JP4938096B2 - Content distribution system for contactless card function and content distribution method for contactless card function - Google Patents

Description

  The present invention relates to a content distribution system for contactless card function and a content distribution method for contactless card function.

  As mobile terminal devices become more sophisticated, scenes of acquiring various data using mobile terminal devices are increasing. In general, content is downloaded via the Internet via a packet network or the like. In addition, depending on the type of data, it is possible to send and receive data attached to an email. Furthermore, recently, data transmission / reception using infrared communication or two-dimensional barcodes has also been performed.

  In recent years, mobile terminal devices equipped with an IC card function have been widely used. Data transfer using this IC card function is very easy for the user so that it can be executed simply by holding it over the external R / W even when the mobile terminal device is not powered on. (Patent Document 1).

JP 2003-296233 A

  Since data can be transferred using such an IC card function, a service for performing credit card processing using this IC card function is also provided. However, with regard to the conventional credit card processing, only payment is made with the store terminal, and it is not assumed that further information is provided, and such a mechanism is not built. .

  SUMMARY OF THE INVENTION The present invention has been made in view of the above points. The content distribution system for non-contact card function and non-contact that can provide not only payment with a store terminal in credit card processing but also further information. An object of the present invention is to provide a card function content distribution method.

  The content distribution system for contactless card function according to the present invention includes a store terminal that has a reader / writer and performs credit card processing by contactless communication with a mobile terminal having a contactless card function, and the store terminal A non-contact card function content distribution system comprising: a content distribution unit for distributing non-contact card function content via a communication network, wherein the content distribution unit distributes to the store terminal For each content, set distribution variations related to the contactless card function content from various distribution variations including at least one of payment amount, product, payment time zone, and merchant address , The non-contact card function content and the distribution variation set in the non-contact card function content, The combined contactless card function content data is distributed to the store terminal, and the store terminal is a contactless combination of the contactless card function content distributed from the content distribution unit and the distribution variation. The card function content data is stored in a storage unit, and the mobile terminal is held over the reader / writer of the store terminal, and credit card processing is performed between the store terminal and the mobile terminal by the contactless communication. Distribution variations corresponding to the situation when the credit card processing is performed are extracted from the content data for various contactless card functions stored in the storage unit, and the extracted distribution variations are set. The contactless card function content is extracted from the storage unit, and the extracted contactless card machine The use contents by the contactless communication, characterized in that for delivery to the mobile terminal.

  The content distribution method for contactless card function according to the present invention includes a store terminal that has a reader / writer and performs credit card processing by contactless communication with a mobile terminal having a contactless card function, and the store terminal A content distribution unit that distributes content for contactless card function via a communication network to a contactless card function content distribution method in a system, wherein the content distribution unit distributes to the store terminal For each card function content, select a distribution variation related to the contactless card function content from among various distribution variations including at least one of payment amount, product, payment time zone, and merchant address. Set the content variation for the contactless card function content and the contactless card function content. And non-contact card function content data in which the store terminal is distributed to the store terminal, the non-contact card function content distributed from the content distribution unit to the store terminal, and the distribution variation. Store the combined content data for contactless card function in the storage unit, and the store terminal and the mobile terminal by the contactless communication with the mobile terminal held over the reader / writer When the credit card processing is performed between the content data for various contactless card functions stored in the storage unit, the distribution variation corresponding to the situation when the credit card processing is performed Extracted and extracted content for contactless card function with extracted distribution variations from the storage unit , Extracted the contactless card function content by the contactless communication, characterized by comprising the steps of delivering to the mobile terminal.

  The contactless card function content distribution system includes a store terminal that performs credit card processing in a store, a payment server that mediates authorization processing of the credit card payment processing, and a distribution destination of content data of the contactless card function content And a credit management center provided with content distribution means for setting the store terminal, and the store terminal preferably distributes the content data during the credit card processing.

