JP2004253010A5 - - Google Patents

Description

Payroll system

The present invention payroll systems, and more particularly to a payroll technology using a bank of computer system.

  Usually, employees of a company receive salary by bank transfer on a specific pay day. That is, the company calculates the employee's salary from the employee's basic salary, working hours, and the like, and requests the bank to transfer the salary prior to the payday. The pay transfer request may be made online using the Internet. In a computer system of a bank, a salary is transferred to an employee's account on a pay day designated by the company based on a transfer request from the company or request data via the Internet.

  On the other hand, in recent years, the ratio of part-time workers and part-timers (parts) has also increased in companies, and these part-time workers and parts may wish to receive a monthly salary like regular employees. There are, however, many who want to pay weekly or daily. On the company side, when paying wages to a part-time job or part by day payment, it is necessary to calculate the wage every day and make a bank transfer request, so the part-time job or part is also collectively closed monthly. She often paid her salary and was not paid in the way she wanted to work or part-time.

FIG. 11 shows a conceptual configuration diagram of a conventional wage payment system. Temporary workers 10 such as part-time workers and parts provide labor based on an employment contract with an employer 12. The employer 12 calculates the wage based on the hourly wage specified by the employment contract and the actual working day or working hours of the temporary worker 10, and makes a transfer request to the bank system 14 at least a predetermined day before the wage payment date. . In the case of monthly closing, the wage of temporary workers is tabulated by monthly closing and a transfer request is made. In the banking system 14, based on the transfer request, the amount corresponding to the wage is deducted from the account of the employer and the wage is transferred to the account of the temporary worker 10.

FIG 12, wage payment processing in the banking system 14 in FIG. 11 is shown schematically. When the transfer request data from the employer is input to the computer system 14a in the bank system 14, the computer system 14a deducts the wage equivalent from the employer's account 14b and transfers it to the account 14c1 of the temporary worker 10. When the account of the temporary worker 10 is not in his / her bank but in another bank, the computer system 14a requests the other bank's computer system 17 for a transfer process, and the computer system 17 in the other bank sends the temporary worker 10 Transfer the wages to the account 14c2 of. The transfer of wages is executed by a transfer process of a debit process from an employee account and a transfer process to a temporary worker account. When a transfer request from the employer is input on a monthly basis, these processes are also executed on a monthly basis.

  Of course, the employer 12 does not pay wages on a monthly basis like this, but manages, for example, the working days and working hours of a part-time job or part with a time card, and uses the data from the time card and the hourly wage data of the part-time job or part. It is also conceivable to calculate the daily allowance automatically, automatically transmit the daily allowance data to the computer system of the bank every day, and pay the wages on a daily basis as desired by a part-time job or part-time worker (see Patent Document 1).

JP-A-5-28337

  However, even in the above-mentioned conventional technology, it is basically necessary for the employer to calculate the daily wage and to transmit the obtained daily wage data to the computer system of the bank every day. Would require construction. Also, for example, if a part-time job or part-timer wishes to change the payment method, for example, from weekly payment to daily payment, or vice versa, it is necessary to change the employer's system each time. Yes, there is a problem that lacks flexibility.

An object of the present invention is to provide a system that can pay the salary in the manner desired by the workers against workers.

The present invention relates to a method of providing a worker with an accumulated salary by providing labor to an employer, the salary to be paid at a predetermined pay day, and at any timing desired by the worker before the pay day. A payment system, the payroll system comprising a bank computer and a funding management computer for accessing a bank account and performing a debit and transfer process, the bank computer comprising: an interface for inputting data; A processing device that executes the withdrawal process and the transfer process in accordance with data input from the interface, wherein the fund delivery management computer includes an interface for inputting data, a storage device connected to the interface, and the storage device A processing device for accessing a file stored in the The interface of the management computer is configured to input an arbitrary amount of funds data transmitted from a worker terminal after the worker provides labor to the employer and on any day before the pay day. Inputting labor data every time the labor of the worker is provided, the storage device of the fund delivery management computer stores a labor data management file storing the payday and labor data of the worker, A salary data management file for storing the accumulated salary data of the worker at an arbitrary timing sequentially calculated based on data and an amount data of money allocated to the worker, and a fund data management file for storing the arbitrary amount of money data And the processing device of the fund delivery management computer stores the funds stored in the storage device. Data management file to obtain the amount specified by the worker's fund data, and access to the salary data management file stored in the storage device to specify the worker's accumulated salary data. The remaining salary amount that has not yet been funded is extracted from the accumulated salary amount, and a comparison process of comparing the amount specified by the fund data with the remaining salary amount is performed. If the amount to be paid is within the range of the remaining salary amount, the transfer data is transmitted to the bank computer, and the processing device of the bank computer transmits the transfer data to the worker's account according to the transfer data. In addition, the transfer processing of the amount specified by the fund data is executed, and the debit processing of the amount specified by the fund data is performed on the employer's account. If the amount specified in the fund data exceeds the range of the remaining salary amount, execute the process of rejecting the transfer process, or send the transfer data to the bank computer, The processing device of the bank computer executes a transfer process of the remaining salary amount to the worker's account in accordance with the transfer data, and performs a process of withdrawing the remaining salary amount to the employee's account. Executing and updating the funded amount data of the payroll data management file, and the payday data stored in the storage device on the payday stored in the storage device of the funding management computer. Access to a file and the remaining unfunded salary of the accumulated salary specified by the accumulated salary data of the worker on the payday And transmits the transfer data to the bank computer, and the processing device of the bank computer executes the transfer process of the remaining salary amount to the worker's account according to the transfer data. And a process of debiting the remaining salary amount for the employer's account.

