JPS63116291A - Automatic cash transactor - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Industrial Field of Application] The present invention relates to an automated teller machine, and in particular, the present invention relates to an automated teller machine, and in particular, the present invention relates to an automated teller machine, and in particular, the present invention relates to automatic teller machines, and in particular, when the setting conditions of the machine or the frequency of use of the machine changes, it is possible to detect whether the bill storage box is low or full. The present invention relates to an automated teller machine suitable for managing balance (number of coins held).

[Conventional technology]

Conventionally, in automated teller machines, multiple sensors are installed inside the banknote storage box to manage the amount of banknotes (the number of held banknotes) that changes depending on the withdrawal transaction, and to monitor the level detected by the multiple sensors. The system generates signals such as forecasts and warnings, and based on these signals, staff members take out banknotes from the banknote storage box or perform operations such as replenishing banknotes6. ,
There is a device that uses a method to detect whether the remaining amount is low or full by generating a low remaining amount signal or a full detection signal using an empty detection sensor or a full detection sensor installed in the bill storage box, and by reading this signal with a control unit. Are known. With this device,
The detection level was physically determined by the sensor mounting position. In some cases, the detection level is set by a program, but it is set as a unique value for the device.

[Problem that the invention seeks to solve]

In the above-mentioned conventional technology, when a forecast that the remaining amount is low or full is issued,
There is a time required for the staff to replenish and take out banknotes, and the number of transactions that occur during this time varies greatly depending on the location where the automatic teller machine is installed and the time of use. There have been problems in that when a gold transaction is carried out, the banknotes run out and the transaction is canceled, and if it is installed in a place where there are few transactions, there is too much remaining amount.

The purpose of the present invention is to solve these conventional problems, and to adjust the detection level to issue a warning that the banknotes are low or full, depending on the installation location, the frequency of transactions depending on the time of day, the state of the number of banknotes on the day before a holiday, etc. The purpose of the present invention is to provide an automatic cash transaction device that allows detailed settings for each device and improves customer service and effective use of operating funds.

[Means for solving problems]

In order to solve the above problems, the present invention provides cash deposits and
In an automated teller machine equipped with a cash deposit/withdrawal means having a plurality of cash storage boxes for withdrawal, and a control means for controlling the sequence of various transactions, each cash storage box is located outside or inside the device. A means for instructing the setting/change of the detection level such as when the box has cash remaining or full, and stores each cash as the amount held or the number of pieces held according to the deposit/withdrawal transaction in the multiple cash storage boxes. It is characterized by providing a means for storing a count for each box, and a means for comparing the stored amount or number of coins held with the above-mentioned specified detection level, and managing the available amount based on the comparison result. .

(Function) In the present invention, the control unit of the automated teller machine determines the low remaining amount or full detection level in the received message received from the external central processing unit or monitoring device, or the staff operation unit inside the machine, By writing in the low/full detection level memory in the control unit and changing the data, the remaining amount can be reduced by comparing this new data with the data in the memory for the amount held or the number of bills held in each banknote storage box. , the full state is detected.This allows various detection levels to be set and changed freely, making it possible to effectively utilize the banknotes in the device.

〔Example〕

Hereinafter, one embodiment of the present invention will be described in detail with reference to the drawings.

FIG. 2 shows an automated teller machine (hereinafter referred to as an automated teller machine) to which the present invention is applied.
This is an external view of an ATM.

In Figure 2, 1 is A where the customer performs deposit/withdrawal transactions, etc.
TM, 2 is a display unit that displays information (guidance, etc.) necessary for various transactions to customers; 3 is an input operation unit that allows customers to perform input operations necessary for various transactions; 5 is a deposit/withdrawal transaction Reference numeral 6 indicates a deposit/withdrawal slot for inserting/withdrawing banknotes, numeral 6 indicates a card insertion slot for inserting a cash card, and numeral 7 indicates a passbook insertion slot for inserting a bankbook.

FIG. 3 is a block diagram of the internal configuration of the ATMI shown in FIG. 2. Here, the same numbers as in FIG. 2 indicate mechanical parts in the same figure.

