JPS58149590A - Transaction processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] This invention is used in the financial industry such as banks to carry out moxibustion deposit and payment transactions. The present invention relates to a transaction processing device equipped with a circulation depositing and dispensing machine that stores cash in a storage box and dispenses cash from each of the storage boxes in a payment transaction.

Conventional transaction processing equipment equipped with circulating deposit/withdrawal machines cannot continue processing transactions when the cash storage box is full or running low, so operation is halted. Was. Then, the clerk collected or replenished the cash, and the transaction processing device resumed operation after this. Without intervention by an attendant, the transaction processing device cannot be operated smoothly, which is inconvenient, and there is a problem in that the service to customers deteriorates due to the suspension of transactions.

Therefore, in order to ensure that the cash in the cash bin continues to operate no matter what state it is in, and to improve customer service, transaction processing devices are typically set in a mode that allows deposits and payments to be made. If it is left in operation and the storage box is full of cash, it switches to payment-only mode and only releases cash, and conversely, when the storage box is low on cash, it switches to deposit-only mode. It may be possible to only accept cash.

If the transaction mode is changed immediately when the cash in the cash storage box increases above a predetermined level or decreases below a predetermined level, the customer may not be able to cope with the situation and may be inconvenienced.

For example, if a customer lines up at a transaction processor with the intention of making a deposit, but is switched to payment-only mode just before making the transaction, the customer may no longer be able to make the deposit transaction; Or they must find another transaction processing device that can take deposits.

This invention provides a transaction processing device equipped with a circulating deposit/withdrawal machine that can continue its operation by switching the transaction mode no matter what state the cash in the cash storage box is in. The purpose is to improve service to customers by displaying the forecast prior to switching.

Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 shows the entire transaction processing system. The transaction processing system includes a plurality of transaction terminals (1), a central monitoring device [101] for monitoring the operating status of these terminals (1) and issuing necessary commands, and a control center (figure omitted). ). These transaction terminals (1) are installed at the same store, such as a bank.

The central monitoring device 00) and the terminal device (1) are connected by a transmission line.

FIG. 2 shows the internal configuration of the central monitoring device (10). The central monitoring device (10) is controlled by the cPU (80), stores its execution program, and also stores data regarding the state of banknotes in each storage box in the circulation adult dispensing machine of each terminal (1) and other terminals. Memo to remember data about the operating status of! J (81), a monitor panel (82) for displaying the status of storage boxes by denomination and other status of each terminal (1) and inputting necessary instructions, and communicating with each terminal (1). Transmission control device (
83).

FIG. 3 shows a portion of the monitor panel (82).

The monitor e panel (82) has an indicator light (85
) to (88), staff corresponding switches (89), etc. are provided.

It is possible to display the state of banknotes for each of the multiple terminals (1) and for each of the multiple storage boxes in the deposit/withdrawal machine, and also performs switch input for attendants for each of the multiple terminal submissions. Is possible.

FIG. 4 shows the external appearance of the transaction terminal. This terminal performs deposits, payments, and other transactions.

On the horizontal operation surface that protrudes from the front of the terminal (1), there are operation guides for customers and function buttons (11) to (161 (1)
A cathode ray tube display (hereinafter referred to as CRT) (2j) is used to display the functions of η, the amount to be paid and other input data, and other information to be communicated to the customer.Function buttons (11 )~Q31 Q71.

04) ~ A numeric keypad (3) is provided in the position where the decoys are arranged vertically and on the right side.Furthermore, on the operation surface, there is a bill slot (4) for inserting bills in deposit transactions.
), and a bill dispensing port (5) for discharging withdrawn bills in payment transaction 1, and for returning bills when a cancellation is input after inserting a deposited bill in a deposit transaction.
) is provided.

The vertical operation surface of the transaction terminal +1+ is on the right side.
Magnetic card slot (6) for inserting a magnetic card with the customer's personal code (secret number, account number, etc.) magnetically recorded; Receipt issuing slot (7) for emitting a receipt with transaction data printed on it; left side A passbook insertion slot (9) is arranged in each of the compartments.

