JP2010061236A - In-vehicle settlement system, in-vehicle settlement device, provision service management device for vehicle and settlement server - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To construct an in-vehicle settlement system for reducing the facility investment loads of both a service provider and a user, using simple configurations. <P>SOLUTION: In an in-vehicle settlement system, communication between an in-vehicle settlement device 10 and a basic station 200 is performed by using a radio communication system of universal standard. The radio communication system of universal communication standard includes, for example, a radio communication system such as Wi-Fi (Wireless Fidelity) (R) or Wi-MAX (Worldwide Interoperability for Microwave Access) (R). Communication between the basic station 200 and a core network 300 is performed, by using the universal communication standard. The universal communication standard includes, for example, TCP/IP or UDP/IP, or the like. Likewise, the communication standard for a network N includes, for example, by using universal communication standard, such as TCP/IP or UDP/IP, or the like. Hence, communications among the core network 300, settlement server 400 and gate device 500 connected to the network N are performed by using the universal communication standard. <P>COPYRIGHT: (C)2010,JPO&INPIT

Description

  The present invention relates to an in-vehicle payment system, an in-vehicle payment apparatus, a vehicle-provided service management apparatus, and a payment server that perform payment for service provision while riding in a vehicle.

  In recent years, an ETC (registered trademark, hereinafter the same) system has become widespread as a method for settlement of tolls on toll roads. To use the ETC system, use an ETC card with an integrated circuit that stores user identification information and DSRC (Dedicated Short Range Communication) based on the user identification information of the ETC card. Thus, an ETC vehicle-mounted device for communicating with a road-to-vehicle communication device (hereinafter referred to as a roadside device) is required.

  In the ETC system, the usage status of the user is recorded in the center server through communication between the ETC in-vehicle device in which the ETC card is inserted and the road-to-vehicle communication device installed at the entrance / exit of the toll road. The usage situation is compiled for each user for a certain period, and the toll on the toll road is stored by deferred payment in the same manner as a credit card.

JP 2000-172891 A

  By the way, conventionally, the ETC system is supposed only to settle tolls on toll roads. However, in the near future, as a kind of electronic payment, not only tolls on toll roads, but also a smart way concept that makes it possible to make all payments while riding a car, such as payments at gas stations and fast food restaurants, is a reality. It is becoming.

  According to the Smartway concept, DSRC can be applied to RVC (Road to Vehicle Communication) and IVC (Inter-Vehicle Communication), and connected to the Internet to enable electronic payments in all aspects. To do.

  However, in the conventional technology represented by the above, a dedicated communication infrastructure such as DSRC, RVC, or IVC is required. Therefore, as an example of providing a paid parking lot as a service to be provided, when applied to a parking fee settlement system, Not only was the capital investment burden of the parking lot installer large, but there was a burden that the user also had to purchase a dedicated in-vehicle device and newly issue a payment card from a credit card company or the like.

  An in-vehicle payment system, an in-vehicle payment apparatus, a vehicle-provided service management apparatus, and a payment server disclosed below are provided to solve the above problems (problems) and provide services with an inexpensive configuration. The purpose is to reduce the capital investment burden for both users and users and to easily construct an in-vehicle payment system.

  In order to solve the above-described problems and achieve the object, the disclosed in-vehicle payment system, in-vehicle payment apparatus, vehicle-provided service management apparatus, and payment server are connected to a general-purpose communication network and a general-purpose wireless communication. A vehicle-mounted payment apparatus having a general-purpose wireless communication unit, a payment server connected to the general-purpose communication network, and a vehicle-provided service management apparatus connected to the general-purpose communication network. A charge for a vehicle using a service provided for a vehicle is transmitted to a payment server via communication via a general-purpose communication network. One requirement is to settle the price of

  The disclosed in-car payment system, in-vehicle payment apparatus, service management apparatus for vehicles, and payment server can be easily constructed with a low-cost configuration, reducing the capital investment burden on both the service provider and the user. There is an effect that it can be.

  Hereinafter, an example of the first embodiment and an example of the second embodiment according to the disclosed in-car settlement system, in-car settlement apparatus, vehicle-provided service management apparatus, and settlement server will be described in detail with reference to the accompanying drawings. In addition, before showing an example of embodiment concerning an in-vehicle payment system, an in-vehicle payment device, a vehicle providing service management device, and a payment server below, an in-vehicle payment system according to an example of the embodiment, a vehicle providing service management An outline of an in-vehicle payment system including an apparatus and a payment server will be described.

  In the example of the following embodiment, a case where the vehicle-provided service is a pay parking service and the vehicle-provided service management device is a parking gate device is shown as an example. However, the present invention is not limited to this, and any service can be applied as long as the service is provided for a vehicle including a scene in which the driver pays for the usage service while riding the vehicle 1. For example, drive-through of a fast food restaurant, payment of facility entrance fee, payment at a gas station, payment of a ferry fee when boarding a vehicle.

