JP3857279B2 - Payroll system - Google Patents

Description

The present invention payroll systems, and more particularly to a payroll technology using a bank of computer system.

  Typically, corporate employees receive salary by bank transfer on a specific salary day. That is, the company calculates the employee's salary from the employee's basic salary, working hours, etc., and requests the bank to transfer the salary prior to the salary date. The salary transfer request may be made online using the Internet. The bank computer system transfers the salary to the employee's account on the salary date designated by the company based on the transfer request from the company or the request data via the network.

  On the other hand, in recent years, the ratio of part-time workers and part-timers (parts) has also increased in companies, and these part-timers and parts may wish to receive salary at the same time as regular employees. There are many cases where you want to pay on a weekly or daily basis. When paying wages to a part-time job or part by day, companies need to calculate wages on a daily basis and make a transfer request to the bank. The salary was often paid, and the wages were not paid in the way that the part-time job or part wanted.

FIG. 11 shows a conceptual configuration diagram of a conventional wage payment system. The temporary worker 10 such as a part-time job or a part-time worker provides labor based on an employment contract with the employer 12. The employer 12 calculates the wage based on the hourly wage determined by the employment contract and the actual working day or working hours of the temporary worker 10, and makes a transfer request to the bank system 14 by a predetermined day before the wage payment date. . If it is a monthly closing, the wage of the temporary worker will be tabulated and the transfer will be requested. In the bank system 14, an amount equivalent to wages is withdrawn from the employer's account based on this transfer request, and wages are transferred to the account of the temporary worker 10.

FIG 12, wage payment processing in the banking system 14 in FIG. 11 is shown schematically. When the transfer request data from the employer is input to the computer system 14a in the bank system 14, the computer system 14a withdraws the wage equivalent from the employer's account 14b and transfers it to the account 14c1 of the temporary worker 10. In the case where the account of the temporary worker 10 exists in another bank instead of the own bank, the computer system 14a requests the computer system 17 of the other bank to perform a transfer process, and the computer system 17 of the other bank 10 Transfer the wage to the account 14c2. The wage transfer is executed by a transfer process such as a withdrawal process from the employer account and a transfer process to the temporary worker account. When the transfer request from the employer is input by month closing, these processes are also executed by month closing.

  Of course, the employer 12 does not pay the wages at the end of the month in this way. For example, the working days and working hours of part-time jobs and parts are managed with a time card, and data from the time card and hourly wage data of the part-time job or part It is also conceivable to automatically calculate the daily allowance and automatically send the daily allowance data to the bank computer system every day to pay wages as desired by the part-time job or part (see Patent Document 1).

JP-A-5-28337

  However, even in the above prior art, it is basically necessary for the employer to calculate the daily wage and send the obtained daily wage data to the bank computer system every day. It will require construction. For example, if a part-time job or part wants to change the payment method, such as changing from weekly payment to daily payment, or vice versa, it is necessary to change the employer's system each time. There is also a problem that lacks flexibility.

An object of the present invention is to provide a system that can pay the salary in the manner desired by the workers against workers.

The present invention relates to a salary that is sequentially accumulated by a worker providing labor to an employer, and a salary that is paid at a predetermined salary date and at any timing desired by the worker before the salary date. A payment system comprising a bank computer and a funding management computer for accessing a bank account and executing a withdrawal process and a transfer process, the bank computer having an interface for inputting data; A funding management computer having a processing unit for executing the withdrawal process and the transfer process in accordance with data input from an interface, wherein the funding management computer includes an interface for inputting data, a storage device connected to the interface, and the storage device; A processing device for accessing and processing data stored in the file, The interface with the management computer workers transmitted from the terminal, the workers funds issued containing money data of an arbitrary amount in after the and the salary day before any date of providing labor to the employer Input the desired data and input the labor data every time the worker's labor is provided, and the storage device of the funding management computer stores the salary date and the labor data of the worker A management file, a salary data management file that stores cumulative salary data at an arbitrary timing of the worker, which is sequentially calculated based on the labor data, and monetary amount data funded to the worker; and fund data of the arbitrary amount stores and money data management file storing, said processing unit of the cash delivery management computer, the funding On the day set by the urging desired data, acquires the amount specified by the money data of the workers to access the cash data management file stored in the storage device, stored in the storage device the The salary data management file is accessed to extract the remaining salary amount that has not yet been funded from the cumulative salary amount specified in the cumulative salary data of the worker, and the amount specified in the financial data and the residual amount A comparison process for comparing the salary amount is performed, and when the amount specified by the fund data is within the range of the remaining salary amount, transfer data is transmitted to the bank computer, and the bank computer The processing device executes a transfer process of the amount specified by the fund data to the worker's account according to the transfer data Execute a withdrawal process for the amount specified in the fund data for the employer's account, and reject the transfer process if the amount specified in the fund data exceeds the range of the remaining salary amount The processing is executed or the transfer data is transmitted to the bank computer, and the processing device of the bank computer performs the transfer process of the remaining salary amount to the worker's account according to the transfer data. And executing the withdrawal processing of the remaining salary amount on the employer's account, updating the funded amount data in the salary data management file, and storing the funding management computer On the salary date stored in the device, the salary data management file stored in the storage device is accessed, and the cumulative salary data of the worker on the salary date is obtained. The remaining salary amount that has not been funded yet is extracted from the cumulative salary amount specified by the data and transmitted to the bank computer, and the processing device of the bank computer responds to the transfer data. The remaining salary amount is transferred to the worker's account and the remaining salary amount is debited to the employer's account.

