JP2023135471A - On-vehicle device and method - Google Patents

Abstract

To provide an on-vehicle device and a method that can improve the convenience of payment.SOLUTION: An on-vehicle device 100 includes: a user payment code storage unit 152 that stores user payment code information for code payment using a store scan method; a map information database 151 that stores, for each piece of location information on each facility, in association with the facility, payment support information indicating the facility's code payment support status and transmission destination information on the user payment code information at the facility; a location information acquisition unit 120 that acquires current location information on the own vehicle; a transmission information selection unit 175 that selects the user payment code information if the location information on the own vehicle matches the location information on a facility where code payment is possible; and a communication unit 140 that transmits the user payment code information based on the transmission destination information.SELECTED DRAWING: Figure 6

Description

The present disclosure relates to in-vehicle devices and methods.

Payment processing when using facilities such as drive-through stores and paid parking lots (also simply referred to as parking lots) requires complicated procedures between the user and the facility, so this will improve convenience. is desired. For example, Patent Document 1 is known as a technique for improving the convenience of payment services in drive-through systems.

JP 2021-157577 Publication

Patent Document 1 discloses a technology using a user scan method, in which payment information transmitted from a store terminal is displayed on a display included in a vehicle, and payment processing is executed by scanning payment with a user terminal. However, Patent Document 1 does not disclose payment processing using the store scan method, and payment information needs to be transmitted from the store terminal to the vehicle. Therefore, it is desirable to use payment information prepared in advance on the vehicle side, thereby eliminating the need for communication between the vehicle and the store terminal and improving convenience.

The present disclosure has been made to solve such problems, and provides an in-vehicle device and method that can improve the convenience of payment.

In one embodiment, there is provided a user payment code information storage unit that stores user payment code information for code payment using a store scan method, and a payment code information storage unit that stores user payment code information for code payment using a store scan method; a facility information storage unit that stores correspondence information and destination information of the user payment code information at the facility in association with the facility; a location information acquisition unit that acquires current location information of the vehicle; an information selection section that selects the user payment code information when the location information matches the location information of the facility where code payment is possible; and a transmission section that transmits the user payment code information based on the destination information. Provided is an in-vehicle device comprising:

Further, in one embodiment, the method is executed by an in-vehicle device, and stores user payment code information for code payment using a store scan method, and stores the code payment code information at each facility for each facility location information. Payment support information indicating the support status of the facility and destination information of the user payment code information at the facility are stored in association with the facility, current location information of the vehicle is acquired, and the location information of the vehicle is A method is provided, in which the user payment code information is selected when it matches the location information of the facility where code payment is possible, and the user payment code information is transmitted based on the destination information.

According to one embodiment, it is possible to provide an in-vehicle device and method that can improve the convenience of payment.

1 is a configuration diagram showing a configuration example of an in-vehicle device according to Embodiment 1. FIG. 1 is a configuration diagram showing an example configuration of a system that executes a payment method according to a first embodiment; FIG. FIG. 3 is a sequence diagram showing the flow of the payment method according to the first embodiment. FIG. 3 is a diagram illustrating a display example of the in-vehicle device according to the first embodiment. 7 is a sequence diagram showing the flow of a payment method according to a modification of the first embodiment. FIG. FIG. 2 is a configuration diagram showing a configuration example of an in-vehicle device according to a second embodiment. 7 is a sequence diagram illustrating an example of a payment method according to Embodiment 2. FIG. FIG. 7 is a sequence diagram showing the flow of a payment method according to a modification of the second embodiment.

Embodiments will be described below with reference to the drawings. For clarity of explanation, the following description and drawings are omitted and simplified as appropriate. In each drawing, the same elements are denoted by the same reference numerals, and redundant explanation will be omitted if necessary.

(Summary of embodiment)
As mentioned above, it is desired to improve the convenience of payment at facilities such as drive-through stores and parking lots. Particularly, in drive-through stores and parking lots, there are only one or two final payment locations, which creates a problem with queues for checkout and exit. Furthermore, the transfer of fees is often dependent on equipment such as payment machines, and when considering the transition costs, it is difficult for stores to immediately respond to cashless payments. Therefore, in the following embodiments, it is possible to easily complete advance payment using an in-vehicle device such as a navigation device.

In the embodiment, code payments such as QR code (registered trademark) payments are performed using a user scan method or a store scan method. The user scan method is a method in which the facility payment code presented by the facility is scanned by the user's terminal, and the user terminal executes the payment process to make the payment. The store scan method is a method in which a user payment code presented by a user is scanned by a facility terminal, and the facility terminal executes payment processing to make a payment.

In one example, a facility payment code for user scanning located at each facility is displayed on the navigation screen of the in-vehicle device. When purchasing products at the drive-thru, users do not need to hold their terminals up to read the facility payment code posted outside the vehicle; they can complete the payment by scanning the navigation screen inside the vehicle. . In another example, a user payment code for store scanning generated by the user is transmitted from the in-vehicle device to the facility via road-to-vehicle communication or the like. In this case as well, the user can complete the payment without presenting the user payment code to the store clerk outside the vehicle.

(Embodiment 1)
Embodiment 1 will be described below with reference to the drawings. In this embodiment, an example will be described in which a facility payment code for user scanning is displayed on an in-vehicle device.

