JP5203146B2 - Money management system and money management method - Google Patents

Description

  The present invention relates to a money management system including a teller machine (money management main body machine) and a money management apparatus (money management terminal machine) configured to communicate with each other, and a money management method thereof.

  Japanese Utility Model Registration No. 2599232 discloses a cash management apparatus. In the cash management apparatus, a storage is provided for each denomination, and a weight measuring unit is provided for each storage. The weight for each denomination is measured by the weight measuring means, and the number of bars for each denomination is calculated from the weight. The calculated number of bars is stored and displayed together with the measurement date and time. The measurement of the weight, the calculation of the number of bars, and the storage are performed every time the cash management apparatus is operated (each time there is a data change).

  Such a device is used when the cash in the teller machine becomes too large to deposit when depositing. And when the cash in the teller machine decreases, cash is taken out from such a device and replenished to the teller machine.

  When such a device is used, the bank clerk enters the deposit amount or withdrawal amount in a ledger or the like when operating the deposit and withdrawal.

  However, a problem arises if the deposit / withdrawal amount entered in the ledger is different from the actual deposit / withdrawal amount. Since only the actual deposit / withdrawal amount can be measured on the device side, it cannot be examined whether the deposit / withdrawal amount entered in the ledger is correct. Further, such an apparatus does not manage who has performed the deposit / withdrawal operation (anyone can open and close the storage if it is a clerk). Therefore, for example, it is theoretically possible for a bank clerk to cheat the deposit / withdrawal amount.

  Moreover, in such an apparatus, since the management of the amount of money of a teller machine and a money management apparatus is not interlocked, it is difficult to manage them comprehensively.

  On the other hand, Japanese Patent No. 2726550 discloses a cash management system that can total the cash balances of a plurality of automatic transaction apparatuses. This cash management system can comprehensively manage the stocks of a plurality of automatic transaction apparatuses.

However, in the cash management system described in this patent, the plurality of automatic transaction apparatuses and the cash organizer are not connected so as to be communicable. In addition, it is necessary to collect the inventory information by attaching and detaching the loading cabinet having the output means to and from a plurality of automatic transaction apparatuses and cash organizers, and the work is considerably complicated and troublesome. A considerable amount of time is expected to be managed in conjunction with each other.
Utility Model Registration No. 2599232 Japanese Patent No. 2726550

  As described above, in the conventional technology, the balance information of the teller machine (money management main body machine) and the money management device (money management terminal machine) constituting the system can be easily linked or linked to each other in the financial institution. The fact is that there was no money management system that could manage the amount of money in stock.

  The present invention has been made to solve such a problem, and it is possible to accurately and comprehensively manage the amount of money in a financial institution by receiving a money amount information of a money management device by a cashier constituting the system. An object is to provide a money management system and a money management method.

According to the money management system according to one aspect of the present invention,
A money management system comprising a teller machine that manages the amount of money in a financial institution store, and a money management device that can be connected to the teller machine so as to be able to communicate with each other and can be managed alone. Because
The above teller machine
A deposit management means for managing a deposit, including a deposit of money management device, which is a deposit of money stored in the currency management device;
Cooperation processing information creating means for creating cooperation processing information for specifying the contents of the storage / removal processing when the storage / removal processing is to be executed in the money management apparatus;
Cooperation processing information transmitting / receiving means for transmitting / receiving the cooperation processing information to / from the money management device so that the money management device can be managed including the money management device,
There is provided a money management system characterized by comprising:

  In the money management system according to one aspect of the present invention, the cooperation processing information is given a unique cooperation number, and the storage / removal specified by the corresponding cooperation processing information is specified by specifying the cooperation number. The contents of the processing can be specified, and the contents of the storage / removal processing specified by the cooperation processing information may include information on the denomination and quantity of money to be stored / removed.

  The person in charge of executing the storage / removal process is specified in the cooperation process information, and the ID information unique to the person in charge of processing is input to the money management device, whereby the cooperation process information and the storage process are performed. / It may be possible to specify the extraction process.

  The bank balances managed by the bank balance management means include the machine bank balances of money stored in the cashier and the banknotes stored in the safe in the financial institution store. It is preferable to include a stock inventory that is high and a hand inventory that is the currency of money placed under manual management.

  It is good for the said money on hand to include the said money management apparatus stock.

  The storage / removal process specified by the cooperation process information includes a money transfer process between a customer deposit / withdrawal and the money management apparatus, and a money transfer process between the inventory inventory and the money management apparatus inventory. And it is good to include the money movement process between the said amount in hand and the said money management apparatus amount.

  When the cooperative processing information is created, if the maximum amount of money that can be stored in the money management device is exceeded as a result of executing the storage / removal processing to be specified, the cooperative processing information Registration should be rejected.

According to the money management method according to one aspect of the present invention,
A money management system comprising a teller machine that manages the amount of money in a financial institution store, and a money management device that can be connected to the teller machine so as to be able to communicate with each other and can be managed alone. A money management method in
The amount of money managed by the cashier includes the money amount of a money management device, which is the amount of money stored in the money management device,
When the storage / removal process in the money management apparatus is to be executed, the process of creating cooperation processing information for specifying the content of the storage / removal process by the cashier;
A process of transmitting and receiving the cooperative processing information between the cashier and the money management device so that the cashier can manage by the cashier including the money management device.
There is provided a money management method characterized by comprising:

  In the money management method according to one aspect of the present invention, the linkage processing information is given a unique linkage number, and the storage / removal specified by the corresponding linkage processing information by specifying the linkage number. The contents of the processing can be specified, and the contents of the storage / removal processing specified by the cooperation processing information may include information on the denomination and quantity of money to be stored / removed.

  The person in charge of executing the storage / removal process is specified in the cooperation process information, and the identification information unique to the person in charge of the process is specified to identify the cooperation process information and the storage / removal process. It should be possible to do.

  The amount of money managed by the cashier is the amount of money in the money stored in the cashier and the amount of money stored in the safe in the financial institution store. It is preferable that the stock amount and the hand-held amount, which is the amount of money placed under the management of human resources, are included.

  It is good for the said money on hand to include the said money management apparatus stock.

  The storage / removal process specified by the cooperation process information includes a money transfer process between a customer deposit / withdrawal and the money management apparatus, and a money transfer process between the inventory inventory and the money management apparatus inventory. And it is good to include the money movement process between the said amount in hand and the said money management apparatus amount.

  When the linkage processing information is created, if the maximum amount of money that can be stored in the money management device exceeds the maximum amount of money that can be stored in the money management device as a result of executing the storage / removal processing to be specified, the process of transmitting and receiving It is preferable that registration of the cooperation processing information for executing is not performed.

  It is an object of the present invention to provide a money management system and a money management method that enable accurate and comprehensive balance management by easily linking or coordinating the balance information of cashiers and money management devices constituting the system. it can.

  Hereinafter, an embodiment of a money management system and a money management method according to the present invention will be described with reference to the drawings.

  FIG. 1 is a system schematic diagram showing an embodiment of the present invention. A money management system (money processing system) 300 shown in FIG. 1 includes a cashier 100 and a money management device 200 (also called a cash bus) configured to be able to communicate with each other. The teller machine 100 functions as a money management main body machine (money processing main body machine), and the money management apparatus 200 functions as a money management terminal machine (money processing terminal machine). The teller machine 100 and the money management apparatus 200 may be understood as an upper money management apparatus (money processing apparatus) and a lower money management apparatus (money processing apparatus), respectively. In addition, a plurality of money management devices 200 may be provided so as to be communicable with one teller machine 100.

  FIG. 2 is a perspective view showing the appearance of the teller machine 100. FIG. 3 is a functional block diagram of the teller machine 100.

  As shown in FIG. 2, the teller machine 100 includes a banknote processing unit 11 including a bundled banknote processing unit P1 that processes bundled banknotes and a rose banknote processing unit P2 that processes bulk banknotes, and a rose coin processing apparatus that processes loose coins. 12 and a wrapping coin processing device 13 for processing wrapping coins. In FIG. 2, 21 is a bundled bill dispensing port for dispensing bundled bills, 22 is a rosed bill dispensing port for dispensing rose bills, 23 is a wrapping coin dispensing port for dispensing wrapping coins, and 24 is a rose coin. Is a rose coin outlet.

  Further, the teller machine 100 includes a non-cash box 14 for inputting securities other than cash, a control unit 15 for controlling the entire teller machine 100, a keyboard type operation unit 16 for giving various instructions to the control unit 15, and a control unit. 15 includes an external printer 18 that performs a printing process in accordance with an instruction by 15. The external printer 18 functions as a receipt issuing device and / or an authentication printing printer. In the present embodiment, in order to provide operation information to the permitter, a 4-digit number corresponding to the operation information is printed on the slip.

  The control unit 15 includes, as a part thereof, a display unit 15a as an interface with a general employee and an administrator, and an ID card reader 15b that reads the contents of an ID card possessed by the general employee and the administrator. In this embodiment, an ID card reader is used. However, the ID card reader is not limited to this, and any known face authentication terminal or a device that authenticates a user such as a vein that authenticates a finger can be used. You may use.

