JP5461263B2 - Coordination system and method for cashier and depositing / dispensing machine - Google Patents

Description

  The present invention relates to a linkage system and a linkage method between a depositing / dispensing machine and a depositing / dispensing machine that can use both a depositing / dispensing machine and a depositing / dispensing machine for cash at a cash institution in a financial institution.

  Generally, a cash processing system in which an attendant handles cash deposits and withdrawals at a financial institution includes a ledger database that stores account data of a plurality of customers, an account host computer connected to the ledger database, and cash cash in and out. A cash machine that prints the record on the authentication slip, a management database that stores a plurality of queues for performing deposit and withdrawal management by the cash machine, a management server connected to the management database, and a connection to the management server, The customer terminal in the ledger database is specified based on the cash receipt record printed on the authentication slip and the deposit / withdrawal slip described by the customer, and the deposit / withdrawal process is confirmed, and a counter terminal installed adjacent to the counter terminal. The person in charge of depositing and withdrawing cash with a relatively small amount of cash is connected to a teller machine that connects these computer devices. And a net. The teller machine is, for example, a process for withdrawing money taken out by a person in charge of foreign relations to the outside party or depositing cash brought back from the outside party. In this case, the person in charge at the counter is arranged adjacent to the window terminal in order to deposit and withdraw cash to the window customer, and to deposit and withdraw a relatively small amount.

  The plurality of queues stored in the management database are data structures that are temporarily used when depositing / withdrawing into the account database, and are a deposit queue that is used at the time of deposit and a deposit that is used at the time of withdrawal. It is composed of a gold queue and a remittance queue used when depositing / withdrawing money with another financial institution or another branch of the same financial institution. In general, a queue is a data structure (data structure: data structure: a data structure that outputs previously input data in computer technology) in order to effectively handle a collection of data in a computer. This is a type of storage format.)

  The following Patent Document 1 is cited as a document describing the technology related to the cashier and the deposit / withdrawal machine at the financial institution described above, and this Patent Document 1 includes an inner reject port disposed on the inner and outer sides of the counter, It is possible to operate from both the inside and outside of the counter in the installed state by providing an outside reject port arranged outside the counter and a switching means for switching the discharge of money between the inside and outside reject ports. A possible money transaction processing device is described.

JP 2009-259281 A

  As mentioned above, the cash processing system in a financial institution is equipped with a cashier that handles a relatively large amount of cash and a cashier for deposit and withdrawal that is handled by the person in charge of the counter. However, in actual deposit and withdrawal transactions, For example, there may be a demand for depositing a large amount of cash (for example, 990,000 yen) from a customer and depositing it with a cashier, and then depositing an additional small amount of cash (for example, 10,000 yen) from the depositing / dispensing machine for the window. Yes, in this case, it is controlled exclusively so that it is not possible to handle the deposit from the depositing machine and the deposit from the teller machine as a single transaction. After that, there is a problem that it is necessary to perform another 1 million yen deposit process or handle it as two deposit processes. There was a similar problem in the withdrawal process. Note that Patent Document 1 does not describe such a problem.

  An object of the present invention is to solve the above-described problems caused by the prior art, in which depositing / withdrawing from a depositing / dispensing machine and depositing / withdrawing from a depositing / dispensing machine for a window (including depositing / withdrawing from a clerk's hand) are linked. It is to provide a linkage system and a linkage method between a cash machine and a deposit / withdrawal machine that can be processed as a single transaction.

  In order to achieve the object, the invention according to claim 1 is a ledger database for storing customer account data and cash deposit / withdrawal processing, and a deposit / withdrawal record for performing the deposit / withdrawal is printed on an authentication slip. A cash machine, a plurality of window terminals that update account data in the ledger database based on the deposit / withdrawal records printed on the authentication slip and the deposit / withdrawal slip described by the customer, Enter the deposit / withdrawal machine for cash processing and deposit details data such as the transaction amount deposited by the depositing machine, or the withdrawal details data such as the transaction amount processed by the counter terminal in cooperation with the depositing machine A management server that generates a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned to cash deposit / withdrawal processing at the cashier and the window terminal, and the management server generates A denomination screen that manages the handling of cash for each transaction, and has a management database for storing a withdrawal queue. A deposit-type amount input area for entering the amount to be deposited by the machine, a deposit-type amount input area for entering the amount to be deposited into the attendant's hand, and a cash machine for entering the amount to be withdrawn from the depositing machine Amount input area, an amount input area for inputting the amount to be withdrawn from the depositing / dispensing machine for the window, an amount input area for entering the amount to be withdrawn from the staff's hand, and a payment transaction screen. Alternatively, the system is a linkage system between a depositing / dispensing machine and a depositing / dispensing machine having a designated amount input area for inputting a transaction amount to be input on the withdrawal transaction screen, and the depositing / dispensing machine and the deposit / withdrawal machine for the counter and the attendant's permission When using the processing together, the window terminal displays a deposit transaction screen when a deposit transaction is selected from the transaction selection menu screen, and also outputs a deposit operation enable instruction to the deposit / withdrawal machine for the window. A first function for setting the money machine in a state where it can be deposited, a second function for inputting information necessary for updating the ledger database (customer account number, transaction amount, etc.) to the deposit transaction screen, and a window terminal When it is detected that the cash machine key for cooperating with the cash machine is pressed, the cash machine serial number input screen is displayed, and the cash machine is based on the cashier record printed on the authentication slip by the depositing process of the cash machine. A third function for inputting a transaction serial number in the serial number input area of the serial number input screen and pressing an execution key, and the management database (input) corresponding to the transaction serial number input on the teller machine serial number input screen by the third function. The fourth function for requesting the management server to acquire the cash machine details data in the money queue), and the management server that received the request searches and returns the corresponding cash machine details data in the management database (payment queue). Upon receipt of this, the counter terminal requests the management server to update the cashier statement data after expanding the cashier transaction amount in the cashier deposit amount input area on the denomination screen and setting the cashier linkage mode. In response to this, the management server updates the processing flag of the cashier statement data during processing, and when the operator deposits cash using the cashier cashier, the cashier terminal is used for the cashier The 6th function that accepts counting reports from deposit / withdrawal machines and expands the money type amount deposited into the deposit / withdrawal machine to the deposit amount type input area on the denomination screen, and all input operations are completed. The completion key that indicates After confirming that the total amount of the deposit amount from the cashier and the deposit amount from the teller machine matches the specified amount (the transaction amount of the deposit transaction) A seventh function for requesting execution of the deposit transaction by outputting an instruction prohibiting the deposit operation from the deposit / withdrawal machine to the deposit / withdrawal machine and then communicating with the accounting host computer via the management server; The account host computer that has received this request updates the corresponding account data in the ledger database, and the management server that has received the response from the account host computer receives the account details in the management database (payment queue). The eighth function to update the data processing flag to processed, and the window terminal that has received a response from the accounting host computer via the management server is used as the input to the denomination screen Characterized in that it comprises a ninth function of authenticating printed denomination summary and update payment slip of cash handled in storage instruction output and the transaction to counter for receiving and dispensing machine I.