  According to this configuration, it is possible to acquire content for contactless card function at a store terminal that can perform credit card processing of a mobile terminal device, and it is possible to add further added value to credit card processing. As a result, a further advertising effect of the provider of the content for contactless card function can be exhibited.

  In the content distribution system for contactless card function, the content distribution unit includes a parameter setting unit that sets a parameter corresponding to a distribution variation, and the store terminal performs the content during the credit card process according to the parameter. It is preferable to distribute data. According to this configuration, the content for contactless card function according to the situation when the credit card processing is performed can be distributed to the mobile terminal device. Can be performed.

  In the non-contact card function content delivery system, it is preferable that the credit card process is performed between the store terminal and the mobile terminal.

  In the contactless card function content delivery method, a step of setting a store terminal as a delivery destination of content data of the contactless card function content in the credit management center, and a credit card between the mobile terminal and the store terminal And delivering the content data to the mobile terminal during processing.

  According to this method, it is possible to acquire the content for contactless card function at a store terminal that can perform credit card processing of the mobile terminal device, and it is possible to add further added value to the credit card processing. As a result, a further advertising effect of the provider of the content for contactless card function can be exhibited.

  The contactless card function content delivery method preferably includes a step of setting a parameter corresponding to a delivery variation, and the store terminal delivers the content data during the credit card processing according to the parameter. According to this method, the content for contactless card function according to the situation when credit card processing is performed can be distributed to the mobile terminal device. Can be performed.

  According to the present invention, in a credit management center, a store terminal that is a distribution destination of content data for contactless card function content is set, and the content data is stored during credit card processing between the mobile terminal and the store terminal. Since it is distributed to the mobile terminal, it is possible to acquire content for contactless card function at a store terminal capable of credit card processing of the mobile terminal device, and it is possible to add further added value to credit card processing. . As a result, a further advertising effect of the provider of the content for contactless card function can be exhibited.

It is a figure which shows schematic structure of the content delivery system for contactless card functions which concerns on embodiment of this invention. It is a block diagram which shows schematic structure of the shop terminal in the content delivery system for non-contact card functions shown in FIG. It is a block diagram which shows schematic structure of the credit center in the content delivery system for non-contact card functions shown in FIG. It is a block diagram which shows schematic structure of the mobile terminal in the content delivery system for non-contact card functions shown in FIG. It is a sequence diagram for demonstrating the content delivery method for contactless card functions which concerns on embodiment of this invention. It is a figure for demonstrating the delivery data in the content delivery method for non-contact card functions which concerns on embodiment of this invention. (A), (b) is a figure for demonstrating materialization of ToruCa content.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a diagram showing a schematic configuration of a content distribution system for contactless card functions according to an embodiment of the present invention. In the present embodiment, the content data includes simple data and main body data associated with the simple data.

  The system shown in FIG. 1 includes a member store 1 having a store terminal 11 that performs credit card processing, a credit center 2 having a settlement unit 21, an application management unit 22 and a ToruCa distribution unit, a member store 1, a credit center 2, and a card. It is mainly composed of an information processing center 3 that performs relay to the company 4. The member store 1, the credit center 2 and the information processing center 3 are connected by a network such as the Internet 5, and these are connected to the mobile terminal 7 via the Internet 5 and the mobile communication network 6. In addition, to the credit center 2, a card company 4, a member store contract company (acquirer) 8, and an advertiser 9 distribute ToruCa. Further, the reader / writer (R / W) 12 of the store terminal 11 of the member store 1 can perform non-contact communication with the non-contact IC of the mobile terminal 7.

  In the content distribution system for contactless card function having such a configuration, the credit management center sets a store terminal to which the content data of the contactless card function content is distributed, and between the mobile terminal and the store terminal. The content data is distributed to the mobile terminal during credit card processing.

