JP3758212B2 - Money handling equipment - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a currency handling apparatus incorporated in an automatic teller machine used in a bank or the like, and more particularly to a currency handling apparatus capable of withdrawing or changing money with new currency desired by a customer. is there.
[0002]
Recently, automatic teller machines (Automatic Teller Machine: hereinafter referred to as ATM) and automatic cash dispensers (Cash Dispenser: CD) and the like have been rapidly spread in financial institutions such as banks. An automatic change machine that automatically changes money is also used.
[0003]
In the automatic teller machine, deposit (deposit) processing, withdrawal (withdrawal) processing, and further transfer processing are performed, and these automatic teller machines have built-in banknote handling devices for depositing and withdrawing cash. .
[0004]
However, since the conventional banknote handling apparatus has only one stacker for each denomination of money, new banknotes and circulation banknotes are stored in the same stacker, and new banknotes required for ceremonial occasions, etc. (Unused banknotes) and circulation banknotes (banknotes that have already been used and distributed) (new banknotes at weddings, circulation banknotes at funerals, etc.) cannot be withdrawn. In addition, even with an automatic money changer that performs currency exchange, it is not possible to withdraw the exchanged banknotes with new banknotes.
[0005]
Therefore, the customer must go to the counter within the time when the bank counter is opened to obtain the necessary banknote type (new banknote or circulation banknote).
Accordingly, there is a demand for a method that allows the customer to withdraw new banknotes or circulation banknotes and a method that can exchange the banknotes for the desired new banknotes or circulation banknotes.
[0006]
[Prior art]
FIG. 12 is an internal side view of the bill handling apparatus incorporated in the recycle type ATM. As shown in the figure, the stackers 2a to 2c, the reject box 2d, the feeding rollers R1 to R4, the discrimination unit 3, the reversing unit 4, the pool It comprises parts 5 and 6, storage rollers R5 to R7, deposit / withdrawal port 7 and transport path 8. Feed rollers R and gates G are provided at important points in the conveyance path 8.
[0007]
In the stackers 2a and 2b, a predetermined amount of banknotes 1 are stored in advance in denominations (for example, thousand yen bills and ten thousand yen bills) and are detachably attached to the apparatus. The stacker 2c holds a 5,000 yen bill.
[0008]
The discriminating unit 3 discriminates the correctness, front / back, and denomination of the banknote 1 inserted into the deposit / withdrawal port 7 and fed out by the feeding roller R1, and when it is discriminated from the correct banknote, a signal is sent to a control unit not shown. The amount of money is counted, and the bills are pooled in the pool unit 5. Banknotes such as indistinguishable and double feed are rejected and conveyed to the pool unit 6.
[0009]
Further, the denomination of the bill 1 fed out from the stackers 2a and 2b by the feeding rollers R2 and R3 is discriminated, the amount to be paid out is counted, and double feed or the like is discriminated and rejected.
The reject box 2d is configured to store the banknote 1 rejected by a double feed or the like during the withdrawal of the withdrawal, and to be able to withdraw from the apparatus.
[0010]
The reversing unit 4 reverses the front and back of the identified back banknote.
Since it has such a structure, the banknote 1 inserted into the deposit / withdrawal port 7 at the time of depositing is fed out, discriminated by the discriminating unit 3 and counted, pooled in the pool unit 5, fed out again after confirming the amount, and stacked. Housed in 2a-2c. The banknotes 1a that have become inferior in the discrimination section 3 are accumulated in the pool section 6 and returned to the deposit / withdrawal port 7 when all the banknotes 1a for one transaction are pooled in the pool section 5.
[0011]
At the time of withdrawal, banknotes 1a fed out of the stackers 2a and 2b according to withdrawal requests are discriminated and counted by the discrimination unit 3, pooled in the pool unit 5, and then sent to the deposit / withdrawal port 7.
[0012]
The amount of banknotes in the stackers 2a to 2c is displayed in denomination on the display unit of the management panel (not shown).
When a transaction such as deposit / withdrawal is actually performed at an ATM, a transaction card or passbook is inserted and a password is confirmed, and the transaction result is printed on a passbook or a receipt and sent out.
[0013]
As the transaction proceeds, the banknotes 1 stored in the stackers 2a and 2b are increased / decreased due to the deposit / withdrawal imbalance (the stacker 2c is only the deposit). When the banknotes 1 of the stackers 2a to 2c increase and reach a predetermined amount, a part of the banknotes 1 is collected in the reject box 2d, and when the banknote 1a of the stackers 2a and 2b decreases below the predetermined amount The banknotes are replenished by a staff member, informing the denomination to be replenished on the display section of the management panel, turning on an alarm lamp, or sounding a buzzer.