  In the deposit process of the linkage system of the depositing / dispensing machine and the depositing / dispensing machine, the invention according to claim 2 calls the denomination screen by depressing the denomination key, and stores the amount to be deposited into the cashier's hand, A tenth function for inputting the change to be withdrawn from the deposit / withdrawal machine for the counter into the machine payment type amount input area and the change to be withdrawn from the attendant's hand in the manual payment type amount input area, and the tenth function Since the amount of money to be deposited and change are entered, the confirmation of the match with the designated amount of the seventh function (the transaction amount of the deposit transaction) is made with the deposit amount from the teller machine and the deposit amount from the teller deposit / withdrawal machine. An eleventh function for performing the tenth function in the ninth function, and an eleventh function performed by subtracting the change amount from the deposit / withdrawal machine for the counter and the change amount from the clerk's hand from the total deposit amount from the attendant's hand; By machine payment type amount When the change is input to the power area, the twelfth function that also outputs a change withdrawal instruction to the teller / dispenser for the counter, and the ninth function is used to input the change to the amount input area for the manual payment type in the ninth function. When it is done, it includes a twelfth function that also displays a manual payment confirmation screen that prompts the user to withdraw changes.

  The invention according to claim 3 is a ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, and the authentication slip A plurality of window terminals that update account data in the ledger database based on the printed deposit and withdrawal records and the deposit / withdrawal slips written by the customer, and a window deposit / withdrawal that is arranged adjacent to the window terminals and performs cash deposit / withdrawal processing. With the cash machine and the payment details data such as the transaction amount processed by the cashier or the transaction details data such as the transaction amount processed by the cashier terminal in cooperation with the cashier, the cashier and A management server for generating a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned for cash deposit / withdrawal processing at the window terminal, and a tube for storing the deposit / withdrawal queue generated by the management server A denomination screen that manages the handling of cash for each transaction, and includes a deposit machine cash deposit input area for entering the amount to be deposited by the depositing machine and an amount deposited by the depositing / dispensing machine for the counter. Deposit amount type input area for deposit by machine, deposit amount type input area for depositing the amount to be deposited into the cashier's hand, cashier cash payment input area for entering the amount to be withdrawn from the depositing machine, and the window Enter the amount to be withdrawn from the deposit / withdrawal machine, enter the amount to be entered into the machine payment type amount input area, enter the amount to be withdrawn from the attendant's hand, and enter the payment amount type entry area and the payment transaction screen or withdrawal transaction screen. A cashier and depositing / dispensing machine having a designated amount input area for inputting a transaction amount to be used, and when using the cashier and the depositing / dispensing machine for the window and a cashier process by a staff member together, Previous The window terminal displays a withdrawal transaction screen when a withdrawal transaction is selected from the transaction selection menu screen, and information necessary for updating the ledger database on the withdrawal transaction screen (customer account number or 2nd function to input transaction amount, etc., 3rd function to set cashier cooperation mode when it detects that the cashier key is pressed for the counter terminal to work with the cashier, and specify the withdrawal method In order to do this, the denomination screen key is pressed to call up the denomination screen, and the amount to be withdrawn from the cashier is entered into the cashier cash payment amount input area and the amount to be withdrawn from the window cashier When the 4th function to input the amount of money to be withdrawn from the area and the cashier's hand in the amount input area for the amount of money to be paid and the completion key indicating that all the input operations have been pressed, Withdrawal from cashier Confirm that the sum of the amount, the withdrawal amount from the depositing / dispensing machine for the counter and the withdrawal amount from the attendant's hand is the specified amount (the transaction amount of the withdrawal transaction), and the account host via the management server A fifth function that communicates with the computer to request execution of the withdrawal transaction, and the accounting host computer that receives the request updates the corresponding account data in the ledger database and receives a response from the accounting host computer. The management server registers the cash machine details data of the withdrawal transaction in the management database (withdrawal queue), and the window terminal that receives the response from the accounting host computer via the management server According to the input on the seed screen, the cash payment confirmation screen prompts the withdrawal instruction output to the cashier for cashiers, updates the total amount of cash handled in the transaction, and prompts withdrawal from the bank. It characterized in that it comprises a seventh function of authenticating printed on View and withdrawal slips.

