JPH10241014A - Automatic teller machine - Google Patents

Abstract

PROBLEM TO BE SOLVED: To accurately grasp the history and current state of all received coins, to clear the causes of generation of excess or lack of cash or other cash accidents and to improve security by recording a management number allocated to each received coin, the deposit/payment identifier of the coin and the positional information of the coin. SOLUTION: A control part 6 records the information of each coin used for a transaction as logging data. The control part 6 allocates a unique management number of each counted coin, i.e., paper money/coin, at the time of counting cash when the cash is loaded or deposited. A deposit/payment identifier (depositing/paying person's name/account number) to be information for a clerk or a customer handling the coin is recorded corresponding to its management number. Positional information expressing the position and state of the coin, i.e., which cashbox stores the coin or whether the coin is paid out or not, is also correspondingly recorded. If a trouble occurs, the history, depositing route or the like of the coin can be specified.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus, and more particularly to an automatic transaction apparatus having the ability to trace deposited money.

[0002]

2. Description of the Related Art For example, in a conventional automatic transaction apparatus used in a financial institution or the like, information about the denomination, the number of copies, and the amount of money are recorded as logging data as information relating to money used in transactions. It was only. FIG. 5 is an explanatory diagram showing an example of a conventional logging data structure. In this figure, the automated teller machine relates to the money used for the transaction,
An example is shown in which denominations and the number of denominations are recorded as logging data for each transaction name and account number.

[0003]

In the above-mentioned prior art,
It has been difficult to specify whether a currency in an automatic transaction apparatus, for example, one banknote, has been loaded by a sales office or deposited by a customer. However, in order to distinguish between the currency loaded by the branch office and the currency loaded by the customer, the deposited currency is stored separately from the withdrawn currency, and the deposited currency can be circulated and used for withdrawal. Since this is no longer possible, there arises a problem that the fund efficiency becomes poor. Further, even if the received money and the withdrawn money are separated in this way, it is still impossible to specify who paid the money or the like.

[0004] Therefore, when an elaborately forged bill or the like is found or withdrawn from the automated teller machine,
It was not possible to determine who deposited or loaded it, and it was not satisfactory in terms of security.

[0005]

SUMMARY OF THE INVENTION The present invention recognizes money in an automatic transaction apparatus comprising a display / operation unit for displaying information to a customer and accepting an input operation by the customer, and a money handling unit for handling money. A money recognition unit is provided in the money handling unit, and a management number is given to the received money, and this management number, a deposit / withdrawal identifier related to deposit / withdrawal of the currency,
A control unit for recording position information indicating the position of the money is provided.

[0006] The invention is characterized in that serial numbers of money are read and each serial number is recorded in correspondence with each management number.

[0007]

Embodiments of the present invention will be described below with reference to the drawings. [First Embodiment] FIG. 1 is a block diagram showing the present embodiment. In FIG. 1, reference numeral 1 denotes a display / operation unit, which comprises, for example, a liquid crystal display, a CRT, or another display device, a touch panel provided on the display screen, a keyboard provided near the display screen, or the like, and displays information to customers. Together with customer input operations.

Reference numeral 2 denotes a card handling unit which accepts various customer cards and reads / writes information from / to an information storage unit such as a magnetic stripe of the card. Reference numeral 3 denotes a passbook handling unit that prints on a customer's passbook and reads / writes information from / to an information storage unit such as a magnetic stripe of the passbook.
Reference numeral 4 denotes a bill handling unit, and a bill handling unit 4a for handling bills.
And a coin handling unit 4b for handling coins. The money handling unit 4 has a safe (not shown), and a clerk loads money into the safe as needed before starting operation. The money deposited by the customer during operation is stored in the safe, circulated and reused, or collected.

Reference numeral 5 denotes a money recognition device, which is provided in the money handling unit 4. The money recognizing device 5 includes a bill recognizing device 5a for recognizing bills and a coin recognizing device 5b for recognizing coins. A bill recognition unit 5a is arranged in the bill handling unit 4a, and a coin recognition unit 5b is arranged in the coin handling unit 4b. Reference numeral 6 denotes a control unit that controls each of the above units,
Connected online with a host computer as a center system via a communication control device (not shown), and performed various transactions based on input operations by customers and operators and communication with the host computer. Is conveyed to and stored in the money handling unit 4, and money is taken out from the money handling unit 4 and carried to carry out processing such as payment to a customer.

