KR100981140B1 - A depositing method using automated machine for depositing and drawing - Google Patents

Abstract

The present invention relates to a deposit payment method using a cashier's automatic payment machine, and more particularly, the general account of the bank can reduce the work of the cashier's work by directly depositing the cash used on the corresponding business day through the automatic cashier. The present invention relates to a method for depositing a municipal deposit using an automatic teller machine.

The deposit payment method using a cashier automatic payment machine according to the present invention comprises the steps of receiving a cash deposit service for depositing a cashier from the cashier automatic cashier; Providing a screen to allow the cashier to select the number and the number of sheets to be deposited to the cashier; Receiving the cash register and the number of sheets of cash to be deposited from the cashier; Receiving and depositing cash from the cashier in the cash register unit of the bill type (own, small unit); Transmitting deposit information of a municipal deposit to a bank HOST connected to the online payment machine; Receiving the deposit information processing result of the deposit money from the HOST; Receiving, by the cashier, the processing result from the cashier; Transmitting, by the cashier, a telegram requesting approval of a deposit of a deposit to the HOST; Receiving, by the cashier, a deposit approval result of a test deposit from the HOST; Transmitting the deposit acceptance result of the deposit to the terminal of the cashier; Database the deposit information of the money depositing machine; And receiving a check result of the deposit receipt of the deposit through the terminal of the cashier through the terminal of the accountant.

Cashier, Cashier, Deposit, Municipal

Description

A depositing method using automated machine for depositing and drawing}

The present invention relates to a deposit payment method using a cashier's automatic payment machine, and more particularly, the general account of the bank can reduce the work of the cashier's work by directly depositing the cash used on the corresponding business day through the automatic cashier. The present invention relates to a depositing method using an automatic teller machine.

Generally, banking services include inherent services that deal with deposits, cashiers, and credit services, as well as ancillary services such as debt guarantees, bill taking, mutual payments, investment in securities, and repurchase of conditional bonds, trust business, credit card business, He also has a junior business such as bancassurance.

Among the bank's inherent tasks, the cashier's task is to collectively handle the collection and payment of securities, such as currency and checks and bills, as well as the arrangement and storage of cash, incidental management, and exchange of notes. .

The cashier's office is a storing service that stores cash or securities by a deposit slip, a payment service that pays cash held by cashier's funds by a slip, and a cashier's office that handles after the end of the day's business, In other words, it consists of a closing task that verifies the accuracy of the sales transaction and at the same time.

In particular, the cashier's work is mainly carried out by general clerks who directly deal with customers at counters and by cashiers who supervise and manage general clerks. Afterwards, if the funds are returned to the cashier, the cashier checks the coincidence between the funds paid to the general staff and the collected cashier and ends them by entering them in HOST.

1 is a view showing a cashier procedure according to the prior art.

Referring to FIG. 1, a procedure of performing a cashier service between a general clerk 10, a cashier 20, and a HOST 30 is simply illustrated.

First, the cashier 20 is requested to withdraw cash to the HOST (30) before paying the municipal funds to be used for the same day business, that is, cash to the general accountant (1) (1).

The HOST 30 receiving the cash withdrawal request from the cashier 20 confirms the cash withdrawal request, that is, approves (2), and the cashier 20 with the cash withdrawal approval from the HOST 30 is general. Withdraw cash, that is, pay the cashier 10 (3).

When the general clerk 10 receives the cash payment from the cashier 20, the HOST 30 requests cash withdrawal confirmation (4) and the cash withdrawal confirmation from the HOST 30 (5). Will perform.

When the cashier's work is finished on the day, the general cashier 10 should deposit the cash, that is, the municipal funds, into the cashier's cashier 20, and the municipal cashier requests a deposit to the HOST 30 before the deposit (6). ), After receiving the confirmation of the deposit request from the HOST 30 (7), deposits, that is, returns the deposit to the cashier 20 (8).

Thereafter, the cashier 20 asks the HOST 30 for the deposit payment confirmation (9), receives the deposit payment confirmation from the HOST 30 (10), and then checks whether the document and the payment written on the same day are the same. Check and close the cashier.

However, the cashier according to the prior art can be started when the cashier pays cash to be used on the same day (withdrawal), and the balance of the cash account balance of the total document slip created during the financial transaction coincides with each other. Since the work must be completed, the work of the cashier who needs to prepare and confirm the work is excessive, which increases the working time and causes the avoidance of the work due to the stress. Therefore, a work process that can reduce the amount of work for the cashier is required.