  As shown in FIG. 3, the control unit 15 includes a ROM 15d storing various programs and data, a RAM 15e serving as a program load area and a work area during program execution, and a flexible disk that reads and writes data from and to the flexible disk. A drive 15f, a hard disk drive 15g that stores various programs and data, and a control main body 15c that controls the entire teller machine 100 by executing programs stored in the ROM 15d and the hard disk drive 15g are provided.

  As shown in FIG. 3, the teller machine 100 includes a communication interface (communication IF) 19 that performs data communication with the money management apparatus 200. As a result, the cashier 100 (money management main body) and the money management apparatus 200 (money management terminal) can communicate with each other.

  FIG. 4 is a perspective view showing the external appearance of the money management apparatus 200. As shown in FIG. 4, the money management apparatus 200 includes a first banknote storage drawer 211 that stores and stores 10,000 yen banknotes, a second banknote storage drawer 212 that stores and stores banknotes of other denominations, and 100 yen. The first coin storage drawer 213 that stores and stores 10 yen and 1 yen coins, the second coin storage drawer 214 that stores and stores 500 yen, 50 yen, and 5 yen coins, and securities other than cash are also input. And a preliminary storage drawer 215 that can be used.

  In addition, the money management apparatus 200 includes a control device 225 (control means) that controls the entire money management apparatus 200, a keyboard type operation unit 226 that gives various instructions to the control device 225, and a user (salesperson and management). And an ID card reader 228 that reads the contents of an ID card held by a user who performs an operation of depositing and withdrawing money into and from the storage.

  The content of the ID card, that is, the ID information stored in the ID card is an aspect of the user information, and the ID card reader 228 is an aspect of the user information acquisition unit. In the example of FIG. 4, a contact type ID card reader 228 is employed, but a non-contact type card reader may be employed. In addition to the ID card reader, similarly to the teller machine 100, a device for using face authentication, vein authentication, or the like may be employed.

  FIG. 5 is a perspective view of the second banknote storage drawer 212 of the money management apparatus 200. As shown in FIG. 5, a bundle of banknotes of three kinds of denominations are regularly stored and stored in the second banknote storage drawer 212. In the example of FIG. 5, four banknote storage containers 221 to 224 are arranged inside the second banknote storage drawer 212, and the denomination of banknotes stored and stored is determined for each container. Moreover, the large bundle banknote which bundled 100 bundle banknotes for every 10 bundles may be stored and stored.

  FIG. 6 is a perspective view of the second coin storage drawer 214 of the money management apparatus 200. As shown in FIG. 6, the second coin storage drawer 214 regularly stores and stores coins in three different denominations. In the example of FIG. 6, three coin storage containers 241 to 243 are arranged inside the second coin storage drawer 214, and the denomination of coins stored and stored is determined for each container.

  On the bottom surface of the coin storage container 241, a load cell 261 is provided as a measuring means for measuring the weight of coins stored and stored in the coin storage container 241. Since the details of the configuration of the load cell 261 are considered to be well known, a description thereof is omitted here. The load cells 261 are similarly provided for the other coin storage containers 242 and 243 and the banknote storage containers 221 to 224. With such a configuration, the weight of money stored and stored is measured for each denomination.

  In addition, FIG. 7 is a perspective view of the preliminary storage (preliminary drawer) 215. As shown in FIG. 7, the reserve storage 215 is provided with an empty space 253 in which securities other than cash can be put in addition to the coin reserve storage unit 251 and the bill reserve storage unit 252.

  Next, FIG. 8 is a functional block diagram of the control device 225 of the money management device 200. The control device 225 is stored in a ROM 225d storing various programs and data, a RAM 225e serving as a program loading area and a work area during program execution, a hard disk drive 225g storing various programs and data, and a ROM 225d and hard disk drive 225g. An arithmetic control unit 225c that controls the entire money management apparatus 200 by executing a program or the like is provided.

  The calculation control unit 225c (calculation means) is connected to a load cell 261 (weight measurement means) provided corresponding to each denomination, and based on the output value of the load cell 261, the weight of stored and stored money The amount of money corresponding to can be calculated. The hard disk drive 225g stores the amount of money calculated by the arithmetic control unit 225c (storage means).

  In this embodiment, here, the ID information (user information) read by the ID card reader 228 is also made to correspond to the calculated amount of money (the amount stored and stored after the deposit / withdrawal operation). To be remembered.

  In the present embodiment, the amount of money to be deposited / withdrawn from the storage is input in the keyboard type operation unit 226 (input unit), and the arithmetic control unit 225c serves as a scrutinizing unit. The amount calculated from the output value of the load cell 261 and the amount input by the keyboard type operation unit 226 can be scrutinized.

  As shown in FIG. 8, the money management apparatus 200 includes a communication interface (communication IF) 229 that performs data communication with the teller machine 100. Thereby, the money management apparatus 200 (money management terminal) and the teller machine 100 (money management main body machine) can mutually communicate.

  In addition, the control device 225 of the present embodiment is connected to the open / close electromagnetic locks 211m to 215m provided in the drawers 211 to 215 as lock control means. It is possible to switch between a possible open state and a locked state in which money cannot be deposited or withdrawn.

  As a condition for this switching control, user verification is employed in the present embodiment. Specifically, for example, ID information (user information) of a user set in advance as an authorized person is stored in the hard disk drive 225g and is read by the ID card reader 228 (user information acquisition means). The information is collated with the ID information of the authorized person by the arithmetic control unit 225c as the user identifying means. Only when the result of the collation is YES, that is, when the ID information read by the ID card reader 228 matches the ID information of the user set as a permitted person in advance, the control device 225 can open and close the electromagnetic lock 211m˜ 215m can be controlled to be in an open state in which money can be stored / removed.

  As another switching control condition, in this embodiment, collation information collation can be employed in addition to user collation. The linkage information is, for example, operation information set for each deposit / withdrawal operation, and is usually data on the denomination and amount of deposit / withdrawal, but may include data related to the procedure of deposit / withdrawal operation. As a specific mode of collation information collation, for example, collaborative information set in advance as a permission operation is transferred and stored in the RAM 225e, for example, using the communication function from the teller machine 100. A corresponding four-digit cooperation number can be input by the keyboard type operation unit 226 (cooperation information acquisition means). Then, the inputted 4-digit linkage number information can be collated with the linkage information transferred and stored by the arithmetic control unit 225c as the operation identification means. In this case, only when the collation result is YES, that is, when the input 4-digit cooperation number matches the cooperation information of the permitted operation that has been transferred and stored, the control device 225 opens and closes the open / close electromagnetic locks 211m to 215m. Can be set to an open state in which money can be deposited and withdrawn. In this aspect, preferably, the open / close electromagnetic locks 211m to 215m can be individually controlled in accordance with the specific contents of the deposit / withdrawal operation. Specifically, only the drawer that stores the denomination that is to be deposited / withdrawn can be switched to the open state. Furthermore, it is also possible to employ a control mode in which each drawer is sequentially switched to an open state so that a plurality of drawers are not simultaneously opened.

  In addition, in this embodiment, the following configuration is further adopted by utilizing the fact that the money management device 200 (money management terminal) and the teller machine 100 (money management main body) can communicate with each other. Has been.

  The control unit 15 of the teller machine 100 (money management main unit) uses a communication function to check and / or scrutinize the cash data remote check unit of the money management device 200 (money management terminal). It is configured to function as. Specifically, the control unit 15 of the teller machine 100 (money management main unit) can control the arithmetic control unit 225c, which is a scrutinizing means, via the communication interface (communication IF) 19 and the communication interface (communication IF) 229. It is like that.

  In addition, a notification device (alarm device) 280 that outputs a notification signal when the drawers 211 to 215 are open for a predetermined time or longer is further provided.

  Further, the key detection unit 290 in FIG. 8 is a sensor device that detects when the drawer is opened and closed when the money management apparatus 200 is turned off. This is a new technology at least in the technical field, but since it is not directly related to the concept of the present invention, a description thereof is omitted here.

  Next, an operation example of the money handling system described above will be described with reference to a flowchart.

  FIG. 9 is a flowchart of an example of a deposit / withdrawal operation preparation process on the cashier 100 side. First, ID information of the operator of the teller machine 100 is read by the ID card reader 15b (STEP 11). Based on the ID information, it is identified whether or not the operator is an operation authorized person of the teller machine 100 (STEP 12).

  If the user is an authorized person, the operation menu of the teller machine 100 is displayed on the display unit 15a (STEP 13). While viewing the display, the operator (operation authorized person) inputs the processing content using the keyboard type operation unit 16 (STEP 14). Here, the cooperative retrieval / storage is selected. Further, in this example, in order to further improve security, a password input is requested (STEP 15).