[0014]
That is, when a near-end sensor (not shown) of the stackers 2a and 2b detects that the banknote 1 has decreased, the staff stops the operation of the device by the notification of the management panel, presses the replenishment button on the management panel, When a bill of denomination to be replenished is inserted into the deposit / withdrawal port 7 (or a replenishment bill insertion port not shown), the fed-out bill is discriminated by the discrimination unit 3 and replenished to one of the stackers 2a and 2b. Alternatively, as another method, either of the corresponding stackers 2a and 2b is removed from the apparatus, and the banknotes are replenished and remounted on the apparatus or replaced with a stacker containing banknotes.
[0015]
[Problems to be solved by the invention]
According to the above conventional method, banknotes are stored in a plurality of stackers by denomination, but “new banknotes” and “distributed banknotes” are not distinguished. When it is necessary (when a new banknote is desired for marriage payments or gifts or when a circulation banknote is desired for funeral incense etc.), the automatic teller machine cannot obtain the desired banknote. Similarly, a desired banknote cannot be obtained when changing money with an automatic change machine. Therefore, you have to go to the bank within the time when the window is open and get the necessary banknotes from Teller. It is also a burden for the teller.
[0016]
As a known example of withdrawal with a new banknote, Japanese Patent Laid-Open No. 03-151954 proposes, but this method can be used when a specific customer who has registered in advance desires withdrawal with a new banknote. Customers who wish to withdraw new banknotes in advance must register with the bank, and since this is a service only for specific customers, it cannot be a means to solve the above problems. .
There is a problem.
[0017]
SUMMARY OF THE INVENTION An object of the present invention is to provide a money handling apparatus capable of paying / changing new money or liquid money desired by a customer according to denomination.
[0018]
[Means for Solving the Problems]
1 and 2 are explanatory views of the principle of the present invention. FIG. 1 corresponds to claim 1 and FIG. 2 corresponds to claim 2.
[0019]
In FIG.
2 is a plurality of first stackers in which new money is accommodated at least one by type,
A second stacker 20 is provided in which a plurality of currency coins are accommodated at least one by money type,
9 is a first instruction means for instructing a withdrawal request including an amount,
Reference numeral 10 denotes second instruction means for instructing to select either withdrawal of new money or withdrawal of current currency money.
[0020]
Based on the instruction by the first instruction means 9 and the selection instruction of the second instruction means 10, the money is paid out from the first stacker 2 or the second stacker 20, and denominated and counted to be withdrawn. It is configured.
[0021]
Since it has such a configuration, the first instruction means 9 instructs a withdrawal request including the amount, and the second instruction means 10 selects either a new money withdrawal or a current currency withdrawal. As a result, the new banknote or the circulation banknote of the designated denomination is drawn out from the first stacker 2 or the second stacker 20 and is withdrawn. You can withdraw money. Therefore, it is not necessary for the customer to visit the teller or the like within the opening time to obtain the desired money from the teller, and the service to the customer can be improved and the workload of the teller can be reduced.
[0022]
In FIG.
7 is a deposit / withdrawal port where deposit money is inserted and exchange money is withdrawn,
2 is a plurality of first stackers that contain at least one new money by denomination,
The second stacker 20 is provided in a plurality, and stores the current currency money at least one by money, and has a deposit money storage mechanism.
90 is a first instruction means for instructing an exchange request including a split amount of the deposit amount and a withdrawal type for each;
Reference numeral 10 denotes second instruction means for instructing to select either withdrawal of new money or withdrawal of current currency money.
[0023]
Money entered from the deposit / withdrawal port 7 is denominated and counted and stored in the second stacker 20 of the corresponding denomination, and the instruction by the first instruction means 90 and the instruction for selection by the second instruction means 10 Based on the above, the money is paid out from the first stacker 2 or the second stacker 20 containing the designated denomination of the new money or the current currency selected, and the money equivalent to the deposit is withdrawn from the deposit / withdrawal port 7. Is configured to do.
[0024]
Accordingly, the first instruction means 90 instructs the exchange request including the split amount of the deposit amount and the withdrawal type for each, and the second instruction means 10 selects either the withdrawal of new money or the withdrawal of current currency money. Since the money of the designated denomination of new money or liquid currency can be withdrawn from the first stacker 2 or the second stacker 20, the customer can select the new money or liquid money desired by the customer. You can exchange money.