FIG. 1 shows an example of the configuration of an in-vehicle device according to this embodiment. The in-vehicle device 100 according to the present embodiment is, for example, a navigation device mounted on a vehicle, but is not limited to the navigation device, and may be a drive recorder or the like.

As shown in FIG. 1, the in-vehicle device 100 includes an image acquisition section 110, a position information acquisition section 120, a driving information acquisition section 130, a communication section 140, a storage section 150, an input section 160, a control section 170, and a display section 180. ing. In addition to the on-vehicle device 100, the own vehicle equipped with the on-vehicle device 100 is also equipped with a camera 111, a GNSS receiver 121, a CAN 131, an ETC on-vehicle device 141, a wireless communication device 142, and the like. For example, the in-vehicle device 100 constitutes the in-vehicle system 1 along with a camera 111, a GNSS receiver 121, a CAN 131, an ETC in-vehicle device 141, a wireless communication device 142, and the like.

Note that each configuration in FIG. 1 is an example, and other configurations may be used as long as the operations according to this embodiment are possible. Each of the components shown inside or outside of the vehicle-mounted device 100 may be a single block or device, or may be a plurality of blocks or devices as necessary. A part of the configuration shown outside the vehicle-mounted device 100 may be provided inside the vehicle-mounted device 100, and a part of the configuration shown inside the vehicle-mounted device 100 may be provided outside the vehicle-mounted device 100. .

First, the configuration shown externally of the in-vehicle device 100 will be described. The camera 111 is an imaging device that captures images of the surroundings of the host vehicle and generates images. For example, the camera 111 is a CCD (charged-coupled devices) camera or a CMOS (complementary metal-oxide-semiconductor) camera. The camera 111 may image the surrounding area in front of the own vehicle, or may image the surrounding area behind or on the side of the own vehicle. The camera 111 may be a general-purpose camera such as a smartphone, and for example, a camera installed in a user terminal may be used.

The GNSS receiver 121 is a position detection unit that detects the current position (also referred to as current location) of the host vehicle. The GNSS receiver 121 receives radio waves from a GNSS (Global Navigation Satellite System), for example, a GPS (Global Positioning System) satellite, and detects the current position (longitude and latitude) of the own vehicle based on the received radio waves. . The GNSS receiver 121 may be a general-purpose GPS receiver such as a smartphone, and for example, a GNSS receiver installed in a user terminal may be used.

A CAN (Controller Area Network) 131 is an in-vehicle network for controlling the operation of the own vehicle, and ECUs (Electronic Control Units) arranged in various parts of the own vehicle are communicably connected. For example, a control signal is flowing on the CAN 131 that can detect the state of the engine, handbrake, etc. in the host vehicle.

The ETC (Electronic Toll Collection System) on-vehicle device 141 is a wireless communication device into which an ETC card is inserted and performs wireless communication for ETC toll payment on toll roads and the like. The ETC on-vehicle device 141 performs wireless communication with the ETC payment system using a DSRC (Dedicated Short Range Communication) method.

The wireless communication device 142 is a wireless communication device that performs wireless communication using another communication method. The wireless communication device 142 performs wireless communication using, for example, a wireless LAN (Local Area Network), Bluetooth (registered trademark), or other wireless communication methods. The wireless communication device 142 may communicate with other devices via a network, or may communicate directly with other devices.

Next, each part shown inside the vehicle-mounted device 100 will be explained. The image acquisition unit 110 acquires an image around the own vehicle from the camera 111. For example, the camera 111 images the front, rear, side, etc. of the host vehicle, and the image acquisition unit 110 acquires the captured images.

The position information acquisition unit 120 acquires, from the GNSS receiver 121, the current position information of the vehicle detected by the GNSS receiver 121. The driving information acquisition unit 130 acquires vehicle driving information via the CAN 131. The driving information acquisition unit 130 receives a control signal flowing on the CAN 131, and detects the state of each part of the own vehicle based on the received control signal. For example, based on the control signal, it is detected whether the engine is stopped, whether the handbrake is operated or not, and so on.

The communication unit 140 communicates with other devices via the ETC vehicle-mounted device 141 and the wireless communication device 142. The communication unit 140 is a transmitting unit that transmits data to other devices, and a receiving unit that receives data from other devices.

The storage unit 150 stores programs and data necessary for the operation of the in-vehicle device 100. For example, the storage unit 150 is a nonvolatile memory such as a flash memory, a hard disk device, or the like. In this example, storage unit 150 includes map information database 151. The storage unit 150 may store unique information such as a vehicle number, that is, identification information that identifies the vehicle, as the vehicle information. Further, the vehicle information may include information that can identify the owner of the vehicle, such as a name.

The map information database 151 stores map information 50 for navigation. The map information 50 includes facility information 51 in addition to map and road information for display and route searching. In other words, the map information database 151 is also a facility information storage section. Facility information 51 is information about each facility such as a store or a parking lot. Facility information 51 includes, in addition to location information 52 of each facility, facility payment code information 53 for user scanning set for each facility. That is, facility payment code information 53 is associated with location information 52 of each facility. For example, facility payment code information 53 is associated with facility information 51 of a facility that allows code payment. The facility payment code information 53 may include the facility payment code, or may include an image of the facility payment code. The facility payment code is a payment code for code payment using the user scan method in code payment services such as "〇〇Pay." The facility payment code is set in advance for each facility. The facility payment code is a two-dimensional barcode such as a QR code, but any other code may be used as long as it can be used for payment processing.

