201a to 201e one by one are provided.

The transport path 203 is used to transfer bills sent from the set cash cassette 3 or the take-out mechanism 202a.
The banknotes extracted in steps # 202e to # 202e are sent to the second inspection unit 204. The second inspection unit 204 performs a denomination determination and a fitness determination of the conveyed banknote. The banknotes determined by the second inspection unit 204 are transported by the transport path 205, and are separated by the gate 206 into the denomination classification unit 119 or the transport path 2.
07 selectively. The banknotes divided into the conveyance path 207 are conveyed by the conveyance path 207. Among them, those judged as damaged or indistinguishable are sent to the withdrawal reject pocket 208 and discriminated as other authentic notes. This is sent to a dispensing port 209 provided on the upper surface of the housing 111.

As shown in FIG. 5, for example, as shown in FIG. 5, the electric circuit of the cash dispensing machine 2 includes a control section 210 such as a CPU for overall control,
a, 1b, 1c, and a data memory 211 for storing banknote storage states of the cash handling machine 2 for cash accounting, an interface 212 used when the cash cassette 3 is set, a control program of the control unit 210, and the like. ROM 213, accumulation conveyance control unit 214, and
The operation unit 113 includes a first inspection unit 115 and a second inspection unit 204.

The data memory 211 stores, for example,
It is composed of a nonvolatile memory such as an EEPROM or a RAM backed up by a battery (not shown).

The collecting and transporting control unit 214 includes the take-out mechanism 114, the transport path 116, the transport path 118, the denomination classification unit 119, the denomination stackers 201a to 201e, the extraction mechanisms 202a to 202e, the transport path 203, and the transport path. 205,
The gate 206 and the transport path 207 are controlled. Next, the operation in such a configuration will be described.

First, the operation of loading bills into the cash cassette 3 by the cashier 2 for cash accounting will be described. For example, as shown in FIG. 1, the cash cassette 3 is set in the cash handling machine 2 for cash, and bills P to be loaded in the cash cassette 3 are inserted into the deposit port 112. At this time, the control unit 210 of the cashier 2 for cash accounting and the control unit 99 of the cash cassette 3 are connected via the interfaces 101 and 212,
The control unit 210 is connected by returning a connection permission signal in response to the connection request signal from the control unit 99. As a result, the control unit 99 reads the information on the number of sheets to be loaded for each denomination from the data memory 100 and transmits the information to the control unit 210.

Next, by depressing the processing start key in the operation unit 113, the banknotes P inserted into the deposit opening 112 are sequentially taken out one by one by the take-out mechanism 114, and sent to the first inspection unit 115. Sent. First inspection unit 11
In 5, the denomination and the fitness of the sent banknote are determined, and the determination result is sent to the control unit 210.

The control section 210 counts the number of banknotes for each denomination according to the result of the discrimination by the first inspection section 115. If the banknotes determined as genuine by the first inspection unit 115 do not exceed the number of denominations loaded in the information on the number of denominations loaded from the data memory 100, the transport paths 116, 118, Then, the money is sent to the cash cassette 3 via the denomination classification section 119 and is loaded there. Further, bills determined to be unfit bills and bills of a denomination exceeding the number of the denominations in the information on the number of sheets to be loaded for each denomination are transferred to the transport path 11.
6 to the deposit reject pocket 117, where it is accumulated.

When the number of bills specified by the information on the number of sheets to be loaded for each denomination has been loaded into the cash cassette 3,
The control unit 210 stops the processing of loading the bill into the cash cassette 3 even if the bill is still present in the deposit port 112.

Even if the number of banknotes specified by the information on the number of sheets to be loaded for each denomination is not completely loaded into the cash cassette 3, if the banknotes are no longer present in the deposit port 112, the control unit 210 returns to the cash cassette 3. To stop the bill loading process. In this case, depending on the setting on the operation unit 113, the operation unit 113 may be notified that the state is the same as this state or that the bill has not been loaded compared to the information on the number of sheets to be loaded by denomination. Either the operator is notified by the display or the operator is selected.