[0025]
Accordingly, it is not necessary for the customer to visit the teller or the like within the opening time of the exchange to obtain the desired money from the teller, and the service to the customer can be improved and the work burden on the teller can be reduced.
[0026]
First The instruction means 10 in 2 has a configuration in which each denomination is selected and instructed to be withdrawn from new money or cash currency. You may do it. In that case Then, each denomination can be withdrawn in a new currency or a current currency in a lump according to a selection instruction to the second instruction means 10, and the operation is simplified.
[0027]
Also, The second instruction means 10 has a configuration for instructing whether to withdraw new money or withdraw money for each denomination. You may do it. In that case According to the selection instruction to the second instruction means 10, it is possible to withdraw money with new money or liquid currency for each denomination, and it is possible to respond to the fine wishes of the customer.
[0028]
Claim 1 and claim 2 : When the money stored in one of the first stacker 2 and the second stacker 20 is reduced by the withdrawal and reaches a predetermined amount, or each first stacker 2 and each second stacker 20 When an abnormality occurs in the corresponding mechanism and the withdrawal becomes impossible, the state of the corresponding first stacker 2 and second stacker 20 is notified, and the new or flowable currency by the second instruction means 10 The selection instruction is invalidated, and withdrawal is made from the normal first stacker 2 or second stacker 20 of the same denomination.
[0029]
Therefore, when the money to be withdrawn is exhausted or when the withdrawal becomes impossible due to a mechanism abnormality, the selection instruction by the second instruction means 10 is invalidated, and a notification to that effect is given. By withdrawing the money, the operation can be continued without stopping the operation of the apparatus.
[0030]
Claim 3 and claim 4 : A slot for inserting supplementary money, a storage mechanism for storing money in each of the first stacker 2 and the second stacker 20, and money stored in either the first stacker 2 or the second stacker 20. Is reduced by the withdrawal and reaches a predetermined amount, a notification means for notifying that the corresponding first stacker 2 or the second stacker 20 has reached a predetermined amount, and a new money operated by the device administrator. And a third instruction means for instructing whether to replenish or replenish the current currency money, and when informed by the informing means, based on the selection instruction by the third instructing means, It is configured to be stored in the first stacker 2 or the second stacker 20 corresponding to the denomination and replenished.
[0031]
Accordingly, when the money stored in the first stacker 2 or the second stacker 20 containing new money or liquid currency is exhausted, the replenishment money is inserted from the insertion slot, and a new instruction is given by the selection instruction by the third instruction means. Money or liquid currency can be easily refilled into the appropriate stacker.
[0032]
DETAILED DESCRIPTION OF THE INVENTION
An embodiment of the present invention will be described below with reference to FIGS. 3 and 4 are block diagrams showing an embodiment of the present invention (internal side view of banknote handling apparatus and ATM control block diagram), FIG. 5 is an explanatory diagram of the embodiment, and FIGS. FIG. 9 to FIG. 11 are flowcharts showing screen display flows of the embodiment. The same reference numerals denote the same objects throughout the drawings.
[0033]
The stackers 2A and 2C and the stackers 2B and 2D in FIGS. 3 and 4 correspond to the first stacker 2 and the second stacker 20 in FIGS. 1 and 2, respectively, and the touch panel 9a in FIGS. This corresponds to the first instruction means 9 and the second instruction means 10 shown in FIGS.
[0034]
As shown in FIG. 3, stackers 2A to 2D each containing a new banknote and a circulation banknote according to denomination (here, a new banknote of a thousand yen bill is a stacker 2A, a circulation banknote is a stacker 2B, a new banknote of a 10,000 yen bill is Stacker 2C and circulation banknotes are accommodated in stacker 2D).
[0035]
The stackers 2A to 2D are respectively provided with feeding rollers Ra to Rd for feeding out the stored banknotes 1 and storage rollers RA to RD for storing the banknotes 1 and when the stored banknotes 1 are reduced to a predetermined amount or less. Near-end sensors S1 to S4 for detecting this are provided.
[0036]
Further, an insertion port 70 for inserting the banknote 1 to be replenished is provided inside the rear door of the apparatus, a feeding roller R9 for feeding out the banknote 1 inserted into the insertion port 70, and transporting of the fed banknote 1 A path 80 is provided. The conveyance path 80 merges with the conveyance path 8.
[0037]
In FIG. 3, only the banknote handling apparatus incorporated in the ATM is shown, and mechanisms such as card / receipt read / write, pass / read magnetic stripe read / write, and bookkeeping are omitted.