When a worker provides labor to an employer, a salary for the labor is generated and accumulated daily. The salary data management file stored in the storage device of the bank computer stores the accumulated salary data at arbitrary timings of the workers and the data of the amount of money allocated to the workers, which are sequentially calculated based on the labor data. Then, by accessing each file in the storage device, a comparison process of comparing the amount specified by the fund data desired by the worker with the remaining amount of the accumulated salary not yet funded is performed. Then, if the comparison result indicates that the amount specified by the fund data is within the remaining amount, the amount of the amount specified by the fund data is transferred to the worker's account, and the aforementioned amount is transferred to the employee's account. Execute debit processing for the amount specified by the fund data. At any time before the specified payday, any amount within the range of the current salary is transferred to the worker's account, so that the worker receives substantially the desired amount of pay on his / her desired date. Will be.

According to the present invention, the salary can be paid in a manner desired by the worker.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings.

  FIG. 1 shows a conceptual configuration diagram of the present embodiment. FIG. 3 shows a relationship among a temporary worker 10 such as a part-time worker (or a part-timer), an employer 12, and a bank system 14.

  The temporary worker 10 provides labor based on a labor contract with the employer 12. The temporary worker 10 provides labor data to the banking system 14. The labor data is basically a working day, a working time, or the like, but may include data necessary for calculating the hourly wage and the basic deduction amount of the temporary worker 10 and other salaries of the temporary worker 10. Data for creating a withholding slip can also be used. The labor data is generated sequentially each time the temporary worker 10 provides labor to the employer 12 and is provided to the bank system 14. The bank system 14 accumulates these time-series labor data sequentially.

In addition, temporary workers 10 provides the hope data to the banking system 14 at an appropriate timing. The hope data, day temporary workers 10 who wish to receipt of money, that is, the funding issue date, temporary workers 10 is included in the amount of money that you want. The funding date can be set on any day after the temporary worker 10 provides labor to the employee 12.

In this embodiment, if you want a receipt of money as compensation for labor by temporary workers 10 to specify the funds grant date, the banking system 14, follow the Yi Lai from employers 12, extraordinary workers Pay 10 In other words, the banking system 14, as desired from the temporary workers 10, meet the requirements of temporary workers 10 by transfer money the funds to the account of temporary workers 10. Funds will be issued within the scope of the wage total produced by the labor of temporary workers 10 (salary). For extraordinary workers 10, it is possible to receive the consideration of self-labor, that is, the wages in any day you want of self. Banking system 14, notification After you deliver the funds to the desired date of temporary workers 10 with respect to temporary workers 10, and outputs the transfer data to the employers 12, that the funds issued has been executed I do. It should be noted that the output of the write data vibration against the employer 12, may be performed prior to the transfer processing to the account of temporary workers 10, by executing the transfer process after receiving consent from the employer 12 Is also good.

Conventionally, when a worker desires advance payment before his / her salary date, he / she applies to the employer 12, but in the present embodiment, the temporary worker 10 does not apply to the employer 12 but rather applies to the bank system. send the funds grant hope to the 14, should be paying attention to the point that on behalf of the funds granted affairs of employers 12 in the banking system 14. Temporary workers 10 can receive the funds delivery of only the amount you need, when you need it, even for employers 12 it is possible to eliminate the work of the funds granted. Transmission of hope data from temporary workers 10, for example a mobile phone or PDA having the temporary workers 10 (portable information terminal), can be performed in a personal computer.