Further, above the bankbook insertion slot (9), there is a handling indicator (18) that indicates that the terminal (1) is ready for transactions.

A transaction mode display [37] is provided above the transaction mode terminal (1) to display possible transaction types/(transaction modes) and a mode switching forecast for notifying in advance of a change in the transaction mode. There is. As the display (37), it is possible to use a rotary type, an illuminated type, a type using a plasma display, and other types of display, and the display device (37) can be placed not only above the terminal (1) but also as a display device. , can be placed around it or for multiple terminals all at once. The operation mode of the transaction terminal (1) includes a deposit-only mode where only deposit transactions are performed, a withdrawal-only mode where only payment transactions are performed, and a deposit/withdrawal mode where both deposits and payments can be processed. There is. In the deposit-only mode, only the characters ``deposit'' are displayed, in the withdrawal-only mode, only the characters ``payment'' are displayed, and in the deposit-and-withdrawal mode, both characters ``deposit'' and ``payment'' are displayed. The mode switching forecast includes a deposit prohibition forecast (forecast 1) that is displayed before switching from deposit and withdrawal mode to withdrawal only mode, and a withdrawal prohibition forecast that is displayed before switching from deposit and withdrawal mode to deposit only mode. (Forecast 2)
These are displayed in the center of the display (37). Forecast 1,
2 Hatakie is a sentence like the following.

Forecast 1: Deposit will not be possible soon Forecast 2: Payment will not be possible soon The center of the display (37) also displays the following mode guidance and standby instructions.

Mode Guide 1: Deposit is not possible Mode Guide 2: Payment is not possible Wait 1: Please wait for a while before deposit Wait 2: Please wait for a while before payment Figure 5 shows the internal structure of the terminal machine. ing.

The transaction terminal (1) is controlled by CPU 101.

CPU (20+ includes a magnetic card reader (31) that reads data magnetically recorded on the card, 6 units [records transaction data as a bank copy for each transaction, and
A slip issuing machine 132) that issues a receipt to a customer; a bookkeeping machine (33) that prints data on a passbook; distinguishes and accepts deposited banknotes in deposit transactions; and releases banknotes corresponding to the payment amount in payment transactions. Cyclic deposit and withdrawal! IH34),
II function button (11) ~ (1G1 (including Iη and numeric keypad (3)) Key human power device +351SCRT +21
and a display device (36) including an in-service indicator (18);
Transaction mode indicator (37) and internal panel (not shown) used for monitoring and operation of the terminal (1)
It is equipped with a control device [371]. CPU (20)
is equipped with a ROM (21) that stores its programs, and a RAM (221) that stores transaction data and other data.
1 communicates with the control center via the reverse control device (24) and completes transaction processing according to instructions from the center. It also performs communication, which will be described later, with the central monitoring device (10) via the transmission control device 03].

FIG. 6 shows the depositing and dispensing mechanism of the circulating depositing and dispensing machine (34). In this example, there are three types of banknotes, for example, 1,000 yen,
5,000 yen and 10,000 yen holes are used, and these are represented by A, B, and C, respectively. This mechanism includes banknote storage boxes for each denomination (50A) (50B) (50C) and a bulk banknote storage box (
50D) is provided. Banknote storage box by denomination (50A
) to (50C) are for storing banknotes in denominations A to C, respectively, and are fixed.

The bulk banknote storage box (50D) stores banknotes all at once regardless of denomination, is used for replenishing and collecting banknotes, and is detachable. In the following explanation, these storage boxes (50A) to (50A) will be used as far as possible.
0D), each sensor installed in each storage box, the banknote temporary storage section related to each storage box, and the sorting flapper, when describing them all at once, the subscript [[ A) ~ [Dl is omitted.