Note that when updating the map information 50 in the map information database 151, it is necessary to also rewrite the facility payment code information 53. For example, the map information 50 including the facility payment code information 53 may be updated by connecting an external storage medium such as an SD card to the in-vehicle device, or the map information may be managed via the wireless communication device 142 or the like. The update may be performed by communicating with the map management server, or the communication unit 140 of the in-vehicle device may be equipped with a communication function, and the update may be performed by directly communicating with the map management server. By communicating with the map management server and constantly updating the information to the latest information, it is possible to respond accurately even in the event that a store is closed or the facility payment code has changed/can no longer be used.

The input unit 160 is an input device through which a user inputs various information to the in-vehicle device 100, and is, for example, a touch panel. When the user operates a GUI (Graphical User Interface) displayed on the display unit 180, information corresponding to the user's operation is input to the input unit 160.

The control section 170 is a control section that controls the operation of each section of the in-vehicle device 100. For example, the functions of the control unit 170 are realized by executing a program stored in the storage unit 150 with a processor such as a CPU (Central Processing Unit). In this example, the control section 170 includes a destination setting section 171, a route guide section 172, an image recognition section 173, and a display information selection section 174.

Destination setting section 171 and route guidance section 172 provide functions necessary for navigation. Destination setting section 171 sets the destination of the own vehicle in response to user input. The route guide unit 172 refers to the map information 50, searches for a route to the destination set by the destination setting unit 171, and determines the route according to the current position information of the host vehicle acquired by the position information acquisition unit 120. to guide you. The image recognition unit 173 recognizes the image acquired by the image acquisition unit 110. For example, the current location of the host vehicle may be detected based on the image recognition result.

The display information selection unit 174 selects the facility payment code information 53 to be displayed based on the current location of the host vehicle. The display information selection unit 174 associates the current position information of the own vehicle acquired by the position information acquisition unit 120 with the facility position information 52 stored in the map information database 151, that is, the facility payment code information 53, and selects a code. If the location information 52 matches the facility information 52 that allows payment, the facility payment code information 53 associated with the facility information 51 is selected. Note that the case where the position information matches includes the case where one position information is included within a predetermined range from the other position information. For example, if the position information of the own vehicle is included within a predetermined range from the position information 52 of the facility, it may be determined that the position information of the own vehicle and the position information 52 of the facility match.

The display unit 180 is a display device that displays car navigation map information and GUI. For example, the display unit 180 is a liquid crystal display, an organic EL (Electro Luminescence) display, or the like. The display unit 180 displays the destination set by the destination setting unit 171 and the route searched and guided by the route guide unit 172. Furthermore, when the display information selection section 174 selects the facility payment code information 53 according to the current location of the own vehicle, the display section 180 displays the selected facility payment code information 53. When the facility payment code information 53 includes a facility payment code, the facility payment code is displayed in a scannable manner, and when the facility payment code information 53 includes an image of the facility payment code, the image of the facility payment code is displayed.

It can also be said that the display unit 180 displays the facility payment code of the facility when the current value of the host vehicle matches the facility in which the facility payment code information 53 is stored. Note that the display unit 180 may display the facility payment code of the facility in other cases. For example, the display unit 180 displays, based on the driving information of the own vehicle acquired by the driving information acquisition unit 130, the engine stopped state where the own vehicle's engine is stopped in the facility or the side where the hand brake is activated. A facility payment code may be displayed when it is determined that the brake is in the operating state. Since the user uses a user terminal to read the facility payment code, safety can be ensured by not displaying the facility payment code on the display of the in-vehicle device while the vehicle is running. In particular, by not displaying the facility payment code unless you are simply operating the brake pedal, the parking brake is activated, or the engine is stopped, you can ensure safety. can be secured.

Furthermore, if the vehicle is recognized to be located in a predetermined area determined for each facility based on the image acquired by the image acquisition unit 110, the display unit 180 may display the facility payment code of the facility. good. For example, the image recognition unit 173 performs image recognition and compares the image of the current surroundings of the vehicle with the image for position detection, so that the current location of the vehicle can be determined within a predetermined area of a facility such as a drive-through area or a parking lot. If it is detected that there is, the facility payment code of the facility may be displayed. This allows the facility payment code to be displayed only at locations where payment is required in the facility. Note that the facility information may hold location information of a predetermined area within the facility, and if the location information of the predetermined area matches the current location information of the vehicle, the facility payment code may be displayed.

Further, when the destination setting unit 171 sets a facility that allows code payment as the destination, the display unit 180 may acquire the facility payment code of the facility and display the acquired facility payment code. For example, if information indicating that code payment is possible is associated with the facility information 51 of a facility set as a destination, the communication unit 140 receives the facility payment code or an image of the facility payment code of the facility from the network. do. When the display unit 180 detects that the vehicle has approached the facility, that is, closer than a predetermined distance to the facility, based on the current location information of the vehicle, the display unit 180 displays the facility payment code of the facility or An image of the facility payment code may be displayed. In addition, when it is detected that the own vehicle has entered the facility, that is, is located within the area of the facility, based on the current position information of the vehicle, the display unit 180 displays the facility payment information for the facility. An image of the code or facility payment code may be displayed. Furthermore, if it is detected that the handbrake has been pulled in the facility based on the vehicle information of the host vehicle, the display unit 180 may display the facility payment code or the image of the facility payment code of the facility. good.