  The invention according to claim 4 includes a ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, and the authentication slip A plurality of window terminals that update account data in the ledger database based on the printed deposit and withdrawal records and the deposit / withdrawal slips written by the customer, and a window deposit / withdrawal that is arranged adjacent to the window terminals and performs cash deposit / withdrawal processing. With the cash machine and the payment details data such as the transaction amount processed by the cashier or the transaction details data such as the transaction amount processed by the cashier terminal in cooperation with the cashier, the cashier and A management server for generating a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned for cash deposit / withdrawal processing at the window terminal, and a tube for storing the deposit / withdrawal queue generated by the management server A denomination screen that manages the handling of cash for each transaction, and includes a deposit machine cash deposit input area for entering the amount to be deposited by the depositing machine and an amount deposited by the depositing / dispensing machine for the counter. Deposit amount type input area for deposit by machine, deposit amount type input area for depositing the amount to be deposited into the cashier's hand, cashier cash payment input area for entering the amount to be withdrawn from the depositing machine, and the window Enter the amount to be withdrawn from the deposit / withdrawal machine, enter the amount to be entered into the machine payment type amount input area, enter the amount to be withdrawn from the attendant's hand, and enter the payment amount type entry area and the payment transaction screen or withdrawal transaction screen. A system for linking a cashier with a specified amount input area for inputting a transaction amount to be entered, and a cashier with which the cashier is used in combination with the cashier, the cashier for cashier, and a cashier When the deposit terminal is selected from the transaction selection menu screen, the counter terminal displays the deposit transaction screen, and can output a deposit operation enabling instruction to the counter deposit / withdrawal machine and perform deposit operation on the counter deposit / withdrawal machine. The first step to set the status, the second step to input information necessary for updating the ledger database (customer account number, transaction amount, etc.) on the deposit transaction screen, and the window terminal to cooperate with the teller machine When it is detected that the cash machine key is pressed, the cash machine serial number input screen is displayed, and the serial number input area of the cash machine serial number input screen is based on the cash receipt record printed on the authentication slip by the depositing process of the cash machine. A third step in which the transaction serial number is input and the execution key is pressed, and a cashier description in the management database (payment queue) corresponding to the transaction serial number input on the cashier serial number input screen in the third step The fourth step of requesting the management server to acquire data, and the management server that has received the request retrieves and returns the corresponding machine details data in the management database (payment queue). After expanding the cashier transaction amount in the cashier deposit amount input area of the denomination screen and setting the cashier linkage mode, the management server that requests the management server to update the cashier statement data, The fifth step of updating the processing flag of the cashier statement data during processing, and when the operator deposits cash using the cashier cashier, the cashier terminal reports the count from the cashier cashier 6th step of accepting and depositing the cash type amount deposited in the deposit / withdrawal machine into the deposit type amount input area on the denomination screen, and the completion key indicating that all input operations have been completed is pressed The denomination screen appears. Confirm that the total amount of deposits from the cashier and the depositing / dispensing machine matches the specified amount (the transaction amount of the deposit transaction) according to the content, and depositing from the depositing / dispensing machine for the counter A seventh step of requesting execution of the deposit transaction by communicating with the account host computer via the management server after outputting a prohibition instruction to the window deposit / withdrawal machine, and the account host computer that has received this request Updates the corresponding account data in the ledger database, and the management server that has received an answer from the accounting host computer updates the processing flag of the cashier statement data in the management database (payment queue) to processed. In the eighth step, the window terminal that has received a response from the accounting host computer via the management server sends a response to the window deposit / withdrawal machine according to the input contents on the denomination screen. Characterized in that to execute a ninth step of authenticating printed accommodated indication output and the transaction in cash denomination aggregations handled updated in the deposit slip.

  In the deposit process of the linkage system of the depositing / dispensing machine and the depositing / dispensing machine, the invention according to claim 5 calls the denomination screen by depressing the denomination key, and stores the amount to be deposited into the cashier's hand, The tenth step of inputting the change to be withdrawn from the deposit / withdrawal machine for the counter into the machine payment type amount input area and the change to be withdrawn from the attendant's hand into the manual payment type amount input area, and the clerk in accordance with the tenth step Since the amount of money to be deposited and change are entered, the confirmation of the match with the designated amount in the seventh process (the transaction amount of the deposit transaction) is made with the deposit amount from the teller machine and the deposit amount from the teller deposit / withdrawal machine. An eleventh step performed by subtracting the change amount from the deposit / withdrawal machine for the counter and the change amount from the clerk's hand from the total amount from the cashier's hand, and the tenth step in the ninth step. By machine payment type amount When the change is input to the force area, the 12th step of outputting a change withdrawal instruction to the deposit / withdrawal machine for the counter and the ninth step in the ninth step, the change is input to the manual payment type amount input area. It includes the execution of the twelfth step of displaying a manual payment confirmation screen that prompts the user to withdraw changes when handed.

  The invention described in claim 6 includes a ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, and the authentication slip A plurality of window terminals that update account data in the ledger database based on the printed deposit and withdrawal records and the deposit / withdrawal slips written by the customer, and a window deposit / withdrawal that is arranged adjacent to the window terminals and performs cash deposit / withdrawal processing. With the cash machine and the payment details data such as the transaction amount processed by the cashier or the transaction details data such as the transaction amount processed by the cashier terminal in cooperation with the cashier, the cashier and A management server for generating a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned for cash deposit / withdrawal processing at the window terminal, and a tube for storing the deposit / withdrawal queue generated by the management server A denomination screen that manages the handling of cash for each transaction, and includes a deposit machine cash deposit input area for entering the amount to be deposited by the depositing machine and an amount deposited by the depositing / dispensing machine for the counter. Deposit amount type input area for deposit by machine, deposit amount type input area for depositing the amount to be deposited into the cashier's hand, cashier cash payment input area for entering the amount to be withdrawn from the depositing machine, and the window Enter the amount to be withdrawn from the deposit / withdrawal machine, enter the amount to be entered into the machine payment type amount input area, enter the amount to be withdrawn from the attendant's hand, and enter the payment amount type entry area and the payment transaction screen A cashier and depositing / dispensing machine having a designated amount input area for inputting a transaction amount to be used, and when using the cashier and the depositing / dispensing machine for the window and a cashier process by a staff member together, Previous The window terminal displays a withdrawal transaction screen when a withdrawal transaction is selected from the transaction selection menu screen, and information necessary for updating the ledger database on the withdrawal transaction screen (customer account number or Specify the payment method, the second step to enter the transaction amount, etc., the third step to set the cashier cooperation mode when the counter terminal detects that the cashier key is pressed to cooperate with the cashier In order to do this, the denomination screen key is pressed to call up the denomination screen, and the amount to be withdrawn from the cashier is entered into the cashier cash payment amount input area and the amount to be withdrawn from the window cashier The fourth step of inputting the amount to be withdrawn from the area and the cashier's hand into the amount type input area for the manual payment, and when the completion key indicating that the input operation has been completed is pressed, depending on the input contents of the denomination screen Withdrawal from cashier Confirm that the sum of the amount, the withdrawal amount from the depositing / dispensing machine for the counter and the withdrawal amount from the attendant's hand is the specified amount (the transaction amount of the withdrawal transaction), and the account host via the management server A fifth step of communicating with the computer to request execution of the withdrawal transaction, and the accounting host computer that receives the request updates the corresponding account data in the ledger database and receives a response from the accounting host computer. The sixth step in which the management server registers the cash machine details data of the withdrawal transaction in the management database (withdrawal queue), and the window terminal that receives the response from the accounting host computer via the management server According to the input on the seed screen, the cash payment confirmation screen prompts the withdrawal instruction output to the cashier for cashiers, updates the total amount of cash handled in the transaction, and prompts withdrawal from the bank. Characterized in that to execute the seventh step of authenticating printed on View and withdrawal slips.