When a worker provides labor to an employer, salary as compensation for labor is generated and accumulated every day. The salary data management file stored in the storage device of the bank computer stores the accumulated salary data of the workers at any timing and the amount data funded to the workers, which are sequentially calculated based on the labor data. Then, each file in the storage device is accessed, and comparison processing is performed to compare the amount specified by the worker's desired fund data with the remaining amount of the accumulated salary that has not been funded yet. Then, when the comparison result is within the remaining amount of money specified by the fund data, the amount specified by the fund data is transferred to the worker's account and the employee's account The withdrawal process is executed for the amount specified by the fund data. Since any amount within the range of the current salary is transferred to the worker's account at any time before the predetermined salary day, the worker receives the salary of the desired amount on the desired date substantially. It will be.

According to the present invention, salary can be paid in a manner desired by a worker.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings.

  FIG. 1 shows a conceptual configuration diagram of the present embodiment. The relationship between the temporary worker 10, such as a part-time job (or part-timer), the employer 12, and the bank system 14 is shown.

  The temporary worker 10 provides labor based on a labor contract with the employer 12. The temporary worker 10 provides labor data to the bank system 14. Labor data is basically work days, working hours, and the like, but may include hourly wages and basic deductions for temporary workers 10 and other data necessary for calculating the salary of temporary workers 10. Data for creating withholding slips can also be used. The labor data is sequentially generated every time the temporary worker 10 provides labor to the employer 12 and is provided to the bank system 14. The bank system 14 sequentially accumulates these time-series labor data.

In addition, temporary workers 10 provides the hope data to the banking system 14 at an appropriate timing. The hope data, day temporary workers 10 who wish to receipt of money, that is, the funding issue date, temporary workers 10 is included in the amount of money that you want. The funding date can be set to any day after the temporary worker 10 provides labor to the employer 12.

In this embodiment, if you want a receipt of money as compensation for labor by temporary workers 10 to specify the funds grant date, the banking system 14, follow the Yi Lai from employers 12, extraordinary workers Pay 10 In other words, the banking system 14, as desired from the temporary workers 10, meet the requirements of temporary workers 10 by transfer money the funds to the account of temporary workers 10. Funds will be issued within the scope of the wage total produced by the labor of temporary workers 10 (salary). For extraordinary workers 10, it is possible to receive the consideration of self-labor, that is, the wages in any day you want of self. Banking system 14, notification After you deliver the funds to the desired date of temporary workers 10 with respect to temporary workers 10, and outputs the transfer data to the employers 12, that the funds issued has been executed To do. It should be noted that the output of the write data vibration against the employer 12, may be performed prior to the transfer processing to the account of temporary workers 10, by executing the transfer process after receiving consent from the employer 12 Also good.

Conventionally, when a worker wishes to advance in advance of his / her salary day, an application is made to the employer 12, but in this embodiment, the temporary worker 10 does not apply to the employer 12 but a banking system. send the funds grant hope to the 14, should be paying attention to the point that on behalf of the funds granted affairs of employers 12 in the banking system 14. Temporary workers 10 can receive the funds delivery of only the amount you need, when you need it, even for employers 12 it is possible to eliminate the work of the funds granted. Transmission of hope data from temporary workers 10, for example a mobile phone or PDA having the temporary workers 10 (portable information terminal), can be performed in a personal computer.