FIG. 2 shows a configuration block of the bank system 14 in FIG. The bank system 14 has a labor data management file 14b, a fund management file 14c, and a salary data management file 14d in addition to the computer system 14a. The computer system 14a performs a normal fund transfer transaction process, that is, a debit, transfer, or transfer process by performing a write process on a specific account file in its own bank. If the account to be subjected to the fund transfer transaction processing is not in the bank itself but in another bank, the same processing is requested to the computer system of the other bank. Computer system 14a comprises an interface for inputting working data及BiNozomi Nozomu data provided by temporary workers 10. Labor data is stored in the working data management file 14b, hope data is stored in the fund management file 14c.

  The labor data management file 14b manages the labor data of the temporary worker 10. Specifically, it is a working day, working hours, and the like for each temporary worker 10. As the labor data, basic data of the temporary worker 10, such as age and hourly wage, may be managed. The salary of the temporary worker 10 is calculated from the hourly wage and working hours of the temporary worker 10, and stored in the salary data management file 14d. The calculation of the salary may be executed by the computer system 14a, or may be executed by another computer that manages the labor data management file 14b and the salary data management file 14d.

Fund management file 14c manages the hope data provided by temporary workers 10. Hope data is specifically a grant amount of money of choice and fund grant date. Funds management file 14c may store the results of the executed funds issued by actually banking system 14 In addition. That is, the actual date of funding and the amount of funds actually transferred to the temporary worker 10 account. Funds that will be issued to temporary workers 10 is in the range of salaries of temporary workers 10, as long as it is within the range funds grant amount of salary that temporary workers 10 wishes, is actually delivered the desired amount Sums match.

The salary data management file 14d manages salary data calculated from the labor data of the temporary workers 10. If the temporary worker 10 provides labor to the employer 12 a plurality of times or over a plurality of days, salary data will be generated sequentially and stored sequentially in the salary data management file. Computer system 14a is, by referring to the payroll data management file 14d, it is possible to determine the maximum amount that can deliver funds and for temporary workers 10. That is, if the desired grant amount provided by the temporary worker 10 is within the range of the salary of the temporary worker 10 until the desired delivery date, the computer system 14a delivers the desired delivery amount on the desired delivery date. On the other hand, when the desired grant amount exceeds the salary range of the temporary worker 10 until the desired grant date, the computer system 14a executes one of the plurality of options. First, when the desired grant amount exceeds the salary, the process of refusing the grant is performed. Second, if the desired grant amount exceeds the salary, the process is limited to a grant amount equal to the salary . If the amount of money with exchange has been determined, the computer system 14a is transfer money the grant amount to the delivery desired date to account 14f of temporary workers 10. Further, the amount corresponding to the grant amount is deducted from the account 14e of the employer 12. As a result, the transfer from the account 14e of the employers 12 to account 14f of temporary workers 10 is complete, temporary workers 10 can receive a gold Qian on any day you want. Since the money received is basically within the range of the salary, the temporary worker 10 has substantially the same economic effect as receiving the salary on his or her desired date.

Payroll data management to file 14d stored payroll data of temporary workers 10, the fund management file 14c exchange with the amount and delivery date is stored. Therefore, the computer system 14a can extract the remaining salary which has not been subjected to the grant processing from the salary data by comparing the two files. It may be stored together results in delivery to the payroll data management file, in this case able to extract the residual salary by matching the payroll data and delivery record data in the payroll data file. The computer system 14a calculates or extracts the remaining salary data on the day specified by the employer 12, that is, the salary transfer date specified by the employer 12, and calculates the account of the temporary worker 10 on the salary transfer date specified by the employer 12. Transfer to 14f. Also at this time, it goes without saying that the same amount is debited from the account 14e of the employer 12. In the case where the residual salary is not present, that is, when subjected exchange all salary temporary workers 10, the computer system 14a does not perform transfer processing of payroll.

FIGS. 3 to 5 schematically show the labor data management file 14b, the fund management file 14c, and the salary data management file 14d in FIG. FIG. 3 shows a labor data management file 14b in which the names of temporary workers 10, employees 12, and working hours are stored in association with each other. For example, the employer 12 of the temporary worker 10 having the name A (or a code) is Company X, and the working hours are h1 and the like. Instead of working hours, work start time and work end time may be used. Further, the rest time, hourly wage, additional data, and deduction data of each temporary worker 10 may be stored together. In short, the labor data management file 14b stores data necessary for calculating the daily salary of the temporary worker 10.