  The linkage system and the linkage method of the depositing / dispensing machine and the depositing / dispensing machine for the counter according to the inventions of claims 1 and 2 and 4 and 5 are set to a state in which the depositing / dispensing machine for the counter can perform the depositing operation even in the depositing / dispensing machine linkage mode. By doing so, it is possible to register the deposit from the cashier and the deposit from the depositing / dispensing machine for the window as one transaction. In addition, it is possible to specify various cash deposit methods on the denomination screen even during the cash machine cooperation mode (allows you to input the amount of money handled by hand, the amount of money by machine payment, and the amount of money by hand payment) Therefore, it is possible to cope with various cash deposit processing operations such as depositing from the cashier machine, depositing into the cashier's hand, depositing from the cashier machine and paying out the change from the cashier cashier.

  The system and method for linking the teller machine and the teller machine with the invention according to claims 3 and 6 are as follows: the withdrawal amount from the teller machine, the withdrawal amount from the teller machine, By specifying the amount of money to be withdrawn from the cashier, the withdrawal from the cashier and the cashier at the counter, the cashier from the cashier and the cashier's hand, etc. are registered as one transaction. be able to.

The figure which shows the cooperation system of the cash machine and depositing / dispensing machine by one Embodiment of this invention. The figure which shows the management database by embodiment of this invention The figure which shows the denomination screen at the time of performing payment or withdrawal cancellation processing in cooperation with the cashier according to the embodiment of the present invention The figure which shows the money type screen at the time of depositing or withdrawal cancellation processing without cooperating with the cashier according to the embodiment of the present invention The figure which shows the denomination screen at the time of carrying out the withdrawal or payment cancellation processing in cooperation with the cashier according to the embodiment of the present invention. The figure which shows the denomination screen at the time of carrying out payment or a payment cancellation process without cooperating with the cashier according to the embodiment of the present invention. The figure which shows the payment transaction flow by embodiment of this invention The figure which shows the payment transaction flow by embodiment of this invention The figure which shows the payment transaction flow by embodiment of this invention

Hereinafter, a cooperation system between a depositing / dispensing machine and a depositing / dispensing machine adopting a cooperation method according to the present invention will be described with reference to the drawings.
[Constitution]
FIG. 1 is a diagram for explaining an overall configuration of a cash processing system to which a cashier and depositing / dispensing machine linkage system according to an embodiment of the present invention is applied. This cash processing system is connected to a ledger database 70 that stores account data of a plurality of customers, an account host computer 80 that is connected to the ledger database 70 and manages account data, and a management database 50. A management server 40 for managing the cash, a cash machine 20 connected to the management server 40 for printing cash deposits and cash records on the authentication slip 21, and a plurality of queues for performing deposit / withdrawal management by the cash machine 20 A customer database and a deposit / withdrawal amount in the ledger database 70 based on a deposit / receipt slip printed on the authentication slip 21 and a customer's deposit / withdrawal slip. A plurality of window terminals 10a and window terminals 10b for confirming deposit / withdrawal processing, and these window terminals 10 And 10b, and a cashier depositing / dispensing machine 90 for a cashier in charge of depositing / withdrawing a relatively small amount of cash, and on-site communication for connecting these window terminals 10a and 10b and the cashier / banking machine 20 to the management server 40 A network (LAN) 30 and a wide area network (WAN) 60 that connects the management server 40 to an accounting host computer 80 are provided.

  The management database 50 is for depositing / withdrawing the customer account data stored in the ledger database 70 based on the customer account number and the deposit / withdrawal amount entered from the denomination transaction screen which is the operation screen of the window terminals 10a and 10b. Various queues that are data structures used for processing are stored, and in this embodiment, a deposit queue storage unit 51 that stores a deposit queue generated at the time of depositing cash, A withdrawal queue storing a withdrawal queue generated at the time of deposit / withdrawal processing with a withdrawal queue storage unit 52 that stores a withdrawal queue generated at the time of withdrawal and another financial institution or another branch of the same financial institution. As shown in FIG. 2, each of the queue storage units 51 to 53 includes a cash machine number for identifying the cash machine, a date and time of cash, and a unique transaction transaction transaction. In order to identify the transaction serial number, the transaction amount indicating the amount of the deposit / withdrawal transaction for each unit, the cash amount indicating the breakdown amount in this transaction amount, and the processing status of this one unit transaction And each processing flag field.

  One record of the queue stored in the deposit queue storage unit 51 includes, for example, a transaction serial number “001” for a deposit / withdrawal transaction of a deposit / dispense machine date “2010/1/20” of a deposit / dispense machine number “A001”. This indicates that the amount is “¥ 1,490,000”, the cash amount is “¥ 1,490,000”, and the processing flag is “unprocessed”. Further, the “processing flag” manages the transition of the processing state by the window terminal 10a or 10b and the transition of the processing state by the teller machine 20 as a flag, and “unprocessed”, “processing in progress” and “processing” There are 6 types: "Completed", "Cancelled", "Cancelled", and "Cancelled", and the queues whose processing flag values are "Processing" and "Cancelling" Exclusive control is performed so as to deny access from the terminal and the teller machine.

  The denomination screen displayed on the display units of the window terminals 10a and 10b is composed of a plurality of banknote coin types for performing deposit / withdrawal processing and an amount field for each item. For example, as shown in FIG. , The cashier who received the cash from the customer in hand, input the deposit area E08 for each denomination, and the money deposited (counted at the depositing / dispensing machine 90) into the depositing / dispensing machine 90 An input area E01 for custody input for each denomination, a manual payment input area E13 for inputting cash to be paid by the clerk for each denomination for each denomination, and a money to be paid by the depositing / dispensing machine 90 for the window An input area E02 for machine payment input for each denomination is arranged in the upper stage, and in the lower stage of these areas, from the left, a display area E10 for displaying the subtotal amount of the deposit and a subtotal amount of the deposit money are displayed. Display area E09 to be displayed and output An input area E03 for inputting the amount received from the machine 20, a display area E07 for displaying the total amount of cash deposit, a display area E11 for displaying the subtotal amount of the cash payment, and a subtotal amount of the machine payment are displayed. Display area E12 to input, input area E04 to input the amount to be paid from the cash machine 20, display area E05 to display the total amount of cash withdrawal, and display of the specified amount to display and input the transaction amount entered on the transaction screen An area E06 is arranged and, as will be described later with reference to FIGS. 4 to 6, is configured such that an area in which an input correction operation can be performed is set depending on whether or not it cooperates with the window depositing / dispensing machine 90. Yes. The input area E01 for the custody is an area for displaying the denomination of money deposited by the depositing / dispensing machine 90 for the window, and is not an area for manual input by the attendant. The area E02 and the area E13 are for change. This is the area where the clerk inputs the amount of money when there is. The denomination generally refers to the type of money based on the par value, and the denomination screen is used to input and count the handling amount of the deposit or withdrawal (face value) according to the type of money on the operation screen of the counter terminal. An operation screen displayed for this purpose.