FIG. 2 shows a configuration block of the bank system 14 in FIG. In addition to the computer system 14a, the bank system 14 has a labor data management file 14b, a fund management file 14c, and a salary data management file 14d. The computer system 14a performs a normal fund transfer transaction process, that is, performs a withdrawal process, a transfer process, or a transfer process by performing a write process on a specific account file in the bank. When an account to be subjected to the fund transfer transaction process exists in another bank instead of the bank itself, the same process is requested to the computer system of the other bank. Computer system 14a comprises an interface for inputting working data及BiNozomi Nozomu data provided by temporary workers 10. Labor data is stored in the working data management file 14b, hope data is stored in the fund management file 14c.

  The labor data management file 14b manages labor data of the temporary worker 10. Specifically, it is the working day and working hours for each temporary worker 10. As the labor data, basic data of the temporary worker 10 such as age and hourly wage may be managed. The salary of the temporary worker 10 is calculated from the hourly wage and working hours of the temporary worker 10, and stored in the salary data management file 14d. The calculation of the salary may be executed by the computer system 14a, but may be executed by another computer that manages the labor data management file 14b and the salary data management file 14d.

Fund management file 14c manages the hope data provided by temporary workers 10. Hope data is specifically a grant amount of money of choice and fund grant date. Funds management file 14c may store the results of the executed funds issued by actually banking system 14 In addition. That is, the actual funding date and the amount of funds actually transferred to the temporary worker 10 account. Funds that will be issued to temporary workers 10 is in the range of salaries of temporary workers 10, as long as it is within the range funds grant amount of salary that temporary workers 10 wishes, is actually delivered the desired amount The amount is the same.

The salary data management file 14d manages salary data calculated from the labor data of the temporary worker 10. When the temporary worker 10 provides labor to the employer 12 a plurality of times or for a plurality of days, the salary data is sequentially generated and is sequentially stored in the salary data management file. Computer system 14a is, by referring to the payroll data management file 14d, it is possible to determine the maximum amount that can deliver funds and for temporary workers 10. That is, if the desired delivery amount provided by the temporary worker 10 is within the salary range of the temporary worker 10 until the desired delivery date, the computer system 14a delivers the desired delivery date on the desired delivery date. On the other hand, when the desired amount for delivery exceeds the range of the salary of the temporary worker 10 up to the desired delivery date, the computer system 14a executes one of a plurality of options. First, it is a process of rejecting the grant when the desired delivery amount exceeds the salary. Secondly, when the desired amount of grant exceeds the salary, the processing is limited to the amount of grant equal to the salary . If the amount of money with exchange has been determined, the computer system 14a is transfer money the grant amount to the delivery desired date to account 14f of temporary workers 10. Further, an amount corresponding to the amount to be delivered is withdrawn from the account 14e of the employer 12. As a result, the transfer from the account 14e of the employers 12 to account 14f of temporary workers 10 is complete, temporary workers 10 can receive a gold Qian on any day you want. Since the money received is basically within the range of the salary, the temporary worker 10 has substantially the same economic effect as receiving the salary on his / her desired date.

Payroll data management to file 14d stored payroll data of temporary workers 10, the fund management file 14c exchange with the amount and delivery date is stored. Therefore, the computer system 14a can extract the remaining salary that has not been issued from the salary data by collating both files. The delivery record may be stored together in the salary data management file. In this case, the remaining salary can be extracted by comparing the salary data in the salary data file with the delivery record data. The computer system 14a calculates or extracts the remaining salary data on the date designated by the employer 12, that is, the salary transfer date designated by the employer 12, and the account of the temporary worker 10 on the salary transfer date designated by the employer 12. Transfer to 14f. At this time, it goes without saying that the same amount of money is withdrawn from the account 14e of the employer 12. In the case where the residual salary is not present, that is, when subjected exchange all salary temporary workers 10, the computer system 14a does not perform transfer processing of payroll.

3 to 5 schematically show the labor data management file 14b, the fund management file 14c, and the salary data management file 14d in FIG. FIG. 3 shows a labor data management file 14b, which stores the name of the temporary worker 10, the employer 12, and the working time in association with each other. For example, the employer 12 of the temporary worker 10 with the name A (which may be a code) is company X, and the working hours are h1 and the like. Instead of working hours, the working start time and working end time may be used. Moreover, you may memorize | store the break time of each temporary worker 10, hourly wage, addition data, and deduction data together. In short, the labor data management file 14b stores data necessary for calculating the daily salary of the temporary worker 10.