Accordingly, the present invention is to solve the above problems, the accountants in depositing the materials used for the cashier's work on the business day to the cashier, the settlement operation by storing the deposit type and amount in advance in the cashier and HOST The purpose of the present invention is to provide a method of depositing a deposit using an automatic teller machine that can ease the work burden of a cashier who conducts a cashier's work by facilitating the payment.

In order to achieve the above object, a deposit payment method using a cashier automatic payment machine according to the present invention includes the steps of receiving a cash deposit service for depositing a cash machine from a cashier; Providing a screen to allow the cashier to select the number and the number of sheets to be deposited to the cashier; Receiving the cash register and the number of sheets of cash to be deposited from the cashier; Receiving and depositing cash from the cashier in the cash register unit of the bill type (own, small unit); Transmitting deposit information of a municipal deposit to a bank HOST connected to the online payment machine; Receiving the deposit information processing result of the deposit money from the HOST; Receiving, by the cashier, the processing result from the cashier; Transmitting, by the cashier, a telegram requesting approval of a deposit of a deposit to the HOST; Receiving, by the cashier, a deposit approval result of a test deposit from the HOST; Transmitting the deposit acceptance result of the deposit to the terminal of the cashier; Database the deposit information of the money depositing machine; And receiving a check result of the deposit receipt of the deposit through the terminal of the cashier through the terminal of the accountant.

In the present invention, the deposit deposit method using a cash dispenser according to the present invention deposits cash used on the cash dispenser at the same time as the cash dispenser, and stores the deposit type and the deposit amount, and interlocks the cash dispenser and the HOST with each other. By sharing the deposit information of a municipal fund, it is possible to reduce the burden on the cashier and reduce the time to prepare the work.

EMBODIMENT OF THE INVENTION Hereinafter, although the Example of this invention is described in detail, this invention is not limited to a following example, unless the summary is exceeded.

2 is a view showing a procedure for depositing a municipal deposit using an automatic teller machine according to the present invention.

Referring to FIG. 2, the deposit payment service using the cashier automatic payment machine according to the present invention, the accountant 100 deposits the capital money from the cashier automatic payment machine 200 and then bills the HOST 300. After the payment request (2), the HOST (300) to the cashier automatic payment machine 200 to confirm, that is, the approval of the municipal payment request (3) the deposit is completed.

Figure 3 is a flow chart schematically showing the procedure for depositing a deposit using the automatic teller machine according to the present invention.

Referring to Figure 3, the deposit payment service using the cashier automatic payment machine according to the present invention, the cashier automatic payment machine 200 is selected from the accounting member 100 (S10), and received the number and number of sheets to be deposited After (S20), received the deposits and the number of pieces received from the clerk 100 (S30), then received the confirmation and approval of the depositor 100 and HOST (300) and the deposit information (S40), the deposit information database Next step (S50), by receiving the confirmation of the deposit processing result from the accountant 100 (S60) is performed. At this time, the deposit payment request to the HOST 300 from the cashier automatic payment machine 200 and the confirmation process is performed two times.

The present invention relates to a process of depositing cash, that is, a municipal deposit, used on the corresponding business day, directly into a cashier's automatic teller machine 200 without going through a separate cashier, referring to the accompanying flowchart below. This will be described in detail.

Figure 4 is a flow chart showing the procedure of depositing the deposit using the automatic teller machine according to the present invention.

First, if the cash used on the business day from the accountant 100, that is, deposit payment is selected (S301), the cashier automatic payment machine 200 provides a screen to select the number and the number of sheets to be deposited to the accountant 100 (S303). At this time, the cashier automatic machine 200 captures and stores the screen provided to the accountant 100. In addition, the data transmitted and received with the relay member 100 and the HOST 300 during the subsequent process can be used as evidence for various situations that may occur later by capturing and storing the screen.

Next, when the number and number of sheets to be deposited from the cashier 100 are selected and input (S305), the cashier payment machine 200 notifies the cashier 100 to input cash, that is, the same day's money (S307). .