The control unit 6 records information on each piece of money used in the transaction as logging data as described later. This may be stored in a storage unit (not shown) of the control unit 6 or may be stored in an external storage unit (not shown) attached to the control unit 6. The present invention is realized when the control unit 6 of the automatic transaction apparatus having the above configuration executes a program stored in an auxiliary storage device and a storage device (not shown). It may be provided by being stored in an expression storage means, a semiconductor memory, or other various storage media.

FIG. 2 is an explanatory diagram showing an example of a logging data structure according to this embodiment. As shown in this figure, at the time of cash counting at the time of cash loading or cash deposit, a unique management number is given to each counted money, that is, one bill / coin, and the money is handled for each management number. Deposit / withdrawal identifier which is information about a clerk or customer (deposit / withdrawal name /
Account numbers are recorded in association with each other, and position information indicating the position and state of the money, such as in which safe the money is in or withdrawn, is also recorded.

[0012] The management number is assigned to the denomination of the deposited money. In the example shown in FIG.
00023456 is added to the fourth piece of a00023459.
From the second b00000877. further,
About the ticket, 25 from the first c00684791
This is referred to as the sheet c00684815.

At the time of dispensing, the previously deposited 1000 notes a00023459 to a00023445 have been dispensed. (Management number is 1,000 tickets a00023459
From a00023445 for 15 tickets, but this is before the withdrawal of 10 tickets and before the deposit of 4 tickets,
This is because there were 11 withdrawals. ) Further, in the ten thousand tickets, the ten thousand tickets c0068815 to c0
It can be seen that up to 0684814 has been paid out.

In addition, the account numbers of the depositor and the dispenser are indicated by money 1
It is recorded for each sheet. That is, it is recorded for each unique management number. Further, position information indicating the final position and state of the money is recorded. Thousands of tickets indicate that they were stored in safe A, five thousand tickets indicate that they were stored in RJ safe, and ten thousand tickets indicate that they were stored in safe B.
Subsequent payments are not rejected, indicating that all payments have been made.

As described above, a unique management number is assigned to money, and after the money is assigned, the final position or state is recorded each time the money is moved or dispensed. It is possible to specify the history of money, the history of deposit, and the depositor. In the scrutiny mismatch and the cash mismatch claim from the customer, it is possible to determine which currency is insufficient and which currency is surplus.

[0016] Further, it is possible to determine where in the automatic transaction apparatus the shortage has occurred and where the excess has occurred. And to whom, payment and money collection are not enough,
It is possible to know reliably whether the bill is too much due to replenishment or forgetting.

In the above description, the handling of banknotes has been mainly described as an example of money, but the handling of coins is similarly performed. [Second Embodiment] The present embodiment is characterized in that a serial number recognition unit, an individual coin recognition unit, and a serial number storage unit are provided in the configuration of the first embodiment.

FIG. 3 is a block diagram of the present embodiment.
In this figure, 1 indicates a display / operation unit, 2 indicates a card handling unit, and 3 indicates a passbook handling unit. Reference numeral 10 denotes a money handling unit according to the present embodiment, which includes a bill handling unit 10a for handling bills and a coin handling unit 10b for handling coins.
Reference numeral 11a denotes a serial number recognition unit, which is arranged in the bill handling unit 10a. Although a unique serial number is always printed on all bills, the serial number recognition unit 11a can read and recognize the serial number.

Reference numeral 11b denotes an individual coin recognition unit, which is arranged in the coin handling unit 11b and uniquely identifies each coin to extract individual coin information. Reference numeral 12 denotes a control unit according to the present embodiment, which controls each unit. Reference numeral 13 denotes a serial number storage unit, which is provided in the control unit 12 and stores serial numbers of counterfeit bills and the like.