Figure 4 is a fund management file 14c, the name of the temporary workers 10, employers 12, hope Date (capital grant dates), are stored in association with the desired amount (Delivery desired amount). For example, employers 1 2 of temporary workers 10 of the name A in Company X, the hope Date d1, rare Mochigaku is m1, and the like. The hope date, "one day", addition to specifying the day such as "15 days", specified in the "every day", "every other day", "day pay", "week pay" such as the interval and method of payment You can also . Nozomi Mochigaku is, there may be a case of temporary workers 10 does not specify. For example, a case in which temporary workers 10 does not enter only in the hope the amount you wish to "day pay". In this case, the daily salary is automatically set to the desired amount. In FIG. 4, the employees of A and B are company X, and the employee of C is company Y. As described above, the number of the employees 12 is not necessarily one, and a plurality of the temporary employees 10 and a plurality of the employees 12 may be managed.

FIG. 5 shows a salary data management file 14d in which the name of the temporary worker 10, the employer 12, the funds already issued , and the salary are stored in association with each other. As described above, the salary data is basically a file for managing the salary calculated from the labor data in FIG. 3, but it is also possible to manage the delivery results together with the salary. FIG. 5 shows a file in this case. In FIG. 5, grant ≦ salary. Payroll data is generated sequentially, and grants are also generated sequentially. The salary data management file 14d sequentially adds salaries and grants that occur daily to the file. When a new hope data from the temporary workers 10 has been sent is input, the computer system 14a refers to the delivery performance data and payroll data of salary data management file 14d, a new hope to calculate the salaries of remaining It is determined whether or not the amount does not exceed the remaining salary, and it is determined whether or not funding can be provided.

Figure 6 is a schematic illustration of a funds grant that run is shown by the banking system 14. The salary data 20 calculated based on the labor data occurs daily, and these are accumulated to form the total salary data 22 of the temporary worker 10. In the conventional salary payment system, the total salary data 22 is transferred to the account 14f of the temporary worker 10 on a predetermined pay transfer date. In the present embodiment, of the total salary data 22, an arbitrary amount desired by the temporary worker 10 is processed as the fund grant data 24, and is transferred to the account 14f of the temporary worker 10 on the day desired by the temporary worker 10. . If the temporary worker 10 subsequently provides labor, the total salary data 22 is newly stored. On the salary transfer date designated by the employer 12, of the total salary data 22, the remaining salary data 26 that has not yet been processed as funding data is transferred to the account 14f of the temporary worker 10 on the salary transfer date. As described above, the monthly payroll transfer process is completed.

FIG. 7 shows a modification of FIG. Temporary workers 10 is if you wish to funds issued in the "day pay". When the temporary worker 10 provides labor to the employee 12 on a certain day, the labor generates salary data 20 and also creates total salary data 22 up to that day. The total salary data 22 is processed as it is as the fund grant data 24, and is transferred to the account 14f of the temporary worker 10 by the next day or the next two days. Since there is no remaining salary data 26, the transfer process on the predetermined pay transfer date is not executed. When the temporary worker 10 provides the labor again after receiving the funding , the salary data 20 and the total salary data 22 are newly generated, and the total salary data 22 is processed as the funding data 24 as it is.

FIG. 8 shows another modification of FIG. Temporary workers 10 is if you wish to funds issued in the "week pay". When the temporary worker 10 provides labor to the employer 12 over a plurality of days within one week, the salary data 20 is sequentially generated by these labors, and the total salary data 22 for one week is created. The total salary data 22 is processed as it is as the fund grant data 24, and is transferred to the account 14f of the temporary worker 10. The same process is performed in the next week, and the total salary data 22 is processed and transferred as the fund grant data 24. Since there is no remaining salary data 26, the transfer process on the predetermined pay transfer date is not executed. Even if it is “weekly payment”, for example, if the temporary worker 10 specifies the desired amount of grant, and if the desired amount of grant is smaller than the total salary data 22 for one week, the remaining salary data 26 exists. To this end, a payroll transfer process is performed on a predetermined payroll transfer date.

FIG. 9 shows an overall processing flowchart of the present embodiment. Temporary workers 10 transmits the labor data and hope data using a mobile phone or PDA, etc. (S101). The labor data need not be transmitted directly from the temporary worker 10, but may be transmitted periodically from a computer system or a time card system that manages the labor situation of the temporary worker 10, for example. Transmission of the transmission and the desired data labor data need not be synchronized, e.g., labor data is transmitted for each of temporary workers 10 to provide labor and hope data transmitted at an arbitrary timing.