  The accounting host computer 80 and the management server 40 are similar to general computers in that a CPU (Central Processing Unit), a memory, a storage means such as a magnetic disk device, a display unit, a deposit / withdrawal device such as a keyboard, various interface devices, a basic An OS (operating system) and various software are included, and the ledger database 70 and the management database 50 are RAID (Redundant Array for Inexpensive Disks) storage devices composed of a large number of magnetic disk devices.

  The window terminals 10a and 10b include a display unit for displaying an operation screen including various data and operation keys, a keyboard for inputting various data by an operator's operation, and a printing unit for printing various data on a passbook, a form, and a slip. A control unit that controls the entire process and a storage unit that stores programs executed by the control unit are displayed, and the denomination screens shown in FIGS. 3 to 6 are displayed on the display unit.

[Operation]
Next, the operation at the time of deposit and withdrawal of the cooperation system of the depositing / dispensing machine configured as described above will be described by taking the operation of the window terminal 10a as an example.
[Process when depositing]
The cashier / payment / dispensing machine linkage system according to the present embodiment is such that an attendant deposits 990,000 yen of cash from a customer and deposits with the cashier 20, and the management server 40 stores the money “¥ 990,000” in the management database 50. An example of a deposit process in which an additional 10,000 yen is deposited from a customer depositing / dispensing machine 90 after creating a deposit queue of serial number 0001 will be described.

As shown in FIG. 7A, the depositing process in the cashier / payment / dispensing machine linkage system is instructed by the operator to select the deposit transaction from the transaction selection menu screen of the window terminal 10a and this selection. The control unit of the window terminal 10a displays a deposit transaction screen having an account number input field (area) and a transaction amount input field (area) and instructs the window depositing / dispensing machine 90 to permit a deposit operation. Step 02 for outputting, Step 03 for the operator to input the account number “1234567” and the transaction amount “¥ 1,000,000” on the displayed deposit transaction screen, and the operator with the screen displayed Presses the “Teller Machine” key for linking with the Teller Machine 20, calls the Teller Machine Serial Number Input Screen, and then enters the serial number (the transaction serial number printed on the authentication slip 21) “0001” in the Sequential Number Input field. Further, when it is detected that the “execute” key is pressed, the receipt machine specification data corresponding to the “unprocessed” serial number (transaction serial number) “0001” existing in the management database 50 (payment queue storage unit 51) is acquired. The requesting process 04, and the management server 40 that has received the request in this process 04 responds with the cash machine details data in the deposit queue (serial number “0001”, “unprocessed”, transaction amount “¥ 990,000”), Upon receiving this, the teller terminal 10a expands the cashier transaction amount in the cashier deposit amount input field (area E03) on the denomination screen as shown in FIG. In response to the request, the management server 40 executes the step 05 of updating the processing flag of the accounting machine detail data to “processing”.
When the transaction amount “¥ 1,000,000” is entered in the transaction amount input field (area) on the deposit transaction screen in the step 03, the transaction amount is entered on the denomination screen as shown in FIG. This amount is also expanded in the column (area E06).

  Next, as shown in FIG. 7B, the deposit process in the cashier / deposit machine cooperation system according to the present embodiment is performed when the operator deposits 10,000 yen of cash using the deposit / withdrawal machine 90. 10a accepts the counting report from the window depositing / dispensing machine 90, and expands the cash 10,000 yen deposited in the window depositing / dispensing machine 90 to the machine deposit input field (area E01) on the denomination screen as shown in FIG. Step 06 and when the “complete” key indicating that all the input operations have been completed is pressed, the deposit amount “¥ 10,000” from the deposit / withdrawal machine 90 is deposited on the denomination machine 20 on the denomination screen. The total amount of the received deposit “¥ 990,000” matches the specified amount “¥ 1,000,000” (specified amount (area E06) = cash deposit total (area E07) −cash withdrawal total (area E05) Confirm that the deposit and withdrawal for the window After outputting an instruction for prohibiting the depositing operation 90 to the depositing / dispensing machine 90 for the window, the process 07 communicates with the account host computer 80 via the management server 40 to request execution of the deposit transaction (send inquiry message); Upon receipt of this request, the accounting host computer 80 updates the data in the ledger database 70, and the management server 40 receiving the response from the accounting host computer 80 updates the receipt queue in the management database 50 to “processed”. Step 08, and the counter terminal 10a receiving the response from the accounting host computer 80 via the management server 40 outputs a cash storage instruction output to the deposit / withdrawal machine 90 for the counter, updates and summarizes the cash type handled in the transaction, and deposit slip Step 09 for performing authentication printing to the counter terminal 10a is a transaction for depositing in cooperation with the cashier 20 A deposit from the deposit and counter cash depositing and dispensing machine 90 from teller machine 20 by setting the window for depositing and dispensing machine 90 to deposit operational state can be cooperative processing as one transaction. In addition, various cash deposit methods can be specified on the denomination screen (data input in the deposit input field (area E08), the manual payment input field (area E13), and the machine payment input field (area E13)). In this way, it is possible to perform deposit processing from the depositing / dispensing machine 20 and deposit to the attendant's hand, and further, change payment processing from the deposit / withdrawal 90 for the counter or hand.

[Withdrawal processing]
With respect to the withdrawal process in the cashier and depositing / dispensing machine linkage system according to the present embodiment, the cash withdrawal of 1.1 million yen is withdrawn from the depositing / dispensing machine 90 for the counter, and the amount "¥" An example of a withdrawal process in which a withdrawal queue having a serial number “0001” of “1,000,000” is created and the remaining 1 million yen is withdrawn from the depositing machine 20 will be described.