  After collation of the passwords, the operator (operation authorized person) inputs details of the deposit / withdrawal operation using the keyboard type operation unit 16 (STEP 16). Specifically, the denomination and the number of bundles or the number of pieces of money to be deposited / withdrawn are input. Thereafter, the input completion is detected by the operation of the input completion key by the operator (STEP 17). The teller machine 100 creates cooperation processing information (also referred to as a cooperation processing queue) as operation information including details of the inputted deposit / withdrawal operation, and cooperates as a part of the cooperation processing information with respect to the cooperation processing information. Number (sometimes referred to as an operation number) is issued, and the cooperative processing information including the association between the cooperative number and the detailed contents of the actual deposit / withdrawal operation is stored in the hard disk 15g, and the cooperative processing information is input / output In the case where the money operation includes a deposit / withdrawal operation in the cash management apparatus (money management apparatus) 200, if the person in charge has the authority to operate the cash management apparatus 200, an open request (described later) is made. Send. Thereby, the cash management apparatus 200 can skip an operation input screen to a cooperation number input screen. Here, the cooperation processing information is not transmitted to the cash management apparatus 200 (STEP 18). Further, the receipt issuing device 18 performs authentication printing including the linkage number on the receipt or transaction slip and issues the receipt or transaction slip (STEP 19).

  FIG. 10 is a flowchart of an example of a deposit / withdrawal operation preparation process in the cash management apparatus 200. First, the ID information of the operator of the cash management apparatus 200 is read by the ID card reader 228 (STEP 21). Based on the ID information, it is identified whether or not the operator is an operation authorized person of the cash management apparatus 200 (STEP 22).

  If it is an operation authorized person, the operation menu of the cash management apparatus 200 is displayed on the display unit 227 (STEP 23). While viewing the display, the operator (operation authorized person) inputs processing contents from the keyboard type operation unit 226 (STEP 24).

  First, the case where a cooperation process with the teller machine 100 is selected will be described first.

  When the cooperation process is selected, in this example, in order to further improve the security, a password input is requested (STEP 25).

  After collation of the personal identification number, the operator (operation authorized person) inputs the cooperation number issued by the cashier 100 from the keyboard type operation unit 226 (STEP 26).

  The linkage number is issued as a result of identification of the operator's ID information and input of the personal identification number in the teller machine 100. Therefore, as another embodiment, the operator of the teller machine 100 uses cash. If the person has the operation authority of the management apparatus 200, only the input of the cooperation number is requested here, and the above input request of the ID information and the personal identification number can be omitted.

  In response to the input of the cooperation number, the cash management apparatus 200 makes an inquiry to the teller machine 100. The teller machine 100 searches for the cooperation process information using the cooperation number, and details of the take-out / storage operation that is the content of the cooperation process information corresponding to the cooperation number (the denomination or amount of money to be taken out / storage operation) The data may be included in the drawer opening and closing procedure data) and transmitted to the cash management apparatus 200 (STEP 27), and the cash management apparatus 200 receives a part or all of the information of the operator's confirmation. For this purpose (STEP 28). After confirmation, completion of take-out / storage preparation is detected by the operation of the input completion key by the operator (STEP 29).

  After that, money storage processing or removal processing is performed based on the details of the extraction / storage operation included in the cooperation processing information (STEP 30), and an input to the effect that the processing is completed is performed from the keyboard type operation unit 226. The cooperation processing information is updated and stored in the hard disk 225g (STEP 31), and the cooperation processing information is also transmitted to the teller machine 100 via the communication line, and the cooperation processing information in the teller machine 100 is processed. Updated.

  Next, a case where a single process in the cash management apparatus 200, that is, a local process that is not based on the cooperative process information received in advance from the teller machine 100 will be described.

  When single processing is selected, in this example, in order to further improve security, a password input is requested (STEP 125). The single process of the cash management apparatus 200 is a process that is not based on the cooperative process information received in advance from the cashier 100, and the cooperative process information corresponding to the process is an uncreated process. Therefore, unlike the case of the cooperation process based on the cooperation process information received from the teller machine 100, the input request for the ID information and the password cannot be omitted.

  After collating the passwords, the operator (operation authorized person) inputs details of the take-out / storage operation from the keyboard type operation unit 226 (STEP 126). Specifically, data of the denomination and number of bundles or number of objects to be taken out / stored are input. Thereafter, the input completion is detected by the operation of the input completion key by the operator (STEP 127).

  The cash management apparatus 200 creates local processing information (also referred to as a local processing queue) as processing information including details of the input take-out / storage operation, and as part of the local processing information for the local processing information And local processing information including the correspondence between the local processing number and the actual contents of the actual take-out / storage operation is stored in the hard disk 225g, and the local processing information is stored via the communication line. It transmits to the teller machine 100. If the communication line is disconnected at this time, the local processing information is held in the money management apparatus 200, and then transmitted to the teller machine 100 when the communication line is connected. Before the local processing information related to the single processing in the cash management apparatus 200 is transmitted, the teller machine 100 has no information related to the single processing. It transmits to the teller machine 100.

  Thereafter, the money storing process or the extracting process is performed based on the details of the extracting / storing operation included in the local processing information (STEP 128), and an input to the effect that the process is completed is performed from the keyboard type operation unit 226. The local processing information is updated and stored in the hard disk 225g (STEP 129), and the local processing information is also transmitted to the teller machine 100 via the communication line, and the local processing information in the teller machine 100 is updated. The Similarly to the above, if the communication line is disconnected at this time, the local processing information is held in the money management apparatus 200 and then transmitted to the teller machine 100 when the communication line is connected. If the local processing information cannot be transmitted to the teller machine 100 and has not been transmitted when the local processing information is created, only the updated local processing information is transmitted after the extraction / storage operation is completed. May be.

  FIG. 11 is an explanatory view schematically showing an overall image of banknote management by the money management system and the money management method according to the embodiment of the present invention.

  A money management system according to an embodiment of the present invention includes a cash machine 100 and a money management apparatus 200 configured to be able to communicate with each other. Although the teller machine 100 and the money management apparatus 200 are configured to be able to communicate with each other, the communication line is not always connected, and the connection can be physically disconnected arbitrarily at any time. Therefore, the money management apparatus 200 can be used by moving to any place in the store. Note that the money management apparatus 200 can also manage the amount of money alone.

  In the money management system and the money management method according to the embodiment of the present invention, all cash management in the financial institution store is performed by the cashier 100. The stocks managed by the teller machine 100 include stock stocks 6, machine stocks 1, post stocks 2, and hand stocks 3.

  The stock amount 6 is the amount of money stored in the main safe in the financial institution store. The machine balance 1 is the balance of money stored in the teller machine 100. Post balance 2 is a post on the teller machine 100, that is, securities such as a check deposited in the above-mentioned non-cash box 14 or a non-payment ticket that is a damaged or soiled banknote. It is the amount of money that is possible. The amount of cash on hand 3 is the amount of money that is placed under the management by hand, such as temporarily removed from the safe or the teller machine 100 for the purpose of transferring funds. The money management device balance 4 (4X, 4Y), which is the balance of money that is stored and movable, is also managed as a part of the balance held. The money management device balance 4 is managed as a part 4X of the hand held amount 3 in the teller machine 100, but the money management device 200 itself is managed as the money management device balance 4Y. The money management device balance 4Y of the money management device 200 is inquired by the cashier 100 as needed. The money management device balance 4X and the money management device balance 4Y can be matched by transmitting / receiving linkage processing information between the teller machine 100 and the money management device 200 and updating both balance data.

  The cooperation processing information is stored in the processing information management database 400 of the teller machine 100, and is updated as needed. This processing information management database 400 is stored in the hard disk drive 15g of the teller machine 100, for example.

  When making deposits and withdrawals with customers, deposits and withdrawals are made using the money included in the machine balance or the balance on hand. In addition, when securities such as checks are deposited from customers, or when non-paid bills are included in the deposited money, they are post-paid and managed as post-invoices. When these securities and non-performing securities are collected from the post of the teller machine 100, the post amount is managed as a part of the hand amount.

  When the money stored in the teller machine 100 is insufficient or cannot be completely inserted, the money is taken out from the safe and replenished to the teller machine 100, or the money is collected from the teller machine 100 and stored in the safe. Or At the time of the transfer of funds, the funds are temporarily managed as the amount on hand.

  When the money stored in the money management apparatus 200 is insufficient or cannot be completely inserted, the money management apparatus 200 takes out money from the safe and replenishes it to the money management apparatus 200, or the money management apparatus 200 receives money from the possession amount. The money is collected from the money management device 200 and stored in the safe, or is managed as the amount held on hand.

  All cash movements are managed by the cashier 100 as described above. In particular, when a deposit / withdrawal operation including storage and withdrawal of money in the money management apparatus 200 is performed, the linkage number is set. The attached cooperative processing information is created in the teller machine 100. Before the execution of the take-out / storage operation of the money management apparatus 200, the cooperation processing information is transmitted from the cashier 100 to the money management apparatus 200, and the update information of the cooperation processing information is also included in the money after the execution of the take-out / storage operation. It is sent back from the management device 200 to the cashier 100, and the coordination processing information in the cashier 100 and the money management device 200 is matched, and accurate cash management is maintained.

  FIG. 12 is a selection menu display example for displaying each stock amount managed in the money management system according to the embodiment of the present invention.

  The menu shown in FIG. 12 includes “1 machine stock”, “2 post stock”, “3 hand stock”, “4 money management device stock”, “5 machine / post / hand stock”, “ 6 “Stock Inventory” is included.

