JP2004199525A - Method for advance payment-allowable payment and server device, and program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To construct a payment system by which a user is employed in work in a form such as a second job, a part-time job and the like draws a cash within the range of the total amount of a credit limit previously decided based on the past actual working result of the user and the balance of a user's account, and repayment is allowed from wages applied to the future work of the user. <P>SOLUTION: A center 100 establishes the credit limit based on points calculated from the actual working result of the user and records the credit limit on a credit limit information database in the center 100. The data of the user applied to an inquiry of propriety of using the credit amount by a certain amount is extracted from the credit limit information database in accordance with the inquiry from the host computer 500 of a financial institution M. When an unused amount equivalent to the difference between the credit limit of the user and the wages paid in advance to the user exceeds the requested amount, the center 100 transmits permission to pay the requested amount to the user to the host computer 500. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

【００５９】
ここで用いられているＡＣＰ（Average Credit Point：平均信頼ポイント）は、従業員が複数の店舗で働いている場合に、各店舗での勤務実績を、与信枠に反映させるための数値である。即ち、ＡＣＰは従業員の累積信頼ポイントにより決定される。例えば、数式２に示す加重平均式を用いてＡＣＰを算出する。
【００６０】
【数２】

【００６１】
ここで、ｎは従業員が与信枠算出対象期間内に就業したことのある店舗の数、Ｂｋ（ｋ＝１，２，・・・，ｎ）は店舗ｋの基礎信頼ポイント、Ａｋ（ｋ＝１，２，・・・，ｎ）は算出時点における、従業員の店舗ｋでの累積信頼ポイントであるものとする。
【００６２】
最後に、制御部１０は与信情報データベース８０に記録されたその従業員の与信枠の値を上述の様にして求めた新しい与信枠Ｙで更新し（ステップＳ１０３）、与信枠設定処理を終了する。
【００６３】
制御部１０は、上述の与信枠設定処理を、一定周期毎（例えば、毎月所定の日の深夜）にバッチ処理等で計算する、あるいは従業員に対する与信利用請求に対してオンデマンドに計算する等して、与信情報データベース８０に記録する。
【００６４】
次に、図面を参照して、本実施の形態にかかる、センタ１００の与信請求判別処理の例を説明する。この例では、従業員は予め金融機関Ｍに上述の特約口座を開設しているものとし、その特約口座から預金残高を超える金額を引き出そうとした場合を想定する。ここで、この預金残高を超える金額を前払請求金額と呼ぶことにする。この図７は、与信請求判別処理のフローチャートを示した図である。
【００６５】
この時、ホストコンピュータ５００は、このままでは残高不足により従業員に所望の金額を引き出させることができない。そこで、その従業員の未利用額が、（従業員が引き出そうとした金額−預金残高）である前払請求金額Ｘ以上あるかどうかについて、通信ネットワーク２００を介して、センタ１００に問い合わせる。ここで、未利用額は、（与信枠−前払済賃金）と同額である。
【００６６】
制御部１０は、当該従業員の利用者コードと前払請求金額とに関する情報を受信したことを契機に、与信情報データベース８０から、当該従業員の利用者コードに対応するレコードを抽出する。そして、抽出したレコードから与信枠（限度額：Ｙ）と現在の前払済賃金Ｚとを読み出し（ステップＳ２０１）、与信枠の未利用額をもってして前払請求金額に充当できるか否か、即ち、「Ｙ≧Ｘ＋Ｚ」が成立するかどうかを判別する（ステップＳ２０２）。
【００６７】
充当可能であると判別された場合は（ステップＳ２０２：Ｙｅｓ）、通信部２０を制御して、ホストコンピュータ５００に「現金払出可」の旨を示す情報を送信する（ステップＳ２０３）。そして、与信情報データベース８０に記録された前払済賃金の値を（Ｘ＋Ｚ）で更新して（ステップＳ２０４）、与信請求判別処理を終了する。
【００６８】
一方、充当可能ではないと判別した場合は（ステップＳ２０２：Ｎｏ）、制御部１０は通信部２０を制御して、「現金払出不可」の旨の情報をホストコンピュータ５００に送信して（ステップＳ２０５）、与信請求判別処理を終了する。
【００６９】
最後に、使用した与信枠を精算する処理について、図面を用いて説明する。図８は与信枠精算処理のフローチャートを示した図である。本発明の実施の形態においては、前払済金額が負の数値になることはないものとする。制御部１０は、入力部６０より賃金を前払いされている従業員に賃金Ｖを振り込もうとする旨の入力がなされたことにより、この与信枠精算処理が実行される。制御部１０は、入力部６０より従業員の利用者コードと振り込もうとする金額Ｖを取得する。
【００７０】
制御部１０は与信情報データベース８０からその従業員の前払済金額Ｚを抽出し（ステップＳ３０１）、その与信利用額Ｚから金額Ｖを減じる（ステップＳ３０２。この値をＷとおく。）。
【００７１】
前払済金額は負にならないので、次に、Ｗが０未満であるかどうかを判別して、Ｗが０未満である時は０とし、そうでない場合は変更しない（ステップＳ３０３）。そして、与信情報データベース８０内のその従業員の前払済金額ＺをＷで更新し（ステップＳ３０４）、与信枠精算処理を終了する。
【００７２】
与信枠精算処理の処理結果により、（Ｚ−Ｗ）に相当する金額が先払済賃金と相殺されたので、（Ｖ＋Ｗ−Ｚ）に相当する金額をその従業員の特約口座に振り込む。
【００７３】
以上説明したように、本実施の形態にかかる支払システムによれば、事業体は、非常勤従業員に前払いした現金を容易に回収することができる。非常勤従業員は、急な出費に対応しやすくなる。
【００７４】
（第２の実施の形態）
上記実施の形態におけるセンタ１００は、上記事業体の店舗への勤務を希望する者や従業員などが利用するポータルサイトを提供してもよい。この場合の例を、本発明の第２の実施の形態として以下に説明する。
【００７５】
本実施の形態にかかるセンタ１００の構成は上記第１の実施の形態にかかるセンタ１００と実質的に同一であるが、第１の実記の形態に記載した機能に加え、通信ネットワーク２００を介してウェブサイトを開設するためのウェブサーバとして機能するものである。即ち、センタ１００は、ウェブサイトを構築する各ウェブページを構成する画像データなどを蓄積するウェブページデータベースを備え、例えば、ＣＧＩ（Common Gateway Interface）などを用いることで、ウェブページデータベースと連動して動的にウェブページを作成して、提供する。
【００７６】
センタ１００は、不特定の者がインターネットを介してアクセスできるポータルサイトを開設する。このポータルサイトは、例えば、上記事業体の店舗の何れかに従業員として勤務することを希望する者（以下、「入店希望者」と称する）に対し、その就業斡旋サービスを提供する。
【００７７】