Figure 4 is a fund management file 14c, the name of the temporary workers 10, employers 12, hope Date (capital grant dates), are stored in association with the desired amount (Delivery desired amount). For example, employers 1 2 of temporary workers 10 of the name A in Company X, the hope Date d1, rare Mochigaku is m1, and the like. The hope date, "one day", addition to specifying the day such as "15 days", specified in the "every day", "every other day", "day pay", "week pay" such as the interval and method of payment it is also possible. Nozomi Mochigaku is, there may be a case of temporary workers 10 does not specify. For example, a case in which temporary workers 10 does not enter only in the hope the amount you wish to "day pay". In this case, the daily salary is automatically set to the desired amount. In FIG. 4, the employers A and B are the company X, and the employer C is the company Y. Thus, the employer 12 is not necessarily a single one, and a plurality of temporary workers 10 and a plurality of employers 12 may be managed.

FIG. 5 shows a salary data management file 14d, which stores the name of the temporary worker 10, the employer 12, funds already paid, and salary in association with each other. As described above, the salary data is basically a file for managing the salary calculated from the labor data shown in FIG. 3, but the delivery results can also be managed together with the salary. FIG. 5 shows a file in this case. In FIG. 5, subsidy ≦ salary. Payroll data is generated sequentially, sequentially generated even grant. The salary data management file 14d sequentially adds daily salaries and grants to the file. When a new hope data from the temporary workers 10 has been sent is input, the computer system 14a refers to the delivery performance data and payroll data of salary data management file 14d, a new hope to calculate the salaries of remaining It is determined whether or not the amount exceeds this remaining salary, and whether or not funds can be issued is determined.

Figure 6 is a schematic illustration of a funds grant that run is shown by the banking system 14. The salary data 20 calculated based on the labor data is generated every day, and these are accumulated to form the total salary data 22 of the temporary worker 10. In the conventional salary payment system, the total salary data 22 is transferred to the account 14f of the temporary worker 10 on a predetermined salary transfer date. In the present embodiment, an arbitrary amount desired by the temporary worker 10 in the total salary data 22 is processed as the funding data 24 and transferred to the account 14f of the temporary worker 10 on the day desired by the temporary worker 10. . When the temporary worker 10 subsequently provides work, the total salary data 22 is newly accumulated. On the salary transfer date designated by the employer 12, the remaining salary data 26 that has not yet been processed as the funding data among the total salary data 22 is transferred to the account 14f of the temporary worker 10 on the salary transfer date. As described above, the monthly closing salary transfer process is completed.

FIG. 7 shows a modification of FIG. Temporary workers 10 is if you wish to funds issued in the "day pay". When the temporary worker 10 provides labor to the employer 12 on a certain day, salary data 20 is generated by the labor, and total salary data 22 up to that day is also created. The total salary data 22 is directly processed as the funding data 24 and transferred to the account 14f of the temporary worker 10 by the next day or the next day. Since there is no remaining salary data 26, the transfer process on a predetermined salary transfer date is not executed. When the temporary worker 10 provides labor again after receiving the funding , salary data 20 and total salary data 22 are newly generated, and the total salary data 22 is processed as the funding data 24 as it is.

FIG. 8 shows another modification of FIG. Temporary workers 10 is if you wish to funds issued in the "week pay". When the temporary worker 10 provides labor to the employer 12 over a plurality of days in one week, the salary data 20 is sequentially generated by these labors, and the total salary data 22 for one week is created. The total salary data 22 is directly processed as the funding data 24 and transferred to the account 14f of the temporary worker 10. The same processing is executed in the next week, and the total salary data 22 is processed and transferred as the funding data 24. Since there is no remaining salary data 26, the transfer process on a predetermined salary transfer date is not executed. Even if “weekly payment” is used, for example, if the temporary worker 10 specifies a desired amount to be delivered, if the desired amount is smaller than the total salary data 22 for one week, the remaining salary data 26 exists. In order to do so, a payroll transfer process on a predetermined payroll transfer date is executed.

FIG. 9 shows an overall process flowchart of the present embodiment. Temporary workers 10 transmits the labor data and hope data using a mobile phone or PDA, etc. (S101). The labor data does not need to be transmitted directly from the temporary worker 10, and may be periodically transmitted from, for example, a computer system or a time card system that manages the working status of the temporary worker 10. Transmission of the transmission and the desired data labor data need not be synchronized, e.g., labor data is transmitted for each of temporary workers 10 to provide labor and hope data transmitted at an arbitrary timing.