Next, an example of a payment method using the in-vehicle device according to the present embodiment will be described with reference to FIGS. 2 and 3. FIG. 2 shows a configuration example of a payment system that executes the payment method according to this embodiment.

As shown in FIG. 2, the payment system 10 according to the present embodiment includes an in-vehicle device 100 mounted on a vehicle 20, a user terminal 200, a facility terminal 300, and a payment server 400. The user terminal 200, the facility terminal 300, and the payment server 400 can communicate with each other via the network 30. The network 30 is a communication network such as the Internet, and includes a wireless communication network and a wired communication network as necessary.

The payment system 10 is a system that performs payment between the user of the vehicle 20 and the facility at a facility such as a drive-through store or a paid parking lot. As mentioned above, in this example, a code payment service such as "〇〇Pay" is provided, and code payment is performed at the facility using the user scan method. Note that examples of facilities are not limited to stores and parking lots, and may be applied to expressway ETC payments, etc.

The user terminal 200 is a terminal device used by a user riding in the vehicle 20. The user may be the driver of the vehicle 20 or another passenger. For example, the user terminal 200 is a mobile terminal such as a smartphone, a mobile phone, or a tablet terminal. The user terminal 200 is a terminal for the user to use the code payment service, and has a code payment application for the code payment service installed therein. The user terminal 200 pays the fee to the facility by scanning (reading) the facility payment code and performing payment processing with the payment server 400 in response to the user's operation.

The facility terminal 300 is a terminal device installed in a facility such as a drive-through store or a parking lot. For example, the facility terminal 300 is a POS register, a payment machine, or the like. The facility terminal 300 receives fees from the user using the code payment service. For example, after the payment process for the facility is completed between the user terminal 200 and the payment server 400, the fee is paid from the payment server 400 to the facility terminal 300 or the facility side.

Payment server 400 provides code payment services to user terminal 200 and facility terminal 300. In the user scan method, the payment server 400 executes payment processing for a user to pay a fee to a facility in response to a request from the user terminal 200. In the store scan method, payment server 400 executes payment processing for the facility to receive fees from users in response to requests from facility terminal 300.

FIG. 3 shows the flow of the payment method in the payment system according to this embodiment. As shown in FIG. 3, the in-vehicle device 100 mounted on the vehicle 20 displays a navigation map and provides guidance on the route to the facility (S101). For example, when the user operates the input unit 160 to input a destination facility, the destination setting unit 171 sets the input facility as the destination of the vehicle 20. The route guide unit 172 searches for a route to the set facility and guides the route according to the current location of the vehicle 20. For example, the guidance information may be displayed on the display unit 180, or the audio guidance information may be output from a speaker (not shown).

Next, the vehicle 20 arrives at the facility (S102). When the current location of the vehicle 20 matches the location information of the destination facility, the route guide unit 172 detects that the vehicle has arrived at the destination and ends the guidance. In this example, vehicle 20 arrives at a facility where code payments are available.

Next, the in-vehicle device 100 acquires the current location of the vehicle 20 (S103), and selects display information according to the acquired current location (S104). When the vehicle 20 arrives at the facility, the position information acquisition unit 120 acquires the current position information of the vehicle 20 from the GNSS receiver 121. The display information selection unit 174 refers to the map information 50 in the map information database 151 and searches for facilities whose location information 52 matches the current location information of the vehicle. The display information selection unit 174 acquires the facility information 51 of the facility having the location information 52 that matches the current location information of the vehicle 20 according to the search result, and selects the facility payment code information 53 included in the facility information 51. select.

Next, the in-vehicle device 100 displays the facility payment code corresponding to the facility (S105). The display unit 180 displays the facility payment code based on the facility payment code information 53 selected according to the current location. FIG. 4 shows an example of how the facility payment code is displayed on the display unit 180. As shown in FIG. 4, a map and a destination are displayed on the navigation screen of the display unit 180. When the vehicle 20 arrives at the destination facility, the facility payment code of the facility is displayed on the map. For example, information identifying the facility, such as the parking lot name and store name, and an icon corresponding to the facility are displayed, as well as the corresponding facility payment code. Further, a code payment type such as "XX Pay" may be displayed.

On the other hand, when the vehicle 20 arrives at the facility and uses the facility's services, or when the user uses the facility's services, the user requests the facility to place an order or make a payment (S106), and the facility makes the payment. (S107). For example, in the case of a drive-through store, the user orders products from a store employee. The clerk operates the facility terminal 300, settles the charges for the products according to the order, and informs the user of the settled charges. In the case of a parking lot, the user hands the parking ticket to an attendant at the exit of the parking lot and requests payment. The attendant operates the facility terminal 300, settles the parking fee, and informs the user of the settled fee. Note that the user terminal 200 may request the facility terminal 300 for ordering and payment via the network 30, and the user terminal 200 may obtain the charges.

Next, the user terminal 200 scans the displayed facility payment code (S108). The user operates the code payment application on the user terminal 200 and scans the facility payment code displayed on the in-vehicle device 100 in order to pay the fee by code payment using the user scan method.