  As shown in FIG. 1, an in-vehicle payment system S according to an example of an embodiment includes an in-vehicle payment apparatus 10 that has a web browser function mounted on a vehicle 1 and can display a payment screen. It is possible to communicate with the payment apparatus 10 by short-range wireless communication (for example, Bluetooth (registered trademark), infrared communication, UMB (Ultra Mobile Broadband)), and an electronic payment function (for example, Osaifu-Keitai (registered trademark, the same applies below)). A mobile phone terminal device 100, a base station 200 that performs wireless communication via the in-vehicle payment apparatus 10 and the antenna 13 a, a core network 300 that is a gateway for connecting the base station 200 to the network N, and the network N And a connected payment server 400. The payment server 400 is a server device that performs a payment process with the in-vehicle payment apparatus 10 for payment of a fee or a price.

  Communication between the in-vehicle settlement apparatus 10 and the base station 200 is performed using a general-purpose standard wireless communication system. The wireless communication system of the general-purpose standard is, for example, Wi-Fi (Wireless Fidelity, registered trademark, the same applies hereinafter) or Wi-MAX (Worldwide Interoperability for Microwave Access, registered trademark, the same applies hereinafter), a communication method used in a mobile phone system. Or the like.

  Communication between the base station 200 and the core network 300 is performed using a general-purpose communication standard. For example, packet communication by TCP / IP (Transmission Control Protocol / Internet Protocol) or UDP / IP (User Datagram Protocol / Internet Protocol). Similarly, the communication standard of the network N is performed using a general-purpose communication standard such as TCP / IP or UDP / IP. Therefore, the core network 300, the settlement server 400, and the gate device 500 connected to the network N are performed using a general-purpose communication standard.

  The gate device 500 includes a vehicle license plate photographing camera 501a1 that captures a vehicle number displayed on a license plate as management information of a vehicle that intends to use a parking lot, and an output including a display screen and a speaker that outputs parking lot usage information. A device 501d1 and a gate mechanism 501b1 for temporarily stopping the passage of the vehicle 1;

  In the in-vehicle payment system S, the base station 200 is installed around the gate device 500. The base station 200 cooperates with the settlement server 400 and the gate device 500. The gate device 500 issues a parking fee payment request to the payment server 400. Since the mobile phone terminal device 100 and the payment server 400 are connected so as to be able to communicate indirectly, for example, electronic payment using electronic money or the like between the payment function of the mobile phone terminal device 100 and the payment server 400. Is possible.

[Example of First Embodiment]
With reference to FIGS. 2 to 8-4, the in-vehicle payment apparatus 10a, the payment server 400, the gate device 500, and the devices included in the in-vehicle payment system S1 according to the example of the first embodiment. The electronic settlement process performed in step 1 will be described.

  First, the configuration of the in-vehicle settlement apparatus 10a will be described with reference to FIG. FIG. 2 is a functional block diagram showing the configuration of the in-vehicle payment apparatus 10a and various devices connected to the in-vehicle payment apparatus 10a.

  As shown in FIG. 2, the in-vehicle settlement apparatus 10a can communicate with the travel control apparatus 20 via the in-vehicle network 50 using the in-vehicle network interface unit 14 as an interface in the vehicle 1a. The travel control device 20 controls various control devices (drive prime mover control device, braking device control device, various sensors, etc.) that control the travel of the vehicle 1a. In particular, a vehicle speed sensor 21 that detects the vehicle speed of the vehicle 1a is connected to the travel control device 20 according to an example of the first embodiment, but other connected components are omitted.

  The in-car settlement apparatus 10 a is connected to the car navigation apparatus 17 via the input interface unit 18. The car navigation device 17 uses a GPS (Global Positioning System) or the like to acquire a vehicle position, and a map that stores map information including road information necessary for traveling of the vehicle 1a. And an information storage unit 17b.

  The in-vehicle settlement apparatus 10a is connected to the mobile phone terminal device 100 so as to be able to perform wireless communication by communication control via the short-range wireless communication interface unit 16 by the short-range wireless communication control unit 12. Note that the present invention is not limited to the mobile phone terminal device 100 and may be any device as long as it has a wireless communication function and an electronic payment function.

  The in-vehicle payment apparatus 10a is connected to the base station 200 so as to be able to perform wireless communication by communication control via the antenna 13a by the communication control unit 13.

  The in-car settlement apparatus 10a includes a settlement control unit 11 as a function related to settlement processing with the settlement server 400. The settlement control unit 11 is a control device such as a micro computer. The settlement control unit 11 includes a parking gate detection unit 11a, a browsing processing unit 11b, a user information transmission unit 11c, and a settlement processing unit 11d.

  The parking gate detection unit 11a is based on the vehicle position information and map information input from the car navigation device 17, and is a predetermined area where the vehicle 1a is blocked by the gate mechanism 501b1 of the gate device 500 (before the entrance of the parking lot or It is determined whether or not it exists before the exit.

  Note that when it is determined that the vehicle 1a exists in a predetermined area blocked by the gate mechanism 501b1 of the gate device 500, the vehicle speed of the vehicle 1a detected by the vehicle speed sensor 21 is equal to or less than a certain value (for example, 0 km / h). On condition that This is because no matter how much the vehicle 1a exists in a predetermined area, if the vehicle speed is equal to or higher than a certain value, smooth entry processing and settlement processing at the time of entry cannot be performed.

  The browsing processing unit 11b has a browser function, and displays a home page described in a tagged language such as HTML (HyperText Markup Language) or XML (eXtensible Markup Language) on the display unit 15a via the input / output interface unit 15. Control. The homepage display is triggered by the URL (Uniform Resource Locator) of the homepage input from the input unit 15 b by the passenger of the vehicle 1 a, URL information selection from “favorites”, and the vehicle 1 a being fixed to a predetermined area of the gate device 500. Time stays etc.