This ATMI consists of a display mechanism 2 that guides customer operations and displays necessary information, an input operation mechanism 3 consisting of buttons for customers to operate, and processes that can be operated by general users (for example, power-on, abnormal A cash deposit/withdrawal mechanism 5 for depositing and withdrawing cash, a card statement mechanism 61 for inserting a card and receiving a statement, and a passbook. Passbook mechanism for inserting and printing 7. and a control device 8 including a microprocessor for controlling the entire ATM 1. An ATM with such a configuration has a central processing unit 9.
It is operated by being connected to the monitoring device 1o.

FIG. 4 is a diagram showing the operational form of ATM.

Here, ATMI-1, 1-2 are connected to a terminal controller 40, and the terminal controller 40 is connected to the central processing unit 9. -A within the dotted line is AT
It shows the store where MI-1 is installed, and the staff is inside the store. - B in the dotted line is a mini-store where ATMI-2 is installed, and ATMI-2 usually has a built-in modem. 1 Terminal controller (with built-in modem) via communication line 40. Furthermore, it is connected to the central processing unit 9. There is no staff stationed at this mini store fiB, and ATMI-2
It is assumed that the status of is connected to the monitoring device 1o-2 via a communication line, and is monitored at a business store A where a staff member or the like is permanently stationed. In addition, ATMI-1 is the monitoring device 1
0-1 and is being monitored.

FIG. 5 is a detailed configuration diagram of the cash deposit/withdrawal mechanism 5 of FIG. 3.

In FIG. 5, 51 is a safe which is a type of banknote storage box in which 10,000 yen notes and 1,000 yen notes are mixed, 52 is a 10,000 yen box in which 10,000 yen notes are stored, and 53 is in which 1,000 yen notes are stored. Thousand yen box, 54 is the denomination of the banknote.

55 is a deposit slot into which various banknotes are deposited; and 56 is a reject box in which banknotes are determined to be rejected by the recognition unit 54 and in which rejected banknotes are stored.

FIG. 1 is a configuration diagram of a control device 8 showing one embodiment of the present invention.

In FIG. 1, 20 is a million yen box 52. The loading and unloading level of the banknotes in the thousand yen box 53, such as low or full, and the respective balance data after the transaction (number of banknotes held or amount held)
A calculation unit 3o is a memory that stores the detection level, availability data, etc. of each box. 31 is a low remaining amount detection level for the 1000 yen box 52, 32 is a full detection level for the 1000 yen box 52, 33 is a low remaining amount detection level for the 1000 yen box 53, 34 is a full detection level for the 1000 yen box 53, and 35 is a full detection level for the 1000 yen box 53. This is the fullness detection level of the reject box 56. Reference numeral 36 indicates the available amount area of the 10,000 yen box 52, 37 indicates the available amount area of the 1,000 yen box 53, and 38 indicates the available amount area of the reject box 56. Detection levels 31 to 35 are based on the staff operation mechanism 4. Settings and changes can be made by instructions from the monitoring device IO and the central processing unit 9. On the other hand, in the balance areas 36 to 38, the number of held banknotes or the held amount that changes according to transactions by the cash deposit/withdrawal mechanism 5 is stored.

Hereinafter, the operation of this embodiment will be explained using FIGS. 1, 4, and 5. Ten thousand yen bills and thousand yen bills are mixed in the safe 51, which is a type of bill storage box, and the clerk makes cash. When the deposit/withdrawal mechanism 5 is set and banknote loading processing is specified from the attendant operation mechanism 4, the safe 51
1,000 yen.Bills are fed out one by one onto a conveyance path and passed through a discrimination section 54 that distinguishes the denomination.

Determine the amount of 10,000 yen and box 52. It is stored in the thousand yen box 53. At this time, the control mechanism 8 controls each denomination box 52.
53, count how many bills or how many yen are stored in the first
Ten thousand yen outstanding area 3 of memory 30 in control device 8 shown in the figure
6. The data is stored in the 10,000 yen reserve area 37 and the reject box reserve area 38.

When a general user performs a deposit transaction at ATMI, the banknotes inserted into the deposit slot 55 are fed out one by one, and the
4, the denomination, authenticity, etc. are determined, and the money is temporarily stored in a temporary stacker at the top of the safe 51, and when the customer presses the confirmation key from the input operation mechanism 3.