Next, the user terminal 200 performs payment processing using the user scan method (S109). When the facility payment code is scanned with the user terminal 200, the code payment application displays a fee input screen, and the user inputs the settled fee into the user terminal 200. The user terminal 200 performs payment processing with the payment server 400 using the facility payment code obtained by scanning and the input fee, and completes the payment from the user to the facility.

Next, the user terminal 200 displays the payment result (S110), and the facility side confirms the displayed payment result (S111). When the payment procedure is successfully completed, the user terminal 200 displays the completion of payment on the screen of the code payment application. The user presents the user terminal 200 on which payment completion is displayed to a store clerk or a parking lot attendant. When the store clerk or the parking lot attendant confirms the completion of the payment displayed on the user terminal 200, the payment procedure using the code payment ends.

As described above, in this embodiment, in-vehicle devices such as navigation devices have facility payment codes for user scanning used at facilities such as stores and parking lots in map information, and the vehicle When visiting a location, the facility payment code for the corresponding facility is displayed on the screen of the in-vehicle device. Then, the facility payment code displayed on the in-vehicle device is read by a user terminal such as a smartphone, and the code payment is performed.

This allows code payments to be made within the vehicle, reducing waiting time at checkout at drive-through stores and at the exit of paid parking lots. Additionally, since code payment services such as ``〇〇 Pay'' can be used, the cost of installing equipment such as advance payment machines, which are a typical example of advance payment, can be reduced. By displaying the facility payment code on the in-vehicle device at the arrival point, cashless payment can be promoted. Furthermore, you can use a variety of payment methods, not just ``〇〇Pay.''

(Modification of Embodiment 1)
The facility payment code displayed on the in-vehicle device 100 of the first embodiment described above may include vehicle information of the own vehicle stored in the storage unit 150. That is, the facility payment code may include facility payment information for code payment and user vehicle information.

FIG. 5 shows the flow of a payment method in a payment system according to a modification of the first embodiment. The configuration of the payment system is the same as that shown in FIG. 2, and the basic operation is the same as that shown in FIG. 3. As shown in FIG. 5, in this modification, when the vehicle arrives at the facility and the facility payment code information is selected according to the current location (S101 to S104), the in-vehicle device 100 includes the vehicle information of the own vehicle. The facility payment code is displayed (S105a), and the user terminal 200 scans the facility payment code including the displayed vehicle information (S108a).

Next, the user terminal 200 performs payment processing with the payment server 400 (S109), and further notifies the payment server 400 of vehicle information (S110a). The user terminal 200 performs payment processing with the payment server 400 using the facility payment information for code payment included in the scanned facility payment code. Furthermore, the user terminal 200 notifies the payment server 400 of the vehicle information included in the scanned facility payment code via the network 30. Note that the facility payment code including the scanned vehicle information may be notified to the payment server 400. The payment server 400 notifies the payment result and the notified vehicle information to the facility terminal 300 of the facility where the payment was made via the network 30 (S110b). For example, the payment result includes information that identifies the user who made the payment.

Next, the facility side confirms the payment result and the vehicle (S111a). The facility terminal 300 displays the received payment result and vehicle information on a display or the like. The store clerk or parking lot attendant confirms the displayed payment result and vehicle information. For example, in a drive-through store, based on the received vehicle information, the vehicle that made the payment may be identified from among the vehicles parked within the facility, and the product may be delivered to the user of the identified vehicle. Furthermore, in the case of a parking lot, based on the received vehicle information, the vehicle that has made the payment may be identified from among the vehicles in the parking lot, and only the identified vehicle may be allowed to leave the parking lot. This makes it possible to clearly confirm which user made the payment and from which vehicle, making it easier to bill the party to whom the payment was not received accurately.

(Embodiment 2)
Embodiment 2 will be described below with reference to the drawings. In this embodiment, an example will be described in which a user payment code for store scanning is transmitted from an in-vehicle device to a facility.

FIG. 6 shows an example of the configuration of the in-vehicle device according to this embodiment. As shown in FIG. 6, in-vehicle device 100 according to the present embodiment differs from the configuration of Embodiment 1 in that facility information 51 of map information 50 stored in map information database 151 of storage unit 150 is In addition to facility location information 52, it includes payment support information 54 and destination information 55 for each facility. That is, each location information 52 is associated with payment support information 54 and destination information 55. The payment support information 54 indicates the status of support for code payments at the facility, and includes information as to whether code payments such as "XX Pay" are possible and information on the types of code payments that can be made. The code payment type information is, for example, information such as "XX pay is OK" and "XX pay is not allowed." The destination information 55 is information indicating the destination of the user payment code at the facility, and is, for example, the communication address of the destination.

The storage unit 150 includes a user payment code storage unit 152 in addition to a map information database 151. User payment code storage section 152 stores user payment code information 60. The user payment code information 60 may include the user payment code, or may include an image of the user payment code. The user payment code is a payment code for code payment using the store scan method in code payment services such as "〇〇Pay." A user payment code is generated for each user at the time of payment.