A banknote temporary storage section (5η) is provided above each storage box 60). Although not shown, these temporary storage sections (57) store banknotes temporarily stored below them. A mechanism is provided to feed the banknotes into each storage box (50). Also, a temporary holding section (5η is provided with a sensor t56 for detecting the presence or absence of temporarily held banknotes). (5o) includes a full sensor (51), a semi-full sensor (52), a semi-remaining sensor +53 from the top.
1. A remaining sensor (54) and an empty sensor (55) are provided. A sensor (51) detects a banknote and sends it to the sensor (51).
53) is not detecting a banknote and the sensor (54) is detecting a banknote, it is determined that there is a semi-remaining amount, and when the sensor (54) is not detecting a banknote, it is determined that the remaining amount is low. Even when it is full, there is room to store banknotes deposited in at least one deposit transaction. Similarly, even if the balance is low, the banknotes to be released in at least one payment transaction remain in the storage box (50). Bulk storage box (5
0D) has a full sensor (51D) and a remaining sensor (5
4D) and an empty sensor (55D) are provided.

Furthermore, a banknote dispensing mechanism is provided at the bottom of each storage box (50). and a friction roller (67
), which feeds out the banknotes in the storage box (50) one by one.

The bill slot (4) is also provided with a bill feeding mechanism consisting of an eccentric roller (62), a feeding roller (63), and a friction roller (64). There is a banknote presser plate (6Bj<) in this input D (4+, and when a banknote is inserted, this presser plate [61] advances to sandwich the banknote between it and the eccentric roller (62). Bills are fed out one by one.

The dispensed banknotes pass through the carry-in path (41) and then go to the distribution path (42).
). A banknote validating device (38) is provided in the middle of the carry-in path (41). This banknote discrimination device (38
) is used to determine the type and authenticity of banknotes.

Three storage units M (113+) branch from the distribution path (42) and head toward the temporary storage section (57) of each denomination storage box (50).

Switching flappers (60A) to (60C) are provided at the branch points of the distribution path (42) and the storage path (43), respectively. These switching flappers (60) are connected to a banknote validating device (
38) is controlled based on the result of the banknote type determination. For example, some banknotes are bound! If the denomination (C1) is determined by +38+, the corresponding flapper (6
0C) is moved to a position that blocks the sorting path (42), and the bill is sent to the holding section (57C). Reservation department (57)
The banknotes temporarily reserved are stored in the storage box (50) when the transaction is completed or when transaction processing for the next customer is started.

The distribution path (42) extends toward the banknote discharge port (5) and is connected to the discharge path (46). A storage path (4η) branches from the middle of this discharge path (46), and this storage path (4'
71 is provided up to a temporary storage section (57D). A switching flapper (60D) is also arranged at a branch point of the storage path f47). In addition, from the discharge port (5) to the temporary holding part (
A recovery path (47) is provided up to 57D).

Among the deposited banknotes, the banknotes determined to be not genuine by the discrimination device (38) are conveyed to the discharge path (46) through a distribution path (block), and are sent out from this discharge path (46) by 150 +51 #.

There is a feeding path (45) from the feeding mechanism of each storage box (50).
is arranged and joins the conveyance path (44). Conveyance path (
The hook merges into the distribution path (42), and a banknote re-discrimination device (39) is provided near this merge point. In payment transactions, the banknotes of the payment amount are placed in the denomination storage box (50
A) to (50C) are fed out one by one, and the sheets are fed out one by one from the feeding path (4
5) and conveyance path +44) to the re-discrimination device (39), where the authenticity and type of the banknote are confirmed by re-discrimination.
) and sent to the emission Q i5+. Re-identification device (39
), if there is an abnormality such as the banknote is not genuine or the denomination does not match the ordered one, the banknote is temporarily removed from the storage path (4'?) via the distribution path (42). Sent to the holding department (57D) and then stored in the storage box (50D)
will be stored in. If the payment transaction is canceled after the withdrawal banknotes have been sent to the outlet (5), the outlet (5)
5) The banknotes pass through the collection path (48) and are transferred to the temporary holding section (5).
7D). In a deposit transaction, if there is a cancellation of the deposit after the deposited banknotes have been held in the temporary storage units (57A) to (57C), the banknotes equivalent to the deposited banknotes will be stored in the storage boxes (50A) to (57C). 5), and is transported to the discharge port (5) and returned.