  The information processing center 3 relays information about credits between the member store 1 and the card company 4. For example, the information processing center 3 transmits the credit card credit inquiry data processed at the store terminal 11 of the member store 1 to the card company 4 and transmits the credit result from the card company 4 to the store terminal 11 of the member store 1. To do.

  The mobile terminal 7 has a function capable of executing a contactless card function, and can transmit / receive information to / from the reader / writer (R / W) 12 of the member store 1 by contactless card communication. The mobile terminal 7 has an operating system (mobile device OS), and a browser function, a viewer function, a JAM (Java (registered trademark) Application Manager) and other functions operate on the mobile device OS.

  The mobile communication network 6 is a network that connects the mobile terminal 7 and the credit center 2 via the Internet 5. The mobile communication network 6 includes a mobile packet communication network in addition to a normal mobile communication network. A mobile communication center exists between the mobile communication network 6 and the Internet 5. This mobile communication center has, for example, an i-mode (registered trademark) server and the like, and has a gateway function for connecting the mobile communication network 6 and the Internet 5, specifically, an information distribution function, a mail transmission / reception function, a mail It has a storage function, a contract customer management function, an information provider management function, and an information fee billing function. The network includes the Internet 5 and other networks such as LAN and WAN.

  FIG. 2 is a block diagram showing a schematic configuration of the member store 1 in the content distribution system for contactless card function shown in FIG. The member store 1 has a store terminal 11 that performs credit card processing and performs ToruCa distribution by performing contactless communication with the mobile terminal 7, and contactless communication with the mobile terminal 7. Is performed with the R / W 12. Further, the store terminal 11 communicates with the information processing center 3 via the Internet 5.

  When the store terminal 11 of the member store 1 performs credit card processing with the mobile terminal 7, it performs credit card processing by non-contact communication between the R / W 12 and the non-contact IC 773 of the mobile terminal 7. . That is, the credit card information of the user of the mobile terminal 7 is sent from the mobile terminal 7 to the store terminal 11 by non-contact communication, and the information is sent to the card company 4 through the information processing center 3 as credit information. The credit result of the credit card information is sent from the card company 4 to the store terminal 11 via the information processing center 3. After such credit card information is inquired, settlement processing is performed. Information on the settlement process is sent to the credit center 2 sequentially or periodically.

  The store terminal 11 stores ToruCa data distributed from the credit center 2 in a storage unit (not shown), and is set in advance when credit card processing is performed with the mobile terminal 7. The ToruCa data is sent to the mobile terminal 7 by non-contact communication. The preset ToruCa data has parameters set when it is distributed from the credit center. The parameters are associated with, for example, the time when the credit card processing is performed, user attributes, and member store attributes. Yes. Accordingly, ToruCa data related to the parameters is sent to the mobile terminal 7 according to these times and attributes.

  The store terminal 11 includes a parameter recognition unit 111 that recognizes a parameter corresponding to ToruCa data. The parameter recognizing unit 111 identifies, for example, the time when the credit card processing is performed, the user attribute, and the member store attribute, and extracts the ToruCa data corresponding to the time and attribute from the storage unit (not shown). And the shop terminal 11 sends the extracted ToruCa data to the mobile terminal 7 by non-contact communication.

  FIG. 3 is a block diagram showing a schematic configuration of the credit center 2 in the contactless card function content distribution system shown in FIG. The credit center 2 distributes ToruCa to a payment unit 21 having a payment server 211 for storing payment information, an application management unit 22 having an application server 221 for storing an application for credit card processing, and a specific store terminal 11. The ToruCa distribution unit 23 that mainly performs The ToruCa distribution unit 23 sets a distribution setting unit 231 that sets to which store terminal of which member store a ToruCa distribution, a parameter setting unit 232 that sets a parameter associated with ToruCa data when performing ToruCa distribution, and ToruCa data And a ToruCa server 233 for storing.