Furthermore, the control section 170 includes a transmission information selection section 175 instead of the display information selection section 174. The transmission information selection unit 175 is an information selection unit that selects the user payment code information 60 to be transmitted based on the current location of the own vehicle. If the current location information of the own vehicle acquired by the location information acquisition section 120 matches the location information 52 of a facility where code payment is possible, the transmission information selection section 175 selects the information stored in the user payment code storage section 152. Select user payment code information 60. For example, when the payment support information 54 of a facility having location information 52 of the facility that matches the current location information of the host vehicle indicates that code payment is possible, or If the payment type in the facility payment support information 54 corresponds to the user payment code information 60 stored in the user payment code storage unit 152, select the user payment code information 60 stored in the user payment code storage unit 152. You can.

Further, the in-vehicle device 100 includes a user payment code acquisition section 190. The user payment code acquisition unit 190 acquires a user payment code when the user makes a payment, and stores the acquired user payment code in the user payment code storage unit 152. The acquisition route for the user payment code may be arbitrary and is not particularly limited. For example, the user payment code acquisition unit 190 may include a user code payment application, and may generate and acquire a user payment code using the built-in user code payment application. Further, the user payment code acquisition unit 190 may acquire an image of the user payment code displayed on the user code payment application of the user terminal 200 using the camera 111 or the like. The user payment code acquisition unit 190 may acquire the user payment code or an image of the user payment code from the user terminal 200 or the like using the communication unit 140, or may acquire the user payment code or an image of the user payment code by connecting an external storage medium such as an SD card to the in-vehicle device main body. A user payment code or an image of the user payment code may also be acquired.

Furthermore, in the present embodiment, the communication unit 140 is a transmitting unit that wirelessly transmits the user payment code information 60 selected by the transmission information selection unit 175 based on the destination information 55 of the facility. The communication unit 140 may perform wireless transmission using the ETC vehicle-mounted device 141 or may perform wireless transmission using the wireless communication device 142. The wireless transmission method may be arbitrary and is not particularly limited.

The communication unit 140 may directly transmit wirelessly using an antenna compatible with DSRC communication. In this case, the function of the ETC on-vehicle device is provided in the communication unit 140 of the on-vehicle device 100, an antenna compatible with DSRC communication is connected to the on-vehicle device 100, and communication is performed with an antenna installed at the facility via the connected antenna. Send user payment code. Further, the communication unit 140 may perform wireless transmission in conjunction with the ETC vehicle-mounted device 141. In this case, by linking the ETC on-vehicle device 141 and the on-vehicle device 100, communication of the existing ETC fee payment system is utilized. The user payment code output from the on-vehicle device 100 is passed through the ETC on-vehicle device 141, communicates with an antenna installed in the facility via an antenna compatible with DSRC communication, and transmits the user payment code. The communication unit 140 may perform wireless transmission using other wireless communications. In this case, the user payment code is transmitted using the wireless communication device 142 using a wireless communication method such as wireless LAN or Bluetooth.

It can also be said that the communication unit 140 transmits the user payment code information stored in the user payment code storage unit 152 when the location information of the own vehicle matches the location information of a facility where code payment is possible. Note that the communication unit 140 may transmit user payment code information in other cases. For example, when the communication unit 140 recognizes that the own vehicle is located in a predetermined area determined for each facility based on the image acquired by the image acquisition unit 110, the communication unit 140 transmits user payment code information to the facility. Good too. For example, the image recognition unit 173 performs image recognition and compares the image of the current surroundings of the vehicle with the image for position detection, so that the current location of the vehicle can be determined within a predetermined area of a facility such as a drive-through area or a parking lot. If it is detected that there is, user payment code information may be sent to the facility. This allows the user payment code to be sent only at locations in the facility where payment is required. Note that the facility information may hold location information of a predetermined area within the facility, and the user payment code may be transmitted when the location information of the predetermined area matches the current location information of the vehicle.

When the destination setting unit 171 sets a facility that allows code payment as the destination, the communication unit 140 may transmit the user payment code information to the facility. In addition, if the communication unit 140 detects that the vehicle has approached the facility, that is, closer than a predetermined distance to the facility, based on the current location information of the vehicle, the communication unit 140 sends the user payment to the facility. Code information may also be sent. Furthermore, if it is detected that the vehicle has entered the facility, that is, it is located within the area of the facility, based on the current location information of the vehicle, the communication unit 140 sends the user payment to the facility. Code information may also be sent. Further, the communication unit 140 may transmit user payment code information to the facility when it is detected that the handbrake has been pulled in the facility based on the vehicle information of the own vehicle. Furthermore, the communication unit 140 may request input from the user when transmitting the user payment code information 60 selected by the transmission information selection unit 175. That is, when the user inputs approval, the selected user payment code information 60 may be transmitted.

FIG. 7 shows the flow of the payment method in the payment system according to this embodiment. Note that the configuration of the payment system is the same as that in FIG. 2 of the first embodiment. As shown in FIG. 7, similarly to Embodiment 1, the in-vehicle device 100 of the vehicle 20 displays a navigation map, guides the route to the facility (S201), and allows the vehicle 20 to move to a facility where code payment is possible. (S202).

Next, the in-vehicle device 100 acquires the current location of the vehicle 20 (S203), and transitions to a user payment code acquisition screen (S204). When the vehicle 20 arrives at the facility, the position information acquisition unit 120 acquires the current position information of the vehicle 20 from the GNSS receiver 121. The user payment code acquisition unit 190 refers to the map information 50 in the map information database 151 and searches for a facility whose location information 52 matches the current location information of the vehicle. At this time, it is determined whether code payment is possible based on the payment support information 54 of the facility. The user payment code acquisition unit 190 has location information 52 that matches the current location information of the vehicle 20, and causes the display unit 180 to display a user payment code acquisition screen when a facility that allows code payment is searched.