この「勤務先決定処理」を図９に示すフローチャートを参照して説明する。
【００７８】
入店希望者は、例えば、移動体通信端末などのインターネットに接続可能な端末装置（以下、「ユーザ端末」と称する）を用いて、センタ１００が開設するポータルサイトにアクセスする。センタ１００は、ユーザ端末からのアクセスに応じて（ステップＳ４０１：Ｙｅｓ）、図１０（ａ）に示すようなポータルサイトのトップページを当該ユーザ端末に提供する（ステップＳ４０２）。図示するように、このトップページには、ポータルサイトが提供する各種サービスを示すメニュー項目が表示され、各項目はそれぞれのサービスを提供するウェブページにリンクしている。
【００７９】
ここで、ポータルサイトは、入店希望者に対し、例えば、所定のユーザ登録（有料）を行うことなどを条件として、入店希望者にウェブページ上での履歴書登録を可能とさせる。即ち、図１０（ａ）に示すトップページに表示されるメニュー項目から「登録」を選択する。これにより、当該入店希望者がユーザ登録を希望する旨を示す情報（以下、「登録要求」と称する）が、センタ１００に送信される。
【００８０】
センタ１００では、登録要求を受信すると（ステップＳ４０３：Ｙｅｓ）、図１０（ｂ）に示すような、所定の情報を登録するページ（以下、「登録ページ」と称する）をユーザ端末に送信する（ステップＳ４０４）。ここでは、例えば、当該入店希望者の氏名、電話番号、電子メールアドレス、等を登録する。入店希望者は要求された情報を入力して、「登録」ボタンを選択する。これにより、入力された情報（以下、「登録情報」と称する）が、ユーザ端末からセンタ１００に送信される。
【００８１】
センタ１００では、ユーザ端末から登録情報を受信すると（ステップＳ４０５：Ｙｅｓ）、当該入店希望者に所定のユーザＩＤとパスワード（以下、「ＩＤ情報」と称する）を発行し、受信した登録情報とともにウェブページデータベースに記録する。そして、このＩＤ情報と、登録された者だけがアクセスできるウェブページ（以下、「専用ページ」と称する）のアドレス情報（ＵＲＬなど）とを表示した、図１０（ｃ）に示すようなページ（以下、「ＩＤ情報ページ」と称する）をユーザ端末に送信する（ステップＳ４０６）。
【００８２】
ＩＤ情報ページに示されるアドレス情報は上記専用ページにリンクしている。即ち、ユーザ端末上でアドレス情報をクリックすることで、専用ページへのアクセス要求がセンタ１００に送信される。
【００８３】
センタ１００では、専用ページへのアクセス要求を受信すると（ステップＳ４０７：Ｙｅｓ）、図１１（ａ）に示すような「ログイン画面」をユーザ端末に送信する（ステップＳ４０８）。図示するように、ログイン画面は、ＩＤ情報を入力するためのページである。入店希望者は、発行されたＩＤ情報を入力して、センタ１００に送信する。
【００８４】
センタ１００では、ユーザ端末からＩＤ情報を受信すると、ウェブページデータベースを検索して、当該ユーザの認証を行う。認証された場合（ステップＳ４０９：Ｙｅｓ）、センタ１００は図１１（ｂ）に示すような「履歴書登録ページ」をユーザ端末に送信する（ステップＳ４１０）。
【００８５】
図示するように、履歴書登録ページは、一般的な履歴書に記載されるような情報を入力するためのフォームである。入店希望者は、要求された情報（以下、「履歴書情報」とする）を入力してセンタ１００に送信する。
【００８６】
センタ１００が、ユーザ端末から履歴書情報を受信すると（ステップＳ４１１：Ｙｅｓ）、受信した履歴書情報を分析して、当該入店希望者が勤務できる店舗があるか否かを判別する（ステップＳ４１２）。該当する店舗がある場合（ステップＳ４１２：Ｙｅｓ）、センタ１００は、当該店舗の詳細と、設定された面接日時などを示す電子メールを作成して、ユーザ端末に送信する（ステップＳ４１３）。一方、該当する店舗がない場合は、その旨を示す電子メールを作成してユーザ端末に送信する（ステップＳ４１４）。以上で、「勤務先決定処理」を終了する。
【００８７】
上記ステップＳ４１３で、該当する店舗がある旨の通知を受けた入店希望者は、設定された面接を受け、採用が決定されると、当該店舗の担当者（例えば、店長等）から、今後ポータルサイトを通じて勤務状況を登録するために必要な認証情報（以下、「キーコード」と称する）を付与される。即ち、採用が決定した入店希望者（以下、「採用決定者」と称する）は、ポータルサイトから当該店舗の従業員のみがアクセスできるウェブサイト（以下、「従業員専用サイト」と称する）に、付与されたキーコードを用いてアクセスすることができる。なお、このキーコードには、入店する店舗を示す情報が含まれているものとし、予めセンタ１００のデータベースに当該店舗の情報と対応付けられて登録されているものとする。
【００８８】
このキーコードを用いて従業員専用サイトにアクセスして所定の登録等を行う場合の処理（「従業員登録処理」）を、図１２に示すフローチャートを参照して説明する。
【００８９】
採用決定者は、図１０（ａ）に示すようなポータルサイトのトップページから「従業員ページ」にアクセスすることで「従業員登録処理」が開始される。
【００９０】
センタ１００は、当該採用決定者のユーザ端末に、図１３（ａ）に示すような「キーコード登録ページ」を送信する（ステップＳ５０１）。採用決定者は、ユーザ端末に付与されたキーコードを入力し、センタ１００に送信する。
【００９１】
センタ１００は、キーコードを受信すると（ステップＳ５０２：Ｙｅｓ）、ウェブページデータベースを検索して、当該キーコードに対応する店舗情報を抽出する。そして、図１３（ｂ）に示すような、「店舗確認画面」をユーザ端末に送信する（ステップＳ５０３）。
【００９２】
店舗確認ができると（ステップＳ５０４：Ｙｅｓ）、センタ１００は、図１３（ｃ）に示すような、勤務開始日などを登録するための「勤務登録ページ」をユーザ端末に送信する（ステップＳ５０５）。
【００９３】
勤務予定情報を受信すると（ステップＳ５０６：Ｙｅｓ）、センタ１００は、当該勤務予定情報をウェブページデータベースに登録して（ステップＳ５０７）、処理を終了する。
【００９４】
上記従業員登録処理と同様の処理を行うことにより、次回以降の勤務予定などをセンタ１００に登録することができる。また、各勤務予定日の出勤時間や退社時間なども同様にしてセンタ１００に登録することができる。即ち、このように登録される出勤状況情報に基づいて、センタ１００は、各従業員の勤怠を判別することができ、上記累積信頼ポイントを算出することができる。
【００９５】
なお、本実施の第２の形態における事業者は、上記第１の実施の形態で記載した事業者（即ち、センタ１００と予め契約を結んだ事業者）でなくてもよい。この場合、従業員の募集を希望する事業者が、上記ポータルサイトを通じて、センタ１００に当該事業体情報を登録することで、従業員の募集を行うことができる。
【００９６】
なお、本発明は上記実施の形態に限定されず、種々の変形及び応用が可能である。
【００９７】
本発明の実施の形態では前払として説明したが、仮払、あるいは先払に適用することも可能である。
【００９８】
センタ１００は専用装置に限らず、例えばパーソナルコンピュータなどの通常のコンピュータシステムを利用してもよい。この場合、上述の一連の処理を実現するプログラムをコンピュータにインストールして実行することで、上述のセンタ１００の動作と同様の動作を実現することができる。
【００９９】
ここで、コンピュータにプログラムを供給する方法は任意である。例えば、上記プログラムを記録した媒体（例えば、ＣＤ−ＲＯＭ（Compact Disc Read-OnlyMemory）等）からインストールしてもよく、又は、例えば、通信回線、通信ネットワーク、通信システムなどを介して供給してもよい。
【０１００】
与信請求判別処理において、充当可能ではないと判別した場合に、制御部１０は通信部２０を制御して、「与信枠の未利用枠に相当する金額の払出は許可する」旨の情報をホストコンピュータ５００に送信することができる。
【０１０１】
また、センタ１００にエレクトロニック・バンキングソフトをインストールしておき、与信枠精算処理により得られた振込金額を特約口座に振り込むための振込データを作成し、ホストコンピュータ５００に送信させてもよい。
【０１０２】
【発明の効果】
以上説明したように、本発明によれば、融資を受けられないような従業員が前払賃金を受け取ることができる。
【図面の簡単な説明】
【図１】本発明の実施の形態にかかる支払システムの接続構成を示す図である。
【図２】図１に示すセンタの構成を示すブロック図である。
【図３】信頼ポイントテーブルの例を示す図であり、（ａ）は従業員から発せられる指示を受けて加減算されるポイントの例を示し、（ｂ）は手入力により加減算されるポイントの例を示す。