  The bank system 14 to which the labor data is input calculates a salary based on the labor data (S102). Prior to the salary calculation, the labor data possessed by the employer 12 may be collated with the entered labor data. Alternatively, salary data calculated based on labor data may be collated with salary data created on the employer 12 side.

Banking system 14 is, after you create the payroll data of temporary workers 10, based on the input hope data, transfer money funds in the range of salary to deliver the desired date to the account of temporary workers 10 (S103) . Upon vibration included in the room rate, it was notified of the transfer to the employer 12, may be Furikomin waiting for the consent from the employer 12. It may be transferred after executing a process for determining whether or not the desired delivery amount is within the range of salary, or even if a process for notifying the temporary worker 10 when the desired delivery amount exceeds the range of salary is executed. Good . Silver line system 14 will automatically debit the amount of the amount equivalent to the funds issued from the account 14e of the employer 12 (S104).

The funds transfer process and the withdrawal process from the employer 12 account are repeatedly executed as necessary. Then, at a time before a predetermined date specified by the employer 12 on the salary transfer date, the remaining salary that has not been funded is calculated and transferred to the account 14f of the temporary worker 10 on the salary transfer date (S105). ). The same amount is withdrawn from the account 14e of the employer 12.

As described above, funding processing based on salary is performed. After completing the remaining salary transfer, the bank system 14 notifies the employer 12 of the funds transfer process and the remaining salary transfer process for the month. The employer 12 does not need to recognize daily payments or weekly payments for the temporary workers 10, and can perform the same monthly closing process as before.

  Hereinafter, the processing of this embodiment will be described more specifically.

  Assume that A, B, and C exist as temporary workers 10 and the labor data is as shown in Table 1.

  The data in Table 1 is stored in the labor data management file 14b. The basic data for each temporary worker is as shown in Table 2.

  Here, it is assumed that the hourly rate B is an hourly rate applied after 18:00. The basic labor data in Table 2 may be stored in the labor data management file 14b or may be stored in another file.

  From Tables 1 and 2, the daily salary of each temporary worker is created. Table 3 shows salary data.

  The daily salary data in Table 3 is sequentially stored in the salary data management file 14d. The salary is basically processed in the month-end as before. The total salary at the end of the month is shown in Table 4.

  The monthly salary data in Table 4 is also stored in the salary data management file 14d. On the other hand, it is assumed that the desired data transmitted from A, B, and C are as shown in Table 5.

  The data in Table 5 is stored in the fund management file 14c. (Desired date, desired amount) is shown as the desired data. A wants 5000 yen on the first day and 5000 yen on the second day (so-called daily payment). B wants 9000 yen on the second day. C has not transmitted the desired data.

Table 6, Table 7, and Table 8 show salary data and funding results managed by the salary data management file.

Focusing on A, the salary on the first day is 5,225 yen, the grant on the first day is 5,000 yen, and the remaining salary (that is, the amount available for funding ) is 225 yen. The salary on the second day is 5,225 yen, and the total salary is 10,450 yen. The grant on the second day is 5,000 yen, and the cumulative grant is 10,000 yen. The remaining salary is 450 yen. The salary on the predetermined closing date is 5,225 yen, and the accumulated salary until the closing date is 15,675 yen. The remaining salary on the closing date is 5,675 yen. That is, out of the accumulated salary of 15,675 yen, 10,000 yen is issued, and the remaining 5,675 yen is transferred as salary. Similarly, for B, 9,000 yen out of the cumulative salary of 14,100 yen is issued, and the remaining 5,100 yen is transferred as salary. Regarding C, the cumulative salary of 13,500 yen is transferred as it is.

  Table 9 shows salaries that are managed by the salary data management file 14d and transferred on the salary transfer date designated by the employer 12.

As described above, in this embodiment, the temporary worker 10 delivers the desired amount of money within the range of the salary of the temporary worker 10 on the desired date of the temporary worker 10, so You can receive money equivalent to the value of labor at regular intervals. In addition, the input of hope data from the temporary workers 10, the transfer of funds issued to temporary workers 10 because the banking system 14 to be executed on behalf of the employer 12, it is also reduced burden of employers 12.

  In the present embodiment, labor data input and management, salary data creation and management, and funding request data input and management are performed in the bank system 14, but these processes are distributed to other computer systems. It is also possible.