Further, the user payment code acquisition unit 190 selects a user payment code acquisition method. For example, as a method for acquiring a user payment code, a first acquisition method involves generating and acquiring a user payment code using a code payment application built into an in-vehicle device; A second acquisition method of acquiring by the camera 111 and a third acquisition method of acquiring from an external storage medium by wireless communication can be selected. For example, the user payment code acquisition unit 190 may select an acquisition method according to a user's operation, or the acquisition method may be set in advance. In this example, an image of the user payment code displayed on the user terminal 200 is acquired by the camera 111 using the second acquisition method. In this case, the process waits until the camera 111 captures an image of the user payment code.

On the other hand, when the vehicle 20 arrives at the facility and uses the facility's services, or when the user uses the facility's services, the user requests the facility to place an order or make a payment (S205), and the facility makes the payment. (S206). As in Embodiment 1, when the facility side makes payment, it notifies the user of the paid fee.

Next, the user terminal 200 displays the user payment code (S207). The user operates the code payment application on the user terminal 200 to display the user payment code on the screen in order to pay the fee by code payment using the store scan method. The user places the screen displaying the user payment code at a position where the camera 111 can capture the image.

Next, the in-vehicle device 100 obtains the displayed user payment code (S208). When the camera 111 captures an image of the user payment code, the user payment code acquisition unit 190 uses the image acquisition unit 110 to acquire an image of the user payment code, and provides user payment code information including the image of the acquired user payment code. 60 is stored in the user payment code storage section 152.

Next, the in-vehicle device 100 selects transmission information to be transmitted to the facility side (S209). For example, the transmission information selection unit 175 refers to the payment support information 54 of the facility corresponding to the current location of the vehicle 20, and selects the user payment code information 60 corresponding to the code type that can be paid by the facility. If a plurality of user payment code information 60 are acquired and recorded, the user payment code information 60 of the type that can be settled by the facility is selected from among the plurality of user payment code information 60. Note that the user payment code information 60 may be selected according to the user's operation.

Next, the in-vehicle device 100 transmits the selected user payment code information (S210). At this time, the communication unit 140 selects a method for transmitting the user payment code information. For example, as a method for transmitting the user payment code, there is a first transmission method in which the user payment code is directly transmitted wirelessly using an antenna compatible with DSRC communication, a second transmission method in which the user payment code is transmitted wirelessly in conjunction with the ETC on-vehicle device 141, and a wireless LAN. A third transmission method of wirelessly transmitting using wireless communication such as Bluetooth or the like can be selected. For example, the communication unit 140 may select a transmission method according to a user's operation, or the transmission method may be set in advance. Further, the transmission method may be selected based on the transmission destination information 55 of the facility.

The communication unit 140 uses the selected transmission method to wirelessly transmit the user payment code information selected by the transmission information selection unit 175 to the destination indicated by the destination information 55 of the facility corresponding to the current location of the vehicle 20. For example, when the third transmission method is selected by the user's operation, the communication unit 140 wirelessly transmits the user payment code information via the wireless communication device 142 using wireless LAN, Bluetooth, or the like.

Next, the facility terminal 300 scans the user payment code (S211). For example, a user payment code display device (not shown) is installed on the facility side, and the user payment code information is transmitted to the payment code display device. The user payment code display device may be a tablet terminal, a smartphone, or the like. When the in-vehicle device 100 transmits the user payment code information, the user payment code display device receives the user payment code information and displays the received user payment code information on the screen. For example, an image of the user payment code included in the user payment code information is displayed. The facility terminal 300 scans the user payment code displayed on the user payment code display device. Note that the user payment code may be directly transmitted from the in-vehicle device 100 to the facility terminal 300.

Next, the facility terminal 300 performs payment processing using the store scan method (S212). When the facility terminal 300 scans the user payment code, the facility terminal 300 uses the scanned user payment code and the settled fee to perform payment processing with the payment server 400, thereby completing the payment from the user to the facility.

Next, facility terminal 300 notifies vehicle-mounted device 100 of the payment result (S213), and vehicle-mounted device 100 displays the notified payment result (S214). The payment result may be transmitted from the facility terminal 300 to the vehicle-mounted device 100, or the payment result may be transmitted from the user payment code display device to the vehicle-mounted device 100. The transmission method is the same as the transmission method of the user payment code. In the in-vehicle device 100, the communication unit 140 receives the payment result from the facility side, and the display unit 180 displays the received payment result. Thereby, the user confirms that the payment has been completed.

Further, the facility side confirms the payment result (S215). When the payment process is completed, the facility terminal 300 displays the payment result on a display or the like. The store clerk or parking lot attendant confirms the displayed payment result, and the payment procedure using the code payment is completed.

As described above, in this embodiment, in an in-vehicle device such as a navigation device, a user payment code for store scanning, which is read by each store or facility such as a parking lot, is transmitted to the facility side via road-to-vehicle communication or the like and displayed. . When shopping at a drive-through store, a user does not need to present a user terminal with a user payment code displayed outside the vehicle, and can complete the payment inside the vehicle.