  In the banking system 14 to which the labor data has been input, the salary is calculated based on the labor data (S102). Prior to the salary calculation, the labor data possessed by the employer 12 may be collated with the input labor data. Alternatively, the salary data calculated based on the labor data may be compared with the salary data created by the employer 12.

Banking system 14 is, after you create the payroll data of temporary workers 10, based on the input hope data, transfer money funds in the range of salary to deliver the desired date to the account of temporary workers 10 (S103) . Upon vibration included in the room rate, it was notified of the transfer to the employer 12, may be Furikomin waiting for the consent from the employer 12. A transfer may be made after executing a process of determining whether or not the desired grant amount is within the range of salary, or a process of notifying the temporary worker 10 when the desired grant amount exceeds the range of salary. Good . Silver line system 14 will automatically debit the amount of the amount equivalent to the funds issued from the account 14e of the employer 12 (S104).

The transfer process of the fund transfer and the debit process from the account of the employer 12 are repeatedly executed as necessary. Then, at a point in time before a predetermined day of the payroll transfer date designated by the employer 12, the remaining pay of the payroll that has not already been funded is calculated and transferred to the account 14f of the temporary worker 10 on the payroll transfer day (S105). ). Further, the same amount is deducted from the account 14e of the employer 12.

As described above, the fund issuance process is performed on the assumption of salary. After completing the remaining salary transfer, the bank system 14 notifies the employer 12 of the fund transfer process and the remaining salary transfer process for the month. The employer 12 does not need to recognize daily payment or weekly payment for the temporary worker 10, and the monthly closing process as in the past can be completed.

  Hereinafter, the processing of the present embodiment will be described more specifically.

  Assume that A, B, and C exist as the temporary workers 10 and the labor data is as shown in Table 1.

  The data in Table 1 is stored in the labor data management file 14b. Table 2 shows the basic data of each temporary worker.

  Here, it is assumed that hourly wage B is an hourly wage applied after 18:00. The basic labor data in Table 2 may be stored in the labor data management file 14b or may be stored in another file.

  From Tables 1 and 2, the daily salary of each temporary worker is created. Table 3 shows salary data.

  The daily salary data in Table 3 is sequentially stored in the salary data management file 14d. Pay is basically processed on a monthly basis as before. The total salary at the end of the month is shown in Table 4.

  Monthly salary data in Table 4 is also stored in the salary data management file 14d. On the other hand, it is assumed that the desired data transmitted from A, B, and C are as shown in Table 5.

  The data of Table 5 is stored in the fund management file 14c. As desired data, (desired date, desired amount) is indicated. A wants 5000 yen on the first day and 5000 yen on the second day (so-called daily payment). B wants 9000 yen on the second day. C has not transmitted the desired data.

Table 6, Table 7, and Table 8 show the salary data managed by the salary data management file and the fund delivery results.

Focusing on A, the salary on the first day is 5,225 yen, the grant on the first day is 5,000 yen, and the remaining salary (that is, the amount available for funding ) is 225 yen. The salary on the second day is 5,225 yen, and the total salary is 10,450 yen. The grant on the second day is 5,000 yen, and the total grant is 10,000 yen. The remaining salary is 450 yen. The salary on the predetermined month end is 5,225 yen, and the total salary up to the month end is 15,675 yen. The remaining salary on the closing day is 5,675 yen. That is, 10,000 yen of the total salary of 15,675 yen is issued, and the remaining 5,675 yen is paid as salary. Similarly, for B, 9,000 yen is paid out of the total salary of 14,100 yen, and the remaining 5,100 yen is transferred as salary. As for C, the total salary of 13,500 yen is directly transferred as salary.

  Table 9 shows the salary managed by the salary data management file 14d and transferred on the payroll transfer date specified by the employer 12.

As described above, in the present embodiment, the temporary worker 10 issues the desired amount of funds within the salary of the temporary worker 10 on the day desired by the temporary worker 10. You can receive money equivalent to the value of your work at regular intervals. In addition, the input of hope data from the temporary workers 10, the transfer of funds issued to temporary workers 10 because the banking system 14 to be executed on behalf of the employer 12, it is also reduced burden of employers 12.

  In this embodiment, the input and management of labor data, the creation and management of salary data, and the input and management of funding request data are performed in the bank system 14, but these processes are distributed to other computer systems. It is also possible.