  In response to the trigger, homepage information that is centrally managed by the settlement server 400 is transmitted from the settlement server 400 to each in-vehicle settlement apparatus 10a. Alternatively, the homepage information may be managed by each gate device 500 and transmitted from each gate device 500 to each in-vehicle settlement apparatus 10a. The in-vehicle payment apparatus 10a displays a home page as illustrated in FIG. 8A on the display screen of the display unit 15a based on the home page information received from the payment server 400, for example.

  The home page illustrated in FIG. 8A includes an input control for inputting the vehicle number of the own vehicle. The user of the parking lot operates the input unit 15b to input the vehicle number or the user identification information to the input control, and presses the “OK” button. If no vehicle number or user identification information is input to the input control even after a certain time has elapsed, the vehicle may be identified only by the vehicle number photographed by the gate device 500. Alternatively, if the vehicle number or the user identification information is not input to the input control even after a certain time has elapsed, the device identification information of the in-vehicle payment apparatus 10a and / or the storage device of the in-vehicle payment apparatus 10a is stored in advance. It is also possible to automatically transmit the user identification information and the like.

  The user information transmission unit 11c transmits the user information input from the input unit 15b by the passenger of the vehicle 1a to the base station 200 via the communication control unit 13. The base station 200 transmits user information to the settlement server 400 via the network N.

  The settlement processing unit 11d performs settlement processing of the settlement amount by the electronic settlement function of the mobile phone terminal device 100 according to the settlement processing requested by the settlement server 400 based on the user information. That is, a message indicating that payment is to be made by the electronic payment function of the mobile phone terminal device 100 is transmitted to the center server.

  When the electronic payment function of the mobile phone terminal 100 handles prepaid electronic money, the balance information of the electronic money is transmitted to the center server at the same time. The settlement server 400 performs a settlement process with the electronic settlement function of the mobile phone terminal device 100 based on the information transmitted from the settlement processing unit 11d, and notifies the settlement processing unit 11d of the processing result.

  Next, the configuration of the settlement server 400 will be described with reference to FIG. The settlement server 400 centrally manages a plurality of pay parking lots operated by the same operating company. As shown in the figure, the settlement server 400 includes a control unit 401, which is a control device such as a microcomputer, a parking lot gate identification information storage unit 402, a parking lot usage status storage unit 403, and parking lot use homepage information. A storage unit 404 and a communication control unit 405 are included.

  The control unit 401 includes a parking lot usage information management unit 401a and a settlement processing unit 401b. The parking lot use information management unit 401a manages the user identification information transmitted from the in-vehicle payment apparatus 10a and the identification information of the parking lot gate device 500 used by the user. The parking lot use information management unit 401a is based on the identification information of the gate device 500 transmitted from the in-car settlement device 10a, and the parking lot identification stored in the parking lot gate identification information storage unit 402 illustrated in FIG. The identification information of the user's parking lot is acquired with reference to the information table.

  The parking lot usage information management unit 401a then captures the user name and parking lot identification information based on the user identification information and the user identification information transmitted from the in-vehicle payment apparatus 10a, and the vehicle license plate photographing of the gate device 500. The vehicle number photographed by the camera 501a1 is stored in the parking lot usage status management table stored in the parking lot usage status storage unit 403 illustrated in FIG.

  The settlement processing unit 401b calculates a billing fee according to the parking lot usage status of the user managed in the parking lot usage status management table stored in the parking lot usage status storage unit 403, and is connected to the network N. Request payment approval from a payment approval server of a credit card company or electronic money management company. When the payment approval is notified from the management server, the payment processing unit 401b transmits payment completion to the in-vehicle payment apparatus.

  When the vehicle is parked before the entrance of the gate device 500 for entering the parking lot, the settlement server 400, for example, is displayed on the display screen of the display unit 15a of the in-car settlement device 10a as shown in FIG. Homepage information for displaying such a homepage is read from the parking lot use homepage information storage unit 404 and transmitted.

  Further, the settlement server 400 settles the parking fee when the vehicle is parked before the exit of the gate device 500 for entry from the parking lot. For example, the settlement server 400 has a display unit 15a of the in-car settlement device 10a. The homepage information for displaying the homepage as shown in FIG. 8B on the display screen is read from the parking lot use homepage information storage unit 404 and transmitted.

  Further, when the settlement of the parking fee is completed, the settlement server 400 uses, for example, homepage information for displaying a homepage as shown in FIG. 8-3 on the display screen of the display unit 15a of the in-car settlement apparatus 10a. Read from homepage information storage unit 404 and transmit.

  In addition, when the payment of the parking fee is not possible due to a shortage of the balance of the electronic money of the mobile phone terminal device 100, the settlement server 400, for example, The homepage information for displaying the homepage as shown in FIG. 4 is read from the parking lot use homepage information storage unit 404 and transmitted. According to the display of FIG. 8-4, the parking lot user charges electronic money and tries to settle again, or pays the shortage with cash.

  Next, the configuration of the gate device 500 will be described with reference to FIG. As shown in the figure, the gate device 500 includes a control unit 501 that is a control device such as a microcomputer, and a parking lot gate identification information storage unit 502. The control unit 501 includes a vehicle recognition unit 501a, a gate control unit 501b, a settlement processing unit 501c, a display control unit 501d, and a communication control unit 501e.