Although not shown, a two-bill detector for detecting when two or more bills are dispensed in an overlapping state is located near the bill slot (4) and the bill dispense port of each storage box (50); and an abnormal length detector for testing the length of the dispensed banknotes.

A banknote passage detector is provided at a suitable location along each of the conveyance paths (41) to (48), and the time required for a banknote to pass between two passage detectors separated by a required interval is determined. The banknotes are inspected for jams.

FIG. 7 shows the electrical configuration of the circulation warrior dispensing machine (341).The control device (70) is preferably composed of a CPU, a ROM that stores its programs, and a RAM that stores various data. The control device (70) includes each sensor (65) (51) to the banknote validation device (31).
11, detection or discrimination signals from the re-discrimination device (39) and the abnormality detector (76) such as a two-sheet detector are input. Based on these input signals and commands from the CPU (20), the control device (70) controls the slot drive mechanism (71), which includes the banknote feeding mechanism and shutter of the slot (4), according to a predetermined procedure. Outlet (5)
a discharge port drive mechanism (72) including a pinch roller and a shutter, and a banknote dispensing mechanism (73) of each storage box (50).
), controls the drive device (74) of the conveyance paths (41) to (48) and the drive device (75) of the switching flapper (60).

FIG. 8 shows a part of the answer of RAM (22) of terminal (1). RAM (22 contains the deposit mode flag FDP and the withdrawal mode flag E'
There is an area used as DI, an area for storing the deposit amount, an area for each denomination of banknotes inserted for deposit (an area for storing the number of banknotes, and an area for storing the amount of payment requested manually). , an area for setting the number of coins for each denomination to be released in order to pay the payment request amount, the maximum prescribed number M that can be temporarily held in the temporary holding section (57) of the denomination-specific storage box (50), and each temporary hold. Area for storing the number of banknotes held in the section (571), and the status of the denomination storage boxes (50p, ) to (50C), that is, whether they are full, semi-full, semi-low, or low. An area used as the flags F'Ih-F'4C to be stored and an area used as the flag SW to store the state of the attendant corresponding switch (89) are provided.

In the deposit-only mode, only the flag FDP is set to 11; in the withdrawal-only mode, only the flag FDI is set to 1; in the case of the deposit-and-withdrawal mode, both FDP and FDI are set to 1. In addition, the flag FIA-F4C has a current flag and a previous flag, and the current flag is set to 1 each when each denomination storage box is full, semi-full, semi-low, and low in the sensor reading process described later. is set to Further, the previous flag is updated with the current flag for each mode switching and display process described below.

Terminal (1) regardless of various processing of transaction terminal @(1)
Communication takes place between the monitoring device aO+ and the monitoring device aO+. Terminal (
From 1) onwards, flags such as FIA-F4C are used as monitoring devices (10
) and displayed on its monitor panel (82). The monitoring device 00) sends the status of the switch (89) to the terminal (1) and stores it in the RAM (22) as a flag SW. When the clerk collects banknotes from the bulk storage box (50D) or replenishes the banknotes to the storage box (50D), the clerk first turns on the switch (89).

The flag SW is then set to 1. After the staff processing, the flag SW is reset.

FIG. 9 omits details of the sensor reading process. In this flow chart, only the processing for the sensor of the storage box (50A) is shown, but the processing for the sensor of the storage box (50A) is shown.
B) It goes without saying that each sensor (50C) is processed in the same way. This process is always on when the terminal is in standby mode. First, the remaining sensor (54
The output signal of A) is read (step (101)), and if it is off (no banknotes detected), the remaining flag F4A is set.
is set to 1 (step (102)), and the semi-remaining flag F3A is reset to O (step (103)).
)).