  “5 Machine / Post / Hand Balance” is the total balance of Machine Balance, Post Balance and Hand Balance. The definitions of machine inventory 1, post inventory 2, hand inventory 3, currency management device inventory 4, and inventory inventory 6 are as described above.

  On the other hand, in the sub-menu, detailed breakdown of machine stock 1 includes “1 machine stock total”, “2 rose banknote deposit / withdrawal department stock”, “3 bundled withdrawal / payment department stock”, “4 new Includes "payment / payment part of ticket", "5, deposit / withdrawal part of coins", "6, wrapping coin / payment part", and "7 continuous machine balance".

  “1 Machine cash total” is “2 Bulk paper money deposit / withdrawal department”, “3 Bundling money withdrawal / payment department”, “4 New ticket withdrawal / payment department” and “5 This is the total balance of "High" and "6 Packaging coin withdrawal part", which is synonymous with "1 Machine balance" in the menu.

  The “2 loose banknote deposit / withdrawal unit balance” is the balance of the rose banknote deposit / withdrawal unit 11 -P 2 in the banknote deposit / withdrawal arranging machine constituting a part of the depositing / dispensing machine 100. “3 Bundling / withdrawal part balance” is a bundling / withdrawing part 11-P1 in the banknote deposit / withdrawal arranging machine constituting a part of the depositing / dispensing machine 100, that is, 100 bills are arranged into one bundle. It is the amount of money in the withdrawal department that withdraws the band. “4 New ticket withdrawal part” is a new ticket withdrawal part in the banknote deposit and withdrawal organizing machine that constitutes a part of the depositing machine 100, that is, only a new bill is issued according to the customer's request. It is the amount of money in the withdrawal department that makes money.

  “5. Coins deposit / withdrawal unit balance” is the amount of the rose coin deposit / withdrawal unit 12 in the coin deposit / withdrawal arranging machine constituting a part of the depositing / dispensing machine 100. “6 Packaging coin withdrawal part stock” is the packaging coin dispensing part 13 in the coin depositing and dispensing organizing machine that constitutes a part of the cashier 100, that is, 50 coins are packed into one bar. The amount of the withdrawal department that withdraws the money.

  “7 machine stock continuation” means “2 rose banknote deposit / withdrawal part”, “3 bundles / withdrawal part”, “4 new ticket withdrawal part” and “5 rose coin deposit / withdrawal part” This is a sub-menu item for displaying “high” and “6 wrapping coin withdrawal amount” individually and continuously.

  FIG. 13 is an explanatory diagram illustrating an example of an operation method that can be performed in the money management system and the money management method according to the embodiment of the present invention.

  First, “Teller” and “Teller” shown in FIG. 13 will be described. The “Treasurer” is authorized to perform all deposit / withdrawal operations using both the cash machine 100 and the money management apparatus 200 that constitute the money management system according to the embodiment of the present invention. Higher authority. On the other hand, a “teller” is a clerk (general employee) who directly responds to a customer at a financial institution store window, and is given authority to perform deposit / withdrawal operations within a predetermined limit in the cashier machine 100. Is a subordinate authority.

  Even if the allowable amount of deposit / withdrawal operation is different, in order for both the “Treasurer” and “Teller” to operate the cashier 100 and the money management apparatus 200, the cashier 100 and the money It is necessary to register the ID information and the personal identification number or password in advance in each management apparatus 200.

  FIG. 13 (A) shows a case where the same cashier performs a taking-out operation of 11 million yen in total, which is 1 million yen from the cashier machine 100 and 10 million yen from the money management apparatus 200.

  The cashier enters his / her ID information and password or password into the cashier 100, and then inputs “1 million yen withdrawal operation from the cashier machine 100 million and 10 million yen from the money management device 200”. As a result, the cooperation processing information about the take-out operation is created and given a cooperation number, and the cooperation processing information is stored in the hard disk drive 15g of the teller machine 100 together with the cooperation number. Further, in response to an inquiry from the money management apparatus 200, the cooperation processing information is transmitted to the money management apparatus 200 via a communication line, and is also stored in the hard disk drive 225g of the money management apparatus 200.

  Then, when an operation for withdrawing 1 million yen from the cashier 100 is performed, a bundle of 1 million yen banknotes is withdrawn from the cashier 100, and a part of the withdrawal by the entered withdrawal operation is performed. A manual payment receipt is issued indicating that it has been executed. On this manual payment receipt, a cooperation number corresponding to the cooperation processing information for the withdrawal operation is also printed.

  Next, when the cashier inputs the cooperation number to the money management apparatus 200, the money management apparatus 200 requests the cashier 100 to transmit corresponding cooperation processing information based on the cooperation number, and from the cashier 100 When the cooperation processing information is received, the operation content in the cooperation processing information is displayed. Here, the manual payment receipt on which the cooperation number is printed is issued as a result of inputting the cashier ID information and the password or password to the cashier 100. In the money management apparatus 200, since the same cashier performs the operation, only the cooperation number is input, and the input of the ID information and the password or password can be omitted. On the contrary, in the money management apparatus 200, it is possible to omit only the ID information, or the ID information and the personal identification number or the password, so that the input of the cooperation number can be omitted. The related cooperative processing information may be displayed in a list so that the processing can be selected. In this case, there is no need to take care not to lose the hand-paid receipt or to store the linkage number, which is convenient. However, in order to ensure higher security, the money management apparatus 200 may also request input of ID information and a password or password.

  As the operation in the above-mentioned cooperation processing information, taking out 10 million yen from the unexecuted money management apparatus 200 in “total 11 million yen withdrawal operation from the cash machine 100 million and from the money management apparatus 200 to 10 million yen”. When the operation to be performed is performed, the drawer is unlocked, and a large banknote of 10 million yen is taken out, and then the automatic cash amount confirmation operation in the money management apparatus 200 is performed.

  In addition, an update record indicating that the operation has been completed for the cooperative processing information in the hard disk drive 225g of the money management apparatus 200 is performed, and the cooperative processing information that has been updated is transmitted to the teller machine 100 via a communication line, It is also stored in the hard disk drive 15g of the teller machine 100.

  By the transmission / reception of the cooperative processing information as described above, the cooperative processing information in the teller machine 100 and the money management apparatus 200 is matched. That is, the cooperation processing information is synchronized.

  FIG. 13B shows a case where the teller performs a withdrawal operation of 11 million yen in total, that is, 1 million yen from the cashier machine 100 and a person in charge of the cashier from the money management apparatus 200 to 10 million yen.

  The teller inputs his / her ID information and personal identification number or password to the teller machine 100, and inputs “11 million yen withdrawal operation from the teller machine 100 million and 10 million yen from the money management apparatus 200”. Then, cooperation processing information about the take-out operation is created and given a cooperation number, and the cooperation processing information is stored in the hard disk drive 15g of the teller machine 100 together with the cooperation number. Further, in response to an inquiry from the money management apparatus 200, the cooperation processing information is transmitted to the money management apparatus 200 via a communication line, and is also stored in the hard disk drive 225g of the money management apparatus 200.

  Here, assuming that the withdrawal operation of 10 million yen is an operation exceeding the authority of the teller, the withdrawal operation of 1 million yen in the teller machine 100 can be executed by the teller itself, but the withdrawal from the money management apparatus 200 is possible. It can also be specified in the above-mentioned cooperation processing information that the person in charge must always perform the operation.

  Then, when the teller performs an operation of withdrawing 1 million yen from the cashier machine 100, a 1 million yen banknote is withdrawn from the cashier machine 100, and one of the withdrawals by the entered withdrawal operation. A manual payment receipt is issued indicating that the copy has been executed. On this manual payment receipt, a cooperation number corresponding to the cooperation processing information for the withdrawal operation is also printed.

  Next, a cashier who receives a request from Teller inputs his / her ID information and personal identification number or password to the money management apparatus 200, and then inputs the linkage number described in the payment receipt to the money management apparatus 200. Then, the money management apparatus 200 requests the cashier 100 to transmit the corresponding cooperative processing information based on the cooperation number, and when receiving the cooperative processing information from the cashier 100, displays the operation content in the cooperative processing information. To do. Here, the teller who performs the withdrawal operation from the cashier 100 and the cashier who performs the withdrawal operation from the money management apparatus 200 are separate staff members, and each has individual ID information and a personal identification number or password. Therefore, neither the teller nor the cashier can omit the input of the ID information and the password or password. When ID information is input, it is possible to display a list of unprocessed cooperation processes (removal / storage operations) related to the person in charge and select a cooperation number.

  As the operation in the above-mentioned cooperation processing information, taking out 10 million yen from the unexecuted money management apparatus 200 in “total 11 million yen withdrawal operation from the cash machine 100 million and from the money management apparatus 200 to 10 million yen”. When the operation to be performed is performed, the drawer is unlocked, and after a large banknote of 10 million yen is taken out, the automatic money amount confirmation operation in the money management apparatus 200 is performed.

  In addition, an update record indicating that the operation content has been completed for the cooperative processing information in the hard disk drive 225g of the money management apparatus 200 is performed, and the updated cooperative processing information is transmitted to the teller machine 100 via a communication line. It is also stored in the hard disk drive 15g of the teller machine 100.