【図４】図２に示す従業員情報データベースに蓄積される情報の例を示す図である。
【図５】図２に示す与信情報データベースに蓄積される情報の例を示す図である。
【図６】本発明の第１の実施の形態にかかる「与信枠設定処理」のフローチャートを示す図である。
【図７】本発明の第１の実施の形態にかかる「与信請求判別処理」のフローチャートを示す図である。
【図８】本発明の第１の実施の形態にかかる「与信枠精算処理」のフローチャートを示す図である。
【図９】本発明の第２の実施の形態にかかる「勤務先決定処理」を説明するためのフローチャートである。
【図１０】本発明の第２の実施の形態にかかるユーザ端末に表示される画面の表示例であり、（ａ）は「トップページ」の表示例を示し、（ｂ）は「登録ページ」の表示例を示し、（ｃ）は「ＩＤ情報ページ」の表示例を示す。
【図１１】本発明の第２の実施の形態にかかるユーザ端末に表示される画面の表示例であり、（ａ）は「ログイン画面」の表示例を示し、（ｂ）は「履歴書登録ページ」の表示例を示す。
【図１２】本発明の第２の実施の形態にかかる「従業員登録処理」を説明するためのフローチャートである。
【図１３】本発明の第２の実施の形態にかかるユーザ端末に表示される画面の表示例であり、（ａ）は「キーコード登録ページ」の表示例を示し、（ｂ）は「店舗確認画面」の表示例を示し、（ｃ）は「勤務登録ページ」の表示例を示す。
【符号の説明】
１ 前払システム
１００ センタ
２００ 通信ネットワーク
４００−１〜４００−ｎ 店舗端末
５００ ホストコンピュータ
１０ 制御部
２０ 通信部
５０ 従業員情報データベース（ＤＢ）
６０ 入力部
７０ 出力部
８０ 与信情報データベース（ＤＢ）[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a payment method, a server device, and a program, and more particularly, to a payment method, a server device, and a program that enable advance payment of wages by setting a credit limit for part-time employees such as part-time employees.
[0002]
[Prior art]
People who work part-time, part-time, etc. have unstable incomes and may not be able to receive loans from financial institutions unless they can stay in one job for a long time. This makes it difficult for them to cope with sudden spending.
[0003]
Therefore, even if there is no cash to pay at hand, a credit settlement system that pays for the purchase of goods or enjoyment of services performed earlier by the user later working on an appropriate work item has been developed. Exists. (For example, Patent Document 1)
[0004]
[Patent Document 1]
JP-A-2002-74213
[0005]
[Problems to be solved by the invention]
This system is a model that enjoys goods or services by credit, and then applies the reimbursed price for the labor for a predetermined job, but depending on the product lineup, the desired goods or services may not be enjoyed There is also.
[0006]
The present invention has been made in view of the above circumstances, and an object of the present invention is to provide a payment method, a server device, and a program that allow an employee to receive compensation (wage) for labor in advance. Another object of the present invention is to provide a system or the like that can easily grasp the work situation of the employee or the like.
[0007]
[Means for Solving the Problems]
In order to achieve the above object, a payment method according to a first aspect of the present invention includes:
A payment method that allows advance payment of wages,
A credit line setting step for setting an employee's credit line;
A credit line information storing step of storing, in association with each employee, the credit line set in the credit line setting step and the prepaid wages within the credit line,
Via a communication network from a computer of the financial institution, a receiving step of receiving information specifying the employee and prepaid bill amount information specifying the prepaid bill amount charged by the employee;
Compare the unused amount corresponding to the difference between the credit limit set for the employee and the prepaid wage to the employee with the prepaid bill specified by the prepaid bill information received in the receiving step. A comparison step to
According to the comparison result in the comparing step, if the unused amount is equal to or more than the prepaid bill amount in the comparing step, information on permitting the employee to pay the prepaid bill amount is sent to the computer of the financial institution. Permitting transmission via a communication network;
An update step of adding the prepaid billing amount to the prepaid wage of the employee to make a new prepaid wage;
Adjusting the prepaid wage with the employee's wage and updating the prepaid wage;
Is provided.