FIG. 10 shows a conceptual configuration diagram in this case. In addition to the temporary worker 10, the employer 12, and the bank system (bank computer) 14, a labor management computer 16 and a funding management computer 18 are provided.

The labor management computer 16 is a computer that manages the working status of the temporary worker 10 and inputs the labor data transmitted from the temporary worker 10. Labor data may be transmitted from a time recorder or the like under the control of the employer 12 instead of being directly input from the temporary worker 10. In one embodiment, the temporary worker 10 inputs a desired work day and working time from his / her mobile phone and transmits it to the labor management computer 16. The employer 12 concludes an ASP (Application Service Provider) contract with the labor management computer 16 and confirms a desired working day and a desired working time of the temporary worker 10 in a Web page format or the like. The desired working date and working hours input by the temporary worker 10 are transmitted to the funding management computer 18 as working data. When the labor management computer 16 transmits the labor data of the temporary worker 10, it is preferable that the labor management computer 16 transmits the labor data after checking the labor data actually provided by the employer 12. The labor management computer 16 stores basic data such as hourly wages of each temporary worker in addition to labor data, and transmits it to the funding management computer together with the labor data or separately from the labor data.

Furthermore, labor management computer 16 inputs the hope data transmitted from the temporary workers 10 at an arbitrary timing. Hope data includes the least also hope Date (capital grant dates), preferably consisting of a combination of the amount of money of choice with the desired date. Labor management computer 16 stores the hope data input, and transmits the cash delivery management computer 18. Desired date is the day after the temporary workers 10 has provided the actual labor against employers 12, the transmission itself of hope data may even before the labor provided date. Labor management computer 16 stores the hope data input, together with the actual labor data after the date of labor has been provided to transmit the hope data funds management computer 18.

The labor management computer 16 may be under the control of a third party different from the employer 12 or the bank system 14. The temporary worker 10 and the labor management computer 16 and the labor management computer 16 and the funding management computer 18 are connected by any combination of a public line, a dedicated line, a wired line, and a wireless line. In one connection form, the temporary worker 10 and the labor management computer 1 are connected by an Internet line, and the labor management computer 16 and the funding management computer 18 are connected by a dedicated line.

The funding management computer 18 includes the labor data management file 14b, the fund management file 14c, and the salary data management file 14d described above. That is, the funding management computer 18 inputs the labor data and basic data transmitted from the labor management computer 16 and stores them in the labor data management file 14b. Basically, a daily salary is calculated based on the working hours and hourly wages and sequentially stored in the salary data management file 14d. Also, the funding management computer 18 inputs the desired data transmitted from the labor management computer 16 and stores it in the fund management file 14c. Funds grant management computer 18, in order to accumulate a salary that occur daily, salary data that has been accumulated up to the desired date, ie, the total salary (total salary) is to determine whether or not is equal to or greater than the desired amount, shaking write data to create a. The vibration write data, data to identify the temporary workers 10 (ID), data to identify the employer 12 (ID), is included delivery date, and delivery amount of money. Vibration write data is transmitted to the banking system (bank computer) 14. In the banking system 14, according to the vibration write data, transfer the amount of the amount equivalent to the grant amount to the grant date to the account 14f of temporary workers 10, also, of the amount equivalent to the grant amount of money from the account 14e of the employer 12 Withdraw money. The transfer data is basically transmitted from the funding management computer 18 to the bank system 14, but may be transmitted to the employer 12 before or after transmission.

Also, the funding management computer 18 calculates total salary data and total funding data with a predetermined date before the salary transfer date designated by the employer 12 as the closing date, and is not processed as funding out of the total salary data. Calculate or extract the remaining salary data to create salary transfer data. The salary transfer data includes data (ID) specifying the temporary worker 10, data (ID) specifying the employer 12, a transfer date, and a transfer amount. The bank system 14 transfers the amount corresponding to the salary to the account 14f of the temporary worker 10 according to the salary transfer data, and withdraws it from the account 14e of the employer 12. The salary transfer date may be transmitted from the employer 12 to the funding management computer 18 or, if determined by the contract between the employer 12 and the banking system 14, from the banking system 14 to the funding management computer 18. Also good.

The funding management computer 18 and the bank system (bank computer) 14 can also be connected by an arbitrary communication line. One connection form is a dedicated line in consideration of security. The funding management computer 18 may be under the management of the bank system 14. In this case, the cash delivery management computer 18 will function as part of the banking system 14, labor data and hope data to be provided from temporary workers 10 through the working management computer 16 to the banking system 14 Become.