  By the transmission / reception of the cooperative processing information as described above, the cooperative processing information in the teller machine 100 and the money management apparatus 200 is matched. That is, the cooperation processing information is synchronized.

  FIG. 13C shows a case where the money management apparatus 200 is operated alone, and the cashier in charge performs a withdrawal operation of 11 million yen from the money management apparatus 200.

  When the cashier enters his / her ID information and personal identification number or password into the money management apparatus 200 and inputs “11 million yen withdrawal operation from the money management apparatus 200”, local processing for the withdrawal operation is performed. Information is created and assigned a local process number, and the local process information is stored in the hard disk drive 225g of the money management apparatus 200 together with the local process number. At that time, the money management apparatus 200 and the teller machine 100 communicate with each other through a communication line. If the connection is established via the network, the local processing information is transmitted to the teller machine 100 and is also stored in the hard disk drive 15g of the teller machine 100.

  And if operation for taking out 11 million yen from the money management apparatus 200 is performed, a large banknote of 10 million yen and a bundle of 1,000,000 yen can be taken out, and automatic money amount confirmation operation in the money management apparatus 200 is performed. Done.

  Further, an update record indicating that the operation is completed for the local processing information in the hard disk drive 225g of the money management apparatus 200 is performed. Further, when the money management apparatus 200 and the teller machine 100 are connected via a communication line, the recorded local processing information is transmitted to the teller machine 100 via the communication line, and is sent to the hard disk drive 15g of the teller machine 100. Is also remembered. If the money management apparatus 200 and the teller machine 100 are not connected via a communication line at the time when the local processing information is created, the local information recorded when both are connected via the communication line The processing information may be transmitted to the teller machine 100 and stored in the hard disk drive 15g of the teller machine 100.

  The above is an example of the cooperative processing information transmission / reception procedure performed in the money management system and the money management method according to the embodiment of the present invention, and is partially different from other examples of the cooperative processing information transmission / reception procedure described later. ing.

  FIG. 14 is an explanatory diagram schematically showing data transmission / reception and operation (operation) procedures between the cashier 100 and the money management apparatus 200 at the time of deposit / withdrawal operation in the money management apparatus 200.

  When the person in charge who performs the deposit / withdrawal operation inputs his / her ID information to the teller machine 100, a list of selectable processes permitted by the person in charge is displayed on the display unit 15a of the teller machine 100. A deposit / withdrawal operation (process) to be executed is selected and input (step S500), and then a password required for the process is input (step S501). Then, cooperation processing information about the deposit / withdrawal operation (processing) is created and a cooperation number is assigned, and the cooperation processing information is stored in the hard disk drive 15g of the teller machine 100 together with the cooperation number and is included in the cooperation processing information. The deposit / withdrawal operation (processing) can be performed (step S502).

  The teller machine 100 is linked to the money management apparatus 200 in the linkage processing information, that is, the handling classification is the money management apparatus 200, and the person in charge of operation has the authority to operate the money management apparatus 200. Identifies whether a deposit / withdrawal operation is included.

  If any of the conditions is not met, the processing related to the cooperation processing information is terminated (step S504), but there is cooperation with the money management apparatus 200 and the person in charge of operation has the authority to operate the money management apparatus 200. When the take-out / storage operation is included, the teller machine 100 sends a process open request to the money management apparatus 200 to request that the take-out / storage process included in the cooperation processing information should be started through the communication line. (Step S503). Then, the teller machine 100 performs authentication printing and ends the process (step S504).

  In response to the process open request from the teller machine 100, the money management apparatus 200 can skip (omitted) the person-in-charge ID input and the personal identification number input among the person-in-charge ID input, the process item selection input, and the personal identification number input (step). S510).

  In the money management apparatus 200, when the cooperation processing information is selected on the processing item selection screen (step S511), the cooperation number of the cooperation processing information can be input. Since the cooperation processing information associated with the cooperation number is created as a result of the operation person in charge inputting his / her ID information and personal identification number into the teller machine 100, here, in the money management apparatus 200. If only the cooperation number is input, the input of the ID information and password of the person in charge of operation can be omitted.

  However, if it is desired to ensure a higher level of security, the money management apparatus 200 may also request input of the ID information and password of the person in charge of operation at the start of operation (step S510). In this case, when the person in charge of operation inputs his / her ID information and personal identification number to the money management apparatus 200 (step S510) and selects the cooperation processing information on the processing item selection screen (step S511), the cooperation processing information. The link number can be entered.

  On the contrary, in the money management apparatus 200, only the ID information, or the ID information and the personal identification number or password are input, and the cooperation processing information related to the person in charge is displayed in a list according to the input of the ID information. In this way, the input of the cooperation number may be omitted. In this case, there is no need to be careful not to lose the receipt on which the cooperation number is printed or to store the cooperation number, which is convenient.

  After inputting the ID information and password of the person in charge of the operation, or without inputting the ID information and password, the link number corresponding to the cooperation processing information of the take-out / storage operation to be executed is input (step S512). The money management apparatus 200 transmits a cooperation processing information request corresponding to the cooperation number to the teller machine 100. The teller machine 100 transmits the cooperation processing information to the money management apparatus 200 in response to the cooperation processing information request. The money management apparatus 200 receives the cooperation processing information and stores it in the hard disk drive 225g, for example, and displays the contents of the take-out / storage operation in the cooperation processing information.

  After the display / input operation by the person in charge of the displayed take-out / storage operation is selected, the take-out / storage operation becomes executable, and after the money is stored and / or taken out (step S513), the money management apparatus An automatic scrutiny, that is, an automatic cash amount confirmation operation at 200 is performed.

  And the update recording to the effect that the operation content was completed about the said cooperation process information memorize | stored and preserve | saved at the money management apparatus 200 is performed. In addition, the updated cooperative processing information is transmitted to the teller machine 100 through the communication line together with the processing result notification, and the cooperative processing information managed in the teller machine 100 is also updated and recorded. Then, when the teller machine 100 transmits to the money management apparatus 200 that it has received the updated cooperative processing information and the processing result notification, the cashier 100 sets a processed flag in the cooperative processing information. The Furthermore, if the money management apparatus 200 receives the response from the cashier 100, the process in the money management apparatus 200 is also terminated (step S514).

  At the end of processing in the teller machine 100, the processing result may be authentication printed on the authentication slip.

  In addition, after the money management apparatus 200 receives the cooperation processing information from the teller machine 100, the cooperation processing information is stored and / or taken out, and the cooperation processing information is updated and recorded. If the communication line between the money management apparatus 200 and the teller machine 100 has been disconnected at the time of trying to transmit the cooperation processing information updated and recorded from the account management machine 100 to the teller machine 100, the money management apparatus 200 The cooperation processing information that has been updated and recorded is retained immediately without being transmitted, and is transmitted later when a communication line is connected.

  The above is the ID and password of the person in charge at the cashier 100 and the money management apparatus 200 during the take-out / storage operation of the money management apparatus 200 performed in the money management system and money management method according to the embodiment of the present invention. This is an operation procedure related to number input and the like.

  FIG. 15 schematically illustrates the flow of various types of information processing including cooperative processing information in the teller machine 100 and the money management apparatus 200 performed in the money management system and the money management method according to the embodiment of the present invention. FIG.

  The cooperation processing information in the money management system and the money management method according to the embodiment of the present invention is registered or stored in the processing information management database 400 of the teller machine 100, and is updated as necessary.

  For example, when the funds are transferred from the stock of the safe to the money management apparatus 200 (step S600), in the cashier machine 100, cooperative processing information relating to the deposit / withdrawal operation is created and registered in the processing information management database 400 ( Step S601). The cashier 100 then subtracts the amount of money to be transferred from the stock amount of the treasury, and adds or subtracts it to the money management device stock as part of the stock on hand. This is performed (step S602). Further, the transfer of funds by the cooperation process is also registered as transaction data (step S603), and the process in the teller machine 100 ends (step S604).

  In the deposit / withdrawal operation based on the cooperation process information, the money management apparatus 200 performs the deposit, that is, the storage process as the cooperation process (step S610). When the money management apparatus 200 receives the above open request from the teller machine 100, the money management apparatus 200 requests and obtains and refers to the cooperation processing information accordingly (step S611). Then, when the storage processing of the money (money) transferred from the stock of the safe is performed based on the cooperation processing information (step S612), the operation content of the cooperation processing information is completed in the money management apparatus 200. Is updated (step S613), and the updated cooperative processing information is transmitted to the cashier 100 via the communication line, and the cooperative processing information on the processing information management database 400 of the cashier 100 is also stored. Updated. The cooperative process in the money management apparatus 200 ends when the updated cooperative process information is transmitted to the cashier 100 (step S614).

  16 and 17 are explanatory diagrams illustrating examples of the contents of the cooperation processing information created and updated in the money management system and the money management method according to the embodiment of the present invention.