With this configuration, in the present embodiment, the first
In the same manner as in the embodiment, a management number is assigned to the denomination of the deposited banknote, and in addition to this, a serial number recognition unit 11 is added.
The serial number read by a is recorded as one item of the logging data. The deposit / withdrawal identifier and the position information are given in the same manner as in the first embodiment. FIG. 4 is an explanatory diagram illustrating an example of a logging data structure according to the present embodiment. In this figure, the first ticket a00023456
From the first b000000876 to the second b0
0000877 For each ticket, the first sheet c00684791 to the 25th sheet c00684815
It is touched.

Further, the read serial numbers are recorded in correspondence with the respective bills. For example, management number a000
For 23456, its serial number XJ386195
K will be recorded in association with it. At this time, by comparing the serial number of the counterfeit banknote registered in the serial number storage unit 13 with the serial number of each banknote handled by the automatic transaction apparatus, it checks the counterfeit banknotes and monitors whether the counterfeit banknotes have been deposited. If the counterfeit bill is deposited, raise the alarm.

As described above, in addition to managing which banknotes are in what state, it is necessary to accurately grasp and manage how serial numbers of money are deposited and withdrawn. Is possible, and the security against counterfeit banknotes is particularly improved.

[0023]

As described in detail above, the provision of the money recognition section allows the history and the current state of all the received money to be accurately grasped, and causes the occurrence of excess or deficiency of cash and other causes of the cash accident. Has an effect of improving security. In addition, since the logging data of all currencies is recorded, it is possible to manage money without having to store deposited bills and dispensed bills separately, so that it is possible to simultaneously improve fund efficiency and security. It has an effect.

Further, by managing the serial numbers, the security against counterfeit bills is improved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a first embodiment.

FIG. 2 is an explanatory diagram illustrating an example of a logging data structure according to the first embodiment;

FIG. 3 is a block diagram showing a second embodiment;

FIG. 4 is an explanatory diagram illustrating an example of a logging data structure according to a second embodiment;

FIG. 5 is an explanatory diagram showing an example of a conventional logging data structure.

[Explanation of symbols]

 1 display / operation unit 4 money handling unit 4a bill handling unit 4b coin handling unit 5 currency recognition unit 5a bill recognition unit 5b coin recognition unit 6 control unit 10 money handling unit 10a bill handling unit 10b coin handling unit 11a serial number recognition unit 11b individual Coin recognition unit 12 Control unit 13 Serial number storage unit

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁶ Identification code FI G07D 7/00 G06F 15/30 D 310

Claims (5)

[Claims] 1. An automatic transaction apparatus comprising a display / operation unit for displaying information to a customer and accepting an input operation of the customer, and a money handling unit for handling money, wherein a currency recognition unit for recognizing money is provided by a money handling unit. Provided with a control unit that assigns a management number to the accepted money, and records the management number, a deposit / withdrawal identifier related to deposit / withdrawal of the currency, and position information indicating the position of the currency. Automatic transaction equipment. 2. The bill handling unit according to claim 1, wherein the bill handling unit comprises a bill handling unit and a coin handling unit, and the bill recognizing unit includes a bill recognizing unit disposed on the bill handling unit and a coin handling unit. An automatic transaction device comprising a coin recognition unit arranged. 3. An automatic transaction apparatus comprising a display / operation unit for displaying information to a customer and accepting an input operation of the customer, a bill handling unit for handling bills, and a coin handling unit for handling coins. Providing a serial number recognition unit for reading, assigning a management number to the accepted bill, reading the serial number of the bill, indicating the management number, the serial number, a deposit / withdrawal identifier related to deposit / withdrawal of the bill, and a position of the bill. An automatic transaction device comprising a control unit for recording position information. 4. The control unit according to claim 3, further comprising a serial number storage unit for storing a specified serial number, wherein the control unit controls to generate an alarm when the serial number of the received currency matches the specified serial number. An automatic transaction device characterized by being provided. 5. The individual coin information according to claim 3 or 4, further comprising an individual coin recognizing unit for individually identifying the accepted coins, assigning a management number to the accepted coins, and identifying the coins individually. And a control unit that records the management number, the individual coin information, the serial number, a deposit / withdrawal identifier related to the deposit / withdrawal of the coin, and position information indicating the position of the coin. Automatic transaction equipment.