FIG. 10 shows a conceptual configuration diagram in this case. In addition to the temporary worker 10, the employer 12, and the bank system (bank computer) 14, a labor management computer 16 and a fund delivery management computer 18 are provided.

The labor management computer 16 is a computer that manages the labor situation of the temporary worker 10 and inputs the labor data transmitted from the temporary worker 10. Instead of directly inputting the labor data from the temporary worker 10, the labor data may be transmitted and input from a time clock or the like managed by the employer 12. In one embodiment, the temporary worker 10 inputs his / her desired working day and working hours from his / her mobile phone and sends them to the work management computer 16. The employer 12 concludes an ASP (Application Service Provider) contract with the labor management computer 16 and confirms the desired day and time of the temporary worker 10 in the form of a Web page. The desired working day and working hours entered by the temporary worker 10 are sent to the funding management computer 18 as working data. When transmitting the labor data of the temporary worker 10, it is preferable that the labor management computer 16 transmits the labor data after collating it with the labor data actually provided by the employer 12. The labor management computer 16 also stores basic data such as hourly wage of each temporary worker in addition to the labor data, and transmits it to the funding management computer together with the labor data or separately from the labor data.

Furthermore, labor management computer 16 inputs the hope data transmitted from the temporary workers 10 at an arbitrary timing. Hope data includes the least also hope Date (capital grant dates), preferably consisting of a combination of the amount of money of choice with the desired date. Labor management computer 16 stores the hope data input, and transmits the cash delivery management computer 18. Desired date is the day after the temporary workers 10 has provided the actual labor against employers 12, the transmission itself of hope data may even before the labor provided date. Labor management computer 16 stores the hope data input, together with the actual labor data after the date of labor has been provided to transmit the hope data funds management computer 18.

The labor management computer 16 may be under the control of an employer 12 or a third party different from the banking system 14. The temporary worker 10 and the labor management computer 16 and the labor management computer 16 and the funding management computer 18 are connected by any combination of a public line, a dedicated line, a wired line, and a wireless line. In one connection form, the temporary worker 10 and the labor management computer 1 are connected by an Internet line, and the labor management computer 16 and the fund delivery management computer 18 are connected by a dedicated line.

The fund delivery management computer 18 includes the above-mentioned labor data management file 14b, fund management file 14c, and salary data management file 14d. That is, the fund delivery management computer 18 inputs the labor data and the basic data transmitted from the labor management computer 16 and stores them in the labor data management file 14b. Then, basically, the daily salary is calculated based on the working hours and the hourly wage, and is sequentially stored in the salary data management file 14d. Further, the fund delivery management computer 18 inputs the desired data transmitted from the labor management computer 16 and stores it in the fund management file 14c. Funds grant management computer 18, in order to accumulate a salary that occur daily, salary data that has been accumulated up to the desired date, ie, the total salary (total salary) is to determine whether or not is equal to or greater than the desired amount, shaking write data to create a. The vibration write data, data to identify the temporary workers 10 (ID), data to identify the employer 12 (ID), is included delivery date, and delivery amount of money. Vibration write data is transmitted to the banking system (bank computer) 14. In the banking system 14, according to the vibration write data, transfer the amount of the amount equivalent to the grant amount to the grant date to the account 14f of temporary workers 10, also, of the amount equivalent to the grant amount of money from the account 14e of the employer 12 Withdraw money. The transfer data is basically transmitted from the fund transfer management computer 18 to the bank system 14, but may be transmitted to the employer 12 before or after the transmission.

Further, the fund delivery management computer 18 calculates the total salary data and the total fund delivery data with the predetermined date before the payday transfer date specified by the employer 12 as a closing date, and the total payout data is not processed as the fund delivery. The salary transfer data is created by calculating or extracting the remaining salary data. The salary transfer data includes data (ID) specifying the temporary worker 10, data (ID) specifying the employee 12, a transfer date, and a transfer amount. In the banking system 14, the amount corresponding to the salary is transferred to the account 14f of the temporary worker 10 and deducted from the account 14e of the employer 12 in accordance with the salary transfer data. The payroll transfer date may be transmitted from the employer 12 to the fund delivery management computer 18, or may be transmitted from the bank system 14 to the fund delivery management computer 18, as defined by a contract between the employer 12 and the bank system 14. Is also good.

The fund delivery management computer 18 and the bank system (bank computer) 14 can also be connected by an arbitrary communication line. One connection form is a dedicated line in consideration of security. The funding management computer 18 may be under the control of the banking system 14. In this case, the cash delivery management computer 18 will function as part of the banking system 14, labor data and hope data to be provided from temporary workers 10 through the working management computer 16 to the banking system 14 Become.