  First, FIG. 16 (A) is an example of the content of the cooperation process information which shows the state in which the process in the teller machine has been completed and the unprocessed state in the money management apparatus. In the cashier machine 100, collaborative processing information is created and registered for the collaborative processing including the cashier operation of the cashier machine 100 and the money management apparatus 200 and the withdrawal / storage operation, and only the cashier operation of the cashier machine 100 is completed. In addition, an example of the contents of the cooperation processing information at the time when the take-out / storage operation in the money management apparatus 200 is not processed is shown. The number of banknote bundles and the number of bars for denomination and withdrawal / storage operations in the cashier 100 and the money management apparatus 200 are registered for each denomination, and the cashier 100 performs the deposit / withdrawal operation. The date and time of contact and the person in charge number are shown. In the upper center, storage / removal is not performed, and it is shown that the state is “unprocessed”.

  FIG. 16B is an example of the contents of the cooperation processing information indicating a state where the cooperation processing in the teller machine and the money management apparatus is completed and the cooperation processing information is updated. The deposit / withdrawal operation in the cashier 100 and the money management apparatus 200 registered in the cooperation processing information is completed, and the date and time when the deposit / withdrawal operation was performed and the person in charge number are shown. In the upper center, “completed” is shown to have been taken out / stored.

  On the other hand, FIG. 17 is an example of the contents of local processing information in an unprocessed state created in order to execute processing in a single currency management apparatus, that is, local processing. In the money management apparatus 200, local processing information regarding the take-out / storage operation in the money management apparatus 200 is created and registered, and data of the take-out / storage operation in the money management apparatus 200 is transmitted to the teller machine 100. Is displayed. The number of banknote bundles and the number of sticks of the denominations that are taken out / stored in the money management apparatus 200 are registered for each denomination, and the date and time when the local processing was performed in the money management apparatus 200 and the person in charge number are shown. ing. Further, the display state “unprocessed” indicates that the authentication printing in the teller machine 100 is not completed.

  After presenting these examples, an outline procedure for creating and updating cooperation processing information in the money management system and the money management method according to the embodiment of the present invention will be described.

  If the depositing / dispensing operation to be performed requires cooperation between the cashier 100 and the money management apparatus 200, a part or all of the cash amount data input as a hand-held amount is included in the money management apparatus 200. Money management device transaction data, that is, cooperation processing information is created and registered in the teller machine 100 as high.

  The target denominations of money are 10,000 yen, 5,000 yen, 2,000 yen, 1,000 yen for banknotes, 500 yen, 100 yen, 50 yen, 10, yen, 5 yen, 1 yen for coins.

  Here, in the money management apparatus 200, bundles / books, that is, bundled banknotes and wrapping coin bars are to be handled, loose banknotes and loose coins are not to be handled, and the amount of banknotes is in units of 100 sheets. The amount of coins is registered in the cooperation processing information as a take-out / storage operation target in units of 50 sheets. As an example, when registering an extraction operation of 130 yen for 10,000 yen and 90 yen for 500 yen, 100 million yen and 50 yen for 500 yen are registered as an extraction operation from the money management apparatus 200, and the remaining 30 yen for 10,000 yen, 40 yen of 500 yen is not registered as an extraction operation. As another example, in the case of registering a withdrawal operation of 5,000 yen 60 sheets and 1,000 yen 50 sheets, the withdrawal operation that can be registered as the withdrawal operation from the money management apparatus 200 is “None”.

  Only the person in charge who is permitted to operate the money management apparatus 200 can select “hand-held operation” or “money-management apparatus operation” in the hand-held operation authentication. . The person in charge of the operation “impossible” of the money management apparatus 200 registers “money management apparatus standing-up operation” as a cooperative process with another person in charge of the operation “permitted” of the money management apparatus 200. It is good to be able to perform deposit / withdrawal operation of the money management apparatus 200 by doing.

  In the teller machine 100, the cooperative processing information print slip such as an authentication slip (receipt) issued at the time of the authentication of the cooperative processing including the taking / storing operation of the money management apparatus 200 includes the cooperative number corresponding to the cooperative processing information. Is printed.

  At the time of authentication of cooperative processing, that is, when creation and registration of cooperative processing information is performed, the money management device stock amount stored in the cashier 100 at that time is checked, and the deposit / withdrawal operation to be authenticated for operation It is confirmed for each denomination whether or not the capacity of the money management apparatus 200 is exceeded as a result of performing. As an example of handling when there is a denomination that exceeds the capacity of the money management apparatus 200, the operation of the linkage process is excluded only for the deposit / withdrawal operation of the denomination that exceeds the capacity, excluding the denomination operation of the denomination that exceeds the capacity. It is recommended to perform authentication and create and register cooperation processing information.

  For example, when the capacity of the 10,000 yen banknote of the money management apparatus 200 is 300 bundles and the capacity of a 500 yen coin bar is 300, 450 bundles of 10,000 yen banknotes, 100 deposits of 500 yen coin bars If you try to authenticate the operation of the cooperation process, 450 bundles of 10,000 yen banknotes are excluded from the operation authentication of the cooperation process, and the operation authentication of the cooperation process is performed only for 100 deposits of 500 yen coins, Cooperation processing information is created and registered.

  For denomination storage / removal operations that are excluded from cooperative processing operation authentication due to exceeding capacity, only the denomination storage / removal operations for other denominations are displayed on the confirmation screen for cooperative processing operation authentication. A confirmation input as to whether or not to perform operation authentication of the cooperation process is accepted. If there is a denomination that exceeds the capacity of the money management apparatus 200 and the person in charge of the operation of the money management apparatus 200 who is “impossible” has performed the operation authentication input for the cooperation process, the confirmation screen is displayed. The processing for disabling operation authentication without displaying may be continued.

  FIG. 18 and FIG. 19 are explanatory diagrams illustrating screen display examples of the money management apparatus 200 when performing a linkage process by the cashier 100 and the money management apparatus 200.

  FIG. 18A shows a display screen configuration of the money management apparatus 200. A processing name such as storage, date / date and time, a processing serial number, and a person-in-charge number are displayed, and a processing subarea, a guidance section, an error message section, and a status display section are provided.

  FIG. 18B shows a state waiting for input of the person in charge ID. Here, when the person-in-charge ID is input, a menu selection screen on which a list of operations that can be executed in the money management apparatus 200 is displayed as shown in FIG. In this menu selection screen, when “cooperative take-out / storage” is selected here, input of a personal identification number of the person in charge of the operation is requested. FIG. 18D shows a waiting state for input of a personal identification number.

  If the correct personal identification number is input and the person in charge of the operation has an operation processing authority of “cooperation take-out / storage”, the processing is started, and as shown in FIG. When the cooperation number is input, the money management apparatus 200 acquires the cooperation processing information corresponding to the input cooperation number from the processing information management database 400 of the teller machine 100. If the cooperation processing information corresponding to the input cooperation number does not exist, or if the storage / removal operation of the cooperation processing information corresponding to the input cooperation number has been processed, the process is not executed.

  In addition, for each denomination, whether or not the money management device 200 is not exceeded as a result of checking the money management device stock at the time of acquiring the cooperation processing information and performing the deposit / withdrawal operation of the cooperation processing information. Check. If there is a denomination exceeding the capacity of the money management apparatus 200, an error message is displayed. If there is no denomination exceeding the capacity of the money management apparatus 200, the process proceeds to the next operation procedure.

  If the operator of the teller machine 100 has the authority to operate the money management apparatus 200, the operator moves to the location of the money management apparatus 200 immediately after the operation of the teller machine 100, so Therefore, it is preferable that all of the person-in-charge ID input, the process selection, and the password input are omitted, and a transition to the linkage number input waiting state is made.

  When the cooperation processing information corresponding to the input cooperation number is acquired, the contents of the extraction / storage operation of the cooperation processing information are displayed as shown in FIGS. 18 (F) and 18 (G). In the display screen of FIG. 18 (F), the number of coin bars stored in the money management apparatus 200 is shown for each denomination, and in the display screen of FIG. The number of bundles of banknotes to be stored is shown for each denomination. The display screen in FIG. 18F and the display screen in FIG. 18G may be switched each time the “switch” key of the keyboard type operation unit 226 of the money management apparatus 200 is pressed.

  When the contents of the cooperative processing information take-out / storage operation are confirmed on the display screens of FIGS. 18F and 18G, it is assumed here that the “complete” key is pressed twice as the confirmation input. . Thereby, the processing content to be executed is determined.

  In accordance with the confirmation of the processing content, the money management apparatus 200 is in a state where it can execute the take-out / storage operation (storage processing here). That is, the lock of the storage unit for the designated denomination is released, and a message indicating that the take-out / storage operation can be executed is displayed in the lower center portion of the display screen in FIG. In addition, when releasing the lock | rock of a some accommodating part, a priority can be set to cancellation | release of each lock | rock.

  When the operation of taking out / storing all designated denominations (storing process in this case) ends, as shown in FIG. At this time, as shown in the lower center portion of the display screen of FIG. 18H, if there is something to be stored in the “other storage portion”, the “other storage” is pressed by pressing the “correction” key. It can be stored by releasing the lock of the “part”. Thereafter, when the “execution” key is pressed, automatic inspection is started.

  In the automatic scrutiny, we measure the weight of each denomination, calculate the number of bundles of banknotes and the number of bar metal for each denomination, compare it with the amount of money management equipment in the data, and if they match, The process is terminated, and the display transitions to the menu selection screen or standby screen display state. FIG. 19A shows a screen display example during execution of automatic scrutiny.