[0008]
According to the present invention, it is possible to set a credit limit for an employee such as a part-time job or part-time employee, and to pay wages in advance within the range.
[0009]
In the payment method, the permission step may further include:
According to the comparison result in the comparison step, if the unused amount is less than the prepaid billing amount in the comparing step, the computer of the financial institution informs the computer of the financial institution that the payment of the prepaid billing amount is rejected to the employee. Transmission via a communication network
It can be.
[0010]
According to such a configuration, it is possible to reject an excessive demand for advance payment of wages by an employee.
[0011]
In the payment method, the permission step may further include:
According to the comparison result in the comparing step, when the unused amount is less than the prepaid billing amount in the comparing step, information of permitting the unused amount to be paid to the employee is sent to the computer of the financial institution. Transmission via a communication network
It can be.
[0012]
According to such a configuration, the employee can withdraw an amount equal to or more than the account balance, although the amount is not the desired amount.
[0013]
In the above payment method,
The settlement step is
If the employee's wage is greater than or equal to the prepaid wage, the new prepaid wage shall be 0,
If the employee's wage is less than the prepaid wage, the new prepaid wage shall be the prepaid wage minus the employee's wage;
It is desirable to be constituted by.
[0014]
According to such a configuration, the wages of the employees can be effectively used when the prepaid wages are settled.
[0015]
In the above payment method,
According to the settlement result in the settlement step, when it is determined in the settlement step that the wage of the employee is larger than the prepaid wage, the prepaid wage is calculated from the wage of the employee through the communication network. A transfer step of transmitting information to pay the amount obtained by subtracting the amount to the computer of the financial institution.
Can be provided.
[0016]
According to such a configuration, it is easy to consider the prepaid wage when transferring the wage to the employee, and the process of adjusting the prepaid wage can be efficiently executed.
[0017]
In the above-mentioned payment method, the credit line is:
Be set based on points according to the work status of employees
Is desirable.
[0018]
According to such a configuration, it is possible to set a credit limit based on the employee's work performance and pay the wage within the range.
[0019]
In such a case,
An employee information storage step for storing information about the employee;
A point registration step of calculating points according to the work status of each employee and registering the points in association with the information on each employee accumulated in the employee information accumulation step,
The credit facility is:
Being set based on the points registered in the point registration step,
Can be characterized.
[0020]
According to such a configuration, the process of setting the credit limit based on the labor performance of the employee becomes efficient.
[0021]
In order to achieve the above object, a server device according to a second aspect of the present invention comprises:
A server device connected to a computer of a financial institution via a communication network,
A connection unit that connects to the communication network;
A credit limit setting unit for setting a credit limit of an employee;
A credit line set by the credit line setting unit of each employee, and a credit line information storage unit that stores the amount of payment in the credit line in association with the amount of payment within the credit line;
A control unit for controlling the connection unit, from the computer of the financial institution, a receiving unit that receives information specifying an employee and prepaid bill amount information specifying a prepaid bill amount charged by the employee,
Compare the unused amount corresponding to the difference between the credit line set for the employee and the prepaid wage to the employee with the prepaid bill specified by the prepaid bill information received by the receiving unit. A comparison unit to
According to the comparison result in the comparison unit, when the unused amount is equal to or more than the prepaid bill amount in the comparison unit, the control unit controls the receiving unit and information indicating that the employee is allowed to pay the prepaid bill amount. To the computer of the financial institution,
An updating unit that adds the prepaid billing amount to the prepaid wage of the employee to make a new prepaid wage;
A settlement unit that adjusts the prepaid wage with the employee's wage and updates the prepaid wage;
Is provided.
[0022]
In the above server device,
The permission unit further includes:
According to the comparison result in the comparison unit, when the unused amount is less than the prepaid bill amount in the comparison unit, the control unit controls the control unit to reject refusal to pay the prepaid bill amount to the employee. To the computer of the financial institution,
Can be.
[0023]
In the above server device,
The permission unit further includes:
According to the comparison result in the comparison unit, if the unused amount is less than the prepaid billing amount in the comparison unit, the control unit controls the control unit to permit the employee to pay the unused amount. To the computer of the financial institution,
Can be.
[0024]
In the above server device,
The settlement department
If the employee's wage is greater than or equal to the prepaid wage, the new prepaid wage shall be 0,
If the employee's wage is less than the prepaid wage, the new prepaid wage shall be the prepaid wage minus the employee's wage;
It is desirable to be constituted by.
[0025]
In this case, the server device further includes:
When the payment unit determines that the employee's wage is greater than the prepaid wage in the payment step, the control unit controls the control unit to subtract the prepaid wage from the employee's wage. A transfer unit for transmitting information to pay the amount to the computer of the financial institution;
Can be prepared.
[0026]
In the above server device,
The credit facility is
It can be set based on points according to the work status of employees.
[0027]
In this case,
An employee information storage unit for storing information on employees;
A point registration unit that calculates points according to the work status of each employee and registers the points in association with the information on each employee stored in the employee information storage unit,
The credit facility is:
Setting based on the points registered by the point registration unit,
It can be.
[0028]
In order to achieve the above object, a program according to a third aspect of the present invention includes:
A computer is caused to function as the server device.
[0029]
In order to achieve the above object, an employee management method according to a fourth aspect of the present invention includes:
An employee management method for providing a portal site on the Internet using a computer and managing employees of a predetermined business entity using the portal site,
Obtaining information about the predetermined business entity in advance via the portal site;
Obtaining information about a job applicant to the predetermined business entity through the portal site;
Based on the employment applicant information obtained by the employment applicant information acquisition means, a step of searching for an enterprise in which the employment applicant can work,
When an employable business entity is applicable, providing authentication information necessary for accessing the portal site that can be referred to only by employees of the business entity to the job applicant; and
Acquiring information indicating the working status of a job applicant or an employee who has been authenticated using the authentication information, via the portal site,
Based on the information indicating the obtained work status, the step of generating information indicating the attendance evaluation of the employee,
Is provided.
[0030]
BEST MODE FOR CARRYING OUT THE INVENTION
An embodiment according to the present invention will be described below with reference to the drawings.
[0031]
(First Embodiment)
In the present embodiment, a business entity having a plurality of stores is a part-time employee (part-time job, part-time job, etc.) of each store, who has worked or has worked in any of the stores. In the following, an example will be described in which the payment system according to the present invention is used to perform credit management, credit settlement, and the like for (employee).
[0032]
In the present embodiment, a contract between a predetermined financial institution (for example, a bank or the like; hereinafter, referred to as “financial institution M”) and a business software service operator described later, and a contract between the business entity and the business software service operator. It is assumed that the business entity has previously opened an account used in the payment system (hereinafter referred to as “business entity account”). Employees can work in multiple stores.