  The payment unit 21 stores payment processing information (payment information) that has been credit card processed at the store terminal 11 of the member store 1 in the payment server 211 and sends it to the card company 4 via the information processing center 3 as necessary. This payment information is sent to the payment unit 21 of the credit center 2 for each credit card process in the member store 1 or after being stored in the store terminal 11 for a specific period.

  The application management unit 22 manages applications related to credit processing with the application server 221, and performs control to download a credit application to the mobile terminal 7 when the mobile terminal 7 registers with the credit service.

  The distribution setting unit 231 of the ToruCa distribution unit 23 manages the identification information of the store terminal 11 of the member store 1, and sets the store terminal 11 that distributes ToruCa using the identification information. In addition, in the delivery setting part 231, there is no restriction | limiting in particular about the reference | standard which selects the shop terminal 11 to deliver ToruCa. And the ToruCa delivery part 23 delivers the ToruCa data (Torucas nip data and ToruCa main body data) stored in the ToruCa server 233 with respect to the shop terminal 11 of the member store 1 set in the delivery setting part 231. The distributed ToruCa data is stored in the store terminal 11 and sent to the mobile terminal 7 by non-contact communication with the mobile terminal 7. ToruCa server 233 is provided with ToruCa data from card company 4, member store contract company 8, advertiser 9 and the like. The provider of ToruCa data is not limited to this, and may be a content provider or the like.

  When the ToruCa data is distributed to the store terminal 11 set in advance, the distribution parameter (distribution variation) when the ToruCa is distributed and the ToruCa data are combined and distributed. For example, the distribution data distributed from the ToruCa distribution unit 23 of the credit center 2 to the store terminal 11 of the member store 1 includes ToruCa (snip) data and parameters indicating distribution variations. Here, distribution variations include parameters such as credit card processing time, user attributes, member store attributes, whether multiple types of discharge (distribution) or single discharge (distribution), and according to rules It includes parameters such as whether it is discharge or random discharge. Note that these distribution variations are examples, and in the present invention, all variations associated with the contents of ToruCa data are included.

  The credit center 2 receives payment information from the store terminal 11 of the member store 1 via the information processing center 3 and distributes ToruCa data to the store terminal 11. The credit center 2 distributes an application when the user of the mobile terminal 7 registers for the credit service.

  FIG. 4 is a block diagram showing a schematic configuration of a mobile terminal in the content distribution system for contactless card function shown in FIG. The configuration shown in FIG. 4 is simplified for the purpose of explaining the present invention, and it is assumed that the components mounted on a normal mobile terminal are provided. Here, the case where the content for contactless card function is ToruCa (registered trademark) content (including ToruCa simple (snip) data and ToruCa main body data) will be described.

  The mobile terminal 7 includes a control unit 71 that controls the entire apparatus, a communication control unit 72 that controls wireless communication, an input unit 73 that inputs various information and data, and a display that displays various information and data. Unit 74, storage unit 75 that stores ToruCa data (simple data, main body data) that is content data for contactless card functions, application control unit 76 that activates various applications, and external R / W It is mainly comprised from the non-contact card | curd part 77 which performs non-contact communication. The non-contact card unit 77 is a non-contact IC 773 including a memory 771 for buffering Torcas nip data, which is simple data, and other information, an antenna 772 for non-contact communication, and a controller for realizing a non-contact card function. Including.

  The communication control unit 72 performs control of wireless communication with other mobile terminals and other communication devices. Further, the communication control unit 72 has a browser function and a mailer function. Therefore, the communication control unit 72 downloads the ToruCa body data by connecting to the URL that is accessed to acquire the ToruCa body data included in the Torucas nip data. Moreover, the communication control part 72 can download ToruCa main body data from Web on a browser function. Further, the communication control unit 72 has a function of linking to the Web from a URL included in the ToruCa main body data, a function of calling from a telephone number included in the ToruCa main body data, and a function of transmitting mail from an e-mail address included in the ToruCa main body data. ing. Further, a Java (registered trademark) application or browser communicates via a communication control unit 72 using a command necessary for communication, for example, an API (Application Program Interface), and the content data itself is included in the application. In this case, it is possible to read the content data and take it over to another application, or when a URL is described, access to a predetermined site based on the URL to obtain ToruCa data. Note that the communication control unit 72 may be configured to be compatible with optical communication, infrared communication, Bluetooth communication, and the like.