[0038]
In FIG. 4, 11 is a CPU, 12 is a ROM, 13 is a RAM, 14 is a display unit (hereinafter referred to as a CRT), 9a is a touch panel, 15 is a bill processing mechanism unit, 16 is a card / receipt processing mechanism unit, and 17 is a passbook process. The mechanism unit, 18 is an interface circuit, 19 is a terminal controller (hereinafter referred to as T / C), 21 is a management CRT, 22 is a management touch panel, and 23 is a notification unit.
[0039]
The CPU 11 controls each unit in accordance with a program stored in the ROM 12.
The ROM 12 includes a control program for the I / O control unit 120, transaction processing control unit 121 and bill replenishment control unit 122, and a display data file 123.
[0040]
The I / O control unit 120 is a program that is between each mechanism unit and the transaction processing control unit 121, controls each mechanism unit according to an instruction from the transaction processing control unit 121, and transmits mechanism information to the transaction processing control unit 121. Customer screen / input control unit 120a for controlling display / input of transaction screen operated by customer, management screen / input control unit 120b for controlling display / input of screen operated by administrator, entry / exit of banknote processing mechanism unit 15 Card / receipt for controlling the banknote processing control unit 120c and the card / receipt processing mechanism unit 16 for controlling the notification of the abnormality by the notification unit 23 and the display of the error message when an abnormality such as money / conveyance and near-end of the banknote 1 occurs. A control unit 120d, a passbook processing control unit 120e that controls the passbook processing mechanism unit 17, and a T / C 19 or T / C 19 that is performed via the interface circuit 18 (hereinafter referred to as a host). ) Is provided with a line control unit 120f for controlling communication with the device.
[0041]
The transaction processing control unit 121 is activated when the apparatus power is turned on, sets an instruction method such as a user-specific processing flow, screen display, customer guidance, and the like, and instructs the I / O control unit 120 to specify the user-specific processing method. An application program for realizing transactions and the like, and includes a transaction control program for the deposit transaction unit 121a, the withdrawal transaction unit 121b, and the exchange transaction unit 121c.
[0042]
The deposit transaction unit 121a is activated by an instruction of a deposit mode displayed on the screen, and performs the same control as the deposit described in the conventional example.
The withdrawal transaction unit 121b is activated by an instruction of the withdrawal mode on the screen display, performs a screen display of whether the withdrawal banknote is a new banknote or a circulation banknote, and the customer selects and instructs the new banknote for each denomination. The withdrawal is controlled based on whether the bill is a banknote or a circulation bill.
[0043]
The currency exchange transaction part 121c is activated by an instruction in the exchange mode on the screen display, discriminates and counts the deposited banknote 1 and displays the screen to determine whether the exchanged banknote is a new banknote or a circulation banknote. The money exchange is controlled based on the money amount for each denomination instructed by the user and whether the bill is a new banknote or a circulation banknote instructed to be selected.
[0044]
The banknote replenishment control unit 122 is activated by an instruction in the banknote replenishment mode on the screen display of the management CRT 21, performs a screen display as to whether the supplementary banknote is a new banknote or a circulation banknote, and a new banknote selected by the administrator. Depending on whether the bill is in circulation or not, the inserted bill is discriminated, counted, stored in the corresponding stacker and replenished.
[0045]
The display data file 123 is a file that stores various types of user-specific data, and includes a screen data file 123a that stores screen data to be displayed on the CRT 14 or the management CRT 21, and a guidance / error message file 123b.
[0046]
The screen data file 123a stores screen data necessary for each transaction and banknote replenishment flow. The guidance / error message file 123b stores data for guidance / error messages necessary for each transaction and banknote replenishment flow and abnormality notification.
[0047]
The RAM 13 includes a mechanism information storage unit 130 that temporarily stores abnormality information of the mechanism unit, an input data storage unit 131 that temporarily stores customer input data, and a counter 132.
The mechanism information storage unit 130 is notified from each of the stackers 2A to 2D, 2c, a stacker state storage unit 130a that temporarily stores an abnormal state notified from the mechanism unit related to the reject box 2d, and a receipt paper cassette (not shown). A cassette state storage unit 130b for storing the empty (or near-end) state of the paper is provided.
[0048]
As shown in FIG. 5 (a), the stacker state storage unit 130a has a flag for each of the stackers 2A to 2D indicating normality, mechanism abnormality, and bill near end (or empty) in the presence / absence of flags [1] [0]. Remember me. For the stacker 2c and reject box 2d, although not shown, normality and mechanism abnormality are stored in the presence / absence of flags [1] [0]. (In the event of an abnormality, a flag indicating the abnormality is set and a notification unit (not shown) is notified, but when the withdrawal or exchange can be made with alternative bills, the key display change and guidance display are performed without stopping the operation of the device. And keep it available for trading.)