When the cash, that is, the municipality is input by the accountant (100) (S309), the cashier automatic payment machine 200 deposits the injected municipality (S310). In this case, the municipal funds are input to the automatic teller machine 200 in a belonging unit, that is, a bundle of bills for each kind of paper. For example, 100 thousand bills and / or 50,000 won bills may be bundled and input. .

Subsequently, when the deposit processing of the test deposit is completed in the automatic teller machine 200, the terminal of the cashier 100 is notified that the normal test is input, and whether or not to continuously deposit through the screen of the automatic teller machine 200 A screen for inquiring is provided (S311).

If the continuous deposit is selected by the cashier 100 (S313), the steps S303 to S311 are repeated, and if the continuous deposit is not selected by the cashier 100 (S315), the deposit to the HOST 300 is carried out. The request for delivery of the municipality, that is, transfer the deposit information of the municipality (S317).

Next, the cashier payment machine 200 receives the processing result of the deposit information of the municipal funds from the HOST (300) (S319), so that the accountant 100 can confirm the processing result of the deposit information of the municipal funds. Provided (S321), and receives the processing result from the accountant 100 (S323).

Next, upon receiving the confirmation of the processing result from the clerk 100, the cashier automatic payment machine 200 is a full text on the processing result confirmed from the clerk 100, that is, the full text of the request for approval of the deposit of the municipal funds HOST (300) (S325), receiving the approval result from the HOST (300) (S327), the accountant 100 provides the deposit approval result of the municipal funds on the screen so that the approval result can be confirmed by the accountant (100) Receive confirmation about (S331).

Thereafter, the cashier payment machine 200 makes a database of deposit information of municipal funds according to a series of processes (S333).

Next, the transfer payment automatic transfer machine 200 transfers the result of the deposit processing to the cashier terminal 110 (S335), and the cashier 100 checks the cashier terminal 110 by checking it (S337). The deposit payment business using the automatic machine 200 is terminated.

Although the present invention has been described in connection with certain exemplary embodiments, it is to be understood that the invention is not limited to the disclosed exemplary embodiments. Therefore, the scope of the present invention should not be limited by the described embodiments, but should be defined by the appended claims and equivalents thereof.

1 is a view showing a cashier procedure according to the prior art.

2 is a view showing a procedure for depositing a municipal deposit using an automatic teller machine according to the present invention.

Figure 3 is a flow chart schematically showing the order of depositing the deposit using the automatic teller machine according to the present invention.

Figure 4 is a flow chart showing the order of deposit of the municipal funds using the automatic teller machine according to the present invention.

<Description of the symbols for the main parts of the drawings>

10: general clerk 20: mother accountant

30, 300: HOST 100: Keonwon

200: mother machine

Claims (9)

In the method of depositing deposits which are held by the general clerk of the bank, not the cashier in charge of cash payment, directly after the banking business on the day, Receiving a cash receipt service from a cashier for depositing a municipal deposit from a cashier; Providing a screen to allow the cashier to select the number and the number of sheets to be deposited to the cashier; Receiving the cash register and the number of sheets of cash to be deposited from the cashier; Notifying the cashier to inject cash to the cashier; Receiving the cashier from the cashier in a cash bundle unit belonging to each kind of bill; Depositing the cash received by the cashier; Notifying the cashier of the cash input result to the terminal of the cashier; Transmitting deposit information of a municipal deposit to a bank HOST connected to the online payment machine; Receiving the deposit information processing result of the deposit money from the HOST; Receiving, by the cashier, the processing result from the cashier; Transmitting, by the cashier, a telegram requesting approval of a deposit of a deposit to the HOST; Receiving, by the cashier, a deposit approval result of a test deposit from the HOST; Transmitting the deposit acceptance result of the deposit to the terminal of the cashier; Database the deposit information of the money depositing machine; And Receiving the check receipt result of the deposit through the terminal of the cashier through the terminal of the cashier; Deposit payment method using a cash dispenser, characterized in that configured to include a. delete delete delete The method of claim 1, After the cash dispenser deposits the received cash, A municipal deposit method using a cashier automatic machine, characterized in that the continuous deposit inquiries. The method of claim 5, And when the cashier is selected from the cashier, repeating the step of receiving the cash type and number of cash to be deposited from the cashier and receiving cash. delete delete The method of claim 1, The automatic teller machine deposits and stores the data transmitted and received with the accountant or the HOST as a screen, characterized in that the deposit storage method using the automatic teller machine.

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