  In the present embodiment, the temporary worker 10 is described as an example of the worker, but the present invention can be similarly applied to a temporary worker or a regular employee in addition to a part-time job or a part.

  In addition, the amount of funds that can be paid per day for temporary workers 10 is set to a predetermined amount in advance, and the funds that can be paid are simply calculated based on the working day data (working day data) of temporary workers 10. Also good.

  FIG. 13 schematically shows the processing in this case. Attendance data is generated when a temporary worker works for a predetermined time or more. Total salary data 22 is created based on the attendance data. That is, salary data is created from the actual working hours in the attendance data and the hourly wages for each temporary worker. On the other hand, separately from the total salary data 22, fundable money data 23 is created from the attendance data 21. This fundable money data 23 is calculated from the number of working days and a predetermined fundable amount per day regardless of the actual working hours. However, in order to keep the amount of funds available within the range of salary, set the prescribed amount of funds available per day based on the normal (or expectable) actual working hours and hourly wages of temporary workers. Is preferred. For example, if temporary worker A is normally expected to work for 5 hours and the hourly wage is 800 yen, the daily salary is usually 4,000 yen, so the amount of funds that can be issued per day is 4,000 yen. And so on. Actual work hours x hourly wage ≥ (amount of advance rent per day) If the work hours are more than the actual work hours that satisfy the above inequality, the temporary worker is “attempted” What is necessary is just to process.

  The temporary worker wishes to issue a desired amount of funds within the range of the fundable money data 23 generated every day. In the figure, it is assumed that the hatched portion is the funding portion desired by the temporary worker. The data of the funding portion is transmitted from the funding management computer 18 to the bank computer 14, and the bank computer 14 executes a transfer process to the account of the temporary worker. On the other hand, on a predetermined closing date designated by the employer, the total salary data 22 and the fundable data 23 are collated, and the difference between the total salary data 22 and the funding record data in the fundable data 23 is calculated. The calculated balance is set as salary transfer data 26.

  In this way, it is not directly related to actual working hours, and the amount of funds that can be issued per day is determined in advance, and the amount of funds that can be issued is calculated immediately from the number of working days in relation to the fact of attendance. It is possible to simply and quickly respond to requests for funds from temporary workers regardless of actual working hours. Then, by subtracting the accumulated funds from the actual salary data based on actual working hours, the balance of salary that has not yet been paid to the temporary worker on the closing date can be transferred to the temporary worker's account as salary.

  The amount of funds available per day is not fixed, but may be gradually changed according to the attendance status of temporary workers. For example, for temporary workers immediately after starting employment, 50% of expected working hours x hourly wage is the amount that can be financed per day, and for temporary workers who have been in employment for some time The expected working hours x 80% of the hourly wage is the amount that can be financed per day. Funds available per day are basically set by the employer 12 and stored in the funding management file 14c of the funding management computer 18, but the funding management computer 18 under the authentication conditions from the employer 12. May regularly update the daily funding available amount file. For temporary workers, the amount of funds available will increase according to the actual work.

It is a conceptual lineblock diagram of an embodiment. FIG. 2 is a configuration block diagram of the bank system in FIG. 1. It is explanatory drawing of a labor data management file. It is explanatory drawing of a fund management file. It is explanatory drawing of a salary data management file. It is explanatory drawing (the 1) which shows the relationship between salary and grant loan . It is explanatory drawing (the 2) which shows the relationship between salary and grant fund . It is explanatory drawing (the 3) which shows the relationship between salary and grant fund . It is a whole processing flowchart of an embodiment. It is a conceptual block diagram of other embodiment. It is a conventional wage payment system configuration diagram . FIG. 12 is a configuration block diagram of the bank system in FIG. 11 . It is explanatory drawing which shows the relationship between the attendance data in another embodiment, a salary, and a fund grantable money .