If the sensor (54A) is on (detecting a banknote), no processing is performed. Next, the full sensor (51
A) is checked (step (104)), and if it is on, the full flag FIA is set to 1 (step (105)).
)), the semi-full flag F2A is reset to O (step (106)). When the semi-full sensor (52A) is on and the full sensor (51A) is off (steps (107) and (108)), the highest banknote is detected by both sensors (
52A) (51A) and is semi-full, so
The semi-full flag F2A is set to 1 (step (10)
9)), the full flag FIA is reset to 0 (step (110)), the amount of banknotes in the storage box (50A) decreases from semi-full, or increases from semi-full and the sensor ( 52A) is off (step (111)),
If the sensor (53A) is on (step (112)
), the flags F2A and F3A are reset to O because they are no longer semi-full or semi-remaining [step (11
3), (114)). If the sensor (53A) is off and the sensor (54A) is on (step (116)), the semi-low remaining flag F3A is set to 1 (step (117)) )
), the remaining amount flag F4A is reset to 0 (step (118)).

Transaction terminal (on a monthly basis, when you use the deposit/withdrawal mode, you can use the storage boxes (50A) to (50C) for each denomination to process the payment transaction.
When the dispensing banknotes are released from C) and QC) is no longer full, the mode is switched from the dispensing only mode to the depositing and dispensing mode.

By performing transaction processing in the deposit-only mode, as deposited banknotes are stored in storage boxes (50A) to (50C) during deposit transactions, the number of banknotes in the storage box increases, and all storage boxes (50A) -(50c), the deposit-only mode is switched to the deposit-withdrawal mode when there are no more left.

In addition, if any one of the denomination storage boxes (50A) to (50C) becomes semi-full, the mode display (
The character 3η deposit is blinking, and the display (Forecast 1 on 3η) is blinking.
This text will be displayed to inform you that deposit transactions will soon stop being processed. On the other hand, if any of the denomination storage boxes becomes semi-low, the mode indicator (37
) blinks and the text ``Forecast 2'' is displayed on the display, thereby informing you that you will soon be unable to make a payment transaction. This allows the customer to know in advance that the mode will change from the deposit/withdrawal mode to the withdrawal-only mode or the deposit-only mode. Further, if the clerk turns on the response switch (89) at the stage of forecasting, the clerk collects or replenishes the banknotes, so the above-mentioned forecast is not displayed.

FIG. 10 shows details of mode switching and display processing. This process is performed at appropriate intervals or repeatedly when the transaction terminal (1) is in a standby state. It is assumed that the transaction terminal is initially operated in deposit/withdrawal mode.

It is checked whether any of A-F2O has changed from 0 to 1 (step (121)). This check involves comparing the current flag with the previous flag among the semi-full flags. This is done by The examination of changes in the state of each flag, which will be described below, is also performed based on a comparison of the current and previous flag states. If any one of the three semi-full flags changes from 0 to 1, it is checked whether the deposit mode flag FDP is 1 (step (122)). is a deposit/withdrawal mode or a deposit-only mode. Only in this case, the word Deposit on the mode display (37) flashes, and the text ``Forecast 1'' is displayed (
step (123)). If there is no change in the semi-full flag, it is checked whether the attendant switch flag SW is 1 (step (124)). The response of the banknote status flag in the RAM (221) is transmitted to the monitoring device (lO), and the semi-full or full indicator lights (85) (87) are turned on, thereby turning on the attendant response switch (89). is a case where the staff member will soon collect the banknotes.Therefore, in this case, there is no need to display the forecast, and the display (3η stops blinking and the text for forecast l is displayed). erased (step (125)
).

Next (step (1)
26)), if any one of the three semi-remaining flags changes from O to 1, it is checked whether the withdrawal mode flag FDI is 1 (step (127)).
).