  The display unit 74 has a viewer function and displays acquired ToruCa data. Further, the display unit 74 formats and displays the ToruCa data in a predetermined display format. The storage unit 75 stores ToruCasnip data and ToruCa body data. The storage unit 75 stores the Torucas nip data and ToruCa body data in a form that facilitates extraction, for example, by folder management. The application control unit 76 activates the application based on the command signal received via the communication control unit 72.

  The non-contact card unit 77 adds, for example, torcas nip data by a non-contact card function. An example of the contactless card function is FeliCa (registered trademark). When the mobile terminal 7 is held over the R / W 12 of the member store 1, the antenna 772 of the non-contact card unit 77 acquires ToruCa data and command information from the R / W 12 and transfers them to a predetermined processing unit. The control unit 71 has a header identification function, identifies a header given to data acquired from the R / W 12, and sends the header to a predetermined processing unit. For example, if the data acquired from the R / W 12 is Torcas nip data, the data is sent to the storage unit 75. If the data acquired from the R / W 12 is application activation information, JAM (Java (registered trademark) Application Manager, not shown) Send to In addition, the control unit 71 delivers credit card information mounted on the mobile terminal 7 to the R / W 12 and performs credit card processing.

  When the mobile terminal 7 having such a configuration acquires the torcas nip data from the R / W 12 of the member store 1, the non-contact IC 773 communicates with the R / W 12 after detecting the carrier wave of the R / W 12. To obtain the Torucas nip data from the R / W 12. Further, by connecting to the URL included in the torcas nip data, the torca main body data corresponding to the torcas nip data can be downloaded. Further, when the mobile terminal 7 performs credit card payment at the member store 1, the non-contact IC 773 starts communication with the R / W 12 after detecting the carrier wave of the R / W 12, and the R / W 12 And credit card processing.

  Note that non-contact communication using a non-contact card means a communication method including near field communication such as infrared communication or data transmission / reception using a two-dimensional barcode. A contactless card is a module attached to a mobile terminal that can easily transmit and receive data to and from an external device.

  Between the member store 1 and the credit center 2, there is a path for transmitting and receiving payment information via the information processing center 3. The present inventors have found that it is possible to provide ToruCa data to the mobile terminal 7 during credit card processing by performing ToruCa distribution using this path, and have reached the present invention. Therefore, in the present invention, the distribution setting unit 231 of the credit center 2 sets the store terminal 11 that is the distribution destination of the ToruCa data, and the ToruCa data is processed during credit card processing between the mobile terminal 7 and the store terminal 11. Is distributed to the mobile terminal 7.

  Next, a method for distributing the content for contactless card function according to the embodiment of the present invention will be described with reference to FIG.

  First, the member store contract company 8 distributes predetermined ToruCa data to the ToruCa distribution unit 23 of the credit center 2 (ST11). In this case, the method by which the member store contract company 8 distributes the ToruCa data to the credit center 2 may be performed via the Internet or not via the Internet. Next, in the distribution setting unit 231 of the ToruCa distribution unit 23 of the credit center 2, the store terminal 11 that is the distribution destination of ToruCa data is set (ST12). At this time, there are no particular restrictions on the criteria for setting the delivery destination. Further, here, the case where the member store contract company 8 distributes ToruCa data to the ToruCa distribution unit 23 is described, but the card company 4 or the advertiser 9 may distribute ToruCa data to the ToruCa distribution unit 23. .