Explanation of symbols

  10 Temporary workers, 12 Employers, 14,114 Banking system (bank computer), 16 Labor management computer.

Claims (2)

A salary payment system in which a worker pays the accumulated salary by providing labor to the employer at a predetermined salary date and at any timing desired by the worker before the salary date. And
The salary payment system has a bank computer and a funding management computer for accessing a bank account and executing a withdrawal process and a transfer process, and the bank computer has an interface for inputting data and data input from the interface. The funding management computer includes an interface for inputting data, a storage device connected to the interface, and a file stored in the storage device. Having a processing device for accessing and processing data;
The interface of the funding management computer includes any amount of funding data transmitted from a worker terminal after the worker has provided labor to the employer and on any day before the salary date. Enter the desired data for funding, and enter the labor data for each labor offered by the worker,
The storage device of the funding management computer includes a labor data management file that stores the salary date and labor data of the worker, cumulative salary data at an arbitrary timing of the worker that is sequentially calculated based on the labor data, and Storing a salary data management file for storing amount data funded to the worker, and a fund data management file for storing the arbitrary amount of funds data;
The processing device of the funding management computer has a date set by the funding request data ,
Accessing the fund data management file stored in the storage device to obtain the amount specified by the worker's fund data, and accessing the salary data management file stored in the storage device to access the labor A comparison process of extracting the remaining salary amount that has not been funded from the cumulative salary amount specified by the cumulative salary data of the person and comparing the amount specified by the fund data with the remaining salary amount Run,
When the amount specified by the fund data is within the range of the remaining salary amount, the bank computer transmits the transfer data, and the processing device of the bank computer responds to the transfer data with the labor A transfer process of the amount specified by the fund data for the account of the person and a withdrawal process of the amount specified by the fund data for the account of the employer,
When the amount specified by the fund data exceeds the range of the remaining salary amount, execute a process of rejecting the transfer process, or send the transfer data to the bank computer, The processing device executes the transfer process of the remaining salary amount for the worker's account according to the transfer data and executes the remaining salary amount withdrawal process for the employer's account,
Updating the funded amount data in the salary data management file; and
On the salary date stored in the storage device of the funding management computer,
The salary data management file stored in the storage device is accessed to extract the remaining salary amount that has not yet been funded out of the cumulative salary amount specified by the cumulative salary data of the worker on the salary date. The bank computer transmits the transfer data, and the processing device of the bank computer executes the transfer process of the remaining salary to the worker's account according to the transfer data and the employer A salary payment system that executes a process of withdrawing the remaining salary amount for an account. A salary payment system in which a worker pays the accumulated salary by providing labor to the employer at a predetermined salary date and at any timing desired by the worker before the salary date. And
The salary payment system has a bank computer and a funding management computer for accessing a bank account and executing a withdrawal process and a transfer process, and the bank computer has an interface for inputting data and data input from the interface. The funding management computer includes an interface for inputting data, a storage device connected to the interface, and a file stored in the storage device. Having a processing device for accessing and processing data;
The interface of the funding management computer includes any amount of funding data transmitted from a worker terminal after the worker has provided labor to the employer and on any day before the salary date. Enter the desired data for funding, and enter the labor data for each labor offered by the worker,
The storage device of the funding management computer includes a labor data management file that stores the salary date and labor data of the worker, cumulative salary data at an arbitrary timing of the worker that is sequentially calculated based on the labor data, and A salary data management file that stores amount data funded to the worker, a fund data management file that stores the amount of funds data, and a predetermined amount of funds that can be given per day for the worker Remember the file,
The processing device of the funding management computer has a date set by the funding request data ,
The money data management file stored in the storage device is accessed to obtain the amount specified by the worker's money data, and the amount specified by the money data and the worker's predetermined daily amount A comparison process for comparing the amount of money obtained by multiplying the amount of money specified in the amount of funds available by the number of working days of the worker,
When the amount specified by the fund data is within the range of the amount obtained by multiplying the amount specified by the predetermined amount of money available for funding per day by the number of working days of the worker, the bank computer And the processing device of the bank computer executes a transfer process of the amount specified by the fund data to the worker's account according to the transfer data and transfers the transfer data to the employer's account. A debit processing of the amount specified by the fund data is executed,
The transfer process is rejected when the amount specified by the fund data exceeds the range of the amount obtained by multiplying the amount specified by the predetermined amount of funds available per day by the number of working days of the worker. Execute the process,
Updating the funded amount data in the salary data management file; and
On the salary date stored in the storage device of the funding management computer,
The salary data management file stored in the storage device is accessed to extract the remaining salary amount that has not yet been funded out of the cumulative salary amount specified by the cumulative salary data of the worker on the salary date. The bank computer transmits the transfer data, and the processing device of the bank computer executes the transfer process of the remaining salary to the worker's account according to the transfer data and the employer A salary payment system that executes a process of withdrawing the remaining salary amount for an account.

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