  The control unit 501 includes a vehicle recognition unit 501a that recognizes a vehicle that is about to enter the parking lot, based on the vehicle number of a vehicle that is stopped in front of the entrance of the parking lot, which is captured by the vehicle license plate imaging camera 501a1. The vehicle recognizing unit 501a displays the photographed vehicle number together with the gate device identification information stored in the parking gate identification information storage unit 502 and the user identification information input by the user via the communication control unit 501e. 400. Then, the gate control unit 501b is instructed to open the gate mechanism 501b1. The gate control unit 501b opens the gate mechanism 501b1 in accordance with an instruction from the vehicle recognition unit 501a.

  Moreover, the vehicle recognition part 501a recognizes the vehicle which is going to enter from a parking lot based on the vehicle number of the vehicle stopped before the exit of a parking lot image | photographed with the vehicle number plate imaging | photography camera 501a1. The vehicle recognition unit 501a transmits the photographed vehicle number to the settlement server 400 via the communication control unit 501e. Then, the payment processing unit 501c is instructed to request payment processing from the payment server 400.

  When the payment processing unit 501c receives the payment completion notification from the payment server 400, the payment processing unit 501c instructs the display control unit 501d to display the payment completion notification on the output device 501d1. The display control unit 501d displays a settlement completion notification on the display screen of the output device 501d1 in response to an instruction from the settlement processing unit 501c. Further, the settlement processing unit 501c instructs the gate control unit 501b to open the gate mechanism 501b1. The gate control unit 501b opens the gate mechanism 501b1 in accordance with an instruction from the vehicle recognition unit 501a.

  Next, the parking lot entrance process performed by the in-car settlement system S1 according to the example of the first embodiment will be described. FIG. 6 is a flowchart showing a processing procedure when entering a parking lot. As shown in the figure, first, in the in-car settlement apparatus 10a, the parking gate detection unit 11a determines whether or not the own vehicle is parked just before the parking gate apparatus (before the entrance) (step S101). ). If it is determined that the vehicle is parked just before the parking gate device (Yes in Step S101), the process proceeds to Step S102, and the vehicle is judged to be parked just before the parking gate device. If not (No at Step S101), Step S101 is repeated.

  Subsequently, the browsing processing unit 11b transmits a transmission request for the user homepage information of the parking lot to the settlement server 400 (step S102). When the payment server 400 receives a transmission request for user homepage (see FIG. 8-1) information from the in-vehicle payment apparatus 10 (step S401), the parking lot use information management unit 401a displays the corresponding user homepage information. It transmits with respect to the vehicle-mounted payment apparatus 10a (step S402). Then, the parking lot use information management unit 401a instructs the gate device 500 to shoot the vehicle number of the corresponding vehicle with respect to the corresponding gate device of the corresponding parking lot (step S403).

  The vehicle recognition unit 501a of the gate device 500 controls the vehicle number plate photographing camera 501a1 to photograph the vehicle number of the corresponding vehicle (step S501), and transmits the vehicle number to the settlement server 400 (step S502).

  Subsequently, the browsing processing unit 11b receives the user home page information of the parking lot from the settlement server 400 and displays the user home page (step S103). Subsequently, the user information (for example, the input vehicle number and user ID, the device identification information of the in-vehicle payment apparatus 10a that is automatically transmitted, and / or the storage device of the in-vehicle payment apparatus 10a is stored in advance. User identification information, etc.) is transmitted to the settlement server 400 via the user home page (step S104).

  The parking lot use information management unit 401a of the settlement server 400 receives the vehicle number transmitted from the in-car settlement device 10a and the gate device 500 (step S404), and determines whether or not the two vehicle numbers match. (Step S405). When it is determined that the two vehicle numbers match (Yes at Step S405), the process proceeds to Step S406, and when it is determined that the two vehicle numbers do not match (No at Step S405), the parking lot usage information management unit 401a Notify the use settlement apparatus 10a and the gate apparatus 500 that the use is not possible (step S409).

  Subsequently, in step S406, the parking lot usage information management unit 401a records the parking lot identification information, the gate device identification information, the vehicle number, the usage start time, and the like in the parking lot usage status storage table. Then, the parking lot usage information management unit 401a notifies the in-vehicle payment apparatus 10a of the usage permission, the usage start date and time, etc. via the user homepage (step S407). Then, the parking lot usage information management unit 401a instructs the gate device 500 of the parking lot to open the gate (step S408).

  In the in-vehicle payment apparatus 10a, in step S105, the browsing processing unit 11b determines whether or not an unavailable notification is received from the payment server 400. When it is determined that the unavailable notification is received from the settlement server 400 (Yes at Step S105), the unavailable status is displayed on the display unit 15a (Step S106), and it is not determined that the unavailable notification is received from the settlement server 400. In the case (No at Step S105), the usage permission, the usage start time, etc. are received from the settlement server 400 via the user home page and displayed on the display unit 15a (Step S107).