When the loading of the banknotes into the cash cassette 3 is completed, the control unit 210 of the cash handling machine 2 for depositing and withdrawing
The counted number of stored sheets of each denomination is stored in the data memory 211 and transmitted to the control unit 99 of the cash cassette 3 via the interfaces 212 and 101. Thereby, the control unit 99 causes the data memory 100 to store the denomination and the number of stored banknotes stored in the cash cassette 3.

In this case, each time a banknote passes through the first inspection unit 115 and is stored in the cash cassette 3 in real time, not after the completion of loading of the banknote, the stored data on the number of denominations is stored in the control unit 210. May be transmitted to the control unit 99 and stored in the data memory 100.

The stackers 201a to 201e are classified by money.
Only the banknotes stored in advance in the cash cassette 3
Can also be loaded into In this case, the processing start key is pressed after the cash cassette 3 is set in the cash processing machine 2 for payment as described above. Then, the control unit 210 sequentially takes out the banknotes in the denomination stackers 201a to 201e one by one by controlling the extraction mechanisms 202a to 202e according to the loaded number information of the denominations read from the data memory 100, Transport path 203, second inspection unit 204,
Conveyance path 205, gate 206, and denomination classification unit 11
The cash cassette 3 is loaded through 9.

When the number of bills specified by the information on the number of sheets to be loaded for each denomination has been loaded into the cash cassette 3,
The control unit 210 stops the operation of the take-out mechanisms 202a to 202e to stop the processing of loading the bills into the cash cassette 3 and stores the loaded contents in the data memory 100.

Next, a description will be given of the operation of replenishing bills into, for example, the automatic teller machine 1a by the cash cassette 3. That is, the cash cassette 3 loaded with a predetermined number of bills by the cash handling machine 2 for cash as described above is set at a predetermined position in the automatic teller machine 1a. At this time, the main controller 31 of the automatic teller machine 1a and the controller 99 of the cash cassette 3 are connected via the interfaces 44 and 101, and the main controller 31 is connected to a connection request signal from the controller 99. The connection is established by returning the permission signal. Thereby, the control unit 99 reads data such as the denomination and the number of banknotes stored in the cash cassette 3 stored in the data memory 100 and transmits the data to the main control unit 31.

Then, the main control section 31 reads the number of stored banknotes of the corresponding denomination from the RAM 39 and compares it with the appropriate cash balance. If this comparison results in a shortage of cash balance,
The replenishment of the shortage amount is determined, and a replenishment instruction for the shortage amount is transmitted to the control unit 99. As a result, the banknotes corresponding to the shortage amount are sent out from the cash cassette 3 and replenished to the safes in the automatic teller machine 1a.

When the shortage has been replenished by this replenishment processing, the main control unit 31 transmits a loading end signal to the control unit 99, and also stores the machine number, the cash balance of each safe, and the number of sheets stored by denomination. Transmit. Thereby, the control unit 99
The storage denomination and the number of cash cassettes 3 stored in the data memory 100 are updated in accordance with the replenishment contents,
In addition, the data memory 100 stores the machine number, the cash balance of each safe, and the number of sheets stored for each denomination. This completes the bill replenishment process.

The main controller 31 compares the number of stored sheets read from the RAM 39 with the appropriate cash balance. When it is determined that the cash balance is insufficient, the banknotes corresponding to the insufficient amount are loaded into the cash cassette 3. If it is determined that the cash cassette 3 is not present, the replenishment process from the cash cassette 3 to the safe of the automatic teller machine 1a is not performed, and the shortage of the replenishment bill and the information on the number of sheets to be loaded are transmitted to the control unit 99 of the cash cassette 3.
Accordingly, the control unit 99 stores the transmitted instruction of the shortage of the bill and the information on the number of sheets to be loaded in the data memory 100, and guides and displays the instruction of the bill loading on the display unit 85.