[0033]
FIG. 1 is a diagram illustrating a connection configuration of a payment system 1 according to the first embodiment of the present invention. As shown in the figure, the payment system 1 includes a center 100, a plurality of store terminals 400 connected to the center 100 via a communication network 200, and a host computer 500 of the financial institution M.
[0034]
The center 100 includes, for example, an information processing device such as a mainframe or a workstation installed in a business software service operator called an application service provider, etc., and stores employee information of each store. Credit management, credit settlement, etc. Details of the configuration of the center 100 will be described later with reference to FIG.
[0035]
The communication network 200 is a communication network, such as the Internet, for realizing bidirectional communication between information processing apparatuses. The communication network 200 interconnects the center 100, the plurality of store terminals 400, and the host computer 500 of the financial institution M. In the present embodiment, the Internet is adopted as the communication network 200. In this case, the communication network 200 is configured by, for example, any one of a public line network, a dedicated line, a mobile communication line network, a wireless communication network, a wired communication network, and the like, or a combination thereof.
[0036]
The shop terminal 400 is configured from an information processing device such as a personal computer. The store terminal 400 is connected to the center 100 via the communication network 200, and transmits “work evaluation data” of the employee of the store, and the like.
[0037]
Here, the work evaluation data is data for calculating an “accumulated trust point” such as no delay of an employee, substitute work, late work, and the like. The work evaluation data is associated with “trust points” as shown in FIG.
[0038]
Here, the cumulative trust point means that a point associated with an employee's action is automatically set to a predetermined initial value (hereinafter, referred to as a “basic trust point”) based on work evaluation data or at a store terminal. This is a cumulative value that is manually added and subtracted as needed by the manual instruction from 400. A table of the trust points to be added or subtracted is recorded in a storage unit (not shown) of the center 100. FIGS. 3A and 3B show examples of this table. FIG. 3A shows an example of trust points that are added or subtracted when an employee enters the office or the like, for example, by receiving an instruction issued from the employee via a mobile phone, and FIG. An example of a trust point manually input by a person in charge operating the store terminal 400 or the like is shown. An employee with a larger cumulative trust point recorded in an employee information database 50 described later indicates an employee with higher reliability.
[0039]
Here, the trust points are associated with the actions accompanying work. In other words, points are added to an act that gives a positive evaluation such as late arrival or absence, and points are subtracted for an act that gives a negative evaluation such as late arrival or absence. For an action that cannot be automatically detected as shown in FIG. 3B, points are added or subtracted by manual input by a store clerk (manager, etc.).
[0040]
Here, the basic trust point is a numerical value predetermined for each store, and is given to each employee when entering the store. The basic trust points may be different for each store.
[0041]
Returning to FIG. 1, the host computer 500 is constituted by an information processing device such as a mainframe, for example, and stores data of a business account and a "special contract account" described later in a storage device (not shown). The host computer 500 accesses the center 100 via the communication network 200 and inquires of the center 100 whether the credit of the employee can be used. Further, a response to the inquiry is received from the center 100.
[0042]
Here, the special contract account is an account opened by the employee at the financial institution M to use the payment system 1, and it is assumed that a predetermined procedure is required to open this account. The contract account is paid wages for employees working at the store. In addition, the employee can withdraw cash from an automatic teller machine or the like within the total range of the balance of the special account and the unused amount of the credit line described later.
[0043]
The configuration of the center 100 shown in FIG. 1 will be described with reference to FIG. FIG. 2 is a block diagram showing the configuration of the center 100.
[0044]
As shown, the center 100 includes a control unit 10, a communication unit 20, an employee information database 50, an input unit 60, an output unit 70, and a credit information database 80.
[0045]
The control unit 10 includes, for example, a CPU (Central Processing Unit) and controls each unit of the center 100. The control unit 10 controls each unit of the center 100 by executing a program stored in a storage device such as a memory (not shown), and performs a credit frame setting process, a credit request determination process, a credit settlement process, and the like, which will be described later.
[0046]
The communication unit 20 is configured by a communication device such as a router, for example, and connects the communication network 200 and the center 100. Under the control of the control unit 10, the communication unit 20 receives work evaluation data and the like transmitted from the store terminal 400 and transmits information indicating whether or not the credit line can be used to the host computer 500.
[0047]
The employee information database 50 is composed of, for example, a rewritable storage device such as a hard disk device, and stores information on part-time employees at each store. FIG. 4 shows an example of information stored in the employee information database 50. As shown in the figure, a record is created in the employee information database 50 for each store code for identifying each store. In each record, an employee code for identifying an employee in the store is recorded, and various information corresponding to each employee code is recorded.
[0048]
Here, various information such as, for example, information indicating the name of the employee, information indicating a user code for identifying the employee in the payment system 1, accumulated trust points, etc., are associated with each employee code. Be recorded.
[0049]
The employee information database 50 is associated with information recorded in a credit information database 80 described later, using the user code as a common key.
[0050]
The input unit 60 includes an input device such as a keyboard and a mouse, and is used mainly for inputting and updating information stored in the employee information database 50 and the credit information database 80.
[0051]
The output unit 70 includes, for example, an output device such as a display device or a printer, and outputs the results of various processes performed by the control unit 10 and the like.
[0052]
The credit information database 80 is composed of, for example, a rewritable storage device such as a hard disk device, and stores credit information of employees. FIG. 5 shows an example of information stored in the credit information database 80. As shown in the drawing, a record is created in the credit information database 80 for each user code for identifying each employee. Each record records a user code and various information corresponding to each user code.
[0053]
Here, corresponding to each user code, the name of the employee, information on the limit of the "credit limit", information on prepaid wages, which is the amount used for the credit, information on the special contract account, etc. are recorded. Is done.
[0054]
Here, the center 100 has determined that the credit line can be collected based on wages for future labor even if the employee pays the employee first based on the past labor performance. The amount. The credit frame setting process as this setting method will be described later. The amount obtained by subtracting the credit use amount from this credit line is the unused amount of the credit line.
[0055]
Next, an example of a credit line setting process of the center 100 according to the present embodiment will be described with reference to the drawings. FIG. 6 is a diagram showing a flowchart of the credit frame setting process.
[0056]
First, the control unit 10 extracts, from the employee information database 50, stores in which the employee has worked during a predetermined credit frame setting target period (for example, the past six months). Next, the employee information is extracted from the record of the store in the employee information database 50, and the accumulated trust points are extracted (step S101).