As shown in FIG. 5 (b), the cassette status storage unit 130b indicates whether the receipt paper cassette is normal, the paper empty, and the apparatus (receipt printing mechanism, etc.) are abnormal in the presence or absence of a flag [1] [0]. Remember. (In the event of an abnormality, a flag indicating an abnormality is raised and a notification is sent to the banknote processing control unit 120c.In response to a command from the banknote processing control unit 120c, the notification unit 23 warns with an alarm lamp and buzzer, stops the operation of the device, An abnormal recovery action is taken by the person.)
The input data storage unit 131 includes an account number read from the card and a password / password storage unit 131a for temporarily storing the input password data, an amount input data storage unit 131b for temporarily storing the amount input data, and a new bill A new banknote / circulated banknote instruction data storage unit 131c for temporarily storing selection instruction data for circulating banknotes is provided.
[0049]
As shown in FIG. 5 (c), the new banknote / distributed banknote instruction data storage unit 131c, based on the data instructed for selection, “new banknotes only for 1,000 yen bills”, “new banknotes only for 10,000 yen bills”, “all new banknotes”. “Bills” and “All circulation bills” are stored in the respective areas with or without flags [1] [0]. However, if there is no selection instruction, it is stored as an instruction of “all bills in circulation”.
[0050]
The counter 132 counts the banknotes 1 by denomination by the discrimination signal from the discrimination unit 3 at the time of deposit / withdrawal and banknote replenishment, and stores the number of sheets and the total amount calculated by the transaction processing control unit 121.
[0051]
The CRT 14 displays screen data and guidance / error messages for the customer stored in the display data file 123 under the control of the customer screen / input control unit 120a.
[0052]
A touch panel (first instruction means and second instruction means) 9a is mounted on the display surface of the CRT 14, and touches the displayed screen to input data and select instructions.
The management CRT 21 displays screen data and guidance / error messages for the device manager stored in the display data file 123 under the control of the management screen / input control unit 120b.
[0053]
A management touch panel (third instruction means) 22 is mounted on the display surface of the management CRT 21 and touches the displayed screen to input data and select instructions.
The banknote processing mechanism unit 15 collectively shows the mechanisms of the banknote processing apparatus described in FIG. 3, and is a banknote processing mechanism that operates under the control of the banknote processing control unit 120c.
[0054]
The notification unit 23 includes an alarm lamp and a buzzer (not shown), and when the bills in the stackers 2A to 2D are reduced to a predetermined amount or less and any of the near-end sensors S1 to S4 detects, the card / receipt processing mechanism unit When an abnormality occurs in 16 and the bankbook processing mechanism unit 17 (not shown, but detected by the abnormality detection means), an alarm lamp is turned on and a buzzer is sounded by a command from the banknote processing control unit 120c.
[0055]
In the case of a card transaction, the card / receipt processing mechanism unit 16 reads / writes card data (account number, balance, etc.) and prints transaction details on a receipt under the control of the card / receipt control unit 120d. Processing mechanism.
[0056]
The passbook processing mechanism unit 17 is a processing mechanism such as reading / writing the magnetic stripe data (account number, balance, etc.) of the passbook and writing the transaction details under the control of the passbook processing control unit 120e in the case of a passbook transaction. is there.
[0057]
The interface circuit 18 is a connection circuit for communication with the T / C 19 and the host.
The T / C 19 is connected to a plurality of ATMs, and controls the ATMs by relaying communication between the host and the ATMs and by commands from the host.
[0058]
Next, the operation of card withdrawal, exchange, and banknote replenishment will be described with reference to the flowcharts of FIGS. 6 to 8 and the screen flows of FIGS.
[0059]
1) Withdrawal (See Figures 6 and 9)
(1) When the apparatus power is turned on, as shown in FIG. 9 (a), a customer waiting screen according to transaction designation and guidance is displayed. (In the figure, passbook entry, balance inquiry and transfer are displayed, but the explanation is omitted here.)
{Circle around (2)} When a customer designates a transaction (here, “payout”), the withdrawal transaction unit 121b of the transaction processing control unit 121 is activated, and a guidance for prompting card insertion is displayed as shown in (b).
[0060]
(3) When a card is inserted from an insertion slot (not shown), data such as an account number is read from the card, and a passbook insertion / password input screen is displayed as shown in (c). Therefore, when the password is entered, the account number and the password are sent to the host to confirm the password.