  On the other hand, in the gate device 500, in step S503, the gate control unit 501b determines whether or not an unusable notification is received from the settlement server 400. When it is determined that the use-disapproval notice has been received from the payment server 400 (Yes at step S503), the use-disapproval is displayed on the display screen of the output device 501d1 (step S504), and it is determined that the use-disapproval notice is received from the payment server 400 If not (No at Step S503), the gate opening instruction of the gate mechanism 501b1 of the gate device 500 from the settlement server 400 is received and the gate is opened (Step S505).

  Next, the parking lot entry process performed in the in-car settlement system S1 according to the example of the first embodiment will be described. FIGS. 7-1 and FIGS. 7-2 are flowcharts showing a processing procedure at the time of parking lot entry. As shown in the figure, first, in the in-car settlement apparatus 10a, the parking gate detector 11a determines whether or not the own vehicle is stopped immediately before the parking gate apparatus (before the exit) (step S111). ). When it is determined that the own vehicle is stopped just before the parking gate device (Yes at Step S111), the process proceeds to Step S112, and it is determined that the own vehicle is stopped immediately before the parking gate device. If not (No at Step S111), Step S111 is repeated.

  Subsequently, the browsing processing unit 11b transmits a transmission request for the user homepage information of the parking lot to the settlement server 400 (step S112). When the payment server 400 receives a transmission request for user homepage (see FIG. 8-2) information from the in-vehicle payment apparatus 10a (step S411), the parking lot use information management unit 401a displays the corresponding user homepage information. It transmits with respect to the vehicle-mounted payment apparatus 10a (step S412). Then, the parking lot use information management unit 401a instructs the gate device 500 to shoot the vehicle number of the corresponding vehicle with respect to the corresponding gate device of the corresponding parking lot (step S413).

  The vehicle recognition unit 501a of the gate device 500 controls the vehicle number plate photographing camera 501a1 to photograph the vehicle number of the corresponding vehicle (step S511), and transmits the vehicle number to the settlement server 400 (step S512).

  Subsequently, the browsing processing unit 11b receives the user home page information of the parking lot from the settlement server 400 and displays the user home page (step S113). Subsequently, the user information (for example, the input vehicle number and user ID, the device identification information of the in-vehicle payment apparatus 10a that is automatically transmitted, and / or the storage device of the in-vehicle payment apparatus 10a is stored in advance. User identification information, etc.) is transmitted to the settlement server 400 via the user homepage (step S114).

  The parking lot use information management unit 401a of the settlement server 400 receives the vehicle number transmitted from the in-car settlement device 10a and the gate device 500 (step S414) and determines whether or not the two vehicle numbers match. (Step S415). When it is determined that the two vehicle numbers match (Yes at Step S415), the process proceeds to Step S416, and when it is determined that the two vehicle numbers do not match (No at Step S415), the parking lot usage information management unit 401a Notifying the settlement apparatus 10a and the gate apparatus 500 that participation is not possible (step S418).

  Subsequently, in step S416, the parking lot usage information management unit 401a records the usage end date and time in the corresponding parking lot identification information, gate device identification information, vehicle number, and usage start time entry in the parking lot usage status storage table. And calculate the parking fee. Then, the parking lot use information management unit 401a notifies the in-vehicle payment apparatus 10a of information such as the use end date and time and the parking fee via the user homepage (step S417).

  In step S115, in the in-vehicle payment apparatus 10a, the browsing processing unit 11b determines whether or not an entry failure notice has been received from the payment server 400. When it is determined that the participation impossible notification has been received from the settlement server 400 (Yes at Step S115), the participation impossibility is displayed on the display unit 15a (Step S117), and it has not been determined that the participation impossible notification has been received from the settlement server 400. In the case (No at step S115), information such as the use end time and the parking fee is received from the settlement server 400 via the user home page and displayed on the display unit 15a.

  Subsequent to step S116, in step S118, the short-range wireless communication control unit 12 of the in-car settlement apparatus 10a determines whether or not there is a communication connection request from the mobile phone terminal device 100 through short-range wireless communication. When it is determined that there is a communication connection request from the mobile phone terminal device 100 (Yes at Step S118), the process proceeds to Step S119, and when it is not determined that there is a communication connection request from the mobile phone terminal device 100 (No at Step S118), Step S118 is repeated.

  In step S119, the payment processing unit 11d of the in-vehicle payment apparatus 10a requests the payment server 400 to pay the parking fee with electronic money stored in the electronic payment function of the mobile phone terminal device 100 via the user homepage. To do.

  When the payment processing unit 401b of the payment server 400 receives a payment request with electronic money from the in-vehicle payment apparatus 10a (step S419), it transmits an electronic money balance inquiry to the electronic payment function of the mobile phone terminal device 100. (Step S420).

  Upon receiving the electronic money balance inquiry in step S120, the payment processing unit 11d of the in-vehicle payment apparatus 10a inquires the electronic money balance for the electronic payment function of the mobile phone terminal device 100, and sends the balance information to the payment server 400. It transmits to (step S121).

  The payment processing unit 401b of the payment server 400 that has received the balance information of the electronic money in step S421 determines whether or not the balance of the electronic money is sufficient for payment of the parking fee (step S422). When it is determined that the balance of the electronic money is sufficient for payment of the parking fee (Yes at Step S422), the process proceeds to Step S423, and when the balance of the electronic money is not determined to be sufficient for payment of the parking fee (Step S422). (No in S422), a balance shortage notification is transmitted to the settlement processing unit 11d of the in-vehicle settlement apparatus 10a (step S424).