[0057]
A credit frame (limit) Y is set from the extracted accumulated trust points (step S102). The credit line Y is set by the control unit 10 calculating Expression 1. Here, it is assumed that the wage within the credit frame setting target period is calculated in advance and can be used for calculation of Expression 1.
[0058]
(Equation 1)

[0059]
The ACP (Average Credit Point) used here is a numerical value for reflecting the work performance at each store in a credit line when an employee works at a plurality of stores. That is, the ACP is determined by the employee's accumulated trust points. For example, the ACP is calculated using the weighted average equation shown in Equation 2.
[0060]
(Equation 2)

[0061]
Here, n is the number of stores where the employee has worked within the credit limit calculation target period, Bk (k = 1, 2,..., N) is the basic trust point of store k, and Ak (k = 1, 2,..., N) are the accumulated trust points of the employee at the store k at the time of calculation.
[0062]
Finally, the control unit 10 updates the value of the credit line of the employee recorded in the credit information database 80 with the new credit line Y obtained as described above (step S103), and ends the credit line setting process. .
[0063]
The control unit 10 calculates the above-mentioned credit line setting processing at regular intervals (for example, at midnight on a predetermined day every month) by batch processing or the like, or calculates on-demand for a credit use request to an employee. Then, it is recorded in the credit information database 80.
[0064]
Next, an example of a credit request determination process of the center 100 according to the present embodiment will be described with reference to the drawings. In this example, it is assumed that the employee has previously opened the special contract account with the financial institution M and attempts to withdraw an amount exceeding the deposit balance from the special contract account. Here, the amount exceeding the deposit balance is referred to as a prepaid billing amount. FIG. 7 is a diagram showing a flowchart of the credit request determination process.
[0065]
At this time, the host computer 500 cannot allow the employee to withdraw a desired amount of money due to insufficient balance. Then, the center 100 is inquired via the communication network 200 as to whether or not the unused amount of the employee is equal to or more than the prepaid billing amount X which is (the amount that the employee tried to withdraw-the balance of the deposit). Here, the unused amount is the same as (credit line−prepaid wage).
[0066]
The control unit 10 extracts a record corresponding to the user code of the employee from the credit information database 80 when receiving the information on the user code of the employee and the prepaid billing amount. Then, the credit line (limit amount: Y) and the current prepaid wage Z are read from the extracted record (step S201), and it is determined whether or not the unused amount of the credit line can be applied to the prepaid billing amount. It is determined whether “Y ≧ X + Z” is satisfied (step S202).
[0067]
If it is determined that the cash can be allocated (step S202: Yes), the communication unit 20 is controlled to transmit information indicating "cash can be paid" to the host computer 500 (step S203). Then, the value of the prepaid wage recorded in the credit information database 80 is updated with (X + Z) (step S204), and the credit request discrimination processing ends.
[0068]
On the other hand, if it is determined that it is not possible to allocate (step S202: No), the control unit 10 controls the communication unit 20 to transmit information indicating "cash withdrawal is impossible" to the host computer 500 (step S205). ), The credit request discriminating process ends.
[0069]
Finally, a process for adjusting the used credit line will be described with reference to the drawings. FIG. 8 is a diagram showing a flowchart of the credit line settlement process. In the embodiment of the present invention, the prepaid amount is not assumed to be a negative value. The control unit 10 executes the credit line settlement process when the input unit 60 inputs an instruction to transfer the wage V to the employee who has paid the wage in advance. The control unit 10 acquires the user code of the employee and the amount V to be transferred from the input unit 60.
[0070]
The control unit 10 extracts the prepaid amount Z of the employee from the credit information database 80 (step S301), and subtracts the amount V from the credit usage amount Z (step S302; this value is set to W).
[0071]
Since the prepaid amount does not become negative, it is next determined whether or not W is less than 0. If W is less than 0, the value is set to 0; otherwise, no change is made (step S303). Then, the prepaid amount Z of the employee in the credit information database 80 is updated with W (step S304), and the credit limit settlement process is ended.
[0072]
Since the amount corresponding to (Z−W) has been offset from the prepaid wage according to the processing result of the credit line settlement process, the amount corresponding to (V + W−Z) is transferred to the employee's contract account.
[0073]
As described above, according to the payment system according to the present embodiment, a business entity can easily collect cash paid in advance to a part-time employee. Part-time employees are more likely to respond to sudden expenses.
[0074]
(Second embodiment)
The center 100 in the above-described embodiment may provide a portal site used by a person or an employee who wants to work at the store of the business entity. An example of this case will be described below as a second embodiment of the present invention.
[0075]
The configuration of the center 100 according to the present embodiment is substantially the same as that of the center 100 according to the first embodiment, but in addition to the functions described in the first embodiment, It functions as a web server for setting up a website. That is, the center 100 includes a web page database that stores image data and the like constituting each web page that constructs a website. For example, by using a CGI (Common Gateway Interface) or the like, the center 100 operates in conjunction with the web page database. Create and serve web pages dynamically.
[0076]
The center 100 establishes a portal site that can be accessed by unspecified persons via the Internet. This portal site provides, for example, a job placement service to a person who wishes to work as an employee at any of the stores of the business entity (hereinafter, referred to as a “entrant to the store”).
[0077]
This "workplace determination process" will be described with reference to the flowchart shown in FIG.
[0078]
The entrance applicant accesses a portal site established by the center 100 using a terminal device (hereinafter, referred to as a “user terminal”) that can be connected to the Internet, such as a mobile communication terminal. In response to the access from the user terminal (step S401: Yes), the center 100 provides the top page of the portal site as shown in FIG. 10A to the user terminal (step S402). As shown in the figure, a menu item indicating various services provided by the portal site is displayed on the top page, and each item is linked to a web page that provides each service.
[0079]
Here, the portal site allows the applicant to enter the store to register a resume on a web page, for example, on the condition that a predetermined user registration (pay) is performed. That is, "registration" is selected from the menu items displayed on the top page shown in FIG. As a result, information indicating that the shop entrance applicant desires user registration (hereinafter, referred to as “registration request”) is transmitted to the center 100.
[0080]
Upon receiving the registration request (Step S403: Yes), the center 100 transmits a page for registering predetermined information (hereinafter, referred to as a “registration page”) to the user terminal as shown in FIG. Step S404). Here, for example, the name, telephone number, e-mail address, and the like of the person desiring to enter the store are registered. The shop applicant enters the requested information and selects the "register" button. Thereby, the input information (hereinafter referred to as “registration information”) is transmitted from the user terminal to the center 100.