[0061]
(4) When the confirmation is answered, an amount input screen is displayed as shown in (d). On the amount input screen, the selection instruction area (hereinafter referred to as the key, hereinafter referred to as the other keys) for specifying the type of the withdrawal banknote, “New banknote only for 10,000 yen”, “New banknote only for 1,000 yen”, “All new banknotes”, and “All circulation banknotes” The same applies to the instruction area). (In FIG. 9, a new bill is displayed as a new bill and a distributed bill is displayed as a distributed bill.) However, when a flag indicating an abnormality is set in the stacker state storage unit 130a or the cassette state storage unit 130b, it is illustrated. Although there is no corresponding key, the customer cannot select it.
[0062]
Further, as shown in the figure, “all circulation banknotes” are displayed by default, and if there is no selection instruction, it is determined that “all circulation banknotes” have been selected.
(5) First, when the type of withdrawal banknote is selected and instructed by a key, a flag is set in the corresponding area of the new banknote / circulation banknote instruction data storage unit 131c, and only the indicated key display remains on the screen, and other keys Disappears. Next, when the payout amount is input, the input data is stored in the amount input data storage unit 131b, and the amount is displayed on the screen as shown in (e).
[0063]
(6) When the customer confirms the displayed amount and presses the confirmation key, as shown in (f), the transaction processing screen is displayed and the transaction data is sent to the host to perform the customer file update processing. On the other hand, a new banknote or a circulation banknote of the designated denomination is fed from the stackers 2A to 2D and sent out to the deposit / withdrawal port 7 through the boules 5.
[0064]
(7) Then, the card and receipt delivery screen is displayed as shown in (g). When the customer receives the card and receipt, the cash delivery screen is displayed as shown in (h), and the deposit / withdrawal is displayed. The shutter (not shown) of the mouth 7 is opened, the customer takes out the cash, and the transaction ends.
[0065]
2) In the case of currency exchange (banknote exchange) (see FIGS. 7 and 10)
(1) When the apparatus power is turned on, as shown in FIG. 10 (a), a customer waiting screen according to transaction designation and guidance is displayed.
[0066]
(2) When a customer designates a transaction (here, “exchange”), the exchange transaction unit 121c of the transaction processing control unit 121 is activated, the shutter of the deposit / withdrawal port 7 is opened, and the exchange is performed as shown in (b). The guidance prompting the user to insert the bill to be displayed is displayed.
[0067]
(3) When a banknote is inserted into the deposit / withdrawal port 7, the shutter closes, the banknote is fed out and counted for discrimination, and as shown in FIG. . In other words, the key for specifying the denomination and type of the exchangeable banknote, "New banknote only for 10,000 yen", "New banknote only for 1,000 yen", "All new banknotes", and "All circulating banknotes" (default display) and the key for specifying the number of sheets are displayed. To do. (In FIG. 10, a new bill is displayed as a new bill, and a circulation bill is displayed as a circulation bill.)
(4) When the device is normal and the type of exchange bills is selected and instructed on the screen of (c) by the key, a flag is set in the corresponding area of the new banknote / distributed banknote instruction data storage unit 131c, and the denomination and number of sheets are displayed. When specified, as shown in (e), the contents of the specified exchange are displayed on the screen.
[0068]
(5) If a flag indicating an abnormality is set in the stacker state storage unit 130a or the cassette state storage unit 130b, as shown in FIG. Display a screen where the key display of “Thousand yen only new banknote”, “All new banknotes” and “All circulation banknotes” disappears, so that the customer cannot select and specify the banknote type. Withdraw money from the normal banknote stacker and exchange it.
[0069]
(6) When the customer confirms the displayed contents and presses the confirmation key, a transaction processing screen is displayed as shown in (f), and a new banknote or circulation banknote of the specified denomination from the stackers 2A to 2D. Is sent out to the deposit / withdrawal port 7 through the pool section 5.
[0070]
(7) Then, as shown in (g), a cash delivery screen is displayed, the shutter of the deposit / withdrawal port 7 is opened, and when the customer takes out the currency bill, the shutter is closed and the transaction is completed.
3) In the case of banknote replenishment (see FIGS. 8 and 11)
(1) When the banknotes stored in any of the stackers 2A to 2D are reduced below a predetermined amount due to repeated transactions, the corresponding stacker in the cassette status storage unit 130b is supported by detection of one of the near-end sensors S1 to S4. A flag is set in the area to be processed and notified to the banknote processing control unit 120c.
[0071]
(2) The banknote processing control unit 120c controls the notification unit 23 to notify the near end by turning on the alarm lamp and sounding the buzzer, and as shown in FIG. The instruction key is displayed on the management CRT 21.