  The distribution of ToruCa data may be based on a request from the member store 1. By collecting and distributing ToruCa data in the credit center 2 in this way, distribution according to the schedule can be easily performed without updating ToruCa data individually at each store terminal 1. In particular, in the case of a chain store, a shopping street, etc., the update work can be made more efficient when distributing similar ToruCa data by this method.

  Further, instead of using the ToruCa data distributed in the credit center 2 as it is, the store terminal 1 may be used with further changes. For example, when ToruCa data of a 10% discount coupon is transmitted from the credit center 2 to the store terminal 1 as ToruCa distributed during a sale period in a shopping street, the ToruCa data is changed to be distributed as a 15% discount coupon at a certain store terminal. It may be used after that. In this case, the range of the discount rate that can be changed at the store terminal may be 10% to 19%, and the change at the store terminal may be limited.

  Next, the ToruCa distribution unit 23 distributes ToruCa data to the store terminal 11 set by the distribution setting unit 231. In this case, the parameter setting unit 232 sets a distribution variation (parameter) corresponding to the ToruCa data, and combines the ToruCa data (Torucas nip data) and the distribution variation as shown in FIG. To deliver. The distribution data is first distributed from the ToruCa distribution unit 23 of the credit center 2 to the information processing center 3 (ST13), and then written from the information processing center 3 to the store terminal 11 of the member store 1 (ST14). In this way, the distribution data is stored in the storage unit of the store terminal 11.

  When the mobile terminal 7 performs credit card processing (settlement) with the store terminal 11 of the member store 1, that is, non-contact between the R / W 12 of the store terminal 11 and the non-contact IC 773 of the mobile terminal 7. When the communication is performed, the store terminal 11 distributes the ToruCa data corresponding to the situation when the settlement is made to the mobile terminal 7. In this way, the mobile terminal 7 acquires ToruCa data (ST15). Specifically, the R / W 12 of the store terminal 11 constantly notifies an information signal of a predetermined carrier wave. When the mobile terminal 7 is brought close to the R / W 12, the non-contact IC 773 of the mobile terminal 7 detects an information signal. Since the information signal is an electromagnetic wave, the non-contact IC 773 is activated by the electromagnetic wave. The R / W 12 performs credit card processing with the non-contact IC 773 and transmits ToruCa data (Torucas nip data) to the non-contact IC 773. On the mobile terminal 7 side, the ToruCa data is acquired and stored in the storage unit 75. In the mobile terminal 7 that has acquired the ToruCa data, the Torucas nip data is displayed on the display unit 74 (ST16).

  When the store terminal 11 performs ToruCa distribution to the mobile terminal 7, the parameter recognition unit 111 of the store terminal 11 extracts the distribution variation in the distribution data according to the situation when the credit card processing is performed, The ToruCa data associated with the distribution variation is distributed to the mobile terminal 7. For example, if the distribution variation in the morning is associated with ToruCa data called bread discount coupon, if you shop in the morning, the ToruCa data of bread discount coupon is distributed to the mobile terminal 7 during credit card processing. Is done. When the user acquires a bread discount coupon, click on the detailed information of the torcas nip data as shown in FIG. 7A displayed on the display unit 74 and click on the ToruCa main body data as shown in FIG. 7B. Is acquired and displayed on the display unit 74 (ST17, ST18).

  As described above, in the content distribution system for contactless card function according to the present invention, the store terminal 11 that is the distribution destination of ToruCa data is set in the credit center 2, and the mobile terminal 7 and the store terminal 11 are set. ToruCa data is distributed to the mobile terminal 7 during the credit card processing. For this reason, it becomes possible to acquire ToruCa data with the shop terminal 11 which can perform the credit card process of the mobile terminal 7. Further, in this case, since the ToruCa data corresponding to the situation when the credit card process is performed can be distributed to the mobile terminal 7, it is possible to perform ToruCa distribution with a targeted target.

