JP2552842B2 - Automated teller machine - Google Patents

Description

TECHNICAL FIELD The present invention relates to an automatic teller machine, and more particularly, to automatic replenishment of cash to a cash storage unit.

[Conventional technology]

In the conventional automated teller machine, for example, the
As disclosed in Japanese Laid-Open Patent Publication No. 56-33758, when the cash for payment is insufficient, the cash is replenished from the replenishment cassette to the cash storage for payment by the sensor provided in the cash storage for payment. It was when it was detected that the remaining amount had decreased to the sensor position, and therefore the denomination to be replenished and its replenishment requirement were fixed.

[Problems to be Solved by the Invention] In an automatic teller machine, the degree of usage varies depending on the location conditions and scale of the sales office, and even within one sales office, the usage varies depending on the day. However, if the denominations to be replenished and their replenishment conditions are fixed as described above, it is not possible to provide efficient services and manage funds by adapting to the different situations described above. .

An object of the present invention is to allow an attendant to set and change the denomination to be automatically replenished and its replenishment requirement to be appropriate according to the situation, thereby overcoming the above-mentioned difficulties. .

[Means for solving problems]

A feature of the present invention is that it has a staff operation means for variably setting a denomination for which automatic cash replenishment by the cash replenishment unit is to be performed and a remaining cash amount for starting the replenishment.

[Action]

In the present invention, before the start of business on each day, according to the busyness of the business office, the degree of the outage, and other circumstances, the denomination to be automatically replenished on the day and the remaining amount to start the replenishment, Set via the staff operation unit. After the start of the operation, when the remaining amount of the designated denomination falls below the set automatic replenishment start value, replenishment from the cash replenishment unit to the cash storage unit is performed.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 2 is an external view of an automated teller machine (hereinafter also simply referred to as “apparatus”) showing an embodiment of the present invention. In the figure, 10 is the main body of the automated teller machine, and 11 is a magnetic card insertion slot. Statement slip outlet, 12 is a guidance display, 13 is an operation button, 14 is a passbook insertion slot, 15 is a bill deposit opening and bill payment slot,
Reference numeral 16 indicates a proximity sensor.

FIG. 3 shows the internal structure of the automatic teller machine of the present embodiment. In the figure, 21 is a control unit for controlling the units of the entire device, and 22 is a transmission for controlling a communication line with the central device. A control unit, 23 is an operation unit having the operation button 13, 24 is a guidance display unit having the guidance display unit 12, 25 is the magnetic card insertion slot and statement slip discharge port 11, issuance of a slip and a magnetic card 2 shows a slip card section for performing read / write. Further, 26 has the above-mentioned passbook insertion port 14, a passbook section for performing printing on the passbook and reading / writing of the magnetic stripe, 27 has the above-mentioned banknote deposit opening / banknote payout port 15 for depositing deposited banknotes A banknote depositing / dispensing section having a function of returning to a customer, 28 is an internal operation panel section for operating staff, 29 is a flexible disk section for recording information, 30 is a power supply section for supplying power to the entire apparatus, and 36 is a proximity sensor. Parts are shown. The control unit 21 has a built-in storage unit 31 that stores the denomination of automatic replenishment and the replenishment start banknote remaining number for each denomination, and the banknote storage unit 32 and the banknote deposit / withdrawal unit 27. The bill replenishing unit 33 is the internal operation panel unit 28.
Is provided with a setting key 34 for setting replenishment conditions and a display section 35 of the set value thereof.

Normally, when operating the automatic teller machine of this embodiment, the clerk loads the bills into the bill replenishing section 33 at the time of initial setting of the bills by denomination. The device counts the number of coins of each denomination and sets it in the bill storage 32, and this number is temporarily stored in the storage 31. Furthermore, the clerk sets the replenishment bill of the day in the bill replenishment unit 33, and from the setting key 34 connected to the internal operation panel 28, the denomination of the bill set in the bill replenishment unit 33 for automatic replenishment of the day. And the amount of money,
The designated denomination for bill replenishment and the number of remaining sheets for automatic replenishment start are input and stored in the storage unit 31. This setting status is displayed on the setting information display unit 35 and can be referred to by the staff.

According to the procedure as described above, after the setting of the automatic replenishment setting information is completed, after the apparatus is activated to the user's transactionable state, the set denomination of the bill storage unit 32 becomes the set number of coins or less, and the automatic replenishment circuit operates. The method is shown by the flowchart in FIG.