[0072]
(3) The manager looks at the error message of the management CRT 21 and recognizes the necessity of banknote replenishment for the corresponding stacker. If it is inappropriate to immediately stop the operation of the device because the notification is in the middle of a transaction or the customers are crowded, wait until the time when the operation of the device can be stopped is Touch the banknote replenishment instruction key.
[0073]
(4) Then, the banknote replenishment processing unit 121d is activated, and the apparatus becomes “dealing transaction”. As shown in (b), “1000 yen new banknote” “" corresponding to the stacker corresponding to the management CRT 21 is displayed. A screen displaying the replenishment banknote designation keys of “1000 yen banknote”, “10,000 yen new banknote” and “10,000 yen banknote” is displayed. (In FIG. 11, the new banknote is displayed as new and the circulation banknote is displayed as circulation.)
(5) Then, when a predetermined amount of banknotes is inserted into the insertion slot 70 and the corresponding replenishment banknote designation key is touched, only the designated banknote type is displayed as shown in (c), and the others disappear. At the same time, the banknote is fed out by the feeding roller R9, sent from the transport path 80 to the transport path 8, passes through the discrimination section 3, is counted by the counter 132, and the banknote is stored in the designated stacker. Unidentifiable banknotes are sent to the pool section 6 as described in the conventional example. The count values counted by the counter 132 are sequentially displayed on the management CRT 21.
(Here, when there is only one kind of banknote to be replenished, the replenishment banknote designation key on the screen is only a key corresponding to the corresponding stacker, but each banknote has a banknote, that is, a different denomination, a new banknote. / When it is necessary to replenish circulation banknotes, it is necessary to select and instruct in the order of replenishment.)
{Circle around (6)} The bill replenishing process is completed by touching the replenishment end key when a predetermined number of replenishments has been reached by repeating the bill insertion into the insertion slot 70 a plurality of times.
[0074]
In this way, new banknotes and circulation banknotes desired by customers can be withdrawn and exchanged. In particular, customers who want new banknotes need to visit the teller within the opening time of a bank or the like and obtain them from the teller at the counter. In addition, since it is possible to conduct transactions even during non-business hours while the ATM is operating, it is possible to improve the service to customers and reduce the burden on the teller. Furthermore, when the banknotes in the stacker are reduced to a predetermined amount due to withdrawal and exchange, new banknotes or circulation banknotes can be easily replenished to the corresponding stackers.
[0075]
In the above example, the case of a banknote handling apparatus has been described, but the present invention can be similarly applied to a case of an apparatus that handles coins.
In the above example, a case has been described in which a stack of new banknotes and circulation banknotes is provided for each denomination, but a method of providing a plurality of stackers may be used. When the bill becomes empty, it is controlled to withdraw from another stacker.
[0076]
【The invention's effect】
As described above, according to the present invention,
(1) It is possible to withdraw and exchange new currency or current currency as desired by the customer.
[0077]
{Circle around (2)} Each denomination can be designated as a new currency or a current currency in a batch to simplify the operation, or a new currency or a current currency can be specified for each denomination to meet a detailed request.
[0078]
(3) When the specified denomination and new banknote or circulation banknote cannot be withdrawn, it is possible to withdraw from the normal first stacker or second stacker of the same denomination. Operation can be continued without
[0079]
(4) When either the first stacker or the second stacker is depleted, new currency or current currency can be easily replenished to the corresponding stacker.
Therefore, it is not necessary for the customer to visit the window within the opening time of the window or the like to obtain the desired money from the teller, and the service for the customer can be improved and the work burden on the teller can be reduced.
There is an effect.
[Brief description of the drawings]
FIG. 1 is a principle explanatory diagram corresponding to claim 1 of the present invention;
FIG. 2 is a diagram illustrating the principle corresponding to claim 2 of the present invention.
FIG. 3 is a block diagram showing an embodiment of the present invention (part 1).
FIG. 4 is a configuration diagram showing an embodiment of the present invention (part 2).
FIG. 5 is an explanatory diagram of the embodiment.
FIG. 6 is a flowchart of the embodiment (part 1).
FIG. 7 is a flowchart of the embodiment (part 2).
FIG. 8 is a flowchart of the embodiment (part 3).
FIG. 9 is a diagram showing a screen display flow of the embodiment (part 1);
FIG. 10 is a diagram showing a screen display flow of the embodiment (part 2);
FIG. 11 is a diagram showing a screen display flow of the embodiment (part 3);
FIG. 12 is an internal side view of a conventional banknote handling apparatus.