According to the cash handling machine for cash described above, the data memory 100 of the cash cassette 3 is
Is stored, and when the cash cassette 3 is mounted, the loaded number information is read from the data memory 100, and the read loaded number information is stored in the read loaded number information. By loading the banknotes into the cash cassette 3 based on it, there is no need to prepare in advance the number of banknotes to be loaded into the cash cassette as in the prior art,
The trouble is saved. That is, the operator only needs to insert the bill into the deposit port 112, and when the amount of the bill is large,
When the information on the number of sheets to be loaded is reached, the loading process is stopped, and when the amount of bills is small, the fact is notified by sound or display. Therefore, it is very convenient and there is no possibility of mistakes.

In the above-described embodiment, the case where the present invention is applied to a cash handling machine for handling bills has been described. However, the present invention is not limited to this. For example, a cash handling machine for handling coins, etc. The same can be applied to

[0054]

As described in detail above, according to the present invention, the device
When the money loading of safe Hama, may be without preparing the currency number to be loaded operator in loading safe advance, it is possible to provide a money handling apparatus that labor can be saved.

[Brief description of the drawings]

FIG. 1 is a vertical sectional side view schematically showing a configuration of a cash handling machine for cash according to an embodiment of the present invention.

FIG. 2 is an external perspective view of the cash cassette.

FIG. 3 is a perspective view showing a state where the cash cassette is viewed from the bottom.

FIG. 4 is an external perspective view of the cash cassette with a door opened.

FIG. 5 is a block diagram showing a configuration of an electric circuit of the cash cassette and the cash handling machine for accounting.

FIG. 6 is a diagram schematically showing a configuration of a cash processing system.

FIG. 7 is a block diagram schematically showing a configuration of the automatic teller machine.

[Explanation of symbols]

1a, 1b, 1c ... Cash automatic transaction device (money replenishment device), 2 .... Cash processing machine for cash (money processing device), 3 ...
... Cash cassette (loading safe) , 85 ... Display unit, 99
...... control unit, a data memory (storage unit) 100 ...... cash cassette, 112 ...... deposit aperture (money receiving port), 113
... Operation unit, 114 extraction mechanism (extraction unit) , 115
... Inspection unit, 116, 118 ... Conveyance path, 119 ... Denomination classification unit, 201a-201e ... Denomination stacker ( Gold
Type storage ), 210 ... Control unit.

Claims (4)

(57) [Claims] 1. A money receiving port for receiving money, a take-out unit for taking out the money received from the money receiving port, and a unit detachable with respect to an apparatus main body, for storing the money taken out by the take-out unit. A loading safe, a designating means for designating the number of money to be loaded in the loading safe, a storage unit for storing the number of money designated by the designating means, and a loading stored in the storage unit are required. Based on the number of money, processing means for receiving the money received from the money receiving port and taking out the money taken out by the take-out unit in the loading safe, and when the processing means stores the money in the loading safe. In the case where the number of coins received from the coin receiving slot is smaller than the number of coins specified by the specifying unit, the process of loading the currency by the processing unit is stopped, and the number of loaded coins is insufficient. And a control means for notifying that the money is being processed. 2. The money handling apparatus according to claim 1, wherein a storage unit for storing the number of money that needs to be loaded specified by the specifying unit is provided in the loading safe. 3. A money receiving port for receiving money, a take-out section for taking out the money received from the money receiving port, and detachable with respect to the apparatus main body, for storing the money taken out by the take-out section. A loading safe, a designating means for designating the number of money to be loaded in the loading safe, a storage unit for storing the number of money designated by the designating means, and a loading stored in the storage unit are required. Based on the number of money, processing means for receiving the money received from the money receiving port and taking out the money taken out by the take-out unit in the loading safe, and when the processing means stores the money in the loading safe. In the case where the number of coins loaded in the loading safe reaches the number of coins designated by the designation unit, even if there is currency in the coin receiving slot, the currency of the currency by the processing unit is Dress And a control means for stopping the refilling process. 4. The money handling apparatus according to claim 3, wherein a storage unit for storing the number of money that needs to be loaded specified by the specifying unit is provided in the loading safe.