  In the present embodiment, the temporary worker 10 has been described as an example of the worker, but the present invention can be similarly applied to temporary workers and regular employees in addition to part-time workers and parts.

  In addition, the daily available funding amount of the temporary worker 10 is set to a predetermined amount in advance, and the available funding amount is easily calculated based on the working day data (working day data) of the temporary worker 10. Is also good.

  FIG. 13 schematically shows the processing in this case. Attendance data is generated when a temporary worker works for a predetermined time or more. Total salary data 22 is created based on the attendance data. That is, salary data is created from the actual working hours in the attendance data and the hourly wage for each temporary worker. On the other hand, separately from the total salary data 22, fund grantable money data 23 is created from the attendance data 21. The fundable money data 23 is calculated from the number of days of work and a predetermined fundable amount per day, regardless of actual working hours. However, if the amount of available funds is to be kept within the range of salaries, the prescribed amount of available funds per day should be set based on the regular (or expected) actual working hours and hourly wages of temporary workers. Is preferred. For example, if the temporary worker A is expected to work normally for 5 hours and the hourly wage is 800 yen, the daily salary is usually 4,000 yen, so the amount that can be funded per day is 4,000 yen. And so on. If the actual working hours x hourly wage ≥ (amount of advance lending per day) is set, or if the working hours are equal to or greater than the actual working hours that satisfy the above inequality, the temporary worker is "committed". It should be processed.

  The temporary worker desires a desired amount of funding within the range of the daily available funding data 23. In the figure, it is assumed that the hatched portion is the portion of the subsidy desired by the temporary worker. The data of the fund grant portion is transmitted from the fund grant management computer 18 to the bank computer 14, and the bank computer 14 executes a transfer process to the account of the temporary worker. On the other hand, on a predetermined closing date specified by the employer, the total salary data 22 and the fundable money data 23 are collated, and the difference between the total salary data 22 and the funding performance data of the fundable money data 23 is determined. The balance obtained by the calculation is set as the salary transfer data 26.

  In this way, it is not directly related to actual working hours, but the amount that can be funded per day is determined in advance, and the amount that can be funded is immediately calculated from the number of working days in relation to the fact of going to work. In addition, it is possible to easily and promptly respond to a request for funding from a temporary worker without depending on actual working hours. Then, by subtracting the total funding from the actual salary data based on the actual working hours, the balance of the salary that has not yet been paid to the temporary worker as of the closing date can be transferred to the temporary worker's account as salary.

  The amount that can be funded per day is not fixed, but may be gradually changed according to the attendance of temporary workers. For example, for temporary workers who have just started employment, 50% of expected working hours x hourly wage is the amount that can be funded per day. For temporary workers who have been in an employment relationship for a long time, For example, 80% of expected working hours x hourly wage could be the amount that can be funded per day. The amount of funding that can be given per day is basically set by the employer 12 and stored in the funding management file 14c of the funding management computer 18, but under the conditions of authentication from the employer 12, the funding management computer 18 May periodically update the daily fundable amount file. For temporary workers, the amount that can be funded increases according to the work performance.

It is a conceptual structure figure of an embodiment. FIG. 2 is a configuration block diagram of a bank system in FIG. 1. It is explanatory drawing of a labor data management file. It is explanatory drawing of a money management file. It is an explanatory view of a salary data management file. It is explanatory drawing (the 1) which shows the relationship between salary and grant loan . It is explanatory drawing (the 2) which shows the relationship between salary and grant fund . It is explanatory drawing (the 3) which shows the relationship between salary and grant fund . It is a whole processing flowchart of an embodiment. It is a conceptual lineblock diagram of other embodiments. It is a block diagram of a conventional wage payment system . It is a block diagram of a structure of the bank system in FIG . It is explanatory drawing which shows the relationship between the attendance data in another embodiment, salary, and the fund grantable money .