  In step S423, the payment processing unit 401b of the payment server 400 cooperates with the system of the external electronic money payment organization to give the amount obtained by subtracting the parking fee from the balance of the electronic money to the payment processing unit 11d of the in-vehicle payment apparatus 10a. Send to. Then, the parking lot usage information management unit 401a instructs the gate device 500 of the parking lot to open the gate (step S425).

  In step S122, in the in-car settlement apparatus 10a, the settlement processing unit 11d determines whether or not a balance shortage notification is received from the settlement server 400. When it is determined that the balance shortage notification has been received from the settlement server 400 (Yes at Step S122), the shortage of balance is displayed on the display unit 15a (Step S126), and electronic money is charged (or a cash gate device corresponding to the shortage) The process waits for 500 input to the money collection mechanism (step S125), and proceeds to step S121.

  If it is not determined that the balance shortage notification has been received from the settlement server 400 (No at Step S122), the settlement processing unit 11d of the in-vehicle settlement apparatus 10a receives the amount obtained by subtracting the parking fee from the balance of the electronic money (Step S122). S123), the balance of the electronic money of the electronic settlement function of the mobile phone terminal device 100 is updated with the amount received in step S123 (step S124).

  On the other hand, in the gate device 500, in step S513, the gate control unit 501b determines whether or not a participation impossible notification is received from the settlement server 400. When it is determined that the participation impossible notification has been received from the settlement server 400 (Yes at Step S513), the participation impossibility is displayed on the display screen of the output device 501d1 (Step S514), and it is determined that the participation prohibition notification has been received from the settlement server 400. If not (No at Step S513), the gate opening instruction of the gate mechanism 501b1 of the gate device 500 from the settlement server 400 is received and the gate is opened (Step S515).

[Example of Second Embodiment]
With reference to FIG.9 and FIG.10, the structure of the vehicle-mounted payment apparatus 10b included in the vehicle-mounted payment system S2 which concerns on an example of 2nd Embodiment, the vehicle-mounted payment apparatus 10b, the payment server 400, and the gate apparatus 500 An electronic settlement process performed between the devices will be described. Note that in the description of the example of the second embodiment, only differences from the example of the first embodiment will be described.

  First, with reference to FIG. 9, the structure of the vehicle-mounted payment apparatus 10b mounted in the vehicle 1b is demonstrated. FIG. 9 is a functional block diagram showing the configuration of the in-vehicle payment apparatus 10b and various devices connected to the in-vehicle payment apparatus 10b. The same reference numerals are given to the same components, and the description is omitted.

  In the in-vehicle payment apparatus 10b, the short-range wireless communication control unit 12 and the short-range wireless interface unit 16 included in the in-vehicle payment apparatus 10a are omitted. Instead, a card information reading unit 19 and a card 19a inserted in the card information reading unit 19 are included.

  The card 19a may be, for example, a dedicated in-vehicle payment card or credit card mounted with an integrated circuit in which user identification information and / or electronic money balance information is stored, or a magnetic prepaid card or the like. May be.

  When the card 19a is a payment card for a dedicated in-vehicle device equipped with an integrated circuit, a credit card, or the like, the card information reading unit 19 can read information stored in the integrated circuit of the card 19a, and the card 19a. An integrated circuit capable of writing information to the integrated circuit. Based on the information stored in the integrated circuit of the card 19a, the identification of the user and the settlement of the parking fee are performed in cooperation with the settlement server 400.

  When the card 19a is a magnetic prepaid card or the like, the card information reading unit 19 can read information stored in the magnetic stripe of the card 19a and can write information to the magnetic stripe of the card 19a. Includes read / write devices. Based on the information stored in the magnetic stripe of the card 19a, the user is specified and the parking fee is settled in cooperation with the settlement server 400.

  Next, the parking lot entry process performed in the in-car settlement system S2 according to the example of the second embodiment will be described. FIG. 10 is a flowchart showing the latter half of the parking lot entry processing procedure performed in the in-car settlement system S2 according to the example of the second embodiment. The first half of the parking lot entry process performed by the in-vehicle payment system S2 according to the example of the second embodiment is performed by the in-vehicle payment system S2 according to the example of the second embodiment shown in FIG. It is the same as the flowchart which shows the processing procedure at the time of parking lot appearance. The processing procedure following the concatenation symbols “3”, “4”, and “5” in the flowchart of FIG. 7-1 is different from the flowchart shown in FIG. 7-2.

  Following step S116 in FIG. 7A, in step S131, the payment processing unit 11d of the in-vehicle payment apparatus 10b inserts a credit card (or a dedicated in-vehicle device payment card, prepaid card, etc.) into the card information reading unit 19. It is determined whether or not it has been done. If it is determined that a credit card (or a dedicated in-vehicle payment card, prepaid card, etc.) has been inserted (Yes at step S131), the process proceeds to step S132, and a credit card (or dedicated in-vehicle payment card, prepaid) If it is not determined that a card or the like is inserted (No at Step S131), Step S131 is repeated.

  Subsequently, the payment processing unit 11d of the in-vehicle payment apparatus 10b requests a parking fee payment by a credit card (or a dedicated in-vehicle device payment card, prepaid card, etc.) via the user homepage (step S132).