  As shown in FIG. 8, the withdrawal process in the cashier / payment / dispensing machine linkage system includes a step 01 in which an operator selects a withdrawal transaction from a transaction selection menu screen of the window terminal 10a, and this selection is performed. The control unit of the instructed window terminal 10a displays a withdrawal transaction screen having an account number input field (area) and a transaction amount input field (area), and the operator displays the displayed withdrawal transaction screen. Step 03 for inputting the account number “1234567” and the transaction amount “¥ 1,100,000” (1.1 million) and the “Teller machine” key for linking with the Teller machine are pressed to set the Teller machine cooperation mode. Step 04 to be performed and a denomination screen is called by depressing a “denomination screen” key in order to designate a method of withdrawing 1.1 million yen, and as shown in FIG. 5, a machine payment input field (area E02) on the denomination screen “¥ 100,000” (100,000 ), The process 05 for inputting “¥ 1,000,000” (1 million) in the cash payment amount input field (area E04), and the “Done” key indicating that all the input operations are completed are pressed. Then, the total amount of the withdrawal amount “¥ 10,000” from the deposit / withdrawal machine 90 for the window and the withdrawal amount “¥ 1,000,000” from the depositing / dispensing machine 20 is designated as the designated amount “¥ 1,100”. , 000 ”(specified amount (area E06) = cash withdrawal total (area E05)), and communicates with the account host computer 80 via the management server 40 to execute the withdrawal transaction. Requesting (sending an inquiry message) 06, the accounting host computer 80 receiving this request updates the data in the ledger database 70, and the management server 40 receiving the response from the accounting host computer 80 manages Step 07 for registering a withdrawal queue (serial number “0001”, “unprocessed”, transaction amount “¥ 1,000,000”) for withdrawing 1 million yen from the cash machine 20 to the database 50, and a management server 40. The counter terminal 10a that has received a reply from the via account host computer 80 outputs a cash payment instruction output to the counter depositing / dispensing machine 90, updates the total amount of cash handled in the transaction, and prints the authentication on the withdrawal slip. 08, and the counter terminal 10a is used for the withdrawal from the cashier 20 and the counter by designating the withdrawal method on the denomination screen even for a transaction in which the withdrawal process is performed in cooperation with the cashier 20 Withdrawing money from the depositing / dispensing machine 90 can be linked and processed as one transaction. In addition to the withdrawal from the cashier 20, the withdrawal from the attendant's hand can be processed by expanding the area that can be entered on the denomination screen (data entry in the manual payment entry field (area E 13) is possible). it can. The payment instruction to the window depositing / dispensing machine 90 in the step 08 is instructed from the accounting host computer 80 and is an amount obtained by subtracting the amount to be withdrawn from the depositing machine 20 from the payment instruction amount, that is, the payment on the denomination screen. This is done with the money amount entered in the input field (area E02).

10a window terminal, 10b window terminal, 20 cash machine, 21 authentication slip, 40 management server, 50 management database, 51 deposit queue storage section, 52 withdrawal queue storage section, 53 cash collection queue storage section, 70 ledger database, 80 accounts Host computer, 90 cashier terminal deposit / withdrawal machine

Claims (6)