FDI=1 means deposit/withdrawal mode or withdrawal only mode. Only in this case, the mode display (3η payment characters blinks and the text of forecast 2 is displayed (step (128)). Semi-full flag [If there is no change, the staff response switch flag SW It is checked whether SW is 1 (step (129)). If SW is 1, there is no need to display the forecast because the clerk will soon replenish the banknotes. The blinking of the text ``Forecast 2'' is stopped and the display of the text ``Forecast 2'' is erased (step (,130)).

After this, the full flag Fl'A-FIC is checked (step (131)'), and if any one of the three full flags changes from 0 to 1, it is determined that the deposit-only mode is in effect (step (131)'). 132)) and withdrawal only mode (step (133)). If it is not in either mode (because it is the deposit/withdrawal mode), the deposit mode e-flag FDP is reset to 0, and the mode is switched to the withdrawal only mode (step (134)).

Although it is generally impossible for any storage box to become full even though it is in the withdrawal-only mode, if YES in step (133), this process ends immediately. If the mode is in the deposit only mode in step (132), there is already some factor that prevents withdrawal, so the transaction is canceled. Since the mode has been switched to the withdrawal-only mode, it is no longer necessary to display the forecast, and the deposit characters and forecast 1 are deleted (step (1)
35) ). Therefore, only the characters "Payment" are displayed on the display (37).

Then, the flag SW is checked again (step (136)).
), if 5W = 1, the clerk will soon collect the banknotes and you will be able to make a deposit transaction again, so the message Wait 1 will appear on the display (37), asking you to wait for a while before making a deposit transaction. displayed (step (137)).

This step (137), the above step (125)
In step (130) and step (145), which will be described later, it is also possible to display a message saying "An attendant will arrive soon." Further, the forecast and standby displays in these step numbers are deleted after processing by the staff. 5W
If =O, there is no possibility that staff processing will be carried out, so
In order to make it clearer that this is a withdrawal only mode, the text of mode guide 1 is displayed (step (138)).

If there is no change from O to full in step (131), next, select one from O to one among the remaining flags F4A to F4C.
It is checked whether there is any change in (step (
139)), if any one of them changes from 0 to 1, it is in withdrawal only mode (Step N 40))
, is the deposit-only mode (step (14)). If it is not in either mode (because it is the deposit/withdrawal mode), is the withdrawal mode flag FD141)? If you are in deposit-only mode, this process will end as is. Step (1
40) If you are in the withdrawal-only mode, there is some reason that you are already unable to make a deposit, so the transaction will be cancelled. Subsequently, the flag SW is checked (step (1)
44)) If 5W=1, the display (37) indicates standby 2.
is displayed (step (145)), and in the case of SW-, Q, mode guide 2 is displayed (step (146)).
).

Among the semi-full flags F2A-F2C, the one that was 1 becomes O, and it is checked whether all the semi-full flags have become 0 (step (147)).Here, all the full flags are It is assumed that is O.

After one of the semi-full flags becomes a turtle and a deposit prohibition forecast is displayed (step (123)), as a result of many payments being made, the number of banknotes in the denomination storage box decreases. All semi-full flags F2A-F2
When C becomes 0, the text of Forecast 1 is deleted because the forecast display is no longer necessary, and the text "Deposit" is lit because the system is still in the deposit/withdrawal mode (step (148)).
. Similarly, if all the remaining flags F4A-F4C are 0, and the semi-remaining flag that was 1 becomes O, and all the remaining flags F3A-F3C become 0, (step (
141), the text of Forecast 2 is deleted and the text of payment is displayed (step (150)).

Finally, switching from the deposit-only mode or the withdrawal-only mode to the deposit/withdrawal mode is performed. If it is operated in deposit-only mode, it is FDI-Q, so step (15)
], ) becomes YES, and all remaining flags F 4 A
- It is checked whether F 4 C or not (step (
152). As deposit transactions continue, the number of banknotes in all storage boxes (50A) to (50C) increases, and when all remaining flags F4 and F4C are reset to 0, the withdrawal mode flag FDI is set. is set to 1, and the mode is switched to deposit/withdrawal mode (step (153)). Then, in addition to the characters ``deposit'', the characters ``payment'' are displayed, and the text ``mode guide 2'' disappears.