In Fig. 1, from the setting keys on the internal operation panel,
Automatic replenishment denomination in the same day operation and the number of remaining amount of automatic replenishment start X
It is assumed that (for example, the remaining 1,000 sheets are designated by 10,000 yen tickets) is set (step 41). The number of 10,000-yen bills stored in the memory is initially set to the count value when the banknotes were loaded on the day, and when the deposit transaction thereafter, the deposit number is plus, and when the payment transaction is minus, the withdrawal number is always minus. The value has been updated.

Now, assuming that the unit number of automatic bill replenishment is 100, when the number of 10,000 yen bills stored falls below X-100 (Step 4
2) When the transaction processing is completed, the proximity sensor 16 detects whether there is a next customer (step 43), and when there is no next customer, the automatic replenishment of 100 sheets is immediately started (step 4).
Four).

When there is a customer (step 43) and the transaction selection key is pressed (step 50), the transaction type is judged (step 51), and when the transaction does not use the banknote deposit / withdrawal unit 27, the transaction processing is performed. In parallel, automatic replenishment of 100 sheets is started (steps 52 and 53).

After the replenishment of 100 sheets in either of the above two cases (steps 45 and 54), the replenishment operation is temporarily stopped (step 4
6), it is determined whether or not the replenishment bill cassette of the bill replenishing unit 33 is "empty" (step 47). If it is determined that it is not "empty", the number of remaining 10,000-yen tickets is checked again (step 42), and if the value is still less than X-100, according to the result of detection of presence / absence of customers (step 43). Then, replenishing 100 sheets is started in the same manner as described above.

If the result of the determination in step 47 is that the refill bill cassette is “empty”, the designated denomination for bill replenishment and the automatic replenishment start remaining number set by the internal operation panel 28 are cleared. (Step 48).

In the above-described embodiment, the waiting time of the user is short because the transaction processing request can be serviced after the completion of the relatively small amount of replenishment. By setting an appropriately large replenishment start remaining number, automatic replenishment will start while there is still room for the remaining number, so it will take a considerable number of times (100- (200 times) payment processing is possible, and therefore, a large number of transaction processing can be preferentially executed during replenishment. Further, among these transaction processes, there are usually many transaction processes that can be performed in parallel with replenishment, such as account transfer, balance introduction, passbook entry, etc., so there is almost no risk that replenishment will not be in time.

In addition, due to the difference in the situation of each branch, if the remaining amount of bills at the start of automatic replenishment once set is inappropriate,
It is possible to correct the set value again to match the actual situation of the business office.

Although the setting key is provided on the staff operation unit in the above-described embodiment, it is also possible to input from the CRT screen on the touch panel or receive setting information from the central device.

〔The invention's effect〕

As described above, according to the present invention, the clerk operating means for variably setting the target denomination of automatic replenishment from the cash storage and the replenishment start remaining amount is provided. It can be set appropriately depending on various situations such as busyness, outages, etc., so that it is possible to always provide efficient services and manage funds according to the situation.

[Brief description of drawings]

FIG. 1 is an operation flowchart of an automatic replenishment circuit of an automatic teller machine according to an embodiment of the present invention, FIG. 2 is an external view of the automatic teller machine of the embodiment, and FIG. 3 is a diagram showing its internal configuration. is there. 10: Automated teller machine body, 11: Magnetic card insertion slot and statement slip outlet, 12: Guidance indicator, 13: Operation button, 14:
Passbook insertion slot, 15: banknote deposit opening and banknote payment slot, 21: control unit,
22: Transmission control unit, 23: Operation unit, 24: Guidance display unit, 25:
Voucher / card section, 26: passbook section, 27: banknote deposit / withdrawal section, 28: internal operation panel section for staff operation, 29: flexible disk section, 30: power supply section, 31: storage section, 32: banknote storage section, 33: bill replenishment section, 34: setting key, 35: setting information display section.

Claims (4)

(57) [Claims] 1. A cash storage unit for storing at least cash for withdrawal, and a cash replenishment unit for automatically replenishing cash to the cash storage unit when the remaining amount of cash in the cash storage unit is low. An automated teller machine having a clerk operation means for variably setting a denomination for which cash replenishment is to be performed by the cash replenishment unit and a remaining cash amount for starting the replenishment. 2. The automatic teller machine according to claim 1, wherein the cash storage unit has a function of returning the deposited cash for withdrawal. 3. The automated teller machine according to claim 1 or 2, wherein the cash replenishing unit also performs initial loading of cash into the cash storing unit. 4. The clerk operating means according to claim 1, 2 or 3 is capable of setting a sufficient amount of cash to carry out a plurality of payment transactions as the remaining cash amount for starting the replenishment. Cash automatic transaction device.