(Modification of Embodiment 2)
The user payment code transmitted by the in-vehicle device 100 of the second embodiment may include vehicle information of the own vehicle, as in the modification of the first embodiment. That is, the user payment code may include the user's payment information for code payment and the user's vehicle information.

FIG. 8 shows the flow of a payment method in a payment system according to a modification of the second embodiment. Note that the configuration of the payment system is the same as that shown in FIG. 2, and the basic operation is the same as that shown in FIG. 7. As shown in FIG. 8, in this modification, the in-vehicle device 100 acquires the user payment code and transmits the information (S201 to S209), and then adds the vehicle information of the own vehicle to the selected user payment code (S209a). ), transmits a user payment code including vehicle information (S210a).

Next, the facility terminal 300 scans the user payment code including the transmitted vehicle information (S211a), and uses the user payment information for code payment included in the user payment code to communicate with the payment server 400. Payment processing is performed (S212), and the payment result is notified to the in-vehicle device 100 (S213).

The in-vehicle device 100 displays the notified payment result (S214), and the facility side further confirms the payment result and the vehicle of the user who made the payment (S215a). When the payment process is completed, the facility terminal 300 displays the payment result and the vehicle information included in the user payment code that made the payment on a display or the like. The store clerk or parking lot attendant checks the displayed payment result and vehicle information and identifies the vehicle that made the payment. For example, in a parking lot where the vehicle number on the license plate can be recognized, by linking the payment result with the vehicle information, the payment for each vehicle can be completed individually, improving the efficiency of vehicle exit.

Note that the present disclosure is not limited to the above embodiments, and can be modified as appropriate without departing from the spirit. For example, the first and second embodiments may be combined so that the in-vehicle device supports both the user scan method and the store scan method. Depending on the method supported by the facility, the facility payment code may be displayed or the user payment code may be obtained.

Each configuration in the above-described embodiments is configured by hardware or software, or both, and may be configured from one piece of hardware or software, or from a plurality of pieces of hardware or software. The functions (processing) of each device may be realized by a computer having a CPU (Central Processing Unit), memory, and the like. For example, a program for performing the method in the embodiment may be stored in a storage device, and each function may be realized by executing the program stored in the storage device with a CPU.

These programs include instructions (or software code) that, when loaded into a computer, cause the computer to perform one or more of the functions described in the embodiments. The program may be stored on a non-transitory computer readable medium or a tangible storage medium. By way of example and not limitation, computer readable or tangible storage media may include random-access memory (RAM), read-only memory (ROM), flash memory, solid-state drive (SSD) or other memory technology, CD -Includes ROM, digital versatile disc (DVD), Blu-ray disc or other optical disc storage, magnetic cassette, magnetic tape, magnetic disc storage or other magnetic storage device. The program may be transmitted on a transitory computer-readable medium or a communication medium. By way of example and not limitation, transitory computer-readable or communication media includes electrical, optical, acoustic, or other forms of propagating signals.

1 In-vehicle system 10 Payment system 20 Vehicle 30 Network 50 Map information 51 Facility information 52 Location information 53 Facility payment code information 54 Payment support information 55 Destination information 60 User payment code information 100 In-vehicle device 110 Image acquisition unit 111 Camera 120 Location information acquisition Section 121 GNSS receiver 130 Traveling information acquisition section 131 CAN
140 Communication section 141 ETC on-vehicle device 142 Wireless communication device 150 Storage section 151 Map information database 152 User payment code storage section 160 Input section 170 Control section 171 Destination setting section 172 Route guidance section 173 Image recognition section 174 Display information selection section 175 Transmission Information selection section 180 Display section 190 User payment code acquisition section 200 User terminal 300 Facility terminal 400 Payment server

Claims (5)

a user payment code information storage unit that stores user payment code information for code payment using the store scan method;
a facility information storage unit that stores, for each location information of each facility, payment support information indicating the support status of the code payment at the facility and destination information of the user payment code information at the facility in association with the facility;
a position information acquisition unit that acquires current position information of the own vehicle;
an information selection unit that selects the user payment code information when the location information of the own vehicle matches the location information of the facility where the code payment is possible;
a transmitter that transmits the user payment code information based on the destination information;
An in-vehicle device equipped with: further comprising an image acquisition unit that acquires an image of the surroundings of the host vehicle;
The transmitting unit transmits the user payment code information when it is recognized that the own vehicle is located in a predetermined area determined for each facility based on the image.
The in-vehicle device according to claim 1. It further includes a destination setting section for setting a destination,
The transmission unit is configured to transmit information to the destination when the facility where the code payment is possible is set as the destination, when the host vehicle approaches the facility by a predetermined distance, or when the host vehicle enters the facility; or transmitting the user payment code information when a handbrake is pulled in the facility;
The in-vehicle device according to claim 1 or 2. The transmitter adds vehicle information for identifying the host vehicle to the user payment code information and transmits the resultant information.
The vehicle-mounted device according to any one of claims 1 to 3. A method performed on an on-vehicle device, the method comprising:
Stores user payment code information for code payment using the store scan method,
For each location information of each facility, payment support information indicating the code payment support status at the facility and destination information of the user payment code information at the facility are stored in association with the facility;
Obtain the current location information of your vehicle,
If the location information of the own vehicle matches the location information of the facility where code payment is possible, selecting the user payment code information,
transmitting the user payment code information based on the destination information;
Method.

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