  A ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, a cashier record printed on the authentication slip, and a customer A plurality of window terminals for updating account data in the ledger database based on the deposit / withdrawal slip described, a window depositing / withdrawing machine arranged adjacent to the window terminal and performing cash deposit / withdrawal processing, and the depositing machine Enter the payment details data such as the transaction amount processed for payment or input the payment details data such as the transaction amount processed by the window terminal in cooperation with the cash machine, and cash deposit and withdrawal at the cash machine and the window terminal A management server that generates a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned to processing, and a management database that stores a deposit / withdrawal queue generated by the management server The denomination screen that manages the handling of cash for each transaction has a deposit machine cash deposit amount input area for entering the amount to be deposited by the depositing machine and a deposit to enter the amount to be deposited by the depositing / dispensing machine for the window. From the type amount input area, the deposit amount type input area to input the amount to be deposited into the attendant's hand, the cashier input amount area to input the amount to be withdrawn from the cashier, and the cashier for the counter Enter the amount to be withdrawn and enter the amount to be withdrawn from the machine payment type amount input area, enter the amount to be withdrawn from the staff's hand, and enter the amount to be withdrawn from the deposit transaction screen or withdrawal transaction screen. A linkage system between a depositing / dispensing machine and a deposit / withdrawal machine having a specified amount input area to be input, and when the depositing / dispensing machine and the depositing / dispensing machine for the window and a staff member are used together, the window terminal Choice When a deposit transaction is selected from the new screen, a deposit transaction screen is displayed, and a deposit operation permission instruction is output to the window deposit / withdrawal machine to set the window deposit / withdrawal machine to a state in which the deposit operation can be performed. A function, a second function for inputting information necessary for updating the ledger database on the deposit transaction screen, and a teller machine when it is detected that the teller machine has been pressed to cooperate with the teller machine. A third function for displaying a serial number input screen, inputting a transaction serial number in the serial number input area of the cashier serial number input screen based on a cashier record printed on the authentication slip in the depositing process of the cashier, and pressing an execution key; , A fourth function for requesting the management server to acquire account machine specification data in the management database corresponding to the transaction serial number entered on the cash machine serial number input screen by the third function, and the management that has received the request S The searcher responds by searching for and responding to the corresponding cashier statement data in the management database, and the counter terminal receiving the data expands the cashier transaction amount into the cashier cash deposit input area on the denomination screen. After setting the linkage mode, the management server requests the management server to update the cashier machine specification data, and the management server that receives the request updates the processing flag of the cashier machine specification data during processing, and the operator When cash is deposited using the deposit / withdrawal machine for the counter, the counter terminal accepts the counting report from the deposit / withdrawal machine for the counter, and deposits the denomination amount of the cash deposited in the deposit / deposit machine for the counter on the denomination screen. When the sixth function that expands in the denomination amount input area and the completion key indicating that all input operations have been completed are pressed, the deposit amount from the teller machine and the deposit / withdrawal machine for the counter depending on the input contents of the denomination screen The total deposit amount of matches the specified amount And output an instruction prohibiting the deposit operation from the deposit / withdrawal machine to the deposit / withdrawal machine, and then communicate with the accounting host computer via the management server to execute the deposit transaction. The seventh function to be requested, and the account host computer that has received the request updates the corresponding account data in the ledger database, and the management server that has received the response from the account host computer receives the account in the management database. The eighth function for updating the processing flag of the machine specification data to processed, and the window terminal that receives the response from the accounting host computer via the management server stores it in the window deposit / withdrawal machine according to the input contents of the denomination screen Coordination system between cashier and depositing / dispensing machine having instruction output, cash total processing of cash handled in the transaction, and ninth function for authentication printing on deposit slip Temu.   In the depositing process of the cashier and depositing / dispensing system, the denomination screen is called by depressing the denomination key, and the amount to be deposited into the cashier's hand is entered from the deposit amount type input area and the depositing / dispensing machine for the counter. A tenth function for inputting the change to be paid in the amount input area for the amount of money to be paid from the cashier's hand to the cashier's hand, and the amount of money to be paid to the cashier's hand by the tenth function. Is entered to confirm the match with the designated amount of the 7th function. The deposit / withdrawal machine for the counter is calculated from the sum of the deposit amount from the cashier, the deposit / deposit machine for the counter, and the deposit from the attendant's hand. When the change is input to the machine type payment amount input area by the tenth function in the ninth function and the eleventh function performed by subtracting the change amount from the staff and the change amount from the attendant's hand For cash dispenser A twelfth function that also outputs a change withdrawal instruction, and a cash payment confirmation screen that prompts the user to withdraw change when the change is input to the amount input area by type in the ninth function in the ninth function. The linkage system between a depositing / dispensing machine and a depositing / dispensing machine according to claim 1, further comprising a twelfth function for displaying.   A ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, a cashier record printed on the authentication slip, and a customer A plurality of window terminals for updating account data in the ledger database based on the deposit / withdrawal slip described, a window depositing / withdrawing machine arranged adjacent to the window terminal and performing cash deposit / withdrawal processing, and the depositing machine Enter the payment details data such as the transaction amount processed for payment or input the payment details data such as the transaction amount processed by the window terminal in cooperation with the cash machine, and cash deposit and withdrawal at the cash machine and the window terminal A management server that generates a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned to processing, and a management database that stores a deposit / withdrawal queue generated by the management server The denomination screen that manages the handling of cash for each transaction has a deposit machine cash deposit amount input area for entering the amount to be deposited by the depositing machine and a deposit to enter the amount to be deposited by the depositing / dispensing machine for the window. From the type amount input area, the deposit amount type input area to input the amount to be deposited into the attendant's hand, the cashier input amount area to input the amount to be withdrawn from the cashier, and the cashier for the counter Enter the amount to be withdrawn and enter the amount to be withdrawn from the machine payment type amount input area, enter the amount to be withdrawn from the staff's hand, and enter the amount to be withdrawn from the deposit transaction screen or withdrawal transaction screen. A system for cooperation between a depositing machine and a depositing / dispensing machine having a designated amount input area to be input, and when the depositing machine and the depositing / dispensing machine for a window and a withdrawal process by a staff member are used together, the window terminal Transaction selection A first function for displaying a withdrawal transaction screen when a withdrawal transaction is selected from the new screen, a second function for inputting information necessary for updating the ledger database on the withdrawal transaction screen, and a counter terminal A third function for setting a cashier cooperation mode when it is detected that a cashier key for cooperating with a machine is pressed, and a denomination screen is called by depressing a denomination screen key to specify a withdrawal method, The amount to be withdrawn from the cashier and the amount to be withdrawn from the cashier input area for the cashier and the amount to be withdrawn from the cashier for cashier and the amount to be withdrawn from the attendant's hand When the fourth function to be entered in the input area and the completion key indicating that the input operation has been completed are pressed, the withdrawal amount from the cashier and the withdrawal amount from the depositing / dispensing machine for the counter depending on the input contents on the denomination screen And withdrawals from staff A fifth function for confirming that the total amount is a specified amount and communicating with the accounting host computer via the management server to request execution of the withdrawal transaction, and the accounting host computer that has received this request Updating the corresponding account data in the ledger database, and the management server receiving a reply from the account host computer registers the cashier transaction details data of the withdrawal transaction in the management database, and the management Via the server, the counter terminal that received the response from the account host computer outputs the withdrawal instruction to the counter depositing / withdrawing machine according to the input on the denomination screen, and updates the total amount of cash handled in the transaction. A linkage system between a depositing / dispensing machine and a depositing / dispensing machine having a display of a manual payment confirmation screen for prompting withdrawal and a seventh function for authenticating and printing on a withdrawal slip.   A ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, a cashier record printed on the authentication slip, and a customer A plurality of window terminals for updating account data in the ledger database based on the deposit / withdrawal slip described, a window depositing / withdrawing machine arranged adjacent to the window terminal and performing cash deposit / withdrawal processing, and the depositing machine Enter the payment details data such as the transaction amount processed for payment or input the payment details data such as the transaction amount processed by the window terminal in cooperation with the cash machine, and cash deposit and withdrawal at the cash machine and the window terminal A management server that generates a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned to processing, and a management database that stores a deposit / withdrawal queue generated by the management server The denomination screen that manages the handling of cash for each transaction has a deposit machine cash deposit amount input area for entering the amount to be deposited by the depositing machine and a deposit to enter the amount to be deposited by the depositing / dispensing machine for the window. From the type amount input area, the deposit amount type input area to input the amount to be deposited into the attendant's hand, the cashier input amount area to input the amount to be withdrawn from the cashier, and the cashier for the counter Enter the amount to be withdrawn and enter the amount to be withdrawn from the machine payment type amount input area, enter the amount to be withdrawn from the staff's hand, and enter the amount to be withdrawn from the deposit transaction screen or withdrawal transaction screen. A linkage system between a depositing / dispensing machine and a deposit / withdrawal machine having a specified amount input area to be input, and when the depositing / dispensing machine and the depositing / dispensing machine for the window and a staff member are used together, the window terminal Choice When a deposit transaction is selected from the new screen, a deposit transaction screen is displayed, and a deposit operation permission instruction is output to the window deposit / withdrawal machine to set the window deposit / withdrawal machine to a state in which the deposit operation can be performed. A process, a second process for inputting information necessary for updating the ledger database on the deposit transaction screen, and a teller machine when it is detected that a teller machine key is pressed to link the teller terminal with the teller machine. A third step of displaying a serial number input screen, inputting a transaction serial number in the serial number input area of the cashier serial number input screen based on a cashier record printed on the authentication slip by the depositing process of the cashier, and pressing an execution key; , A fourth step of requesting the management server to acquire the account machine specification data in the management database corresponding to the transaction serial number input on the cash machine serial number input screen in the third step, and the management receiving the request S The searcher responds by searching for and responding to the corresponding cashier statement data in the management database, and the counter terminal receiving the data expands the cashier transaction amount into the cashier cash deposit input area on the denomination screen. After setting the linkage mode, the management server requests the management server to update the cashier machine specification data, and the management server that receives the request updates the processing flag of the cashier machine specification data during processing, and the operator When cash is deposited using the deposit / withdrawal machine for the counter, the counter terminal accepts the counting report from the deposit / withdrawal machine for the counter, and deposits the denomination amount of the cash deposited in the deposit / deposit machine for the counter on the denomination screen. When the 6th step to expand the money amount input area and the completion key indicating that the input operation has been completed is pressed, the deposit amount from the teller machine and the deposit / withdrawal machine for the counter are selected according to the input contents of the denomination screen. The total deposit amount of matches the specified amount And output an instruction prohibiting the deposit operation from the deposit / withdrawal machine to the deposit / withdrawal machine, and then communicate with the accounting host computer via the management server to execute the deposit transaction. The seventh process to request, and the account host computer that receives the request updates the corresponding account data in the ledger database, and the management server that receives the response from the account host computer receives the account in the management database. The eighth step of updating the processing flag of the machine specification data to processed, and the window terminal that receives the response from the accounting host computer via the management server is stored in the window deposit / withdrawal machine according to the input contents of the denomination screen Coordination between cashier and depositing / dispensing machine, including instruction output, totaling and updating of cash type handled in the transaction, and ninth step of authentication printing on deposit slip .   In the depositing process of the cashier and depositing / dispensing system, the denomination screen is called by depressing the denomination key, and the amount to be deposited into the cashier's hand is entered from the deposit amount type input area and the depositing / dispensing machine for the counter. The tenth step of inputting the change to be paid into the amount input area for the amount of money to be paid from the cashier type money amount input area and the cashier's hand, and the amount of money and the change to be paid to the cashier's hand by the tenth step. Is entered, the confirmation of the match with the designated amount in the seventh step is made. The deposit / withdrawal machine for the counter is calculated from the sum of the deposit amount from the cashier, the deposit / deposit machine for the counter, and the deposit from the attendant's hand. When the change is input to the machine type payment amount input area in the eleventh step and the tenth step in the ninth step, the counter is changed to the amount obtained by subtracting the change amount from the staff and the change amount from the attendant's hand. For cash dispenser A twelfth step that also outputs a change withdrawal instruction and a cash payment confirmation screen that prompts the user to withdraw change when the change is input to the manual payment type amount input area in the ninth step in the ninth step. The linkage method between the depositing / dispensing machine and the depositing / dispensing machine according to claim 4, further comprising a twelfth step of displaying.   A ledger database for storing customer account data, a cash deposit / withdrawal process, a cashier for printing the deposit / withdrawal record on an authentication slip, a cashier record printed on the authentication slip, and a customer A plurality of window terminals for updating account data in the ledger database based on the deposit / withdrawal slip described, a window depositing / withdrawing machine arranged adjacent to the window terminal and performing cash deposit / withdrawal processing, and the depositing machine Enter the payment details data such as the transaction amount processed for payment or input the payment details data such as the transaction amount processed by the window terminal in cooperation with the cash machine, and cash deposit and withdrawal at the cash machine and the window terminal A management server that generates a deposit / withdrawal queue including a transaction serial number and a transaction amount assigned to processing, and a management database that stores a deposit / withdrawal queue generated by the management server The denomination screen that manages the handling of cash for each transaction has a deposit machine cash deposit amount input area for entering the amount to be deposited by the depositing machine and a deposit to enter the amount to be deposited by the depositing / dispensing machine for the window. From the type amount input area, the deposit amount type input area to input the amount to be deposited into the attendant's hand, the cashier input amount area to input the amount to be withdrawn from the cashier, and the cashier for the counter Enter the amount to be withdrawn and enter the amount to be withdrawn from the machine payment type amount input area, enter the amount to be withdrawn from the staff's hand, and enter the amount to be withdrawn from the deposit transaction screen or withdrawal transaction screen. A system for cooperation between a depositing machine and a depositing / dispensing machine having a designated amount input area to be input, and when the depositing machine and the depositing / dispensing machine for a window and a withdrawal process by a staff member are used together, the window terminal Transaction selection When a withdrawal transaction is selected from the new screen, a first step of displaying a withdrawal transaction screen, a second step of inputting information necessary for updating the ledger database on the withdrawal transaction screen, and a counter terminal A third step of setting a cashier cooperation mode when it is detected that a cashier key for cooperating with a machine is pressed, and a denomination screen key is called by depressing a denomination screen key in order to specify a withdrawal method, The amount to be withdrawn from the cashier and the amount to be withdrawn from the cashier input area for the cashier and the amount to be withdrawn from the cashier for cashier and the amount to be withdrawn from the attendant's hand When the fourth key to be entered in the input area and the completion key indicating that the input operation has been completed are pressed, the withdrawal amount from the teller machine and the withdrawal amount from the deposit / withdrawal machine for the window depending on the input contents on the denomination screen And withdrawals from staff A fifth step of confirming that the total amount of money is a specified amount, communicating with the accounting host computer via the management server and requesting execution of the withdrawal transaction, and the accounting host computer that has received this request Updating the corresponding account data in the ledger database, and the management server receiving the response from the account host computer registers the cashier transaction details data of the withdrawal transaction in the management database, and the management Via the server, the counter terminal that received the response from the account host computer outputs the withdrawal instruction to the counter depositing / withdrawing machine according to the input on the denomination screen, and updates the total amount of cash handled in the transaction. A method of cooperation between a depositing / dispensing machine and a depositing / dispensing machine comprising a display of a manual payment confirmation screen for prompting withdrawal and a seventh step of performing authentication printing on a withdrawal slip.

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