[0081]
When the registration information is received from the user terminal (step S405: Yes), the center 100 issues a predetermined user ID and password (hereinafter, referred to as “ID information”) to the applicant, and together with the received registration information Record in web page database. A page such as that shown in FIG. 10 (c) displaying the ID information and the address information (URL or the like) of a web page (hereinafter, referred to as “dedicated page”) that can be accessed only by a registered person ( Hereinafter, “ID information page”) is transmitted to the user terminal (step S406).
[0082]
The address information shown on the ID information page is linked to the dedicated page. That is, by clicking the address information on the user terminal, an access request to the dedicated page is transmitted to the center 100.
[0083]
When the center 100 receives the request to access the dedicated page (step S407: Yes), it transmits a “login screen” as shown in FIG. 11A to the user terminal (step S408). As shown, the login screen is a page for inputting ID information. The entrance applicant inputs the issued ID information and transmits it to the center 100.
[0084]
When receiving the ID information from the user terminal, the center 100 searches the web page database and authenticates the user. If authenticated (step S409: Yes), the center 100 transmits a "resume registration page" as shown in FIG. 11B to the user terminal (step S410).
[0085]
As shown, the resume registration page is a form for inputting information as described in a general resume. The entrance applicant inputs the requested information (hereinafter referred to as “resume information”) and transmits the information to the center 100.
[0086]
When the center 100 receives the resume information from the user terminal (step S411: Yes), the received resume information is analyzed to determine whether or not there is a store where the shopper can work (step S412). ). If there is a corresponding store (step S412: Yes), the center 100 creates an e-mail indicating the details of the store and the set interview date and time, and transmits it to the user terminal (step S413). On the other hand, if there is no corresponding store, an e-mail indicating that fact is created and transmitted to the user terminal (step S414). This completes the “workplace determination process”.
[0087]
In step S413, the applicant who received the notification that there is a corresponding store receives the set interview, and when the recruitment is determined, the person in charge of the store (for example, a store manager or the like) receives a request from the store. Authentication information (hereinafter, referred to as “key code”) necessary for registering the work status through the portal site is provided. That is, the applicant who has decided to enter the store (hereinafter, referred to as “employed person”) is referred to a website (hereinafter, referred to as “employee-only site”) accessible only by the employees of the store from the portal site. , Can be accessed using the assigned key code. It is assumed that this key code includes information indicating a store to enter, and is registered in advance in the database of the center 100 in association with the information of the store.
[0088]
A process (“employee registration process”) in a case where an employee-dedicated site is accessed using this key code to perform predetermined registration or the like (“employee registration process”) will be described with reference to the flowchart shown in FIG.
[0089]
The “employee registration process” is started when the recruitment decision-maker accesses the “employee page” from the top page of the portal site as shown in FIG.
[0090]
The center 100 transmits a “key code registration page” as shown in FIG. 13A to the user terminal of the recruiter (step S501). The adoption decider inputs the key code given to the user terminal and transmits it to the center 100.
[0091]
When receiving the key code (Step S502: Yes), the center 100 searches the web page database and extracts store information corresponding to the key code. Then, a “store confirmation screen” as shown in FIG. 13B is transmitted to the user terminal (step S503).
[0092]
When the store can be confirmed (step S504: Yes), the center 100 transmits a “work registration page” for registering the work start date and the like to the user terminal as shown in FIG. 13C (step S505). .
[0093]
When the work schedule information is received (step S506: Yes), the center 100 registers the work schedule information in the web page database (step S507), and ends the processing.
[0094]
By performing the same processing as the above-described employee registration processing, it is possible to register the work schedule and the like for the next and subsequent times in the center 100. In addition, each scheduled work sunrise work time, leaving time, and the like can be registered in the center 100 in the same manner. That is, based on the attendance status information registered in this way, the center 100 can determine the attendance of each employee, and can calculate the accumulated trust points.
[0095]
Note that the business operator in the second embodiment need not be the business operator described in the first embodiment (that is, the business operator who has made a contract with the center 100 in advance). In this case, a company that wants to recruit employees can recruit employees by registering the business entity information in the center 100 through the portal site.
[0096]
Note that the present invention is not limited to the above embodiment, and various modifications and applications are possible.
[0097]
Although the embodiment of the present invention has been described as a prepayment, the present invention can be applied to a tentative payment or an advance payment.
[0098]
The center 100 is not limited to a dedicated device, and may use a normal computer system such as a personal computer. In this case, the same operation as the above-described operation of the center 100 can be realized by installing and executing a program for realizing the above-described series of processing in a computer.
[0099]
Here, the method of supplying the program to the computer is arbitrary. For example, the program may be installed from a medium on which the program is recorded (for example, a CD-ROM (Compact Disc Read-Only Memory) or the like), or supplied via a communication line, a communication network, a communication system, or the like. Good.
[0100]
In the credit request determination process, when it is determined that the credit is not applicable, the control unit 10 controls the communication unit 20 to transmit information indicating that “payment of an amount corresponding to an unused credit line is permitted”. It can be transmitted to the computer 500.
[0101]
In addition, electronic banking software may be installed in the center 100, transfer data for transferring the transfer amount obtained by the credit line settlement processing to the special contract account may be created, and the transfer data may be transmitted to the host computer 500.
[0102]
【The invention's effect】
As described above, according to the present invention, an employee who cannot receive a loan can receive a prepaid wage.
[Brief description of the drawings]
FIG. 1 is a diagram showing a connection configuration of a payment system according to an embodiment of the present invention.
FIG. 2 is a block diagram showing a configuration of a center shown in FIG.
3A and 3B are diagrams illustrating an example of a trust point table, in which FIG. 3A illustrates an example of points added and subtracted in response to an instruction issued by an employee, and FIG. Is shown.
FIG. 4 is a diagram showing an example of information stored in an employee information database shown in FIG.
FIG. 5 is a diagram showing an example of information stored in a credit information database shown in FIG. 2;
FIG. 6 is a diagram illustrating a flowchart of “credit frame setting processing” according to the first embodiment of the present invention.
FIG. 7 is a diagram illustrating a flowchart of “credit request determination processing” according to the first embodiment of the present invention.
FIG. 8 is a diagram showing a flowchart of a “credit frame settlement process” according to the first embodiment of the present invention.
FIG. 9 is a flowchart for explaining “workplace determination processing” according to the second embodiment of the present invention.
FIG. 10 is a display example of a screen displayed on the user terminal according to the second embodiment of the present invention, wherein (a) shows a display example of a “top page” and (b) shows a “registration page”; (C) shows a display example of “ID information page”.
FIG. 11 is a display example of a screen displayed on the user terminal according to the second embodiment of the present invention, where (a) shows a display example of a “login screen” and (b) shows a “resume registration”; The display example of "Page" is shown.