Similarly (if operated in withdrawal only mode, F
Since Dp=Q, YES is obtained in step (154), and the process proceeds to step (1'55), where it is checked whether all full flags FIA-FIC are O. All storage boxes (50A) ~ (
If the banknotes in 50C) are ejected and decreased and all the full flags FIA-Fl and C are reset to 0, the deposit mode flag FDP is set to 1 and the mode is switched to the deposit/withdrawal mode (step ( 156)). Then, the characters ``deposit'' and ``payment'' are displayed on the display (3η), and the text ``mode guide 1'' is erased.

If you switch from the deposit/withdrawal mode to the withdrawal-only or deposit-only mode, but one or two of the storage boxes are full or low, the banknotes you are inserting for deposit will not be saved. Restricting the number of denominations and guiding customers to insert only denominations that are not full, or replacing the ejected banknotes with denominations that are full, or allowing customers to pay with denominations that are full. It is also possible to adopt a method such as having the customer make the key effort to pay the requested amount. Then, the mode can be switched when all of the denomination storage boxes are full or low.

In this case, when any of the storage boxes becomes low or no longer full, the mode is returned to the deposit/withdrawal mode.

Furthermore, although the collective storage box (50D) is not used at all in the embodiment described above, it is also possible to use this. That is, when any of the denomination storage boxes (50A) to (50C) becomes low or semi-low, the banknotes are fed out from the storage box (50D) during the mode switching process! Determine by
To replenish banknotes of the corresponding denomination to a storage box that is low or almost low, and to other storage boxes if necessary. Then, if there is still little left even after replenishing from the storage box (50D), mode switching is performed. Similarly, when the storage box for each denomination is full or semi-full, the banknotes are transferred to the bulk storage box, and when both storage boxes are full, the mode is switched. The number of times or time spent in withdrawal-only mode will be reduced.

Further, in the above embodiment, only banknotes are used as denominations, but the present invention can of course be applied to transaction processing devices that handle coins.

Further, the present invention is applicable not only to transaction processing devices operated by customers, but also to so-called counter deposit/withdrawal devices utilized by tellers.

Details (As explained above) According to the present invention, in a transaction processing device equipped with a circulating deposit/withdrawal machine, whether the banknotes in the denomination storage box of this deposit/withdrawal machine are full, low, or normal. Therefore, even if the storage box is full, deposit transactions can be made, resulting in a complete suspension of transactions and a decline in service to customers. This situation has been avoided.Even if the banknotes in the storage box are full and the mode is set to withdrawal only, payment transactions continue, so the banknotes in the storage box gradually decrease and the banknotes go into the deposit/withdrawal mode (this On the other hand, even if the banknotes in the storage box are low and the mode goes into deposit-only mode, deposit transactions continue, so the banknotes in the storage box gradually increase and the banknotes switch to deposit/withdrawal mode, allowing temporary deposits. Or, even if withdrawal becomes impossible, the normal state can be restored and transaction processing can be continued without the intervention of staff.Furthermore, in this invention, the mode can be changed from deposit/withdrawal mode to withdrawal-only or deposit-only mode. Since a deposit prohibition forecast or a withdrawal prohibition forecast is performed prior to the mode switching, customers can know in advance that the mode will be switched, and can make their own actions in advance. This allows customers to choose the most convenient transaction terminal, eliminates wasted time due to unnecessary waiting times, and improves customer service.Furthermore, the staff can be seen collecting or replenishing banknotes. Since the above-mentioned forecast display is not performed when the forecast is displayed, there is no need to give unnecessary information to the customer, and customer confusion is avoided.