The bills are taken out one by one from the temporary stacker at the top of the safe 51, pass through the discrimination section 54 again, and the denomination is determined. The thousand yen note is stored in the thousand yen box 53. At this time, the banknotes are stored in the eject box 56, which has not been used for denomination determination. Ten thousand yen box 52. Thousand yen box 53. Reject box 5
According to the number f stored in 6, 10,000 yen box high area 36, 1000 yen box high area 37. The data in the reject box balance area 38 is added for deposit, and the balance of each box is updated. For withdrawal transactions, 10,000 yen box 52. The banknotes are taken out from the 1,000 yen box 53 and used as payment banknotes.
38 data is updated.

On the other hand, the detection levels for low and full balances are set in advance when starting up the automated teller machine, and the 10,000 yen box low remaining detection level is set to 31, the full detection level is 32, and the 1000 yen box remaining amount detection level is set to 31. is set to 33, the full detection level is set to 34,
Reject box full detection level is 35 and memory 30
is set within.

Here, at the end of the above-mentioned deposit or withdrawal transaction, the signal e of the amount data 36 to 38 of each denomination box and the signal d of the low remaining amount of each denomination box and the tJ cup detection level 31 to 35 are calculated. The denominations are compared in the unit 20, and a forecast signal indicating whether the remaining amount is low or full is generated for each denomination box.

The control device 8 detects this signal and controls the attendant operation mechanism 4,
The monitoring device 1o displays whether the remaining amount is low or full, or sounds a buzzer to ask the staff to replenish the banknotes.

Notify me of removal.

However, if the low remaining capacity and full detection levels are the same for ATMI-1 and 1-2 shown in Figure 4, for example, when low remaining capacity is detected, for ATMI-1 of branch A, In this case, the staff member can perform the replenishment operation in a few minutes, but it takes time to perform the replenishment operation on the ATMI-2 of the mini store B.

If the low remaining amount detection level is set to a value close to empty, funds will be used effectively for ATMI-1 of branch A, but for ATMI-2 of mini-store B, the time required for the arrival of the staff will be reduced. In the meantime, withdrawal transactions are performed, and the withdrawal banknotes become empty and cannot be handled, resulting in a decline in customer service.

Therefore, in the present invention, the above problem is solved by setting the remaining amount detection level for ATMI-2 of mini store B to the one with the largest number of bills, and setting it to a lower level when the banknotes are full. can. This setting method includes a method in which the staff member sets the various detection level data a in the detection level storage areas 31 to 35 from the staff operating mechanism 4-1, 4-2 in advance, or a method in which the ATMI is set from the monitoring device 10. There is a method of setting by instruction data b from the central processing unit 9, and a method of setting by data C from the central processing unit 9. In the case of data a, b, and c, the communication control section in the control device 8 controls the data extraction and the writing into the memory 30.

The settings of the monitoring device 10 should be changed especially during times when the number of transactions is high.
-1. From lO-2, the central processing unit 9 can be provided with a calendar to automatically change settings for days when the number of transactions is particularly large, such as monthly paydays.

〔Effect of the invention〕

As explained above, according to the present invention, when the transaction frequency such as ATM installation location, time zone, February day, etc. differs greatly,
The detection level for generating a low or full detection forecast can be set in detail for each automated teller machine, depending on the time required from the detection of a low or full balance until the staff can process it, the installation conditions, etc. Improved services and effective use of operating funds can be achieved.

[Brief explanation of the drawing]

FIG. 1 is a configuration diagram of an ATV control device showing one embodiment of the present invention, FIG. 2 is an external view of an ATM to which the present invention is applied, and FIG.
The figure is an internal configuration block diagram of the ATM in Figure 2, and Figure 4 is A.
FIG. 5, which is a diagram showing an example of the operation mode of the TM, is a detailed configuration diagram of the cash depositing and dispensing mechanism of the ATM. A, B: Store, a''-'c: Detection level data, 7°9
: central processing unit, 10. Monitoring device, 20: Arithmetic unit, 30
: Memory, 40: Terminal controller. Figure 1 Figure 2 Figure 3

Claims (1)

[Claims] 1. In an automated teller machine equipped with a cash deposit/withdrawal means having a plurality of cash storage boxes for depositing and withdrawing cash, and a control means for controlling the sequence of various transactions,
A means located outside or inside the device for instructing setting/change of the detection level of low or full cash in each cash storage box, depositing/withdrawing the amount in the plurality of cash storage boxes. In response to this, a means is provided for counting and storing the held amount or number of coins for each cash storage box, and a means for comparing the stored held amount or number of coins with the above-instructed detection level, and the comparison result is provided. An automatic cash transaction device characterized by performing balance management based on.