FIG. 12 is a flowchart illustrating an “employee registration process” according to the second embodiment of the present invention.
13A and 13B are display examples of a screen displayed on a user terminal according to the second embodiment of the present invention, wherein FIG. 13A shows a display example of a “key code registration page”, and FIG. (C) shows a display example of a “work registration page”.
[Explanation of symbols]
1 Prepaid system
100 centers
200 Communication Network
400-1 to 400-n store terminals
500 host computer
10 control unit
20 Communication unit
50 Employee Information Database (DB)
60 Input section
70 Output unit
80 Credit Information Database (DB)

Claims (16)

A payment method that allows advance payment of wages,
A credit line setting step for setting an employee's credit line;
A credit line information storing step of storing, in association with each employee, the credit line set in the credit line setting step and the prepaid wages within the credit line,
Via a communication network from a computer of the financial institution, a receiving step of receiving information specifying the employee and prepaid bill amount information specifying the prepaid bill amount charged by the employee;
Compare the unused amount corresponding to the difference between the credit limit set for the employee and the prepaid wage to the employee with the prepaid bill specified by the prepaid bill information received in the receiving step. A comparison step to
According to the comparison result in the comparing step, if the unused amount is equal to or more than the prepaid bill amount in the comparing step, information on permitting the employee to pay the prepaid bill amount is sent to the computer of the financial institution. Permitting transmission via a communication network;
An update step of adding the prepaid billing amount to the prepaid wage of the employee to make a new prepaid wage;
Adjusting the prepaid wage with the employee's wage and updating the prepaid wage;
A payment method comprising: The permission step further includes:
According to the comparison result in the comparison step, if the unused amount is less than the prepaid billing amount in the comparing step, the computer of the financial institution informs the computer of the financial institution that the payment of the prepaid billing amount is rejected to the employee. Transmitting over a communication network;
The payment method according to claim 1, wherein: The permission step further includes:
According to the comparison result in the comparing step, when the unused amount is less than the prepaid billing amount in the comparing step, information of permitting the unused amount to be paid to the employee is sent to the computer of the financial institution. Transmitting over a communication network;
The payment method according to claim 1, wherein: The settlement step includes:
If the employee's wage is greater than or equal to the prepaid wage, the new prepaid wage shall be 0,
If the employee's wage is less than the prepaid wage, the new prepaid wage shall be the prepaid wage minus the employee's wage;
The payment method according to any one of claims 1 to 3, wherein the payment method comprises: The payment method further comprises:
If the wage of the employee is determined to be greater than the prepaid wage in the settlement step, information indicating that the amount of the prepaid wage is deducted from the wage of the employee via the communication network, if necessary. The payment method according to claim 4, further comprising the step of transmitting a payment to a computer of the financial institution. The credit facility is:
Be set based on points based on employee work status,
The payment method according to any one of claims 1 to 5, characterized in that: The payment method further comprises:
An employee information storage step for storing information about the employee;
A point registration step of calculating points according to the work status of each employee and registering the points in association with the information on each employee accumulated in the employee information accumulation step,
The credit facility is:
Being set based on the points registered in the point registration step,
7. The payment method according to claim 6, wherein: A server device connected to a computer of a financial institution via a communication network,
A connection unit that connects to the communication network;
A credit limit setting unit for setting a credit limit of an employee;
A credit line set by the credit line setting unit of each employee, and a credit line information storage unit that stores the amount of payment in the credit line in association with the amount of payment within the credit line;
A control unit for controlling the connection unit, from the computer of the financial institution, a receiving unit that receives information specifying an employee and prepaid bill amount information specifying a prepaid bill amount charged by the employee,
Compare the unused amount corresponding to the difference between the credit line set for the employee and the prepaid wage to the employee with the prepaid bill specified by the prepaid bill information received by the receiving unit. A comparison unit to
According to the comparison result in the comparison unit, when the unused amount is equal to or more than the prepaid bill amount in the comparison unit, the control unit controls the receiving unit and information indicating that the employee is allowed to pay the prepaid bill amount. To the computer of the financial institution,
An updating unit that adds the prepaid billing amount to the prepaid wage of the employee to make a new prepaid wage;
A settlement unit that adjusts the prepaid wage with the employee's wage and updates the prepaid wage;
A server device comprising: The permission unit further includes:
According to the comparison result in the comparison unit, when the unused amount is less than the prepaid bill amount in the comparison unit, the control unit controls the control unit to reject refusal to pay the prepaid bill amount to the employee. To the computer of the financial institution,
The server device according to claim 8, wherein: The permission unit further includes:
According to the comparison result in the comparison unit, if the unused amount is less than the prepaid billing amount in the comparison unit, the control unit controls the control unit to permit the employee to pay the unused amount. To the computer of the financial institution,
The server device according to claim 8, wherein: If the wage of the employee is greater than or equal to the prepaid wage, the settlement section sets the new prepaid wage to 0,
If the employee's wage is less than the prepaid wage, the new prepaid wage shall be the prepaid wage minus the employee's wage;
The server device according to any one of claims 8 to 10, wherein the server device is configured by: The server device further controls the control unit when the payment unit determines that the employee's wage is greater than the prepaid wage in the payment step, and the server unit determines the employee's wage from the employee's wage. 12. The server device according to claim 11, further comprising a transfer unit that transmits information indicating that a payment amount after subtracting a prepaid wage is paid to a computer of the financial institution. The credit facility is
Set points based on the employee's work status,
The server device according to any one of claims 8 to 12, wherein: The server device further includes:
An employee information storage unit for storing information on employees;
A point registration unit that calculates points according to the work status of each employee and registers the points in association with the information on each employee stored in the employee information storage unit,
The credit facility is:
Setting based on the points registered by the point registration unit,
14. The server device according to claim 13, wherein: A program that causes a computer to function as the server device according to any one of claims 8 to 14. An employee management method for providing a portal site on the Internet using a computer and managing employees of a predetermined business entity using the portal site,
Obtaining information about the predetermined business entity in advance via the portal site;
Obtaining information about a job applicant to the predetermined business entity through the portal site;
Based on the employment applicant information obtained by the employment applicant information acquisition means, a step of searching for an enterprise in which the employment applicant can work,
When an employable business entity is applicable, providing authentication information necessary for accessing the portal site that can be referred to only by employees of the business entity to the job applicant; and
Acquiring information indicating the working status of a job applicant or an employee who has been authenticated using the authentication information, via the portal site,
Based on the information indicating the obtained work status, the step of generating information indicating the attendance evaluation of the employee,
An employee management method comprising:

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