[Brief explanation of drawings]

Figure 1 is a block diagram showing the overall configuration of the transaction processing device, Figure 2 is a block diagram showing the configuration of the central monitoring device, and Figure 3 is a block diagram showing the overall configuration of the transaction processing device.
The figure shows the monitor panel of the central monitoring device, Figure 4 is a perspective view of the external appearance of the transaction terminal, Figure 5 is a block diagram showing the internal structure of the transaction terminal, and Figure 6 is a circulation type input/output. Fig. 7 is a block diagram showing the electrical configuration of the circulating deposit/withdrawal machine, Fig. 8 is a diagram showing the internal RAM of the transaction terminal, and Fig. 9 shows the sensor reading process. FIG. 10 is a flow chart showing -E-F switching and display processing. (1)...Transaction terminal, [21...CRT, +1
01... Central monitoring device, 20+ (80)...CP
U, (1 of 22+)...Memory, (23+ (83)
...Transmission control device, (Foundation)...e-circulating deposit/withdrawal machine, (
37)...Mode indicator, (50A) to (50C)
・・Storage box by denomination, (51A) ~ (51C) ・・Full sensor, (52A) ~ (52C) ・・Semi‐full sensor,
63~~(53C)... Semi-remaining sensor, (54~~
(54C)...Remaining sensor, (82)...Monitor
Panel, (89)...Attendant compatible switch. Figure 7: 4 people other than the above

Claims (1)

[Claims] (1) A circulation warrior dispensing machine that is equipped with storage boxes for each denomination, stores incoming cash in each storage box for each denomination, and discharges withdrawn cash from these storage boxes, and the banknotes in the storage boxes for each denomination are stored in advance. a first detection means for detecting that the amount of banknotes in the denomination storage box has decreased to a predetermined withdrawal prohibition level; a second detection means for detecting that the number of banknotes in the denomination storage box has increased to a predetermined withdrawal prohibition release level; A third detection means detects that the number of banknotes in the storage box by denomination has increased to a predetermined deposit prohibition level, and a third detection means detects that the number of banknotes in the storage box by denomination has decreased to a predetermined deposit prohibition release level. a fourth detection means for detecting that the banknotes in the denomination-specific storage box have decreased to a predetermined withdrawal prohibition forecast level; a sixth detection means for detecting that the color has increased to the deposit prohibition forecast level; a mode indicator for displaying the transaction mode and a forecast for switching thereto;
mode switching means for switching to a withdrawal-only mode by detection by the detection means; switching to a deposit/withdrawal mode by detection by the second and fourth detection means; and displaying the switched transaction mode on a mode display; A mode switching forecast display means for displaying a withdrawal prohibition forecast on a mode display device based on the detection by the detection means and a deposit prohibition forecast according to the detection by the sixth detection means. +21 A circulating deposit/withdrawal machine that is equipped with storage boxes for each denomination, stores incoming cash in each storage box for each denomination, and discharges withdrawn cash from these storage boxes; the banknotes in the storage boxes for each denomination are predetermined. a first detection means for detecting that the number of banknotes in the denomination-specific storage box has increased to a predetermined withdrawal prohibition level; a third detection means for detecting that the number of banknotes in the storage box has increased to a predetermined deposit prohibition level; a fifth detection means for detecting that the number of banknotes in the denomination storage box has decreased to a predetermined withdrawal prohibition forecast level; a sixth detection means for detecting that the transaction mode has increased to the above level, a mode indicator for displaying the transaction mode and a forecast of its switching, an attendant-compatible switch;
a mode switching means for switching to a withdrawal-only mode by detection by the second and fourth detection means and to a deposit/withdrawal mode by detection by the second and fourth detection means, and displaying the switched transaction mode on a mode display, and an attendant-compatible switch; mode switching forecast display means for displaying a withdrawal prohibition forecast on a mode display when detected by the fifth detection means and a deposit prohibition forecast when detected by the sixth detection means, only when there is no response from an attendant; transaction processing equipment.