  The present invention is not limited to the embodiment described above, and can be implemented with various modifications. For example, in the above embodiment, data transmission / reception using a contactless card is described. However, in the present invention, data transmission / reception using two-dimensional barcode, infrared communication, Bluetooth communication is used. Also good. For example, when a two-dimensional barcode is used, the R / W of the store terminal converts the ToruCa data into a two-dimensional barcode and displays it, and the mobile terminal performs camera shooting so that the two-dimensional barcode is sent to the mobile terminal. save. Thereby, distribution of ToruCa data to a mobile terminal is performed. At this time, the two-dimensional barcode may be stored in the mobile terminal in a decoded state.

  The present invention is not limited to the configuration described in the above embodiment, and distribution variations, screen display layouts, and the like can be changed as appropriate without departing from the scope of the present invention. In the above embodiment, the case where the contactless card function content is ToruCa content is described. However, the present invention provides a case where the contactless card function content is a contactless card function content other than ToruCa content. Can be applied similarly. Other modifications can be made without departing from the scope of the present invention.

DESCRIPTION OF SYMBOLS 1 Member store 2 Credit center 3 Information processing center 4 Card company 5 Internet 6 Mobile communication network 7 Mobile terminal 8 Member store contract company 9 Advertiser 11 Store terminal 12 R / W
DESCRIPTION OF SYMBOLS 21 Settlement part 22 Application control part 23 ToruCa delivery part 71 Control part 72 Communication control part 73 Input part 74 Display part 75 Storage part 76 Application control part 77 Non-contact card part 111 Parameter recognition part 231 Delivery setting part 232 Parameter setting part 233 ToruCa Server 773 Contactless IC

Claims (2)

A store terminal that performs contactless communication with a mobile terminal that has a reader / writer and has a contactless card function, and distributes content for contactless card function to the store terminal via a communication network A content distribution system for contactless card function comprising:
The content distribution unit
For each contactless card function content distributed to the store terminal, for each contactless card function out of various delivery variations including at least one of payment amount, product, payment time zone, and member store address A distribution variation related to the content is set, and the non-contact card function content data in which the non-contact card function content and the distribution variation set in the non-contact card function content are combined, the store terminal Delivered to
The store terminal
The contactless card function content data, which is a combination of the contactless card function content distributed from the content distribution unit and the distribution variation, is stored in a storage unit, and the mobile terminal is connected to the reader / writer of the store terminal When the credit card processing is performed between the store terminal and the mobile terminal by the contactless communication, the content data for various contactless card functions stored in the storage unit The distribution variation corresponding to the situation when credit card processing is performed is extracted, the content for contactless card function in which the extracted distribution variation is set is extracted from the storage unit, and the extracted content for contactless card function Distributed to the mobile terminal by the non-contact communication,
A content distribution system for contactless card functions. A store terminal that performs contactless communication with a mobile terminal that has a reader / writer and has a contactless card function, and distributes content for contactless card function to the store terminal via a communication network A content distribution method for contactless card function in a system comprising:
For each contactless card function content distributed to the store terminal by the content distribution unit, from among various distribution variations including at least one of payment amount, product, payment time zone, and member store address Content for contactless card function in which a delivery variation related to the content for contactless card function is set, and the content for contactless card function and the delivery variation set for the content for contactless card function are combined. Distributing data to the store terminal;
Storing the contactless card function content data, which is a combination of the contactless card function content distributed from the content distribution unit and the distribution variation, in the storage unit;
Stored in the storage unit when a credit card process is performed between the store terminal and the mobile terminal by the contactless communication with the mobile terminal held over the reader / writer The distribution variation corresponding to the situation when the credit card processing is performed is extracted from the various content data for contactless card function, and the content for contactless card function in which the extracted distribution variation is set is extracted. Extracting from the storage unit, and extracting the extracted content for contactless card function to the mobile terminal by the contactless communication;
A content distribution method for contactless card function, comprising:

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