Explanation of reference numerals

  10 Temporary workers, 12 Employers, 14,114 Banking system (bank computer), 16 Labor management computer.

Claims (2)

A payroll system for paying a payroll that is sequentially accumulated when a worker provides labor to an employer at a preset payday and at any timing desired by the worker before the payday. hand,
The payroll system includes a bank computer and a fund transfer management computer for accessing a bank account and executing a debit and transfer process, the bank computer having an interface for inputting data, and data input from the interface. A processing device that executes the withdrawal processing and the transfer processing in accordance with the above, the fund delivery management computer has an interface for inputting data, a storage device connected to the interface, and a file stored in the storage device. Having a processing device for accessing and processing data,
The interface of the fund delivery management computer inputs an arbitrary amount of funds data transmitted from a worker terminal after the worker provides labor to the employer and on any day before the payday. And input labor data every time the labor of the worker is provided,
The storage device of the fund delivery management computer, a labor data management file storing the salary date and the labor data of the worker, the total salary data at any timing of the worker sequentially calculated based on the labor data and Storing a salary data management file that stores the amount data of money allocated to the worker, and a fund data management file that stores the arbitrary amount of money data;
The processing device of the fund delivery management computer,
Accessing the fund data management file stored in the storage device to obtain the amount specified by the worker's fund data, and accessing the salary data management file stored in the storage device to A comparison process of extracting the remaining salary amount that has not been funded yet from the total salary amount specified in the total salary data of the person and comparing the amount specified in the fund data with the remaining salary amount. Run,
When the amount specified by the fund data is within the range of the remaining salary amount, the transfer data is transmitted to the bank computer, and the processing device of the bank computer transmits the labor based on the transfer data. Executing a transfer process of the amount specified by the fund data to the account of the employer and executing a debit process of the amount specified by the fund data to the account of the employer;
If the amount specified by the fund data exceeds the range of the remaining salary amount, execute the process of rejecting the transfer process, or transmit the transfer data to the bank computer, The processing device executes a transfer process of the remaining salary amount to the worker's account according to the transfer data and executes a process of debiting the remaining salary amount to the employee's account,
Updating the funded amount data of the payroll data management file; and
A pay day stored in the storage device of the fund delivery management computer,
By accessing the salary data management file stored in the storage device and extracting the remaining salary amount not yet funded out of the accumulated salary amount specified by the accumulated salary data of the worker on the salary date Transmitting the transfer data to the bank computer, wherein the processing device of the bank computer executes the transfer process of the remaining salary amount to the worker's account according to the transfer data, and Execute the remaining salary withdrawal processing for the account of
A payroll system characterized by the following . A payroll system for paying a payroll that is sequentially accumulated when a worker provides labor to an employer at a preset payday and at any timing desired by the worker before the payday. hand,
The payroll system includes a bank computer and a fund transfer management computer for accessing a bank account and executing a debit and transfer process, the bank computer having an interface for inputting data, and data input from the interface. A processing device that executes the withdrawal processing and the transfer processing in accordance with the above, the fund delivery management computer has an interface for inputting data, a storage device connected to the interface, and a file stored in the storage device. Having a processing device for accessing and processing data,
The interface of the fund delivery management computer inputs an arbitrary amount of funds data transmitted from a worker terminal after the worker provides labor to the employer and on any day before the payday. And input labor data every time the labor of the worker is provided,
The storage device of the fund delivery management computer, a labor data management file storing the salary date and the labor data of the worker, the total salary data at any timing of the worker sequentially calculated based on the labor data and A salary data management file for storing data of the amount of money allocated to the worker, a fund data management file for storing the data of the arbitrary amount of money, and data of a predetermined amount of money to be provided per day for the worker. Memorize the file,
The processing device of the fund delivery management computer,
The fund data management file stored in the storage device is accessed to obtain the amount specified by the worker's fund data, and the amount specified by the fund data and the worker's predetermined amount per day. Performing a comparison process of comparing the amount obtained by multiplying the amount of money specified by the amount of data that can be granted data by the number of working days of the worker,
When the amount specified by the fund data is within the range obtained by multiplying the amount specified by the predetermined amount of data pertaining to the amount of data per day by the number of working days of the worker, The processing device of the bank computer executes a transfer process of the amount specified by the fund data on the account of the worker according to the transfer data, and transmits the transfer data to the employer's account. Withdrawal processing of the amount specified by the fund data,
If the amount specified by the fund data exceeds the range obtained by multiplying the number of working days of the worker by the amount specified by the predetermined data on the amount of funding per day, the transfer process is rejected. Perform the processing,
Updating the funded amount data of the payroll data management file; and
A pay day stored in the storage device of the fund delivery management computer,
By accessing the salary data management file stored in the storage device and extracting the remaining salary amount not yet funded out of the accumulated salary amount specified by the accumulated salary data of the worker on the salary date Transmitting the transfer data to the bank computer, wherein the processing device of the bank computer executes the transfer process of the remaining salary amount to the worker's account according to the transfer data, and Execute the remaining salary withdrawal processing for the account of
A payroll system characterized by the following .

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