  When the payment processing unit 401b of the payment server 400 receives a payment request with a credit card (or a dedicated on-vehicle payment card, prepaid card, etc.) from the in-vehicle payment apparatus 10b (step S431), the payment server of the credit card company A settlement request is transmitted to (step S432). The settlement processing unit 401b receives the settlement approval result by the settlement server of the credit card company (Step S433).

  Subsequently, the payment processing unit 401b determines whether or not the payment approval result by the payment server of the credit card company is a payment approval (step S434). When it is determined that the payment approval result by the payment server of the credit card company is the payment approval (Yes in step S434), the parking lot usage information management unit 401a opens the gate for the gate device 500 of the parking lot. An instruction is given (step S435). If the payment approval result by the payment server of the credit card company is not determined to be payment approval (No at step S434), the payment processing unit 11d of the in-vehicle payment apparatus 10b is notified of payment non-approval (step S436).

  In step S133, in the in-vehicle payment apparatus 10b, the payment processing unit 11d determines whether or not a payment disapproval notice has been received from the payment server 400. If it is determined that a payment disapproval notice has been received from the payment server 400 (Yes at step S133), the payment disapproval is displayed on the display unit 15a (step S134). Then, you may make it make a user settle a parking lot usage fee with cash.

  On the other hand, in step S531, the gate device 500 receives a gate opening instruction for the gate mechanism 501b1 of the gate device 500 from the settlement server 400 and opens the gate.

  According to an example of the above embodiment, in the construction of an in-vehicle payment system that receives a variety of services while paying for a vehicle and pays a price, a system adopting a general-purpose communication method instead of a special communication method Therefore, it is possible to construct a system at low cost and to construct a system with high maintainability, operability, and fault tolerance.

  And since it is a system constructed by adopting a general-purpose communication method, it can be easily linked with a mobile terminal having an electronic payment function (for example, Osaifu-Keitai). Can support various payment methods.

  Although an example of the embodiment of the present invention has been described above, the present invention is not limited to this, and can be implemented in various different embodiments within the scope of the technical idea described in the claims. It may be. Moreover, the effect described in an example of embodiment is not limited to this.

  In addition, among the processes described in the example of the embodiment, all or part of the processes described as being automatically performed can be manually performed, or have been described as being manually performed. All or a part of the processing can be automatically performed by a known method. In addition, the processing procedure, the control procedure, the specific name, and information including various data and parameters shown in the exemplary embodiment can be arbitrarily changed unless otherwise specified.

  Each component of each illustrated device is functionally conceptual and does not necessarily need to be physically configured as illustrated. In other words, the specific form of distribution / integration of each device is not limited to that shown in the figure, and all or a part thereof may be functionally or physically distributed or arbitrarily distributed in arbitrary units according to various loads or usage conditions. Can be integrated and configured.

  Furthermore, each or all of the processing functions performed in each device are entirely or partially a CPU (Central Processing Unit) (or a microcomputer such as an MPU (Micro Processing Unit) or MCU (Micro Controller Unit)) and It may be realized by a program that is analyzed and executed by the CPU (or a microcomputer such as MPU or MCU), or may be realized as hardware by wired logic.

  According to the disclosed in-vehicle payment system, in-vehicle payment apparatus, vehicle-provided service management apparatus, and payment server, the value of the vehicle-provided service including the scene in which the driver pays for the use service while riding the vehicle. This is useful when it is desired to construct a system for making a payment at low cost, and is particularly effective when it is desired to be able to flexibly cope with diversification of payment methods.

It is a figure which shows the structure of the vehicle-mounted payment system which concerns on an example of embodiment. It is a functional block diagram which shows the structure of the vehicle-mounted payment apparatus which concerns on an example of 1st Embodiment, and the apparatus connected. It is a functional block diagram which shows the structure of a payment server. It is a figure which shows an example of a parking lot identification information table. It is a figure which shows an example of a parking lot utilization condition management table. It is a functional block diagram which shows the structure of a gate apparatus. It is a flowchart which shows the process sequence at the time of parking lot entrance. It is a flowchart which shows the process sequence at the time of parking lot appearance. It is a flowchart which shows the process sequence at the time of parking lot appearance. It is a figure which shows an example of a display of a homepage. It is a figure which shows an example of a display of a homepage. It is a figure which shows an example of a display of a homepage. It is a figure which shows an example of a display of a homepage. It is a functional block diagram which shows the structure of the vehicle-mounted payment apparatus which concerns on an example of 2nd Embodiment, and the apparatus connected. It is a flowchart which shows the process sequence at the time of parking lot appearance.

Explanation of symbols

N network S, S1, S2 in-car settlement system 1, 1a, 1b vehicle 10, 10a, 10b in-car settlement apparatus 11 settlement control unit 11a parking gate detection unit 11b browsing processing unit 11c user information transmission unit 11d settlement processing unit 12 Short-range wireless communication control unit 13 Communication control unit 13a Antenna 14 In-vehicle network interface unit 15 Input / output interface unit 15a Display unit 15b Input unit 16 Short-range wireless interface unit 17 Car navigation device 17a Own vehicle position acquisition unit 17b Map information storage unit 18 Input interface unit 19 Card information reading unit 19a Card 20 Travel control device 21 Vehicle speed sensor 50 In-vehicle network 100 Mobile phone terminal device 200 Base station 300 Core network 400 Settlement server 401 Control unit 401b Settlement Physical unit 401a Parking lot usage information management unit 402 Parking lot gate identification information storage unit 403 Parking lot usage status storage unit 404 Parking lot use homepage information storage unit 405 Communication control unit 500 Gate device 501 Control unit 501a Vehicle recognition unit 501a1 Vehicle license plate Shooting camera 501b Gate control unit 501b1 Gate mechanism 501c Settlement processing unit 501d Display control unit 501d1 Output device 501e Communication control unit 502 Parking lot gate identification information storage unit