  On the other hand, if there is a stock balance mismatch as a result of the automatic scrutiny, as shown in FIG. 19B, normal (OK) or abnormal (NG) scrutiny is displayed for each storage unit. Here, when the “Done” key is pressed, as shown in FIG. 19C and FIG. 19D, the amount of money of each denomination in the abnormal storage portion and the weight measurement result are displayed. The display screen in FIG. 19C and the display screen in FIG. 19D may be switched each time the “switch” key is pressed.

  On the display screens of FIGS. 19 (E) and 19 (F), a display that prompts confirmation by visual inspection is performed by opening each storage unit in which the abnormality (NG) of the examination result is detected.

  On the last display screen of FIG. 19G, the selection is awaiting selection of forced termination or automatic re-execution. If re-execution of automatic scrutiny is selected, the process from automatic scrutiny by measuring the weight of each denomination (FIG. 19A) is performed again. On the other hand, when forced termination is selected using the keyboard-type operation unit 226, the approver's ID input and password input are requested, the processing is terminated forcibly according to those inputs, and a transition is made to the display state of the menu selection screen. .

  Next, local processing in the money management apparatus 200 alone will be described. First, open processing is performed as a premise for executing local processing. That is, when a person-in-charge ID is input to the money management apparatus 200 in a state of waiting for the person-in-charge ID input, a transition is made to a menu selection screen in which operations that can be executed in the money management apparatus 200 are displayed as a list.

  In this case, when “storing” is selected on the menu selection screen, the operator is requested to input the personal identification number. If the correct personal identification number is input and the person in charge of the operation has the “storage” operation processing authority, the processing is started.

  First, the total amount of money to be stored is input, the denomination is selected, and the number of bundles of bundles of bills to be stored and the number of bars are input. And the money management apparatus stock amount at that time is checked, and it is confirmed for every denomination whether the capacity | capacitance of the money management apparatus 200 is exceeded as a result of performing the input storage operation. When there is a denomination exceeding the capacity of the money management apparatus 200, an error message is displayed without accepting the processing input.

  When there are no denominations exceeding the capacity of the money management apparatus 200, a request is made to press the “complete” key. When the “complete” key is pressed, when the total amount input is set, the set total amount and each denomination It is confirmed whether or not the total number of bundles and the number of bundles match, and if they do not match, “complete” is not accepted and an error message is displayed. If the amounts match, a request to press the “Done” key again is made. When the “Done” key is pressed, the acceptance of processing is confirmed and the process proceeds to the next operation procedure.

  In response to the confirmation of the process acceptance, the money management apparatus 200 is in a state where it can execute the take-out / storage operation (storage process here). That is, the lock of the storage unit of the designated denomination is released, and the display screen displays that it is in a state where the take-out / storage operation can be executed. In addition, when releasing the lock | rock of a some accommodating part, a priority can be set to cancellation | release of each lock | rock.

  When the operation of taking out / storing all designated denominations (storing process in this case) is completed, the money management apparatus 200 enters a state of waiting for execution of automatic scrutiny. At this time, if there is something to be stored in the “other storage section”, the “other storage section” can be unlocked and stored by pressing the “correction” key. Thereafter, when the “execution” key is pressed, automatic inspection is started.

  In the automatic scrutiny, we measure the weight of each denomination, calculate the number of bundles of banknotes and the number of bar metal for each denomination, compare it with the amount of money management equipment in the data, and if they match, The process is terminated, and the display transitions to the menu selection screen or standby screen display state.

  On the other hand, if there is a discrepancy due to the automatic scrutiny, the scrutiny result normal (OK) or abnormality (NG) is displayed on the display screen for each storage unit. Here, when the “complete” key is pressed, the amount of money and the weight measurement result of each denomination in the abnormal storage unit are displayed. When there are a plurality of result display screens, each display screen is preferably switched every time the “switch” key is pressed.

  Then, each storage unit in which the abnormality (NG) of the scrutinization result is detected is opened and a display for prompting confirmation by visual observation is performed. If re-execution of automatic scrutiny is selected, processing from automatic scrutiny by weight measurement of each denomination is performed again. On the other hand, when forced termination is selected, the approver's ID input and password input are requested, the processing is forcibly terminated in response to those inputs, and the display transitions to the menu selection screen display state.

  Next, a procedure for tracking miscalculations in the money management system and the money management method according to the embodiment of the present invention will be described. In addition, the miscalculation here means that the processing is registered in the teller machine 100, but the money management apparatus 200 does not complete the processing.

  In the miscounting tracking, based on the simplified total of the money management apparatus 200, whether or not the transaction totaling result in the money management apparatus 200 and the transaction totaling result in the teller machine 100 are consistent with each other in cooperation processing, that is, unprocessed cooperation. Check if there is processing information.

  FIG. 20 is an explanatory diagram showing a menu selection screen display example of the money management apparatus 200. When carrying out miscounting tracking, first, “12. Money management device simplified total” is selected on this menu selection screen.

  FIG. 21 is an explanatory view showing an example of the data content of the simplified total acquired from the money management apparatus 200 and an example of the content of the transaction total result calculated from the cooperation processing information managed by the teller machine.

  The example of the data content of the simplified total acquired from the money management apparatus 200 includes the total amount (1) of linked storage (payment) and the total amount (2) of linked withdrawal (withdrawal).

  Examples of transaction summary results calculated from the linkage processing information managed by the teller machine include the processed amount (3) of funds transferred from inventory (the treasury vault) to the money management device, The amount of money stored in the money management device (4), the amount of money stored in the money management device (5), and the amount stored in the money management device (stock deposit) Processed amount of money transfer (6), Processed amount of money withdrawal from money management device to handheld funds (held amount), Processed amount of manual input withdrawal in money management device (8) It is included.

  By comparing and collating the contents of the simplified total data acquired from the money management apparatus 200 and the contents of the transaction totals calculated from the cooperative processing information managed by the teller machine, whether or not they are consistent, Check whether all linkage processes have been processed.

  If all the cooperation processes have been processed, both formulas “(1) = (3) + (4) + (5)” and “(2) = (6) + (7) + (8)” Is established.

  If either or both of the above formulas are not established, it means that there is an unprocessed linkage process, and therefore the linkage processing information of which linkage number is not checked by the transaction history inquiry of the money management apparatus 200. It is checked whether it is in the processing state, and if necessary, deposit / withdrawal operation, that is, storage / removal processing in the money management apparatus 200 is performed.

  FIG. 22 is an explanatory diagram showing a screen display example when an unprocessed check is performed by a transaction history inquiry of the money management apparatus 200.

  When “4. Money management device transaction history inquiry” is selected on the menu selection screen shown in FIG. 22A, the transaction history inquiry of the money management device is performed, and the transaction history inquiry of the money management device shown in FIG. A screen is displayed.

  From the transaction history inquiry screen of FIG. 22B, it can be seen that the storage process of the linkage number 1234 of “1” is unprocessed. Also, the storage process of “3” has not been processed, but no linkage number has been assigned. The processing information of the storage process of “3” is local processing information related to the local process of the money management apparatus 200 alone, and the storage process itself has been completed, and the notification of the local process information to the teller machine 100 is also completed. However, it shows that the authentication printing of the local processing information in the teller machine 100 is incomplete. In the storage process of “3”, when authentication printing is performed by the teller machine 100, the unprocessed process is completed. In addition, although the extraction process of the cooperation number 459 of “4” is not yet processed, it is understood that it is not a target for cooperation with the teller machine 100 because it is a process related to funds on hand. In addition, it can be seen that all other money transfer (removal / storage) processes have been processed.

  Therefore, since it can be understood that the money movement process that must be performed in the money management apparatus 200 is the linkage process of the linkage number 1234 of “1”, the linkage process is performed and transmission / reception has not been completed. By transmitting / receiving the cooperation processing information between the cashier 100 and the money management apparatus 200, the miscalculation state is resolved.

  As described above, according to the money management system and the money management method according to the embodiment of the present invention, the money management apparatus 200 that constitutes the money management system together with the teller machine 100 disconnects the communication line. Can be used by moving to an arbitrary place, and when the communication line is connected to the cashier 100 and the money management apparatus 200, the cooperative processing information regarding the deposit / withdrawal operation related to the cashier 100 and the money management apparatus 200 can be obtained. In addition to the inventory inventory, the machine inventory, and the post inventory, the teller machine 100 can perform accurate inventory management on hand inventory including money management device inventory. In addition, it is possible to accurately and centrally manage the balance of the entire financial institution store such as a bank without omission. Therefore, it is possible to save the labor of manual calculation at the time of close examination, and it is possible to realize low-cost business management.

  The teller machine 100 and the money management apparatus 200 are connected to each other via a communication line at a necessary point to transmit and receive the cooperation process information. Therefore, the teller machine 100 updates the cooperation process information to the latest information each time and accurately Management of related processing status and related inventory management can be performed. In the above embodiment, the cooperation processing information transmitted from the money management apparatus 200 is stored in a storage device such as the hard disk drive 15g of the teller machine 100, but it is not stored in the storage device. Only when the machine 100 makes an inquiry to the money management apparatus 200, the cooperation processing information held by the money management apparatus 200 may be used.