[Explanation of symbols]
2 is the first stacker, 2a to 2c, 2A to 2D are stackers,
7,7a is the deposit / withdrawal port, 9,90 is the first instruction means, 9a is the touch panel,
10 is the second indicating means, 20 is the second stacker, 70 is the inlet,

Claims (4)

A plurality of first stackers in which new money is stored at least one by type,
A plurality of second stackers each containing at least one current currency currency denomination,
A first instruction means for instructing a withdrawal request including an amount;
A second instruction means for selecting and instructing either a withdrawal of new money or a withdrawal of current currency money,
Based on the instruction and selection instruction of the second instruction means by instructing means first, the first stacker or the second stacker feeding a currency denomination discrimination and counting to monetary handling device you paying In
When an abnormality occurs in the mechanism corresponding to each of the first stacker and the second stacker and the withdrawal becomes impossible, the state of the corresponding first stacker and second stacker is notified. Withdrawing from the normal first stacker or second stacker of the same denomination with the instruction to select new or current currency by the second instruction means invalidated
A money handling apparatus characterized by that. Deposit / withdrawal port where deposit money is inserted and exchange money is withdrawn,
A first stacker consisting of at least one piece of new money in denomination,
A second stacker comprising at least one piece of money money stored in a denomination and having a deposit money storage mechanism;
A first instruction means for instructing an exchange request including a split amount of the deposit amount and a withdrawal type for each;
A second instruction means for selecting and instructing either a withdrawal of new money or a withdrawal of current currency money,
The money entered from the deposit / withdrawal port is denominated and counted, and stored in the second stacker of the corresponding denomination, based on the instruction by the first instruction means and the selection instruction of the second instruction means, in monetary handling device you withdraw exchange money deposit equivalent amount from the first stacker or the second stacker containing the specified denomination of the new currency or distribution money is selected specified feeding the money from the cash slot ,
When an abnormality occurs in the mechanism corresponding to each of the first stacker and the second stacker and the withdrawal becomes impossible, the state of the corresponding first stacker and second stacker is notified. Withdrawing from the normal first stacker or second stacker of the same denomination with the instruction to select new or current currency by the second instruction means invalidated
A money handling apparatus characterized by that. A plurality of first stackers in which new money is stored at least one by type,
A plurality of second stackers each containing at least one current currency currency denomination,
A first instruction means for instructing a withdrawal request including an amount;
A second instruction means for selecting and instructing either a withdrawal of new money or a withdrawal of current currency money,
In the money handling device for paying out money from the first stacker or the second stacker based on the instruction by the first instruction means and the selection instruction of the second instruction means, denomination and counting,
A slot for feeding supplementary money,
A storage mechanism for storing money in each of the first stacker and the second stacker;
When the money stored in either the first stacker or the second stacker is reduced by the withdrawal and reaches a predetermined amount, the corresponding first stacker or second stacker has reached the predetermined amount. An informing means for informing;
A third instruction means operated by the apparatus manager to select and instruct whether to replenish new money or replenish money;
When notified by the notification means, based on the selection instruction by the third instruction means, the money inserted from the insertion slot is denominated and stored in the corresponding first stacker or second stacker for replenishment. monetary handling device characterized by. Deposit / withdrawal port where deposit money is inserted and exchange money is withdrawn,
A first stacker consisting of at least one piece of new money in denomination,
A second stacker comprising at least one piece of money money stored in a denomination and having a deposit money storage mechanism;
A first instruction means for instructing an exchange request including a split amount of the deposit amount and a withdrawal type for each;
A second instruction means for selecting and instructing either a withdrawal of new money or a withdrawal of current currency money,
The money entered from the deposit / withdrawal port is denominated and counted, and stored in the second stacker of the corresponding denomination, based on the instruction by the first instruction means and the selection instruction of the second instruction means, In a money handling apparatus that pays out money from a first stacker or a second stacker containing a designated new money or a selected denomination of current currency money and dispenses a money equivalent to a deposit from a deposit / withdrawal port,
A slot for feeding supplementary money,
A storage mechanism for storing money in each of the first stacker and the second stacker;
When the money stored in either the first stacker or the second stacker is reduced by the withdrawal and reaches a predetermined amount, the corresponding first stacker or second stacker has reached the predetermined amount. An informing means for informing;
A third instruction means operated by the apparatus manager to select and instruct whether to replenish new money or replenish money;
When notified by the notification means, based on the selection instruction by the third instruction means, the money inserted from the insertion slot is denominated and stored in the corresponding first stacker or second stacker for replenishment. monetary handling device characterized by.

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