Claims (9)

An in-vehicle payment apparatus having a communication device connected to a general-purpose communication network and a general-purpose wireless communication unit for performing general-purpose wireless communication;
A payment server connected to the general-purpose communication network;
Providing service management device for vehicles connected to the general-purpose communication network,
The vehicle provision service management device transmits a charge for a vehicle using the vehicle provision service to the settlement server by communication via the general-purpose communication network,
The payment server performs payment of the price with the vehicle-mounted payment device of the corresponding vehicle via the general-purpose communication network and general-purpose wireless communication. In-car payment device
A payment screen display unit that displays a payment screen based on information received from the vehicle-provided service management device via the general-purpose communication network;
A user information input receiving unit that receives user information input to the payment screen displayed on the payment screen display unit;
A user information transmission unit that transmits the user information received by the user information input reception unit to the settlement server via the general-purpose wireless communication and the general-purpose communication network together with the identification information of the service provision device for vehicles. When,
The in-vehicle payment system according to claim 1, further comprising: a payment processing unit that performs payment processing in response to a payment request from the payment server. In-car payment device
The user information transmission unit is configured to provide the vehicle providing service when no user information is input by the user information input receiving unit until a predetermined time elapses after the payment screen is displayed on the payment screen display unit. The identification information of the vehicle and / or the user who uses the network is transmitted to the payment server via the general-purpose wireless communication and the general-purpose communication network together with the identification information of the service management apparatus for vehicles. The on-board payment system described. The in-vehicle payment apparatus has a short-range wireless communication unit for performing short-range wireless communication with a mobile terminal device having an electronic payment function,
The in-vehicle payment according to claim 2 or 3, wherein the payment processing unit performs a payment process in response to a payment request from the payment server by an electronic payment function of a mobile terminal device via short-range wireless communication. system. The vehicle provision service management device includes:
A settlement display screen display information transmitting unit for transmitting settlement display screen display information to be displayed on a settlement display screen provided in a vehicle that uses the service provided for the vehicle;
A vehicle identification information acquisition unit that acquires vehicle identification information capable of specifying a vehicle that uses the service provided for the vehicle;
The usage status of the service provided for the vehicle based on the vehicle and / or user identification information input from the payment display screen and the vehicle identification information acquired by the vehicle identification information acquisition unit is transmitted to the payment server. A usage status transmission unit,
A billing requesting unit that requests the payment server for a charge for the service provided for the vehicle;
The in-vehicle use apparatus according to claim 1, further comprising: a provision end processing unit that performs provision termination processing of the provision service for the vehicle when receiving a settlement completion notification indicating that the settlement of the consideration has been completed from the settlement server. Payment system. The payment server
Usage status for recording usage status of the vehicle-provided service based on vehicle and / or user identification information received from the vehicle-provided service management device and vehicle identification information acquired by the vehicle-provided service management device A recording section;
A price calculation unit that calculates the price of the service provided for the vehicle to the corresponding vehicle and / or user based on the usage status recorded in the usage status recording unit;
A charge requesting unit that charges the charge calculated by the charge calculating unit to the in-vehicle settlement apparatus of the corresponding vehicle;
A completion notification transmission unit configured to transmit a payment completion notification to the in-vehicle payment apparatus and the service providing apparatus for a vehicle when the payment of the value is completed with the in-vehicle payment apparatus. The in-vehicle payment system according to claim 1. A short-range wireless communication unit for performing short-range wireless communication with a mobile terminal device having an electronic payment function;
A payment processing unit that performs payment processing by an electronic payment function of a mobile terminal device via short-range wireless communication in response to a payment request transmitted from a payment server via a general-purpose communication network. Payment device. A general-purpose network communication unit that communicates with a payment server via a general-purpose communication network;
A general-purpose wireless communication unit that communicates with the in-vehicle payment apparatus via general-purpose wireless communication;
A provision termination processing unit that performs provision termination processing of the provision service for vehicles upon receipt of a settlement completion notification from the settlement server;
Have
A vehicular service providing management apparatus that transmits and receives consideration usage information and settlement information of the vehicular service provided via the general-purpose communication network and the general-purpose wireless communication. The use status of the vehicle provision service based on the vehicle and / or user identification information received from the vehicle provision service management device via the general-purpose communication network and the vehicle identification information acquired by the vehicle provision service management device. A usage status recording section to record;
A price calculation unit that calculates the price of the service provided for the vehicle to the corresponding vehicle and / or user based on the usage status recorded in the usage status recording unit;
A charge requesting unit that charges the charge calculated by the charge calculating unit to the in-vehicle settlement apparatus of the corresponding vehicle;
A completion notification transmission unit configured to transmit a payment completion notification to the in-vehicle payment apparatus and the service providing apparatus for a vehicle when the payment of the value is completed with the in-vehicle payment apparatus. Payment server.

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