  In the money management apparatus 200, it is possible to omit the input of the cooperation number by inputting only the ID information, or the ID information and the password or password, and the cooperation process related to the person in charge according to the input of the ID information. When the information is displayed in a list, it is convenient that there is no need to take care not to lose the authentication slip printed with the linkage number or to store the linkage number. In this case, even when some cooperative processing in the money management apparatus 200 is in a process waiting state or executed in a different order from the processing order in the teller machine 100, ID information is input by passing an ID card or the like. As a result, a list of cooperation processing information related to itself is displayed, so that the operation is simple. When there are a plurality of linkage numbers and linkage processing information corresponding to the same ID information, it is easy to select a process if there is a display of the amount of each linkage number and linkage processing information, or the registration time or processing time on the teller machine 100. Can be done.

  In addition, by managing the corresponding money transfer process in the cashier 100 and the money management apparatus 200 with the cooperation process information, the deposit / withdrawal process in the cashier 100 and the storage in the money management apparatus 200 set in one cooperation process information. / It is very convenient because a separate operation person can execute the take-out process, and a case where one operation person executes both the corresponding money transfer process in the teller machine 100 and the money management apparatus 200. In comparison, it is possible to greatly shorten the time required for completing both money transfer processes. In an extreme case, both money transfer processes can be completed almost simultaneously.

It is a system schematic diagram showing an embodiment of the present invention. It is a perspective view which shows the external appearance of the teller machine of FIG. It is a functional block diagram of the teller machine of FIG.1 and FIG.2. It is a perspective view which shows the external appearance of the money management apparatus of FIG. It is a perspective view of the 2nd banknote storage drawer of the money management apparatus of FIG.1 and FIG.4. It is a perspective view of the 2nd coin storage drawer of the money management apparatus of Drawing 1 and Drawing 4. It is a perspective view of the preliminary | backup storage of the money management apparatus of FIG.1 and FIG.4. It is a functional block diagram of the money management apparatus of FIG.1 and FIG.4. It is a flowchart of an example of the deposit / withdrawal operation preparation process in the cash machine side. It is a flowchart of an example of the deposit / withdrawal operation preparation process in a cash management apparatus. BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is an explanatory diagram schematically showing an overview of banknote management by a money management system and a money management method according to an embodiment of the present invention. It is a selection menu display example for displaying each stock amount managed in the money management system which concerns on one Embodiment of this invention. It is explanatory drawing which shows the example of the operation method which can be performed in the money management system and money management method which concern on one Embodiment of this invention. It is explanatory drawing which represented typically the data transmission / reception between the cash machine 100 and the money management apparatus 200 at the time of deposit / withdrawal operation in the money management apparatus 200, and an operation | movement (operation) procedure. It is explanatory drawing which represented typically the flow of the various information processing including the cooperation processing information in the teller machine and money management apparatus performed in the money management system and money management method which concern on one Embodiment of this invention. It is explanatory drawing which shows the example of the content of the cooperation process information created and updated in the money management system and money management method which concern on one Embodiment of this invention. It is explanatory drawing which shows the example of the content of the cooperation process information created and updated in the money management system and money management method which concern on one Embodiment of this invention. It is explanatory drawing which shows the example of a screen display of a money management apparatus in the case of performing the cooperation process by a teller machine and a money management apparatus. It is explanatory drawing which shows the example of a screen display of a money management apparatus in the case of performing the cooperation process by a teller machine and a money management apparatus. It is explanatory drawing which shows the example of a menu selection screen display of a money management apparatus. It is explanatory drawing which shows the example of the data content of the simple sum acquired from the money management apparatus, and the example of the content of the transaction total result calculated from the cooperation processing information which the teller machine manages. It is explanatory drawing which shows the example of a screen display at the time of performing an unprocessed check by the transaction log inquiry of a money management apparatus.

Explanation of symbols

DESCRIPTION OF SYMBOLS 100 Cash machine 200 Cash management apparatus 300 Money management system 400 Processing information management database 11 Banknote processing apparatus P1 Bundled banknote processing part P2 Bulk banknote processing part 12 Bulk coin processing apparatus 13 Packing coin processing apparatus 14 Outer cash box 15 Control part 15a Display part 15b ID card reader 15c Control body 15d ROM
15e RAM
15f Flexible disk drive 15g Hard disk drive 16 Keyboard type operation unit 18 External printer 19 Communication interface (communication IF)
21 Bundled bill withdrawal port 22 Bulk bill withdrawal port 23 Packaging coin withdrawal port 24 Bulk coin withdrawal port 211 First bill storage drawer 212 Second coin storage drawer 213 First bill storage drawer 214 Second coin storage drawer 215 Preliminary Storage 211m to 215m Open / close electromagnetic lock 221 to 224 Bill storage container 241 to 243 Coin storage container 261 Load cell 225 Control device (control means)
225d ROM
225e RAM
225g Hard disk drive 225c Control operation unit 226 Keyboard type operation unit 227 Display unit 228 ID card reader 229 Communication interface (communication IF)

Claims (14)

A money management system comprising a teller machine that manages the amount of money in a financial institution store, and a money management device that can be connected to the teller machine so as to be able to communicate with each other and can be managed alone. Because
The teller machine
A deposit management means for managing a deposit, including a deposit of money management device, which is a deposit of money stored in the currency management device;
Cooperation processing information creating means for creating cooperation processing information for specifying the contents of the storage / removal processing when the storage / removal processing is to be executed in the money management apparatus;
Cooperation processing information transmission / reception means for transmitting / receiving the cooperation processing information to / from the money management device, so as to be able to manage the amount of money including the money management device
A money management system characterized by comprising:   The cooperation process information is given a unique cooperation number, and by specifying the cooperation number, it is possible to specify the contents of the storage / removal process specified by the corresponding cooperation process information, 2. The money management system according to claim 1, wherein the contents of the storage / removal process specified by the cooperation process information includes information on a denomination and a quantity of money to be stored / removed.   A processing person who executes the storage / removal process is specified in the cooperation processing information, and ID information unique to the processing person is input to the money management apparatus, whereby the cooperation processing information and the storage process are entered. 3. The money management system according to claim 1 or 2, characterized in that it is possible to specify a withdrawal process.   The bank balances managed by the bank balance management means include the machine bank balances of money stored in the teller machine and the banknotes stored in the safe in the financial institution store. The money management system according to any one of claims 1 to 3, further comprising: a stock amount that is high and a hand amount that is a money amount that is placed under manual management. .   The money management system according to claim 4, wherein the money held on hand includes the money on the money management apparatus.   The storage / removal process specified by the cooperation process information includes a money transfer process between a customer deposit / withdrawal and the money management apparatus, and a money transfer process between the stock balance and the money management apparatus balance. The money management system according to claim 4, further comprising a money movement process between the hand holding amount and the money management apparatus holding amount.   When the linkage processing information is created, if the maximum amount of money that can be stored in the money management device exceeds the maximum amount of money that can be stored in the money management device as a result of executing the storage / removal processing to be specified, the linkage processing information The money management system according to any one of claims 1 to 6, characterized in that registration of the money is rejected. A money management system comprising a teller machine that manages the amount of money in a financial institution store, and a money management device that can be connected to the teller machine so as to be able to communicate with each other and can be managed alone. A money management method in
The amount of money managed by the teller machine includes a money amount of a money management device that is the amount of money stored in the money management device,
A process of creating cooperation processing information for specifying the contents of the storage / removal process in the cashier when the storage / removal process is to be executed in the money management apparatus;
A process of transmitting and receiving the cooperation processing information between the cashier and the money management apparatus so that the cashier can manage by the cashier including the money management apparatus.
A money management method comprising the steps of:   The cooperation process information is given a unique cooperation number, and by specifying the cooperation number, it is possible to specify the contents of the storage / removal process specified by the corresponding cooperation process information, 9. The money management method according to claim 8, wherein the contents of the storage / removal process specified by the cooperation process information includes information on the denomination and quantity of money to be stored / removed.   The person in charge of executing the storage / removal process is specified in the cooperation process information, and the cooperation process information and the storage / removal process are specified by specifying unique ID information for the person in charge of processing. The money management method according to claim 8 or 9, wherein the money management method can be performed.   The amount of money managed by the cashier is the amount of money in the money stored in the cashier and the amount of money stored in the safe in the financial institution store. The money management method according to any one of claims 8 to 10, characterized in that it includes a stock amount and a hand-held amount, which is the amount of money placed under manual management.   The money management method according to claim 11, wherein the money held on hand includes the money on the money management apparatus.   The storage / removal process specified by the cooperation process information includes a money transfer process between a customer deposit / withdrawal and the money management apparatus, and a money transfer process between the stock balance and the money management apparatus balance. The money management method according to claim 11, further comprising a money movement process between the hand holding amount and the money management apparatus holding amount.   When the cooperative processing information is created, if the maximum amount of money that can be stored in the money management device is exceeded as a result of executing the storage / removal processing to be specified, the process of transmitting and receiving 14. The money management method according to any one of claims 8 to 13, wherein registration of the cooperation processing information for executing is not performed.

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